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Mortgage Payment Schedule for a $699,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of November 30, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($139,800) may require pre-mortgage insurance


3.9% is current rate for 30-year fixed
3.3% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$2,638 360 $390,325 $949,525

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,179 or less (zip code: 20149)


NMLS #: 1023 | State Lic #: MC-5814
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 45 day rate lock

NMLS #: 541760
$1,168 /mo
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30 yr fixed mtg, 0 points | APR: 3.860% | Rate: 3.825% | Fees: $1,074 | 30 day rate lock

NMLS #: 1256692 | State Lic #: MC-5920
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 2925 | State Lic #: MC-1875
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.010% | Rate: 4.000% | Fees: $299 | 45 day rate lock

NMLS #: 790396
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 66247 | State Lic #: MC-1825
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.776% | Rate: 3.750% | Fees: $795 | 45 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 244476 | State Lic #: MC-5877
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 417490
$1,192 /mo
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30 yr fixed mtg, 0 points | APR: 3.993% | Rate: 3.990% | Fees: $85 | 30 day rate lock

NMLS #: 181005
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $865 | 45 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $699,000
Down Payment $139,800$559,200
Year 1 - 1 ($2,638)$1,817$820$558,380
2 ($2,638)$1,815$823$557,557
3 ($2,638)$1,812$826$556,731
4 ($2,638)$1,809$828$555,903
5 ($2,638)$1,807$831$555,072
6 ($2,638)$1,804$834$554,239
7 ($2,638)$1,801$836$553,403
8 ($2,638)$1,799$839$552,564
9 ($2,638)$1,796$842$551,722
10 ($2,638)$1,793$844$550,877
11 ($2,638)$1,790$847$550,030
12 ($2,638)$1,788$850$549,180
Year 2 - 13 ($2,638)$1,785$853$548,327
14 ($2,638)$1,782$856$547,472
15 ($2,638)$1,779$858$546,614
16 ($2,638)$1,776$861$545,753
17 ($2,638)$1,774$864$544,889
18 ($2,638)$1,771$867$544,022
19 ($2,638)$1,768$869$543,152
20 ($2,638)$1,765$872$542,280
21 ($2,638)$1,762$875$541,405
22 ($2,638)$1,760$878$540,527
23 ($2,638)$1,757$881$539,646
24 ($2,638)$1,754$884$538,762
Year 3 - 25 ($2,638)$1,751$887$537,876
26 ($2,638)$1,748$889$536,986
27 ($2,638)$1,745$892$536,094
28 ($2,638)$1,742$895$535,199
29 ($2,638)$1,739$898$534,301
30 ($2,638)$1,736$901$533,399
31 ($2,638)$1,734$904$532,495
32 ($2,638)$1,731$907$531,588
33 ($2,638)$1,728$910$530,679
34 ($2,638)$1,725$913$529,766
35 ($2,638)$1,722$916$528,850
36 ($2,638)$1,719$919$527,931
Year 4 - 37 ($2,638)$1,716$922$527,009
38 ($2,638)$1,713$925$526,085
39 ($2,638)$1,710$928$525,157
40 ($2,638)$1,707$931$524,226
41 ($2,638)$1,704$934$523,292
42 ($2,638)$1,701$937$522,355
43 ($2,638)$1,698$940$521,415
44 ($2,638)$1,695$943$520,472
45 ($2,638)$1,692$946$519,526
46 ($2,638)$1,688$949$518,577
47 ($2,638)$1,685$952$517,625
48 ($2,638)$1,682$955$516,670
Year 5 - 49 ($2,638)$1,679$958$515,711
50 ($2,638)$1,676$962$514,750
51 ($2,638)$1,673$965$513,785
52 ($2,638)$1,670$968$512,817
53 ($2,638)$1,667$971$511,846
54 ($2,638)$1,664$974$510,872
55 ($2,638)$1,660$977$509,895
56 ($2,638)$1,657$980$508,915
57 ($2,638)$1,654$984$507,931
58 ($2,638)$1,651$987$506,944
59 ($2,638)$1,648$990$505,954
60 ($2,638)$1,644$993$504,961
Year 6 - 61 ($2,638)$1,641$996$503,965
62 ($2,638)$1,638$1,000$502,965
63 ($2,638)$1,635$1,003$501,962
64 ($2,638)$1,631$1,006$500,956
65 ($2,638)$1,628$1,009$499,946
66 ($2,638)$1,625$1,013$498,934
67 ($2,638)$1,622$1,016$497,918
68 ($2,638)$1,618$1,019$496,898
69 ($2,638)$1,615$1,023$495,876
70 ($2,638)$1,612$1,026$494,850
71 ($2,638)$1,608$1,029$493,820
72 ($2,638)$1,605$1,033$492,788
Year 7 - 73 ($2,638)$1,602$1,036$491,752
74 ($2,638)$1,598$1,039$490,712
75 ($2,638)$1,595$1,043$489,670
76 ($2,638)$1,591$1,046$488,623
77 ($2,638)$1,588$1,050$487,574
78 ($2,638)$1,585$1,053$486,521
79 ($2,638)$1,581$1,056$485,465
80 ($2,638)$1,578$1,060$484,405
81 ($2,638)$1,574$1,063$483,342
82 ($2,638)$1,571$1,067$482,275
83 ($2,638)$1,567$1,070$481,205
84 ($2,638)$1,564$1,074$480,131
Year 8 - 85 ($2,638)$1,560$1,077$479,054
86 ($2,638)$1,557$1,081$477,973
87 ($2,638)$1,553$1,084$476,889
88 ($2,638)$1,550$1,088$475,801
89 ($2,638)$1,546$1,091$474,710
90 ($2,638)$1,543$1,095$473,615
91 ($2,638)$1,539$1,098$472,517
92 ($2,638)$1,536$1,102$471,415
93 ($2,638)$1,532$1,105$470,310
94 ($2,638)$1,529$1,109$469,201
95 ($2,638)$1,525$1,113$468,088
96 ($2,638)$1,521$1,116$466,972
Year 9 - 97 ($2,638)$1,518$1,120$465,852
98 ($2,638)$1,514$1,124$464,728
99 ($2,638)$1,510$1,127$463,601
100 ($2,638)$1,507$1,131$462,470
101 ($2,638)$1,503$1,135$461,336
102 ($2,638)$1,499$1,138$460,197
103 ($2,638)$1,496$1,142$459,056
104 ($2,638)$1,492$1,146$457,910
105 ($2,638)$1,488$1,149$456,761
106 ($2,638)$1,484$1,153$455,607
107 ($2,638)$1,481$1,157$454,451
108 ($2,638)$1,477$1,161$453,290
Year 10 - 109 ($2,638)$1,473$1,164$452,126
110 ($2,638)$1,469$1,168$450,957
111 ($2,638)$1,466$1,172$449,785
112 ($2,638)$1,462$1,176$448,610
113 ($2,638)$1,458$1,180$447,430
114 ($2,638)$1,454$1,183$446,247
115 ($2,638)$1,450$1,187$445,059
116 ($2,638)$1,446$1,191$443,868
117 ($2,638)$1,443$1,195$442,673
118 ($2,638)$1,439$1,199$441,474
119 ($2,638)$1,435$1,203$440,272
120 ($2,638)$1,431$1,207$439,065
Year 11 - 121 ($2,638)$1,427$1,211$437,854
122 ($2,638)$1,423$1,215$436,640
123 ($2,638)$1,419$1,218$435,421
124 ($2,638)$1,415$1,222$434,199
125 ($2,638)$1,411$1,226$432,972
126 ($2,638)$1,407$1,230$431,742
127 ($2,638)$1,403$1,234$430,508
128 ($2,638)$1,399$1,238$429,269
129 ($2,638)$1,395$1,242$428,027
130 ($2,638)$1,391$1,246$426,780
131 ($2,638)$1,387$1,251$425,530
132 ($2,638)$1,383$1,255$424,275
Year 12 - 133 ($2,638)$1,379$1,259$423,016
134 ($2,638)$1,375$1,263$421,754
135 ($2,638)$1,371$1,267$420,487
136 ($2,638)$1,367$1,271$419,216
137 ($2,638)$1,362$1,275$417,941
138 ($2,638)$1,358$1,279$416,661
139 ($2,638)$1,354$1,283$415,378
140 ($2,638)$1,350$1,288$414,090
141 ($2,638)$1,346$1,292$412,799
142 ($2,638)$1,342$1,296$411,503
143 ($2,638)$1,337$1,300$410,203
144 ($2,638)$1,333$1,304$408,898
Year 13 - 145 ($2,638)$1,329$1,309$407,589
146 ($2,638)$1,325$1,313$406,277
147 ($2,638)$1,320$1,317$404,959
148 ($2,638)$1,316$1,321$403,638
149 ($2,638)$1,312$1,326$402,312
150 ($2,638)$1,308$1,330$400,982
151 ($2,638)$1,303$1,334$399,648
152 ($2,638)$1,299$1,339$398,309
153 ($2,638)$1,295$1,343$396,966
154 ($2,638)$1,290$1,347$395,619
155 ($2,638)$1,286$1,352$394,267
156 ($2,638)$1,281$1,356$392,911
Year 14 - 157 ($2,638)$1,277$1,361$391,550
158 ($2,638)$1,273$1,365$390,185
159 ($2,638)$1,268$1,369$388,815
160 ($2,638)$1,264$1,374$387,442
161 ($2,638)$1,259$1,378$386,063
162 ($2,638)$1,255$1,383$384,680
163 ($2,638)$1,250$1,387$383,293
164 ($2,638)$1,246$1,392$381,901
165 ($2,638)$1,241$1,396$380,505
166 ($2,638)$1,237$1,401$379,104
167 ($2,638)$1,232$1,405$377,698
168 ($2,638)$1,228$1,410$376,288
Year 15 - 169 ($2,638)$1,223$1,415$374,874
170 ($2,638)$1,218$1,419$373,454
171 ($2,638)$1,214$1,424$372,031
172 ($2,638)$1,209$1,428$370,602
173 ($2,638)$1,204$1,433$369,169
174 ($2,638)$1,200$1,438$367,731
175 ($2,638)$1,195$1,442$366,289
176 ($2,638)$1,190$1,447$364,842
177 ($2,638)$1,186$1,452$363,390
178 ($2,638)$1,181$1,457$361,933
179 ($2,638)$1,176$1,461$360,472
180 ($2,638)$1,172$1,466$359,006
Year 16 - 181 ($2,638)$1,167$1,471$357,535
182 ($2,638)$1,162$1,476$356,060
183 ($2,638)$1,157$1,480$354,579
184 ($2,638)$1,152$1,485$353,094
185 ($2,638)$1,148$1,490$351,604
186 ($2,638)$1,143$1,495$350,109
187 ($2,638)$1,138$1,500$348,609
188 ($2,638)$1,133$1,505$347,105
189 ($2,638)$1,128$1,509$345,595
190 ($2,638)$1,123$1,514$344,081
191 ($2,638)$1,118$1,519$342,562
192 ($2,638)$1,113$1,524$341,037
Year 17 - 193 ($2,638)$1,108$1,529$339,508
194 ($2,638)$1,103$1,534$337,974
195 ($2,638)$1,098$1,539$336,435
196 ($2,638)$1,093$1,544$334,891
197 ($2,638)$1,088$1,549$333,342
198 ($2,638)$1,083$1,554$331,787
199 ($2,638)$1,078$1,559$330,228
200 ($2,638)$1,073$1,564$328,664
201 ($2,638)$1,068$1,569$327,094
202 ($2,638)$1,063$1,575$325,520
203 ($2,638)$1,058$1,580$323,940
204 ($2,638)$1,053$1,585$322,355
Year 18 - 205 ($2,638)$1,048$1,590$320,766
206 ($2,638)$1,042$1,595$319,170
207 ($2,638)$1,037$1,600$317,570
208 ($2,638)$1,032$1,605$315,965
209 ($2,638)$1,027$1,611$314,354
210 ($2,638)$1,022$1,616$312,738
211 ($2,638)$1,016$1,621$311,117
212 ($2,638)$1,011$1,626$309,490
213 ($2,638)$1,006$1,632$307,859
214 ($2,638)$1,001$1,637$306,222
215 ($2,638)$995$1,642$304,579
216 ($2,638)$990$1,648$302,932
Year 19 - 217 ($2,638)$985$1,653$301,279
218 ($2,638)$979$1,658$299,620
219 ($2,638)$974$1,664$297,956
220 ($2,638)$968$1,669$296,287
221 ($2,638)$963$1,675$294,613
222 ($2,638)$957$1,680$292,933
223 ($2,638)$952$1,686$291,247
224 ($2,638)$947$1,691$289,556
225 ($2,638)$941$1,697$287,859
226 ($2,638)$936$1,702$286,157
227 ($2,638)$930$1,708$284,450
228 ($2,638)$924$1,713$282,737
Year 20 - 229 ($2,638)$919$1,719$281,018
230 ($2,638)$913$1,724$279,294
231 ($2,638)$908$1,730$277,564
232 ($2,638)$902$1,735$275,828
233 ($2,638)$896$1,741$274,087
234 ($2,638)$891$1,747$272,341
235 ($2,638)$885$1,752$270,588
236 ($2,638)$879$1,758$268,830
237 ($2,638)$874$1,764$267,066
238 ($2,638)$868$1,770$265,296
239 ($2,638)$862$1,775$263,521
240 ($2,638)$856$1,781$261,740
Year 21 - 241 ($2,638)$851$1,787$259,953
242 ($2,638)$845$1,793$258,160
243 ($2,638)$839$1,799$256,362
244 ($2,638)$833$1,804$254,557
245 ($2,638)$827$1,810$252,747
246 ($2,638)$821$1,816$250,931
247 ($2,638)$816$1,822$249,109
248 ($2,638)$810$1,828$247,281
249 ($2,638)$804$1,834$245,447
250 ($2,638)$798$1,840$243,607
251 ($2,638)$792$1,846$241,761
252 ($2,638)$786$1,852$239,910
Year 22 - 253 ($2,638)$780$1,858$238,052
254 ($2,638)$774$1,864$236,188
255 ($2,638)$768$1,870$234,318
256 ($2,638)$762$1,876$232,442
257 ($2,638)$755$1,882$230,560
258 ($2,638)$749$1,888$228,671
259 ($2,638)$743$1,894$226,777
260 ($2,638)$737$1,901$224,876
261 ($2,638)$731$1,907$222,970
262 ($2,638)$725$1,913$221,057
263 ($2,638)$718$1,919$219,138
264 ($2,638)$712$1,925$217,212
Year 23 - 265 ($2,638)$706$1,932$215,281
266 ($2,638)$700$1,938$213,343
267 ($2,638)$693$1,944$211,399
268 ($2,638)$687$1,951$209,448
269 ($2,638)$681$1,957$207,491
270 ($2,638)$674$1,963$205,528
271 ($2,638)$668$1,970$203,558
272 ($2,638)$662$1,976$201,582
273 ($2,638)$655$1,982$199,600
274 ($2,638)$649$1,989$197,611
275 ($2,638)$642$1,995$195,616
276 ($2,638)$636$2,002$193,614
Year 24 - 277 ($2,638)$629$2,008$191,606
278 ($2,638)$623$2,015$189,591
279 ($2,638)$616$2,021$187,569
280 ($2,638)$610$2,028$185,541
281 ($2,638)$603$2,035$183,507
282 ($2,638)$596$2,041$181,466
283 ($2,638)$590$2,048$179,418
284 ($2,638)$583$2,054$177,363
285 ($2,638)$576$2,061$175,302
286 ($2,638)$570$2,068$173,234
287 ($2,638)$563$2,075$171,160
288 ($2,638)$556$2,081$169,079
Year 25 - 289 ($2,638)$550$2,088$166,991
290 ($2,638)$543$2,095$164,896
291 ($2,638)$536$2,102$162,794
292 ($2,638)$529$2,108$160,686
293 ($2,638)$522$2,115$158,570
294 ($2,638)$515$2,122$156,448
295 ($2,638)$508$2,129$154,319
296 ($2,638)$502$2,136$152,183
297 ($2,638)$495$2,143$150,040
298 ($2,638)$488$2,150$147,890
299 ($2,638)$481$2,157$145,733
300 ($2,638)$474$2,164$143,569
Year 26 - 301 ($2,638)$467$2,171$141,398
302 ($2,638)$460$2,178$139,220
303 ($2,638)$452$2,185$137,035
304 ($2,638)$445$2,192$134,843
305 ($2,638)$438$2,199$132,643
306 ($2,638)$431$2,206$130,437
307 ($2,638)$424$2,214$128,223
308 ($2,638)$417$2,221$126,002
309 ($2,638)$410$2,228$123,774
310 ($2,638)$402$2,235$121,539
311 ($2,638)$395$2,243$119,297
312 ($2,638)$388$2,250$117,047
Year 27 - 313 ($2,638)$380$2,257$114,789
314 ($2,638)$373$2,265$112,525
315 ($2,638)$366$2,272$110,253
316 ($2,638)$358$2,279$107,974
317 ($2,638)$351$2,287$105,687
318 ($2,638)$343$2,294$103,393
319 ($2,638)$336$2,302$101,092
320 ($2,638)$329$2,309$98,783
321 ($2,638)$321$2,317$96,466
322 ($2,638)$314$2,324$94,142
323 ($2,638)$306$2,332$91,810
324 ($2,638)$298$2,339$89,471
Year 28 - 325 ($2,638)$291$2,347$87,124
326 ($2,638)$283$2,354$84,770
327 ($2,638)$276$2,362$82,408
328 ($2,638)$268$2,370$80,038
329 ($2,638)$260$2,377$77,661
330 ($2,638)$252$2,385$75,276
331 ($2,638)$245$2,393$72,883
332 ($2,638)$237$2,401$70,482
333 ($2,638)$229$2,409$68,073
334 ($2,638)$221$2,416$65,657
335 ($2,638)$213$2,424$63,233
336 ($2,638)$206$2,432$60,801
Year 29 - 337 ($2,638)$198$2,440$58,361
338 ($2,638)$190$2,448$55,913
339 ($2,638)$182$2,456$53,457
340 ($2,638)$174$2,464$50,993
341 ($2,638)$166$2,472$48,522
342 ($2,638)$158$2,480$46,042
343 ($2,638)$150$2,488$43,554
344 ($2,638)$142$2,496$41,058
345 ($2,638)$133$2,504$38,554
346 ($2,638)$125$2,512$36,041
347 ($2,638)$117$2,520$33,521
348 ($2,638)$109$2,529$30,992
Year 30 - 349 ($2,638)$101$2,537$28,455
350 ($2,638)$92$2,545$25,910
351 ($2,638)$84$2,553$23,357
352 ($2,638)$76$2,562$20,795
353 ($2,638)$68$2,570$18,225
354 ($2,638)$59$2,578$15,647
355 ($2,638)$51$2,587$13,060
356 ($2,638)$42$2,595$10,465
357 ($2,638)$34$2,604$7,862
358 ($2,638)$26$2,612$5,250
359 ($2,638)$17$2,621$2,629
360 ($2,638)$9$2,629$0
TOTALS$390,325$559,200$949,525

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.