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Mortgage Payment Schedule for a $699,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of October 12, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($139,800) may require pre-mortgage insurance


3.91% is current rate for 30-year fixed
3.21% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$2,641 360 $391,478 $950,678

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,181 or less (zip code: 20149)


NMLS #: 1077157 | State Lic #: MC-5804
$1,140 /mo
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30 yr fixed mtg, 0 points | APR: 3.631% | Rate: 3.625% | Fees: $188 | 30 day rate lock

NMLS #: 134407 | State Lic #: MC-5378
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 45 day rate lock

NMLS #: 1023
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 45 day rate lock

NMLS #: 790396
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 244476 | State Lic #: MC-5877
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 3294 | State Lic #: MC-1971
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 3294 | State Lic #: MC-1971
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.756% | Rate: 3.750% | Fees: $187 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 7706
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 417490
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.896% | Rate: 3.875% | Fees: $625 | 30 day rate lock

NMLS #: 898791
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.928% | Rate: 3.875% | Fees: $1,595 | 60 day rate lock

NMLS #: 227765 | State Lic #: MC-5920
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 181005
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $870 | 45 day rate lock

$1,248 /mo
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30 yr fixed mtg, 0 points | APR: 4.375% | Rate: 4.375% | Fees: $0 | 30 day rate lock

NMLS #: 35959 | State Lic #: MC-2967
$1,519 /mo
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30 yr fixed mtg, 0 points | APR: 6.125% | Rate: 6.125% | Fees: $0 | 30 day rate lock

NMLS #: 180004 | State Lic #: MC -928
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 45 day rate lock

NMLS #: 2258 | State Lic #: MC-4673
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.792% | Rate: 3.750% | Fees: $1,295 | 30 day rate lock

NMLS #: 67717
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $699,000
Down Payment $139,800$559,200
Year 1 - 1 ($2,641)$1,822$819$558,381
2 ($2,641)$1,819$821$557,560
3 ($2,641)$1,817$824$556,736
4 ($2,641)$1,814$827$555,909
5 ($2,641)$1,811$829$555,080
6 ($2,641)$1,809$832$554,248
7 ($2,641)$1,806$835$553,413
8 ($2,641)$1,803$838$552,575
9 ($2,641)$1,800$840$551,735
10 ($2,641)$1,798$843$550,892
11 ($2,641)$1,795$846$550,046
12 ($2,641)$1,792$849$549,197
Year 2 - 13 ($2,641)$1,789$851$548,346
14 ($2,641)$1,787$854$547,492
15 ($2,641)$1,784$857$546,635
16 ($2,641)$1,781$860$545,776
17 ($2,641)$1,778$862$544,913
18 ($2,641)$1,776$865$544,048
19 ($2,641)$1,773$868$543,180
20 ($2,641)$1,770$871$542,309
21 ($2,641)$1,767$874$541,435
22 ($2,641)$1,764$877$540,558
23 ($2,641)$1,761$879$539,679
24 ($2,641)$1,758$882$538,797
Year 3 - 25 ($2,641)$1,756$885$537,912
26 ($2,641)$1,753$888$537,023
27 ($2,641)$1,750$891$536,132
28 ($2,641)$1,747$894$535,239
29 ($2,641)$1,744$897$534,342
30 ($2,641)$1,741$900$533,442
31 ($2,641)$1,738$903$532,539
32 ($2,641)$1,735$906$531,634
33 ($2,641)$1,732$909$530,725
34 ($2,641)$1,729$911$529,814
35 ($2,641)$1,726$914$528,899
36 ($2,641)$1,723$917$527,982
Year 4 - 37 ($2,641)$1,720$920$527,062
38 ($2,641)$1,717$923$526,138
39 ($2,641)$1,714$926$525,212
40 ($2,641)$1,711$929$524,282
41 ($2,641)$1,708$932$523,350
42 ($2,641)$1,705$936$522,414
43 ($2,641)$1,702$939$521,476
44 ($2,641)$1,699$942$520,534
45 ($2,641)$1,696$945$519,589
46 ($2,641)$1,693$948$518,641
47 ($2,641)$1,690$951$517,691
48 ($2,641)$1,687$954$516,737
Year 5 - 49 ($2,641)$1,684$957$515,780
50 ($2,641)$1,681$960$514,819
51 ($2,641)$1,677$963$513,856
52 ($2,641)$1,674$966$512,890
53 ($2,641)$1,671$970$511,920
54 ($2,641)$1,668$973$510,947
55 ($2,641)$1,665$976$509,971
56 ($2,641)$1,662$979$508,992
57 ($2,641)$1,658$982$508,010
58 ($2,641)$1,655$986$507,024
59 ($2,641)$1,652$989$506,036
60 ($2,641)$1,649$992$505,044
Year 6 - 61 ($2,641)$1,646$995$504,049
62 ($2,641)$1,642$998$503,050
63 ($2,641)$1,639$1,002$502,048
64 ($2,641)$1,636$1,005$501,044
65 ($2,641)$1,633$1,008$500,035
66 ($2,641)$1,629$1,011$499,024
67 ($2,641)$1,626$1,015$498,009
68 ($2,641)$1,623$1,018$496,991
69 ($2,641)$1,619$1,021$495,970
70 ($2,641)$1,616$1,025$494,945
71 ($2,641)$1,613$1,028$493,917
72 ($2,641)$1,609$1,031$492,885
Year 7 - 73 ($2,641)$1,606$1,035$491,850
74 ($2,641)$1,603$1,038$490,812
75 ($2,641)$1,599$1,042$489,771
76 ($2,641)$1,596$1,045$488,726
77 ($2,641)$1,592$1,048$487,678
78 ($2,641)$1,589$1,052$486,626
79 ($2,641)$1,586$1,055$485,571
80 ($2,641)$1,582$1,059$484,512
81 ($2,641)$1,579$1,062$483,450
82 ($2,641)$1,575$1,066$482,384
83 ($2,641)$1,572$1,069$481,315
84 ($2,641)$1,568$1,072$480,243
Year 8 - 85 ($2,641)$1,565$1,076$479,167
86 ($2,641)$1,561$1,079$478,087
87 ($2,641)$1,558$1,083$477,004
88 ($2,641)$1,554$1,087$475,918
89 ($2,641)$1,551$1,090$474,828
90 ($2,641)$1,547$1,094$473,734
91 ($2,641)$1,544$1,097$472,637
92 ($2,641)$1,540$1,101$471,536
93 ($2,641)$1,536$1,104$470,432
94 ($2,641)$1,533$1,108$469,324
95 ($2,641)$1,529$1,112$468,212
96 ($2,641)$1,526$1,115$467,097
Year 9 - 97 ($2,641)$1,522$1,119$465,978
98 ($2,641)$1,518$1,122$464,856
99 ($2,641)$1,515$1,126$463,730
100 ($2,641)$1,511$1,130$462,600
101 ($2,641)$1,507$1,133$461,466
102 ($2,641)$1,504$1,137$460,329
103 ($2,641)$1,500$1,141$459,188
104 ($2,641)$1,496$1,145$458,044
105 ($2,641)$1,492$1,148$456,896
106 ($2,641)$1,489$1,152$455,744
107 ($2,641)$1,485$1,156$454,588
108 ($2,641)$1,481$1,160$453,428
Year 10 - 109 ($2,641)$1,477$1,163$452,265
110 ($2,641)$1,474$1,167$451,098
111 ($2,641)$1,470$1,171$449,927
112 ($2,641)$1,466$1,175$448,752
113 ($2,641)$1,462$1,179$447,573
114 ($2,641)$1,458$1,182$446,391
115 ($2,641)$1,454$1,186$445,205
116 ($2,641)$1,451$1,190$444,014
117 ($2,641)$1,447$1,194$442,820
118 ($2,641)$1,443$1,198$441,623
119 ($2,641)$1,439$1,202$440,421
120 ($2,641)$1,435$1,206$439,215
Year 11 - 121 ($2,641)$1,431$1,210$438,005
122 ($2,641)$1,427$1,214$436,792
123 ($2,641)$1,423$1,218$435,574
124 ($2,641)$1,419$1,222$434,353
125 ($2,641)$1,415$1,226$433,127
126 ($2,641)$1,411$1,230$431,898
127 ($2,641)$1,407$1,234$430,664
128 ($2,641)$1,403$1,238$429,427
129 ($2,641)$1,399$1,242$428,185
130 ($2,641)$1,395$1,246$426,939
131 ($2,641)$1,391$1,250$425,690
132 ($2,641)$1,387$1,254$424,436
Year 12 - 133 ($2,641)$1,383$1,258$423,178
134 ($2,641)$1,379$1,262$421,916
135 ($2,641)$1,375$1,266$420,650
136 ($2,641)$1,371$1,270$419,380
137 ($2,641)$1,366$1,274$418,106
138 ($2,641)$1,362$1,278$416,827
139 ($2,641)$1,358$1,283$415,545
140 ($2,641)$1,354$1,287$414,258
141 ($2,641)$1,350$1,291$412,967
142 ($2,641)$1,346$1,295$411,672
143 ($2,641)$1,341$1,299$410,372
144 ($2,641)$1,337$1,304$409,069
Year 13 - 145 ($2,641)$1,333$1,308$407,761
146 ($2,641)$1,329$1,312$406,449
147 ($2,641)$1,324$1,316$405,132
148 ($2,641)$1,320$1,321$403,812
149 ($2,641)$1,316$1,325$402,487
150 ($2,641)$1,311$1,329$401,157
151 ($2,641)$1,307$1,334$399,824
152 ($2,641)$1,303$1,338$398,486
153 ($2,641)$1,298$1,342$397,143
154 ($2,641)$1,294$1,347$395,796
155 ($2,641)$1,290$1,351$394,445
156 ($2,641)$1,285$1,356$393,090
Year 14 - 157 ($2,641)$1,281$1,360$391,730
158 ($2,641)$1,276$1,364$390,365
159 ($2,641)$1,272$1,369$388,997
160 ($2,641)$1,267$1,373$387,623
161 ($2,641)$1,263$1,378$386,245
162 ($2,641)$1,259$1,382$384,863
163 ($2,641)$1,254$1,387$383,476
164 ($2,641)$1,249$1,391$382,085
165 ($2,641)$1,245$1,396$380,689
166 ($2,641)$1,240$1,400$379,289
167 ($2,641)$1,236$1,405$377,884
168 ($2,641)$1,231$1,410$376,475
Year 15 - 169 ($2,641)$1,227$1,414$375,060
170 ($2,641)$1,222$1,419$373,642
171 ($2,641)$1,217$1,423$372,218
172 ($2,641)$1,213$1,428$370,790
173 ($2,641)$1,208$1,433$369,358
174 ($2,641)$1,203$1,437$367,921
175 ($2,641)$1,199$1,442$366,479
176 ($2,641)$1,194$1,447$365,032
177 ($2,641)$1,189$1,451$363,581
178 ($2,641)$1,185$1,456$362,124
179 ($2,641)$1,180$1,461$360,664
180 ($2,641)$1,175$1,466$359,198
Year 16 - 181 ($2,641)$1,170$1,470$357,728
182 ($2,641)$1,166$1,475$356,252
183 ($2,641)$1,161$1,480$354,772
184 ($2,641)$1,156$1,485$353,288
185 ($2,641)$1,151$1,490$351,798
186 ($2,641)$1,146$1,494$350,304
187 ($2,641)$1,141$1,499$348,804
188 ($2,641)$1,137$1,504$347,300
189 ($2,641)$1,132$1,509$345,791
190 ($2,641)$1,127$1,514$344,277
191 ($2,641)$1,122$1,519$342,758
192 ($2,641)$1,117$1,524$341,234
Year 17 - 193 ($2,641)$1,112$1,529$339,705
194 ($2,641)$1,107$1,534$338,171
195 ($2,641)$1,102$1,539$336,632
196 ($2,641)$1,097$1,544$335,088
197 ($2,641)$1,092$1,549$333,539
198 ($2,641)$1,087$1,554$331,985
199 ($2,641)$1,082$1,559$330,426
200 ($2,641)$1,077$1,564$328,862
201 ($2,641)$1,072$1,569$327,293
202 ($2,641)$1,066$1,574$325,718
203 ($2,641)$1,061$1,579$324,139
204 ($2,641)$1,056$1,585$322,554
Year 18 - 205 ($2,641)$1,051$1,590$320,965
206 ($2,641)$1,046$1,595$319,370
207 ($2,641)$1,041$1,600$317,769
208 ($2,641)$1,035$1,605$316,164
209 ($2,641)$1,030$1,611$314,553
210 ($2,641)$1,025$1,616$312,938
211 ($2,641)$1,020$1,621$311,316
212 ($2,641)$1,014$1,626$309,690
213 ($2,641)$1,009$1,632$308,058
214 ($2,641)$1,004$1,637$306,421
215 ($2,641)$998$1,642$304,779
216 ($2,641)$993$1,648$303,131
Year 19 - 217 ($2,641)$988$1,653$301,478
218 ($2,641)$982$1,658$299,820
219 ($2,641)$977$1,664$298,156
220 ($2,641)$971$1,669$296,487
221 ($2,641)$966$1,675$294,812
222 ($2,641)$961$1,680$293,132
223 ($2,641)$955$1,686$291,446
224 ($2,641)$950$1,691$289,755
225 ($2,641)$944$1,697$288,058
226 ($2,641)$939$1,702$286,356
227 ($2,641)$933$1,708$284,648
228 ($2,641)$927$1,713$282,935
Year 20 - 229 ($2,641)$922$1,719$281,216
230 ($2,641)$916$1,724$279,492
231 ($2,641)$911$1,730$277,762
232 ($2,641)$905$1,736$276,026
233 ($2,641)$899$1,741$274,284
234 ($2,641)$894$1,747$272,537
235 ($2,641)$888$1,753$270,785
236 ($2,641)$882$1,758$269,026
237 ($2,641)$877$1,764$267,262
238 ($2,641)$871$1,770$265,492
239 ($2,641)$865$1,776$263,716
240 ($2,641)$859$1,781$261,935
Year 21 - 241 ($2,641)$853$1,787$260,148
242 ($2,641)$848$1,793$258,354
243 ($2,641)$842$1,799$256,555
244 ($2,641)$836$1,805$254,751
245 ($2,641)$830$1,811$252,940
246 ($2,641)$824$1,817$251,123
247 ($2,641)$818$1,823$249,301
248 ($2,641)$812$1,828$247,472
249 ($2,641)$806$1,834$245,638
250 ($2,641)$800$1,840$243,797
251 ($2,641)$794$1,846$241,951
252 ($2,641)$788$1,852$240,099
Year 22 - 253 ($2,641)$782$1,858$238,240
254 ($2,641)$776$1,865$236,376
255 ($2,641)$770$1,871$234,505
256 ($2,641)$764$1,877$232,628
257 ($2,641)$758$1,883$230,746
258 ($2,641)$752$1,889$228,857
259 ($2,641)$746$1,895$226,962
260 ($2,641)$740$1,901$225,060
261 ($2,641)$733$1,907$223,153
262 ($2,641)$727$1,914$221,239
263 ($2,641)$721$1,920$219,319
264 ($2,641)$715$1,926$217,393
Year 23 - 265 ($2,641)$708$1,932$215,461
266 ($2,641)$702$1,939$213,522
267 ($2,641)$696$1,945$211,577
268 ($2,641)$689$1,951$209,626
269 ($2,641)$683$1,958$207,668
270 ($2,641)$677$1,964$205,704
271 ($2,641)$670$1,971$203,733
272 ($2,641)$664$1,977$201,756
273 ($2,641)$657$1,983$199,773
274 ($2,641)$651$1,990$197,783
275 ($2,641)$644$1,996$195,787
276 ($2,641)$638$2,003$193,784
Year 24 - 277 ($2,641)$631$2,009$191,774
278 ($2,641)$625$2,016$189,759
279 ($2,641)$618$2,022$187,736
280 ($2,641)$612$2,029$185,707
281 ($2,641)$605$2,036$183,671
282 ($2,641)$598$2,042$181,629
283 ($2,641)$592$2,049$179,580
284 ($2,641)$585$2,056$177,524
285 ($2,641)$578$2,062$175,462
286 ($2,641)$572$2,069$173,393
287 ($2,641)$565$2,076$171,317
288 ($2,641)$558$2,083$169,235
Year 25 - 289 ($2,641)$551$2,089$167,145
290 ($2,641)$545$2,096$165,049
291 ($2,641)$538$2,103$162,946
292 ($2,641)$531$2,110$160,836
293 ($2,641)$524$2,117$158,720
294 ($2,641)$517$2,124$156,596
295 ($2,641)$510$2,131$154,465
296 ($2,641)$503$2,137$152,328
297 ($2,641)$496$2,144$150,184
298 ($2,641)$489$2,151$148,032
299 ($2,641)$482$2,158$145,874
300 ($2,641)$475$2,165$143,708
Year 26 - 301 ($2,641)$468$2,173$141,536
302 ($2,641)$461$2,180$139,356
303 ($2,641)$454$2,187$137,169
304 ($2,641)$447$2,194$134,976
305 ($2,641)$440$2,201$132,775
306 ($2,641)$433$2,208$130,566
307 ($2,641)$425$2,215$128,351
308 ($2,641)$418$2,223$126,129
309 ($2,641)$411$2,230$123,899
310 ($2,641)$404$2,237$121,662
311 ($2,641)$396$2,244$119,417
312 ($2,641)$389$2,252$117,166
Year 27 - 313 ($2,641)$382$2,259$114,907
314 ($2,641)$374$2,266$112,640
315 ($2,641)$367$2,274$110,367
316 ($2,641)$360$2,281$108,085
317 ($2,641)$352$2,289$105,797
318 ($2,641)$345$2,296$103,501
319 ($2,641)$337$2,304$101,197
320 ($2,641)$330$2,311$98,886
321 ($2,641)$322$2,319$96,568
322 ($2,641)$315$2,326$94,241
323 ($2,641)$307$2,334$91,908
324 ($2,641)$299$2,341$89,566
Year 28 - 325 ($2,641)$292$2,349$87,217
326 ($2,641)$284$2,357$84,861
327 ($2,641)$277$2,364$82,497
328 ($2,641)$269$2,372$80,125
329 ($2,641)$261$2,380$77,745
330 ($2,641)$253$2,387$75,358
331 ($2,641)$246$2,395$72,962
332 ($2,641)$238$2,403$70,559
333 ($2,641)$230$2,411$68,148
334 ($2,641)$222$2,419$65,730
335 ($2,641)$214$2,427$63,303
336 ($2,641)$206$2,435$60,869
Year 29 - 337 ($2,641)$198$2,442$58,426
338 ($2,641)$190$2,450$55,976
339 ($2,641)$182$2,458$53,517
340 ($2,641)$174$2,466$51,051
341 ($2,641)$166$2,474$48,576
342 ($2,641)$158$2,482$46,094
343 ($2,641)$150$2,491$43,603
344 ($2,641)$142$2,499$41,105
345 ($2,641)$134$2,507$38,598
346 ($2,641)$126$2,515$36,083
347 ($2,641)$118$2,523$33,560
348 ($2,641)$109$2,531$31,028
Year 30 - 349 ($2,641)$101$2,540$28,489
350 ($2,641)$93$2,548$25,941
351 ($2,641)$85$2,556$23,384
352 ($2,641)$76$2,565$20,820
353 ($2,641)$68$2,573$18,247
354 ($2,641)$59$2,581$15,666
355 ($2,641)$51$2,590$13,076
356 ($2,641)$43$2,598$10,478
357 ($2,641)$34$2,607$7,871
358 ($2,641)$26$2,615$5,256
359 ($2,641)$17$2,624$2,632
360 ($2,641)$9$2,632$0
TOTALS$391,478$559,200$950,678

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.