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Mortgage Payment Schedule for a $700,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of November 16, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($140,000) may require pre-mortgage insurance


3.95% is current rate for 30-year fixed
3.31% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$2,657 360 $396,667 $956,667

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,186 or less (zip code: 20149)


NMLS #: 1023 | State Lic #: MC-5814
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 45 day rate lock

NMLS #: 66247 | State Lic #: MC-1825
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.760% | Rate: 3.750% | Fees: $302 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 3232 | State Lic #: MC-1532
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.883% | Rate: 3.875% | Fees: $245 | 40 day rate lock

$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.763% | Rate: 3.750% | Fees: $385 | 30 day rate lock

NMLS #: 790396
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 417490
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.005% | Rate: 4.000% | Fees: $145 | 30 day rate lock

NMLS #: 181005
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $870 | 45 day rate lock

NMLS #: 2925 | State Lic #: MC-1875
$1,212 /mo
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30 yr fixed mtg, 0 points | APR: 4.135% | Rate: 4.125% | Fees: $299 | 45 day rate lock

NMLS #: 7706
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

$1,248 /mo
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30 yr fixed mtg, 0 points | APR: 4.375% | Rate: 4.375% | Fees: $0 | 30 day rate lock
Important information about our rate tables
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Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $700,000
Down Payment $140,000$560,000
Year 1 - 1 ($2,657)$1,843$814$559,186
2 ($2,657)$1,841$817$558,369
3 ($2,657)$1,838$819$557,550
4 ($2,657)$1,835$822$556,728
5 ($2,657)$1,833$825$555,903
6 ($2,657)$1,830$828$555,075
7 ($2,657)$1,827$830$554,245
8 ($2,657)$1,824$833$553,412
9 ($2,657)$1,822$836$552,576
10 ($2,657)$1,819$839$551,738
11 ($2,657)$1,816$841$550,896
12 ($2,657)$1,813$844$550,052
Year 2 - 13 ($2,657)$1,811$847$549,205
14 ($2,657)$1,808$850$548,356
15 ($2,657)$1,805$852$547,503
16 ($2,657)$1,802$855$546,648
17 ($2,657)$1,799$858$545,790
18 ($2,657)$1,797$861$544,929
19 ($2,657)$1,794$864$544,066
20 ($2,657)$1,791$867$543,199
21 ($2,657)$1,788$869$542,330
22 ($2,657)$1,785$872$541,458
23 ($2,657)$1,782$875$540,582
24 ($2,657)$1,779$878$539,704
Year 3 - 25 ($2,657)$1,777$881$538,824
26 ($2,657)$1,774$884$537,940
27 ($2,657)$1,771$887$537,053
28 ($2,657)$1,768$890$536,163
29 ($2,657)$1,765$893$535,271
30 ($2,657)$1,762$895$534,375
31 ($2,657)$1,759$898$533,477
32 ($2,657)$1,756$901$532,576
33 ($2,657)$1,753$904$531,671
34 ($2,657)$1,750$907$530,764
35 ($2,657)$1,747$910$529,854
36 ($2,657)$1,744$913$528,940
Year 4 - 37 ($2,657)$1,741$916$528,024
38 ($2,657)$1,738$919$527,105
39 ($2,657)$1,735$922$526,182
40 ($2,657)$1,732$925$525,257
41 ($2,657)$1,729$928$524,329
42 ($2,657)$1,726$931$523,397
43 ($2,657)$1,723$935$522,462
44 ($2,657)$1,720$938$521,525
45 ($2,657)$1,717$941$520,584
46 ($2,657)$1,714$944$519,640
47 ($2,657)$1,710$947$518,693
48 ($2,657)$1,707$950$517,743
Year 5 - 49 ($2,657)$1,704$953$516,790
50 ($2,657)$1,701$956$515,834
51 ($2,657)$1,698$959$514,874
52 ($2,657)$1,695$963$513,912
53 ($2,657)$1,692$966$512,946
54 ($2,657)$1,688$969$511,977
55 ($2,657)$1,685$972$511,005
56 ($2,657)$1,682$975$510,030
57 ($2,657)$1,679$979$509,051
58 ($2,657)$1,676$982$508,069
59 ($2,657)$1,672$985$507,084
60 ($2,657)$1,669$988$506,096
Year 6 - 61 ($2,657)$1,666$992$505,104
62 ($2,657)$1,663$995$504,110
63 ($2,657)$1,659$998$503,112
64 ($2,657)$1,656$1,001$502,110
65 ($2,657)$1,653$1,005$501,106
66 ($2,657)$1,649$1,008$500,098
67 ($2,657)$1,646$1,011$499,086
68 ($2,657)$1,643$1,015$498,072
69 ($2,657)$1,639$1,018$497,054
70 ($2,657)$1,636$1,021$496,033
71 ($2,657)$1,633$1,025$495,008
72 ($2,657)$1,629$1,028$493,980
Year 7 - 73 ($2,657)$1,626$1,031$492,949
74 ($2,657)$1,623$1,035$491,914
75 ($2,657)$1,619$1,038$490,876
76 ($2,657)$1,616$1,042$489,834
77 ($2,657)$1,612$1,045$488,789
78 ($2,657)$1,609$1,048$487,741
79 ($2,657)$1,605$1,052$486,689
80 ($2,657)$1,602$1,055$485,633
81 ($2,657)$1,599$1,059$484,574
82 ($2,657)$1,595$1,062$483,512
83 ($2,657)$1,592$1,066$482,446
84 ($2,657)$1,588$1,069$481,377
Year 8 - 85 ($2,657)$1,585$1,073$480,304
86 ($2,657)$1,581$1,076$479,228
87 ($2,657)$1,577$1,080$478,148
88 ($2,657)$1,574$1,084$477,064
89 ($2,657)$1,570$1,087$475,977
90 ($2,657)$1,567$1,091$474,886
91 ($2,657)$1,563$1,094$473,792
92 ($2,657)$1,560$1,098$472,694
93 ($2,657)$1,556$1,101$471,593
94 ($2,657)$1,552$1,105$470,488
95 ($2,657)$1,549$1,109$469,379
96 ($2,657)$1,545$1,112$468,267
Year 9 - 97 ($2,657)$1,541$1,116$467,151
98 ($2,657)$1,538$1,120$466,031
99 ($2,657)$1,534$1,123$464,908
100 ($2,657)$1,530$1,127$463,780
101 ($2,657)$1,527$1,131$462,650
102 ($2,657)$1,523$1,135$461,515
103 ($2,657)$1,519$1,138$460,377
104 ($2,657)$1,515$1,142$459,235
105 ($2,657)$1,512$1,146$458,089
106 ($2,657)$1,508$1,150$456,940
107 ($2,657)$1,504$1,153$455,786
108 ($2,657)$1,500$1,157$454,629
Year 10 - 109 ($2,657)$1,496$1,161$453,468
110 ($2,657)$1,493$1,165$452,303
111 ($2,657)$1,489$1,169$451,135
112 ($2,657)$1,485$1,172$449,962
113 ($2,657)$1,481$1,176$448,786
114 ($2,657)$1,477$1,180$447,606
115 ($2,657)$1,473$1,184$446,422
116 ($2,657)$1,469$1,188$445,234
117 ($2,657)$1,466$1,192$444,042
118 ($2,657)$1,462$1,196$442,846
119 ($2,657)$1,458$1,200$441,647
120 ($2,657)$1,454$1,204$440,443
Year 11 - 121 ($2,657)$1,450$1,208$439,235
122 ($2,657)$1,446$1,212$438,024
123 ($2,657)$1,442$1,216$436,808
124 ($2,657)$1,438$1,220$435,589
125 ($2,657)$1,434$1,224$434,365
126 ($2,657)$1,430$1,228$433,137
127 ($2,657)$1,426$1,232$431,906
128 ($2,657)$1,422$1,236$430,670
129 ($2,657)$1,418$1,240$429,430
130 ($2,657)$1,414$1,244$428,186
131 ($2,657)$1,409$1,248$426,938
132 ($2,657)$1,405$1,252$425,686
Year 12 - 133 ($2,657)$1,401$1,256$424,430
134 ($2,657)$1,397$1,260$423,170
135 ($2,657)$1,393$1,264$421,905
136 ($2,657)$1,389$1,269$420,637
137 ($2,657)$1,385$1,273$419,364
138 ($2,657)$1,380$1,277$418,087
139 ($2,657)$1,376$1,281$416,806
140 ($2,657)$1,372$1,285$415,520
141 ($2,657)$1,368$1,290$414,231
142 ($2,657)$1,364$1,294$412,937
143 ($2,657)$1,359$1,298$411,639
144 ($2,657)$1,355$1,302$410,336
Year 13 - 145 ($2,657)$1,351$1,307$409,029
146 ($2,657)$1,346$1,311$407,718
147 ($2,657)$1,342$1,315$406,403
148 ($2,657)$1,338$1,320$405,083
149 ($2,657)$1,333$1,324$403,759
150 ($2,657)$1,329$1,328$402,431
151 ($2,657)$1,325$1,333$401,098
152 ($2,657)$1,320$1,337$399,761
153 ($2,657)$1,316$1,342$398,420
154 ($2,657)$1,311$1,346$397,074
155 ($2,657)$1,307$1,350$395,723
156 ($2,657)$1,303$1,355$394,369
Year 14 - 157 ($2,657)$1,298$1,359$393,009
158 ($2,657)$1,294$1,364$391,646
159 ($2,657)$1,289$1,368$390,277
160 ($2,657)$1,285$1,373$388,905
161 ($2,657)$1,280$1,377$387,527
162 ($2,657)$1,276$1,382$386,145
163 ($2,657)$1,271$1,386$384,759
164 ($2,657)$1,266$1,391$383,368
165 ($2,657)$1,262$1,395$381,973
166 ($2,657)$1,257$1,400$380,573
167 ($2,657)$1,253$1,405$379,168
168 ($2,657)$1,248$1,409$377,759
Year 15 - 169 ($2,657)$1,243$1,414$376,345
170 ($2,657)$1,239$1,419$374,926
171 ($2,657)$1,234$1,423$373,503
172 ($2,657)$1,229$1,428$372,075
173 ($2,657)$1,225$1,433$370,642
174 ($2,657)$1,220$1,437$369,205
175 ($2,657)$1,215$1,442$367,763
176 ($2,657)$1,211$1,447$366,316
177 ($2,657)$1,206$1,452$364,864
178 ($2,657)$1,201$1,456$363,408
179 ($2,657)$1,196$1,461$361,947
180 ($2,657)$1,191$1,466$360,481
Year 16 - 181 ($2,657)$1,187$1,471$359,010
182 ($2,657)$1,182$1,476$357,534
183 ($2,657)$1,177$1,481$356,054
184 ($2,657)$1,172$1,485$354,568
185 ($2,657)$1,167$1,490$353,078
186 ($2,657)$1,162$1,495$351,583
187 ($2,657)$1,157$1,500$350,083
188 ($2,657)$1,152$1,505$348,578
189 ($2,657)$1,147$1,510$347,068
190 ($2,657)$1,142$1,515$345,553
191 ($2,657)$1,137$1,520$344,033
192 ($2,657)$1,132$1,525$342,508
Year 17 - 193 ($2,657)$1,127$1,530$340,978
194 ($2,657)$1,122$1,535$339,443
195 ($2,657)$1,117$1,540$337,903
196 ($2,657)$1,112$1,545$336,357
197 ($2,657)$1,107$1,550$334,807
198 ($2,657)$1,102$1,555$333,252
199 ($2,657)$1,097$1,560$331,691
200 ($2,657)$1,092$1,566$330,126
201 ($2,657)$1,087$1,571$328,555
202 ($2,657)$1,081$1,576$326,979
203 ($2,657)$1,076$1,581$325,398
204 ($2,657)$1,071$1,586$323,812
Year 18 - 205 ($2,657)$1,066$1,592$322,220
206 ($2,657)$1,061$1,597$320,623
207 ($2,657)$1,055$1,602$319,021
208 ($2,657)$1,050$1,607$317,414
209 ($2,657)$1,045$1,613$315,802
210 ($2,657)$1,040$1,618$314,184
211 ($2,657)$1,034$1,623$312,560
212 ($2,657)$1,029$1,629$310,932
213 ($2,657)$1,023$1,634$309,298
214 ($2,657)$1,018$1,639$307,659
215 ($2,657)$1,013$1,645$306,014
216 ($2,657)$1,007$1,650$304,364
Year 19 - 217 ($2,657)$1,002$1,656$302,708
218 ($2,657)$996$1,661$301,047
219 ($2,657)$991$1,666$299,381
220 ($2,657)$985$1,672$297,709
221 ($2,657)$980$1,677$296,031
222 ($2,657)$974$1,683$294,348
223 ($2,657)$969$1,689$292,660
224 ($2,657)$963$1,694$290,966
225 ($2,657)$958$1,700$289,266
226 ($2,657)$952$1,705$287,561
227 ($2,657)$947$1,711$285,850
228 ($2,657)$941$1,716$284,134
Year 20 - 229 ($2,657)$935$1,722$282,412
230 ($2,657)$930$1,728$280,684
231 ($2,657)$924$1,733$278,950
232 ($2,657)$918$1,739$277,211
233 ($2,657)$912$1,745$275,466
234 ($2,657)$907$1,751$273,715
235 ($2,657)$901$1,756$271,959
236 ($2,657)$895$1,762$270,197
237 ($2,657)$889$1,768$268,429
238 ($2,657)$884$1,774$266,655
239 ($2,657)$878$1,780$264,875
240 ($2,657)$872$1,786$263,090
Year 21 - 241 ($2,657)$866$1,791$261,298
242 ($2,657)$860$1,797$259,501
243 ($2,657)$854$1,803$257,698
244 ($2,657)$848$1,809$255,889
245 ($2,657)$842$1,815$254,074
246 ($2,657)$836$1,821$252,252
247 ($2,657)$830$1,827$250,425
248 ($2,657)$824$1,833$248,592
249 ($2,657)$818$1,839$246,753
250 ($2,657)$812$1,845$244,908
251 ($2,657)$806$1,851$243,057
252 ($2,657)$800$1,857$241,199
Year 22 - 253 ($2,657)$794$1,863$239,336
254 ($2,657)$788$1,870$237,466
255 ($2,657)$782$1,876$235,591
256 ($2,657)$775$1,882$233,709
257 ($2,657)$769$1,888$231,821
258 ($2,657)$763$1,894$229,926
259 ($2,657)$757$1,901$228,026
260 ($2,657)$751$1,907$226,119
261 ($2,657)$744$1,913$224,206
262 ($2,657)$738$1,919$222,286
263 ($2,657)$732$1,926$220,361
264 ($2,657)$725$1,932$218,429
Year 23 - 265 ($2,657)$719$1,938$216,490
266 ($2,657)$713$1,945$214,545
267 ($2,657)$706$1,951$212,594
268 ($2,657)$700$1,958$210,637
269 ($2,657)$693$1,964$208,672
270 ($2,657)$687$1,971$206,702
271 ($2,657)$680$1,977$204,725
272 ($2,657)$674$1,984$202,741
273 ($2,657)$667$1,990$200,751
274 ($2,657)$661$1,997$198,755
275 ($2,657)$654$2,003$196,752
276 ($2,657)$648$2,010$194,742
Year 24 - 277 ($2,657)$641$2,016$192,725
278 ($2,657)$634$2,023$190,702
279 ($2,657)$628$2,030$188,673
280 ($2,657)$621$2,036$186,636
281 ($2,657)$614$2,043$184,593
282 ($2,657)$608$2,050$182,544
283 ($2,657)$601$2,057$180,487
284 ($2,657)$594$2,063$178,424
285 ($2,657)$587$2,070$176,354
286 ($2,657)$580$2,077$174,277
287 ($2,657)$574$2,084$172,193
288 ($2,657)$567$2,091$170,102
Year 25 - 289 ($2,657)$560$2,097$168,005
290 ($2,657)$553$2,104$165,900
291 ($2,657)$546$2,111$163,789
292 ($2,657)$539$2,118$161,671
293 ($2,657)$532$2,125$159,546
294 ($2,657)$525$2,132$157,413
295 ($2,657)$518$2,139$155,274
296 ($2,657)$511$2,146$153,128
297 ($2,657)$504$2,153$150,974
298 ($2,657)$497$2,160$148,814
299 ($2,657)$490$2,168$146,646
300 ($2,657)$483$2,175$144,472
Year 26 - 301 ($2,657)$476$2,182$142,290
302 ($2,657)$468$2,189$140,101
303 ($2,657)$461$2,196$137,905
304 ($2,657)$454$2,203$135,701
305 ($2,657)$447$2,211$133,490
306 ($2,657)$439$2,218$131,272
307 ($2,657)$432$2,225$129,047
308 ($2,657)$425$2,233$126,814
309 ($2,657)$417$2,240$124,574
310 ($2,657)$410$2,247$122,327
311 ($2,657)$403$2,255$120,072
312 ($2,657)$395$2,262$117,810
Year 27 - 313 ($2,657)$388$2,270$115,541
314 ($2,657)$380$2,277$113,264
315 ($2,657)$373$2,285$110,979
316 ($2,657)$365$2,292$108,687
317 ($2,657)$358$2,300$106,387
318 ($2,657)$350$2,307$104,080
319 ($2,657)$343$2,315$101,765
320 ($2,657)$335$2,322$99,443
321 ($2,657)$327$2,330$97,113
322 ($2,657)$320$2,338$94,775
323 ($2,657)$312$2,345$92,429
324 ($2,657)$304$2,353$90,076
Year 28 - 325 ($2,657)$297$2,361$87,715
326 ($2,657)$289$2,369$85,347
327 ($2,657)$281$2,376$82,970
328 ($2,657)$273$2,384$80,586
329 ($2,657)$265$2,392$78,194
330 ($2,657)$257$2,400$75,794
331 ($2,657)$249$2,408$73,386
332 ($2,657)$242$2,416$70,970
333 ($2,657)$234$2,424$68,546
334 ($2,657)$226$2,432$66,114
335 ($2,657)$218$2,440$63,675
336 ($2,657)$210$2,448$61,227
Year 29 - 337 ($2,657)$202$2,456$58,771
338 ($2,657)$193$2,464$56,307
339 ($2,657)$185$2,472$53,835
340 ($2,657)$177$2,480$51,355
341 ($2,657)$169$2,488$48,866
342 ($2,657)$161$2,497$46,370
343 ($2,657)$153$2,505$43,865
344 ($2,657)$144$2,513$41,352
345 ($2,657)$136$2,521$38,831
346 ($2,657)$128$2,530$36,301
347 ($2,657)$119$2,538$33,763
348 ($2,657)$111$2,546$31,217
Year 30 - 349 ($2,657)$103$2,555$28,662
350 ($2,657)$94$2,563$26,099
351 ($2,657)$86$2,571$23,528
352 ($2,657)$77$2,580$20,948
353 ($2,657)$69$2,588$18,359
354 ($2,657)$60$2,597$15,762
355 ($2,657)$52$2,606$13,157
356 ($2,657)$43$2,614$10,543
357 ($2,657)$35$2,623$7,920
358 ($2,657)$26$2,631$5,289
359 ($2,657)$17$2,640$2,649
360 ($2,657)$9$2,649$0
TOTALS$396,667$560,000$956,667

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.