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Mortgage Payment Schedule for a $746,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of February 15, 2018. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($149,200) may require pre-mortgage insurance


4.38% is current rate for 30-year fixed
3.84% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$2,981 360 $476,538 $1,073,338

Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $746,000
Down Payment $149,200$596,800
Year 1 - 1 ($2,981)$2,178$803$595,997
2 ($2,981)$2,175$806$595,191
3 ($2,981)$2,172$809$594,382
4 ($2,981)$2,169$812$593,570
5 ($2,981)$2,167$815$592,755
6 ($2,981)$2,164$818$591,937
7 ($2,981)$2,161$821$591,116
8 ($2,981)$2,158$824$590,292
9 ($2,981)$2,155$827$589,465
10 ($2,981)$2,152$830$588,635
11 ($2,981)$2,149$833$587,802
12 ($2,981)$2,145$836$586,966
Year 2 - 13 ($2,981)$2,142$839$586,127
14 ($2,981)$2,139$842$585,285
15 ($2,981)$2,136$845$584,440
16 ($2,981)$2,133$848$583,591
17 ($2,981)$2,130$851$582,740
18 ($2,981)$2,127$854$581,885
19 ($2,981)$2,124$858$581,028
20 ($2,981)$2,121$861$580,167
21 ($2,981)$2,118$864$579,303
22 ($2,981)$2,114$867$578,436
23 ($2,981)$2,111$870$577,566
24 ($2,981)$2,108$873$576,693
Year 3 - 25 ($2,981)$2,105$877$575,816
26 ($2,981)$2,102$880$574,936
27 ($2,981)$2,099$883$574,053
28 ($2,981)$2,095$886$573,167
29 ($2,981)$2,092$889$572,278
30 ($2,981)$2,089$893$571,385
31 ($2,981)$2,086$896$570,489
32 ($2,981)$2,082$899$569,590
33 ($2,981)$2,079$902$568,687
34 ($2,981)$2,076$906$567,782
35 ($2,981)$2,072$909$566,872
36 ($2,981)$2,069$912$565,960
Year 4 - 37 ($2,981)$2,066$916$565,044
38 ($2,981)$2,062$919$564,125
39 ($2,981)$2,059$922$563,203
40 ($2,981)$2,056$926$562,277
41 ($2,981)$2,052$929$561,348
42 ($2,981)$2,049$933$560,415
43 ($2,981)$2,046$936$559,479
44 ($2,981)$2,042$939$558,540
45 ($2,981)$2,039$943$557,597
46 ($2,981)$2,035$946$556,651
47 ($2,981)$2,032$950$555,701
48 ($2,981)$2,028$953$554,748
Year 5 - 49 ($2,981)$2,025$957$553,791
50 ($2,981)$2,021$960$552,831
51 ($2,981)$2,018$964$551,867
52 ($2,981)$2,014$967$550,900
53 ($2,981)$2,011$971$549,929
54 ($2,981)$2,007$974$548,955
55 ($2,981)$2,004$978$547,977
56 ($2,981)$2,000$981$546,996
57 ($2,981)$1,997$985$546,011
58 ($2,981)$1,993$989$545,023
59 ($2,981)$1,989$992$544,030
60 ($2,981)$1,986$996$543,035
Year 6 - 61 ($2,981)$1,982$999$542,035
62 ($2,981)$1,978$1,003$541,032
63 ($2,981)$1,975$1,007$540,025
64 ($2,981)$1,971$1,010$539,015
65 ($2,981)$1,967$1,014$538,001
66 ($2,981)$1,964$1,018$536,983
67 ($2,981)$1,960$1,022$535,962
68 ($2,981)$1,956$1,025$534,936
69 ($2,981)$1,953$1,029$533,907
70 ($2,981)$1,949$1,033$532,875
71 ($2,981)$1,945$1,037$531,838
72 ($2,981)$1,941$1,040$530,798
Year 7 - 73 ($2,981)$1,937$1,044$529,754
74 ($2,981)$1,934$1,048$528,706
75 ($2,981)$1,930$1,052$527,654
76 ($2,981)$1,926$1,056$526,599
77 ($2,981)$1,922$1,059$525,539
78 ($2,981)$1,918$1,063$524,476
79 ($2,981)$1,914$1,067$523,409
80 ($2,981)$1,910$1,071$522,338
81 ($2,981)$1,907$1,075$521,263
82 ($2,981)$1,903$1,079$520,184
83 ($2,981)$1,899$1,083$519,101
84 ($2,981)$1,895$1,087$518,014
Year 8 - 85 ($2,981)$1,891$1,091$516,924
86 ($2,981)$1,887$1,095$515,829
87 ($2,981)$1,883$1,099$514,730
88 ($2,981)$1,879$1,103$513,627
89 ($2,981)$1,875$1,107$512,521
90 ($2,981)$1,871$1,111$511,410
91 ($2,981)$1,867$1,115$510,295
92 ($2,981)$1,863$1,119$509,176
93 ($2,981)$1,858$1,123$508,053
94 ($2,981)$1,854$1,127$506,926
95 ($2,981)$1,850$1,131$505,795
96 ($2,981)$1,846$1,135$504,659
Year 9 - 97 ($2,981)$1,842$1,139$503,520
98 ($2,981)$1,838$1,144$502,376
99 ($2,981)$1,834$1,148$501,228
100 ($2,981)$1,829$1,152$500,076
101 ($2,981)$1,825$1,156$498,920
102 ($2,981)$1,821$1,160$497,760
103 ($2,981)$1,817$1,165$496,595
104 ($2,981)$1,813$1,169$495,426
105 ($2,981)$1,808$1,173$494,253
106 ($2,981)$1,804$1,177$493,075
107 ($2,981)$1,800$1,182$491,894
108 ($2,981)$1,795$1,186$490,708
Year 10 - 109 ($2,981)$1,791$1,190$489,517
110 ($2,981)$1,787$1,195$488,322
111 ($2,981)$1,782$1,199$487,123
112 ($2,981)$1,778$1,203$485,920
113 ($2,981)$1,774$1,208$484,712
114 ($2,981)$1,769$1,212$483,500
115 ($2,981)$1,765$1,217$482,283
116 ($2,981)$1,760$1,221$481,062
117 ($2,981)$1,756$1,226$479,836
118 ($2,981)$1,751$1,230$478,606
119 ($2,981)$1,747$1,235$477,371
120 ($2,981)$1,742$1,239$476,132
Year 11 - 121 ($2,981)$1,738$1,244$474,889
122 ($2,981)$1,733$1,248$473,641
123 ($2,981)$1,729$1,253$472,388
124 ($2,981)$1,724$1,257$471,131
125 ($2,981)$1,720$1,262$469,869
126 ($2,981)$1,715$1,266$468,602
127 ($2,981)$1,710$1,271$467,331
128 ($2,981)$1,706$1,276$466,055
129 ($2,981)$1,701$1,280$464,775
130 ($2,981)$1,696$1,285$463,490
131 ($2,981)$1,692$1,290$462,200
132 ($2,981)$1,687$1,294$460,906
Year 12 - 133 ($2,981)$1,682$1,299$459,607
134 ($2,981)$1,678$1,304$458,303
135 ($2,981)$1,673$1,309$456,994
136 ($2,981)$1,668$1,313$455,681
137 ($2,981)$1,663$1,318$454,362
138 ($2,981)$1,658$1,323$453,039
139 ($2,981)$1,654$1,328$451,711
140 ($2,981)$1,649$1,333$450,379
141 ($2,981)$1,644$1,338$449,041
142 ($2,981)$1,639$1,342$447,698
143 ($2,981)$1,634$1,347$446,351
144 ($2,981)$1,629$1,352$444,999
Year 13 - 145 ($2,981)$1,624$1,357$443,641
146 ($2,981)$1,619$1,362$442,279
147 ($2,981)$1,614$1,367$440,912
148 ($2,981)$1,609$1,372$439,540
149 ($2,981)$1,604$1,377$438,163
150 ($2,981)$1,599$1,382$436,781
151 ($2,981)$1,594$1,387$435,393
152 ($2,981)$1,589$1,392$434,001
153 ($2,981)$1,584$1,397$432,604
154 ($2,981)$1,579$1,402$431,201
155 ($2,981)$1,574$1,408$429,794
156 ($2,981)$1,569$1,413$428,381
Year 14 - 157 ($2,981)$1,564$1,418$426,963
158 ($2,981)$1,558$1,423$425,540
159 ($2,981)$1,553$1,428$424,112
160 ($2,981)$1,548$1,433$422,678
161 ($2,981)$1,543$1,439$421,239
162 ($2,981)$1,538$1,444$419,795
163 ($2,981)$1,532$1,449$418,346
164 ($2,981)$1,527$1,455$416,892
165 ($2,981)$1,522$1,460$415,432
166 ($2,981)$1,516$1,465$413,967
167 ($2,981)$1,511$1,471$412,496
168 ($2,981)$1,506$1,476$411,020
Year 15 - 169 ($2,981)$1,500$1,481$409,539
170 ($2,981)$1,495$1,487$408,052
171 ($2,981)$1,489$1,492$406,560
172 ($2,981)$1,484$1,498$405,063
173 ($2,981)$1,478$1,503$403,560
174 ($2,981)$1,473$1,509$402,051
175 ($2,981)$1,467$1,514$400,537
176 ($2,981)$1,462$1,520$399,017
177 ($2,981)$1,456$1,525$397,492
178 ($2,981)$1,451$1,531$395,962
179 ($2,981)$1,445$1,536$394,426
180 ($2,981)$1,440$1,542$392,884
Year 16 - 181 ($2,981)$1,434$1,547$391,336
182 ($2,981)$1,428$1,553$389,783
183 ($2,981)$1,423$1,559$388,224
184 ($2,981)$1,417$1,564$386,660
185 ($2,981)$1,411$1,570$385,090
186 ($2,981)$1,406$1,576$383,514
187 ($2,981)$1,400$1,582$381,932
188 ($2,981)$1,394$1,587$380,345
189 ($2,981)$1,388$1,593$378,751
190 ($2,981)$1,382$1,599$377,152
191 ($2,981)$1,377$1,605$375,547
192 ($2,981)$1,371$1,611$373,937
Year 17 - 193 ($2,981)$1,365$1,617$372,320
194 ($2,981)$1,359$1,623$370,698
195 ($2,981)$1,353$1,628$369,069
196 ($2,981)$1,347$1,634$367,435
197 ($2,981)$1,341$1,640$365,794
198 ($2,981)$1,335$1,646$364,148
199 ($2,981)$1,329$1,652$362,496
200 ($2,981)$1,323$1,658$360,837
201 ($2,981)$1,317$1,664$359,173
202 ($2,981)$1,311$1,671$357,502
203 ($2,981)$1,305$1,677$355,826
204 ($2,981)$1,299$1,683$354,143
Year 18 - 205 ($2,981)$1,293$1,689$352,454
206 ($2,981)$1,286$1,695$350,759
207 ($2,981)$1,280$1,701$349,058
208 ($2,981)$1,274$1,707$347,350
209 ($2,981)$1,268$1,714$345,637
210 ($2,981)$1,262$1,720$343,917
211 ($2,981)$1,255$1,726$342,191
212 ($2,981)$1,249$1,732$340,458
213 ($2,981)$1,243$1,739$338,719
214 ($2,981)$1,236$1,745$336,974
215 ($2,981)$1,230$1,752$335,223
216 ($2,981)$1,224$1,758$333,465
Year 19 - 217 ($2,981)$1,217$1,764$331,700
218 ($2,981)$1,211$1,771$329,930
219 ($2,981)$1,204$1,777$328,152
220 ($2,981)$1,198$1,784$326,369
221 ($2,981)$1,191$1,790$324,578
222 ($2,981)$1,185$1,797$322,781
223 ($2,981)$1,178$1,803$320,978
224 ($2,981)$1,172$1,810$319,168
225 ($2,981)$1,165$1,817$317,352
226 ($2,981)$1,158$1,823$315,529
227 ($2,981)$1,152$1,830$313,699
228 ($2,981)$1,145$1,836$311,862
Year 20 - 229 ($2,981)$1,138$1,843$310,019
230 ($2,981)$1,132$1,850$308,169
231 ($2,981)$1,125$1,857$306,312
232 ($2,981)$1,118$1,863$304,449
233 ($2,981)$1,111$1,870$302,579
234 ($2,981)$1,104$1,877$300,702
235 ($2,981)$1,098$1,884$298,818
236 ($2,981)$1,091$1,891$296,927
237 ($2,981)$1,084$1,898$295,029
238 ($2,981)$1,077$1,905$293,125
239 ($2,981)$1,070$1,912$291,213
240 ($2,981)$1,063$1,919$289,294
Year 21 - 241 ($2,981)$1,056$1,926$287,369
242 ($2,981)$1,049$1,933$285,436
243 ($2,981)$1,042$1,940$283,497
244 ($2,981)$1,035$1,947$281,550
245 ($2,981)$1,028$1,954$279,596
246 ($2,981)$1,021$1,961$277,635
247 ($2,981)$1,013$1,968$275,667
248 ($2,981)$1,006$1,975$273,692
249 ($2,981)$999$1,983$271,709
250 ($2,981)$992$1,990$269,719
251 ($2,981)$984$1,997$267,722
252 ($2,981)$977$2,004$265,718
Year 22 - 253 ($2,981)$970$2,012$263,706
254 ($2,981)$963$2,019$261,687
255 ($2,981)$955$2,026$259,661
256 ($2,981)$948$2,034$257,627
257 ($2,981)$940$2,041$255,586
258 ($2,981)$933$2,049$253,538
259 ($2,981)$925$2,056$251,481
260 ($2,981)$918$2,064$249,418
261 ($2,981)$910$2,071$247,347
262 ($2,981)$903$2,079$245,268
263 ($2,981)$895$2,086$243,182
264 ($2,981)$888$2,094$241,088
Year 23 - 265 ($2,981)$880$2,102$238,986
266 ($2,981)$872$2,109$236,877
267 ($2,981)$865$2,117$234,760
268 ($2,981)$857$2,125$232,636
269 ($2,981)$849$2,132$230,503
270 ($2,981)$841$2,140$228,363
271 ($2,981)$834$2,148$226,215
272 ($2,981)$826$2,156$224,059
273 ($2,981)$818$2,164$221,896
274 ($2,981)$810$2,172$219,724
275 ($2,981)$802$2,180$217,545
276 ($2,981)$794$2,187$215,357
Year 24 - 277 ($2,981)$786$2,195$213,162
278 ($2,981)$778$2,203$210,958
279 ($2,981)$770$2,211$208,747
280 ($2,981)$762$2,220$206,527
281 ($2,981)$754$2,228$204,300
282 ($2,981)$746$2,236$202,064
283 ($2,981)$738$2,244$199,820
284 ($2,981)$729$2,252$197,568
285 ($2,981)$721$2,260$195,307
286 ($2,981)$713$2,269$193,039
287 ($2,981)$705$2,277$190,762
288 ($2,981)$696$2,285$188,477
Year 25 - 289 ($2,981)$688$2,294$186,183
290 ($2,981)$680$2,302$183,881
291 ($2,981)$671$2,310$181,571
292 ($2,981)$663$2,319$179,252
293 ($2,981)$654$2,327$176,925
294 ($2,981)$646$2,336$174,589
295 ($2,981)$637$2,344$172,245
296 ($2,981)$629$2,353$169,892
297 ($2,981)$620$2,361$167,531
298 ($2,981)$611$2,370$165,161
299 ($2,981)$603$2,379$162,782
300 ($2,981)$594$2,387$160,395
Year 26 - 301 ($2,981)$585$2,396$157,999
302 ($2,981)$577$2,405$155,594
303 ($2,981)$568$2,414$153,180
304 ($2,981)$559$2,422$150,758
305 ($2,981)$550$2,431$148,327
306 ($2,981)$541$2,440$145,886
307 ($2,981)$532$2,449$143,437
308 ($2,981)$524$2,458$140,979
309 ($2,981)$515$2,467$138,513
310 ($2,981)$506$2,476$136,037
311 ($2,981)$497$2,485$133,552
312 ($2,981)$487$2,494$131,058
Year 27 - 313 ($2,981)$478$2,503$128,554
314 ($2,981)$469$2,512$126,042
315 ($2,981)$460$2,521$123,521
316 ($2,981)$451$2,531$120,990
317 ($2,981)$442$2,540$118,450
318 ($2,981)$432$2,549$115,901
319 ($2,981)$423$2,558$113,343
320 ($2,981)$414$2,568$110,775
321 ($2,981)$404$2,577$108,198
322 ($2,981)$395$2,587$105,611
323 ($2,981)$385$2,596$103,015
324 ($2,981)$376$2,605$100,410
Year 28 - 325 ($2,981)$366$2,615$97,795
326 ($2,981)$357$2,625$95,170
327 ($2,981)$347$2,634$92,536
328 ($2,981)$338$2,644$89,892
329 ($2,981)$328$2,653$87,239
330 ($2,981)$318$2,663$84,576
331 ($2,981)$309$2,673$81,903
332 ($2,981)$299$2,683$79,220
333 ($2,981)$289$2,692$76,528
334 ($2,981)$279$2,702$73,826
335 ($2,981)$269$2,712$71,114
336 ($2,981)$260$2,722$68,392
Year 29 - 337 ($2,981)$250$2,732$65,660
338 ($2,981)$240$2,742$62,918
339 ($2,981)$230$2,752$60,166
340 ($2,981)$220$2,762$57,404
341 ($2,981)$210$2,772$54,633
342 ($2,981)$199$2,782$51,850
343 ($2,981)$189$2,792$49,058
344 ($2,981)$179$2,802$46,256
345 ($2,981)$169$2,813$43,443
346 ($2,981)$159$2,823$40,620
347 ($2,981)$148$2,833$37,787
348 ($2,981)$138$2,844$34,943
Year 30 - 349 ($2,981)$128$2,854$32,089
350 ($2,981)$117$2,864$29,225
351 ($2,981)$107$2,875$26,350
352 ($2,981)$96$2,885$23,465
353 ($2,981)$86$2,896$20,569
354 ($2,981)$75$2,906$17,663
355 ($2,981)$64$2,917$14,746
356 ($2,981)$54$2,928$11,818
357 ($2,981)$43$2,938$8,880
358 ($2,981)$32$2,949$5,931
359 ($2,981)$22$2,960$2,971
360 ($2,981)$11$2,971$0
TOTALS$476,538$596,800$1,073,338

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.