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Mortgage Payment Schedule for a $746,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of November 16, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($149,200) may require pre-mortgage insurance


3.95% is current rate for 30-year fixed
3.31% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$2,832 360 $422,734 $1,019,534

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,186 or less (zip code: 20149)


NMLS #: 66247 | State Lic #: MC-1825
$1,140 /mo
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30 yr fixed mtg, 0 points | APR: 3.689% | Rate: 3.625% | Fees: $1,962 | 30 day rate lock

NMLS #: 790396
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 258821
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 417490
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.907% | Rate: 3.875% | Fees: $962 | 30 day rate lock

NMLS #: 35959 | State Lic #: MC-2967
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 227765 | State Lic #: MC-5920
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 181005
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $870 | 45 day rate lock

NMLS #: 412915
$1,212 /mo
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30 yr fixed mtg, 0 points | APR: 4.182% | Rate: 4.125% | Fees: $1,710 | 60 day rate lock

NMLS #: 2890 | State Lic #: MC-3098
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.751% | Rate: 3.750% | Fees: $23 | 30 day rate lock

$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.758% | Rate: 3.750% | Fees: $259 | 30 day rate lock

NMLS #: 7706
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $746,000
Down Payment $149,200$596,800
Year 1 - 1 ($2,832)$1,964$868$595,932
2 ($2,832)$1,962$870$595,062
3 ($2,832)$1,959$873$594,189
4 ($2,832)$1,956$876$593,313
5 ($2,832)$1,953$879$592,433
6 ($2,832)$1,950$882$591,552
7 ($2,832)$1,947$885$590,667
8 ($2,832)$1,944$888$589,779
9 ($2,832)$1,941$891$588,888
10 ($2,832)$1,938$894$587,995
11 ($2,832)$1,935$897$587,098
12 ($2,832)$1,933$900$586,199
Year 2 - 13 ($2,832)$1,930$902$585,296
14 ($2,832)$1,927$905$584,391
15 ($2,832)$1,924$908$583,482
16 ($2,832)$1,921$911$582,571
17 ($2,832)$1,918$914$581,656
18 ($2,832)$1,915$917$580,739
19 ($2,832)$1,912$920$579,819
20 ($2,832)$1,909$923$578,895
21 ($2,832)$1,906$927$577,969
22 ($2,832)$1,902$930$577,039
23 ($2,832)$1,899$933$576,106
24 ($2,832)$1,896$936$575,171
Year 3 - 25 ($2,832)$1,893$939$574,232
26 ($2,832)$1,890$942$573,290
27 ($2,832)$1,887$945$572,345
28 ($2,832)$1,884$948$571,397
29 ($2,832)$1,881$951$570,446
30 ($2,832)$1,878$954$569,492
31 ($2,832)$1,875$957$568,534
32 ($2,832)$1,871$961$567,573
33 ($2,832)$1,868$964$566,610
34 ($2,832)$1,865$967$565,643
35 ($2,832)$1,862$970$564,673
36 ($2,832)$1,859$973$563,699
Year 4 - 37 ($2,832)$1,856$977$562,723
38 ($2,832)$1,852$980$561,743
39 ($2,832)$1,849$983$560,760
40 ($2,832)$1,846$986$559,774
41 ($2,832)$1,843$989$558,784
42 ($2,832)$1,839$993$557,792
43 ($2,832)$1,836$996$556,796
44 ($2,832)$1,833$999$555,796
45 ($2,832)$1,829$1,003$554,794
46 ($2,832)$1,826$1,006$553,788
47 ($2,832)$1,823$1,009$552,779
48 ($2,832)$1,820$1,012$551,766
Year 5 - 49 ($2,832)$1,816$1,016$550,751
50 ($2,832)$1,813$1,019$549,732
51 ($2,832)$1,810$1,023$548,709
52 ($2,832)$1,806$1,026$547,683
53 ($2,832)$1,803$1,029$546,654
54 ($2,832)$1,799$1,033$545,621
55 ($2,832)$1,796$1,036$544,585
56 ($2,832)$1,793$1,039$543,546
57 ($2,832)$1,789$1,043$542,503
58 ($2,832)$1,786$1,046$541,457
59 ($2,832)$1,782$1,050$540,407
60 ($2,832)$1,779$1,053$539,354
Year 6 - 61 ($2,832)$1,775$1,057$538,297
62 ($2,832)$1,772$1,060$537,237
63 ($2,832)$1,768$1,064$536,173
64 ($2,832)$1,765$1,067$535,106
65 ($2,832)$1,761$1,071$534,035
66 ($2,832)$1,758$1,074$532,961
67 ($2,832)$1,754$1,078$531,884
68 ($2,832)$1,751$1,081$530,802
69 ($2,832)$1,747$1,085$529,718
70 ($2,832)$1,744$1,088$528,629
71 ($2,832)$1,740$1,092$527,537
72 ($2,832)$1,736$1,096$526,442
Year 7 - 73 ($2,832)$1,733$1,099$525,342
74 ($2,832)$1,729$1,103$524,240
75 ($2,832)$1,726$1,106$523,133
76 ($2,832)$1,722$1,110$522,023
77 ($2,832)$1,718$1,114$520,909
78 ($2,832)$1,715$1,117$519,792
79 ($2,832)$1,711$1,121$518,671
80 ($2,832)$1,707$1,125$517,546
81 ($2,832)$1,704$1,128$516,418
82 ($2,832)$1,700$1,132$515,286
83 ($2,832)$1,696$1,136$514,150
84 ($2,832)$1,692$1,140$513,010
Year 8 - 85 ($2,832)$1,689$1,143$511,867
86 ($2,832)$1,685$1,147$510,720
87 ($2,832)$1,681$1,151$509,569
88 ($2,832)$1,677$1,155$508,414
89 ($2,832)$1,674$1,159$507,255
90 ($2,832)$1,670$1,162$506,093
91 ($2,832)$1,666$1,166$504,927
92 ($2,832)$1,662$1,170$503,757
93 ($2,832)$1,658$1,174$502,583
94 ($2,832)$1,654$1,178$501,405
95 ($2,832)$1,650$1,182$500,224
96 ($2,832)$1,647$1,185$499,038
Year 9 - 97 ($2,832)$1,643$1,189$497,849
98 ($2,832)$1,639$1,193$496,656
99 ($2,832)$1,635$1,197$495,459
100 ($2,832)$1,631$1,201$494,257
101 ($2,832)$1,627$1,205$493,052
102 ($2,832)$1,623$1,209$491,843
103 ($2,832)$1,619$1,213$490,630
104 ($2,832)$1,615$1,217$489,413
105 ($2,832)$1,611$1,221$488,192
106 ($2,832)$1,607$1,225$486,967
107 ($2,832)$1,603$1,229$485,738
108 ($2,832)$1,599$1,233$484,505
Year 10 - 109 ($2,832)$1,595$1,237$483,268
110 ($2,832)$1,591$1,241$482,026
111 ($2,832)$1,587$1,245$480,781
112 ($2,832)$1,583$1,249$479,531
113 ($2,832)$1,578$1,254$478,278
114 ($2,832)$1,574$1,258$477,020
115 ($2,832)$1,570$1,262$475,758
116 ($2,832)$1,566$1,266$474,492
117 ($2,832)$1,562$1,270$473,222
118 ($2,832)$1,558$1,274$471,948
119 ($2,832)$1,553$1,279$470,669
120 ($2,832)$1,549$1,283$469,386
Year 11 - 121 ($2,832)$1,545$1,287$468,100
122 ($2,832)$1,541$1,291$466,808
123 ($2,832)$1,537$1,295$465,513
124 ($2,832)$1,532$1,300$464,213
125 ($2,832)$1,528$1,304$462,909
126 ($2,832)$1,524$1,308$461,601
127 ($2,832)$1,519$1,313$460,288
128 ($2,832)$1,515$1,317$458,971
129 ($2,832)$1,511$1,321$457,650
130 ($2,832)$1,506$1,326$456,324
131 ($2,832)$1,502$1,330$454,994
132 ($2,832)$1,498$1,334$453,660
Year 12 - 133 ($2,832)$1,493$1,339$452,321
134 ($2,832)$1,489$1,343$450,978
135 ($2,832)$1,484$1,348$449,631
136 ($2,832)$1,480$1,352$448,279
137 ($2,832)$1,476$1,356$446,922
138 ($2,832)$1,471$1,361$445,561
139 ($2,832)$1,467$1,365$444,196
140 ($2,832)$1,462$1,370$442,826
141 ($2,832)$1,458$1,374$441,452
142 ($2,832)$1,453$1,379$440,073
143 ($2,832)$1,449$1,383$438,689
144 ($2,832)$1,444$1,388$437,301
Year 13 - 145 ($2,832)$1,439$1,393$435,909
146 ($2,832)$1,435$1,397$434,511
147 ($2,832)$1,430$1,402$433,110
148 ($2,832)$1,426$1,406$431,703
149 ($2,832)$1,421$1,411$430,292
150 ($2,832)$1,416$1,416$428,877
151 ($2,832)$1,412$1,420$427,456
152 ($2,832)$1,407$1,425$426,031
153 ($2,832)$1,402$1,430$424,602
154 ($2,832)$1,398$1,434$423,167
155 ($2,832)$1,393$1,439$421,728
156 ($2,832)$1,388$1,444$420,284
Year 14 - 157 ($2,832)$1,383$1,449$418,836
158 ($2,832)$1,379$1,453$417,382
159 ($2,832)$1,374$1,458$415,924
160 ($2,832)$1,369$1,463$414,461
161 ($2,832)$1,364$1,468$412,993
162 ($2,832)$1,359$1,473$411,521
163 ($2,832)$1,355$1,477$410,043
164 ($2,832)$1,350$1,482$408,561
165 ($2,832)$1,345$1,487$407,074
166 ($2,832)$1,340$1,492$405,582
167 ($2,832)$1,335$1,497$404,085
168 ($2,832)$1,330$1,502$402,583
Year 15 - 169 ($2,832)$1,325$1,507$401,076
170 ($2,832)$1,320$1,512$399,564
171 ($2,832)$1,315$1,517$398,047
172 ($2,832)$1,310$1,522$396,525
173 ($2,832)$1,305$1,527$394,999
174 ($2,832)$1,300$1,532$393,467
175 ($2,832)$1,295$1,537$391,930
176 ($2,832)$1,290$1,542$390,388
177 ($2,832)$1,285$1,547$388,841
178 ($2,832)$1,280$1,552$387,289
179 ($2,832)$1,275$1,557$385,732
180 ($2,832)$1,270$1,562$384,169
Year 16 - 181 ($2,832)$1,265$1,567$382,602
182 ($2,832)$1,259$1,573$381,029
183 ($2,832)$1,254$1,578$379,451
184 ($2,832)$1,249$1,583$377,868
185 ($2,832)$1,244$1,588$376,280
186 ($2,832)$1,239$1,593$374,687
187 ($2,832)$1,233$1,599$373,088
188 ($2,832)$1,228$1,604$371,484
189 ($2,832)$1,223$1,609$369,875
190 ($2,832)$1,218$1,615$368,260
191 ($2,832)$1,212$1,620$366,640
192 ($2,832)$1,207$1,625$365,015
Year 17 - 193 ($2,832)$1,202$1,631$363,385
194 ($2,832)$1,196$1,636$361,749
195 ($2,832)$1,191$1,641$360,108
196 ($2,832)$1,185$1,647$358,461
197 ($2,832)$1,180$1,652$356,809
198 ($2,832)$1,174$1,658$355,151
199 ($2,832)$1,169$1,663$353,488
200 ($2,832)$1,164$1,668$351,820
201 ($2,832)$1,158$1,674$350,146
202 ($2,832)$1,153$1,679$348,466
203 ($2,832)$1,147$1,685$346,781
204 ($2,832)$1,141$1,691$345,091
Year 18 - 205 ($2,832)$1,136$1,696$343,395
206 ($2,832)$1,130$1,702$341,693
207 ($2,832)$1,125$1,707$339,986
208 ($2,832)$1,119$1,713$338,273
209 ($2,832)$1,113$1,719$336,554
210 ($2,832)$1,108$1,724$334,830
211 ($2,832)$1,102$1,730$333,100
212 ($2,832)$1,096$1,736$331,365
213 ($2,832)$1,091$1,741$329,623
214 ($2,832)$1,085$1,747$327,876
215 ($2,832)$1,079$1,753$326,123
216 ($2,832)$1,073$1,759$324,365
Year 19 - 217 ($2,832)$1,068$1,764$322,601
218 ($2,832)$1,062$1,770$320,830
219 ($2,832)$1,056$1,776$319,054
220 ($2,832)$1,050$1,782$317,273
221 ($2,832)$1,044$1,788$315,485
222 ($2,832)$1,038$1,794$313,691
223 ($2,832)$1,033$1,799$311,892
224 ($2,832)$1,027$1,805$310,086
225 ($2,832)$1,021$1,811$308,275
226 ($2,832)$1,015$1,817$306,458
227 ($2,832)$1,009$1,823$304,635
228 ($2,832)$1,003$1,829$302,805
Year 20 - 229 ($2,832)$997$1,835$300,970
230 ($2,832)$991$1,841$299,129
231 ($2,832)$985$1,847$297,281
232 ($2,832)$979$1,853$295,428
233 ($2,832)$972$1,860$293,568
234 ($2,832)$966$1,866$291,702
235 ($2,832)$960$1,872$289,831
236 ($2,832)$954$1,878$287,953
237 ($2,832)$948$1,884$286,068
238 ($2,832)$942$1,890$284,178
239 ($2,832)$935$1,897$282,281
240 ($2,832)$929$1,903$280,379
Year 21 - 241 ($2,832)$923$1,909$278,469
242 ($2,832)$917$1,915$276,554
243 ($2,832)$910$1,922$274,632
244 ($2,832)$904$1,928$272,704
245 ($2,832)$898$1,934$270,770
246 ($2,832)$891$1,941$268,829
247 ($2,832)$885$1,947$266,882
248 ($2,832)$878$1,954$264,928
249 ($2,832)$872$1,960$262,968
250 ($2,832)$866$1,966$261,002
251 ($2,832)$859$1,973$259,029
252 ($2,832)$853$1,979$257,050
Year 22 - 253 ($2,832)$846$1,986$255,064
254 ($2,832)$840$1,992$253,071
255 ($2,832)$833$1,999$251,072
256 ($2,832)$826$2,006$249,067
257 ($2,832)$820$2,012$247,054
258 ($2,832)$813$2,019$245,036
259 ($2,832)$807$2,025$243,010
260 ($2,832)$800$2,032$240,978
261 ($2,832)$793$2,039$238,939
262 ($2,832)$787$2,046$236,894
263 ($2,832)$780$2,052$234,841
264 ($2,832)$773$2,059$232,782
Year 23 - 265 ($2,832)$766$2,066$230,717
266 ($2,832)$759$2,073$228,644
267 ($2,832)$753$2,079$226,565
268 ($2,832)$746$2,086$224,478
269 ($2,832)$739$2,093$222,385
270 ($2,832)$732$2,100$220,285
271 ($2,832)$725$2,107$218,178
272 ($2,832)$718$2,114$216,064
273 ($2,832)$711$2,121$213,944
274 ($2,832)$704$2,128$211,816
275 ($2,832)$697$2,135$209,681
276 ($2,832)$690$2,142$207,539
Year 24 - 277 ($2,832)$683$2,149$205,390
278 ($2,832)$676$2,156$203,234
279 ($2,832)$669$2,163$201,071
280 ($2,832)$662$2,170$198,901
281 ($2,832)$655$2,177$196,724
282 ($2,832)$648$2,184$194,539
283 ($2,832)$640$2,192$192,348
284 ($2,832)$633$2,199$190,149
285 ($2,832)$626$2,206$187,943
286 ($2,832)$619$2,213$185,729
287 ($2,832)$611$2,221$183,508
288 ($2,832)$604$2,228$181,280
Year 25 - 289 ($2,832)$597$2,235$179,045
290 ($2,832)$589$2,243$176,802
291 ($2,832)$582$2,250$174,552
292 ($2,832)$575$2,257$172,295
293 ($2,832)$567$2,265$170,030
294 ($2,832)$560$2,272$167,758
295 ($2,832)$552$2,280$165,478
296 ($2,832)$545$2,287$163,191
297 ($2,832)$537$2,295$160,896
298 ($2,832)$530$2,302$158,593
299 ($2,832)$522$2,310$156,283
300 ($2,832)$514$2,318$153,966
Year 26 - 301 ($2,832)$507$2,325$151,640
302 ($2,832)$499$2,333$149,307
303 ($2,832)$491$2,341$146,967
304 ($2,832)$484$2,348$144,619
305 ($2,832)$476$2,356$142,263
306 ($2,832)$468$2,364$139,899
307 ($2,832)$461$2,372$137,527
308 ($2,832)$453$2,379$135,148
309 ($2,832)$445$2,387$132,761
310 ($2,832)$437$2,395$130,366
311 ($2,832)$429$2,403$127,963
312 ($2,832)$421$2,411$125,552
Year 27 - 313 ($2,832)$413$2,419$123,133
314 ($2,832)$405$2,427$120,707
315 ($2,832)$397$2,435$118,272
316 ($2,832)$389$2,443$115,829
317 ($2,832)$381$2,451$113,378
318 ($2,832)$373$2,459$110,920
319 ($2,832)$365$2,467$108,453
320 ($2,832)$357$2,475$105,978
321 ($2,832)$349$2,483$103,494
322 ($2,832)$341$2,491$101,003
323 ($2,832)$332$2,500$98,503
324 ($2,832)$324$2,508$95,996
Year 28 - 325 ($2,832)$316$2,516$93,480
326 ($2,832)$308$2,524$90,955
327 ($2,832)$299$2,533$88,423
328 ($2,832)$291$2,541$85,882
329 ($2,832)$283$2,549$83,332
330 ($2,832)$274$2,558$80,775
331 ($2,832)$266$2,566$78,208
332 ($2,832)$257$2,575$75,634
333 ($2,832)$249$2,583$73,051
334 ($2,832)$240$2,592$70,459
335 ($2,832)$232$2,600$67,859
336 ($2,832)$223$2,609$65,250
Year 29 - 337 ($2,832)$215$2,617$62,633
338 ($2,832)$206$2,626$60,007
339 ($2,832)$198$2,635$57,373
340 ($2,832)$189$2,643$54,729
341 ($2,832)$180$2,652$52,078
342 ($2,832)$171$2,661$49,417
343 ($2,832)$163$2,669$46,748
344 ($2,832)$154$2,678$44,069
345 ($2,832)$145$2,687$41,382
346 ($2,832)$136$2,696$38,687
347 ($2,832)$127$2,705$35,982
348 ($2,832)$118$2,714$33,268
Year 30 - 349 ($2,832)$110$2,723$30,546
350 ($2,832)$101$2,731$27,814
351 ($2,832)$92$2,740$25,074
352 ($2,832)$83$2,750$22,324
353 ($2,832)$73$2,759$19,566
354 ($2,832)$64$2,768$16,798
355 ($2,832)$55$2,777$14,021
356 ($2,832)$46$2,786$11,236
357 ($2,832)$37$2,795$8,440
358 ($2,832)$28$2,804$5,636
359 ($2,832)$19$2,813$2,823
360 ($2,832)$9$2,823$0
TOTALS$422,734$596,800$1,019,534

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.