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Mortgage Payment Schedule for a $77,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of November 23, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($15,400) may require pre-mortgage insurance


3.92% is current rate for 30-year fixed
3.32% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$291 360 $43,251 $104,851

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,182 or less (zip code: 20149)


NMLS #: 790396
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 181005
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $870 | 45 day rate lock

NMLS #: 1838 | State Lic #: MC-4344
$1,140 /mo
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30 yr fixed mtg, 0 points | APR: 3.666% | Rate: 3.625% | Fees: $1,256 | 30 day rate lock

NMLS #: 66247 | State Lic #: MC-1825
$1,140 /mo
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30 yr fixed mtg, 0 points | APR: 3.689% | Rate: 3.625% | Fees: $1,962 | 30 day rate lock

NMLS #: 2890 | State Lic #: MC-3098
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.751% | Rate: 3.750% | Fees: $23 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 412915
$1,212 /mo
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30 yr fixed mtg, 0 points | APR: 4.182% | Rate: 4.125% | Fees: $1,710 | 60 day rate lock

NMLS #: 424182
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.780% | Rate: 3.750% | Fees: $909 | 30 day rate lock

NMLS #: 417490
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.907% | Rate: 3.875% | Fees: $962 | 30 day rate lock

NMLS #: 227765 | State Lic #: MC-5920
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 2925 | State Lic #: MC-1875
$1,212 /mo
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30 yr fixed mtg, 0 points | APR: 4.135% | Rate: 4.125% | Fees: $299 | 45 day rate lock

NMLS #: 7706
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $77,000
Down Payment $15,400$61,600
Year 1 - 1 ($291)$201$90$61,510
2 ($291)$201$90$61,420
3 ($291)$201$91$61,329
4 ($291)$200$91$61,238
5 ($291)$200$91$61,147
6 ($291)$200$92$61,055
7 ($291)$199$92$60,964
8 ($291)$199$92$60,871
9 ($291)$199$92$60,779
10 ($291)$199$93$60,686
11 ($291)$198$93$60,593
12 ($291)$198$93$60,500
Year 2 - 13 ($291)$198$94$60,406
14 ($291)$197$94$60,313
15 ($291)$197$94$60,218
16 ($291)$197$95$60,124
17 ($291)$196$95$60,029
18 ($291)$196$95$59,934
19 ($291)$196$95$59,838
20 ($291)$195$96$59,742
21 ($291)$195$96$59,646
22 ($291)$195$96$59,550
23 ($291)$195$97$59,453
24 ($291)$194$97$59,356
Year 3 - 25 ($291)$194$97$59,259
26 ($291)$194$98$59,161
27 ($291)$193$98$59,063
28 ($291)$193$98$58,965
29 ($291)$193$99$58,866
30 ($291)$192$99$58,767
31 ($291)$192$99$58,668
32 ($291)$192$100$58,568
33 ($291)$191$100$58,468
34 ($291)$191$100$58,368
35 ($291)$191$101$58,268
36 ($291)$190$101$58,167
Year 4 - 37 ($291)$190$101$58,065
38 ($291)$190$102$57,964
39 ($291)$189$102$57,862
40 ($291)$189$102$57,760
41 ($291)$189$103$57,657
42 ($291)$188$103$57,554
43 ($291)$188$103$57,451
44 ($291)$188$104$57,347
45 ($291)$187$104$57,244
46 ($291)$187$104$57,139
47 ($291)$187$105$57,035
48 ($291)$186$105$56,930
Year 5 - 49 ($291)$186$105$56,824
50 ($291)$186$106$56,719
51 ($291)$185$106$56,613
52 ($291)$185$106$56,507
53 ($291)$185$107$56,400
54 ($291)$184$107$56,293
55 ($291)$184$107$56,185
56 ($291)$184$108$56,078
57 ($291)$183$108$55,970
58 ($291)$183$108$55,861
59 ($291)$182$109$55,752
60 ($291)$182$109$55,643
Year 6 - 61 ($291)$182$109$55,534
62 ($291)$181$110$55,424
63 ($291)$181$110$55,314
64 ($291)$181$111$55,203
65 ($291)$180$111$55,092
66 ($291)$180$111$54,981
67 ($291)$180$112$54,869
68 ($291)$179$112$54,757
69 ($291)$179$112$54,645
70 ($291)$179$113$54,532
71 ($291)$178$113$54,419
72 ($291)$178$113$54,306
Year 7 - 73 ($291)$177$114$54,192
74 ($291)$177$114$54,078
75 ($291)$177$115$53,963
76 ($291)$176$115$53,848
77 ($291)$176$115$53,733
78 ($291)$176$116$53,617
79 ($291)$175$116$53,501
80 ($291)$175$116$53,384
81 ($291)$174$117$53,267
82 ($291)$174$117$53,150
83 ($291)$174$118$53,033
84 ($291)$173$118$52,915
Year 8 - 85 ($291)$173$118$52,796
86 ($291)$172$119$52,677
87 ($291)$172$119$52,558
88 ($291)$172$120$52,439
89 ($291)$171$120$52,319
90 ($291)$171$120$52,198
91 ($291)$171$121$52,078
92 ($291)$170$121$51,956
93 ($291)$170$122$51,835
94 ($291)$169$122$51,713
95 ($291)$169$122$51,591
96 ($291)$169$123$51,468
Year 9 - 97 ($291)$168$123$51,345
98 ($291)$168$124$51,221
99 ($291)$167$124$51,097
100 ($291)$167$124$50,973
101 ($291)$167$125$50,848
102 ($291)$166$125$50,723
103 ($291)$166$126$50,598
104 ($291)$165$126$50,472
105 ($291)$165$126$50,345
106 ($291)$164$127$50,218
107 ($291)$164$127$50,091
108 ($291)$164$128$49,964
Year 10 - 109 ($291)$163$128$49,836
110 ($291)$163$128$49,707
111 ($291)$162$129$49,578
112 ($291)$162$129$49,449
113 ($291)$162$130$49,319
114 ($291)$161$130$49,189
115 ($291)$161$131$49,059
116 ($291)$160$131$48,928
117 ($291)$160$131$48,796
118 ($291)$159$132$48,664
119 ($291)$159$132$48,532
120 ($291)$159$133$48,399
Year 11 - 121 ($291)$158$133$48,266
122 ($291)$158$134$48,133
123 ($291)$157$134$47,999
124 ($291)$157$134$47,864
125 ($291)$156$135$47,729
126 ($291)$156$135$47,594
127 ($291)$155$136$47,458
128 ($291)$155$136$47,322
129 ($291)$155$137$47,185
130 ($291)$154$137$47,048
131 ($291)$154$138$46,910
132 ($291)$153$138$46,772
Year 12 - 133 ($291)$153$138$46,634
134 ($291)$152$139$46,495
135 ($291)$152$139$46,356
136 ($291)$151$140$46,216
137 ($291)$151$140$46,076
138 ($291)$151$141$45,935
139 ($291)$150$141$45,794
140 ($291)$150$142$45,652
141 ($291)$149$142$45,510
142 ($291)$149$143$45,367
143 ($291)$148$143$45,224
144 ($291)$148$144$45,081
Year 13 - 145 ($291)$147$144$44,937
146 ($291)$147$144$44,792
147 ($291)$146$145$44,647
148 ($291)$146$145$44,502
149 ($291)$145$146$44,356
150 ($291)$145$146$44,210
151 ($291)$144$147$44,063
152 ($291)$144$147$43,916
153 ($291)$143$148$43,768
154 ($291)$143$148$43,619
155 ($291)$142$149$43,471
156 ($291)$142$149$43,321
Year 14 - 157 ($291)$142$150$43,172
158 ($291)$141$150$43,021
159 ($291)$141$151$42,871
160 ($291)$140$151$42,720
161 ($291)$140$152$42,568
162 ($291)$139$152$42,416
163 ($291)$139$153$42,263
164 ($291)$138$153$42,110
165 ($291)$138$154$41,956
166 ($291)$137$154$41,802
167 ($291)$137$155$41,647
168 ($291)$136$155$41,492
Year 15 - 169 ($291)$136$156$41,336
170 ($291)$135$156$41,180
171 ($291)$135$157$41,023
172 ($291)$134$157$40,866
173 ($291)$133$158$40,708
174 ($291)$133$158$40,550
175 ($291)$132$159$40,391
176 ($291)$132$159$40,232
177 ($291)$131$160$40,072
178 ($291)$131$160$39,912
179 ($291)$130$161$39,751
180 ($291)$130$161$39,589
Year 16 - 181 ($291)$129$162$39,428
182 ($291)$129$162$39,265
183 ($291)$128$163$39,102
184 ($291)$128$164$38,939
185 ($291)$127$164$38,775
186 ($291)$127$165$38,610
187 ($291)$126$165$38,445
188 ($291)$126$166$38,279
189 ($291)$125$166$38,113
190 ($291)$125$167$37,946
191 ($291)$124$167$37,779
192 ($291)$123$168$37,611
Year 17 - 193 ($291)$123$168$37,443
194 ($291)$122$169$37,274
195 ($291)$122$169$37,104
196 ($291)$121$170$36,934
197 ($291)$121$171$36,764
198 ($291)$120$171$36,592
199 ($291)$120$172$36,421
200 ($291)$119$172$36,248
201 ($291)$118$173$36,076
202 ($291)$118$173$35,902
203 ($291)$117$174$35,728
204 ($291)$117$175$35,554
Year 18 - 205 ($291)$116$175$35,379
206 ($291)$116$176$35,203
207 ($291)$115$176$35,027
208 ($291)$114$177$34,850
209 ($291)$114$177$34,672
210 ($291)$113$178$34,494
211 ($291)$113$179$34,316
212 ($291)$112$179$34,137
213 ($291)$112$180$33,957
214 ($291)$111$180$33,777
215 ($291)$110$181$33,596
216 ($291)$110$182$33,414
Year 19 - 217 ($291)$109$182$33,232
218 ($291)$109$183$33,049
219 ($291)$108$183$32,866
220 ($291)$107$184$32,682
221 ($291)$107$184$32,498
222 ($291)$106$185$32,313
223 ($291)$106$186$32,127
224 ($291)$105$186$31,941
225 ($291)$104$187$31,754
226 ($291)$104$188$31,566
227 ($291)$103$188$31,378
228 ($291)$103$189$31,189
Year 20 - 229 ($291)$102$189$31,000
230 ($291)$101$190$30,810
231 ($291)$101$191$30,619
232 ($291)$100$191$30,428
233 ($291)$99$192$30,236
234 ($291)$99$192$30,044
235 ($291)$98$193$29,851
236 ($291)$98$194$29,657
237 ($291)$97$194$29,462
238 ($291)$96$195$29,267
239 ($291)$96$196$29,072
240 ($291)$95$196$28,876
Year 21 - 241 ($291)$94$197$28,679
242 ($291)$94$198$28,481
243 ($291)$93$198$28,283
244 ($291)$92$199$28,084
245 ($291)$92$200$27,884
246 ($291)$91$200$27,684
247 ($291)$90$201$27,483
248 ($291)$90$201$27,282
249 ($291)$89$202$27,080
250 ($291)$88$203$26,877
251 ($291)$88$203$26,674
252 ($291)$87$204$26,469
Year 22 - 253 ($291)$86$205$26,265
254 ($291)$86$205$26,059
255 ($291)$85$206$25,853
256 ($291)$84$207$25,646
257 ($291)$84$207$25,439
258 ($291)$83$208$25,231
259 ($291)$82$209$25,022
260 ($291)$82$210$24,812
261 ($291)$81$210$24,602
262 ($291)$80$211$24,391
263 ($291)$80$212$24,180
264 ($291)$79$212$23,967
Year 23 - 265 ($291)$78$213$23,754
266 ($291)$78$214$23,541
267 ($291)$77$214$23,326
268 ($291)$76$215$23,111
269 ($291)$75$216$22,896
270 ($291)$75$216$22,679
271 ($291)$74$217$22,462
272 ($291)$73$218$22,244
273 ($291)$73$219$22,025
274 ($291)$72$219$21,806
275 ($291)$71$220$21,586
276 ($291)$71$221$21,365
Year 24 - 277 ($291)$70$221$21,144
278 ($291)$69$222$20,922
279 ($291)$68$223$20,699
280 ($291)$68$224$20,475
281 ($291)$67$224$20,251
282 ($291)$66$225$20,026
283 ($291)$65$226$19,800
284 ($291)$65$227$19,573
285 ($291)$64$227$19,346
286 ($291)$63$228$19,118
287 ($291)$62$229$18,889
288 ($291)$62$230$18,660
Year 25 - 289 ($291)$61$230$18,429
290 ($291)$60$231$18,198
291 ($291)$59$232$17,966
292 ($291)$59$233$17,734
293 ($291)$58$233$17,501
294 ($291)$57$234$17,267
295 ($291)$56$235$17,032
296 ($291)$56$236$16,796
297 ($291)$55$236$16,560
298 ($291)$54$237$16,323
299 ($291)$53$238$16,085
300 ($291)$53$239$15,846
Year 26 - 301 ($291)$52$239$15,606
302 ($291)$51$240$15,366
303 ($291)$50$241$15,125
304 ($291)$49$242$14,883
305 ($291)$49$243$14,641
306 ($291)$48$243$14,397
307 ($291)$47$244$14,153
308 ($291)$46$245$13,908
309 ($291)$45$246$13,662
310 ($291)$45$247$13,415
311 ($291)$44$247$13,168
312 ($291)$43$248$12,920
Year 27 - 313 ($291)$42$249$12,671
314 ($291)$41$250$12,421
315 ($291)$41$251$12,170
316 ($291)$40$251$11,919
317 ($291)$39$252$11,666
318 ($291)$38$253$11,413
319 ($291)$37$254$11,159
320 ($291)$36$255$10,904
321 ($291)$36$256$10,649
322 ($291)$35$256$10,392
323 ($291)$34$257$10,135
324 ($291)$33$258$9,877
Year 28 - 325 ($291)$32$259$9,618
326 ($291)$31$260$9,358
327 ($291)$31$261$9,097
328 ($291)$30$262$8,836
329 ($291)$29$262$8,573
330 ($291)$28$263$8,310
331 ($291)$27$264$8,046
332 ($291)$26$265$7,781
333 ($291)$25$266$7,515
334 ($291)$25$267$7,249
335 ($291)$24$268$6,981
336 ($291)$23$268$6,713
Year 29 - 337 ($291)$22$269$6,443
338 ($291)$21$270$6,173
339 ($291)$20$271$5,902
340 ($291)$19$272$5,630
341 ($291)$18$273$5,357
342 ($291)$17$274$5,083
343 ($291)$17$275$4,809
344 ($291)$16$276$4,533
345 ($291)$15$276$4,257
346 ($291)$14$277$3,979
347 ($291)$13$278$3,701
348 ($291)$12$279$3,422
Year 30 - 349 ($291)$11$280$3,142
350 ($291)$10$281$2,861
351 ($291)$9$282$2,579
352 ($291)$8$283$2,296
353 ($291)$8$284$2,012
354 ($291)$7$285$1,728
355 ($291)$6$286$1,442
356 ($291)$5$287$1,156
357 ($291)$4$287$868
358 ($291)$3$288$580
359 ($291)$2$289$290
360 ($291)$1$290$0
TOTALS$43,251$61,600$104,851

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.