« Back to all home prices

Mortgage Payment Schedule for a $78,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of September 14, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($15,600) may require pre-mortgage insurance


3.78% is current rate for 30-year fixed
3.08% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$290 360 $42,017 $104,417

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,162 or less (zip code: 20149)


NMLS #: 134407 | State Lic #: MC-5378
$1,158 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 45 day rate lock

NMLS #: 790396
$1,158 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,158 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 244476 | State Lic #: MC-5877
$1,158 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 258821
$1,158 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 66247 Cardinal Financial | State Lic #: MC-1825
$1,158 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.761% | Rate: 3.750% | Fees: $330 | 30 day rate lock

NMLS #: 7706
$1,176 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 417490
$1,192 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.993% | Rate: 3.990% | Fees: $102 | 30 day rate lock

$1,194 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $870 | 45 day rate lock

NMLS #: 35959 | State Lic #: MC-2967
$1,499 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 6.000% | Rate: 6.000% | Fees: $0 | 30 day rate lock

NMLS #: 898791
$1,158 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.802% | Rate: 3.750% | Fees: $1,595 | 60 day rate lock

NMLS #: 67717
$1,194 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $78,000
Down Payment $15,600$62,400
Year 1 - 1 ($290)$197$93$62,307
2 ($290)$196$94$62,213
3 ($290)$196$94$62,119
4 ($290)$196$94$62,024
5 ($290)$195$95$61,930
6 ($290)$195$95$61,835
7 ($290)$195$95$61,739
8 ($290)$194$96$61,644
9 ($290)$194$96$61,548
10 ($290)$194$96$61,452
11 ($290)$194$96$61,355
12 ($290)$193$97$61,259
Year 2 - 13 ($290)$193$97$61,161
14 ($290)$193$97$61,064
15 ($290)$192$98$60,966
16 ($290)$192$98$60,868
17 ($290)$192$98$60,770
18 ($290)$191$99$60,671
19 ($290)$191$99$60,572
20 ($290)$191$99$60,473
21 ($290)$190$100$60,374
22 ($290)$190$100$60,274
23 ($290)$190$100$60,174
24 ($290)$190$101$60,073
Year 3 - 25 ($290)$189$101$59,972
26 ($290)$189$101$59,871
27 ($290)$189$101$59,770
28 ($290)$188$102$59,668
29 ($290)$188$102$59,566
30 ($290)$188$102$59,463
31 ($290)$187$103$59,361
32 ($290)$187$103$59,258
33 ($290)$187$103$59,154
34 ($290)$186$104$59,051
35 ($290)$186$104$58,946
36 ($290)$186$104$58,842
Year 4 - 37 ($290)$185$105$58,737
38 ($290)$185$105$58,632
39 ($290)$185$105$58,527
40 ($290)$184$106$58,421
41 ($290)$184$106$58,315
42 ($290)$184$106$58,209
43 ($290)$183$107$58,102
44 ($290)$183$107$57,995
45 ($290)$183$107$57,888
46 ($290)$182$108$57,780
47 ($290)$182$108$57,672
48 ($290)$182$108$57,564
Year 5 - 49 ($290)$181$109$57,455
50 ($290)$181$109$57,346
51 ($290)$181$109$57,237
52 ($290)$180$110$57,127
53 ($290)$180$110$57,017
54 ($290)$180$110$56,906
55 ($290)$179$111$56,796
56 ($290)$179$111$56,684
57 ($290)$179$111$56,573
58 ($290)$178$112$56,461
59 ($290)$178$112$56,349
60 ($290)$177$113$56,236
Year 6 - 61 ($290)$177$113$56,123
62 ($290)$177$113$56,010
63 ($290)$176$114$55,897
64 ($290)$176$114$55,783
65 ($290)$176$114$55,668
66 ($290)$175$115$55,554
67 ($290)$175$115$55,438
68 ($290)$175$115$55,323
69 ($290)$174$116$55,207
70 ($290)$174$116$55,091
71 ($290)$174$117$54,975
72 ($290)$173$117$54,858
Year 7 - 73 ($290)$173$117$54,740
74 ($290)$172$118$54,623
75 ($290)$172$118$54,505
76 ($290)$172$118$54,387
77 ($290)$171$119$54,268
78 ($290)$171$119$54,149
79 ($290)$171$119$54,029
80 ($290)$170$120$53,909
81 ($290)$170$120$53,789
82 ($290)$169$121$53,669
83 ($290)$169$121$53,548
84 ($290)$169$121$53,426
Year 8 - 85 ($290)$168$122$53,304
86 ($290)$168$122$53,182
87 ($290)$168$123$53,060
88 ($290)$167$123$52,937
89 ($290)$167$123$52,814
90 ($290)$166$124$52,690
91 ($290)$166$124$52,566
92 ($290)$166$124$52,441
93 ($290)$165$125$52,316
94 ($290)$165$125$52,191
95 ($290)$164$126$52,066
96 ($290)$164$126$51,940
Year 9 - 97 ($290)$164$126$51,813
98 ($290)$163$127$51,686
99 ($290)$163$127$51,559
100 ($290)$162$128$51,431
101 ($290)$162$128$51,303
102 ($290)$162$128$51,175
103 ($290)$161$129$51,046
104 ($290)$161$129$50,917
105 ($290)$160$130$50,787
106 ($290)$160$130$50,657
107 ($290)$160$130$50,527
108 ($290)$159$131$50,396
Year 10 - 109 ($290)$159$131$50,264
110 ($290)$158$132$50,133
111 ($290)$158$132$50,001
112 ($290)$158$133$49,868
113 ($290)$157$133$49,735
114 ($290)$157$133$49,602
115 ($290)$156$134$49,468
116 ($290)$156$134$49,334
117 ($290)$155$135$49,199
118 ($290)$155$135$49,064
119 ($290)$155$135$48,928
120 ($290)$154$136$48,793
Year 11 - 121 ($290)$154$136$48,656
122 ($290)$153$137$48,519
123 ($290)$153$137$48,382
124 ($290)$152$138$48,245
125 ($290)$152$138$48,106
126 ($290)$152$139$47,968
127 ($290)$151$139$47,829
128 ($290)$151$139$47,690
129 ($290)$150$140$47,550
130 ($290)$150$140$47,410
131 ($290)$149$141$47,269
132 ($290)$149$141$47,128
Year 12 - 133 ($290)$148$142$46,986
134 ($290)$148$142$46,844
135 ($290)$148$142$46,702
136 ($290)$147$143$46,559
137 ($290)$147$143$46,415
138 ($290)$146$144$46,271
139 ($290)$146$144$46,127
140 ($290)$145$145$45,982
141 ($290)$145$145$45,837
142 ($290)$144$146$45,691
143 ($290)$144$146$45,545
144 ($290)$143$147$45,399
Year 13 - 145 ($290)$143$147$45,252
146 ($290)$143$148$45,104
147 ($290)$142$148$44,956
148 ($290)$142$148$44,808
149 ($290)$141$149$44,659
150 ($290)$141$149$44,510
151 ($290)$140$150$44,360
152 ($290)$140$150$44,209
153 ($290)$139$151$44,059
154 ($290)$139$151$43,907
155 ($290)$138$152$43,756
156 ($290)$138$152$43,603
Year 14 - 157 ($290)$137$153$43,451
158 ($290)$137$153$43,297
159 ($290)$136$154$43,144
160 ($290)$136$154$42,990
161 ($290)$135$155$42,835
162 ($290)$135$155$42,680
163 ($290)$134$156$42,524
164 ($290)$134$156$42,368
165 ($290)$133$157$42,212
166 ($290)$133$157$42,055
167 ($290)$132$158$41,897
168 ($290)$132$158$41,739
Year 15 - 169 ($290)$131$159$41,580
170 ($290)$131$159$41,421
171 ($290)$130$160$41,262
172 ($290)$130$160$41,102
173 ($290)$129$161$40,941
174 ($290)$129$161$40,780
175 ($290)$128$162$40,618
176 ($290)$128$162$40,456
177 ($290)$127$163$40,294
178 ($290)$127$163$40,131
179 ($290)$126$164$39,967
180 ($290)$126$164$39,803
Year 16 - 181 ($290)$125$165$39,638
182 ($290)$125$165$39,473
183 ($290)$124$166$39,307
184 ($290)$124$166$39,141
185 ($290)$123$167$38,974
186 ($290)$123$167$38,807
187 ($290)$122$168$38,639
188 ($290)$122$168$38,471
189 ($290)$121$169$38,302
190 ($290)$121$169$38,133
191 ($290)$120$170$37,963
192 ($290)$120$170$37,792
Year 17 - 193 ($290)$119$171$37,621
194 ($290)$119$172$37,450
195 ($290)$118$172$37,278
196 ($290)$117$173$37,105
197 ($290)$117$173$36,932
198 ($290)$116$174$36,758
199 ($290)$116$174$36,584
200 ($290)$115$175$36,409
201 ($290)$115$175$36,234
202 ($290)$114$176$36,058
203 ($290)$114$176$35,881
204 ($290)$113$177$35,704
Year 18 - 205 ($290)$112$178$35,527
206 ($290)$112$178$35,348
207 ($290)$111$179$35,170
208 ($290)$111$179$34,991
209 ($290)$110$180$34,811
210 ($290)$110$180$34,630
211 ($290)$109$181$34,449
212 ($290)$109$182$34,268
213 ($290)$108$182$34,086
214 ($290)$107$183$33,903
215 ($290)$107$183$33,720
216 ($290)$106$184$33,536
Year 19 - 217 ($290)$106$184$33,352
218 ($290)$105$185$33,167
219 ($290)$104$186$32,981
220 ($290)$104$186$32,795
221 ($290)$103$187$32,608
222 ($290)$103$187$32,421
223 ($290)$102$188$32,233
224 ($290)$102$189$32,044
225 ($290)$101$189$31,855
226 ($290)$100$190$31,665
227 ($290)$100$190$31,475
228 ($290)$99$191$31,284
Year 20 - 229 ($290)$99$192$31,093
230 ($290)$98$192$30,901
231 ($290)$97$193$30,708
232 ($290)$97$193$30,515
233 ($290)$96$194$30,321
234 ($290)$96$195$30,126
235 ($290)$95$195$29,931
236 ($290)$94$196$29,735
237 ($290)$94$196$29,539
238 ($290)$93$197$29,342
239 ($290)$92$198$29,144
240 ($290)$92$198$28,946
Year 21 - 241 ($290)$91$199$28,747
242 ($290)$91$199$28,548
243 ($290)$90$200$28,348
244 ($290)$89$201$28,147
245 ($290)$89$201$27,945
246 ($290)$88$202$27,743
247 ($290)$87$203$27,541
248 ($290)$87$203$27,337
249 ($290)$86$204$27,133
250 ($290)$85$205$26,929
251 ($290)$85$205$26,724
252 ($290)$84$206$26,518
Year 22 - 253 ($290)$84$207$26,311
254 ($290)$83$207$26,104
255 ($290)$82$208$25,896
256 ($290)$82$208$25,688
257 ($290)$81$209$25,479
258 ($290)$80$210$25,269
259 ($290)$80$210$25,058
260 ($290)$79$211$24,847
261 ($290)$78$212$24,636
262 ($290)$78$212$24,423
263 ($290)$77$213$24,210
264 ($290)$76$214$23,996
Year 23 - 265 ($290)$76$214$23,782
266 ($290)$75$215$23,567
267 ($290)$74$216$23,351
268 ($290)$74$216$23,134
269 ($290)$73$217$22,917
270 ($290)$72$218$22,699
271 ($290)$72$219$22,481
272 ($290)$71$219$22,262
273 ($290)$70$220$22,042
274 ($290)$69$221$21,821
275 ($290)$69$221$21,600
276 ($290)$68$222$21,378
Year 24 - 277 ($290)$67$223$21,155
278 ($290)$67$223$20,932
279 ($290)$66$224$20,707
280 ($290)$65$225$20,483
281 ($290)$65$226$20,257
282 ($290)$64$226$20,031
283 ($290)$63$227$19,804
284 ($290)$62$228$19,576
285 ($290)$62$228$19,348
286 ($290)$61$229$19,119
287 ($290)$60$230$18,889
288 ($290)$60$231$18,658
Year 25 - 289 ($290)$59$231$18,427
290 ($290)$58$232$18,195
291 ($290)$57$233$17,962
292 ($290)$57$233$17,729
293 ($290)$56$234$17,495
294 ($290)$55$235$17,260
295 ($290)$54$236$17,024
296 ($290)$54$236$16,788
297 ($290)$53$237$16,551
298 ($290)$52$238$16,313
299 ($290)$51$239$16,074
300 ($290)$51$239$15,835
Year 26 - 301 ($290)$50$240$15,594
302 ($290)$49$241$15,353
303 ($290)$48$242$15,112
304 ($290)$48$242$14,869
305 ($290)$47$243$14,626
306 ($290)$46$244$14,382
307 ($290)$45$245$14,137
308 ($290)$45$246$13,892
309 ($290)$44$246$13,646
310 ($290)$43$247$13,399
311 ($290)$42$248$13,151
312 ($290)$41$249$12,902
Year 27 - 313 ($290)$41$249$12,653
314 ($290)$40$250$12,402
315 ($290)$39$251$12,151
316 ($290)$38$252$11,900
317 ($290)$37$253$11,647
318 ($290)$37$253$11,394
319 ($290)$36$254$11,140
320 ($290)$35$255$10,885
321 ($290)$34$256$10,629
322 ($290)$33$257$10,372
323 ($290)$33$257$10,115
324 ($290)$32$258$9,857
Year 28 - 325 ($290)$31$259$9,598
326 ($290)$30$260$9,338
327 ($290)$29$261$9,077
328 ($290)$29$261$8,816
329 ($290)$28$262$8,554
330 ($290)$27$263$8,290
331 ($290)$26$264$8,027
332 ($290)$25$265$7,762
333 ($290)$24$266$7,496
334 ($290)$24$266$7,230
335 ($290)$23$267$6,962
336 ($290)$22$268$6,694
Year 29 - 337 ($290)$21$269$6,425
338 ($290)$20$270$6,156
339 ($290)$19$271$5,885
340 ($290)$19$272$5,613
341 ($290)$18$272$5,341
342 ($290)$17$273$5,068
343 ($290)$16$274$4,794
344 ($290)$15$275$4,519
345 ($290)$14$276$4,243
346 ($290)$13$277$3,966
347 ($290)$12$278$3,689
348 ($290)$12$278$3,410
Year 30 - 349 ($290)$11$279$3,131
350 ($290)$10$280$2,851
351 ($290)$9$281$2,570
352 ($290)$8$282$2,288
353 ($290)$7$283$2,005
354 ($290)$6$284$1,721
355 ($290)$5$285$1,437
356 ($290)$5$286$1,151
357 ($290)$4$286$865
358 ($290)$3$287$577
359 ($290)$2$288$289
360 ($290)$1$289$0
TOTALS$42,017$62,400$104,417

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.