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Mortgage Payment Schedule for a $788,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of November 30, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($157,600) may require pre-mortgage insurance


3.9% is current rate for 30-year fixed
3.3% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$2,973 360 $440,023 $1,070,423

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,179 or less (zip code: 20149)


NMLS #: 1023 | State Lic #: MC-5814
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 45 day rate lock

NMLS #: 541760
$1,168 /mo
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30 yr fixed mtg, 0 points | APR: 3.860% | Rate: 3.825% | Fees: $1,074 | 30 day rate lock

NMLS #: 1256692 | State Lic #: MC-5920
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 412915
$1,230 /mo
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30 yr fixed mtg, 0 points | APR: 4.308% | Rate: 4.250% | Fees: $1,710 | 60 day rate lock

NMLS #: 790396
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 66247 | State Lic #: MC-1825
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.776% | Rate: 3.750% | Fees: $795 | 45 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 244476 | State Lic #: MC-5877
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 417490
$1,192 /mo
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30 yr fixed mtg, 0 points | APR: 3.993% | Rate: 3.990% | Fees: $85 | 30 day rate lock

NMLS #: 2925 | State Lic #: MC-1875
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.010% | Rate: 4.000% | Fees: $299 | 45 day rate lock

NMLS #: 181005
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $865 | 45 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $788,000
Down Payment $157,600$630,400
Year 1 - 1 ($2,973)$2,049$925$629,475
2 ($2,973)$2,046$928$628,548
3 ($2,973)$2,043$931$627,617
4 ($2,973)$2,040$934$626,684
5 ($2,973)$2,037$937$625,747
6 ($2,973)$2,034$940$624,807
7 ($2,973)$2,031$943$623,864
8 ($2,973)$2,028$946$622,919
9 ($2,973)$2,024$949$621,970
10 ($2,973)$2,021$952$621,018
11 ($2,973)$2,018$955$620,063
12 ($2,973)$2,015$958$619,104
Year 2 - 13 ($2,973)$2,012$961$618,143
14 ($2,973)$2,009$964$617,179
15 ($2,973)$2,006$968$616,211
16 ($2,973)$2,003$971$615,240
17 ($2,973)$2,000$974$614,266
18 ($2,973)$1,996$977$613,289
19 ($2,973)$1,993$980$612,309
20 ($2,973)$1,990$983$611,326
21 ($2,973)$1,987$987$610,339
22 ($2,973)$1,984$990$609,349
23 ($2,973)$1,980$993$608,356
24 ($2,973)$1,977$996$607,360
Year 3 - 25 ($2,973)$1,974$999$606,361
26 ($2,973)$1,971$1,003$605,358
27 ($2,973)$1,967$1,006$604,352
28 ($2,973)$1,964$1,009$603,343
29 ($2,973)$1,961$1,013$602,330
30 ($2,973)$1,958$1,016$601,314
31 ($2,973)$1,954$1,019$600,295
32 ($2,973)$1,951$1,022$599,273
33 ($2,973)$1,948$1,026$598,247
34 ($2,973)$1,944$1,029$597,218
35 ($2,973)$1,941$1,032$596,186
36 ($2,973)$1,938$1,036$595,150
Year 4 - 37 ($2,973)$1,934$1,039$594,111
38 ($2,973)$1,931$1,043$593,068
39 ($2,973)$1,927$1,046$592,022
40 ($2,973)$1,924$1,049$590,973
41 ($2,973)$1,921$1,053$589,920
42 ($2,973)$1,917$1,056$588,864
43 ($2,973)$1,914$1,060$587,804
44 ($2,973)$1,910$1,063$586,741
45 ($2,973)$1,907$1,066$585,675
46 ($2,973)$1,903$1,070$584,605
47 ($2,973)$1,900$1,073$583,531
48 ($2,973)$1,896$1,077$582,455
Year 5 - 49 ($2,973)$1,893$1,080$581,374
50 ($2,973)$1,889$1,084$580,290
51 ($2,973)$1,886$1,087$579,203
52 ($2,973)$1,882$1,091$578,112
53 ($2,973)$1,879$1,095$577,017
54 ($2,973)$1,875$1,098$575,919
55 ($2,973)$1,872$1,102$574,817
56 ($2,973)$1,868$1,105$573,712
57 ($2,973)$1,865$1,109$572,603
58 ($2,973)$1,861$1,112$571,491
59 ($2,973)$1,857$1,116$570,375
60 ($2,973)$1,854$1,120$569,255
Year 6 - 61 ($2,973)$1,850$1,123$568,132
62 ($2,973)$1,846$1,127$567,005
63 ($2,973)$1,843$1,131$565,874
64 ($2,973)$1,839$1,134$564,740
65 ($2,973)$1,835$1,138$563,602
66 ($2,973)$1,832$1,142$562,460
67 ($2,973)$1,828$1,145$561,315
68 ($2,973)$1,824$1,149$560,166
69 ($2,973)$1,821$1,153$559,013
70 ($2,973)$1,817$1,157$557,856
71 ($2,973)$1,813$1,160$556,696
72 ($2,973)$1,809$1,164$555,532
Year 7 - 73 ($2,973)$1,805$1,168$554,364
74 ($2,973)$1,802$1,172$553,192
75 ($2,973)$1,798$1,176$552,017
76 ($2,973)$1,794$1,179$550,837
77 ($2,973)$1,790$1,183$549,654
78 ($2,973)$1,786$1,187$548,467
79 ($2,973)$1,783$1,191$547,276
80 ($2,973)$1,779$1,195$546,082
81 ($2,973)$1,775$1,199$544,883
82 ($2,973)$1,771$1,203$543,680
83 ($2,973)$1,767$1,206$542,474
84 ($2,973)$1,763$1,210$541,264
Year 8 - 85 ($2,973)$1,759$1,214$540,049
86 ($2,973)$1,755$1,218$538,831
87 ($2,973)$1,751$1,222$537,609
88 ($2,973)$1,747$1,226$536,383
89 ($2,973)$1,743$1,230$535,153
90 ($2,973)$1,739$1,234$533,918
91 ($2,973)$1,735$1,238$532,680
92 ($2,973)$1,731$1,242$531,438
93 ($2,973)$1,727$1,246$530,192
94 ($2,973)$1,723$1,250$528,942
95 ($2,973)$1,719$1,254$527,687
96 ($2,973)$1,715$1,258$526,429
Year 9 - 97 ($2,973)$1,711$1,263$525,166
98 ($2,973)$1,707$1,267$523,900
99 ($2,973)$1,703$1,271$522,629
100 ($2,973)$1,699$1,275$521,354
101 ($2,973)$1,694$1,279$520,075
102 ($2,973)$1,690$1,283$518,792
103 ($2,973)$1,686$1,287$517,505
104 ($2,973)$1,682$1,292$516,213
105 ($2,973)$1,678$1,296$514,917
106 ($2,973)$1,673$1,300$513,618
107 ($2,973)$1,669$1,304$512,313
108 ($2,973)$1,665$1,308$511,005
Year 10 - 109 ($2,973)$1,661$1,313$509,692
110 ($2,973)$1,657$1,317$508,375
111 ($2,973)$1,652$1,321$507,054
112 ($2,973)$1,648$1,325$505,729
113 ($2,973)$1,644$1,330$504,399
114 ($2,973)$1,639$1,334$503,065
115 ($2,973)$1,635$1,338$501,727
116 ($2,973)$1,631$1,343$500,384
117 ($2,973)$1,626$1,347$499,037
118 ($2,973)$1,622$1,352$497,685
119 ($2,973)$1,617$1,356$496,329
120 ($2,973)$1,613$1,360$494,969
Year 11 - 121 ($2,973)$1,609$1,365$493,604
122 ($2,973)$1,604$1,369$492,235
123 ($2,973)$1,600$1,374$490,861
124 ($2,973)$1,595$1,378$489,483
125 ($2,973)$1,591$1,383$488,101
126 ($2,973)$1,586$1,387$486,713
127 ($2,973)$1,582$1,392$485,322
128 ($2,973)$1,577$1,396$483,926
129 ($2,973)$1,573$1,401$482,525
130 ($2,973)$1,568$1,405$481,120
131 ($2,973)$1,564$1,410$479,710
132 ($2,973)$1,559$1,414$478,296
Year 12 - 133 ($2,973)$1,554$1,419$476,877
134 ($2,973)$1,550$1,424$475,453
135 ($2,973)$1,545$1,428$474,025
136 ($2,973)$1,541$1,433$472,592
137 ($2,973)$1,536$1,437$471,155
138 ($2,973)$1,531$1,442$469,713
139 ($2,973)$1,527$1,447$468,266
140 ($2,973)$1,522$1,452$466,814
141 ($2,973)$1,517$1,456$465,358
142 ($2,973)$1,512$1,461$463,897
143 ($2,973)$1,508$1,466$462,431
144 ($2,973)$1,503$1,470$460,961
Year 13 - 145 ($2,973)$1,498$1,475$459,486
146 ($2,973)$1,493$1,480$458,006
147 ($2,973)$1,489$1,485$456,521
148 ($2,973)$1,484$1,490$455,031
149 ($2,973)$1,479$1,495$453,537
150 ($2,973)$1,474$1,499$452,037
151 ($2,973)$1,469$1,504$450,533
152 ($2,973)$1,464$1,509$449,024
153 ($2,973)$1,459$1,514$447,510
154 ($2,973)$1,454$1,519$445,991
155 ($2,973)$1,449$1,524$444,467
156 ($2,973)$1,445$1,529$442,938
Year 14 - 157 ($2,973)$1,440$1,534$441,404
158 ($2,973)$1,435$1,539$439,865
159 ($2,973)$1,430$1,544$438,321
160 ($2,973)$1,425$1,549$436,772
161 ($2,973)$1,420$1,554$435,219
162 ($2,973)$1,414$1,559$433,660
163 ($2,973)$1,409$1,564$432,096
164 ($2,973)$1,404$1,569$430,527
165 ($2,973)$1,399$1,574$428,952
166 ($2,973)$1,394$1,579$427,373
167 ($2,973)$1,389$1,584$425,789
168 ($2,973)$1,384$1,590$424,199
Year 15 - 169 ($2,973)$1,379$1,595$422,604
170 ($2,973)$1,373$1,600$421,004
171 ($2,973)$1,368$1,605$419,399
172 ($2,973)$1,363$1,610$417,789
173 ($2,973)$1,358$1,616$416,173
174 ($2,973)$1,353$1,621$414,552
175 ($2,973)$1,347$1,626$412,926
176 ($2,973)$1,342$1,631$411,295
177 ($2,973)$1,337$1,637$409,658
178 ($2,973)$1,331$1,642$408,016
179 ($2,973)$1,326$1,647$406,369
180 ($2,973)$1,321$1,653$404,716
Year 16 - 181 ($2,973)$1,315$1,658$403,058
182 ($2,973)$1,310$1,663$401,395
183 ($2,973)$1,305$1,669$399,726
184 ($2,973)$1,299$1,674$398,052
185 ($2,973)$1,294$1,680$396,372
186 ($2,973)$1,288$1,685$394,687
187 ($2,973)$1,283$1,691$392,996
188 ($2,973)$1,277$1,696$391,300
189 ($2,973)$1,272$1,702$389,598
190 ($2,973)$1,266$1,707$387,891
191 ($2,973)$1,261$1,713$386,178
192 ($2,973)$1,255$1,718$384,460
Year 17 - 193 ($2,973)$1,249$1,724$382,736
194 ($2,973)$1,244$1,730$381,006
195 ($2,973)$1,238$1,735$379,271
196 ($2,973)$1,233$1,741$377,531
197 ($2,973)$1,227$1,746$375,784
198 ($2,973)$1,221$1,752$374,032
199 ($2,973)$1,216$1,758$372,274
200 ($2,973)$1,210$1,764$370,511
201 ($2,973)$1,204$1,769$368,742
202 ($2,973)$1,198$1,775$366,967
203 ($2,973)$1,193$1,781$365,186
204 ($2,973)$1,187$1,787$363,399
Year 18 - 205 ($2,973)$1,181$1,792$361,607
206 ($2,973)$1,175$1,798$359,809
207 ($2,973)$1,169$1,804$358,005
208 ($2,973)$1,164$1,810$356,195
209 ($2,973)$1,158$1,816$354,379
210 ($2,973)$1,152$1,822$352,557
211 ($2,973)$1,146$1,828$350,730
212 ($2,973)$1,140$1,834$348,896
213 ($2,973)$1,134$1,839$347,057
214 ($2,973)$1,128$1,845$345,211
215 ($2,973)$1,122$1,851$343,360
216 ($2,973)$1,116$1,857$341,502
Year 19 - 217 ($2,973)$1,110$1,864$339,639
218 ($2,973)$1,104$1,870$337,769
219 ($2,973)$1,098$1,876$335,894
220 ($2,973)$1,092$1,882$334,012
221 ($2,973)$1,086$1,888$332,124
222 ($2,973)$1,079$1,894$330,230
223 ($2,973)$1,073$1,900$328,330
224 ($2,973)$1,067$1,906$326,424
225 ($2,973)$1,061$1,913$324,511
226 ($2,973)$1,055$1,919$322,592
227 ($2,973)$1,048$1,925$320,667
228 ($2,973)$1,042$1,931$318,736
Year 20 - 229 ($2,973)$1,036$1,938$316,799
230 ($2,973)$1,030$1,944$314,855
231 ($2,973)$1,023$1,950$312,905
232 ($2,973)$1,017$1,956$310,948
233 ($2,973)$1,011$1,963$308,985
234 ($2,973)$1,004$1,969$307,016
235 ($2,973)$998$1,976$305,041
236 ($2,973)$991$1,982$303,059
237 ($2,973)$985$1,988$301,070
238 ($2,973)$978$1,995$299,075
239 ($2,973)$972$2,001$297,074
240 ($2,973)$965$2,008$295,066
Year 21 - 241 ($2,973)$959$2,014$293,052
242 ($2,973)$952$2,021$291,031
243 ($2,973)$946$2,028$289,003
244 ($2,973)$939$2,034$286,969
245 ($2,973)$933$2,041$284,928
246 ($2,973)$926$2,047$282,881
247 ($2,973)$919$2,054$280,827
248 ($2,973)$913$2,061$278,766
249 ($2,973)$906$2,067$276,699
250 ($2,973)$899$2,074$274,624
251 ($2,973)$893$2,081$272,544
252 ($2,973)$886$2,088$270,456
Year 22 - 253 ($2,973)$879$2,094$268,362
254 ($2,973)$872$2,101$266,260
255 ($2,973)$865$2,108$264,152
256 ($2,973)$858$2,115$262,037
257 ($2,973)$852$2,122$259,916
258 ($2,973)$845$2,129$257,787
259 ($2,973)$838$2,136$255,651
260 ($2,973)$831$2,143$253,509
261 ($2,973)$824$2,149$251,359
262 ($2,973)$817$2,156$249,203
263 ($2,973)$810$2,163$247,039
264 ($2,973)$803$2,171$244,869
Year 23 - 265 ($2,973)$796$2,178$242,691
266 ($2,973)$789$2,185$240,507
267 ($2,973)$782$2,192$238,315
268 ($2,973)$775$2,199$236,116
269 ($2,973)$767$2,206$233,910
270 ($2,973)$760$2,213$231,697
271 ($2,973)$753$2,220$229,476
272 ($2,973)$746$2,228$227,249
273 ($2,973)$739$2,235$225,014
274 ($2,973)$731$2,242$222,772
275 ($2,973)$724$2,249$220,522
276 ($2,973)$717$2,257$218,266
Year 24 - 277 ($2,973)$709$2,264$216,002
278 ($2,973)$702$2,271$213,730
279 ($2,973)$695$2,279$211,452
280 ($2,973)$687$2,286$209,165
281 ($2,973)$680$2,294$206,872
282 ($2,973)$672$2,301$204,571
283 ($2,973)$665$2,309$202,262
284 ($2,973)$657$2,316$199,946
285 ($2,973)$650$2,324$197,623
286 ($2,973)$642$2,331$195,291
287 ($2,973)$635$2,339$192,953
288 ($2,973)$627$2,346$190,606
Year 25 - 289 ($2,973)$619$2,354$188,253
290 ($2,973)$612$2,362$185,891
291 ($2,973)$604$2,369$183,522
292 ($2,973)$596$2,377$181,145
293 ($2,973)$589$2,385$178,760
294 ($2,973)$581$2,392$176,368
295 ($2,973)$573$2,400$173,967
296 ($2,973)$565$2,408$171,559
297 ($2,973)$558$2,416$169,144
298 ($2,973)$550$2,424$166,720
299 ($2,973)$542$2,432$164,288
300 ($2,973)$534$2,439$161,849
Year 26 - 301 ($2,973)$526$2,447$159,402
302 ($2,973)$518$2,455$156,946
303 ($2,973)$510$2,463$154,483
304 ($2,973)$502$2,471$152,012
305 ($2,973)$494$2,479$149,532
306 ($2,973)$486$2,487$147,045
307 ($2,973)$478$2,496$144,549
308 ($2,973)$470$2,504$142,046
309 ($2,973)$462$2,512$139,534
310 ($2,973)$453$2,520$137,014
311 ($2,973)$445$2,528$134,486
312 ($2,973)$437$2,536$131,950
Year 27 - 313 ($2,973)$429$2,545$129,405
314 ($2,973)$421$2,553$126,852
315 ($2,973)$412$2,561$124,291
316 ($2,973)$404$2,569$121,722
317 ($2,973)$396$2,578$119,144
318 ($2,973)$387$2,586$116,558
319 ($2,973)$379$2,595$113,963
320 ($2,973)$370$2,603$111,360
321 ($2,973)$362$2,611$108,749
322 ($2,973)$353$2,620$106,129
323 ($2,973)$345$2,628$103,500
324 ($2,973)$336$2,637$100,863
Year 28 - 325 ($2,973)$328$2,646$98,218
326 ($2,973)$319$2,654$95,563
327 ($2,973)$311$2,663$92,901
328 ($2,973)$302$2,671$90,229
329 ($2,973)$293$2,680$87,549
330 ($2,973)$285$2,689$84,860
331 ($2,973)$276$2,698$82,162
332 ($2,973)$267$2,706$79,456
333 ($2,973)$258$2,715$76,741
334 ($2,973)$249$2,724$74,017
335 ($2,973)$241$2,733$71,284
336 ($2,973)$232$2,742$68,542
Year 29 - 337 ($2,973)$223$2,751$65,792
338 ($2,973)$214$2,760$63,032
339 ($2,973)$205$2,769$60,264
340 ($2,973)$196$2,778$57,486
341 ($2,973)$187$2,787$54,699
342 ($2,973)$178$2,796$51,904
343 ($2,973)$169$2,805$49,099
344 ($2,973)$160$2,814$46,285
345 ($2,973)$150$2,823$43,462
346 ($2,973)$141$2,832$40,630
347 ($2,973)$132$2,841$37,789
348 ($2,973)$123$2,851$34,938
Year 30 - 349 ($2,973)$114$2,860$32,078
350 ($2,973)$104$2,869$29,209
351 ($2,973)$95$2,878$26,331
352 ($2,973)$86$2,888$23,443
353 ($2,973)$76$2,897$20,546
354 ($2,973)$67$2,907$17,639
355 ($2,973)$57$2,916$14,723
356 ($2,973)$48$2,926$11,798
357 ($2,973)$38$2,935$8,863
358 ($2,973)$29$2,945$5,918
359 ($2,973)$19$2,954$2,964
360 ($2,973)$10$2,964$0
TOTALS$440,023$630,400$1,070,423

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.