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Mortgage Payment Schedule for a $79,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of September 21, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($15,800) may require pre-mortgage insurance


3.83% is current rate for 30-year fixed
3.13% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$296 360 $43,204 $106,404

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,169 or less (zip code: 20149)


NMLS #: 67717
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 66247 Cardinal Financial | State Lic #: MC-1825
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.773% | Rate: 3.750% | Fees: $690 | 30 day rate lock

$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 417490
$1,192 /mo
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30 yr fixed mtg, 0 points | APR: 3.990% | Rate: 3.990% | Fees: $0 | 30 day rate lock

NMLS #: 35959 | State Lic #: MC-2967
$1,499 /mo
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30 yr fixed mtg, 0 points | APR: 6.000% | Rate: 6.000% | Fees: $0 | 30 day rate lock

$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $870 | 45 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $79,000
Down Payment $15,800$63,200
Year 1 - 1 ($296)$202$94$63,106
2 ($296)$201$94$63,012
3 ($296)$201$94$62,918
4 ($296)$201$95$62,823
5 ($296)$201$95$62,728
6 ($296)$200$95$62,632
7 ($296)$200$96$62,537
8 ($296)$200$96$62,441
9 ($296)$199$96$62,344
10 ($296)$199$97$62,248
11 ($296)$199$97$62,151
12 ($296)$198$97$62,054
Year 2 - 13 ($296)$198$98$61,956
14 ($296)$198$98$61,858
15 ($296)$197$98$61,760
16 ($296)$197$98$61,662
17 ($296)$197$99$61,563
18 ($296)$196$99$61,464
19 ($296)$196$99$61,365
20 ($296)$196$100$61,265
21 ($296)$196$100$61,165
22 ($296)$195$100$61,065
23 ($296)$195$101$60,964
24 ($296)$195$101$60,863
Year 3 - 25 ($296)$194$101$60,762
26 ($296)$194$102$60,660
27 ($296)$194$102$60,558
28 ($296)$193$102$60,456
29 ($296)$193$103$60,353
30 ($296)$193$103$60,250
31 ($296)$192$103$60,147
32 ($296)$192$104$60,043
33 ($296)$192$104$59,939
34 ($296)$191$104$59,835
35 ($296)$191$105$59,731
36 ($296)$191$105$59,626
Year 4 - 37 ($296)$190$105$59,520
38 ($296)$190$106$59,415
39 ($296)$190$106$59,309
40 ($296)$189$106$59,203
41 ($296)$189$107$59,096
42 ($296)$189$107$58,989
43 ($296)$188$107$58,882
44 ($296)$188$108$58,774
45 ($296)$188$108$58,666
46 ($296)$187$108$58,558
47 ($296)$187$109$58,449
48 ($296)$187$109$58,340
Year 5 - 49 ($296)$186$109$58,231
50 ($296)$186$110$58,121
51 ($296)$186$110$58,011
52 ($296)$185$110$57,901
53 ($296)$185$111$57,790
54 ($296)$184$111$57,679
55 ($296)$184$111$57,567
56 ($296)$184$112$57,455
57 ($296)$183$112$57,343
58 ($296)$183$113$57,231
59 ($296)$183$113$57,118
60 ($296)$182$113$57,004
Year 6 - 61 ($296)$182$114$56,891
62 ($296)$182$114$56,777
63 ($296)$181$114$56,662
64 ($296)$181$115$56,548
65 ($296)$180$115$56,433
66 ($296)$180$115$56,317
67 ($296)$180$116$56,201
68 ($296)$179$116$56,085
69 ($296)$179$117$55,969
70 ($296)$179$117$55,852
71 ($296)$178$117$55,734
72 ($296)$178$118$55,617
Year 7 - 73 ($296)$178$118$55,499
74 ($296)$177$118$55,380
75 ($296)$177$119$55,261
76 ($296)$176$119$55,142
77 ($296)$176$120$55,023
78 ($296)$176$120$54,903
79 ($296)$175$120$54,782
80 ($296)$175$121$54,662
81 ($296)$174$121$54,541
82 ($296)$174$121$54,419
83 ($296)$174$122$54,297
84 ($296)$173$122$54,175
Year 8 - 85 ($296)$173$123$54,052
86 ($296)$173$123$53,929
87 ($296)$172$123$53,806
88 ($296)$172$124$53,682
89 ($296)$171$124$53,558
90 ($296)$171$125$53,433
91 ($296)$171$125$53,308
92 ($296)$170$125$53,183
93 ($296)$170$126$53,057
94 ($296)$169$126$52,931
95 ($296)$169$127$52,804
96 ($296)$169$127$52,677
Year 9 - 97 ($296)$168$127$52,549
98 ($296)$168$128$52,422
99 ($296)$167$128$52,293
100 ($296)$167$129$52,165
101 ($296)$166$129$52,036
102 ($296)$166$129$51,906
103 ($296)$166$130$51,776
104 ($296)$165$130$51,646
105 ($296)$165$131$51,515
106 ($296)$164$131$51,384
107 ($296)$164$132$51,253
108 ($296)$164$132$51,121
Year 10 - 109 ($296)$163$132$50,988
110 ($296)$163$133$50,855
111 ($296)$162$133$50,722
112 ($296)$162$134$50,588
113 ($296)$161$134$50,454
114 ($296)$161$135$50,320
115 ($296)$161$135$50,185
116 ($296)$160$135$50,049
117 ($296)$160$136$49,914
118 ($296)$159$136$49,777
119 ($296)$159$137$49,641
120 ($296)$158$137$49,503
Year 11 - 121 ($296)$158$138$49,366
122 ($296)$158$138$49,228
123 ($296)$157$138$49,089
124 ($296)$157$139$48,951
125 ($296)$156$139$48,811
126 ($296)$156$140$48,671
127 ($296)$155$140$48,531
128 ($296)$155$141$48,391
129 ($296)$154$141$48,249
130 ($296)$154$142$48,108
131 ($296)$154$142$47,966
132 ($296)$153$142$47,823
Year 12 - 133 ($296)$153$143$47,680
134 ($296)$152$143$47,537
135 ($296)$152$144$47,393
136 ($296)$151$144$47,249
137 ($296)$151$145$47,104
138 ($296)$150$145$46,959
139 ($296)$150$146$46,813
140 ($296)$149$146$46,667
141 ($296)$149$147$46,520
142 ($296)$148$147$46,373
143 ($296)$148$148$46,226
144 ($296)$148$148$46,078
Year 13 - 145 ($296)$147$149$45,929
146 ($296)$147$149$45,780
147 ($296)$146$149$45,631
148 ($296)$146$150$45,481
149 ($296)$145$150$45,331
150 ($296)$145$151$45,180
151 ($296)$144$151$45,028
152 ($296)$144$152$44,876
153 ($296)$143$152$44,724
154 ($296)$143$153$44,571
155 ($296)$142$153$44,418
156 ($296)$142$154$44,264
Year 14 - 157 ($296)$141$154$44,110
158 ($296)$141$155$43,955
159 ($296)$140$155$43,800
160 ($296)$140$156$43,644
161 ($296)$139$156$43,488
162 ($296)$139$157$43,331
163 ($296)$138$157$43,174
164 ($296)$138$158$43,016
165 ($296)$137$158$42,858
166 ($296)$137$159$42,699
167 ($296)$136$159$42,540
168 ($296)$136$160$42,380
Year 15 - 169 ($296)$135$160$42,220
170 ($296)$135$161$42,059
171 ($296)$134$161$41,897
172 ($296)$134$162$41,736
173 ($296)$133$162$41,573
174 ($296)$133$163$41,410
175 ($296)$132$163$41,247
176 ($296)$132$164$41,083
177 ($296)$131$164$40,919
178 ($296)$131$165$40,754
179 ($296)$130$165$40,588
180 ($296)$130$166$40,422
Year 16 - 181 ($296)$129$167$40,256
182 ($296)$128$167$40,088
183 ($296)$128$168$39,921
184 ($296)$127$168$39,753
185 ($296)$127$169$39,584
186 ($296)$126$169$39,415
187 ($296)$126$170$39,245
188 ($296)$125$170$39,075
189 ($296)$125$171$38,904
190 ($296)$124$171$38,732
191 ($296)$124$172$38,561
192 ($296)$123$172$38,388
Year 17 - 193 ($296)$123$173$38,215
194 ($296)$122$174$38,041
195 ($296)$121$174$37,867
196 ($296)$121$175$37,693
197 ($296)$120$175$37,517
198 ($296)$120$176$37,341
199 ($296)$119$176$37,165
200 ($296)$119$177$36,988
201 ($296)$118$178$36,811
202 ($296)$117$178$36,633
203 ($296)$117$179$36,454
204 ($296)$116$179$36,275
Year 18 - 205 ($296)$116$180$36,095
206 ($296)$115$180$35,914
207 ($296)$115$181$35,734
208 ($296)$114$182$35,552
209 ($296)$113$182$35,370
210 ($296)$113$183$35,187
211 ($296)$112$183$35,004
212 ($296)$112$184$34,820
213 ($296)$111$184$34,636
214 ($296)$111$185$34,451
215 ($296)$110$186$34,265
216 ($296)$109$186$34,079
Year 19 - 217 ($296)$109$187$33,892
218 ($296)$108$187$33,705
219 ($296)$108$188$33,517
220 ($296)$107$189$33,328
221 ($296)$106$189$33,139
222 ($296)$106$190$32,949
223 ($296)$105$190$32,759
224 ($296)$105$191$32,568
225 ($296)$104$192$32,376
226 ($296)$103$192$32,184
227 ($296)$103$193$31,991
228 ($296)$102$193$31,798
Year 20 - 229 ($296)$101$194$31,603
230 ($296)$101$195$31,409
231 ($296)$100$195$31,213
232 ($296)$100$196$31,018
233 ($296)$99$197$30,821
234 ($296)$98$197$30,624
235 ($296)$98$198$30,426
236 ($296)$97$198$30,227
237 ($296)$96$199$30,028
238 ($296)$96$200$29,829
239 ($296)$95$200$29,628
240 ($296)$95$201$29,427
Year 21 - 241 ($296)$94$202$29,226
242 ($296)$93$202$29,023
243 ($296)$93$203$28,820
244 ($296)$92$204$28,617
245 ($296)$91$204$28,413
246 ($296)$91$205$28,208
247 ($296)$90$206$28,002
248 ($296)$89$206$27,796
249 ($296)$89$207$27,589
250 ($296)$88$208$27,382
251 ($296)$87$208$27,173
252 ($296)$87$209$26,965
Year 22 - 253 ($296)$86$210$26,755
254 ($296)$85$210$26,545
255 ($296)$85$211$26,334
256 ($296)$84$212$26,123
257 ($296)$83$212$25,910
258 ($296)$83$213$25,698
259 ($296)$82$214$25,484
260 ($296)$81$214$25,270
261 ($296)$81$215$25,055
262 ($296)$80$216$24,839
263 ($296)$79$216$24,623
264 ($296)$79$217$24,406
Year 23 - 265 ($296)$78$218$24,188
266 ($296)$77$218$23,970
267 ($296)$77$219$23,751
268 ($296)$76$220$23,531
269 ($296)$75$220$23,311
270 ($296)$74$221$23,090
271 ($296)$74$222$22,868
272 ($296)$73$223$22,645
273 ($296)$72$223$22,422
274 ($296)$72$224$22,198
275 ($296)$71$225$21,973
276 ($296)$70$225$21,748
Year 24 - 277 ($296)$69$226$21,521
278 ($296)$69$227$21,295
279 ($296)$68$228$21,067
280 ($296)$67$228$20,839
281 ($296)$67$229$20,610
282 ($296)$66$230$20,380
283 ($296)$65$231$20,149
284 ($296)$64$231$19,918
285 ($296)$64$232$19,686
286 ($296)$63$233$19,453
287 ($296)$62$233$19,220
288 ($296)$61$234$18,986
Year 25 - 289 ($296)$61$235$18,751
290 ($296)$60$236$18,515
291 ($296)$59$236$18,278
292 ($296)$58$237$18,041
293 ($296)$58$238$17,803
294 ($296)$57$239$17,565
295 ($296)$56$240$17,325
296 ($296)$55$240$17,085
297 ($296)$55$241$16,844
298 ($296)$54$242$16,602
299 ($296)$53$243$16,359
300 ($296)$52$243$16,116
Year 26 - 301 ($296)$51$244$15,872
302 ($296)$51$245$15,627
303 ($296)$50$246$15,381
304 ($296)$49$246$15,135
305 ($296)$48$247$14,888
306 ($296)$48$248$14,639
307 ($296)$47$249$14,391
308 ($296)$46$250$14,141
309 ($296)$45$250$13,891
310 ($296)$44$251$13,639
311 ($296)$44$252$13,387
312 ($296)$43$253$13,134
Year 27 - 313 ($296)$42$254$12,881
314 ($296)$41$254$12,626
315 ($296)$40$255$12,371
316 ($296)$39$256$12,115
317 ($296)$39$257$11,858
318 ($296)$38$258$11,600
319 ($296)$37$259$11,342
320 ($296)$36$259$11,082
321 ($296)$35$260$10,822
322 ($296)$35$261$10,561
323 ($296)$34$262$10,299
324 ($296)$33$263$10,037
Year 28 - 325 ($296)$32$264$9,773
326 ($296)$31$264$9,509
327 ($296)$30$265$9,244
328 ($296)$30$266$8,978
329 ($296)$29$267$8,711
330 ($296)$28$268$8,443
331 ($296)$27$269$8,174
332 ($296)$26$269$7,905
333 ($296)$25$270$7,634
334 ($296)$24$271$7,363
335 ($296)$24$272$7,091
336 ($296)$23$273$6,818
Year 29 - 337 ($296)$22$274$6,544
338 ($296)$21$275$6,270
339 ($296)$20$276$5,994
340 ($296)$19$276$5,718
341 ($296)$18$277$5,440
342 ($296)$17$278$5,162
343 ($296)$16$279$4,883
344 ($296)$16$280$4,603
345 ($296)$15$281$4,322
346 ($296)$14$282$4,041
347 ($296)$13$283$3,758
348 ($296)$12$284$3,474
Year 30 - 349 ($296)$11$284$3,190
350 ($296)$10$285$2,904
351 ($296)$9$286$2,618
352 ($296)$8$287$2,331
353 ($296)$7$288$2,043
354 ($296)$7$289$1,754
355 ($296)$6$290$1,464
356 ($296)$5$291$1,173
357 ($296)$4$292$881
358 ($296)$3$293$588
359 ($296)$2$294$295
360 ($296)$1$295$0
TOTALS$43,204$63,200$106,404

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.