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Mortgage Payment Schedule for a $790,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of November 16, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($158,000) may require pre-mortgage insurance


3.95% is current rate for 30-year fixed
3.31% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$2,999 360 $447,667 $1,079,667

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,186 or less (zip code: 20149)


NMLS #: 66247 | State Lic #: MC-1825
$1,140 /mo
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30 yr fixed mtg, 0 points | APR: 3.689% | Rate: 3.625% | Fees: $1,962 | 30 day rate lock

NMLS #: 790396
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 258821
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 417490
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.907% | Rate: 3.875% | Fees: $962 | 30 day rate lock

NMLS #: 35959 | State Lic #: MC-2967
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 227765 | State Lic #: MC-5920
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 181005
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $870 | 45 day rate lock

NMLS #: 412915
$1,212 /mo
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30 yr fixed mtg, 0 points | APR: 4.182% | Rate: 4.125% | Fees: $1,710 | 60 day rate lock

NMLS #: 2890 | State Lic #: MC-3098
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.751% | Rate: 3.750% | Fees: $23 | 30 day rate lock

$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.758% | Rate: 3.750% | Fees: $259 | 30 day rate lock

NMLS #: 7706
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $790,000
Down Payment $158,000$632,000
Year 1 - 1 ($2,999)$2,080$919$631,081
2 ($2,999)$2,077$922$630,159
3 ($2,999)$2,074$925$629,235
4 ($2,999)$2,071$928$628,307
5 ($2,999)$2,068$931$627,376
6 ($2,999)$2,065$934$626,442
7 ($2,999)$2,062$937$625,505
8 ($2,999)$2,059$940$624,565
9 ($2,999)$2,056$943$623,622
10 ($2,999)$2,053$946$622,675
11 ($2,999)$2,050$949$621,726
12 ($2,999)$2,047$953$620,773
Year 2 - 13 ($2,999)$2,043$956$619,818
14 ($2,999)$2,040$959$618,859
15 ($2,999)$2,037$962$617,897
16 ($2,999)$2,034$965$616,932
17 ($2,999)$2,031$968$615,963
18 ($2,999)$2,028$972$614,992
19 ($2,999)$2,024$975$614,017
20 ($2,999)$2,021$978$613,039
21 ($2,999)$2,018$981$612,058
22 ($2,999)$2,015$984$611,074
23 ($2,999)$2,011$988$610,086
24 ($2,999)$2,008$991$609,095
Year 3 - 25 ($2,999)$2,005$994$608,101
26 ($2,999)$2,002$997$607,103
27 ($2,999)$1,998$1,001$606,103
28 ($2,999)$1,995$1,004$605,099
29 ($2,999)$1,992$1,007$604,091
30 ($2,999)$1,988$1,011$603,081
31 ($2,999)$1,985$1,014$602,067
32 ($2,999)$1,982$1,017$601,050
33 ($2,999)$1,978$1,021$600,029
34 ($2,999)$1,975$1,024$599,005
35 ($2,999)$1,972$1,027$597,978
36 ($2,999)$1,968$1,031$596,947
Year 4 - 37 ($2,999)$1,965$1,034$595,913
38 ($2,999)$1,962$1,038$594,875
39 ($2,999)$1,958$1,041$593,834
40 ($2,999)$1,955$1,044$592,790
41 ($2,999)$1,951$1,048$591,742
42 ($2,999)$1,948$1,051$590,691
43 ($2,999)$1,944$1,055$589,636
44 ($2,999)$1,941$1,058$588,578
45 ($2,999)$1,937$1,062$587,516
46 ($2,999)$1,934$1,065$586,451
47 ($2,999)$1,930$1,069$585,383
48 ($2,999)$1,927$1,072$584,310
Year 5 - 49 ($2,999)$1,923$1,076$583,235
50 ($2,999)$1,920$1,079$582,155
51 ($2,999)$1,916$1,083$581,073
52 ($2,999)$1,913$1,086$579,986
53 ($2,999)$1,909$1,090$578,896
54 ($2,999)$1,906$1,094$577,803
55 ($2,999)$1,902$1,097$576,706
56 ($2,999)$1,898$1,101$575,605
57 ($2,999)$1,895$1,104$574,500
58 ($2,999)$1,891$1,108$573,392
59 ($2,999)$1,887$1,112$572,281
60 ($2,999)$1,884$1,115$571,165
Year 6 - 61 ($2,999)$1,880$1,119$570,046
62 ($2,999)$1,876$1,123$568,924
63 ($2,999)$1,873$1,126$567,797
64 ($2,999)$1,869$1,130$566,667
65 ($2,999)$1,865$1,134$565,534
66 ($2,999)$1,862$1,138$564,396
67 ($2,999)$1,858$1,141$563,255
68 ($2,999)$1,854$1,145$562,110
69 ($2,999)$1,850$1,149$560,961
70 ($2,999)$1,846$1,153$559,808
71 ($2,999)$1,843$1,156$558,652
72 ($2,999)$1,839$1,160$557,492
Year 7 - 73 ($2,999)$1,835$1,164$556,328
74 ($2,999)$1,831$1,168$555,160
75 ($2,999)$1,827$1,172$553,988
76 ($2,999)$1,824$1,176$552,813
77 ($2,999)$1,820$1,179$551,633
78 ($2,999)$1,816$1,183$550,450
79 ($2,999)$1,812$1,187$549,263
80 ($2,999)$1,808$1,191$548,072
81 ($2,999)$1,804$1,195$546,877
82 ($2,999)$1,800$1,199$545,678
83 ($2,999)$1,796$1,203$544,475
84 ($2,999)$1,792$1,207$543,268
Year 8 - 85 ($2,999)$1,788$1,211$542,057
86 ($2,999)$1,784$1,215$540,842
87 ($2,999)$1,780$1,219$539,624
88 ($2,999)$1,776$1,223$538,401
89 ($2,999)$1,772$1,227$537,174
90 ($2,999)$1,768$1,231$535,943
91 ($2,999)$1,764$1,235$534,708
92 ($2,999)$1,760$1,239$533,469
93 ($2,999)$1,756$1,243$532,226
94 ($2,999)$1,752$1,247$530,979
95 ($2,999)$1,748$1,251$529,728
96 ($2,999)$1,744$1,255$528,472
Year 9 - 97 ($2,999)$1,740$1,260$527,213
98 ($2,999)$1,735$1,264$525,949
99 ($2,999)$1,731$1,268$524,681
100 ($2,999)$1,727$1,272$523,409
101 ($2,999)$1,723$1,276$522,133
102 ($2,999)$1,719$1,280$520,853
103 ($2,999)$1,714$1,285$519,568
104 ($2,999)$1,710$1,289$518,279
105 ($2,999)$1,706$1,293$516,986
106 ($2,999)$1,702$1,297$515,689
107 ($2,999)$1,697$1,302$514,387
108 ($2,999)$1,693$1,306$513,081
Year 10 - 109 ($2,999)$1,689$1,310$511,771
110 ($2,999)$1,685$1,314$510,457
111 ($2,999)$1,680$1,319$509,138
112 ($2,999)$1,676$1,323$507,815
113 ($2,999)$1,672$1,328$506,487
114 ($2,999)$1,667$1,332$505,155
115 ($2,999)$1,663$1,336$503,819
116 ($2,999)$1,658$1,341$502,478
117 ($2,999)$1,654$1,345$501,133
118 ($2,999)$1,650$1,350$499,784
119 ($2,999)$1,645$1,354$498,430
120 ($2,999)$1,641$1,358$497,071
Year 11 - 121 ($2,999)$1,636$1,363$495,709
122 ($2,999)$1,632$1,367$494,341
123 ($2,999)$1,627$1,372$492,969
124 ($2,999)$1,623$1,376$491,593
125 ($2,999)$1,618$1,381$490,212
126 ($2,999)$1,614$1,385$488,827
127 ($2,999)$1,609$1,390$487,437
128 ($2,999)$1,604$1,395$486,042
129 ($2,999)$1,600$1,399$484,643
130 ($2,999)$1,595$1,404$483,239
131 ($2,999)$1,591$1,408$481,831
132 ($2,999)$1,586$1,413$480,418
Year 12 - 133 ($2,999)$1,581$1,418$479,000
134 ($2,999)$1,577$1,422$477,577
135 ($2,999)$1,572$1,427$476,150
136 ($2,999)$1,567$1,432$474,719
137 ($2,999)$1,563$1,436$473,282
138 ($2,999)$1,558$1,441$471,841
139 ($2,999)$1,553$1,446$470,395
140 ($2,999)$1,548$1,451$468,944
141 ($2,999)$1,544$1,455$467,489
142 ($2,999)$1,539$1,460$466,029
143 ($2,999)$1,534$1,465$464,564
144 ($2,999)$1,529$1,470$463,094
Year 13 - 145 ($2,999)$1,524$1,475$461,619
146 ($2,999)$1,519$1,480$460,139
147 ($2,999)$1,515$1,484$458,655
148 ($2,999)$1,510$1,489$457,166
149 ($2,999)$1,505$1,494$455,671
150 ($2,999)$1,500$1,499$454,172
151 ($2,999)$1,495$1,504$452,668
152 ($2,999)$1,490$1,509$451,159
153 ($2,999)$1,485$1,514$449,645
154 ($2,999)$1,480$1,519$448,126
155 ($2,999)$1,475$1,524$446,602
156 ($2,999)$1,470$1,529$445,073
Year 14 - 157 ($2,999)$1,465$1,534$443,539
158 ($2,999)$1,460$1,539$442,000
159 ($2,999)$1,455$1,544$440,456
160 ($2,999)$1,450$1,549$438,907
161 ($2,999)$1,445$1,554$437,352
162 ($2,999)$1,440$1,559$435,793
163 ($2,999)$1,434$1,565$434,228
164 ($2,999)$1,429$1,570$432,658
165 ($2,999)$1,424$1,575$431,084
166 ($2,999)$1,419$1,580$429,503
167 ($2,999)$1,414$1,585$427,918
168 ($2,999)$1,409$1,591$426,328
Year 15 - 169 ($2,999)$1,403$1,596$424,732
170 ($2,999)$1,398$1,601$423,131
171 ($2,999)$1,393$1,606$421,525
172 ($2,999)$1,388$1,612$419,913
173 ($2,999)$1,382$1,617$418,296
174 ($2,999)$1,377$1,622$416,674
175 ($2,999)$1,372$1,628$415,046
176 ($2,999)$1,366$1,633$413,414
177 ($2,999)$1,361$1,638$411,775
178 ($2,999)$1,355$1,644$410,132
179 ($2,999)$1,350$1,649$408,483
180 ($2,999)$1,345$1,654$406,828
Year 16 - 181 ($2,999)$1,339$1,660$405,168
182 ($2,999)$1,334$1,665$403,503
183 ($2,999)$1,328$1,671$401,832
184 ($2,999)$1,323$1,676$400,156
185 ($2,999)$1,317$1,682$398,474
186 ($2,999)$1,312$1,687$396,786
187 ($2,999)$1,306$1,693$395,093
188 ($2,999)$1,301$1,699$393,395
189 ($2,999)$1,295$1,704$391,691
190 ($2,999)$1,289$1,710$389,981
191 ($2,999)$1,284$1,715$388,265
192 ($2,999)$1,278$1,721$386,544
Year 17 - 193 ($2,999)$1,272$1,727$384,818
194 ($2,999)$1,267$1,732$383,085
195 ($2,999)$1,261$1,738$381,347
196 ($2,999)$1,255$1,744$379,603
197 ($2,999)$1,250$1,750$377,854
198 ($2,999)$1,244$1,755$376,099
199 ($2,999)$1,238$1,761$374,337
200 ($2,999)$1,232$1,767$372,571
201 ($2,999)$1,226$1,773$370,798
202 ($2,999)$1,221$1,779$369,019
203 ($2,999)$1,215$1,784$367,235
204 ($2,999)$1,209$1,790$365,445
Year 18 - 205 ($2,999)$1,203$1,796$363,649
206 ($2,999)$1,197$1,802$361,846
207 ($2,999)$1,191$1,808$360,038
208 ($2,999)$1,185$1,814$358,225
209 ($2,999)$1,179$1,820$356,405
210 ($2,999)$1,173$1,826$354,579
211 ($2,999)$1,167$1,832$352,747
212 ($2,999)$1,161$1,838$350,909
213 ($2,999)$1,155$1,844$349,065
214 ($2,999)$1,149$1,850$347,215
215 ($2,999)$1,143$1,856$345,359
216 ($2,999)$1,137$1,862$343,496
Year 19 - 217 ($2,999)$1,131$1,868$341,628
218 ($2,999)$1,125$1,875$339,753
219 ($2,999)$1,118$1,881$337,873
220 ($2,999)$1,112$1,887$335,986
221 ($2,999)$1,106$1,893$334,093
222 ($2,999)$1,100$1,899$332,193
223 ($2,999)$1,093$1,906$330,288
224 ($2,999)$1,087$1,912$328,376
225 ($2,999)$1,081$1,918$326,458
226 ($2,999)$1,075$1,924$324,533
227 ($2,999)$1,068$1,931$322,602
228 ($2,999)$1,062$1,937$320,665
Year 20 - 229 ($2,999)$1,056$1,944$318,722
230 ($2,999)$1,049$1,950$316,772
231 ($2,999)$1,043$1,956$314,815
232 ($2,999)$1,036$1,963$312,852
233 ($2,999)$1,030$1,969$310,883
234 ($2,999)$1,023$1,976$308,907
235 ($2,999)$1,017$1,982$306,925
236 ($2,999)$1,010$1,989$304,936
237 ($2,999)$1,004$1,995$302,941
238 ($2,999)$997$2,002$300,939
239 ($2,999)$991$2,008$298,931
240 ($2,999)$984$2,015$296,916
Year 21 - 241 ($2,999)$977$2,022$294,894
242 ($2,999)$971$2,028$292,865
243 ($2,999)$964$2,035$290,830
244 ($2,999)$957$2,042$288,789
245 ($2,999)$951$2,048$286,740
246 ($2,999)$944$2,055$284,685
247 ($2,999)$937$2,062$282,623
248 ($2,999)$930$2,069$280,554
249 ($2,999)$923$2,076$278,479
250 ($2,999)$917$2,082$276,396
251 ($2,999)$910$2,089$274,307
252 ($2,999)$903$2,096$272,211
Year 22 - 253 ($2,999)$896$2,103$270,108
254 ($2,999)$889$2,110$267,998
255 ($2,999)$882$2,117$265,881
256 ($2,999)$875$2,124$263,757
257 ($2,999)$868$2,131$261,626
258 ($2,999)$861$2,138$259,488
259 ($2,999)$854$2,145$257,343
260 ($2,999)$847$2,152$255,191
261 ($2,999)$840$2,159$253,032
262 ($2,999)$833$2,166$250,866
263 ($2,999)$826$2,173$248,693
264 ($2,999)$819$2,180$246,512
Year 23 - 265 ($2,999)$811$2,188$244,325
266 ($2,999)$804$2,195$242,130
267 ($2,999)$797$2,202$239,928
268 ($2,999)$790$2,209$237,718
269 ($2,999)$782$2,217$235,502
270 ($2,999)$775$2,224$233,278
271 ($2,999)$768$2,231$231,047
272 ($2,999)$761$2,239$228,808
273 ($2,999)$753$2,246$226,562
274 ($2,999)$746$2,253$224,309
275 ($2,999)$738$2,261$222,048
276 ($2,999)$731$2,268$219,780
Year 24 - 277 ($2,999)$723$2,276$217,504
278 ($2,999)$716$2,283$215,221
279 ($2,999)$708$2,291$212,931
280 ($2,999)$701$2,298$210,632
281 ($2,999)$693$2,306$208,327
282 ($2,999)$686$2,313$206,013
283 ($2,999)$678$2,321$203,692
284 ($2,999)$670$2,329$201,364
285 ($2,999)$663$2,336$199,028
286 ($2,999)$655$2,344$196,684
287 ($2,999)$647$2,352$194,332
288 ($2,999)$640$2,359$191,973
Year 25 - 289 ($2,999)$632$2,367$189,605
290 ($2,999)$624$2,375$187,230
291 ($2,999)$616$2,383$184,848
292 ($2,999)$608$2,391$182,457
293 ($2,999)$601$2,398$180,059
294 ($2,999)$593$2,406$177,652
295 ($2,999)$585$2,414$175,238
296 ($2,999)$577$2,422$172,816
297 ($2,999)$569$2,430$170,385
298 ($2,999)$561$2,438$167,947
299 ($2,999)$553$2,446$165,501
300 ($2,999)$545$2,454$163,047
Year 26 - 301 ($2,999)$537$2,462$160,584
302 ($2,999)$529$2,470$158,114
303 ($2,999)$520$2,479$155,635
304 ($2,999)$512$2,487$153,148
305 ($2,999)$504$2,495$150,653
306 ($2,999)$496$2,503$148,150
307 ($2,999)$488$2,511$145,639
308 ($2,999)$479$2,520$143,119
309 ($2,999)$471$2,528$140,591
310 ($2,999)$463$2,536$138,055
311 ($2,999)$454$2,545$135,510
312 ($2,999)$446$2,553$132,957
Year 27 - 313 ($2,999)$438$2,561$130,396
314 ($2,999)$429$2,570$127,826
315 ($2,999)$421$2,578$125,248
316 ($2,999)$412$2,587$122,661
317 ($2,999)$404$2,595$120,066
318 ($2,999)$395$2,604$117,462
319 ($2,999)$387$2,612$114,849
320 ($2,999)$378$2,621$112,228
321 ($2,999)$369$2,630$109,599
322 ($2,999)$361$2,638$106,960
323 ($2,999)$352$2,647$104,313
324 ($2,999)$343$2,656$101,658
Year 28 - 325 ($2,999)$335$2,664$98,993
326 ($2,999)$326$2,673$96,320
327 ($2,999)$317$2,682$93,638
328 ($2,999)$308$2,691$90,947
329 ($2,999)$299$2,700$88,247
330 ($2,999)$290$2,709$85,539
331 ($2,999)$282$2,718$82,821
332 ($2,999)$273$2,726$80,095
333 ($2,999)$264$2,735$77,359
334 ($2,999)$255$2,744$74,615
335 ($2,999)$246$2,753$71,861
336 ($2,999)$237$2,763$69,099
Year 29 - 337 ($2,999)$227$2,772$66,327
338 ($2,999)$218$2,781$63,546
339 ($2,999)$209$2,790$60,757
340 ($2,999)$200$2,799$57,958
341 ($2,999)$191$2,808$55,149
342 ($2,999)$182$2,818$52,332
343 ($2,999)$172$2,827$49,505
344 ($2,999)$163$2,836$46,669
345 ($2,999)$154$2,845$43,823
346 ($2,999)$144$2,855$40,968
347 ($2,999)$135$2,864$38,104
348 ($2,999)$125$2,874$35,231
Year 30 - 349 ($2,999)$116$2,883$32,347
350 ($2,999)$106$2,893$29,455
351 ($2,999)$97$2,902$26,553
352 ($2,999)$87$2,912$23,641
353 ($2,999)$78$2,921$20,720
354 ($2,999)$68$2,931$17,789
355 ($2,999)$59$2,941$14,848
356 ($2,999)$49$2,950$11,898
357 ($2,999)$39$2,960$8,938
358 ($2,999)$29$2,970$5,969
359 ($2,999)$20$2,979$2,989
360 ($2,999)$10$2,989$0
TOTALS$447,667$632,000$1,079,667

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.