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Mortgage Payment Schedule for a $851,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of October 12, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($170,200) may require pre-mortgage insurance


3.91% is current rate for 30-year fixed
3.21% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$3,215 360 $476,607 $1,157,407

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,181 or less (zip code: 20149)


NMLS #: 1077157 | State Lic #: MC-5804
$1,140 /mo
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30 yr fixed mtg, 0 points | APR: 3.631% | Rate: 3.625% | Fees: $188 | 30 day rate lock

NMLS #: 168163 | State Lic #: MC3254
$1,140 /mo
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30 yr fixed mtg, 0 points | APR: 3.651% | Rate: 3.625% | Fees: $795 | 30 day rate lock

NMLS #: 134407 | State Lic #: MC-5378
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 45 day rate lock

NMLS #: 1023
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 45 day rate lock

NMLS #: 244476 | State Lic #: MC-5877
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.756% | Rate: 3.750% | Fees: $187 | 30 day rate lock

NMLS #: 790396
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 2258 | State Lic #: MC-4673
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 7706
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 417490
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.896% | Rate: 3.875% | Fees: $625 | 30 day rate lock

NMLS #: 898791
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.928% | Rate: 3.875% | Fees: $1,595 | 60 day rate lock

NMLS #: 227765 | State Lic #: MC-5920
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 181005
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $870 | 45 day rate lock

$1,248 /mo
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30 yr fixed mtg, 0 points | APR: 4.375% | Rate: 4.375% | Fees: $0 | 30 day rate lock

NMLS #: 35959 | State Lic #: MC-2967
$1,519 /mo
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30 yr fixed mtg, 0 points | APR: 6.125% | Rate: 6.125% | Fees: $0 | 30 day rate lock

NMLS #: 67717
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $851,000
Down Payment $170,200$680,800
Year 1 - 1 ($3,215)$2,218$997$679,803
2 ($3,215)$2,215$1,000$678,803
3 ($3,215)$2,212$1,003$677,800
4 ($3,215)$2,208$1,007$676,793
5 ($3,215)$2,205$1,010$675,784
6 ($3,215)$2,202$1,013$674,771
7 ($3,215)$2,199$1,016$673,754
8 ($3,215)$2,195$1,020$672,735
9 ($3,215)$2,192$1,023$671,711
10 ($3,215)$2,189$1,026$670,685
11 ($3,215)$2,185$1,030$669,655
12 ($3,215)$2,182$1,033$668,622
Year 2 - 13 ($3,215)$2,179$1,036$667,586
14 ($3,215)$2,175$1,040$666,546
15 ($3,215)$2,172$1,043$665,503
16 ($3,215)$2,168$1,047$664,456
17 ($3,215)$2,165$1,050$663,406
18 ($3,215)$2,162$1,053$662,353
19 ($3,215)$2,158$1,057$661,296
20 ($3,215)$2,155$1,060$660,236
21 ($3,215)$2,151$1,064$659,172
22 ($3,215)$2,148$1,067$658,105
23 ($3,215)$2,144$1,071$657,034
24 ($3,215)$2,141$1,074$655,960
Year 3 - 25 ($3,215)$2,137$1,078$654,882
26 ($3,215)$2,134$1,081$653,801
27 ($3,215)$2,130$1,085$652,716
28 ($3,215)$2,127$1,088$651,628
29 ($3,215)$2,123$1,092$650,536
30 ($3,215)$2,120$1,095$649,441
31 ($3,215)$2,116$1,099$648,342
32 ($3,215)$2,113$1,103$647,240
33 ($3,215)$2,109$1,106$646,133
34 ($3,215)$2,105$1,110$645,024
35 ($3,215)$2,102$1,113$643,910
36 ($3,215)$2,098$1,117$642,793
Year 4 - 37 ($3,215)$2,094$1,121$641,673
38 ($3,215)$2,091$1,124$640,549
39 ($3,215)$2,087$1,128$639,421
40 ($3,215)$2,083$1,132$638,289
41 ($3,215)$2,080$1,135$637,154
42 ($3,215)$2,076$1,139$636,015
43 ($3,215)$2,072$1,143$634,872
44 ($3,215)$2,069$1,146$633,726
45 ($3,215)$2,065$1,150$632,576
46 ($3,215)$2,061$1,154$631,422
47 ($3,215)$2,057$1,158$630,264
48 ($3,215)$2,054$1,161$629,103
Year 5 - 49 ($3,215)$2,050$1,165$627,938
50 ($3,215)$2,046$1,169$626,769
51 ($3,215)$2,042$1,173$625,596
52 ($3,215)$2,038$1,177$624,419
53 ($3,215)$2,035$1,180$623,239
54 ($3,215)$2,031$1,184$622,055
55 ($3,215)$2,027$1,188$620,866
56 ($3,215)$2,023$1,192$619,674
57 ($3,215)$2,019$1,196$618,478
58 ($3,215)$2,015$1,200$617,279
59 ($3,215)$2,011$1,204$616,075
60 ($3,215)$2,007$1,208$614,867
Year 6 - 61 ($3,215)$2,003$1,212$613,656
62 ($3,215)$1,999$1,216$612,440
63 ($3,215)$1,996$1,219$611,221
64 ($3,215)$1,992$1,223$609,997
65 ($3,215)$1,988$1,227$608,770
66 ($3,215)$1,984$1,231$607,538
67 ($3,215)$1,980$1,235$606,303
68 ($3,215)$1,976$1,239$605,063
69 ($3,215)$1,971$1,244$603,820
70 ($3,215)$1,967$1,248$602,572
71 ($3,215)$1,963$1,252$601,321
72 ($3,215)$1,959$1,256$600,065
Year 7 - 73 ($3,215)$1,955$1,260$598,805
74 ($3,215)$1,951$1,264$597,541
75 ($3,215)$1,947$1,268$596,273
76 ($3,215)$1,943$1,272$595,001
77 ($3,215)$1,939$1,276$593,725
78 ($3,215)$1,935$1,280$592,444
79 ($3,215)$1,930$1,285$591,160
80 ($3,215)$1,926$1,289$589,871
81 ($3,215)$1,922$1,293$588,578
82 ($3,215)$1,918$1,297$587,281
83 ($3,215)$1,914$1,301$585,979
84 ($3,215)$1,909$1,306$584,673
Year 8 - 85 ($3,215)$1,905$1,310$583,363
86 ($3,215)$1,901$1,314$582,049
87 ($3,215)$1,897$1,319$580,731
88 ($3,215)$1,892$1,323$579,408
89 ($3,215)$1,888$1,327$578,081
90 ($3,215)$1,884$1,331$576,749
91 ($3,215)$1,879$1,336$575,414
92 ($3,215)$1,875$1,340$574,073
93 ($3,215)$1,871$1,344$572,729
94 ($3,215)$1,866$1,349$571,380
95 ($3,215)$1,862$1,353$570,027
96 ($3,215)$1,857$1,358$568,669
Year 9 - 97 ($3,215)$1,853$1,362$567,307
98 ($3,215)$1,848$1,367$565,940
99 ($3,215)$1,844$1,371$564,569
100 ($3,215)$1,840$1,375$563,194
101 ($3,215)$1,835$1,380$561,814
102 ($3,215)$1,831$1,384$560,430
103 ($3,215)$1,826$1,389$559,041
104 ($3,215)$1,822$1,393$557,647
105 ($3,215)$1,817$1,398$556,249
106 ($3,215)$1,812$1,403$554,847
107 ($3,215)$1,808$1,407$553,439
108 ($3,215)$1,803$1,412$552,028
Year 10 - 109 ($3,215)$1,799$1,416$550,611
110 ($3,215)$1,794$1,421$549,190
111 ($3,215)$1,789$1,426$547,765
112 ($3,215)$1,785$1,430$546,335
113 ($3,215)$1,780$1,435$544,900
114 ($3,215)$1,775$1,440$543,460
115 ($3,215)$1,771$1,444$542,016
116 ($3,215)$1,766$1,449$540,567
117 ($3,215)$1,761$1,454$539,113
118 ($3,215)$1,757$1,458$537,655
119 ($3,215)$1,752$1,463$536,192
120 ($3,215)$1,747$1,468$534,724
Year 11 - 121 ($3,215)$1,742$1,473$533,251
122 ($3,215)$1,738$1,478$531,774
123 ($3,215)$1,733$1,482$530,291
124 ($3,215)$1,728$1,487$528,804
125 ($3,215)$1,723$1,492$527,312
126 ($3,215)$1,718$1,497$525,815
127 ($3,215)$1,713$1,502$524,314
128 ($3,215)$1,708$1,507$522,807
129 ($3,215)$1,703$1,512$521,295
130 ($3,215)$1,699$1,516$519,779
131 ($3,215)$1,694$1,521$518,257
132 ($3,215)$1,689$1,526$516,731
Year 12 - 133 ($3,215)$1,684$1,531$515,200
134 ($3,215)$1,679$1,536$513,663
135 ($3,215)$1,674$1,541$512,122
136 ($3,215)$1,669$1,546$510,576
137 ($3,215)$1,664$1,551$509,024
138 ($3,215)$1,659$1,556$507,468
139 ($3,215)$1,653$1,562$505,906
140 ($3,215)$1,648$1,567$504,340
141 ($3,215)$1,643$1,572$502,768
142 ($3,215)$1,638$1,577$501,191
143 ($3,215)$1,633$1,582$499,609
144 ($3,215)$1,628$1,587$498,022
Year 13 - 145 ($3,215)$1,623$1,592$496,430
146 ($3,215)$1,618$1,597$494,832
147 ($3,215)$1,612$1,603$493,230
148 ($3,215)$1,607$1,608$491,622
149 ($3,215)$1,602$1,613$490,009
150 ($3,215)$1,597$1,618$488,390
151 ($3,215)$1,591$1,624$486,767
152 ($3,215)$1,586$1,629$485,138
153 ($3,215)$1,581$1,634$483,503
154 ($3,215)$1,575$1,640$481,864
155 ($3,215)$1,570$1,645$480,219
156 ($3,215)$1,565$1,650$478,568
Year 14 - 157 ($3,215)$1,559$1,656$476,913
158 ($3,215)$1,554$1,661$475,252
159 ($3,215)$1,549$1,666$473,585
160 ($3,215)$1,543$1,672$471,913
161 ($3,215)$1,538$1,677$470,236
162 ($3,215)$1,532$1,683$468,553
163 ($3,215)$1,527$1,688$466,865
164 ($3,215)$1,521$1,694$465,171
165 ($3,215)$1,516$1,699$463,472
166 ($3,215)$1,510$1,705$461,767
167 ($3,215)$1,505$1,710$460,056
168 ($3,215)$1,499$1,716$458,340
Year 15 - 169 ($3,215)$1,493$1,722$456,619
170 ($3,215)$1,488$1,727$454,891
171 ($3,215)$1,482$1,733$453,159
172 ($3,215)$1,477$1,738$451,420
173 ($3,215)$1,471$1,744$449,676
174 ($3,215)$1,465$1,750$447,926
175 ($3,215)$1,459$1,756$446,171
176 ($3,215)$1,454$1,761$444,409
177 ($3,215)$1,448$1,767$442,642
178 ($3,215)$1,442$1,773$440,870
179 ($3,215)$1,437$1,779$439,091
180 ($3,215)$1,431$1,784$437,307
Year 16 - 181 ($3,215)$1,425$1,790$435,517
182 ($3,215)$1,419$1,796$433,721
183 ($3,215)$1,413$1,802$431,919
184 ($3,215)$1,407$1,808$430,111
185 ($3,215)$1,401$1,814$428,298
186 ($3,215)$1,396$1,819$426,478
187 ($3,215)$1,390$1,825$424,653
188 ($3,215)$1,384$1,831$422,821
189 ($3,215)$1,378$1,837$420,984
190 ($3,215)$1,372$1,843$419,141
191 ($3,215)$1,366$1,849$417,292
192 ($3,215)$1,360$1,855$415,436
Year 17 - 193 ($3,215)$1,354$1,861$413,575
194 ($3,215)$1,348$1,867$411,707
195 ($3,215)$1,341$1,874$409,834
196 ($3,215)$1,335$1,880$407,954
197 ($3,215)$1,329$1,886$406,068
198 ($3,215)$1,323$1,892$404,176
199 ($3,215)$1,317$1,898$402,278
200 ($3,215)$1,311$1,904$400,374
201 ($3,215)$1,305$1,910$398,464
202 ($3,215)$1,298$1,917$396,547
203 ($3,215)$1,292$1,923$394,624
204 ($3,215)$1,286$1,929$392,695
Year 18 - 205 ($3,215)$1,280$1,935$390,759
206 ($3,215)$1,273$1,942$388,818
207 ($3,215)$1,267$1,948$386,869
208 ($3,215)$1,261$1,954$384,915
209 ($3,215)$1,254$1,961$382,954
210 ($3,215)$1,248$1,967$380,987
211 ($3,215)$1,241$1,974$379,013
212 ($3,215)$1,235$1,980$377,033
213 ($3,215)$1,228$1,987$375,047
214 ($3,215)$1,222$1,993$373,054
215 ($3,215)$1,216$1,999$371,054
216 ($3,215)$1,209$2,006$369,048
Year 19 - 217 ($3,215)$1,202$2,013$367,036
218 ($3,215)$1,196$2,019$365,017
219 ($3,215)$1,189$2,026$362,991
220 ($3,215)$1,183$2,032$360,959
221 ($3,215)$1,176$2,039$358,920
222 ($3,215)$1,169$2,046$356,874
223 ($3,215)$1,163$2,052$354,822
224 ($3,215)$1,156$2,059$352,763
225 ($3,215)$1,149$2,066$350,698
226 ($3,215)$1,143$2,072$348,625
227 ($3,215)$1,136$2,079$346,546
228 ($3,215)$1,129$2,086$344,460
Year 20 - 229 ($3,215)$1,122$2,093$342,368
230 ($3,215)$1,116$2,099$340,268
231 ($3,215)$1,109$2,106$338,162
232 ($3,215)$1,102$2,113$336,049
233 ($3,215)$1,095$2,120$333,929
234 ($3,215)$1,088$2,127$331,802
235 ($3,215)$1,081$2,134$329,668
236 ($3,215)$1,074$2,141$327,527
237 ($3,215)$1,067$2,148$325,379
238 ($3,215)$1,060$2,155$323,224
239 ($3,215)$1,053$2,162$321,062
240 ($3,215)$1,046$2,169$318,893
Year 21 - 241 ($3,215)$1,039$2,176$316,718
242 ($3,215)$1,032$2,183$314,534
243 ($3,215)$1,025$2,190$312,344
244 ($3,215)$1,018$2,197$310,147
245 ($3,215)$1,011$2,204$307,943
246 ($3,215)$1,003$2,212$305,731
247 ($3,215)$996$2,219$303,512
248 ($3,215)$989$2,226$301,286
249 ($3,215)$982$2,233$299,053
250 ($3,215)$974$2,241$296,812
251 ($3,215)$967$2,248$294,564
252 ($3,215)$960$2,255$292,309
Year 22 - 253 ($3,215)$952$2,263$290,046
254 ($3,215)$945$2,270$287,776
255 ($3,215)$938$2,277$285,499
256 ($3,215)$930$2,285$283,214
257 ($3,215)$923$2,292$280,922
258 ($3,215)$915$2,300$278,622
259 ($3,215)$908$2,307$276,315
260 ($3,215)$900$2,315$274,001
261 ($3,215)$893$2,322$271,678
262 ($3,215)$885$2,330$269,348
263 ($3,215)$878$2,337$267,011
264 ($3,215)$870$2,345$264,666
Year 23 - 265 ($3,215)$862$2,353$262,313
266 ($3,215)$855$2,360$259,953
267 ($3,215)$847$2,368$257,585
268 ($3,215)$839$2,376$255,209
269 ($3,215)$832$2,383$252,826
270 ($3,215)$824$2,391$250,435
271 ($3,215)$816$2,399$248,036
272 ($3,215)$808$2,407$245,629
273 ($3,215)$800$2,415$243,214
274 ($3,215)$792$2,423$240,792
275 ($3,215)$785$2,430$238,361
276 ($3,215)$777$2,438$235,923
Year 24 - 277 ($3,215)$769$2,446$233,477
278 ($3,215)$761$2,454$231,022
279 ($3,215)$753$2,462$228,560
280 ($3,215)$745$2,470$226,090
281 ($3,215)$737$2,478$223,611
282 ($3,215)$729$2,486$221,125
283 ($3,215)$720$2,495$218,630
284 ($3,215)$712$2,503$216,128
285 ($3,215)$704$2,511$213,617
286 ($3,215)$696$2,519$211,098
287 ($3,215)$688$2,527$208,571
288 ($3,215)$680$2,535$206,035
Year 25 - 289 ($3,215)$671$2,544$203,492
290 ($3,215)$663$2,552$200,940
291 ($3,215)$655$2,560$198,379
292 ($3,215)$646$2,569$195,811
293 ($3,215)$638$2,577$193,234
294 ($3,215)$630$2,585$190,648
295 ($3,215)$621$2,594$188,055
296 ($3,215)$613$2,602$185,452
297 ($3,215)$604$2,611$182,842
298 ($3,215)$596$2,619$180,222
299 ($3,215)$587$2,628$177,594
300 ($3,215)$579$2,636$174,958
Year 26 - 301 ($3,215)$570$2,645$172,313
302 ($3,215)$561$2,654$169,660
303 ($3,215)$553$2,662$166,997
304 ($3,215)$544$2,671$164,326
305 ($3,215)$535$2,680$161,647
306 ($3,215)$527$2,688$158,959
307 ($3,215)$518$2,697$156,262
308 ($3,215)$509$2,706$153,556
309 ($3,215)$500$2,715$150,841
310 ($3,215)$491$2,724$148,117
311 ($3,215)$483$2,732$145,385
312 ($3,215)$474$2,741$142,644
Year 27 - 313 ($3,215)$465$2,750$139,893
314 ($3,215)$456$2,759$137,134
315 ($3,215)$447$2,768$134,366
316 ($3,215)$438$2,777$131,589
317 ($3,215)$429$2,786$128,803
318 ($3,215)$420$2,795$126,007
319 ($3,215)$411$2,804$123,203
320 ($3,215)$401$2,814$120,389
321 ($3,215)$392$2,823$117,567
322 ($3,215)$383$2,832$114,735
323 ($3,215)$374$2,841$111,893
324 ($3,215)$365$2,850$109,043
Year 28 - 325 ($3,215)$355$2,860$106,183
326 ($3,215)$346$2,869$103,314
327 ($3,215)$337$2,878$100,436
328 ($3,215)$327$2,888$97,548
329 ($3,215)$318$2,897$94,651
330 ($3,215)$308$2,907$91,744
331 ($3,215)$299$2,916$88,828
332 ($3,215)$289$2,926$85,903
333 ($3,215)$280$2,935$82,967
334 ($3,215)$270$2,945$80,023
335 ($3,215)$261$2,954$77,069
336 ($3,215)$251$2,964$74,105
Year 29 - 337 ($3,215)$241$2,974$71,131
338 ($3,215)$232$2,983$68,148
339 ($3,215)$222$2,993$65,155
340 ($3,215)$212$3,003$62,152
341 ($3,215)$203$3,013$59,140
342 ($3,215)$193$3,022$56,117
343 ($3,215)$183$3,032$53,085
344 ($3,215)$173$3,042$50,043
345 ($3,215)$163$3,052$46,991
346 ($3,215)$153$3,062$43,929
347 ($3,215)$143$3,072$40,857
348 ($3,215)$133$3,082$37,775
Year 30 - 349 ($3,215)$123$3,092$34,683
350 ($3,215)$113$3,102$31,581
351 ($3,215)$103$3,112$28,469
352 ($3,215)$93$3,122$25,347
353 ($3,215)$83$3,132$22,215
354 ($3,215)$72$3,143$19,072
355 ($3,215)$62$3,153$15,919
356 ($3,215)$52$3,163$12,756
357 ($3,215)$42$3,173$9,583
358 ($3,215)$31$3,184$6,399
359 ($3,215)$21$3,194$3,205
360 ($3,215)$10$3,205$0
TOTALS$476,607$680,800$1,157,407

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.