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Mortgage Payment Schedule for a $88,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of September 21, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($17,600) may require pre-mortgage insurance


3.83% is current rate for 30-year fixed
3.13% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$329 360 $48,125 $118,525

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,169 or less (zip code: 20149)


NMLS #: 168163 | State Lic #: MC3254
$1,123 /mo
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30 yr fixed mtg, 0 points | APR: 3.561% | Rate: 3.500% | Fees: $1,895 | 30 day rate lock

NMLS #: 790396
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 244476 | State Lic #: MC-5877
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 66247 Cardinal Financial | State Lic #: MC-1825
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.764% | Rate: 3.750% | Fees: $432 | 30 day rate lock

NMLS #: 7706
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $870 | 45 day rate lock

NMLS #: 35959 | State Lic #: MC-2967
$1,499 /mo
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30 yr fixed mtg, 0 points | APR: 6.000% | Rate: 6.000% | Fees: $0 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 67717
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 424182
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

$1,158 /mo
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Next
30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

$1,176 /mo
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Next
30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $88,000
Down Payment $17,600$70,400
Year 1 - 1 ($329)$225$105$70,295
2 ($329)$224$105$70,191
3 ($329)$224$105$70,085
4 ($329)$224$106$69,980
5 ($329)$223$106$69,874
6 ($329)$223$106$69,768
7 ($329)$223$107$69,661
8 ($329)$222$107$69,554
9 ($329)$222$107$69,447
10 ($329)$222$108$69,339
11 ($329)$221$108$69,231
12 ($329)$221$108$69,123
Year 2 - 13 ($329)$221$109$69,015
14 ($329)$220$109$68,906
15 ($329)$220$109$68,796
16 ($329)$220$110$68,687
17 ($329)$219$110$68,577
18 ($329)$219$110$68,466
19 ($329)$219$111$68,356
20 ($329)$218$111$68,244
21 ($329)$218$111$68,133
22 ($329)$217$112$68,021
23 ($329)$217$112$67,909
24 ($329)$217$112$67,797
Year 3 - 25 ($329)$216$113$67,684
26 ($329)$216$113$67,571
27 ($329)$216$114$67,457
28 ($329)$215$114$67,343
29 ($329)$215$114$67,229
30 ($329)$215$115$67,114
31 ($329)$214$115$66,999
32 ($329)$214$115$66,884
33 ($329)$213$116$66,768
34 ($329)$213$116$66,652
35 ($329)$213$117$66,535
36 ($329)$212$117$66,418
Year 4 - 37 ($329)$212$117$66,301
38 ($329)$212$118$66,184
39 ($329)$211$118$66,066
40 ($329)$211$118$65,947
41 ($329)$210$119$65,828
42 ($329)$210$119$65,709
43 ($329)$210$120$65,590
44 ($329)$209$120$65,470
45 ($329)$209$120$65,350
46 ($329)$209$121$65,229
47 ($329)$208$121$65,108
48 ($329)$208$121$64,986
Year 5 - 49 ($329)$207$122$64,865
50 ($329)$207$122$64,742
51 ($329)$207$123$64,620
52 ($329)$206$123$64,497
53 ($329)$206$123$64,373
54 ($329)$205$124$64,250
55 ($329)$205$124$64,125
56 ($329)$205$125$64,001
57 ($329)$204$125$63,876
58 ($329)$204$125$63,751
59 ($329)$203$126$63,625
60 ($329)$203$126$63,499
Year 6 - 61 ($329)$203$127$63,372
62 ($329)$202$127$63,245
63 ($329)$202$127$63,118
64 ($329)$201$128$62,990
65 ($329)$201$128$62,862
66 ($329)$201$129$62,733
67 ($329)$200$129$62,604
68 ($329)$200$129$62,475
69 ($329)$199$130$62,345
70 ($329)$199$130$62,215
71 ($329)$199$131$62,084
72 ($329)$198$131$61,953
Year 7 - 73 ($329)$198$132$61,821
74 ($329)$197$132$61,689
75 ($329)$197$132$61,557
76 ($329)$196$133$61,424
77 ($329)$196$133$61,291
78 ($329)$196$134$61,157
79 ($329)$195$134$61,023
80 ($329)$195$134$60,889
81 ($329)$194$135$60,754
82 ($329)$194$135$60,619
83 ($329)$193$136$60,483
84 ($329)$193$136$60,347
Year 8 - 85 ($329)$193$137$60,210
86 ($329)$192$137$60,073
87 ($329)$192$138$59,936
88 ($329)$191$138$59,798
89 ($329)$191$138$59,659
90 ($329)$190$139$59,520
91 ($329)$190$139$59,381
92 ($329)$190$140$59,241
93 ($329)$189$140$59,101
94 ($329)$189$141$58,961
95 ($329)$188$141$58,820
96 ($329)$188$142$58,678
Year 9 - 97 ($329)$187$142$58,536
98 ($329)$187$142$58,394
99 ($329)$186$143$58,251
100 ($329)$186$143$58,108
101 ($329)$185$144$57,964
102 ($329)$185$144$57,820
103 ($329)$185$145$57,675
104 ($329)$184$145$57,530
105 ($329)$184$146$57,384
106 ($329)$183$146$57,238
107 ($329)$183$147$57,091
108 ($329)$182$147$56,944
Year 10 - 109 ($329)$182$147$56,797
110 ($329)$181$148$56,649
111 ($329)$181$148$56,500
112 ($329)$180$149$56,352
113 ($329)$180$149$56,202
114 ($329)$179$150$56,052
115 ($329)$179$150$55,902
116 ($329)$178$151$55,751
117 ($329)$178$151$55,600
118 ($329)$177$152$55,448
119 ($329)$177$152$55,296
120 ($329)$176$153$55,143
Year 11 - 121 ($329)$176$153$54,990
122 ($329)$176$154$54,836
123 ($329)$175$154$54,682
124 ($329)$175$155$54,527
125 ($329)$174$155$54,372
126 ($329)$174$156$54,216
127 ($329)$173$156$54,060
128 ($329)$173$157$53,903
129 ($329)$172$157$53,746
130 ($329)$172$158$53,589
131 ($329)$171$158$53,430
132 ($329)$171$159$53,272
Year 12 - 133 ($329)$170$159$53,112
134 ($329)$170$160$52,953
135 ($329)$169$160$52,792
136 ($329)$168$161$52,632
137 ($329)$168$161$52,470
138 ($329)$167$162$52,309
139 ($329)$167$162$52,146
140 ($329)$166$163$51,984
141 ($329)$166$163$51,820
142 ($329)$165$164$51,656
143 ($329)$165$164$51,492
144 ($329)$164$165$51,327
Year 13 - 145 ($329)$164$165$51,162
146 ($329)$163$166$50,996
147 ($329)$163$166$50,829
148 ($329)$162$167$50,662
149 ($329)$162$168$50,495
150 ($329)$161$168$50,327
151 ($329)$161$169$50,158
152 ($329)$160$169$49,989
153 ($329)$160$170$49,819
154 ($329)$159$170$49,649
155 ($329)$158$171$49,478
156 ($329)$158$171$49,307
Year 14 - 157 ($329)$157$172$49,135
158 ($329)$157$172$48,963
159 ($329)$156$173$48,790
160 ($329)$156$174$48,616
161 ($329)$155$174$48,442
162 ($329)$155$175$48,267
163 ($329)$154$175$48,092
164 ($329)$153$176$47,917
165 ($329)$153$176$47,740
166 ($329)$152$177$47,563
167 ($329)$152$177$47,386
168 ($329)$151$178$47,208
Year 15 - 169 ($329)$151$179$47,029
170 ($329)$150$179$46,850
171 ($329)$150$180$46,671
172 ($329)$149$180$46,490
173 ($329)$148$181$46,309
174 ($329)$148$181$46,128
175 ($329)$147$182$45,946
176 ($329)$147$183$45,763
177 ($329)$146$183$45,580
178 ($329)$145$184$45,396
179 ($329)$145$184$45,212
180 ($329)$144$185$45,027
Year 16 - 181 ($329)$144$186$44,842
182 ($329)$143$186$44,655
183 ($329)$143$187$44,469
184 ($329)$142$187$44,281
185 ($329)$141$188$44,094
186 ($329)$141$189$43,905
187 ($329)$140$189$43,716
188 ($329)$140$190$43,526
189 ($329)$139$190$43,336
190 ($329)$138$191$43,145
191 ($329)$138$192$42,953
192 ($329)$137$192$42,761
Year 17 - 193 ($329)$136$193$42,569
194 ($329)$136$193$42,375
195 ($329)$135$194$42,181
196 ($329)$135$195$41,987
197 ($329)$134$195$41,791
198 ($329)$133$196$41,596
199 ($329)$133$196$41,399
200 ($329)$132$197$41,202
201 ($329)$132$198$41,004
202 ($329)$131$198$40,806
203 ($329)$130$199$40,607
204 ($329)$130$200$40,407
Year 18 - 205 ($329)$129$200$40,207
206 ($329)$128$201$40,006
207 ($329)$128$202$39,804
208 ($329)$127$202$39,602
209 ($329)$126$203$39,399
210 ($329)$126$203$39,196
211 ($329)$125$204$38,992
212 ($329)$124$205$38,787
213 ($329)$124$205$38,582
214 ($329)$123$206$38,375
215 ($329)$122$207$38,169
216 ($329)$122$207$37,961
Year 19 - 217 ($329)$121$208$37,753
218 ($329)$120$209$37,544
219 ($329)$120$209$37,335
220 ($329)$119$210$37,125
221 ($329)$118$211$36,914
222 ($329)$118$211$36,703
223 ($329)$117$212$36,491
224 ($329)$116$213$36,278
225 ($329)$116$213$36,065
226 ($329)$115$214$35,850
227 ($329)$114$215$35,636
228 ($329)$114$216$35,420
Year 20 - 229 ($329)$113$216$35,204
230 ($329)$112$217$34,987
231 ($329)$112$218$34,769
232 ($329)$111$218$34,551
233 ($329)$110$219$34,332
234 ($329)$110$220$34,113
235 ($329)$109$220$33,892
236 ($329)$108$221$33,671
237 ($329)$107$222$33,449
238 ($329)$107$222$33,227
239 ($329)$106$223$33,004
240 ($329)$105$224$32,780
Year 21 - 241 ($329)$105$225$32,555
242 ($329)$104$225$32,330
243 ($329)$103$226$32,104
244 ($329)$102$227$31,877
245 ($329)$102$227$31,650
246 ($329)$101$228$31,421
247 ($329)$100$229$31,192
248 ($329)$100$230$30,963
249 ($329)$99$230$30,732
250 ($329)$98$231$30,501
251 ($329)$97$232$30,269
252 ($329)$97$233$30,037
Year 22 - 253 ($329)$96$233$29,803
254 ($329)$95$234$29,569
255 ($329)$94$235$29,334
256 ($329)$94$236$29,099
257 ($329)$93$236$28,862
258 ($329)$92$237$28,625
259 ($329)$91$238$28,387
260 ($329)$91$239$28,149
261 ($329)$90$239$27,909
262 ($329)$89$240$27,669
263 ($329)$88$241$27,428
264 ($329)$88$242$27,186
Year 23 - 265 ($329)$87$242$26,944
266 ($329)$86$243$26,701
267 ($329)$85$244$26,457
268 ($329)$84$245$26,212
269 ($329)$84$246$25,966
270 ($329)$83$246$25,720
271 ($329)$82$247$25,473
272 ($329)$81$248$25,225
273 ($329)$81$249$24,976
274 ($329)$80$250$24,727
275 ($329)$79$250$24,476
276 ($329)$78$251$24,225
Year 24 - 277 ($329)$77$252$23,973
278 ($329)$77$253$23,721
279 ($329)$76$254$23,467
280 ($329)$75$254$23,213
281 ($329)$74$255$22,958
282 ($329)$73$256$22,702
283 ($329)$72$257$22,445
284 ($329)$72$258$22,187
285 ($329)$71$258$21,929
286 ($329)$70$259$21,670
287 ($329)$69$260$21,409
288 ($329)$68$261$21,149
Year 25 - 289 ($329)$67$262$20,887
290 ($329)$67$263$20,624
291 ($329)$66$263$20,361
292 ($329)$65$264$20,097
293 ($329)$64$265$19,831
294 ($329)$63$266$19,566
295 ($329)$62$267$19,299
296 ($329)$62$268$19,031
297 ($329)$61$268$18,763
298 ($329)$60$269$18,493
299 ($329)$59$270$18,223
300 ($329)$58$271$17,952
Year 26 - 301 ($329)$57$272$17,680
302 ($329)$56$273$17,407
303 ($329)$56$274$17,134
304 ($329)$55$275$16,859
305 ($329)$54$275$16,584
306 ($329)$53$276$16,307
307 ($329)$52$277$16,030
308 ($329)$51$278$15,752
309 ($329)$50$279$15,473
310 ($329)$49$280$15,193
311 ($329)$48$281$14,912
312 ($329)$48$282$14,631
Year 27 - 313 ($329)$47$283$14,348
314 ($329)$46$283$14,065
315 ($329)$45$284$13,780
316 ($329)$44$285$13,495
317 ($329)$43$286$13,209
318 ($329)$42$287$12,922
319 ($329)$41$288$12,634
320 ($329)$40$289$12,345
321 ($329)$39$290$12,055
322 ($329)$38$291$11,764
323 ($329)$38$292$11,473
324 ($329)$37$293$11,180
Year 28 - 325 ($329)$36$294$10,887
326 ($329)$35$294$10,592
327 ($329)$34$295$10,297
328 ($329)$33$296$10,000
329 ($329)$32$297$9,703
330 ($329)$31$298$9,405
331 ($329)$30$299$9,105
332 ($329)$29$300$8,805
333 ($329)$28$301$8,504
334 ($329)$27$302$8,202
335 ($329)$26$303$7,899
336 ($329)$25$304$7,595
Year 29 - 337 ($329)$24$305$7,290
338 ($329)$23$306$6,984
339 ($329)$22$307$6,677
340 ($329)$21$308$6,369
341 ($329)$20$309$6,060
342 ($329)$19$310$5,750
343 ($329)$18$311$5,439
344 ($329)$17$312$5,128
345 ($329)$16$313$4,815
346 ($329)$15$314$4,501
347 ($329)$14$315$4,186
348 ($329)$13$316$3,870
Year 30 - 349 ($329)$12$317$3,553
350 ($329)$11$318$3,235
351 ($329)$10$319$2,916
352 ($329)$9$320$2,596
353 ($329)$8$321$2,276
354 ($329)$7$322$1,954
355 ($329)$6$323$1,631
356 ($329)$5$324$1,307
357 ($329)$4$325$981
358 ($329)$3$326$655
359 ($329)$2$327$328
360 ($329)$1$328$0
TOTALS$48,125$70,400$118,525

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.