« Back to all home prices

Mortgage Payment Schedule for a $88,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of January 11, 2018. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($17,600) may require pre-mortgage insurance


3.99% is current rate for 30-year fixed
3.44% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$336 360 $50,450 $120,850

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,192 or less (zip code: 20149)


NMLS #: 134407 | State Lic #: MC-5378
$1,176 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 45 day rate lock

NMLS #: 790396
$1,176 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 447490
$1,176 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.888% | Rate: 3.875% | Fees: $400 | 30 day rate lock

NMLS #: 101475 | State Lic #: MC-6729
$1,176 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.891% | Rate: 3.875% | Fees: $477 | 30 day rate lock

NMLS #: 66247 | State Lic #: MC-1825
$1,174 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.892% | Rate: 3.865% | Fees: $820 | 30 day rate lock

NMLS #: 1256692 | State Lic #: MC-5920
$1,194 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 244476 | State Lic #: MC-5877
$1,194 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 7706
$1,194 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 3232 | State Lic #: MC-1532
$1,194 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 4.008% | Rate: 4.000% | Fees: $245 | 40 day rate lock

NMLS #: 181005
$1,212 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 4.154% | Rate: 4.125% | Fees: $865 | 45 day rate lock

NMLS #: 35959 | State Lic #: MC-2967
$1,230 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 4.250% | Rate: 4.250% | Fees: $0 | 30 day rate lock

NMLS #: 2925 | State Lic #: MC-1875
$1,230 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 4.260% | Rate: 4.250% | Fees: $299 | 45 day rate lock

NMLS #: 412915
$1,230 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 4.308% | Rate: 4.250% | Fees: $1,710 | 60 day rate lock

$1,265 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 4.490% | Rate: 4.490% | Fees: $0 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,194 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 40508 | State Lic #: MC-2840
$1,176 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.904% | Rate: 3.875% | Fees: $885 | 30 day rate lock

$1,192 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.990% | Rate: 3.990% | Fees: $0 | 30 day rate lock

$1,194 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 4.043% | Rate: 4.000% | Fees: $1,295 | 30 day rate lock

NMLS #: 277676 | State Lic #: MC-4238
$1,323 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 4.875% | Rate: 4.875% | Fees: $0 | 30 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $88,000
Down Payment $17,600$70,400
Year 1 - 1 ($336)$234$102$70,298
2 ($336)$234$102$70,196
3 ($336)$233$102$70,094
4 ($336)$233$103$69,992
5 ($336)$233$103$69,889
6 ($336)$232$103$69,785
7 ($336)$232$104$69,682
8 ($336)$232$104$69,578
9 ($336)$231$104$69,473
10 ($336)$231$105$69,369
11 ($336)$231$105$69,263
12 ($336)$230$105$69,158
Year 2 - 13 ($336)$230$106$69,052
14 ($336)$230$106$68,946
15 ($336)$229$106$68,840
16 ($336)$229$107$68,733
17 ($336)$229$107$68,626
18 ($336)$228$108$68,518
19 ($336)$228$108$68,410
20 ($336)$227$108$68,302
21 ($336)$227$109$68,194
22 ($336)$227$109$68,085
23 ($336)$226$109$67,975
24 ($336)$226$110$67,866
Year 3 - 25 ($336)$226$110$67,756
26 ($336)$225$110$67,645
27 ($336)$225$111$67,534
28 ($336)$225$111$67,423
29 ($336)$224$112$67,312
30 ($336)$224$112$67,200
31 ($336)$223$112$67,088
32 ($336)$223$113$66,975
33 ($336)$223$113$66,862
34 ($336)$222$113$66,749
35 ($336)$222$114$66,635
36 ($336)$222$114$66,521
Year 4 - 37 ($336)$221$115$66,406
38 ($336)$221$115$66,291
39 ($336)$220$115$66,176
40 ($336)$220$116$66,060
41 ($336)$220$116$65,944
42 ($336)$219$116$65,828
43 ($336)$219$117$65,711
44 ($336)$218$117$65,594
45 ($336)$218$118$65,476
46 ($336)$218$118$65,358
47 ($336)$217$118$65,240
48 ($336)$217$119$65,121
Year 5 - 49 ($336)$217$119$65,002
50 ($336)$216$120$64,882
51 ($336)$216$120$64,763
52 ($336)$215$120$64,642
53 ($336)$215$121$64,521
54 ($336)$215$121$64,400
55 ($336)$214$122$64,279
56 ($336)$214$122$64,157
57 ($336)$213$122$64,034
58 ($336)$213$123$63,912
59 ($336)$213$123$63,788
60 ($336)$212$124$63,665
Year 6 - 61 ($336)$212$124$63,541
62 ($336)$211$124$63,416
63 ($336)$211$125$63,291
64 ($336)$210$125$63,166
65 ($336)$210$126$63,041
66 ($336)$210$126$62,914
67 ($336)$209$127$62,788
68 ($336)$209$127$62,661
69 ($336)$208$127$62,534
70 ($336)$208$128$62,406
71 ($336)$207$128$62,278
72 ($336)$207$129$62,149
Year 7 - 73 ($336)$207$129$62,020
74 ($336)$206$129$61,891
75 ($336)$206$130$61,761
76 ($336)$205$130$61,630
77 ($336)$205$131$61,500
78 ($336)$204$131$61,368
79 ($336)$204$132$61,237
80 ($336)$204$132$61,105
81 ($336)$203$133$60,972
82 ($336)$203$133$60,839
83 ($336)$202$133$60,706
84 ($336)$202$134$60,572
Year 8 - 85 ($336)$201$134$60,438
86 ($336)$201$135$60,303
87 ($336)$201$135$60,168
88 ($336)$200$136$60,032
89 ($336)$200$136$59,896
90 ($336)$199$137$59,759
91 ($336)$199$137$59,622
92 ($336)$198$137$59,485
93 ($336)$198$138$59,347
94 ($336)$197$138$59,209
95 ($336)$197$139$59,070
96 ($336)$196$139$58,931
Year 9 - 97 ($336)$196$140$58,791
98 ($336)$195$140$58,651
99 ($336)$195$141$58,510
100 ($336)$195$141$58,369
101 ($336)$194$142$58,227
102 ($336)$194$142$58,085
103 ($336)$193$143$57,943
104 ($336)$193$143$57,799
105 ($336)$192$144$57,656
106 ($336)$192$144$57,512
107 ($336)$191$144$57,368
108 ($336)$191$145$57,223
Year 10 - 109 ($336)$190$145$57,077
110 ($336)$190$146$56,931
111 ($336)$189$146$56,785
112 ($336)$189$147$56,638
113 ($336)$188$147$56,491
114 ($336)$188$148$56,343
115 ($336)$187$148$56,194
116 ($336)$187$149$56,046
117 ($336)$186$149$55,896
118 ($336)$186$150$55,746
119 ($336)$185$150$55,596
120 ($336)$185$151$55,445
Year 11 - 121 ($336)$184$151$55,294
122 ($336)$184$152$55,142
123 ($336)$183$152$54,990
124 ($336)$183$153$54,837
125 ($336)$182$153$54,683
126 ($336)$182$154$54,530
127 ($336)$181$154$54,375
128 ($336)$181$155$54,220
129 ($336)$180$155$54,065
130 ($336)$180$156$53,909
131 ($336)$179$156$53,752
132 ($336)$179$157$53,595
Year 12 - 133 ($336)$178$157$53,438
134 ($336)$178$158$53,280
135 ($336)$177$159$53,121
136 ($336)$177$159$52,962
137 ($336)$176$160$52,803
138 ($336)$176$160$52,643
139 ($336)$175$161$52,482
140 ($336)$175$161$52,321
141 ($336)$174$162$52,159
142 ($336)$173$162$51,997
143 ($336)$173$163$51,834
144 ($336)$172$163$51,671
Year 13 - 145 ($336)$172$164$51,507
146 ($336)$171$164$51,342
147 ($336)$171$165$51,177
148 ($336)$170$166$51,012
149 ($336)$170$166$50,846
150 ($336)$169$167$50,679
151 ($336)$169$167$50,512
152 ($336)$168$168$50,344
153 ($336)$167$168$50,176
154 ($336)$167$169$50,007
155 ($336)$166$169$49,838
156 ($336)$166$170$49,668
Year 14 - 157 ($336)$165$171$49,497
158 ($336)$165$171$49,326
159 ($336)$164$172$49,154
160 ($336)$163$172$48,982
161 ($336)$163$173$48,809
162 ($336)$162$173$48,636
163 ($336)$162$174$48,462
164 ($336)$161$175$48,287
165 ($336)$161$175$48,112
166 ($336)$160$176$47,936
167 ($336)$159$176$47,760
168 ($336)$159$177$47,583
Year 15 - 169 ($336)$158$177$47,406
170 ($336)$158$178$47,228
171 ($336)$157$179$47,049
172 ($336)$156$179$46,870
173 ($336)$156$180$46,690
174 ($336)$155$180$46,509
175 ($336)$155$181$46,328
176 ($336)$154$182$46,147
177 ($336)$153$182$45,964
178 ($336)$153$183$45,782
179 ($336)$152$183$45,598
180 ($336)$152$184$45,414
Year 16 - 181 ($336)$151$185$45,229
182 ($336)$150$185$45,044
183 ($336)$150$186$44,858
184 ($336)$149$187$44,672
185 ($336)$149$187$44,484
186 ($336)$148$188$44,297
187 ($336)$147$188$44,108
188 ($336)$147$189$43,919
189 ($336)$146$190$43,730
190 ($336)$145$190$43,539
191 ($336)$145$191$43,348
192 ($336)$144$192$43,157
Year 17 - 193 ($336)$143$192$42,965
194 ($336)$143$193$42,772
195 ($336)$142$193$42,578
196 ($336)$142$194$42,384
197 ($336)$141$195$42,189
198 ($336)$140$195$41,994
199 ($336)$140$196$41,798
200 ($336)$139$197$41,601
201 ($336)$138$197$41,404
202 ($336)$138$198$41,206
203 ($336)$137$199$41,007
204 ($336)$136$199$40,808
Year 18 - 205 ($336)$136$200$40,608
206 ($336)$135$201$40,407
207 ($336)$134$201$40,206
208 ($336)$134$202$40,004
209 ($336)$133$203$39,801
210 ($336)$132$203$39,598
211 ($336)$132$204$39,394
212 ($336)$131$205$39,189
213 ($336)$130$205$38,984
214 ($336)$130$206$38,777
215 ($336)$129$207$38,571
216 ($336)$128$207$38,363
Year 19 - 217 ($336)$128$208$38,155
218 ($336)$127$209$37,946
219 ($336)$126$210$37,737
220 ($336)$125$210$37,527
221 ($336)$125$211$37,316
222 ($336)$124$212$37,104
223 ($336)$123$212$36,892
224 ($336)$123$213$36,679
225 ($336)$122$214$36,465
226 ($336)$121$214$36,250
227 ($336)$121$215$36,035
228 ($336)$120$216$35,819
Year 20 - 229 ($336)$119$217$35,603
230 ($336)$118$217$35,385
231 ($336)$118$218$35,167
232 ($336)$117$219$34,949
233 ($336)$116$219$34,729
234 ($336)$115$220$34,509
235 ($336)$115$221$34,288
236 ($336)$114$222$34,066
237 ($336)$113$222$33,844
238 ($336)$113$223$33,621
239 ($336)$112$224$33,397
240 ($336)$111$225$33,172
Year 21 - 241 ($336)$110$225$32,947
242 ($336)$110$226$32,721
243 ($336)$109$227$32,494
244 ($336)$108$228$32,266
245 ($336)$107$228$32,038
246 ($336)$107$229$31,809
247 ($336)$106$230$31,579
248 ($336)$105$231$31,348
249 ($336)$104$231$31,116
250 ($336)$103$232$30,884
251 ($336)$103$233$30,651
252 ($336)$102$234$30,417
Year 22 - 253 ($336)$101$235$30,183
254 ($336)$100$235$29,948
255 ($336)$100$236$29,711
256 ($336)$99$237$29,474
257 ($336)$98$238$29,237
258 ($336)$97$238$28,998
259 ($336)$96$239$28,759
260 ($336)$96$240$28,519
261 ($336)$95$241$28,278
262 ($336)$94$242$28,036
263 ($336)$93$242$27,794
264 ($336)$92$243$27,551
Year 23 - 265 ($336)$92$244$27,307
266 ($336)$91$245$27,062
267 ($336)$90$246$26,816
268 ($336)$89$247$26,569
269 ($336)$88$247$26,322
270 ($336)$88$248$26,074
271 ($336)$87$249$25,825
272 ($336)$86$250$25,575
273 ($336)$85$251$25,324
274 ($336)$84$251$25,073
275 ($336)$83$252$24,821
276 ($336)$83$253$24,567
Year 24 - 277 ($336)$82$254$24,313
278 ($336)$81$255$24,059
279 ($336)$80$256$23,803
280 ($336)$79$257$23,546
281 ($336)$78$257$23,289
282 ($336)$77$258$23,031
283 ($336)$77$259$22,772
284 ($336)$76$260$22,512
285 ($336)$75$261$22,251
286 ($336)$74$262$21,989
287 ($336)$73$263$21,726
288 ($336)$72$263$21,463
Year 25 - 289 ($336)$71$264$21,199
290 ($336)$70$265$20,933
291 ($336)$70$266$20,667
292 ($336)$69$267$20,400
293 ($336)$68$268$20,133
294 ($336)$67$269$19,864
295 ($336)$66$270$19,594
296 ($336)$65$271$19,324
297 ($336)$64$271$19,052
298 ($336)$63$272$18,780
299 ($336)$62$273$18,507
300 ($336)$62$274$18,232
Year 26 - 301 ($336)$61$275$17,957
302 ($336)$60$276$17,681
303 ($336)$59$277$17,404
304 ($336)$58$278$17,127
305 ($336)$57$279$16,848
306 ($336)$56$280$16,568
307 ($336)$55$281$16,288
308 ($336)$54$282$16,006
309 ($336)$53$282$15,724
310 ($336)$52$283$15,440
311 ($336)$51$284$15,156
312 ($336)$50$285$14,870
Year 27 - 313 ($336)$49$286$14,584
314 ($336)$48$287$14,297
315 ($336)$48$288$14,009
316 ($336)$47$289$13,720
317 ($336)$46$290$13,430
318 ($336)$45$291$13,139
319 ($336)$44$292$12,847
320 ($336)$43$293$12,554
321 ($336)$42$294$12,260
322 ($336)$41$295$11,965
323 ($336)$40$296$11,669
324 ($336)$39$297$11,372
Year 28 - 325 ($336)$38$298$11,074
326 ($336)$37$299$10,775
327 ($336)$36$300$10,475
328 ($336)$35$301$10,174
329 ($336)$34$302$9,873
330 ($336)$33$303$9,570
331 ($336)$32$304$9,266
332 ($336)$31$305$8,961
333 ($336)$30$306$8,655
334 ($336)$29$307$8,348
335 ($336)$28$308$8,040
336 ($336)$27$309$7,731
Year 29 - 337 ($336)$26$310$7,421
338 ($336)$25$311$7,110
339 ($336)$24$312$6,798
340 ($336)$23$313$6,485
341 ($336)$22$314$6,171
342 ($336)$21$315$5,856
343 ($336)$19$316$5,540
344 ($336)$18$317$5,222
345 ($336)$17$318$4,904
346 ($336)$16$319$4,585
347 ($336)$15$320$4,264
348 ($336)$14$322$3,943
Year 30 - 349 ($336)$13$323$3,620
350 ($336)$12$324$3,296
351 ($336)$11$325$2,972
352 ($336)$10$326$2,646
353 ($336)$9$327$2,319
354 ($336)$8$328$1,991
355 ($336)$7$329$1,662
356 ($336)$6$330$1,332
357 ($336)$4$331$1,000
358 ($336)$3$332$668
359 ($336)$2$333$335
360 ($336)$1$335$0
TOTALS$50,450$70,400$120,850

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.