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Mortgage Payment Schedule for a $889,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of December 14, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($177,800) may require pre-mortgage insurance


3.93% is current rate for 30-year fixed
3.36% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$3,367 360 $500,826 $1,212,026

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,183 or less (zip code: 20149)


NMLS #: 3294 | State Lic #: MC-1971
$1,140 /mo
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30 yr fixed mtg, 0 points | APR: 3.656% | Rate: 3.625% | Fees: $950 | 30 day rate lock

NMLS #: 66247 | State Lic #: MC-1825
$1,140 /mo
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30 yr fixed mtg, 0 points | APR: 3.685% | Rate: 3.625% | Fees: $1,842 | 30 day rate lock

NMLS #: 134407 | State Lic #: MC-5378
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 45 day rate lock

NMLS #: 790396
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 1256692 | State Lic #: MC-5920
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 35959 | State Lic #: MC-2967
$1,212 /mo
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30 yr fixed mtg, 0 points | APR: 4.125% | Rate: 4.125% | Fees: $0 | 30 day rate lock

NMLS #: 2925 | State Lic #: MC-1875
$1,212 /mo
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30 yr fixed mtg, 0 points | APR: 4.135% | Rate: 4.125% | Fees: $299 | 45 day rate lock

NMLS #: 244476 | State Lic #: MC-5877
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 417490
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.907% | Rate: 3.875% | Fees: $967 | 30 day rate lock

NMLS #: 181005
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $865 | 45 day rate lock

$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.776% | Rate: 3.750% | Fees: $795 | 45 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $889,000
Down Payment $177,800$711,200
Year 1 - 1 ($3,367)$2,329$1,038$710,162
2 ($3,367)$2,326$1,041$709,121
3 ($3,367)$2,322$1,044$708,077
4 ($3,367)$2,319$1,048$707,029
5 ($3,367)$2,316$1,051$705,978
6 ($3,367)$2,312$1,055$704,923
7 ($3,367)$2,309$1,058$703,865
8 ($3,367)$2,305$1,062$702,804
9 ($3,367)$2,302$1,065$701,739
10 ($3,367)$2,298$1,069$700,670
11 ($3,367)$2,295$1,072$699,598
12 ($3,367)$2,291$1,076$698,523
Year 2 - 13 ($3,367)$2,288$1,079$697,443
14 ($3,367)$2,284$1,083$696,361
15 ($3,367)$2,281$1,086$695,275
16 ($3,367)$2,277$1,090$694,185
17 ($3,367)$2,273$1,093$693,092
18 ($3,367)$2,270$1,097$691,995
19 ($3,367)$2,266$1,100$690,894
20 ($3,367)$2,263$1,104$689,790
21 ($3,367)$2,259$1,108$688,683
22 ($3,367)$2,255$1,111$687,571
23 ($3,367)$2,252$1,115$686,456
24 ($3,367)$2,248$1,119$685,338
Year 3 - 25 ($3,367)$2,244$1,122$684,216
26 ($3,367)$2,241$1,126$683,090
27 ($3,367)$2,237$1,130$681,960
28 ($3,367)$2,233$1,133$680,827
29 ($3,367)$2,230$1,137$679,690
30 ($3,367)$2,226$1,141$678,549
31 ($3,367)$2,222$1,144$677,404
32 ($3,367)$2,218$1,148$676,256
33 ($3,367)$2,215$1,152$675,104
34 ($3,367)$2,211$1,156$673,948
35 ($3,367)$2,207$1,160$672,789
36 ($3,367)$2,203$1,163$671,625
Year 4 - 37 ($3,367)$2,200$1,167$670,458
38 ($3,367)$2,196$1,171$669,287
39 ($3,367)$2,192$1,175$668,112
40 ($3,367)$2,188$1,179$666,934
41 ($3,367)$2,184$1,183$665,751
42 ($3,367)$2,180$1,186$664,565
43 ($3,367)$2,176$1,190$663,375
44 ($3,367)$2,173$1,194$662,180
45 ($3,367)$2,169$1,198$660,982
46 ($3,367)$2,165$1,202$659,780
47 ($3,367)$2,161$1,206$658,574
48 ($3,367)$2,157$1,210$657,364
Year 5 - 49 ($3,367)$2,153$1,214$656,151
50 ($3,367)$2,149$1,218$654,933
51 ($3,367)$2,145$1,222$653,711
52 ($3,367)$2,141$1,226$652,485
53 ($3,367)$2,137$1,230$651,255
54 ($3,367)$2,133$1,234$650,021
55 ($3,367)$2,129$1,238$648,783
56 ($3,367)$2,125$1,242$647,541
57 ($3,367)$2,121$1,246$646,295
58 ($3,367)$2,117$1,250$645,045
59 ($3,367)$2,113$1,254$643,791
60 ($3,367)$2,108$1,258$642,533
Year 6 - 61 ($3,367)$2,104$1,262$641,270
62 ($3,367)$2,100$1,267$640,004
63 ($3,367)$2,096$1,271$638,733
64 ($3,367)$2,092$1,275$637,458
65 ($3,367)$2,088$1,279$636,179
66 ($3,367)$2,083$1,283$634,896
67 ($3,367)$2,079$1,287$633,608
68 ($3,367)$2,075$1,292$632,317
69 ($3,367)$2,071$1,296$631,021
70 ($3,367)$2,067$1,300$629,721
71 ($3,367)$2,062$1,304$628,416
72 ($3,367)$2,058$1,309$627,107
Year 7 - 73 ($3,367)$2,054$1,313$625,795
74 ($3,367)$2,049$1,317$624,477
75 ($3,367)$2,045$1,322$623,156
76 ($3,367)$2,041$1,326$621,830
77 ($3,367)$2,036$1,330$620,500
78 ($3,367)$2,032$1,335$619,165
79 ($3,367)$2,028$1,339$617,826
80 ($3,367)$2,023$1,343$616,483
81 ($3,367)$2,019$1,348$615,135
82 ($3,367)$2,015$1,352$613,783
83 ($3,367)$2,010$1,357$612,426
84 ($3,367)$2,006$1,361$611,065
Year 8 - 85 ($3,367)$2,001$1,366$609,700
86 ($3,367)$1,997$1,370$608,330
87 ($3,367)$1,992$1,374$606,955
88 ($3,367)$1,988$1,379$605,576
89 ($3,367)$1,983$1,383$604,193
90 ($3,367)$1,979$1,388$602,805
91 ($3,367)$1,974$1,393$601,412
92 ($3,367)$1,970$1,397$600,015
93 ($3,367)$1,965$1,402$598,613
94 ($3,367)$1,960$1,406$597,207
95 ($3,367)$1,956$1,411$595,796
96 ($3,367)$1,951$1,416$594,381
Year 9 - 97 ($3,367)$1,947$1,420$592,960
98 ($3,367)$1,942$1,425$591,536
99 ($3,367)$1,937$1,429$590,106
100 ($3,367)$1,933$1,434$588,672
101 ($3,367)$1,928$1,439$587,233
102 ($3,367)$1,923$1,444$585,790
103 ($3,367)$1,918$1,448$584,341
104 ($3,367)$1,914$1,453$582,888
105 ($3,367)$1,909$1,458$581,431
106 ($3,367)$1,904$1,463$579,968
107 ($3,367)$1,899$1,467$578,501
108 ($3,367)$1,895$1,472$577,029
Year 10 - 109 ($3,367)$1,890$1,477$575,552
110 ($3,367)$1,885$1,482$574,070
111 ($3,367)$1,880$1,487$572,583
112 ($3,367)$1,875$1,492$571,092
113 ($3,367)$1,870$1,496$569,595
114 ($3,367)$1,865$1,501$568,094
115 ($3,367)$1,861$1,506$566,588
116 ($3,367)$1,856$1,511$565,076
117 ($3,367)$1,851$1,516$563,560
118 ($3,367)$1,846$1,521$562,039
119 ($3,367)$1,841$1,526$560,513
120 ($3,367)$1,836$1,531$558,982
Year 11 - 121 ($3,367)$1,831$1,536$557,446
122 ($3,367)$1,826$1,541$555,905
123 ($3,367)$1,821$1,546$554,359
124 ($3,367)$1,816$1,551$552,808
125 ($3,367)$1,810$1,556$551,251
126 ($3,367)$1,805$1,561$549,690
127 ($3,367)$1,800$1,567$548,123
128 ($3,367)$1,795$1,572$546,552
129 ($3,367)$1,790$1,577$544,975
130 ($3,367)$1,785$1,582$543,393
131 ($3,367)$1,780$1,587$541,806
132 ($3,367)$1,774$1,592$540,214
Year 12 - 133 ($3,367)$1,769$1,598$538,616
134 ($3,367)$1,764$1,603$537,013
135 ($3,367)$1,759$1,608$535,405
136 ($3,367)$1,753$1,613$533,792
137 ($3,367)$1,748$1,619$532,173
138 ($3,367)$1,743$1,624$530,550
139 ($3,367)$1,738$1,629$528,920
140 ($3,367)$1,732$1,635$527,286
141 ($3,367)$1,727$1,640$525,646
142 ($3,367)$1,721$1,645$524,001
143 ($3,367)$1,716$1,651$522,350
144 ($3,367)$1,711$1,656$520,694
Year 13 - 145 ($3,367)$1,705$1,661$519,033
146 ($3,367)$1,700$1,667$517,366
147 ($3,367)$1,694$1,672$515,693
148 ($3,367)$1,689$1,678$514,015
149 ($3,367)$1,683$1,683$512,332
150 ($3,367)$1,678$1,689$510,643
151 ($3,367)$1,672$1,694$508,949
152 ($3,367)$1,667$1,700$507,249
153 ($3,367)$1,661$1,705$505,543
154 ($3,367)$1,656$1,711$503,832
155 ($3,367)$1,650$1,717$502,116
156 ($3,367)$1,644$1,722$500,393
Year 14 - 157 ($3,367)$1,639$1,728$498,665
158 ($3,367)$1,633$1,734$496,932
159 ($3,367)$1,627$1,739$495,193
160 ($3,367)$1,622$1,745$493,448
161 ($3,367)$1,616$1,751$491,697
162 ($3,367)$1,610$1,756$489,940
163 ($3,367)$1,605$1,762$488,178
164 ($3,367)$1,599$1,768$486,410
165 ($3,367)$1,593$1,774$484,637
166 ($3,367)$1,587$1,780$482,857
167 ($3,367)$1,581$1,785$481,072
168 ($3,367)$1,576$1,791$479,280
Year 15 - 169 ($3,367)$1,570$1,797$477,483
170 ($3,367)$1,564$1,803$475,680
171 ($3,367)$1,558$1,809$473,871
172 ($3,367)$1,552$1,815$472,057
173 ($3,367)$1,546$1,821$470,236
174 ($3,367)$1,540$1,827$468,409
175 ($3,367)$1,534$1,833$466,576
176 ($3,367)$1,528$1,839$464,738
177 ($3,367)$1,522$1,845$462,893
178 ($3,367)$1,516$1,851$461,042
179 ($3,367)$1,510$1,857$459,185
180 ($3,367)$1,504$1,863$457,322
Year 16 - 181 ($3,367)$1,498$1,869$455,453
182 ($3,367)$1,492$1,875$453,578
183 ($3,367)$1,485$1,881$451,697
184 ($3,367)$1,479$1,887$449,810
185 ($3,367)$1,473$1,894$447,916
186 ($3,367)$1,467$1,900$446,016
187 ($3,367)$1,461$1,906$444,110
188 ($3,367)$1,454$1,912$442,198
189 ($3,367)$1,448$1,919$440,279
190 ($3,367)$1,442$1,925$438,355
191 ($3,367)$1,436$1,931$436,423
192 ($3,367)$1,429$1,937$434,486
Year 17 - 193 ($3,367)$1,423$1,944$432,542
194 ($3,367)$1,417$1,950$430,592
195 ($3,367)$1,410$1,957$428,635
196 ($3,367)$1,404$1,963$426,672
197 ($3,367)$1,397$1,969$424,703
198 ($3,367)$1,391$1,976$422,727
199 ($3,367)$1,384$1,982$420,745
200 ($3,367)$1,378$1,989$418,756
201 ($3,367)$1,371$1,995$416,761
202 ($3,367)$1,365$2,002$414,759
203 ($3,367)$1,358$2,008$412,751
204 ($3,367)$1,352$2,015$410,736
Year 18 - 205 ($3,367)$1,345$2,022$408,714
206 ($3,367)$1,339$2,028$406,686
207 ($3,367)$1,332$2,035$404,651
208 ($3,367)$1,325$2,042$402,609
209 ($3,367)$1,319$2,048$400,561
210 ($3,367)$1,312$2,055$398,506
211 ($3,367)$1,305$2,062$396,445
212 ($3,367)$1,298$2,068$394,376
213 ($3,367)$1,292$2,075$392,301
214 ($3,367)$1,285$2,082$390,219
215 ($3,367)$1,278$2,089$388,130
216 ($3,367)$1,271$2,096$386,035
Year 19 - 217 ($3,367)$1,264$2,102$383,932
218 ($3,367)$1,257$2,109$381,823
219 ($3,367)$1,250$2,116$379,707
220 ($3,367)$1,244$2,123$377,584
221 ($3,367)$1,237$2,130$375,453
222 ($3,367)$1,230$2,137$373,316
223 ($3,367)$1,223$2,144$371,172
224 ($3,367)$1,216$2,151$369,021
225 ($3,367)$1,209$2,158$366,863
226 ($3,367)$1,201$2,165$364,698
227 ($3,367)$1,194$2,172$362,525
228 ($3,367)$1,187$2,179$360,346
Year 20 - 229 ($3,367)$1,180$2,187$358,159
230 ($3,367)$1,173$2,194$355,965
231 ($3,367)$1,166$2,201$353,764
232 ($3,367)$1,159$2,208$351,556
233 ($3,367)$1,151$2,215$349,341
234 ($3,367)$1,144$2,223$347,118
235 ($3,367)$1,137$2,230$344,888
236 ($3,367)$1,130$2,237$342,651
237 ($3,367)$1,122$2,245$340,406
238 ($3,367)$1,115$2,252$338,155
239 ($3,367)$1,107$2,259$335,895
240 ($3,367)$1,100$2,267$333,629
Year 21 - 241 ($3,367)$1,093$2,274$331,354
242 ($3,367)$1,085$2,282$329,073
243 ($3,367)$1,078$2,289$326,784
244 ($3,367)$1,070$2,297$324,487
245 ($3,367)$1,063$2,304$322,183
246 ($3,367)$1,055$2,312$319,872
247 ($3,367)$1,048$2,319$317,553
248 ($3,367)$1,040$2,327$315,226
249 ($3,367)$1,032$2,334$312,891
250 ($3,367)$1,025$2,342$310,549
251 ($3,367)$1,017$2,350$308,200
252 ($3,367)$1,009$2,357$305,842
Year 22 - 253 ($3,367)$1,002$2,365$303,477
254 ($3,367)$994$2,373$301,104
255 ($3,367)$986$2,381$298,724
256 ($3,367)$978$2,388$296,335
257 ($3,367)$970$2,396$293,939
258 ($3,367)$963$2,404$291,535
259 ($3,367)$955$2,412$289,123
260 ($3,367)$947$2,420$286,703
261 ($3,367)$939$2,428$284,275
262 ($3,367)$931$2,436$281,840
263 ($3,367)$923$2,444$279,396
264 ($3,367)$915$2,452$276,944
Year 23 - 265 ($3,367)$907$2,460$274,485
266 ($3,367)$899$2,468$272,017
267 ($3,367)$891$2,476$269,541
268 ($3,367)$883$2,484$267,057
269 ($3,367)$875$2,492$264,565
270 ($3,367)$866$2,500$262,064
271 ($3,367)$858$2,508$259,556
272 ($3,367)$850$2,517$257,039
273 ($3,367)$842$2,525$254,514
274 ($3,367)$834$2,533$251,981
275 ($3,367)$825$2,542$249,440
276 ($3,367)$817$2,550$246,890
Year 24 - 277 ($3,367)$809$2,558$244,332
278 ($3,367)$800$2,567$241,765
279 ($3,367)$792$2,575$239,190
280 ($3,367)$783$2,583$236,607
281 ($3,367)$775$2,592$234,015
282 ($3,367)$766$2,600$231,415
283 ($3,367)$758$2,609$228,806
284 ($3,367)$749$2,617$226,188
285 ($3,367)$741$2,626$223,562
286 ($3,367)$732$2,635$220,928
287 ($3,367)$724$2,643$218,285
288 ($3,367)$715$2,652$215,633
Year 25 - 289 ($3,367)$706$2,661$212,972
290 ($3,367)$697$2,669$210,303
291 ($3,367)$689$2,678$207,625
292 ($3,367)$680$2,687$204,938
293 ($3,367)$671$2,696$202,243
294 ($3,367)$662$2,704$199,538
295 ($3,367)$653$2,713$196,825
296 ($3,367)$645$2,722$194,103
297 ($3,367)$636$2,731$191,372
298 ($3,367)$627$2,740$188,632
299 ($3,367)$618$2,749$185,883
300 ($3,367)$609$2,758$183,125
Year 26 - 301 ($3,367)$600$2,767$180,358
302 ($3,367)$591$2,776$177,582
303 ($3,367)$582$2,785$174,797
304 ($3,367)$572$2,794$172,002
305 ($3,367)$563$2,803$169,199
306 ($3,367)$554$2,813$166,386
307 ($3,367)$545$2,822$163,564
308 ($3,367)$536$2,831$160,733
309 ($3,367)$526$2,840$157,893
310 ($3,367)$517$2,850$155,043
311 ($3,367)$508$2,859$152,184
312 ($3,367)$498$2,868$149,316
Year 27 - 313 ($3,367)$489$2,878$146,438
314 ($3,367)$480$2,887$143,551
315 ($3,367)$470$2,897$140,655
316 ($3,367)$461$2,906$137,748
317 ($3,367)$451$2,916$134,833
318 ($3,367)$442$2,925$131,908
319 ($3,367)$432$2,935$128,973
320 ($3,367)$422$2,944$126,029
321 ($3,367)$413$2,954$123,075
322 ($3,367)$403$2,964$120,111
323 ($3,367)$393$2,973$117,138
324 ($3,367)$384$2,983$114,154
Year 28 - 325 ($3,367)$374$2,993$111,162
326 ($3,367)$364$3,003$108,159
327 ($3,367)$354$3,013$105,146
328 ($3,367)$344$3,022$102,124
329 ($3,367)$334$3,032$99,092
330 ($3,367)$325$3,042$96,049
331 ($3,367)$315$3,052$92,997
332 ($3,367)$305$3,062$89,935
333 ($3,367)$295$3,072$86,863
334 ($3,367)$284$3,082$83,781
335 ($3,367)$274$3,092$80,688
336 ($3,367)$264$3,102$77,586
Year 29 - 337 ($3,367)$254$3,113$74,473
338 ($3,367)$244$3,123$71,350
339 ($3,367)$234$3,133$68,217
340 ($3,367)$223$3,143$65,074
341 ($3,367)$213$3,154$61,920
342 ($3,367)$203$3,164$58,756
343 ($3,367)$192$3,174$55,582
344 ($3,367)$182$3,185$52,397
345 ($3,367)$172$3,195$49,202
346 ($3,367)$161$3,206$45,997
347 ($3,367)$151$3,216$42,780
348 ($3,367)$140$3,227$39,554
Year 30 - 349 ($3,367)$130$3,237$36,317
350 ($3,367)$119$3,248$33,069
351 ($3,367)$108$3,258$29,810
352 ($3,367)$98$3,269$26,541
353 ($3,367)$87$3,280$23,261
354 ($3,367)$76$3,291$19,971
355 ($3,367)$65$3,301$16,670
356 ($3,367)$55$3,312$13,357
357 ($3,367)$44$3,323$10,034
358 ($3,367)$33$3,334$6,701
359 ($3,367)$22$3,345$3,356
360 ($3,367)$11$3,356$0
TOTALS$500,826$711,200$1,212,026

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.