« Back to all home prices

Mortgage Payment Schedule for a $96,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of April 20, 2017. Check Lending Tree to see current rates from multiple lenders.

Mortgage Parameters


Less than 20% ($19,200) may require pre-mortgage insurance


3.97% is current rate for 30-year fixed
3.23% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$365 360 $54,718 $131,518

Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $96,000
Down Payment $19,200$76,800
Year 1 - 1 ($365)$254$111$76,689
2 ($365)$254$112$76,577
3 ($365)$253$112$76,465
4 ($365)$253$112$76,353
5 ($365)$253$113$76,240
6 ($365)$252$113$76,127
7 ($365)$252$113$76,013
8 ($365)$251$114$75,900
9 ($365)$251$114$75,785
10 ($365)$251$115$75,671
11 ($365)$250$115$75,556
12 ($365)$250$115$75,440
Year 2 - 13 ($365)$250$116$75,325
14 ($365)$249$116$75,209
15 ($365)$249$117$75,092
16 ($365)$248$117$74,975
17 ($365)$248$117$74,858
18 ($365)$248$118$74,740
19 ($365)$247$118$74,622
20 ($365)$247$118$74,504
21 ($365)$246$119$74,385
22 ($365)$246$119$74,266
23 ($365)$246$120$74,146
24 ($365)$245$120$74,026
Year 3 - 25 ($365)$245$120$73,906
26 ($365)$245$121$73,785
27 ($365)$244$121$73,663
28 ($365)$244$122$73,542
29 ($365)$243$122$73,420
30 ($365)$243$122$73,297
31 ($365)$242$123$73,175
32 ($365)$242$123$73,051
33 ($365)$242$124$72,928
34 ($365)$241$124$72,804
35 ($365)$241$124$72,679
36 ($365)$240$125$72,554
Year 4 - 37 ($365)$240$125$72,429
38 ($365)$240$126$72,303
39 ($365)$239$126$72,177
40 ($365)$239$127$72,051
41 ($365)$238$127$71,924
42 ($365)$238$127$71,796
43 ($365)$238$128$71,668
44 ($365)$237$128$71,540
45 ($365)$237$129$71,412
46 ($365)$236$129$71,283
47 ($365)$236$130$71,153
48 ($365)$235$130$71,023
Year 5 - 49 ($365)$235$130$70,893
50 ($365)$235$131$70,762
51 ($365)$234$131$70,631
52 ($365)$234$132$70,499
53 ($365)$233$132$70,367
54 ($365)$233$133$70,234
55 ($365)$232$133$70,101
56 ($365)$232$133$69,968
57 ($365)$231$134$69,834
58 ($365)$231$134$69,700
59 ($365)$231$135$69,565
60 ($365)$230$135$69,430
Year 6 - 61 ($365)$230$136$69,294
62 ($365)$229$136$69,158
63 ($365)$229$137$69,022
64 ($365)$228$137$68,885
65 ($365)$228$137$68,747
66 ($365)$227$138$68,609
67 ($365)$227$138$68,471
68 ($365)$227$139$68,332
69 ($365)$226$139$68,193
70 ($365)$226$140$68,053
71 ($365)$225$140$67,913
72 ($365)$225$141$67,772
Year 7 - 73 ($365)$224$141$67,631
74 ($365)$224$142$67,490
75 ($365)$223$142$67,348
76 ($365)$223$143$67,205
77 ($365)$222$143$67,062
78 ($365)$222$143$66,919
79 ($365)$221$144$66,775
80 ($365)$221$144$66,630
81 ($365)$220$145$66,486
82 ($365)$220$145$66,340
83 ($365)$219$146$66,194
84 ($365)$219$146$66,048
Year 8 - 85 ($365)$219$147$65,901
86 ($365)$218$147$65,754
87 ($365)$218$148$65,606
88 ($365)$217$148$65,458
89 ($365)$217$149$65,309
90 ($365)$216$149$65,160
91 ($365)$216$150$65,010
92 ($365)$215$150$64,860
93 ($365)$215$151$64,709
94 ($365)$214$151$64,558
95 ($365)$214$152$64,406
96 ($365)$213$152$64,254
Year 9 - 97 ($365)$213$153$64,101
98 ($365)$212$153$63,948
99 ($365)$212$154$63,794
100 ($365)$211$154$63,640
101 ($365)$211$155$63,485
102 ($365)$210$155$63,330
103 ($365)$210$156$63,174
104 ($365)$209$156$63,017
105 ($365)$208$157$62,861
106 ($365)$208$157$62,703
107 ($365)$207$158$62,545
108 ($365)$207$158$62,387
Year 10 - 109 ($365)$206$159$62,228
110 ($365)$206$159$62,069
111 ($365)$205$160$61,909
112 ($365)$205$161$61,748
113 ($365)$204$161$61,587
114 ($365)$204$162$61,425
115 ($365)$203$162$61,263
116 ($365)$203$163$61,101
117 ($365)$202$163$60,937
118 ($365)$202$164$60,774
119 ($365)$201$164$60,609
120 ($365)$201$165$60,445
Year 11 - 121 ($365)$200$165$60,279
122 ($365)$199$166$60,113
123 ($365)$199$166$59,947
124 ($365)$198$167$59,780
125 ($365)$198$168$59,612
126 ($365)$197$168$59,444
127 ($365)$197$169$59,276
128 ($365)$196$169$59,106
129 ($365)$196$170$58,937
130 ($365)$195$170$58,766
131 ($365)$194$171$58,595
132 ($365)$194$171$58,424
Year 12 - 133 ($365)$193$172$58,252
134 ($365)$193$173$58,079
135 ($365)$192$173$57,906
136 ($365)$192$174$57,732
137 ($365)$191$174$57,558
138 ($365)$190$175$57,383
139 ($365)$190$175$57,208
140 ($365)$189$176$57,031
141 ($365)$189$177$56,855
142 ($365)$188$177$56,678
143 ($365)$188$178$56,500
144 ($365)$187$178$56,321
Year 13 - 145 ($365)$186$179$56,142
146 ($365)$186$180$55,963
147 ($365)$185$180$55,783
148 ($365)$185$181$55,602
149 ($365)$184$181$55,420
150 ($365)$183$182$55,238
151 ($365)$183$183$55,056
152 ($365)$182$183$54,873
153 ($365)$182$184$54,689
154 ($365)$181$184$54,505
155 ($365)$180$185$54,319
156 ($365)$180$186$54,134
Year 14 - 157 ($365)$179$186$53,948
158 ($365)$178$187$53,761
159 ($365)$178$187$53,573
160 ($365)$177$188$53,385
161 ($365)$177$189$53,197
162 ($365)$176$189$53,007
163 ($365)$175$190$52,817
164 ($365)$175$191$52,627
165 ($365)$174$191$52,435
166 ($365)$173$192$52,244
167 ($365)$173$192$52,051
168 ($365)$172$193$51,858
Year 15 - 169 ($365)$172$194$51,664
170 ($365)$171$194$51,470
171 ($365)$170$195$51,275
172 ($365)$170$196$51,079
173 ($365)$169$196$50,883
174 ($365)$168$197$50,686
175 ($365)$168$198$50,488
176 ($365)$167$198$50,290
177 ($365)$166$199$50,091
178 ($365)$166$200$49,891
179 ($365)$165$200$49,691
180 ($365)$164$201$49,490
Year 16 - 181 ($365)$164$202$49,288
182 ($365)$163$202$49,086
183 ($365)$162$203$48,883
184 ($365)$162$204$48,680
185 ($365)$161$204$48,475
186 ($365)$160$205$48,270
187 ($365)$160$206$48,065
188 ($365)$159$206$47,858
189 ($365)$158$207$47,651
190 ($365)$158$208$47,444
191 ($365)$157$208$47,235
192 ($365)$156$209$47,026
Year 17 - 193 ($365)$156$210$46,817
194 ($365)$155$210$46,606
195 ($365)$154$211$46,395
196 ($365)$153$212$46,183
197 ($365)$153$213$45,971
198 ($365)$152$213$45,757
199 ($365)$151$214$45,543
200 ($365)$151$215$45,329
201 ($365)$150$215$45,113
202 ($365)$149$216$44,897
203 ($365)$149$217$44,681
204 ($365)$148$218$44,463
Year 18 - 205 ($365)$147$218$44,245
206 ($365)$146$219$44,026
207 ($365)$146$220$43,806
208 ($365)$145$220$43,586
209 ($365)$144$221$43,365
210 ($365)$143$222$43,143
211 ($365)$143$223$42,920
212 ($365)$142$223$42,697
213 ($365)$141$224$42,473
214 ($365)$141$225$42,248
215 ($365)$140$226$42,022
216 ($365)$139$226$41,796
Year 19 - 217 ($365)$138$227$41,569
218 ($365)$138$228$41,341
219 ($365)$137$229$41,113
220 ($365)$136$229$40,883
221 ($365)$135$230$40,653
222 ($365)$134$231$40,422
223 ($365)$134$232$40,191
224 ($365)$133$232$39,958
225 ($365)$132$233$39,725
226 ($365)$131$234$39,491
227 ($365)$131$235$39,257
228 ($365)$130$235$39,021
Year 20 - 229 ($365)$129$236$38,785
230 ($365)$128$237$38,548
231 ($365)$128$238$38,310
232 ($365)$127$239$38,072
233 ($365)$126$239$37,832
234 ($365)$125$240$37,592
235 ($365)$124$241$37,351
236 ($365)$124$242$37,109
237 ($365)$123$243$36,867
238 ($365)$122$243$36,624
239 ($365)$121$244$36,379
240 ($365)$120$245$36,134
Year 21 - 241 ($365)$120$246$35,889
242 ($365)$119$247$35,642
243 ($365)$118$247$35,395
244 ($365)$117$248$35,146
245 ($365)$116$249$34,897
246 ($365)$115$250$34,647
247 ($365)$115$251$34,397
248 ($365)$114$252$34,145
249 ($365)$113$252$33,893
250 ($365)$112$253$33,640
251 ($365)$111$254$33,386
252 ($365)$110$255$33,131
Year 22 - 253 ($365)$110$256$32,875
254 ($365)$109$257$32,618
255 ($365)$108$257$32,361
256 ($365)$107$258$32,103
257 ($365)$106$259$31,844
258 ($365)$105$260$31,584
259 ($365)$104$261$31,323
260 ($365)$104$262$31,061
261 ($365)$103$263$30,799
262 ($365)$102$263$30,535
263 ($365)$101$264$30,271
264 ($365)$100$265$30,006
Year 23 - 265 ($365)$99$266$29,740
266 ($365)$98$267$29,473
267 ($365)$98$268$29,205
268 ($365)$97$269$28,936
269 ($365)$96$270$28,666
270 ($365)$95$270$28,396
271 ($365)$94$271$28,125
272 ($365)$93$272$27,852
273 ($365)$92$273$27,579
274 ($365)$91$274$27,305
275 ($365)$90$275$27,030
276 ($365)$89$276$26,754
Year 24 - 277 ($365)$89$277$26,477
278 ($365)$88$278$26,200
279 ($365)$87$279$25,921
280 ($365)$86$280$25,641
281 ($365)$85$280$25,361
282 ($365)$84$281$25,079
283 ($365)$83$282$24,797
284 ($365)$82$283$24,514
285 ($365)$81$284$24,230
286 ($365)$80$285$23,944
287 ($365)$79$286$23,658
288 ($365)$78$287$23,371
Year 25 - 289 ($365)$77$288$23,083
290 ($365)$76$289$22,794
291 ($365)$75$290$22,504
292 ($365)$74$291$22,213
293 ($365)$73$292$21,922
294 ($365)$73$293$21,629
295 ($365)$72$294$21,335
296 ($365)$71$295$21,040
297 ($365)$70$296$20,745
298 ($365)$69$297$20,448
299 ($365)$68$298$20,150
300 ($365)$67$299$19,852
Year 26 - 301 ($365)$66$300$19,552
302 ($365)$65$301$19,251
303 ($365)$64$302$18,950
304 ($365)$63$303$18,647
305 ($365)$62$304$18,343
306 ($365)$61$305$18,039
307 ($365)$60$306$17,733
308 ($365)$59$307$17,426
309 ($365)$58$308$17,119
310 ($365)$57$309$16,810
311 ($365)$56$310$16,500
312 ($365)$55$311$16,190
Year 27 - 313 ($365)$54$312$15,878
314 ($365)$53$313$15,565
315 ($365)$51$314$15,251
316 ($365)$50$315$14,936
317 ($365)$49$316$14,620
318 ($365)$48$317$14,303
319 ($365)$47$318$13,985
320 ($365)$46$319$13,666
321 ($365)$45$320$13,346
322 ($365)$44$321$13,025
323 ($365)$43$322$12,703
324 ($365)$42$323$12,380
Year 28 - 325 ($365)$41$324$12,055
326 ($365)$40$325$11,730
327 ($365)$39$327$11,403
328 ($365)$38$328$11,076
329 ($365)$37$329$10,747
330 ($365)$36$330$10,417
331 ($365)$34$331$10,086
332 ($365)$33$332$9,754
333 ($365)$32$333$9,421
334 ($365)$31$334$9,087
335 ($365)$30$335$8,752
336 ($365)$29$336$8,415
Year 29 - 337 ($365)$28$337$8,078
338 ($365)$27$339$7,739
339 ($365)$26$340$7,400
340 ($365)$24$341$7,059
341 ($365)$23$342$6,717
342 ($365)$22$343$6,374
343 ($365)$21$344$6,029
344 ($365)$20$345$5,684
345 ($365)$19$347$5,338
346 ($365)$18$348$4,990
347 ($365)$17$349$4,641
348 ($365)$15$350$4,291
Year 30 - 349 ($365)$14$351$3,940
350 ($365)$13$352$3,588
351 ($365)$12$353$3,234
352 ($365)$11$355$2,880
353 ($365)$10$356$2,524
354 ($365)$8$357$2,167
355 ($365)$7$358$1,809
356 ($365)$6$359$1,449
357 ($365)$5$361$1,089
358 ($365)$4$362$727
359 ($365)$2$363$364
360 ($365)$1$364$0
TOTALS$54,718$76,800$131,518

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.