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Mortgage Payment Schedule for a $96,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of September 21, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($19,200) may require pre-mortgage insurance


3.83% is current rate for 30-year fixed
3.13% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$359 360 $52,501 $129,301

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,169 or less (zip code: 20149)


NMLS #: 168163 | State Lic #: MC3254
$1,123 /mo
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30 yr fixed mtg, 0 points | APR: 3.561% | Rate: 3.500% | Fees: $1,895 | 30 day rate lock

NMLS #: 1023
$1,140 /mo
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30 yr fixed mtg, 0 points | APR: 3.625% | Rate: 3.625% | Fees: $0 | 45 day rate lock

NMLS #: 790396
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 244476 | State Lic #: MC-5877
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 66247 Cardinal Financial | State Lic #: MC-1825
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.764% | Rate: 3.750% | Fees: $432 | 30 day rate lock

NMLS #: 7706
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $870 | 45 day rate lock

NMLS #: 35959 | State Lic #: MC-2967
$1,499 /mo
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30 yr fixed mtg, 0 points | APR: 6.000% | Rate: 6.000% | Fees: $0 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 67717
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 424182
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

$1,158 /mo
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Next
30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

$1,176 /mo
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Next
30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $96,000
Down Payment $19,200$76,800
Year 1 - 1 ($359)$245$114$76,686
2 ($359)$245$114$76,572
3 ($359)$244$115$76,457
4 ($359)$244$115$76,342
5 ($359)$244$116$76,226
6 ($359)$243$116$76,110
7 ($359)$243$116$75,994
8 ($359)$243$117$75,877
9 ($359)$242$117$75,760
10 ($359)$242$117$75,643
11 ($359)$241$118$75,525
12 ($359)$241$118$75,407
Year 2 - 13 ($359)$241$118$75,289
14 ($359)$240$119$75,170
15 ($359)$240$119$75,051
16 ($359)$240$120$74,931
17 ($359)$239$120$74,811
18 ($359)$239$120$74,690
19 ($359)$238$121$74,570
20 ($359)$238$121$74,449
21 ($359)$238$122$74,327
22 ($359)$237$122$74,205
23 ($359)$237$122$74,083
24 ($359)$236$123$73,960
Year 3 - 25 ($359)$236$123$73,837
26 ($359)$236$124$73,713
27 ($359)$235$124$73,589
28 ($359)$235$124$73,465
29 ($359)$234$125$73,340
30 ($359)$234$125$73,215
31 ($359)$234$125$73,090
32 ($359)$233$126$72,964
33 ($359)$233$126$72,838
34 ($359)$232$127$72,711
35 ($359)$232$127$72,584
36 ($359)$232$128$72,456
Year 4 - 37 ($359)$231$128$72,329
38 ($359)$231$128$72,200
39 ($359)$230$129$72,071
40 ($359)$230$129$71,942
41 ($359)$230$130$71,813
42 ($359)$229$130$71,683
43 ($359)$229$130$71,552
44 ($359)$228$131$71,422
45 ($359)$228$131$71,290
46 ($359)$228$132$71,159
47 ($359)$227$132$71,027
48 ($359)$227$132$70,894
Year 5 - 49 ($359)$226$133$70,761
50 ($359)$226$133$70,628
51 ($359)$225$134$70,494
52 ($359)$225$134$70,360
53 ($359)$225$135$70,226
54 ($359)$224$135$70,090
55 ($359)$224$135$69,955
56 ($359)$223$136$69,819
57 ($359)$223$136$69,683
58 ($359)$222$137$69,546
59 ($359)$222$137$69,409
60 ($359)$222$138$69,271
Year 6 - 61 ($359)$221$138$69,133
62 ($359)$221$139$68,995
63 ($359)$220$139$68,856
64 ($359)$220$139$68,716
65 ($359)$219$140$68,576
66 ($359)$219$140$68,436
67 ($359)$218$141$68,295
68 ($359)$218$141$68,154
69 ($359)$218$142$68,013
70 ($359)$217$142$67,870
71 ($359)$217$143$67,728
72 ($359)$216$143$67,585
Year 7 - 73 ($359)$216$143$67,441
74 ($359)$215$144$67,297
75 ($359)$215$144$67,153
76 ($359)$214$145$67,008
77 ($359)$214$145$66,863
78 ($359)$213$146$66,717
79 ($359)$213$146$66,571
80 ($359)$212$147$66,424
81 ($359)$212$147$66,277
82 ($359)$212$148$66,129
83 ($359)$211$148$65,981
84 ($359)$211$149$65,833
Year 8 - 85 ($359)$210$149$65,684
86 ($359)$210$150$65,534
87 ($359)$209$150$65,384
88 ($359)$209$150$65,234
89 ($359)$208$151$65,083
90 ($359)$208$151$64,931
91 ($359)$207$152$64,779
92 ($359)$207$152$64,627
93 ($359)$206$153$64,474
94 ($359)$206$153$64,321
95 ($359)$205$154$64,167
96 ($359)$205$154$64,012
Year 9 - 97 ($359)$204$155$63,858
98 ($359)$204$155$63,702
99 ($359)$203$156$63,546
100 ($359)$203$156$63,390
101 ($359)$202$157$63,233
102 ($359)$202$157$63,076
103 ($359)$201$158$62,918
104 ($359)$201$158$62,760
105 ($359)$200$159$62,601
106 ($359)$200$159$62,441
107 ($359)$199$160$62,282
108 ($359)$199$160$62,121
Year 10 - 109 ($359)$198$161$61,960
110 ($359)$198$161$61,799
111 ($359)$197$162$61,637
112 ($359)$197$162$61,474
113 ($359)$196$163$61,312
114 ($359)$196$163$61,148
115 ($359)$195$164$60,984
116 ($359)$195$165$60,819
117 ($359)$194$165$60,654
118 ($359)$194$166$60,489
119 ($359)$193$166$60,323
120 ($359)$193$167$60,156
Year 11 - 121 ($359)$192$167$59,989
122 ($359)$191$168$59,821
123 ($359)$191$168$59,653
124 ($359)$190$169$59,484
125 ($359)$190$169$59,315
126 ($359)$189$170$59,145
127 ($359)$189$170$58,975
128 ($359)$188$171$58,804
129 ($359)$188$171$58,632
130 ($359)$187$172$58,460
131 ($359)$187$173$58,288
132 ($359)$186$173$58,114
Year 12 - 133 ($359)$185$174$57,941
134 ($359)$185$174$57,767
135 ($359)$184$175$57,592
136 ($359)$184$175$57,416
137 ($359)$183$176$57,240
138 ($359)$183$176$57,064
139 ($359)$182$177$56,887
140 ($359)$182$178$56,709
141 ($359)$181$178$56,531
142 ($359)$180$179$56,352
143 ($359)$180$179$56,173
144 ($359)$179$180$55,993
Year 13 - 145 ($359)$179$180$55,813
146 ($359)$178$181$55,632
147 ($359)$178$182$55,450
148 ($359)$177$182$55,268
149 ($359)$176$183$55,085
150 ($359)$176$183$54,902
151 ($359)$175$184$54,718
152 ($359)$175$185$54,533
153 ($359)$174$185$54,348
154 ($359)$173$186$54,163
155 ($359)$173$186$53,976
156 ($359)$172$187$53,789
Year 14 - 157 ($359)$172$187$53,602
158 ($359)$171$188$53,414
159 ($359)$170$189$53,225
160 ($359)$170$189$53,036
161 ($359)$169$190$52,846
162 ($359)$169$191$52,655
163 ($359)$168$191$52,464
164 ($359)$167$192$52,273
165 ($359)$167$192$52,080
166 ($359)$166$193$51,887
167 ($359)$166$194$51,694
168 ($359)$165$194$51,500
Year 15 - 169 ($359)$164$195$51,305
170 ($359)$164$195$51,109
171 ($359)$163$196$50,913
172 ($359)$162$197$50,717
173 ($359)$162$197$50,519
174 ($359)$161$198$50,321
175 ($359)$161$199$50,123
176 ($359)$160$199$49,924
177 ($359)$159$200$49,724
178 ($359)$159$200$49,523
179 ($359)$158$201$49,322
180 ($359)$157$202$49,121
Year 16 - 181 ($359)$157$202$48,918
182 ($359)$156$203$48,715
183 ($359)$155$204$48,511
184 ($359)$155$204$48,307
185 ($359)$154$205$48,102
186 ($359)$154$206$47,896
187 ($359)$153$206$47,690
188 ($359)$152$207$47,483
189 ($359)$152$208$47,276
190 ($359)$151$208$47,067
191 ($359)$150$209$46,858
192 ($359)$150$210$46,649
Year 17 - 193 ($359)$149$210$46,438
194 ($359)$148$211$46,227
195 ($359)$148$212$46,016
196 ($359)$147$212$45,804
197 ($359)$146$213$45,591
198 ($359)$146$214$45,377
199 ($359)$145$214$45,163
200 ($359)$144$215$44,948
201 ($359)$143$216$44,732
202 ($359)$143$216$44,515
203 ($359)$142$217$44,298
204 ($359)$141$218$44,081
Year 18 - 205 ($359)$141$218$43,862
206 ($359)$140$219$43,643
207 ($359)$139$220$43,423
208 ($359)$139$221$43,202
209 ($359)$138$221$42,981
210 ($359)$137$222$42,759
211 ($359)$136$223$42,537
212 ($359)$136$223$42,313
213 ($359)$135$224$42,089
214 ($359)$134$225$41,864
215 ($359)$134$226$41,639
216 ($359)$133$226$41,412
Year 19 - 217 ($359)$132$227$41,185
218 ($359)$131$228$40,958
219 ($359)$131$228$40,729
220 ($359)$130$229$40,500
221 ($359)$129$230$40,270
222 ($359)$129$231$40,039
223 ($359)$128$231$39,808
224 ($359)$127$232$39,576
225 ($359)$126$233$39,343
226 ($359)$126$234$39,110
227 ($359)$125$234$38,875
228 ($359)$124$235$38,640
Year 20 - 229 ($359)$123$236$38,404
230 ($359)$123$237$38,168
231 ($359)$122$237$37,930
232 ($359)$121$238$37,692
233 ($359)$120$239$37,453
234 ($359)$120$240$37,214
235 ($359)$119$240$36,973
236 ($359)$118$241$36,732
237 ($359)$117$242$36,490
238 ($359)$116$243$36,247
239 ($359)$116$243$36,004
240 ($359)$115$244$35,760
Year 21 - 241 ($359)$114$245$35,515
242 ($359)$113$246$35,269
243 ($359)$113$247$35,022
244 ($359)$112$247$34,775
245 ($359)$111$248$34,527
246 ($359)$110$249$34,278
247 ($359)$109$250$34,028
248 ($359)$109$251$33,777
249 ($359)$108$251$33,526
250 ($359)$107$252$33,274
251 ($359)$106$253$33,021
252 ($359)$105$254$32,767
Year 22 - 253 ($359)$105$255$32,513
254 ($359)$104$255$32,257
255 ($359)$103$256$32,001
256 ($359)$102$257$31,744
257 ($359)$101$258$31,486
258 ($359)$100$259$31,227
259 ($359)$100$260$30,968
260 ($359)$99$260$30,708
261 ($359)$98$261$30,446
262 ($359)$97$262$30,184
263 ($359)$96$263$29,922
264 ($359)$95$264$29,658
Year 23 - 265 ($359)$95$265$29,393
266 ($359)$94$265$29,128
267 ($359)$93$266$28,862
268 ($359)$92$267$28,595
269 ($359)$91$268$28,327
270 ($359)$90$269$28,058
271 ($359)$90$270$27,789
272 ($359)$89$270$27,518
273 ($359)$88$271$27,247
274 ($359)$87$272$26,975
275 ($359)$86$273$26,701
276 ($359)$85$274$26,428
Year 24 - 277 ($359)$84$275$26,153
278 ($359)$83$276$25,877
279 ($359)$83$277$25,600
280 ($359)$82$277$25,323
281 ($359)$81$278$25,045
282 ($359)$80$279$24,765
283 ($359)$79$280$24,485
284 ($359)$78$281$24,204
285 ($359)$77$282$23,922
286 ($359)$76$283$23,639
287 ($359)$75$284$23,356
288 ($359)$75$285$23,071
Year 25 - 289 ($359)$74$286$22,786
290 ($359)$73$286$22,499
291 ($359)$72$287$22,212
292 ($359)$71$288$21,924
293 ($359)$70$289$21,634
294 ($359)$69$290$21,344
295 ($359)$68$291$21,053
296 ($359)$67$292$20,761
297 ($359)$66$293$20,468
298 ($359)$65$294$20,174
299 ($359)$64$295$19,880
300 ($359)$63$296$19,584
Year 26 - 301 ($359)$63$297$19,287
302 ($359)$62$298$18,990
303 ($359)$61$299$18,691
304 ($359)$60$300$18,392
305 ($359)$59$300$18,091
306 ($359)$58$301$17,790
307 ($359)$57$302$17,487
308 ($359)$56$303$17,184
309 ($359)$55$304$16,880
310 ($359)$54$305$16,574
311 ($359)$53$306$16,268
312 ($359)$52$307$15,961
Year 27 - 313 ($359)$51$308$15,653
314 ($359)$50$309$15,343
315 ($359)$49$310$15,033
316 ($359)$48$311$14,722
317 ($359)$47$312$14,410
318 ($359)$46$313$14,097
319 ($359)$45$314$13,783
320 ($359)$44$315$13,467
321 ($359)$43$316$13,151
322 ($359)$42$317$12,834
323 ($359)$41$318$12,516
324 ($359)$40$319$12,197
Year 28 - 325 ($359)$39$320$11,876
326 ($359)$38$321$11,555
327 ($359)$37$322$11,233
328 ($359)$36$323$10,909
329 ($359)$35$324$10,585
330 ($359)$34$325$10,260
331 ($359)$33$326$9,933
332 ($359)$32$327$9,606
333 ($359)$31$329$9,277
334 ($359)$30$330$8,948
335 ($359)$29$331$8,617
336 ($359)$28$332$8,285
Year 29 - 337 ($359)$26$333$7,953
338 ($359)$25$334$7,619
339 ($359)$24$335$7,284
340 ($359)$23$336$6,948
341 ($359)$22$337$6,611
342 ($359)$21$338$6,273
343 ($359)$20$339$5,934
344 ($359)$19$340$5,594
345 ($359)$18$341$5,252
346 ($359)$17$342$4,910
347 ($359)$16$343$4,567
348 ($359)$15$345$4,222
Year 30 - 349 ($359)$13$346$3,876
350 ($359)$12$347$3,529
351 ($359)$11$348$3,182
352 ($359)$10$349$2,833
353 ($359)$9$350$2,482
354 ($359)$8$351$2,131
355 ($359)$7$352$1,779
356 ($359)$6$353$1,425
357 ($359)$5$355$1,071
358 ($359)$3$356$715
359 ($359)$2$357$358
360 ($359)$1$358$0
TOTALS$52,501$76,800$129,301

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.