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Mortgage Payment Schedule for a $964,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of October 12, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($192,800) may require pre-mortgage insurance


3.91% is current rate for 30-year fixed
3.21% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$3,642 360 $539,893 $1,311,093

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,181 or less (zip code: 20149)


NMLS #: 1077157 | State Lic #: MC-5804
$1,140 /mo
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30 yr fixed mtg, 0 points | APR: 3.631% | Rate: 3.625% | Fees: $188 | 30 day rate lock

NMLS #: 134407 | State Lic #: MC-5378
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 45 day rate lock

NMLS #: 1023
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 45 day rate lock

NMLS #: 790396
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 244476 | State Lic #: MC-5877
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.756% | Rate: 3.750% | Fees: $187 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 7706
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 417490
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.896% | Rate: 3.875% | Fees: $625 | 30 day rate lock

NMLS #: 898791
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.928% | Rate: 3.875% | Fees: $1,595 | 60 day rate lock

NMLS #: 227765 | State Lic #: MC-5920
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 181005
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $870 | 45 day rate lock

$1,248 /mo
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30 yr fixed mtg, 0 points | APR: 4.375% | Rate: 4.375% | Fees: $0 | 30 day rate lock

NMLS #: 35959 | State Lic #: MC-2967
$1,519 /mo
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30 yr fixed mtg, 0 points | APR: 6.125% | Rate: 6.125% | Fees: $0 | 30 day rate lock

NMLS #: 180004 | State Lic #: MC -928
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 45 day rate lock

NMLS #: 2258 | State Lic #: MC-4673
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.792% | Rate: 3.750% | Fees: $1,295 | 30 day rate lock

NMLS #: 67717
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $964,000
Down Payment $192,800$771,200
Year 1 - 1 ($3,642)$2,513$1,129$770,071
2 ($3,642)$2,509$1,133$768,938
3 ($3,642)$2,505$1,136$767,802
4 ($3,642)$2,502$1,140$766,661
5 ($3,642)$2,498$1,144$765,518
6 ($3,642)$2,494$1,148$764,370
7 ($3,642)$2,491$1,151$763,219
8 ($3,642)$2,487$1,155$762,064
9 ($3,642)$2,483$1,159$760,905
10 ($3,642)$2,479$1,163$759,742
11 ($3,642)$2,475$1,166$758,576
12 ($3,642)$2,472$1,170$757,405
Year 2 - 13 ($3,642)$2,468$1,174$756,231
14 ($3,642)$2,464$1,178$755,053
15 ($3,642)$2,460$1,182$753,872
16 ($3,642)$2,456$1,186$752,686
17 ($3,642)$2,453$1,189$751,497
18 ($3,642)$2,449$1,193$750,303
19 ($3,642)$2,445$1,197$749,106
20 ($3,642)$2,441$1,201$747,905
21 ($3,642)$2,437$1,205$746,700
22 ($3,642)$2,433$1,209$745,491
23 ($3,642)$2,429$1,213$744,278
24 ($3,642)$2,425$1,217$743,062
Year 3 - 25 ($3,642)$2,421$1,221$741,841
26 ($3,642)$2,417$1,225$740,616
27 ($3,642)$2,413$1,229$739,387
28 ($3,642)$2,409$1,233$738,155
29 ($3,642)$2,405$1,237$736,918
30 ($3,642)$2,401$1,241$735,677
31 ($3,642)$2,397$1,245$734,432
32 ($3,642)$2,393$1,249$733,183
33 ($3,642)$2,389$1,253$731,930
34 ($3,642)$2,385$1,257$730,673
35 ($3,642)$2,381$1,261$729,412
36 ($3,642)$2,377$1,265$728,147
Year 4 - 37 ($3,642)$2,373$1,269$726,877
38 ($3,642)$2,368$1,274$725,604
39 ($3,642)$2,364$1,278$724,326
40 ($3,642)$2,360$1,282$723,044
41 ($3,642)$2,356$1,286$721,758
42 ($3,642)$2,352$1,290$720,468
43 ($3,642)$2,348$1,294$719,174
44 ($3,642)$2,343$1,299$717,875
45 ($3,642)$2,339$1,303$716,572
46 ($3,642)$2,335$1,307$715,265
47 ($3,642)$2,331$1,311$713,954
48 ($3,642)$2,326$1,316$712,638
Year 5 - 49 ($3,642)$2,322$1,320$711,318
50 ($3,642)$2,318$1,324$709,994
51 ($3,642)$2,313$1,329$708,666
52 ($3,642)$2,309$1,333$707,333
53 ($3,642)$2,305$1,337$705,996
54 ($3,642)$2,300$1,342$704,654
55 ($3,642)$2,296$1,346$703,308
56 ($3,642)$2,292$1,350$701,958
57 ($3,642)$2,287$1,355$700,603
58 ($3,642)$2,283$1,359$699,244
59 ($3,642)$2,278$1,364$697,880
60 ($3,642)$2,274$1,368$696,512
Year 6 - 61 ($3,642)$2,269$1,372$695,140
62 ($3,642)$2,265$1,377$693,763
63 ($3,642)$2,261$1,381$692,382
64 ($3,642)$2,256$1,386$690,996
65 ($3,642)$2,251$1,390$689,605
66 ($3,642)$2,247$1,395$688,210
67 ($3,642)$2,242$1,400$686,811
68 ($3,642)$2,238$1,404$685,407
69 ($3,642)$2,233$1,409$683,998
70 ($3,642)$2,229$1,413$682,585
71 ($3,642)$2,224$1,418$681,167
72 ($3,642)$2,219$1,422$679,745
Year 7 - 73 ($3,642)$2,215$1,427$678,317
74 ($3,642)$2,210$1,432$676,886
75 ($3,642)$2,206$1,436$675,449
76 ($3,642)$2,201$1,441$674,008
77 ($3,642)$2,196$1,446$672,562
78 ($3,642)$2,191$1,450$671,112
79 ($3,642)$2,187$1,455$669,657
80 ($3,642)$2,182$1,460$668,197
81 ($3,642)$2,177$1,465$666,732
82 ($3,642)$2,172$1,469$665,263
83 ($3,642)$2,168$1,474$663,788
84 ($3,642)$2,163$1,479$662,309
Year 8 - 85 ($3,642)$2,158$1,484$660,825
86 ($3,642)$2,153$1,489$659,337
87 ($3,642)$2,148$1,494$657,843
88 ($3,642)$2,143$1,498$656,344
89 ($3,642)$2,139$1,503$654,841
90 ($3,642)$2,134$1,508$653,333
91 ($3,642)$2,129$1,513$651,820
92 ($3,642)$2,124$1,518$650,302
93 ($3,642)$2,119$1,523$648,779
94 ($3,642)$2,114$1,528$647,251
95 ($3,642)$2,109$1,533$645,718
96 ($3,642)$2,104$1,538$644,180
Year 9 - 97 ($3,642)$2,099$1,543$642,637
98 ($3,642)$2,094$1,548$641,089
99 ($3,642)$2,089$1,553$639,536
100 ($3,642)$2,084$1,558$637,978
101 ($3,642)$2,079$1,563$636,414
102 ($3,642)$2,074$1,568$634,846
103 ($3,642)$2,069$1,573$633,273
104 ($3,642)$2,063$1,579$631,694
105 ($3,642)$2,058$1,584$630,111
106 ($3,642)$2,053$1,589$628,522
107 ($3,642)$2,048$1,594$626,928
108 ($3,642)$2,043$1,599$625,329
Year 10 - 109 ($3,642)$2,038$1,604$623,724
110 ($3,642)$2,032$1,610$622,115
111 ($3,642)$2,027$1,615$620,500
112 ($3,642)$2,022$1,620$618,880
113 ($3,642)$2,017$1,625$617,254
114 ($3,642)$2,011$1,631$615,624
115 ($3,642)$2,006$1,636$613,987
116 ($3,642)$2,001$1,641$612,346
117 ($3,642)$1,995$1,647$610,699
118 ($3,642)$1,990$1,652$609,047
119 ($3,642)$1,984$1,657$607,390
120 ($3,642)$1,979$1,663$605,727
Year 11 - 121 ($3,642)$1,974$1,668$604,059
122 ($3,642)$1,968$1,674$602,385
123 ($3,642)$1,963$1,679$600,706
124 ($3,642)$1,957$1,685$599,021
125 ($3,642)$1,952$1,690$597,331
126 ($3,642)$1,946$1,696$595,636
127 ($3,642)$1,941$1,701$593,934
128 ($3,642)$1,935$1,707$592,228
129 ($3,642)$1,930$1,712$590,516
130 ($3,642)$1,924$1,718$588,798
131 ($3,642)$1,918$1,723$587,074
132 ($3,642)$1,913$1,729$585,345
Year 12 - 133 ($3,642)$1,907$1,735$583,611
134 ($3,642)$1,902$1,740$581,870
135 ($3,642)$1,896$1,746$580,124
136 ($3,642)$1,890$1,752$578,373
137 ($3,642)$1,885$1,757$576,615
138 ($3,642)$1,879$1,763$574,852
139 ($3,642)$1,873$1,769$573,083
140 ($3,642)$1,867$1,775$571,309
141 ($3,642)$1,862$1,780$569,528
142 ($3,642)$1,856$1,786$567,742
143 ($3,642)$1,850$1,792$565,950
144 ($3,642)$1,844$1,798$564,152
Year 13 - 145 ($3,642)$1,838$1,804$562,348
146 ($3,642)$1,832$1,810$560,539
147 ($3,642)$1,826$1,816$558,723
148 ($3,642)$1,821$1,821$556,902
149 ($3,642)$1,815$1,827$555,074
150 ($3,642)$1,809$1,833$553,241
151 ($3,642)$1,803$1,839$551,402
152 ($3,642)$1,797$1,845$549,557
153 ($3,642)$1,791$1,851$547,705
154 ($3,642)$1,785$1,857$545,848
155 ($3,642)$1,779$1,863$543,985
156 ($3,642)$1,772$1,869$542,115
Year 14 - 157 ($3,642)$1,766$1,876$540,240
158 ($3,642)$1,760$1,882$538,358
159 ($3,642)$1,754$1,888$536,470
160 ($3,642)$1,748$1,894$534,576
161 ($3,642)$1,742$1,900$532,676
162 ($3,642)$1,736$1,906$530,770
163 ($3,642)$1,729$1,912$528,857
164 ($3,642)$1,723$1,919$526,939
165 ($3,642)$1,717$1,925$525,014
166 ($3,642)$1,711$1,931$523,082
167 ($3,642)$1,704$1,938$521,145
168 ($3,642)$1,698$1,944$519,201
Year 15 - 169 ($3,642)$1,692$1,950$517,251
170 ($3,642)$1,685$1,957$515,294
171 ($3,642)$1,679$1,963$513,331
172 ($3,642)$1,673$1,969$511,362
173 ($3,642)$1,666$1,976$509,386
174 ($3,642)$1,660$1,982$507,404
175 ($3,642)$1,653$1,989$505,415
176 ($3,642)$1,647$1,995$503,420
177 ($3,642)$1,640$2,002$501,419
178 ($3,642)$1,634$2,008$499,411
179 ($3,642)$1,627$2,015$497,396
180 ($3,642)$1,621$2,021$495,375
Year 16 - 181 ($3,642)$1,614$2,028$493,347
182 ($3,642)$1,607$2,034$491,312
183 ($3,642)$1,601$2,041$489,271
184 ($3,642)$1,594$2,048$487,224
185 ($3,642)$1,588$2,054$485,169
186 ($3,642)$1,581$2,061$483,108
187 ($3,642)$1,574$2,068$481,040
188 ($3,642)$1,567$2,075$478,966
189 ($3,642)$1,561$2,081$476,885
190 ($3,642)$1,554$2,088$474,796
191 ($3,642)$1,547$2,095$472,702
192 ($3,642)$1,540$2,102$470,600
Year 17 - 193 ($3,642)$1,533$2,109$468,491
194 ($3,642)$1,527$2,115$466,376
195 ($3,642)$1,520$2,122$464,254
196 ($3,642)$1,513$2,129$462,124
197 ($3,642)$1,506$2,136$459,988
198 ($3,642)$1,499$2,143$457,845
199 ($3,642)$1,492$2,150$455,695
200 ($3,642)$1,485$2,157$453,538
201 ($3,642)$1,478$2,164$451,374
202 ($3,642)$1,471$2,171$449,202
203 ($3,642)$1,464$2,178$447,024
204 ($3,642)$1,457$2,185$444,839
Year 18 - 205 ($3,642)$1,449$2,192$442,646
206 ($3,642)$1,442$2,200$440,447
207 ($3,642)$1,435$2,207$438,240
208 ($3,642)$1,428$2,214$436,026
209 ($3,642)$1,421$2,221$433,805
210 ($3,642)$1,413$2,228$431,576
211 ($3,642)$1,406$2,236$429,341
212 ($3,642)$1,399$2,243$427,098
213 ($3,642)$1,392$2,250$424,847
214 ($3,642)$1,384$2,258$422,590
215 ($3,642)$1,377$2,265$420,325
216 ($3,642)$1,370$2,272$418,052
Year 19 - 217 ($3,642)$1,362$2,280$415,772
218 ($3,642)$1,355$2,287$413,485
219 ($3,642)$1,347$2,295$411,191
220 ($3,642)$1,340$2,302$408,889
221 ($3,642)$1,332$2,310$406,579
222 ($3,642)$1,325$2,317$404,262
223 ($3,642)$1,317$2,325$401,937
224 ($3,642)$1,310$2,332$399,605
225 ($3,642)$1,302$2,340$397,265
226 ($3,642)$1,294$2,348$394,917
227 ($3,642)$1,287$2,355$392,562
228 ($3,642)$1,279$2,363$390,199
Year 20 - 229 ($3,642)$1,271$2,371$387,829
230 ($3,642)$1,264$2,378$385,451
231 ($3,642)$1,256$2,386$383,065
232 ($3,642)$1,248$2,394$380,671
233 ($3,642)$1,240$2,402$378,269
234 ($3,642)$1,233$2,409$375,860
235 ($3,642)$1,225$2,417$373,443
236 ($3,642)$1,217$2,425$371,017
237 ($3,642)$1,209$2,433$368,584
238 ($3,642)$1,201$2,441$366,144
239 ($3,642)$1,193$2,449$363,695
240 ($3,642)$1,185$2,457$361,238
Year 21 - 241 ($3,642)$1,177$2,465$358,773
242 ($3,642)$1,169$2,473$356,300
243 ($3,642)$1,161$2,481$353,819
244 ($3,642)$1,153$2,489$351,330
245 ($3,642)$1,145$2,497$348,833
246 ($3,642)$1,137$2,505$346,327
247 ($3,642)$1,128$2,513$343,814
248 ($3,642)$1,120$2,522$341,292
249 ($3,642)$1,112$2,530$338,762
250 ($3,642)$1,104$2,538$336,224
251 ($3,642)$1,096$2,546$333,678
252 ($3,642)$1,087$2,555$331,123
Year 22 - 253 ($3,642)$1,079$2,563$328,560
254 ($3,642)$1,071$2,571$325,989
255 ($3,642)$1,062$2,580$323,409
256 ($3,642)$1,054$2,588$320,821
257 ($3,642)$1,045$2,597$318,224
258 ($3,642)$1,037$2,605$315,619
259 ($3,642)$1,028$2,614$313,006
260 ($3,642)$1,020$2,622$310,384
261 ($3,642)$1,011$2,631$307,753
262 ($3,642)$1,003$2,639$305,114
263 ($3,642)$994$2,648$302,466
264 ($3,642)$986$2,656$299,810
Year 23 - 265 ($3,642)$977$2,665$297,145
266 ($3,642)$968$2,674$294,471
267 ($3,642)$959$2,682$291,789
268 ($3,642)$951$2,691$289,097
269 ($3,642)$942$2,700$286,397
270 ($3,642)$933$2,709$283,689
271 ($3,642)$924$2,718$280,971
272 ($3,642)$915$2,726$278,245
273 ($3,642)$907$2,735$275,509
274 ($3,642)$898$2,744$272,765
275 ($3,642)$889$2,753$270,012
276 ($3,642)$880$2,762$267,250
Year 24 - 277 ($3,642)$871$2,771$264,479
278 ($3,642)$862$2,780$261,699
279 ($3,642)$853$2,789$258,909
280 ($3,642)$844$2,798$256,111
281 ($3,642)$834$2,807$253,304
282 ($3,642)$825$2,817$250,487
283 ($3,642)$816$2,826$247,661
284 ($3,642)$807$2,835$244,826
285 ($3,642)$798$2,844$241,982
286 ($3,642)$788$2,853$239,129
287 ($3,642)$779$2,863$236,266
288 ($3,642)$770$2,872$233,394
Year 25 - 289 ($3,642)$760$2,881$230,512
290 ($3,642)$751$2,891$227,621
291 ($3,642)$742$2,900$224,721
292 ($3,642)$732$2,910$221,811
293 ($3,642)$723$2,919$218,892
294 ($3,642)$713$2,929$215,964
295 ($3,642)$704$2,938$213,025
296 ($3,642)$694$2,948$210,078
297 ($3,642)$685$2,957$207,120
298 ($3,642)$675$2,967$204,153
299 ($3,642)$665$2,977$201,176
300 ($3,642)$655$2,986$198,190
Year 26 - 301 ($3,642)$646$2,996$195,194
302 ($3,642)$636$3,006$192,188
303 ($3,642)$626$3,016$189,172
304 ($3,642)$616$3,026$186,147
305 ($3,642)$607$3,035$183,111
306 ($3,642)$597$3,045$180,066
307 ($3,642)$587$3,055$177,011
308 ($3,642)$577$3,065$173,946
309 ($3,642)$567$3,075$170,870
310 ($3,642)$557$3,085$167,785
311 ($3,642)$547$3,095$164,690
312 ($3,642)$537$3,105$161,585
Year 27 - 313 ($3,642)$526$3,115$158,469
314 ($3,642)$516$3,126$155,344
315 ($3,642)$506$3,136$152,208
316 ($3,642)$496$3,146$149,062
317 ($3,642)$486$3,156$145,906
318 ($3,642)$475$3,167$142,739
319 ($3,642)$465$3,177$139,562
320 ($3,642)$455$3,187$136,375
321 ($3,642)$444$3,198$133,178
322 ($3,642)$434$3,208$129,970
323 ($3,642)$423$3,218$126,751
324 ($3,642)$413$3,229$123,522
Year 28 - 325 ($3,642)$402$3,239$120,283
326 ($3,642)$392$3,250$117,033
327 ($3,642)$381$3,261$113,772
328 ($3,642)$371$3,271$110,501
329 ($3,642)$360$3,282$107,219
330 ($3,642)$349$3,293$103,927
331 ($3,642)$339$3,303$100,623
332 ($3,642)$328$3,314$97,309
333 ($3,642)$317$3,325$93,984
334 ($3,642)$306$3,336$90,649
335 ($3,642)$295$3,347$87,302
336 ($3,642)$284$3,357$83,945
Year 29 - 337 ($3,642)$274$3,368$80,576
338 ($3,642)$263$3,379$77,197
339 ($3,642)$252$3,390$73,806
340 ($3,642)$240$3,401$70,405
341 ($3,642)$229$3,413$66,992
342 ($3,642)$218$3,424$63,569
343 ($3,642)$207$3,435$60,134
344 ($3,642)$196$3,446$56,688
345 ($3,642)$185$3,457$53,231
346 ($3,642)$173$3,468$49,762
347 ($3,642)$162$3,480$46,283
348 ($3,642)$151$3,491$42,791
Year 30 - 349 ($3,642)$139$3,502$39,289
350 ($3,642)$128$3,514$35,775
351 ($3,642)$117$3,525$32,250
352 ($3,642)$105$3,537$28,713
353 ($3,642)$94$3,548$25,164
354 ($3,642)$82$3,560$21,604
355 ($3,642)$70$3,572$18,033
356 ($3,642)$59$3,583$14,450
357 ($3,642)$47$3,595$10,855
358 ($3,642)$35$3,607$7,248
359 ($3,642)$24$3,618$3,630
360 ($3,642)$12$3,630$0
TOTALS$539,893$771,200$1,311,093

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.