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Mortgage Payment Schedule for a $98,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of September 21, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($19,600) may require pre-mortgage insurance


3.83% is current rate for 30-year fixed
3.13% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$367 360 $53,594 $131,994

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,169 or less (zip code: 20149)


NMLS #: 168163 | State Lic #: MC3254
$1,123 /mo
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30 yr fixed mtg, 0 points | APR: 3.561% | Rate: 3.500% | Fees: $1,895 | 30 day rate lock

NMLS #: 1023
$1,140 /mo
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30 yr fixed mtg, 0 points | APR: 3.625% | Rate: 3.625% | Fees: $0 | 45 day rate lock

NMLS #: 790396
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 244476 | State Lic #: MC-5877
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 66247 Cardinal Financial | State Lic #: MC-1825
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.764% | Rate: 3.750% | Fees: $432 | 30 day rate lock

NMLS #: 7706
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $870 | 45 day rate lock

NMLS #: 35959 | State Lic #: MC-2967
$1,499 /mo
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30 yr fixed mtg, 0 points | APR: 6.000% | Rate: 6.000% | Fees: $0 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 67717
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 424182
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

$1,158 /mo
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Next
30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

$1,176 /mo
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Next
30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $98,000
Down Payment $19,600$78,400
Year 1 - 1 ($367)$250$116$78,284
2 ($367)$250$117$78,167
3 ($367)$249$117$78,050
4 ($367)$249$118$77,932
5 ($367)$249$118$77,814
6 ($367)$248$118$77,696
7 ($367)$248$119$77,577
8 ($367)$248$119$77,458
9 ($367)$247$119$77,339
10 ($367)$247$120$77,219
11 ($367)$246$120$77,099
12 ($367)$246$121$76,978
Year 2 - 13 ($367)$246$121$76,857
14 ($367)$245$121$76,736
15 ($367)$245$122$76,614
16 ($367)$245$122$76,492
17 ($367)$244$123$76,369
18 ($367)$244$123$76,247
19 ($367)$243$123$76,123
20 ($367)$243$124$76,000
21 ($367)$243$124$75,875
22 ($367)$242$124$75,751
23 ($367)$242$125$75,626
24 ($367)$241$125$75,501
Year 3 - 25 ($367)$241$126$75,375
26 ($367)$241$126$75,249
27 ($367)$240$126$75,123
28 ($367)$240$127$74,996
29 ($367)$239$127$74,868
30 ($367)$239$128$74,741
31 ($367)$239$128$74,613
32 ($367)$238$129$74,484
33 ($367)$238$129$74,355
34 ($367)$237$129$74,226
35 ($367)$237$130$74,096
36 ($367)$236$130$73,966
Year 4 - 37 ($367)$236$131$73,835
38 ($367)$236$131$73,704
39 ($367)$235$131$73,573
40 ($367)$235$132$73,441
41 ($367)$234$132$73,309
42 ($367)$234$133$73,176
43 ($367)$234$133$73,043
44 ($367)$233$134$72,910
45 ($367)$233$134$72,776
46 ($367)$232$134$72,641
47 ($367)$232$135$72,506
48 ($367)$231$135$72,371
Year 5 - 49 ($367)$231$136$72,236
50 ($367)$231$136$72,099
51 ($367)$230$137$71,963
52 ($367)$230$137$71,826
53 ($367)$229$137$71,689
54 ($367)$229$138$71,551
55 ($367)$228$138$71,412
56 ($367)$228$139$71,274
57 ($367)$227$139$71,135
58 ($367)$227$140$70,995
59 ($367)$227$140$70,855
60 ($367)$226$141$70,714
Year 6 - 61 ($367)$226$141$70,573
62 ($367)$225$141$70,432
63 ($367)$225$142$70,290
64 ($367)$224$142$70,148
65 ($367)$224$143$70,005
66 ($367)$223$143$69,862
67 ($367)$223$144$69,718
68 ($367)$223$144$69,574
69 ($367)$222$145$69,429
70 ($367)$222$145$69,284
71 ($367)$221$146$69,139
72 ($367)$221$146$68,993
Year 7 - 73 ($367)$220$146$68,846
74 ($367)$220$147$68,700
75 ($367)$219$147$68,552
76 ($367)$219$148$68,404
77 ($367)$218$148$68,256
78 ($367)$218$149$68,107
79 ($367)$217$149$67,958
80 ($367)$217$150$67,808
81 ($367)$216$150$67,658
82 ($367)$216$151$67,507
83 ($367)$215$151$67,356
84 ($367)$215$152$67,204
Year 8 - 85 ($367)$214$152$67,052
86 ($367)$214$153$66,900
87 ($367)$214$153$66,746
88 ($367)$213$154$66,593
89 ($367)$213$154$66,439
90 ($367)$212$155$66,284
91 ($367)$212$155$66,129
92 ($367)$211$156$65,973
93 ($367)$211$156$65,817
94 ($367)$210$157$65,661
95 ($367)$210$157$65,504
96 ($367)$209$158$65,346
Year 9 - 97 ($367)$209$158$65,188
98 ($367)$208$159$65,029
99 ($367)$208$159$64,870
100 ($367)$207$160$64,711
101 ($367)$207$160$64,551
102 ($367)$206$161$64,390
103 ($367)$206$161$64,229
104 ($367)$205$162$64,067
105 ($367)$204$162$63,905
106 ($367)$204$163$63,742
107 ($367)$203$163$63,579
108 ($367)$203$164$63,415
Year 10 - 109 ($367)$202$164$63,251
110 ($367)$202$165$63,086
111 ($367)$201$165$62,921
112 ($367)$201$166$62,755
113 ($367)$200$166$62,589
114 ($367)$200$167$62,422
115 ($367)$199$167$62,255
116 ($367)$199$168$62,087
117 ($367)$198$168$61,918
118 ($367)$198$169$61,749
119 ($367)$197$170$61,579
120 ($367)$197$170$61,409
Year 11 - 121 ($367)$196$171$61,239
122 ($367)$195$171$61,068
123 ($367)$195$172$60,896
124 ($367)$194$172$60,723
125 ($367)$194$173$60,551
126 ($367)$193$173$60,377
127 ($367)$193$174$60,203
128 ($367)$192$175$60,029
129 ($367)$192$175$59,854
130 ($367)$191$176$59,678
131 ($367)$190$176$59,502
132 ($367)$190$177$59,325
Year 12 - 133 ($367)$189$177$59,148
134 ($367)$189$178$58,970
135 ($367)$188$178$58,792
136 ($367)$188$179$58,613
137 ($367)$187$180$58,433
138 ($367)$186$180$58,253
139 ($367)$186$181$58,072
140 ($367)$185$181$57,891
141 ($367)$185$182$57,709
142 ($367)$184$182$57,526
143 ($367)$184$183$57,343
144 ($367)$183$184$57,160
Year 13 - 145 ($367)$182$184$56,976
146 ($367)$182$185$56,791
147 ($367)$181$185$56,605
148 ($367)$181$186$56,419
149 ($367)$180$187$56,233
150 ($367)$179$187$56,046
151 ($367)$179$188$55,858
152 ($367)$178$188$55,670
153 ($367)$178$189$55,481
154 ($367)$177$190$55,291
155 ($367)$176$190$55,101
156 ($367)$176$191$54,910
Year 14 - 157 ($367)$175$191$54,719
158 ($367)$175$192$54,527
159 ($367)$174$193$54,334
160 ($367)$173$193$54,141
161 ($367)$173$194$53,947
162 ($367)$172$194$53,752
163 ($367)$172$195$53,557
164 ($367)$171$196$53,362
165 ($367)$170$196$53,165
166 ($367)$170$197$52,968
167 ($367)$169$198$52,771
168 ($367)$168$198$52,572
Year 15 - 169 ($367)$168$199$52,374
170 ($367)$167$199$52,174
171 ($367)$167$200$51,974
172 ($367)$166$201$51,773
173 ($367)$165$201$51,572
174 ($367)$165$202$51,370
175 ($367)$164$203$51,167
176 ($367)$163$203$50,964
177 ($367)$163$204$50,760
178 ($367)$162$205$50,555
179 ($367)$161$205$50,350
180 ($367)$161$206$50,144
Year 16 - 181 ($367)$160$207$49,937
182 ($367)$159$207$49,730
183 ($367)$159$208$49,522
184 ($367)$158$209$49,313
185 ($367)$157$209$49,104
186 ($367)$157$210$48,894
187 ($367)$156$211$48,684
188 ($367)$155$211$48,472
189 ($367)$155$212$48,260
190 ($367)$154$213$48,048
191 ($367)$153$213$47,835
192 ($367)$153$214$47,621
Year 17 - 193 ($367)$152$215$47,406
194 ($367)$151$215$47,191
195 ($367)$151$216$46,975
196 ($367)$150$217$46,758
197 ($367)$149$217$46,540
198 ($367)$149$218$46,322
199 ($367)$148$219$46,103
200 ($367)$147$220$45,884
201 ($367)$146$220$45,664
202 ($367)$146$221$45,443
203 ($367)$145$222$45,221
204 ($367)$144$222$44,999
Year 18 - 205 ($367)$144$223$44,776
206 ($367)$143$224$44,552
207 ($367)$142$224$44,328
208 ($367)$141$225$44,103
209 ($367)$141$226$43,877
210 ($367)$140$227$43,650
211 ($367)$139$227$43,423
212 ($367)$139$228$43,195
213 ($367)$138$229$42,966
214 ($367)$137$230$42,736
215 ($367)$136$230$42,506
216 ($367)$136$231$42,275
Year 19 - 217 ($367)$135$232$42,043
218 ($367)$134$232$41,811
219 ($367)$133$233$41,578
220 ($367)$133$234$41,344
221 ($367)$132$235$41,109
222 ($367)$131$235$40,874
223 ($367)$130$236$40,637
224 ($367)$130$237$40,400
225 ($367)$129$238$40,163
226 ($367)$128$238$39,924
227 ($367)$127$239$39,685
228 ($367)$127$240$39,445
Year 20 - 229 ($367)$126$241$39,204
230 ($367)$125$242$38,963
231 ($367)$124$242$38,721
232 ($367)$124$243$38,477
233 ($367)$123$244$38,234
234 ($367)$122$245$37,989
235 ($367)$121$245$37,744
236 ($367)$120$246$37,497
237 ($367)$120$247$37,250
238 ($367)$119$248$37,003
239 ($367)$118$249$36,754
240 ($367)$117$249$36,505
Year 21 - 241 ($367)$117$250$36,255
242 ($367)$116$251$36,004
243 ($367)$115$252$35,752
244 ($367)$114$253$35,499
245 ($367)$113$253$35,246
246 ($367)$112$254$34,992
247 ($367)$112$255$34,737
248 ($367)$111$256$34,481
249 ($367)$110$257$34,225
250 ($367)$109$257$33,967
251 ($367)$108$258$33,709
252 ($367)$108$259$33,450
Year 22 - 253 ($367)$107$260$33,190
254 ($367)$106$261$32,929
255 ($367)$105$262$32,668
256 ($367)$104$262$32,405
257 ($367)$103$263$32,142
258 ($367)$103$264$31,878
259 ($367)$102$265$31,613
260 ($367)$101$266$31,347
261 ($367)$100$267$31,081
262 ($367)$99$267$30,813
263 ($367)$98$268$30,545
264 ($367)$97$269$30,276
Year 23 - 265 ($367)$97$270$30,006
266 ($367)$96$271$29,735
267 ($367)$95$272$29,463
268 ($367)$94$273$29,191
269 ($367)$93$273$28,917
270 ($367)$92$274$28,643
271 ($367)$91$275$28,367
272 ($367)$91$276$28,091
273 ($367)$90$277$27,814
274 ($367)$89$278$27,536
275 ($367)$88$279$27,258
276 ($367)$87$280$26,978
Year 24 - 277 ($367)$86$281$26,698
278 ($367)$85$281$26,416
279 ($367)$84$282$26,134
280 ($367)$83$283$25,851
281 ($367)$83$284$25,566
282 ($367)$82$285$25,281
283 ($367)$81$286$24,995
284 ($367)$80$287$24,708
285 ($367)$79$288$24,421
286 ($367)$78$289$24,132
287 ($367)$77$290$23,842
288 ($367)$76$291$23,552
Year 25 - 289 ($367)$75$291$23,260
290 ($367)$74$292$22,968
291 ($367)$73$293$22,675
292 ($367)$72$294$22,380
293 ($367)$71$295$22,085
294 ($367)$70$296$21,789
295 ($367)$70$297$21,492
296 ($367)$69$298$21,194
297 ($367)$68$299$20,895
298 ($367)$67$300$20,595
299 ($367)$66$301$20,294
300 ($367)$65$302$19,992
Year 26 - 301 ($367)$64$303$19,689
302 ($367)$63$304$19,385
303 ($367)$62$305$19,081
304 ($367)$61$306$18,775
305 ($367)$60$307$18,468
306 ($367)$59$308$18,160
307 ($367)$58$309$17,852
308 ($367)$57$310$17,542
309 ($367)$56$311$17,231
310 ($367)$55$312$16,920
311 ($367)$54$313$16,607
312 ($367)$53$314$16,293
Year 27 - 313 ($367)$52$315$15,979
314 ($367)$51$316$15,663
315 ($367)$50$317$15,346
316 ($367)$49$318$15,029
317 ($367)$48$319$14,710
318 ($367)$47$320$14,390
319 ($367)$46$321$14,070
320 ($367)$45$322$13,748
321 ($367)$44$323$13,425
322 ($367)$43$324$13,101
323 ($367)$42$325$12,776
324 ($367)$41$326$12,451
Year 28 - 325 ($367)$40$327$12,124
326 ($367)$39$328$11,796
327 ($367)$38$329$11,467
328 ($367)$37$330$11,137
329 ($367)$36$331$10,806
330 ($367)$34$332$10,473
331 ($367)$33$333$10,140
332 ($367)$32$334$9,806
333 ($367)$31$335$9,471
334 ($367)$30$336$9,134
335 ($367)$29$337$8,797
336 ($367)$28$339$8,458
Year 29 - 337 ($367)$27$340$8,118
338 ($367)$26$341$7,778
339 ($367)$25$342$7,436
340 ($367)$24$343$7,093
341 ($367)$23$344$6,749
342 ($367)$22$345$6,404
343 ($367)$20$346$6,058
344 ($367)$19$347$5,710
345 ($367)$18$348$5,362
346 ($367)$17$350$5,012
347 ($367)$16$351$4,662
348 ($367)$15$352$4,310
Year 30 - 349 ($367)$14$353$3,957
350 ($367)$13$354$3,603
351 ($367)$11$355$3,248
352 ($367)$10$356$2,892
353 ($367)$9$357$2,534
354 ($367)$8$359$2,176
355 ($367)$7$360$1,816
356 ($367)$6$361$1,455
357 ($367)$5$362$1,093
358 ($367)$3$363$730
359 ($367)$2$364$365
360 ($367)$1$365$0
TOTALS$53,594$78,400$131,994

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.