« Back to all home prices

Mortgage Payment Schedule for a $98,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of November 16, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($19,600) may require pre-mortgage insurance


3.95% is current rate for 30-year fixed
3.31% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$372 360 $55,533 $133,933

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,186 or less (zip code: 20149)


NMLS #: 1023 | State Lic #: MC-5814
$1,158 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 45 day rate lock

NMLS #: 2890 | State Lic #: MC-3098
$1,158 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.751% | Rate: 3.750% | Fees: $23 | 30 day rate lock

NMLS #: 66247 | State Lic #: MC-1825
$1,158 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.764% | Rate: 3.750% | Fees: $442 | 30 day rate lock

NMLS #: 790396
$1,176 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,176 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 258821
$1,176 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 417490
$1,192 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.997% | Rate: 3.990% | Fees: $210 | 30 day rate lock

NMLS #: 35959 | State Lic #: MC-2967
$1,194 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 227765 | State Lic #: MC-5920
$1,194 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 181005
$1,194 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $870 | 45 day rate lock

NMLS #: 412915
$1,230 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 4.308% | Rate: 4.250% | Fees: $1,710 | 60 day rate lock

$1,248 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 4.374% | Rate: 4.374% | Fees: $0 | 30 day rate lock

NMLS #: 7706
$1,176 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

$1,158 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.758% | Rate: 3.750% | Fees: $259 | 30 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $98,000
Down Payment $19,600$78,400
Year 1 - 1 ($372)$258$114$78,286
2 ($372)$258$114$78,172
3 ($372)$257$115$78,057
4 ($372)$257$115$77,942
5 ($372)$257$115$77,826
6 ($372)$256$116$77,711
7 ($372)$256$116$77,594
8 ($372)$255$117$77,478
9 ($372)$255$117$77,361
10 ($372)$255$117$77,243
11 ($372)$254$118$77,125
12 ($372)$254$118$77,007
Year 2 - 13 ($372)$253$119$76,889
14 ($372)$253$119$76,770
15 ($372)$253$119$76,650
16 ($372)$252$120$76,531
17 ($372)$252$120$76,411
18 ($372)$252$121$76,290
19 ($372)$251$121$76,169
20 ($372)$251$121$76,048
21 ($372)$250$122$75,926
22 ($372)$250$122$75,804
23 ($372)$250$123$75,682
24 ($372)$249$123$75,559
Year 3 - 25 ($372)$249$123$75,435
26 ($372)$248$124$75,312
27 ($372)$248$124$75,187
28 ($372)$247$125$75,063
29 ($372)$247$125$74,938
30 ($372)$247$125$74,813
31 ($372)$246$126$74,687
32 ($372)$246$126$74,561
33 ($372)$245$127$74,434
34 ($372)$245$127$74,307
35 ($372)$245$127$74,180
36 ($372)$244$128$74,052
Year 4 - 37 ($372)$244$128$73,923
38 ($372)$243$129$73,795
39 ($372)$243$129$73,666
40 ($372)$242$130$73,536
41 ($372)$242$130$73,406
42 ($372)$242$130$73,276
43 ($372)$241$131$73,145
44 ($372)$241$131$73,013
45 ($372)$240$132$72,882
46 ($372)$240$132$72,750
47 ($372)$239$133$72,617
48 ($372)$239$133$72,484
Year 5 - 49 ($372)$239$133$72,351
50 ($372)$238$134$72,217
51 ($372)$238$134$72,082
52 ($372)$237$135$71,948
53 ($372)$237$135$71,812
54 ($372)$236$136$71,677
55 ($372)$236$136$71,541
56 ($372)$235$137$71,404
57 ($372)$235$137$71,267
58 ($372)$235$137$71,130
59 ($372)$234$138$70,992
60 ($372)$234$138$70,853
Year 6 - 61 ($372)$233$139$70,715
62 ($372)$233$139$70,575
63 ($372)$232$140$70,436
64 ($372)$232$140$70,295
65 ($372)$231$141$70,155
66 ($372)$231$141$70,014
67 ($372)$230$142$69,872
68 ($372)$230$142$69,730
69 ($372)$230$143$69,588
70 ($372)$229$143$69,445
71 ($372)$229$143$69,301
72 ($372)$228$144$69,157
Year 7 - 73 ($372)$228$144$69,013
74 ($372)$227$145$68,868
75 ($372)$227$145$68,723
76 ($372)$226$146$68,577
77 ($372)$226$146$68,430
78 ($372)$225$147$68,284
79 ($372)$225$147$68,136
80 ($372)$224$148$67,989
81 ($372)$224$148$67,840
82 ($372)$223$149$67,692
83 ($372)$223$149$67,542
84 ($372)$222$150$67,393
Year 8 - 85 ($372)$222$150$67,243
86 ($372)$221$151$67,092
87 ($372)$221$151$66,941
88 ($372)$220$152$66,789
89 ($372)$220$152$66,637
90 ($372)$219$153$66,484
91 ($372)$219$153$66,331
92 ($372)$218$154$66,177
93 ($372)$218$154$66,023
94 ($372)$217$155$65,868
95 ($372)$217$155$65,713
96 ($372)$216$156$65,557
Year 9 - 97 ($372)$216$156$65,401
98 ($372)$215$157$65,244
99 ($372)$215$157$65,087
100 ($372)$214$158$64,929
101 ($372)$214$158$64,771
102 ($372)$213$159$64,612
103 ($372)$213$159$64,453
104 ($372)$212$160$64,293
105 ($372)$212$160$64,132
106 ($372)$211$161$63,972
107 ($372)$211$161$63,810
108 ($372)$210$162$63,648
Year 10 - 109 ($372)$210$163$63,486
110 ($372)$209$163$63,322
111 ($372)$208$164$63,159
112 ($372)$208$164$62,995
113 ($372)$207$165$62,830
114 ($372)$207$165$62,665
115 ($372)$206$166$62,499
116 ($372)$206$166$62,333
117 ($372)$205$167$62,166
118 ($372)$205$167$61,999
119 ($372)$204$168$61,831
120 ($372)$204$169$61,662
Year 11 - 121 ($372)$203$169$61,493
122 ($372)$202$170$61,323
123 ($372)$202$170$61,153
124 ($372)$201$171$60,982
125 ($372)$201$171$60,811
126 ($372)$200$172$60,639
127 ($372)$200$172$60,467
128 ($372)$199$173$60,294
129 ($372)$198$174$60,120
130 ($372)$198$174$59,946
131 ($372)$197$175$59,771
132 ($372)$197$175$59,596
Year 12 - 133 ($372)$196$176$59,420
134 ($372)$196$176$59,244
135 ($372)$195$177$59,067
136 ($372)$194$178$58,889
137 ($372)$194$178$58,711
138 ($372)$193$179$58,532
139 ($372)$193$179$58,353
140 ($372)$192$180$58,173
141 ($372)$191$181$57,992
142 ($372)$191$181$57,811
143 ($372)$190$182$57,629
144 ($372)$190$182$57,447
Year 13 - 145 ($372)$189$183$57,264
146 ($372)$188$184$57,081
147 ($372)$188$184$56,896
148 ($372)$187$185$56,712
149 ($372)$187$185$56,526
150 ($372)$186$186$56,340
151 ($372)$185$187$56,154
152 ($372)$185$187$55,967
153 ($372)$184$188$55,779
154 ($372)$184$188$55,590
155 ($372)$183$189$55,401
156 ($372)$182$190$55,212
Year 14 - 157 ($372)$182$190$55,021
158 ($372)$181$191$54,830
159 ($372)$180$192$54,639
160 ($372)$180$192$54,447
161 ($372)$179$193$54,254
162 ($372)$179$193$54,060
163 ($372)$178$194$53,866
164 ($372)$177$195$53,672
165 ($372)$177$195$53,476
166 ($372)$176$196$53,280
167 ($372)$175$197$53,084
168 ($372)$175$197$52,886
Year 15 - 169 ($372)$174$198$52,688
170 ($372)$173$199$52,490
171 ($372)$173$199$52,290
172 ($372)$172$200$52,090
173 ($372)$171$201$51,890
174 ($372)$171$201$51,689
175 ($372)$170$202$51,487
176 ($372)$169$203$51,284
177 ($372)$169$203$51,081
178 ($372)$168$204$50,877
179 ($372)$167$205$50,673
180 ($372)$167$205$50,467
Year 16 - 181 ($372)$166$206$50,261
182 ($372)$165$207$50,055
183 ($372)$165$207$49,848
184 ($372)$164$208$49,640
185 ($372)$163$209$49,431
186 ($372)$163$209$49,222
187 ($372)$162$210$49,012
188 ($372)$161$211$48,801
189 ($372)$161$211$48,589
190 ($372)$160$212$48,377
191 ($372)$159$213$48,165
192 ($372)$159$213$47,951
Year 17 - 193 ($372)$158$214$47,737
194 ($372)$157$215$47,522
195 ($372)$156$216$47,306
196 ($372)$156$216$47,090
197 ($372)$155$217$46,873
198 ($372)$154$218$46,655
199 ($372)$154$218$46,437
200 ($372)$153$219$46,218
201 ($372)$152$220$45,998
202 ($372)$151$221$45,777
203 ($372)$151$221$45,556
204 ($372)$150$222$45,334
Year 18 - 205 ($372)$149$223$45,111
206 ($372)$148$224$44,887
207 ($372)$148$224$44,663
208 ($372)$147$225$44,438
209 ($372)$146$226$44,212
210 ($372)$146$227$43,986
211 ($372)$145$227$43,758
212 ($372)$144$228$43,530
213 ($372)$143$229$43,302
214 ($372)$143$230$43,072
215 ($372)$142$230$42,842
216 ($372)$141$231$42,611
Year 19 - 217 ($372)$140$232$42,379
218 ($372)$139$233$42,147
219 ($372)$139$233$41,913
220 ($372)$138$234$41,679
221 ($372)$137$235$41,444
222 ($372)$136$236$41,209
223 ($372)$136$236$40,972
224 ($372)$135$237$40,735
225 ($372)$134$238$40,497
226 ($372)$133$239$40,259
227 ($372)$133$240$40,019
228 ($372)$132$240$39,779
Year 20 - 229 ($372)$131$241$39,538
230 ($372)$130$242$39,296
231 ($372)$129$243$39,053
232 ($372)$129$243$38,810
233 ($372)$128$244$38,565
234 ($372)$127$245$38,320
235 ($372)$126$246$38,074
236 ($372)$125$247$37,828
237 ($372)$125$248$37,580
238 ($372)$124$248$37,332
239 ($372)$123$249$37,083
240 ($372)$122$250$36,833
Year 21 - 241 ($372)$121$251$36,582
242 ($372)$120$252$36,330
243 ($372)$120$252$36,078
244 ($372)$119$253$35,824
245 ($372)$118$254$35,570
246 ($372)$117$255$35,315
247 ($372)$116$256$35,060
248 ($372)$115$257$34,803
249 ($372)$115$257$34,545
250 ($372)$114$258$34,287
251 ($372)$113$259$34,028
252 ($372)$112$260$33,768
Year 22 - 253 ($372)$111$261$33,507
254 ($372)$110$262$33,245
255 ($372)$109$263$32,983
256 ($372)$109$263$32,719
257 ($372)$108$264$32,455
258 ($372)$107$265$32,190
259 ($372)$106$266$31,924
260 ($372)$105$267$31,657
261 ($372)$104$268$31,389
262 ($372)$103$269$31,120
263 ($372)$102$270$30,850
264 ($372)$102$270$30,580
Year 23 - 265 ($372)$101$271$30,309
266 ($372)$100$272$30,036
267 ($372)$99$273$29,763
268 ($372)$98$274$29,489
269 ($372)$97$275$29,214
270 ($372)$96$276$28,938
271 ($372)$95$277$28,661
272 ($372)$94$278$28,384
273 ($372)$93$279$28,105
274 ($372)$93$280$27,826
275 ($372)$92$280$27,545
276 ($372)$91$281$27,264
Year 24 - 277 ($372)$90$282$26,982
278 ($372)$89$283$26,698
279 ($372)$88$284$26,414
280 ($372)$87$285$26,129
281 ($372)$86$286$25,843
282 ($372)$85$287$25,556
283 ($372)$84$288$25,268
284 ($372)$83$289$24,979
285 ($372)$82$290$24,690
286 ($372)$81$291$24,399
287 ($372)$80$292$24,107
288 ($372)$79$293$23,814
Year 25 - 289 ($372)$78$294$23,521
290 ($372)$77$295$23,226
291 ($372)$76$296$22,930
292 ($372)$75$297$22,634
293 ($372)$75$298$22,336
294 ($372)$74$299$22,038
295 ($372)$73$299$21,738
296 ($372)$72$300$21,438
297 ($372)$71$301$21,136
298 ($372)$70$302$20,834
299 ($372)$69$303$20,531
300 ($372)$68$304$20,226
Year 26 - 301 ($372)$67$305$19,921
302 ($372)$66$306$19,614
303 ($372)$65$307$19,307
304 ($372)$64$308$18,998
305 ($372)$63$310$18,689
306 ($372)$62$311$18,378
307 ($372)$60$312$18,067
308 ($372)$59$313$17,754
309 ($372)$58$314$17,440
310 ($372)$57$315$17,126
311 ($372)$56$316$16,810
312 ($372)$55$317$16,493
Year 27 - 313 ($372)$54$318$16,176
314 ($372)$53$319$15,857
315 ($372)$52$320$15,537
316 ($372)$51$321$15,216
317 ($372)$50$322$14,894
318 ($372)$49$323$14,571
319 ($372)$48$324$14,247
320 ($372)$47$325$13,922
321 ($372)$46$326$13,596
322 ($372)$45$327$13,268
323 ($372)$44$328$12,940
324 ($372)$43$329$12,611
Year 28 - 325 ($372)$42$331$12,280
326 ($372)$40$332$11,949
327 ($372)$39$333$11,616
328 ($372)$38$334$11,282
329 ($372)$37$335$10,947
330 ($372)$36$336$10,611
331 ($372)$35$337$10,274
332 ($372)$34$338$9,936
333 ($372)$33$339$9,596
334 ($372)$32$340$9,256
335 ($372)$30$342$8,914
336 ($372)$29$343$8,572
Year 29 - 337 ($372)$28$344$8,228
338 ($372)$27$345$7,883
339 ($372)$26$346$7,537
340 ($372)$25$347$7,190
341 ($372)$24$348$6,841
342 ($372)$23$350$6,492
343 ($372)$21$351$6,141
344 ($372)$20$352$5,789
345 ($372)$19$353$5,436
346 ($372)$18$354$5,082
347 ($372)$17$355$4,727
348 ($372)$16$356$4,370
Year 30 - 349 ($372)$14$358$4,013
350 ($372)$13$359$3,654
351 ($372)$12$360$3,294
352 ($372)$11$361$2,933
353 ($372)$10$362$2,570
354 ($372)$8$364$2,207
355 ($372)$7$365$1,842
356 ($372)$6$366$1,476
357 ($372)$5$367$1,109
358 ($372)$4$368$740
359 ($372)$2$370$371
360 ($372)$1$371$0
TOTALS$55,533$78,400$133,933

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.