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Mortgage Payment Schedule for a $980,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of September 21, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($196,000) may require pre-mortgage insurance


3.83% is current rate for 30-year fixed
3.13% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$3,667 360 $535,943 $1,319,943

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,169 or less (zip code: 20149)


NMLS #: 1838 | State Lic #: MC-4344
$1,140 /mo
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30 yr fixed mtg, 0 points | APR: 3.646% | Rate: 3.625% | Fees: $650 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 244476 | State Lic #: MC-5877
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 66247 Cardinal Financial | State Lic #: MC-1825
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.772% | Rate: 3.750% | Fees: $675 | 30 day rate lock

NMLS #: 898791
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.802% | Rate: 3.750% | Fees: $1,595 | 60 day rate lock

NMLS #: 790396
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 67717
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $870 | 45 day rate lock

NMLS #: 7706
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

$1,230 /mo
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30 yr fixed mtg, 0 points | APR: 4.250% | Rate: 4.250% | Fees: $5 | 30 day rate lock

$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $980,000
Down Payment $196,000$784,000
Year 1 - 1 ($3,667)$2,502$1,164$782,836
2 ($3,667)$2,499$1,168$781,668
3 ($3,667)$2,495$1,172$780,496
4 ($3,667)$2,491$1,175$779,321
5 ($3,667)$2,487$1,179$778,142
6 ($3,667)$2,484$1,183$776,959
7 ($3,667)$2,480$1,187$775,772
8 ($3,667)$2,476$1,191$774,581
9 ($3,667)$2,472$1,194$773,387
10 ($3,667)$2,468$1,198$772,189
11 ($3,667)$2,465$1,202$770,987
12 ($3,667)$2,461$1,206$769,781
Year 2 - 13 ($3,667)$2,457$1,210$768,572
14 ($3,667)$2,453$1,213$767,358
15 ($3,667)$2,449$1,217$766,141
16 ($3,667)$2,445$1,221$764,920
17 ($3,667)$2,441$1,225$763,694
18 ($3,667)$2,437$1,229$762,465
19 ($3,667)$2,434$1,233$761,232
20 ($3,667)$2,430$1,237$759,995
21 ($3,667)$2,426$1,241$758,755
22 ($3,667)$2,422$1,245$757,510
23 ($3,667)$2,418$1,249$756,261
24 ($3,667)$2,414$1,253$755,008
Year 3 - 25 ($3,667)$2,410$1,257$753,751
26 ($3,667)$2,406$1,261$752,491
27 ($3,667)$2,402$1,265$751,226
28 ($3,667)$2,398$1,269$749,957
29 ($3,667)$2,394$1,273$748,684
30 ($3,667)$2,390$1,277$747,407
31 ($3,667)$2,385$1,281$746,126
32 ($3,667)$2,381$1,285$744,841
33 ($3,667)$2,377$1,289$743,552
34 ($3,667)$2,373$1,293$742,258
35 ($3,667)$2,369$1,297$740,961
36 ($3,667)$2,365$1,302$739,659
Year 4 - 37 ($3,667)$2,361$1,306$738,354
38 ($3,667)$2,357$1,310$737,044
39 ($3,667)$2,352$1,314$735,730
40 ($3,667)$2,348$1,318$734,411
41 ($3,667)$2,344$1,323$733,089
42 ($3,667)$2,340$1,327$731,762
43 ($3,667)$2,336$1,331$730,431
44 ($3,667)$2,331$1,335$729,096
45 ($3,667)$2,327$1,339$727,756
46 ($3,667)$2,323$1,344$726,413
47 ($3,667)$2,318$1,348$725,065
48 ($3,667)$2,314$1,352$723,712
Year 5 - 49 ($3,667)$2,310$1,357$722,356
50 ($3,667)$2,306$1,361$720,995
51 ($3,667)$2,301$1,365$719,629
52 ($3,667)$2,297$1,370$718,260
53 ($3,667)$2,292$1,374$716,885
54 ($3,667)$2,288$1,378$715,507
55 ($3,667)$2,284$1,383$714,124
56 ($3,667)$2,279$1,387$712,737
57 ($3,667)$2,275$1,392$711,345
58 ($3,667)$2,270$1,396$709,949
59 ($3,667)$2,266$1,401$708,549
60 ($3,667)$2,261$1,405$707,143
Year 6 - 61 ($3,667)$2,257$1,410$705,734
62 ($3,667)$2,252$1,414$704,320
63 ($3,667)$2,248$1,419$702,901
64 ($3,667)$2,243$1,423$701,478
65 ($3,667)$2,239$1,428$700,051
66 ($3,667)$2,234$1,432$698,618
67 ($3,667)$2,230$1,437$697,182
68 ($3,667)$2,225$1,441$695,740
69 ($3,667)$2,221$1,446$694,294
70 ($3,667)$2,216$1,451$692,844
71 ($3,667)$2,211$1,455$691,389
72 ($3,667)$2,207$1,460$689,929
Year 7 - 73 ($3,667)$2,202$1,464$688,464
74 ($3,667)$2,197$1,469$686,995
75 ($3,667)$2,193$1,474$685,521
76 ($3,667)$2,188$1,479$684,043
77 ($3,667)$2,183$1,483$682,560
78 ($3,667)$2,179$1,488$681,072
79 ($3,667)$2,174$1,493$679,579
80 ($3,667)$2,169$1,498$678,081
81 ($3,667)$2,164$1,502$676,579
82 ($3,667)$2,159$1,507$675,072
83 ($3,667)$2,155$1,512$673,560
84 ($3,667)$2,150$1,517$672,043
Year 8 - 85 ($3,667)$2,145$1,522$670,522
86 ($3,667)$2,140$1,526$668,995
87 ($3,667)$2,135$1,531$667,464
88 ($3,667)$2,130$1,536$665,928
89 ($3,667)$2,125$1,541$664,387
90 ($3,667)$2,121$1,546$662,841
91 ($3,667)$2,116$1,551$661,290
92 ($3,667)$2,111$1,556$659,734
93 ($3,667)$2,106$1,561$658,173
94 ($3,667)$2,101$1,566$656,607
95 ($3,667)$2,096$1,571$655,036
96 ($3,667)$2,091$1,576$653,460
Year 9 - 97 ($3,667)$2,086$1,581$651,880
98 ($3,667)$2,081$1,586$650,294
99 ($3,667)$2,076$1,591$648,703
100 ($3,667)$2,070$1,596$647,107
101 ($3,667)$2,065$1,601$645,505
102 ($3,667)$2,060$1,606$643,899
103 ($3,667)$2,055$1,611$642,288
104 ($3,667)$2,050$1,617$640,671
105 ($3,667)$2,045$1,622$639,050
106 ($3,667)$2,040$1,627$637,423
107 ($3,667)$2,034$1,632$635,791
108 ($3,667)$2,029$1,637$634,153
Year 10 - 109 ($3,667)$2,024$1,643$632,511
110 ($3,667)$2,019$1,648$630,863
111 ($3,667)$2,014$1,653$629,210
112 ($3,667)$2,008$1,658$627,552
113 ($3,667)$2,003$1,664$625,888
114 ($3,667)$1,998$1,669$624,219
115 ($3,667)$1,992$1,674$622,545
116 ($3,667)$1,987$1,680$620,866
117 ($3,667)$1,982$1,685$619,181
118 ($3,667)$1,976$1,690$617,490
119 ($3,667)$1,971$1,696$615,795
120 ($3,667)$1,965$1,701$614,094
Year 11 - 121 ($3,667)$1,960$1,707$612,387
122 ($3,667)$1,955$1,712$610,675
123 ($3,667)$1,949$1,717$608,958
124 ($3,667)$1,944$1,723$607,235
125 ($3,667)$1,938$1,728$605,506
126 ($3,667)$1,933$1,734$603,772
127 ($3,667)$1,927$1,739$602,033
128 ($3,667)$1,921$1,745$600,288
129 ($3,667)$1,916$1,751$598,537
130 ($3,667)$1,910$1,756$596,781
131 ($3,667)$1,905$1,762$595,019
132 ($3,667)$1,899$1,767$593,252
Year 12 - 133 ($3,667)$1,893$1,773$591,479
134 ($3,667)$1,888$1,779$589,700
135 ($3,667)$1,882$1,784$587,916
136 ($3,667)$1,876$1,790$586,126
137 ($3,667)$1,871$1,796$584,330
138 ($3,667)$1,865$1,802$582,528
139 ($3,667)$1,859$1,807$580,721
140 ($3,667)$1,853$1,813$578,908
141 ($3,667)$1,848$1,819$577,089
142 ($3,667)$1,842$1,825$575,265
143 ($3,667)$1,836$1,830$573,434
144 ($3,667)$1,830$1,836$571,598
Year 13 - 145 ($3,667)$1,824$1,842$569,756
146 ($3,667)$1,818$1,848$567,908
147 ($3,667)$1,813$1,854$566,054
148 ($3,667)$1,807$1,860$564,194
149 ($3,667)$1,801$1,866$562,328
150 ($3,667)$1,795$1,872$560,456
151 ($3,667)$1,789$1,878$558,579
152 ($3,667)$1,783$1,884$556,695
153 ($3,667)$1,777$1,890$554,805
154 ($3,667)$1,771$1,896$552,910
155 ($3,667)$1,765$1,902$551,008
156 ($3,667)$1,759$1,908$549,100
Year 14 - 157 ($3,667)$1,753$1,914$547,186
158 ($3,667)$1,746$1,920$545,266
159 ($3,667)$1,740$1,926$543,340
160 ($3,667)$1,734$1,932$541,407
161 ($3,667)$1,728$1,939$539,469
162 ($3,667)$1,722$1,945$537,524
163 ($3,667)$1,716$1,951$535,573
164 ($3,667)$1,709$1,957$533,616
165 ($3,667)$1,703$1,963$531,653
166 ($3,667)$1,697$1,970$529,683
167 ($3,667)$1,691$1,976$527,707
168 ($3,667)$1,684$1,982$525,725
Year 15 - 169 ($3,667)$1,678$1,989$523,736
170 ($3,667)$1,672$1,995$521,741
171 ($3,667)$1,665$2,001$519,740
172 ($3,667)$1,659$2,008$517,732
173 ($3,667)$1,652$2,014$515,718
174 ($3,667)$1,646$2,021$513,698
175 ($3,667)$1,640$2,027$511,671
176 ($3,667)$1,633$2,033$509,637
177 ($3,667)$1,627$2,040$507,597
178 ($3,667)$1,620$2,046$505,551
179 ($3,667)$1,614$2,053$503,498
180 ($3,667)$1,607$2,060$501,439
Year 16 - 181 ($3,667)$1,600$2,066$499,372
182 ($3,667)$1,594$2,073$497,300
183 ($3,667)$1,587$2,079$495,221
184 ($3,667)$1,581$2,086$493,135
185 ($3,667)$1,574$2,093$491,042
186 ($3,667)$1,567$2,099$488,943
187 ($3,667)$1,561$2,106$486,837
188 ($3,667)$1,554$2,113$484,724
189 ($3,667)$1,547$2,119$482,605
190 ($3,667)$1,540$2,126$480,478
191 ($3,667)$1,534$2,133$478,345
192 ($3,667)$1,527$2,140$476,206
Year 17 - 193 ($3,667)$1,520$2,147$474,059
194 ($3,667)$1,513$2,153$471,906
195 ($3,667)$1,506$2,160$469,745
196 ($3,667)$1,499$2,167$467,578
197 ($3,667)$1,492$2,174$465,404
198 ($3,667)$1,485$2,181$463,223
199 ($3,667)$1,478$2,188$461,035
200 ($3,667)$1,471$2,195$458,840
201 ($3,667)$1,464$2,202$456,638
202 ($3,667)$1,457$2,209$454,429
203 ($3,667)$1,450$2,216$452,212
204 ($3,667)$1,443$2,223$449,989
Year 18 - 205 ($3,667)$1,436$2,230$447,759
206 ($3,667)$1,429$2,237$445,522
207 ($3,667)$1,422$2,245$443,277
208 ($3,667)$1,415$2,252$441,025
209 ($3,667)$1,408$2,259$438,766
210 ($3,667)$1,400$2,266$436,500
211 ($3,667)$1,393$2,273$434,227
212 ($3,667)$1,386$2,281$431,946
213 ($3,667)$1,379$2,288$429,658
214 ($3,667)$1,371$2,295$427,363
215 ($3,667)$1,364$2,303$425,061
216 ($3,667)$1,357$2,310$422,751
Year 19 - 217 ($3,667)$1,349$2,317$420,434
218 ($3,667)$1,342$2,325$418,109
219 ($3,667)$1,334$2,332$415,777
220 ($3,667)$1,327$2,339$413,438
221 ($3,667)$1,320$2,347$411,091
222 ($3,667)$1,312$2,354$408,736
223 ($3,667)$1,305$2,362$406,374
224 ($3,667)$1,297$2,369$404,005
225 ($3,667)$1,289$2,377$401,628
226 ($3,667)$1,282$2,385$399,243
227 ($3,667)$1,274$2,392$396,851
228 ($3,667)$1,267$2,400$394,451
Year 20 - 229 ($3,667)$1,259$2,408$392,043
230 ($3,667)$1,251$2,415$389,628
231 ($3,667)$1,244$2,423$387,205
232 ($3,667)$1,236$2,431$384,774
233 ($3,667)$1,228$2,438$382,336
234 ($3,667)$1,220$2,446$379,890
235 ($3,667)$1,212$2,454$377,436
236 ($3,667)$1,205$2,462$374,974
237 ($3,667)$1,197$2,470$372,504
238 ($3,667)$1,189$2,478$370,027
239 ($3,667)$1,181$2,486$367,541
240 ($3,667)$1,173$2,493$365,048
Year 21 - 241 ($3,667)$1,165$2,501$362,546
242 ($3,667)$1,157$2,509$360,037
243 ($3,667)$1,149$2,517$357,519
244 ($3,667)$1,141$2,525$354,994
245 ($3,667)$1,133$2,533$352,461
246 ($3,667)$1,125$2,542$349,919
247 ($3,667)$1,117$2,550$347,369
248 ($3,667)$1,109$2,558$344,811
249 ($3,667)$1,101$2,566$342,245
250 ($3,667)$1,092$2,574$339,671
251 ($3,667)$1,084$2,582$337,089
252 ($3,667)$1,076$2,591$334,498
Year 22 - 253 ($3,667)$1,068$2,599$331,899
254 ($3,667)$1,059$2,607$329,292
255 ($3,667)$1,051$2,616$326,677
256 ($3,667)$1,043$2,624$324,053
257 ($3,667)$1,034$2,632$321,421
258 ($3,667)$1,026$2,641$318,780
259 ($3,667)$1,017$2,649$316,131
260 ($3,667)$1,009$2,658$313,473
261 ($3,667)$1,001$2,666$310,807
262 ($3,667)$992$2,675$308,133
263 ($3,667)$983$2,683$305,450
264 ($3,667)$975$2,692$302,758
Year 23 - 265 ($3,667)$966$2,700$300,058
266 ($3,667)$958$2,709$297,349
267 ($3,667)$949$2,717$294,632
268 ($3,667)$940$2,726$291,906
269 ($3,667)$932$2,735$289,171
270 ($3,667)$923$2,744$286,427
271 ($3,667)$914$2,752$283,675
272 ($3,667)$905$2,761$280,914
273 ($3,667)$897$2,770$278,144
274 ($3,667)$888$2,779$275,365
275 ($3,667)$879$2,788$272,577
276 ($3,667)$870$2,797$269,781
Year 24 - 277 ($3,667)$861$2,805$266,975
278 ($3,667)$852$2,814$264,161
279 ($3,667)$843$2,823$261,338
280 ($3,667)$834$2,832$258,505
281 ($3,667)$825$2,841$255,664
282 ($3,667)$816$2,851$252,813
283 ($3,667)$807$2,860$249,954
284 ($3,667)$798$2,869$247,085
285 ($3,667)$789$2,878$244,207
286 ($3,667)$779$2,887$241,320
287 ($3,667)$770$2,896$238,424
288 ($3,667)$761$2,906$235,518
Year 25 - 289 ($3,667)$752$2,915$232,603
290 ($3,667)$742$2,924$229,679
291 ($3,667)$733$2,933$226,746
292 ($3,667)$724$2,943$223,803
293 ($3,667)$714$2,952$220,851
294 ($3,667)$705$2,962$217,889
295 ($3,667)$695$2,971$214,918
296 ($3,667)$686$2,981$211,937
297 ($3,667)$676$2,990$208,947
298 ($3,667)$667$3,000$205,948
299 ($3,667)$657$3,009$202,938
300 ($3,667)$648$3,019$199,920
Year 26 - 301 ($3,667)$638$3,028$196,891
302 ($3,667)$628$3,038$193,853
303 ($3,667)$619$3,048$190,805
304 ($3,667)$609$3,058$187,748
305 ($3,667)$599$3,067$184,681
306 ($3,667)$589$3,077$181,603
307 ($3,667)$580$3,087$178,517
308 ($3,667)$570$3,097$175,420
309 ($3,667)$560$3,107$172,313
310 ($3,667)$550$3,117$169,197
311 ($3,667)$540$3,126$166,070
312 ($3,667)$530$3,136$162,934
Year 27 - 313 ($3,667)$520$3,146$159,787
314 ($3,667)$510$3,157$156,631
315 ($3,667)$500$3,167$153,464
316 ($3,667)$490$3,177$150,287
317 ($3,667)$480$3,187$147,101
318 ($3,667)$469$3,197$143,904
319 ($3,667)$459$3,207$140,696
320 ($3,667)$449$3,217$137,479
321 ($3,667)$439$3,228$134,251
322 ($3,667)$428$3,238$131,013
323 ($3,667)$418$3,248$127,765
324 ($3,667)$408$3,259$124,506
Year 28 - 325 ($3,667)$397$3,269$121,237
326 ($3,667)$387$3,280$117,957
327 ($3,667)$376$3,290$114,667
328 ($3,667)$366$3,301$111,367
329 ($3,667)$355$3,311$108,056
330 ($3,667)$345$3,322$104,734
331 ($3,667)$334$3,332$101,402
332 ($3,667)$324$3,343$98,059
333 ($3,667)$313$3,354$94,706
334 ($3,667)$302$3,364$91,341
335 ($3,667)$292$3,375$87,966
336 ($3,667)$281$3,386$84,581
Year 29 - 337 ($3,667)$270$3,397$81,184
338 ($3,667)$259$3,407$77,777
339 ($3,667)$248$3,418$74,358
340 ($3,667)$237$3,429$70,929
341 ($3,667)$226$3,440$67,489
342 ($3,667)$215$3,451$64,038
343 ($3,667)$204$3,462$60,576
344 ($3,667)$193$3,473$57,103
345 ($3,667)$182$3,484$53,618
346 ($3,667)$171$3,495$50,123
347 ($3,667)$160$3,507$46,616
348 ($3,667)$149$3,518$43,099
Year 30 - 349 ($3,667)$138$3,529$39,570
350 ($3,667)$126$3,540$36,030
351 ($3,667)$115$3,552$32,478
352 ($3,667)$104$3,563$28,915
353 ($3,667)$92$3,574$25,341
354 ($3,667)$81$3,586$21,755
355 ($3,667)$69$3,597$18,158
356 ($3,667)$58$3,609$14,550
357 ($3,667)$46$3,620$10,930
358 ($3,667)$35$3,632$7,298
359 ($3,667)$23$3,643$3,655
360 ($3,667)$12$3,655$0
TOTALS$535,943$784,000$1,319,943

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.