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Mortgage Payment Schedule for a $980,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of January 18, 2018. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($196,000) may require pre-mortgage insurance


4.04% is current rate for 30-year fixed
3.49% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$3,761 360 $569,974 $1,353,974

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,199 or less (zip code: 20149)


NMLS #: 66247 | State Lic #: MC-1825
$1,192 /mo
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30 yr fixed mtg, 0 points | APR: 4.010% | Rate: 3.990% | Fees: $592 | 30 day rate lock

NMLS #: 40508 | State Lic #: MC-2840
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $885 | 30 day rate lock

NMLS #: 790396
$1,212 /mo
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30 yr fixed mtg, 0 points | APR: 4.125% | Rate: 4.125% | Fees: $0 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,212 /mo
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30 yr fixed mtg, 0 points | APR: 4.125% | Rate: 4.125% | Fees: $0 | 30 day rate lock

NMLS #: 7706
$1,212 /mo
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30 yr fixed mtg, 0 points | APR: 4.125% | Rate: 4.125% | Fees: $0 | 30 day rate lock

NMLS #: 181005
$1,230 /mo
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30 yr fixed mtg, 0 points | APR: 4.279% | Rate: 4.250% | Fees: $865 | 45 day rate lock

NMLS #: 2925 | State Lic #: MC-1875
$1,265 /mo
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30 yr fixed mtg, 0 points | APR: 4.500% | Rate: 4.490% | Fees: $299 | 45 day rate lock

NMLS #: 3030
$1,304 /mo
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30 yr fixed mtg, 0 points | APR: 4.764% | Rate: 4.750% | Fees: $400 | 30 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $980,000
Down Payment $196,000$784,000
Year 1 - 1 ($3,761)$2,639$1,122$782,878
2 ($3,761)$2,636$1,125$781,753
3 ($3,761)$2,632$1,129$780,624
4 ($3,761)$2,628$1,133$779,491
5 ($3,761)$2,624$1,137$778,354
6 ($3,761)$2,620$1,141$777,214
7 ($3,761)$2,617$1,144$776,069
8 ($3,761)$2,613$1,148$774,921
9 ($3,761)$2,609$1,152$773,769
10 ($3,761)$2,605$1,156$772,613
11 ($3,761)$2,601$1,160$771,453
12 ($3,761)$2,597$1,164$770,289
Year 2 - 13 ($3,761)$2,593$1,168$769,121
14 ($3,761)$2,589$1,172$767,950
15 ($3,761)$2,585$1,176$766,774
16 ($3,761)$2,581$1,180$765,595
17 ($3,761)$2,578$1,184$764,411
18 ($3,761)$2,574$1,188$763,223
19 ($3,761)$2,570$1,192$762,032
20 ($3,761)$2,566$1,196$760,836
21 ($3,761)$2,561$1,200$759,637
22 ($3,761)$2,557$1,204$758,433
23 ($3,761)$2,553$1,208$757,226
24 ($3,761)$2,549$1,212$756,014
Year 3 - 25 ($3,761)$2,545$1,216$754,798
26 ($3,761)$2,541$1,220$753,578
27 ($3,761)$2,537$1,224$752,354
28 ($3,761)$2,533$1,228$751,126
29 ($3,761)$2,529$1,232$749,894
30 ($3,761)$2,525$1,236$748,658
31 ($3,761)$2,520$1,241$747,417
32 ($3,761)$2,516$1,245$746,172
33 ($3,761)$2,512$1,249$744,923
34 ($3,761)$2,508$1,253$743,670
35 ($3,761)$2,504$1,257$742,413
36 ($3,761)$2,499$1,262$741,151
Year 4 - 37 ($3,761)$2,495$1,266$739,885
38 ($3,761)$2,491$1,270$738,615
39 ($3,761)$2,487$1,274$737,341
40 ($3,761)$2,482$1,279$736,062
41 ($3,761)$2,478$1,283$734,779
42 ($3,761)$2,474$1,287$733,492
43 ($3,761)$2,469$1,292$732,200
44 ($3,761)$2,465$1,296$730,904
45 ($3,761)$2,461$1,300$729,604
46 ($3,761)$2,456$1,305$728,299
47 ($3,761)$2,452$1,309$726,990
48 ($3,761)$2,448$1,314$725,677
Year 5 - 49 ($3,761)$2,443$1,318$724,359
50 ($3,761)$2,439$1,322$723,037
51 ($3,761)$2,434$1,327$721,710
52 ($3,761)$2,430$1,331$720,378
53 ($3,761)$2,425$1,336$719,043
54 ($3,761)$2,421$1,340$717,702
55 ($3,761)$2,416$1,345$716,358
56 ($3,761)$2,412$1,349$715,008
57 ($3,761)$2,407$1,354$713,655
58 ($3,761)$2,403$1,358$712,296
59 ($3,761)$2,398$1,363$710,933
60 ($3,761)$2,393$1,368$709,566
Year 6 - 61 ($3,761)$2,389$1,372$708,193
62 ($3,761)$2,384$1,377$706,817
63 ($3,761)$2,380$1,381$705,435
64 ($3,761)$2,375$1,386$704,049
65 ($3,761)$2,370$1,391$702,658
66 ($3,761)$2,366$1,395$701,263
67 ($3,761)$2,361$1,400$699,863
68 ($3,761)$2,356$1,405$698,458
69 ($3,761)$2,351$1,410$697,048
70 ($3,761)$2,347$1,414$695,634
71 ($3,761)$2,342$1,419$694,215
72 ($3,761)$2,337$1,424$692,791
Year 7 - 73 ($3,761)$2,332$1,429$691,363
74 ($3,761)$2,328$1,433$689,929
75 ($3,761)$2,323$1,438$688,491
76 ($3,761)$2,318$1,443$687,048
77 ($3,761)$2,313$1,448$685,600
78 ($3,761)$2,308$1,453$684,147
79 ($3,761)$2,303$1,458$682,689
80 ($3,761)$2,298$1,463$681,227
81 ($3,761)$2,293$1,468$679,759
82 ($3,761)$2,289$1,473$678,286
83 ($3,761)$2,284$1,477$676,809
84 ($3,761)$2,279$1,482$675,327
Year 8 - 85 ($3,761)$2,274$1,487$673,839
86 ($3,761)$2,269$1,492$672,347
87 ($3,761)$2,264$1,497$670,849
88 ($3,761)$2,259$1,503$669,347
89 ($3,761)$2,253$1,508$667,839
90 ($3,761)$2,248$1,513$666,326
91 ($3,761)$2,243$1,518$664,809
92 ($3,761)$2,238$1,523$663,286
93 ($3,761)$2,233$1,528$661,758
94 ($3,761)$2,228$1,533$660,225
95 ($3,761)$2,223$1,538$658,686
96 ($3,761)$2,218$1,543$657,143
Year 9 - 97 ($3,761)$2,212$1,549$655,594
98 ($3,761)$2,207$1,554$654,040
99 ($3,761)$2,202$1,559$652,481
100 ($3,761)$2,197$1,564$650,917
101 ($3,761)$2,191$1,570$649,347
102 ($3,761)$2,186$1,575$647,773
103 ($3,761)$2,181$1,580$646,192
104 ($3,761)$2,176$1,586$644,607
105 ($3,761)$2,170$1,591$643,016
106 ($3,761)$2,165$1,596$641,420
107 ($3,761)$2,159$1,602$639,818
108 ($3,761)$2,154$1,607$638,211
Year 10 - 109 ($3,761)$2,149$1,612$636,599
110 ($3,761)$2,143$1,618$634,981
111 ($3,761)$2,138$1,623$633,358
112 ($3,761)$2,132$1,629$631,729
113 ($3,761)$2,127$1,634$630,095
114 ($3,761)$2,121$1,640$628,455
115 ($3,761)$2,116$1,645$626,810
116 ($3,761)$2,110$1,651$625,159
117 ($3,761)$2,105$1,656$623,503
118 ($3,761)$2,099$1,662$621,841
119 ($3,761)$2,094$1,668$620,173
120 ($3,761)$2,088$1,673$618,500
Year 11 - 121 ($3,761)$2,082$1,679$616,821
122 ($3,761)$2,077$1,684$615,137
123 ($3,761)$2,071$1,690$613,447
124 ($3,761)$2,065$1,696$611,751
125 ($3,761)$2,060$1,701$610,050
126 ($3,761)$2,054$1,707$608,342
127 ($3,761)$2,048$1,713$606,629
128 ($3,761)$2,042$1,719$604,911
129 ($3,761)$2,037$1,725$603,186
130 ($3,761)$2,031$1,730$601,456
131 ($3,761)$2,025$1,736$599,720
132 ($3,761)$2,019$1,742$597,978
Year 12 - 133 ($3,761)$2,013$1,748$596,230
134 ($3,761)$2,007$1,754$594,476
135 ($3,761)$2,001$1,760$592,717
136 ($3,761)$1,995$1,766$590,951
137 ($3,761)$1,990$1,772$589,180
138 ($3,761)$1,984$1,777$587,402
139 ($3,761)$1,978$1,783$585,619
140 ($3,761)$1,972$1,789$583,829
141 ($3,761)$1,966$1,795$582,034
142 ($3,761)$1,960$1,802$580,232
143 ($3,761)$1,953$1,808$578,425
144 ($3,761)$1,947$1,814$576,611
Year 13 - 145 ($3,761)$1,941$1,820$574,791
146 ($3,761)$1,935$1,826$572,965
147 ($3,761)$1,929$1,832$571,133
148 ($3,761)$1,923$1,838$569,295
149 ($3,761)$1,917$1,844$567,450
150 ($3,761)$1,910$1,851$565,600
151 ($3,761)$1,904$1,857$563,743
152 ($3,761)$1,898$1,863$561,880
153 ($3,761)$1,892$1,869$560,011
154 ($3,761)$1,885$1,876$558,135
155 ($3,761)$1,879$1,882$556,253
156 ($3,761)$1,873$1,888$554,365
Year 14 - 157 ($3,761)$1,866$1,895$552,470
158 ($3,761)$1,860$1,901$550,569
159 ($3,761)$1,854$1,907$548,661
160 ($3,761)$1,847$1,914$546,747
161 ($3,761)$1,841$1,920$544,827
162 ($3,761)$1,834$1,927$542,900
163 ($3,761)$1,828$1,933$540,967
164 ($3,761)$1,821$1,940$539,027
165 ($3,761)$1,815$1,946$537,081
166 ($3,761)$1,808$1,953$535,128
167 ($3,761)$1,802$1,959$533,169
168 ($3,761)$1,795$1,966$531,203
Year 15 - 169 ($3,761)$1,788$1,973$529,230
170 ($3,761)$1,782$1,979$527,251
171 ($3,761)$1,775$1,986$525,265
172 ($3,761)$1,768$1,993$523,272
173 ($3,761)$1,762$1,999$521,273
174 ($3,761)$1,755$2,006$519,267
175 ($3,761)$1,748$2,013$517,254
176 ($3,761)$1,741$2,020$515,234
177 ($3,761)$1,735$2,026$513,208
178 ($3,761)$1,728$2,033$511,175
179 ($3,761)$1,721$2,040$509,134
180 ($3,761)$1,714$2,047$507,088
Year 16 - 181 ($3,761)$1,707$2,054$505,034
182 ($3,761)$1,700$2,061$502,973
183 ($3,761)$1,693$2,068$500,905
184 ($3,761)$1,686$2,075$498,831
185 ($3,761)$1,679$2,082$496,749
186 ($3,761)$1,672$2,089$494,660
187 ($3,761)$1,665$2,096$492,565
188 ($3,761)$1,658$2,103$490,462
189 ($3,761)$1,651$2,110$488,352
190 ($3,761)$1,644$2,117$486,235
191 ($3,761)$1,637$2,124$484,111
192 ($3,761)$1,630$2,131$481,980
Year 17 - 193 ($3,761)$1,623$2,138$479,842
194 ($3,761)$1,615$2,146$477,696
195 ($3,761)$1,608$2,153$475,543
196 ($3,761)$1,601$2,160$473,383
197 ($3,761)$1,594$2,167$471,216
198 ($3,761)$1,586$2,175$469,041
199 ($3,761)$1,579$2,182$466,859
200 ($3,761)$1,572$2,189$464,670
201 ($3,761)$1,564$2,197$462,473
202 ($3,761)$1,557$2,204$460,269
203 ($3,761)$1,550$2,211$458,058
204 ($3,761)$1,542$2,219$455,839
Year 18 - 205 ($3,761)$1,535$2,226$453,613
206 ($3,761)$1,527$2,234$451,379
207 ($3,761)$1,520$2,241$449,137
208 ($3,761)$1,512$2,249$446,888
209 ($3,761)$1,505$2,257$444,632
210 ($3,761)$1,497$2,264$442,368
211 ($3,761)$1,489$2,272$440,096
212 ($3,761)$1,482$2,279$437,817
213 ($3,761)$1,474$2,287$435,530
214 ($3,761)$1,466$2,295$433,235
215 ($3,761)$1,459$2,302$430,932
216 ($3,761)$1,451$2,310$428,622
Year 19 - 217 ($3,761)$1,443$2,318$426,304
218 ($3,761)$1,435$2,326$423,978
219 ($3,761)$1,427$2,334$421,645
220 ($3,761)$1,420$2,342$419,303
221 ($3,761)$1,412$2,349$416,954
222 ($3,761)$1,404$2,357$414,596
223 ($3,761)$1,396$2,365$412,231
224 ($3,761)$1,388$2,373$409,858
225 ($3,761)$1,380$2,381$407,477
226 ($3,761)$1,372$2,389$405,088
227 ($3,761)$1,364$2,397$402,690
228 ($3,761)$1,356$2,405$400,285
Year 20 - 229 ($3,761)$1,348$2,413$397,872
230 ($3,761)$1,340$2,422$395,450
231 ($3,761)$1,331$2,430$393,020
232 ($3,761)$1,323$2,438$390,583
233 ($3,761)$1,315$2,446$388,136
234 ($3,761)$1,307$2,454$385,682
235 ($3,761)$1,298$2,463$383,220
236 ($3,761)$1,290$2,471$380,749
237 ($3,761)$1,282$2,479$378,270
238 ($3,761)$1,274$2,488$375,782
239 ($3,761)$1,265$2,496$373,286
240 ($3,761)$1,257$2,504$370,782
Year 21 - 241 ($3,761)$1,248$2,513$368,269
242 ($3,761)$1,240$2,521$365,748
243 ($3,761)$1,231$2,530$363,218
244 ($3,761)$1,223$2,538$360,680
245 ($3,761)$1,214$2,547$358,133
246 ($3,761)$1,206$2,555$355,578
247 ($3,761)$1,197$2,564$353,014
248 ($3,761)$1,188$2,573$350,441
249 ($3,761)$1,180$2,581$347,860
250 ($3,761)$1,171$2,590$345,270
251 ($3,761)$1,162$2,599$342,672
252 ($3,761)$1,154$2,607$340,064
Year 22 - 253 ($3,761)$1,145$2,616$337,448
254 ($3,761)$1,136$2,625$334,823
255 ($3,761)$1,127$2,634$332,189
256 ($3,761)$1,118$2,643$329,547
257 ($3,761)$1,109$2,652$326,895
258 ($3,761)$1,101$2,660$324,235
259 ($3,761)$1,092$2,669$321,565
260 ($3,761)$1,083$2,678$318,887
261 ($3,761)$1,074$2,687$316,199
262 ($3,761)$1,065$2,697$313,503
263 ($3,761)$1,055$2,706$310,797
264 ($3,761)$1,046$2,715$308,083
Year 23 - 265 ($3,761)$1,037$2,724$305,359
266 ($3,761)$1,028$2,733$302,626
267 ($3,761)$1,019$2,742$299,883
268 ($3,761)$1,010$2,751$297,132
269 ($3,761)$1,000$2,761$294,371
270 ($3,761)$991$2,770$291,601
271 ($3,761)$982$2,779$288,822
272 ($3,761)$972$2,789$286,033
273 ($3,761)$963$2,798$283,235
274 ($3,761)$954$2,807$280,428
275 ($3,761)$944$2,817$277,611
276 ($3,761)$935$2,826$274,785
Year 24 - 277 ($3,761)$925$2,836$271,949
278 ($3,761)$916$2,845$269,103
279 ($3,761)$906$2,855$266,248
280 ($3,761)$896$2,865$263,383
281 ($3,761)$887$2,874$260,509
282 ($3,761)$877$2,884$257,625
283 ($3,761)$867$2,894$254,731
284 ($3,761)$858$2,903$251,828
285 ($3,761)$848$2,913$248,915
286 ($3,761)$838$2,923$245,992
287 ($3,761)$828$2,933$243,059
288 ($3,761)$818$2,943$240,116
Year 25 - 289 ($3,761)$808$2,953$237,163
290 ($3,761)$798$2,963$234,201
291 ($3,761)$788$2,973$231,228
292 ($3,761)$778$2,983$228,246
293 ($3,761)$768$2,993$225,253
294 ($3,761)$758$3,003$222,250
295 ($3,761)$748$3,013$219,238
296 ($3,761)$738$3,023$216,215
297 ($3,761)$728$3,033$213,182
298 ($3,761)$718$3,043$210,138
299 ($3,761)$707$3,054$207,085
300 ($3,761)$697$3,064$204,021
Year 26 - 301 ($3,761)$687$3,074$200,947
302 ($3,761)$677$3,085$197,862
303 ($3,761)$666$3,095$194,767
304 ($3,761)$656$3,105$191,662
305 ($3,761)$645$3,116$188,546
306 ($3,761)$635$3,126$185,420
307 ($3,761)$624$3,137$182,283
308 ($3,761)$614$3,147$179,136
309 ($3,761)$603$3,158$175,978
310 ($3,761)$592$3,169$172,809
311 ($3,761)$582$3,179$169,630
312 ($3,761)$571$3,190$166,440
Year 27 - 313 ($3,761)$560$3,201$163,239
314 ($3,761)$550$3,211$160,028
315 ($3,761)$539$3,222$156,806
316 ($3,761)$528$3,233$153,572
317 ($3,761)$517$3,244$150,328
318 ($3,761)$506$3,255$147,074
319 ($3,761)$495$3,266$143,808
320 ($3,761)$484$3,277$140,531
321 ($3,761)$473$3,288$137,243
322 ($3,761)$462$3,299$133,944
323 ($3,761)$451$3,310$130,634
324 ($3,761)$440$3,321$127,312
Year 28 - 325 ($3,761)$429$3,332$123,980
326 ($3,761)$417$3,344$120,636
327 ($3,761)$406$3,355$117,282
328 ($3,761)$395$3,366$113,915
329 ($3,761)$384$3,378$110,538
330 ($3,761)$372$3,389$107,149
331 ($3,761)$361$3,400$103,749
332 ($3,761)$349$3,412$100,337
333 ($3,761)$338$3,423$96,914
334 ($3,761)$326$3,435$93,479
335 ($3,761)$315$3,446$90,033
336 ($3,761)$303$3,458$86,575
Year 29 - 337 ($3,761)$291$3,470$83,105
338 ($3,761)$280$3,481$79,624
339 ($3,761)$268$3,493$76,131
340 ($3,761)$256$3,505$72,626
341 ($3,761)$245$3,517$69,110
342 ($3,761)$233$3,528$65,581
343 ($3,761)$221$3,540$62,041
344 ($3,761)$209$3,552$58,489
345 ($3,761)$197$3,564$54,925
346 ($3,761)$185$3,576$51,349
347 ($3,761)$173$3,588$47,760
348 ($3,761)$161$3,600$44,160
Year 30 - 349 ($3,761)$149$3,612$40,548
350 ($3,761)$137$3,625$36,923
351 ($3,761)$124$3,637$33,287
352 ($3,761)$112$3,649$29,638
353 ($3,761)$100$3,661$25,976
354 ($3,761)$87$3,674$22,303
355 ($3,761)$75$3,686$18,617
356 ($3,761)$63$3,698$14,918
357 ($3,761)$50$3,711$11,208
358 ($3,761)$38$3,723$7,484
359 ($3,761)$25$3,736$3,748
360 ($3,761)$13$3,748$0
TOTALS$569,974$784,000$1,353,974

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.