« Back to all home prices

Mortgage Payment Schedule for a $980,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of November 16, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($196,000) may require pre-mortgage insurance


3.95% is current rate for 30-year fixed
3.31% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$3,720 360 $555,334 $1,339,334

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,186 or less (zip code: 20149)


NMLS #: 3294 | State Lic #: MC-1971
$1,140 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.666% | Rate: 3.625% | Fees: $1,250 | 30 day rate lock

NMLS #: 113054 | State Lic #: MC-2236
$1,158 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 1838 | State Lic #: MC-4344
$1,158 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 66247 | State Lic #: MC-1825
$1,158 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.760% | Rate: 3.750% | Fees: $302 | 30 day rate lock

NMLS #: 790396
$1,176 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,176 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 424182
$1,176 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 244476 | State Lic #: MC-5877
$1,176 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 258821
$1,176 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 3232 | State Lic #: MC-1532
$1,176 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.883% | Rate: 3.875% | Fees: $245 | 40 day rate lock

NMLS #: 227765 | State Lic #: MC-5920
$1,194 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 181005
$1,194 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $870 | 45 day rate lock

NMLS #: 35959 | State Lic #: MC-2967
$1,212 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 4.125% | Rate: 4.125% | Fees: $0 | 30 day rate lock

NMLS #: 2925 | State Lic #: MC-1875
$1,212 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 4.135% | Rate: 4.125% | Fees: $299 | 45 day rate lock

NMLS #: 412915
$1,230 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 4.308% | Rate: 4.250% | Fees: $1,710 | 60 day rate lock

$1,248 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 4.375% | Rate: 4.375% | Fees: $0 | 30 day rate lock

NMLS #: 417490
$1,194 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 4.005% | Rate: 4.000% | Fees: $145 | 30 day rate lock

NMLS #: 7706
$1,176 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $980,000
Down Payment $196,000$784,000
Year 1 - 1 ($3,720)$2,581$1,140$782,860
2 ($3,720)$2,577$1,143$781,717
3 ($3,720)$2,573$1,147$780,570
4 ($3,720)$2,569$1,151$779,419
5 ($3,720)$2,566$1,155$778,264
6 ($3,720)$2,562$1,159$777,105
7 ($3,720)$2,558$1,162$775,943
8 ($3,720)$2,554$1,166$774,777
9 ($3,720)$2,550$1,170$773,607
10 ($3,720)$2,546$1,174$772,433
11 ($3,720)$2,543$1,178$771,255
12 ($3,720)$2,539$1,182$770,073
Year 2 - 13 ($3,720)$2,535$1,186$768,888
14 ($3,720)$2,531$1,189$767,698
15 ($3,720)$2,527$1,193$766,505
16 ($3,720)$2,523$1,197$765,308
17 ($3,720)$2,519$1,201$764,106
18 ($3,720)$2,515$1,205$762,901
19 ($3,720)$2,511$1,209$761,692
20 ($3,720)$2,507$1,213$760,479
21 ($3,720)$2,503$1,217$759,262
22 ($3,720)$2,499$1,221$758,041
23 ($3,720)$2,495$1,225$756,815
24 ($3,720)$2,491$1,229$755,586
Year 3 - 25 ($3,720)$2,487$1,233$754,353
26 ($3,720)$2,483$1,237$753,116
27 ($3,720)$2,479$1,241$751,874
28 ($3,720)$2,475$1,245$750,629
29 ($3,720)$2,471$1,250$749,379
30 ($3,720)$2,467$1,254$748,126
31 ($3,720)$2,463$1,258$746,868
32 ($3,720)$2,458$1,262$745,606
33 ($3,720)$2,454$1,266$744,340
34 ($3,720)$2,450$1,270$743,070
35 ($3,720)$2,446$1,274$741,795
36 ($3,720)$2,442$1,279$740,517
Year 4 - 37 ($3,720)$2,438$1,283$739,234
38 ($3,720)$2,433$1,287$737,947
39 ($3,720)$2,429$1,291$736,655
40 ($3,720)$2,425$1,296$735,360
41 ($3,720)$2,421$1,300$734,060
42 ($3,720)$2,416$1,304$732,756
43 ($3,720)$2,412$1,308$731,447
44 ($3,720)$2,408$1,313$730,135
45 ($3,720)$2,403$1,317$728,818
46 ($3,720)$2,399$1,321$727,496
47 ($3,720)$2,395$1,326$726,171
48 ($3,720)$2,390$1,330$724,841
Year 5 - 49 ($3,720)$2,386$1,334$723,506
50 ($3,720)$2,382$1,339$722,167
51 ($3,720)$2,377$1,343$720,824
52 ($3,720)$2,373$1,348$719,477
53 ($3,720)$2,368$1,352$718,124
54 ($3,720)$2,364$1,357$716,768
55 ($3,720)$2,359$1,361$715,407
56 ($3,720)$2,355$1,365$714,041
57 ($3,720)$2,350$1,370$712,671
58 ($3,720)$2,346$1,374$711,297
59 ($3,720)$2,341$1,379$709,918
60 ($3,720)$2,337$1,384$708,534
Year 6 - 61 ($3,720)$2,332$1,388$707,146
62 ($3,720)$2,328$1,393$705,754
63 ($3,720)$2,323$1,397$704,356
64 ($3,720)$2,319$1,402$702,954
65 ($3,720)$2,314$1,406$701,548
66 ($3,720)$2,309$1,411$700,137
67 ($3,720)$2,305$1,416$698,721
68 ($3,720)$2,300$1,420$697,301
69 ($3,720)$2,295$1,425$695,876
70 ($3,720)$2,291$1,430$694,446
71 ($3,720)$2,286$1,434$693,011
72 ($3,720)$2,281$1,439$691,572
Year 7 - 73 ($3,720)$2,276$1,444$690,128
74 ($3,720)$2,272$1,449$688,679
75 ($3,720)$2,267$1,453$687,226
76 ($3,720)$2,262$1,458$685,768
77 ($3,720)$2,257$1,463$684,305
78 ($3,720)$2,253$1,468$682,837
79 ($3,720)$2,248$1,473$681,364
80 ($3,720)$2,243$1,478$679,887
81 ($3,720)$2,238$1,482$678,404
82 ($3,720)$2,233$1,487$676,917
83 ($3,720)$2,228$1,492$675,425
84 ($3,720)$2,223$1,497$673,928
Year 8 - 85 ($3,720)$2,218$1,502$672,426
86 ($3,720)$2,213$1,507$670,919
87 ($3,720)$2,208$1,512$669,407
88 ($3,720)$2,203$1,517$667,890
89 ($3,720)$2,198$1,522$666,368
90 ($3,720)$2,193$1,527$664,841
91 ($3,720)$2,188$1,532$663,309
92 ($3,720)$2,183$1,537$661,772
93 ($3,720)$2,178$1,542$660,230
94 ($3,720)$2,173$1,547$658,683
95 ($3,720)$2,168$1,552$657,131
96 ($3,720)$2,163$1,557$655,573
Year 9 - 97 ($3,720)$2,158$1,562$654,011
98 ($3,720)$2,153$1,568$652,443
99 ($3,720)$2,148$1,573$650,871
100 ($3,720)$2,142$1,578$649,293
101 ($3,720)$2,137$1,583$647,709
102 ($3,720)$2,132$1,588$646,121
103 ($3,720)$2,127$1,594$644,528
104 ($3,720)$2,122$1,599$642,929
105 ($3,720)$2,116$1,604$641,325
106 ($3,720)$2,111$1,609$639,715
107 ($3,720)$2,106$1,615$638,101
108 ($3,720)$2,100$1,620$636,481
Year 10 - 109 ($3,720)$2,095$1,625$634,855
110 ($3,720)$2,090$1,631$633,225
111 ($3,720)$2,084$1,636$631,589
112 ($3,720)$2,079$1,641$629,947
113 ($3,720)$2,074$1,647$628,301
114 ($3,720)$2,068$1,652$626,648
115 ($3,720)$2,063$1,658$624,991
116 ($3,720)$2,057$1,663$623,328
117 ($3,720)$2,052$1,669$621,659
118 ($3,720)$2,046$1,674$619,985
119 ($3,720)$2,041$1,680$618,305
120 ($3,720)$2,035$1,685$616,620
Year 11 - 121 ($3,720)$2,030$1,691$614,930
122 ($3,720)$2,024$1,696$613,233
123 ($3,720)$2,019$1,702$611,532
124 ($3,720)$2,013$1,707$609,824
125 ($3,720)$2,007$1,713$608,111
126 ($3,720)$2,002$1,719$606,392
127 ($3,720)$1,996$1,724$604,668
128 ($3,720)$1,990$1,730$602,938
129 ($3,720)$1,985$1,736$601,202
130 ($3,720)$1,979$1,741$599,461
131 ($3,720)$1,973$1,747$597,714
132 ($3,720)$1,967$1,753$595,961
Year 12 - 133 ($3,720)$1,962$1,759$594,202
134 ($3,720)$1,956$1,764$592,438
135 ($3,720)$1,950$1,770$590,668
136 ($3,720)$1,944$1,776$588,892
137 ($3,720)$1,938$1,782$587,110
138 ($3,720)$1,933$1,788$585,322
139 ($3,720)$1,927$1,794$583,528
140 ($3,720)$1,921$1,800$581,728
141 ($3,720)$1,915$1,806$579,923
142 ($3,720)$1,909$1,811$578,112
143 ($3,720)$1,903$1,817$576,294
144 ($3,720)$1,897$1,823$574,471
Year 13 - 145 ($3,720)$1,891$1,829$572,641
146 ($3,720)$1,885$1,835$570,806
147 ($3,720)$1,879$1,841$568,964
148 ($3,720)$1,873$1,848$567,117
149 ($3,720)$1,867$1,854$565,263
150 ($3,720)$1,861$1,860$563,404
151 ($3,720)$1,855$1,866$561,538
152 ($3,720)$1,848$1,872$559,666
153 ($3,720)$1,842$1,878$557,788
154 ($3,720)$1,836$1,884$555,903
155 ($3,720)$1,830$1,891$554,013
156 ($3,720)$1,824$1,897$552,116
Year 14 - 157 ($3,720)$1,817$1,903$550,213
158 ($3,720)$1,811$1,909$548,304
159 ($3,720)$1,805$1,916$546,388
160 ($3,720)$1,799$1,922$544,466
161 ($3,720)$1,792$1,928$542,538
162 ($3,720)$1,786$1,935$540,604
163 ($3,720)$1,779$1,941$538,663
164 ($3,720)$1,773$1,947$536,716
165 ($3,720)$1,767$1,954$534,762
166 ($3,720)$1,760$1,960$532,802
167 ($3,720)$1,754$1,967$530,835
168 ($3,720)$1,747$1,973$528,862
Year 15 - 169 ($3,720)$1,741$1,980$526,883
170 ($3,720)$1,734$1,986$524,897
171 ($3,720)$1,728$1,993$522,904
172 ($3,720)$1,721$1,999$520,905
173 ($3,720)$1,715$2,006$518,899
174 ($3,720)$1,708$2,012$516,887
175 ($3,720)$1,701$2,019$514,868
176 ($3,720)$1,695$2,026$512,842
177 ($3,720)$1,688$2,032$510,810
178 ($3,720)$1,681$2,039$508,771
179 ($3,720)$1,675$2,046$506,725
180 ($3,720)$1,668$2,052$504,673
Year 16 - 181 ($3,720)$1,661$2,059$502,614
182 ($3,720)$1,654$2,066$500,548
183 ($3,720)$1,648$2,073$498,475
184 ($3,720)$1,641$2,080$496,396
185 ($3,720)$1,634$2,086$494,309
186 ($3,720)$1,627$2,093$492,216
187 ($3,720)$1,620$2,100$490,116
188 ($3,720)$1,613$2,107$488,009
189 ($3,720)$1,606$2,114$485,895
190 ($3,720)$1,599$2,121$483,774
191 ($3,720)$1,592$2,128$481,646
192 ($3,720)$1,585$2,135$479,511
Year 17 - 193 ($3,720)$1,578$2,142$477,369
194 ($3,720)$1,571$2,149$475,220
195 ($3,720)$1,564$2,156$473,064
196 ($3,720)$1,557$2,163$470,900
197 ($3,720)$1,550$2,170$468,730
198 ($3,720)$1,543$2,177$466,553
199 ($3,720)$1,536$2,185$464,368
200 ($3,720)$1,529$2,192$462,176
201 ($3,720)$1,521$2,199$459,977
202 ($3,720)$1,514$2,206$457,771
203 ($3,720)$1,507$2,214$455,557
204 ($3,720)$1,500$2,221$453,336
Year 18 - 205 ($3,720)$1,492$2,228$451,108
206 ($3,720)$1,485$2,235$448,873
207 ($3,720)$1,478$2,243$446,630
208 ($3,720)$1,470$2,250$444,380
209 ($3,720)$1,463$2,258$442,122
210 ($3,720)$1,455$2,265$439,857
211 ($3,720)$1,448$2,273$437,585
212 ($3,720)$1,440$2,280$435,305
213 ($3,720)$1,433$2,287$433,017
214 ($3,720)$1,425$2,295$430,722
215 ($3,720)$1,418$2,303$428,420
216 ($3,720)$1,410$2,310$426,109
Year 19 - 217 ($3,720)$1,403$2,318$423,792
218 ($3,720)$1,395$2,325$421,466
219 ($3,720)$1,387$2,333$419,133
220 ($3,720)$1,380$2,341$416,792
221 ($3,720)$1,372$2,348$414,444
222 ($3,720)$1,364$2,356$412,088
223 ($3,720)$1,356$2,364$409,724
224 ($3,720)$1,349$2,372$407,352
225 ($3,720)$1,341$2,380$404,973
226 ($3,720)$1,333$2,387$402,585
227 ($3,720)$1,325$2,395$400,190
228 ($3,720)$1,317$2,403$397,787
Year 20 - 229 ($3,720)$1,309$2,411$395,376
230 ($3,720)$1,301$2,419$392,957
231 ($3,720)$1,293$2,427$390,530
232 ($3,720)$1,285$2,435$388,095
233 ($3,720)$1,277$2,443$385,653
234 ($3,720)$1,269$2,451$383,202
235 ($3,720)$1,261$2,459$380,743
236 ($3,720)$1,253$2,467$378,276
237 ($3,720)$1,245$2,475$375,800
238 ($3,720)$1,237$2,483$373,317
239 ($3,720)$1,229$2,492$370,825
240 ($3,720)$1,221$2,500$368,326
Year 21 - 241 ($3,720)$1,212$2,508$365,818
242 ($3,720)$1,204$2,516$363,301
243 ($3,720)$1,196$2,525$360,777
244 ($3,720)$1,188$2,533$358,244
245 ($3,720)$1,179$2,541$355,703
246 ($3,720)$1,171$2,550$353,153
247 ($3,720)$1,162$2,558$350,596
248 ($3,720)$1,154$2,566$348,029
249 ($3,720)$1,146$2,575$345,454
250 ($3,720)$1,137$2,583$342,871
251 ($3,720)$1,129$2,592$340,279
252 ($3,720)$1,120$2,600$337,679
Year 22 - 253 ($3,720)$1,112$2,609$335,070
254 ($3,720)$1,103$2,617$332,453
255 ($3,720)$1,094$2,626$329,827
256 ($3,720)$1,086$2,635$327,192
257 ($3,720)$1,077$2,643$324,549
258 ($3,720)$1,068$2,652$321,897
259 ($3,720)$1,060$2,661$319,236
260 ($3,720)$1,051$2,670$316,566
261 ($3,720)$1,042$2,678$313,888
262 ($3,720)$1,033$2,687$311,201
263 ($3,720)$1,024$2,696$308,505
264 ($3,720)$1,015$2,705$305,800
Year 23 - 265 ($3,720)$1,007$2,714$303,086
266 ($3,720)$998$2,723$300,364
267 ($3,720)$989$2,732$297,632
268 ($3,720)$980$2,741$294,891
269 ($3,720)$971$2,750$292,141
270 ($3,720)$962$2,759$289,383
271 ($3,720)$953$2,768$286,615
272 ($3,720)$943$2,777$283,838
273 ($3,720)$934$2,786$281,052
274 ($3,720)$925$2,795$278,257
275 ($3,720)$916$2,804$275,452
276 ($3,720)$907$2,814$272,639
Year 24 - 277 ($3,720)$897$2,823$269,816
278 ($3,720)$888$2,832$266,983
279 ($3,720)$879$2,842$264,142
280 ($3,720)$869$2,851$261,291
281 ($3,720)$860$2,860$258,431
282 ($3,720)$851$2,870$255,561
283 ($3,720)$841$2,879$252,682
284 ($3,720)$832$2,889$249,793
285 ($3,720)$822$2,898$246,895
286 ($3,720)$813$2,908$243,987
287 ($3,720)$803$2,917$241,070
288 ($3,720)$794$2,927$238,143
Year 25 - 289 ($3,720)$784$2,936$235,207
290 ($3,720)$774$2,946$232,261
291 ($3,720)$765$2,956$229,305
292 ($3,720)$755$2,966$226,339
293 ($3,720)$745$2,975$223,364
294 ($3,720)$735$2,985$220,379
295 ($3,720)$725$2,995$217,384
296 ($3,720)$716$3,005$214,379
297 ($3,720)$706$3,015$211,364
298 ($3,720)$696$3,025$208,340
299 ($3,720)$686$3,035$205,305
300 ($3,720)$676$3,045$202,260
Year 26 - 301 ($3,720)$666$3,055$199,206
302 ($3,720)$656$3,065$196,141
303 ($3,720)$646$3,075$193,066
304 ($3,720)$636$3,085$189,982
305 ($3,720)$625$3,095$186,887
306 ($3,720)$615$3,105$183,781
307 ($3,720)$605$3,115$180,666
308 ($3,720)$595$3,126$177,540
309 ($3,720)$584$3,136$174,404
310 ($3,720)$574$3,146$171,258
311 ($3,720)$564$3,157$168,101
312 ($3,720)$553$3,167$164,934
Year 27 - 313 ($3,720)$543$3,177$161,757
314 ($3,720)$532$3,188$158,569
315 ($3,720)$522$3,198$155,371
316 ($3,720)$511$3,209$152,162
317 ($3,720)$501$3,220$148,942
318 ($3,720)$490$3,230$145,712
319 ($3,720)$480$3,241$142,471
320 ($3,720)$469$3,251$139,220
321 ($3,720)$458$3,262$135,958
322 ($3,720)$448$3,273$132,685
323 ($3,720)$437$3,284$129,401
324 ($3,720)$426$3,294$126,107
Year 28 - 325 ($3,720)$415$3,305$122,802
326 ($3,720)$404$3,316$119,485
327 ($3,720)$393$3,327$116,158
328 ($3,720)$382$3,338$112,820
329 ($3,720)$371$3,349$109,471
330 ($3,720)$360$3,360$106,111
331 ($3,720)$349$3,371$102,740
332 ($3,720)$338$3,382$99,358
333 ($3,720)$327$3,393$95,965
334 ($3,720)$316$3,404$92,560
335 ($3,720)$305$3,416$89,145
336 ($3,720)$293$3,427$85,718
Year 29 - 337 ($3,720)$282$3,438$82,279
338 ($3,720)$271$3,450$78,830
339 ($3,720)$259$3,461$75,369
340 ($3,720)$248$3,472$71,897
341 ($3,720)$237$3,484$68,413
342 ($3,720)$225$3,495$64,918
343 ($3,720)$214$3,507$61,411
344 ($3,720)$202$3,518$57,893
345 ($3,720)$191$3,530$54,363
346 ($3,720)$179$3,541$50,822
347 ($3,720)$167$3,553$47,269
348 ($3,720)$156$3,565$43,704
Year 30 - 349 ($3,720)$144$3,577$40,127
350 ($3,720)$132$3,588$36,539
351 ($3,720)$120$3,600$32,939
352 ($3,720)$108$3,612$29,327
353 ($3,720)$97$3,624$25,703
354 ($3,720)$85$3,636$22,067
355 ($3,720)$73$3,648$18,420
356 ($3,720)$61$3,660$14,760
357 ($3,720)$49$3,672$11,088
358 ($3,720)$36$3,684$7,404
359 ($3,720)$24$3,696$3,708
360 ($3,720)$12$3,708$0
TOTALS$555,334$784,000$1,339,334

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.