« Back to all home prices

Mortgage Payment Schedule for a $985,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of November 30, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($197,000) may require pre-mortgage insurance


3.9% is current rate for 30-year fixed
3.3% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$3,717 360 $550,028 $1,338,028

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,179 or less (zip code: 20149)


NMLS #: 1023 | State Lic #: MC-5814
$1,158 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 45 day rate lock

NMLS #: 3232 | State Lic #: MC-1532
$1,158 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 40 day rate lock

NMLS #: 66247 | State Lic #: MC-1825
$1,158 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 541760
$1,168 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.860% | Rate: 3.825% | Fees: $1,074 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,176 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 412915
$1,230 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 4.308% | Rate: 4.250% | Fees: $1,710 | 60 day rate lock

NMLS #: 790396
$1,158 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

$1,158 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

$1,158 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.776% | Rate: 3.750% | Fees: $795 | 45 day rate lock

NMLS #: 244476 | State Lic #: MC-5877
$1,176 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 417490
$1,192 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.993% | Rate: 3.990% | Fees: $85 | 30 day rate lock

NMLS #: 2925 | State Lic #: MC-1875
$1,194 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 4.010% | Rate: 4.000% | Fees: $299 | 45 day rate lock

NMLS #: 181005
$1,194 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $865 | 45 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $985,000
Down Payment $197,000$788,000
Year 1 - 1 ($3,717)$2,561$1,156$786,844
2 ($3,717)$2,557$1,160$785,685
3 ($3,717)$2,553$1,163$784,521
4 ($3,717)$2,550$1,167$783,354
5 ($3,717)$2,546$1,171$782,184
6 ($3,717)$2,542$1,175$781,009
7 ($3,717)$2,538$1,178$779,830
8 ($3,717)$2,534$1,182$778,648
9 ($3,717)$2,531$1,186$777,462
10 ($3,717)$2,527$1,190$776,272
11 ($3,717)$2,523$1,194$775,078
12 ($3,717)$2,519$1,198$773,880
Year 2 - 13 ($3,717)$2,515$1,202$772,679
14 ($3,717)$2,511$1,206$771,473
15 ($3,717)$2,507$1,209$770,264
16 ($3,717)$2,503$1,213$769,050
17 ($3,717)$2,499$1,217$767,833
18 ($3,717)$2,495$1,221$766,612
19 ($3,717)$2,491$1,225$765,387
20 ($3,717)$2,488$1,229$764,157
21 ($3,717)$2,484$1,233$762,924
22 ($3,717)$2,480$1,237$761,687
23 ($3,717)$2,475$1,241$760,446
24 ($3,717)$2,471$1,245$759,200
Year 3 - 25 ($3,717)$2,467$1,249$757,951
26 ($3,717)$2,463$1,253$756,698
27 ($3,717)$2,459$1,257$755,440
28 ($3,717)$2,455$1,262$754,178
29 ($3,717)$2,451$1,266$752,913
30 ($3,717)$2,447$1,270$751,643
31 ($3,717)$2,443$1,274$750,369
32 ($3,717)$2,439$1,278$749,091
33 ($3,717)$2,435$1,282$747,809
34 ($3,717)$2,430$1,286$746,523
35 ($3,717)$2,426$1,291$745,232
36 ($3,717)$2,422$1,295$743,937
Year 4 - 37 ($3,717)$2,418$1,299$742,638
38 ($3,717)$2,414$1,303$741,335
39 ($3,717)$2,409$1,307$740,028
40 ($3,717)$2,405$1,312$738,716
41 ($3,717)$2,401$1,316$737,400
42 ($3,717)$2,397$1,320$736,080
43 ($3,717)$2,392$1,324$734,755
44 ($3,717)$2,388$1,329$733,427
45 ($3,717)$2,384$1,333$732,094
46 ($3,717)$2,379$1,337$730,756
47 ($3,717)$2,375$1,342$729,414
48 ($3,717)$2,371$1,346$728,068
Year 5 - 49 ($3,717)$2,366$1,351$726,718
50 ($3,717)$2,362$1,355$725,363
51 ($3,717)$2,357$1,359$724,003
52 ($3,717)$2,353$1,364$722,640
53 ($3,717)$2,349$1,368$721,272
54 ($3,717)$2,344$1,373$719,899
55 ($3,717)$2,340$1,377$718,522
56 ($3,717)$2,335$1,382$717,140
57 ($3,717)$2,331$1,386$715,754
58 ($3,717)$2,326$1,391$714,364
59 ($3,717)$2,322$1,395$712,969
60 ($3,717)$2,317$1,400$711,569
Year 6 - 61 ($3,717)$2,313$1,404$710,165
62 ($3,717)$2,308$1,409$708,756
63 ($3,717)$2,303$1,413$707,343
64 ($3,717)$2,299$1,418$705,925
65 ($3,717)$2,294$1,422$704,503
66 ($3,717)$2,290$1,427$703,075
67 ($3,717)$2,285$1,432$701,644
68 ($3,717)$2,280$1,436$700,207
69 ($3,717)$2,276$1,441$698,766
70 ($3,717)$2,271$1,446$697,320
71 ($3,717)$2,266$1,450$695,870
72 ($3,717)$2,262$1,455$694,415
Year 7 - 73 ($3,717)$2,257$1,460$692,955
74 ($3,717)$2,252$1,465$691,490
75 ($3,717)$2,247$1,469$690,021
76 ($3,717)$2,243$1,474$688,547
77 ($3,717)$2,238$1,479$687,068
78 ($3,717)$2,233$1,484$685,584
79 ($3,717)$2,228$1,489$684,095
80 ($3,717)$2,223$1,493$682,602
81 ($3,717)$2,218$1,498$681,104
82 ($3,717)$2,214$1,503$679,600
83 ($3,717)$2,209$1,508$678,092
84 ($3,717)$2,204$1,513$676,579
Year 8 - 85 ($3,717)$2,199$1,518$675,062
86 ($3,717)$2,194$1,523$673,539
87 ($3,717)$2,189$1,528$672,011
88 ($3,717)$2,184$1,533$670,478
89 ($3,717)$2,179$1,538$668,941
90 ($3,717)$2,174$1,543$667,398
91 ($3,717)$2,169$1,548$665,850
92 ($3,717)$2,164$1,553$664,298
93 ($3,717)$2,159$1,558$662,740
94 ($3,717)$2,154$1,563$661,177
95 ($3,717)$2,149$1,568$659,609
96 ($3,717)$2,144$1,573$658,036
Year 9 - 97 ($3,717)$2,139$1,578$656,458
98 ($3,717)$2,133$1,583$654,875
99 ($3,717)$2,128$1,588$653,286
100 ($3,717)$2,123$1,594$651,693
101 ($3,717)$2,118$1,599$650,094
102 ($3,717)$2,113$1,604$648,490
103 ($3,717)$2,108$1,609$646,881
104 ($3,717)$2,102$1,614$645,266
105 ($3,717)$2,097$1,620$643,647
106 ($3,717)$2,092$1,625$642,022
107 ($3,717)$2,087$1,630$640,392
108 ($3,717)$2,081$1,635$638,756
Year 10 - 109 ($3,717)$2,076$1,641$637,115
110 ($3,717)$2,071$1,646$635,469
111 ($3,717)$2,065$1,651$633,818
112 ($3,717)$2,060$1,657$632,161
113 ($3,717)$2,055$1,662$630,499
114 ($3,717)$2,049$1,668$628,831
115 ($3,717)$2,044$1,673$627,158
116 ($3,717)$2,038$1,678$625,480
117 ($3,717)$2,033$1,684$623,796
118 ($3,717)$2,027$1,689$622,106
119 ($3,717)$2,022$1,695$620,411
120 ($3,717)$2,016$1,700$618,711
Year 11 - 121 ($3,717)$2,011$1,706$617,005
122 ($3,717)$2,005$1,711$615,294
123 ($3,717)$2,000$1,717$613,577
124 ($3,717)$1,994$1,723$611,854
125 ($3,717)$1,989$1,728$610,126
126 ($3,717)$1,983$1,734$608,392
127 ($3,717)$1,977$1,739$606,652
128 ($3,717)$1,972$1,745$604,907
129 ($3,717)$1,966$1,751$603,156
130 ($3,717)$1,960$1,756$601,400
131 ($3,717)$1,955$1,762$599,638
132 ($3,717)$1,949$1,768$597,870
Year 12 - 133 ($3,717)$1,943$1,774$596,096
134 ($3,717)$1,937$1,779$594,317
135 ($3,717)$1,932$1,785$592,532
136 ($3,717)$1,926$1,791$590,741
137 ($3,717)$1,920$1,797$588,944
138 ($3,717)$1,914$1,803$587,141
139 ($3,717)$1,908$1,809$585,332
140 ($3,717)$1,902$1,814$583,518
141 ($3,717)$1,896$1,820$581,698
142 ($3,717)$1,891$1,826$579,872
143 ($3,717)$1,885$1,832$578,039
144 ($3,717)$1,879$1,838$576,201
Year 13 - 145 ($3,717)$1,873$1,844$574,357
146 ($3,717)$1,867$1,850$572,507
147 ($3,717)$1,861$1,856$570,651
148 ($3,717)$1,855$1,862$568,789
149 ($3,717)$1,849$1,868$566,921
150 ($3,717)$1,842$1,874$565,046
151 ($3,717)$1,836$1,880$563,166
152 ($3,717)$1,830$1,886$561,280
153 ($3,717)$1,824$1,893$559,387
154 ($3,717)$1,818$1,899$557,488
155 ($3,717)$1,812$1,905$555,583
156 ($3,717)$1,806$1,911$553,672
Year 14 - 157 ($3,717)$1,799$1,917$551,755
158 ($3,717)$1,793$1,924$549,831
159 ($3,717)$1,787$1,930$547,902
160 ($3,717)$1,781$1,936$545,966
161 ($3,717)$1,774$1,942$544,023
162 ($3,717)$1,768$1,949$542,075
163 ($3,717)$1,762$1,955$540,120
164 ($3,717)$1,755$1,961$538,158
165 ($3,717)$1,749$1,968$536,190
166 ($3,717)$1,743$1,974$534,216
167 ($3,717)$1,736$1,981$532,236
168 ($3,717)$1,730$1,987$530,249
Year 15 - 169 ($3,717)$1,723$1,993$528,255
170 ($3,717)$1,717$2,000$526,255
171 ($3,717)$1,710$2,006$524,249
172 ($3,717)$1,704$2,013$522,236
173 ($3,717)$1,697$2,019$520,217
174 ($3,717)$1,691$2,026$518,191
175 ($3,717)$1,684$2,033$516,158
176 ($3,717)$1,678$2,039$514,119
177 ($3,717)$1,671$2,046$512,073
178 ($3,717)$1,664$2,053$510,020
179 ($3,717)$1,658$2,059$507,961
180 ($3,717)$1,651$2,066$505,895
Year 16 - 181 ($3,717)$1,644$2,073$503,823
182 ($3,717)$1,637$2,079$501,743
183 ($3,717)$1,631$2,086$499,657
184 ($3,717)$1,624$2,093$497,564
185 ($3,717)$1,617$2,100$495,465
186 ($3,717)$1,610$2,106$493,358
187 ($3,717)$1,603$2,113$491,245
188 ($3,717)$1,597$2,120$489,125
189 ($3,717)$1,590$2,127$486,998
190 ($3,717)$1,583$2,134$484,864
191 ($3,717)$1,576$2,141$482,723
192 ($3,717)$1,569$2,148$480,575
Year 17 - 193 ($3,717)$1,562$2,155$478,420
194 ($3,717)$1,555$2,162$476,258
195 ($3,717)$1,548$2,169$474,089
196 ($3,717)$1,541$2,176$471,913
197 ($3,717)$1,534$2,183$469,730
198 ($3,717)$1,527$2,190$467,540
199 ($3,717)$1,520$2,197$465,343
200 ($3,717)$1,512$2,204$463,138
201 ($3,717)$1,505$2,212$460,927
202 ($3,717)$1,498$2,219$458,708
203 ($3,717)$1,491$2,226$456,482
204 ($3,717)$1,484$2,233$454,249
Year 18 - 205 ($3,717)$1,476$2,240$452,009
206 ($3,717)$1,469$2,248$449,761
207 ($3,717)$1,462$2,255$447,506
208 ($3,717)$1,454$2,262$445,244
209 ($3,717)$1,447$2,270$442,974
210 ($3,717)$1,440$2,277$440,697
211 ($3,717)$1,432$2,284$438,412
212 ($3,717)$1,425$2,292$436,120
213 ($3,717)$1,417$2,299$433,821
214 ($3,717)$1,410$2,307$431,514
215 ($3,717)$1,402$2,314$429,200
216 ($3,717)$1,395$2,322$426,878
Year 19 - 217 ($3,717)$1,387$2,329$424,549
218 ($3,717)$1,380$2,337$422,212
219 ($3,717)$1,372$2,345$419,867
220 ($3,717)$1,365$2,352$417,515
221 ($3,717)$1,357$2,360$415,155
222 ($3,717)$1,349$2,367$412,788
223 ($3,717)$1,342$2,375$410,412
224 ($3,717)$1,334$2,383$408,030
225 ($3,717)$1,326$2,391$405,639
226 ($3,717)$1,318$2,398$403,240
227 ($3,717)$1,311$2,406$400,834
228 ($3,717)$1,303$2,414$398,420
Year 20 - 229 ($3,717)$1,295$2,422$395,998
230 ($3,717)$1,287$2,430$393,569
231 ($3,717)$1,279$2,438$391,131
232 ($3,717)$1,271$2,446$388,685
233 ($3,717)$1,263$2,454$386,232
234 ($3,717)$1,255$2,461$383,770
235 ($3,717)$1,247$2,469$381,301
236 ($3,717)$1,239$2,478$378,823
237 ($3,717)$1,231$2,486$376,338
238 ($3,717)$1,223$2,494$373,844
239 ($3,717)$1,215$2,502$371,342
240 ($3,717)$1,207$2,510$368,832
Year 21 - 241 ($3,717)$1,199$2,518$366,314
242 ($3,717)$1,191$2,526$363,788
243 ($3,717)$1,182$2,534$361,254
244 ($3,717)$1,174$2,543$358,711
245 ($3,717)$1,166$2,551$356,160
246 ($3,717)$1,158$2,559$353,601
247 ($3,717)$1,149$2,568$351,033
248 ($3,717)$1,141$2,576$348,458
249 ($3,717)$1,132$2,584$345,873
250 ($3,717)$1,124$2,593$343,281
251 ($3,717)$1,116$2,601$340,680
252 ($3,717)$1,107$2,610$338,070
Year 22 - 253 ($3,717)$1,099$2,618$335,452
254 ($3,717)$1,090$2,627$332,825
255 ($3,717)$1,082$2,635$330,190
256 ($3,717)$1,073$2,644$327,547
257 ($3,717)$1,065$2,652$324,895
258 ($3,717)$1,056$2,661$322,234
259 ($3,717)$1,047$2,669$319,564
260 ($3,717)$1,039$2,678$316,886
261 ($3,717)$1,030$2,687$314,199
262 ($3,717)$1,021$2,696$311,504
263 ($3,717)$1,012$2,704$308,799
264 ($3,717)$1,004$2,713$306,086
Year 23 - 265 ($3,717)$995$2,722$303,364
266 ($3,717)$986$2,731$300,633
267 ($3,717)$977$2,740$297,894
268 ($3,717)$968$2,749$295,145
269 ($3,717)$959$2,758$292,387
270 ($3,717)$950$2,766$289,621
271 ($3,717)$941$2,775$286,846
272 ($3,717)$932$2,784$284,061
273 ($3,717)$923$2,794$281,267
274 ($3,717)$914$2,803$278,465
275 ($3,717)$905$2,812$275,653
276 ($3,717)$896$2,821$272,832
Year 24 - 277 ($3,717)$887$2,830$270,002
278 ($3,717)$878$2,839$267,163
279 ($3,717)$868$2,848$264,315
280 ($3,717)$859$2,858$261,457
281 ($3,717)$850$2,867$258,590
282 ($3,717)$840$2,876$255,713
283 ($3,717)$831$2,886$252,828
284 ($3,717)$822$2,895$249,933
285 ($3,717)$812$2,904$247,028
286 ($3,717)$803$2,914$244,114
287 ($3,717)$793$2,923$241,191
288 ($3,717)$784$2,933$238,258
Year 25 - 289 ($3,717)$774$2,942$235,316
290 ($3,717)$765$2,952$232,364
291 ($3,717)$755$2,962$229,402
292 ($3,717)$746$2,971$226,431
293 ($3,717)$736$2,981$223,450
294 ($3,717)$726$2,991$220,460
295 ($3,717)$716$3,000$217,459
296 ($3,717)$707$3,010$214,449
297 ($3,717)$697$3,020$211,430
298 ($3,717)$687$3,030$208,400
299 ($3,717)$677$3,039$205,361
300 ($3,717)$667$3,049$202,311
Year 26 - 301 ($3,717)$658$3,059$199,252
302 ($3,717)$648$3,069$196,183
303 ($3,717)$638$3,079$193,104
304 ($3,717)$628$3,089$190,014
305 ($3,717)$618$3,099$186,915
306 ($3,717)$607$3,109$183,806
307 ($3,717)$597$3,119$180,687
308 ($3,717)$587$3,130$177,557
309 ($3,717)$577$3,140$174,417
310 ($3,717)$567$3,150$171,268
311 ($3,717)$557$3,160$168,107
312 ($3,717)$546$3,170$164,937
Year 27 - 313 ($3,717)$536$3,181$161,756
314 ($3,717)$526$3,191$158,565
315 ($3,717)$515$3,201$155,364
316 ($3,717)$505$3,212$152,152
317 ($3,717)$494$3,222$148,930
318 ($3,717)$484$3,233$145,697
319 ($3,717)$474$3,243$142,454
320 ($3,717)$463$3,254$139,200
321 ($3,717)$452$3,264$135,936
322 ($3,717)$442$3,275$132,661
323 ($3,717)$431$3,286$129,375
324 ($3,717)$420$3,296$126,079
Year 28 - 325 ($3,717)$410$3,307$122,772
326 ($3,717)$399$3,318$119,454
327 ($3,717)$388$3,329$116,126
328 ($3,717)$377$3,339$112,786
329 ($3,717)$367$3,350$109,436
330 ($3,717)$356$3,361$106,075
331 ($3,717)$345$3,372$102,703
332 ($3,717)$334$3,383$99,320
333 ($3,717)$323$3,394$95,926
334 ($3,717)$312$3,405$92,521
335 ($3,717)$301$3,416$89,105
336 ($3,717)$290$3,427$85,678
Year 29 - 337 ($3,717)$278$3,438$82,240
338 ($3,717)$267$3,449$78,790
339 ($3,717)$256$3,461$75,329
340 ($3,717)$245$3,472$71,858
341 ($3,717)$234$3,483$68,374
342 ($3,717)$222$3,495$64,880
343 ($3,717)$211$3,506$61,374
344 ($3,717)$199$3,517$57,857
345 ($3,717)$188$3,529$54,328
346 ($3,717)$177$3,540$50,788
347 ($3,717)$165$3,552$47,236
348 ($3,717)$154$3,563$43,673
Year 30 - 349 ($3,717)$142$3,575$40,098
350 ($3,717)$130$3,586$36,512
351 ($3,717)$119$3,598$32,914
352 ($3,717)$107$3,610$29,304
353 ($3,717)$95$3,622$25,682
354 ($3,717)$83$3,633$22,049
355 ($3,717)$72$3,645$18,404
356 ($3,717)$60$3,657$14,747
357 ($3,717)$48$3,669$11,078
358 ($3,717)$36$3,681$7,397
359 ($3,717)$24$3,693$3,705
360 ($3,717)$12$3,705$0
TOTALS$550,028$788,000$1,338,028

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.