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Mortgage Payment Schedule for a $988,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of September 21, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($197,600) may require pre-mortgage insurance


3.83% is current rate for 30-year fixed
3.13% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$3,696 360 $540,318 $1,330,718

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,169 or less (zip code: 20149)


NMLS #: 168163 | State Lic #: MC3254
$1,123 /mo
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30 yr fixed mtg, 0 points | APR: 3.561% | Rate: 3.500% | Fees: $1,895 | 30 day rate lock

NMLS #: 1023
$1,140 /mo
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30 yr fixed mtg, 0 points | APR: 3.625% | Rate: 3.625% | Fees: $0 | 45 day rate lock

NMLS #: 790396
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 244476 | State Lic #: MC-5877
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 66247 Cardinal Financial | State Lic #: MC-1825
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.764% | Rate: 3.750% | Fees: $432 | 30 day rate lock

NMLS #: 7706
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $870 | 45 day rate lock

NMLS #: 35959 | State Lic #: MC-2967
$1,499 /mo
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30 yr fixed mtg, 0 points | APR: 6.000% | Rate: 6.000% | Fees: $0 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 67717
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 424182
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $988,000
Down Payment $197,600$790,400
Year 1 - 1 ($3,696)$2,523$1,174$789,226
2 ($3,696)$2,519$1,177$788,049
3 ($3,696)$2,515$1,181$786,868
4 ($3,696)$2,511$1,185$785,682
5 ($3,696)$2,508$1,189$784,494
6 ($3,696)$2,504$1,193$783,301
7 ($3,696)$2,500$1,196$782,105
8 ($3,696)$2,496$1,200$780,904
9 ($3,696)$2,492$1,204$779,700
10 ($3,696)$2,489$1,208$778,493
11 ($3,696)$2,485$1,212$777,281
12 ($3,696)$2,481$1,216$776,065
Year 2 - 13 ($3,696)$2,477$1,219$774,846
14 ($3,696)$2,473$1,223$773,622
15 ($3,696)$2,469$1,227$772,395
16 ($3,696)$2,465$1,231$771,164
17 ($3,696)$2,461$1,235$769,929
18 ($3,696)$2,457$1,239$768,690
19 ($3,696)$2,453$1,243$767,447
20 ($3,696)$2,449$1,247$766,200
21 ($3,696)$2,445$1,251$764,949
22 ($3,696)$2,441$1,255$763,694
23 ($3,696)$2,437$1,259$762,435
24 ($3,696)$2,433$1,263$761,172
Year 3 - 25 ($3,696)$2,429$1,267$759,905
26 ($3,696)$2,425$1,271$758,633
27 ($3,696)$2,421$1,275$757,358
28 ($3,696)$2,417$1,279$756,079
29 ($3,696)$2,413$1,283$754,796
30 ($3,696)$2,409$1,287$753,508
31 ($3,696)$2,405$1,291$752,217
32 ($3,696)$2,401$1,296$750,921
33 ($3,696)$2,397$1,300$749,622
34 ($3,696)$2,393$1,304$748,318
35 ($3,696)$2,388$1,308$747,010
36 ($3,696)$2,384$1,312$745,697
Year 4 - 37 ($3,696)$2,380$1,316$744,381
38 ($3,696)$2,376$1,321$743,060
39 ($3,696)$2,372$1,325$741,736
40 ($3,696)$2,367$1,329$740,406
41 ($3,696)$2,363$1,333$739,073
42 ($3,696)$2,359$1,338$737,736
43 ($3,696)$2,355$1,342$736,394
44 ($3,696)$2,350$1,346$735,048
45 ($3,696)$2,346$1,350$733,697
46 ($3,696)$2,342$1,355$732,343
47 ($3,696)$2,337$1,359$730,983
48 ($3,696)$2,333$1,363$729,620
Year 5 - 49 ($3,696)$2,329$1,368$728,252
50 ($3,696)$2,324$1,372$726,880
51 ($3,696)$2,320$1,376$725,504
52 ($3,696)$2,316$1,381$724,123
53 ($3,696)$2,311$1,385$722,738
54 ($3,696)$2,307$1,390$721,348
55 ($3,696)$2,302$1,394$719,954
56 ($3,696)$2,298$1,399$718,555
57 ($3,696)$2,293$1,403$717,152
58 ($3,696)$2,289$1,408$715,745
59 ($3,696)$2,284$1,412$714,333
60 ($3,696)$2,280$1,417$712,916
Year 6 - 61 ($3,696)$2,275$1,421$711,495
62 ($3,696)$2,271$1,426$710,069
63 ($3,696)$2,266$1,430$708,639
64 ($3,696)$2,262$1,435$707,205
65 ($3,696)$2,257$1,439$705,765
66 ($3,696)$2,253$1,444$704,321
67 ($3,696)$2,248$1,448$702,873
68 ($3,696)$2,243$1,453$701,420
69 ($3,696)$2,239$1,458$699,962
70 ($3,696)$2,234$1,462$698,500
71 ($3,696)$2,229$1,467$697,033
72 ($3,696)$2,225$1,472$695,561
Year 7 - 73 ($3,696)$2,220$1,476$694,085
74 ($3,696)$2,215$1,481$692,603
75 ($3,696)$2,211$1,486$691,117
76 ($3,696)$2,206$1,491$689,627
77 ($3,696)$2,201$1,495$688,131
78 ($3,696)$2,196$1,500$686,631
79 ($3,696)$2,191$1,505$685,126
80 ($3,696)$2,187$1,510$683,617
81 ($3,696)$2,182$1,515$682,102
82 ($3,696)$2,177$1,519$680,583
83 ($3,696)$2,172$1,524$679,058
84 ($3,696)$2,167$1,529$677,529
Year 8 - 85 ($3,696)$2,162$1,534$675,995
86 ($3,696)$2,158$1,539$674,456
87 ($3,696)$2,153$1,544$672,913
88 ($3,696)$2,148$1,549$671,364
89 ($3,696)$2,143$1,554$669,810
90 ($3,696)$2,138$1,559$668,252
91 ($3,696)$2,133$1,564$666,688
92 ($3,696)$2,128$1,569$665,119
93 ($3,696)$2,123$1,574$663,546
94 ($3,696)$2,118$1,579$661,967
95 ($3,696)$2,113$1,584$660,384
96 ($3,696)$2,108$1,589$658,795
Year 9 - 97 ($3,696)$2,103$1,594$657,201
98 ($3,696)$2,098$1,599$655,602
99 ($3,696)$2,092$1,604$653,998
100 ($3,696)$2,087$1,609$652,389
101 ($3,696)$2,082$1,614$650,775
102 ($3,696)$2,077$1,619$649,156
103 ($3,696)$2,072$1,625$647,531
104 ($3,696)$2,067$1,630$645,901
105 ($3,696)$2,062$1,635$644,266
106 ($3,696)$2,056$1,640$642,626
107 ($3,696)$2,051$1,645$640,981
108 ($3,696)$2,046$1,651$639,330
Year 10 - 109 ($3,696)$2,041$1,656$637,674
110 ($3,696)$2,035$1,661$636,013
111 ($3,696)$2,030$1,666$634,346
112 ($3,696)$2,025$1,672$632,675
113 ($3,696)$2,019$1,677$630,998
114 ($3,696)$2,014$1,683$629,315
115 ($3,696)$2,009$1,688$627,627
116 ($3,696)$2,003$1,693$625,934
117 ($3,696)$1,998$1,699$624,235
118 ($3,696)$1,992$1,704$622,531
119 ($3,696)$1,987$1,710$620,822
120 ($3,696)$1,981$1,715$619,107
Year 11 - 121 ($3,696)$1,976$1,720$617,386
122 ($3,696)$1,970$1,726$615,660
123 ($3,696)$1,965$1,731$613,929
124 ($3,696)$1,959$1,737$612,192
125 ($3,696)$1,954$1,743$610,449
126 ($3,696)$1,948$1,748$608,701
127 ($3,696)$1,943$1,754$606,948
128 ($3,696)$1,937$1,759$605,188
129 ($3,696)$1,932$1,765$603,423
130 ($3,696)$1,926$1,771$601,653
131 ($3,696)$1,920$1,776$599,877
132 ($3,696)$1,915$1,782$598,095
Year 12 - 133 ($3,696)$1,909$1,788$596,307
134 ($3,696)$1,903$1,793$594,514
135 ($3,696)$1,897$1,799$592,715
136 ($3,696)$1,892$1,805$590,910
137 ($3,696)$1,886$1,810$589,100
138 ($3,696)$1,880$1,816$587,284
139 ($3,696)$1,874$1,822$585,462
140 ($3,696)$1,869$1,828$583,634
141 ($3,696)$1,863$1,834$581,800
142 ($3,696)$1,857$1,840$579,961
143 ($3,696)$1,851$1,845$578,115
144 ($3,696)$1,845$1,851$576,264
Year 13 - 145 ($3,696)$1,839$1,857$574,407
146 ($3,696)$1,833$1,863$572,544
147 ($3,696)$1,827$1,869$570,675
148 ($3,696)$1,821$1,875$568,800
149 ($3,696)$1,815$1,881$566,919
150 ($3,696)$1,809$1,887$565,032
151 ($3,696)$1,803$1,893$563,139
152 ($3,696)$1,797$1,899$561,239
153 ($3,696)$1,791$1,905$559,334
154 ($3,696)$1,785$1,911$557,423
155 ($3,696)$1,779$1,917$555,506
156 ($3,696)$1,773$1,923$553,582
Year 14 - 157 ($3,696)$1,767$1,930$551,653
158 ($3,696)$1,761$1,936$549,717
159 ($3,696)$1,755$1,942$547,775
160 ($3,696)$1,748$1,948$545,827
161 ($3,696)$1,742$1,954$543,873
162 ($3,696)$1,736$1,961$541,912
163 ($3,696)$1,730$1,967$539,945
164 ($3,696)$1,723$1,973$537,972
165 ($3,696)$1,717$1,979$535,993
166 ($3,696)$1,711$1,986$534,007
167 ($3,696)$1,704$1,992$532,015
168 ($3,696)$1,698$1,998$530,016
Year 15 - 169 ($3,696)$1,692$2,005$528,012
170 ($3,696)$1,685$2,011$526,000
171 ($3,696)$1,679$2,018$523,983
172 ($3,696)$1,672$2,024$521,959
173 ($3,696)$1,666$2,031$519,928
174 ($3,696)$1,659$2,037$517,891
175 ($3,696)$1,653$2,044$515,848
176 ($3,696)$1,646$2,050$513,798
177 ($3,696)$1,640$2,057$511,741
178 ($3,696)$1,633$2,063$509,678
179 ($3,696)$1,627$2,070$507,608
180 ($3,696)$1,620$2,076$505,532
Year 16 - 181 ($3,696)$1,613$2,083$503,449
182 ($3,696)$1,607$2,090$501,359
183 ($3,696)$1,600$2,096$499,263
184 ($3,696)$1,593$2,103$497,160
185 ($3,696)$1,587$2,110$495,051
186 ($3,696)$1,580$2,116$492,934
187 ($3,696)$1,573$2,123$490,811
188 ($3,696)$1,567$2,130$488,681
189 ($3,696)$1,560$2,137$486,544
190 ($3,696)$1,553$2,144$484,401
191 ($3,696)$1,546$2,150$482,250
192 ($3,696)$1,539$2,157$480,093
Year 17 - 193 ($3,696)$1,532$2,164$477,929
194 ($3,696)$1,525$2,171$475,758
195 ($3,696)$1,518$2,178$473,580
196 ($3,696)$1,512$2,185$471,395
197 ($3,696)$1,505$2,192$469,203
198 ($3,696)$1,498$2,199$467,004
199 ($3,696)$1,491$2,206$464,798
200 ($3,696)$1,483$2,213$462,585
201 ($3,696)$1,476$2,220$460,365
202 ($3,696)$1,469$2,227$458,138
203 ($3,696)$1,462$2,234$455,904
204 ($3,696)$1,455$2,241$453,663
Year 18 - 205 ($3,696)$1,448$2,248$451,414
206 ($3,696)$1,441$2,256$449,158
207 ($3,696)$1,434$2,263$446,896
208 ($3,696)$1,426$2,270$444,625
209 ($3,696)$1,419$2,277$442,348
210 ($3,696)$1,412$2,285$440,064
211 ($3,696)$1,405$2,292$437,772
212 ($3,696)$1,397$2,299$435,472
213 ($3,696)$1,390$2,307$433,166
214 ($3,696)$1,383$2,314$430,852
215 ($3,696)$1,375$2,321$428,531
216 ($3,696)$1,368$2,329$426,202
Year 19 - 217 ($3,696)$1,360$2,336$423,866
218 ($3,696)$1,353$2,344$421,522
219 ($3,696)$1,345$2,351$419,171
220 ($3,696)$1,338$2,359$416,813
221 ($3,696)$1,330$2,366$414,446
222 ($3,696)$1,323$2,374$412,073
223 ($3,696)$1,315$2,381$409,692
224 ($3,696)$1,308$2,389$407,303
225 ($3,696)$1,300$2,396$404,906
226 ($3,696)$1,292$2,404$402,502
227 ($3,696)$1,285$2,412$400,090
228 ($3,696)$1,277$2,419$397,671
Year 20 - 229 ($3,696)$1,269$2,427$395,244
230 ($3,696)$1,261$2,435$392,809
231 ($3,696)$1,254$2,443$390,366
232 ($3,696)$1,246$2,451$387,915
233 ($3,696)$1,238$2,458$385,457
234 ($3,696)$1,230$2,466$382,991
235 ($3,696)$1,222$2,474$380,517
236 ($3,696)$1,214$2,482$378,035
237 ($3,696)$1,207$2,490$375,545
238 ($3,696)$1,199$2,498$373,047
239 ($3,696)$1,191$2,506$370,541
240 ($3,696)$1,183$2,514$368,028
Year 21 - 241 ($3,696)$1,175$2,522$365,506
242 ($3,696)$1,167$2,530$362,976
243 ($3,696)$1,158$2,538$360,438
244 ($3,696)$1,150$2,546$357,892
245 ($3,696)$1,142$2,554$355,338
246 ($3,696)$1,134$2,562$352,775
247 ($3,696)$1,126$2,570$350,205
248 ($3,696)$1,118$2,579$347,626
249 ($3,696)$1,110$2,587$345,039
250 ($3,696)$1,101$2,595$342,444
251 ($3,696)$1,093$2,603$339,841
252 ($3,696)$1,085$2,612$337,229
Year 22 - 253 ($3,696)$1,076$2,620$334,609
254 ($3,696)$1,068$2,628$331,980
255 ($3,696)$1,060$2,637$329,343
256 ($3,696)$1,051$2,645$326,698
257 ($3,696)$1,043$2,654$324,044
258 ($3,696)$1,034$2,662$321,382
259 ($3,696)$1,026$2,671$318,712
260 ($3,696)$1,017$2,679$316,032
261 ($3,696)$1,009$2,688$313,345
262 ($3,696)$1,000$2,696$310,648
263 ($3,696)$991$2,705$307,943
264 ($3,696)$983$2,714$305,230
Year 23 - 265 ($3,696)$974$2,722$302,507
266 ($3,696)$966$2,731$299,776
267 ($3,696)$957$2,740$297,037
268 ($3,696)$948$2,748$294,288
269 ($3,696)$939$2,757$291,531
270 ($3,696)$930$2,766$288,765
271 ($3,696)$922$2,775$285,990
272 ($3,696)$913$2,784$283,207
273 ($3,696)$904$2,793$280,414
274 ($3,696)$895$2,801$277,613
275 ($3,696)$886$2,810$274,802
276 ($3,696)$877$2,819$271,983
Year 24 - 277 ($3,696)$868$2,828$269,155
278 ($3,696)$859$2,837$266,317
279 ($3,696)$850$2,846$263,471
280 ($3,696)$841$2,856$260,615
281 ($3,696)$832$2,865$257,751
282 ($3,696)$823$2,874$254,877
283 ($3,696)$813$2,883$251,994
284 ($3,696)$804$2,892$249,102
285 ($3,696)$795$2,901$246,200
286 ($3,696)$786$2,911$243,290
287 ($3,696)$776$2,920$240,370
288 ($3,696)$767$2,929$237,441
Year 25 - 289 ($3,696)$758$2,939$234,502
290 ($3,696)$748$2,948$231,554
291 ($3,696)$739$2,957$228,597
292 ($3,696)$730$2,967$225,630
293 ($3,696)$720$2,976$222,653
294 ($3,696)$711$2,986$219,668
295 ($3,696)$701$2,995$216,672
296 ($3,696)$692$3,005$213,667
297 ($3,696)$682$3,014$210,653
298 ($3,696)$672$3,024$207,629
299 ($3,696)$663$3,034$204,595
300 ($3,696)$653$3,043$201,552
Year 26 - 301 ($3,696)$643$3,053$198,499
302 ($3,696)$634$3,063$195,436
303 ($3,696)$624$3,073$192,363
304 ($3,696)$614$3,082$189,280
305 ($3,696)$604$3,092$186,188
306 ($3,696)$594$3,102$183,086
307 ($3,696)$584$3,112$179,974
308 ($3,696)$574$3,122$176,852
309 ($3,696)$564$3,132$173,720
310 ($3,696)$554$3,142$170,578
311 ($3,696)$544$3,152$167,426
312 ($3,696)$534$3,162$164,264
Year 27 - 313 ($3,696)$524$3,172$161,092
314 ($3,696)$514$3,182$157,909
315 ($3,696)$504$3,192$154,717
316 ($3,696)$494$3,203$151,514
317 ($3,696)$484$3,213$148,301
318 ($3,696)$473$3,223$145,078
319 ($3,696)$463$3,233$141,845
320 ($3,696)$453$3,244$138,601
321 ($3,696)$442$3,254$135,347
322 ($3,696)$432$3,264$132,083
323 ($3,696)$422$3,275$128,808
324 ($3,696)$411$3,285$125,522
Year 28 - 325 ($3,696)$401$3,296$122,227
326 ($3,696)$390$3,306$118,920
327 ($3,696)$380$3,317$115,603
328 ($3,696)$369$3,327$112,276
329 ($3,696)$358$3,338$108,938
330 ($3,696)$348$3,349$105,589
331 ($3,696)$337$3,359$102,230
332 ($3,696)$326$3,370$98,860
333 ($3,696)$316$3,381$95,479
334 ($3,696)$305$3,392$92,087
335 ($3,696)$294$3,403$88,684
336 ($3,696)$283$3,413$85,271
Year 29 - 337 ($3,696)$272$3,424$81,847
338 ($3,696)$261$3,435$78,412
339 ($3,696)$250$3,446$74,965
340 ($3,696)$239$3,457$71,508
341 ($3,696)$228$3,468$68,040
342 ($3,696)$217$3,479$64,561
343 ($3,696)$206$3,490$61,070
344 ($3,696)$195$3,502$57,569
345 ($3,696)$184$3,513$54,056
346 ($3,696)$173$3,524$50,532
347 ($3,696)$161$3,535$46,997
348 ($3,696)$150$3,546$43,451
Year 30 - 349 ($3,696)$139$3,558$39,893
350 ($3,696)$127$3,569$36,324
351 ($3,696)$116$3,581$32,743
352 ($3,696)$105$3,592$29,151
353 ($3,696)$93$3,603$25,548
354 ($3,696)$82$3,615$21,933
355 ($3,696)$70$3,626$18,307
356 ($3,696)$58$3,638$14,669
357 ($3,696)$47$3,650$11,019
358 ($3,696)$35$3,661$7,358
359 ($3,696)$23$3,673$3,685
360 ($3,696)$12$3,685$0
TOTALS$540,318$790,400$1,330,718

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.