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Mortgage Payment Schedule for a $988,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of November 16, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($197,600) may require pre-mortgage insurance


3.95% is current rate for 30-year fixed
3.31% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$3,751 360 $559,867 $1,350,267

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,186 or less (zip code: 20149)


NMLS #: 168163 | State Lic #: MC3254
$1,123 /mo
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30 yr fixed mtg, 0 points | APR: 3.561% | Rate: 3.500% | Fees: $1,895 | 30 day rate lock

NMLS #: 134407 | State Lic #: MC-5378
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 45 day rate lock

NMLS #: 1023 | State Lic #: MC-5814
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 45 day rate lock

NMLS #: 258821
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 2890 | State Lic #: MC-3098
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.766% | Rate: 3.750% | Fees: $490 | 30 day rate lock

NMLS #: 66247 | State Lic #: MC-1825
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.766% | Rate: 3.750% | Fees: $487 | 30 day rate lock

NMLS #: 790396
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 424182
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 244476 | State Lic #: MC-5877
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 7706
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 417490
$1,192 /mo
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30 yr fixed mtg, 0 points | APR: 3.990% | Rate: 3.990% | Fees: $0 | 30 day rate lock

NMLS #: 227765 | State Lic #: MC-5920
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 181005
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $870 | 45 day rate lock

NMLS #: 2925 | State Lic #: MC-1875
$1,212 /mo
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30 yr fixed mtg, 0 points | APR: 4.135% | Rate: 4.125% | Fees: $299 | 45 day rate lock

NMLS #: 412915
$1,230 /mo
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30 yr fixed mtg, 0 points | APR: 4.308% | Rate: 4.250% | Fees: $1,710 | 60 day rate lock

$1,248 /mo
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30 yr fixed mtg, 0 points | APR: 4.375% | Rate: 4.375% | Fees: $0 | 30 day rate lock

$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.753% | Rate: 3.750% | Fees: $101 | 30 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $988,000
Down Payment $197,600$790,400
Year 1 - 1 ($3,751)$2,602$1,149$789,251
2 ($3,751)$2,598$1,153$788,098
3 ($3,751)$2,594$1,157$786,942
4 ($3,751)$2,590$1,160$785,781
5 ($3,751)$2,587$1,164$784,617
6 ($3,751)$2,583$1,168$783,449
7 ($3,751)$2,579$1,172$782,277
8 ($3,751)$2,575$1,176$781,101
9 ($3,751)$2,571$1,180$779,922
10 ($3,751)$2,567$1,184$778,738
11 ($3,751)$2,563$1,187$777,551
12 ($3,751)$2,559$1,191$776,360
Year 2 - 13 ($3,751)$2,556$1,195$775,164
14 ($3,751)$2,552$1,199$773,965
15 ($3,751)$2,548$1,203$772,762
16 ($3,751)$2,544$1,207$771,555
17 ($3,751)$2,540$1,211$770,344
18 ($3,751)$2,536$1,215$769,129
19 ($3,751)$2,532$1,219$767,910
20 ($3,751)$2,528$1,223$766,687
21 ($3,751)$2,524$1,227$765,460
22 ($3,751)$2,520$1,231$764,229
23 ($3,751)$2,516$1,235$762,993
24 ($3,751)$2,512$1,239$761,754
Year 3 - 25 ($3,751)$2,507$1,243$760,511
26 ($3,751)$2,503$1,247$759,264
27 ($3,751)$2,499$1,251$758,012
28 ($3,751)$2,495$1,256$756,756
29 ($3,751)$2,491$1,260$755,497
30 ($3,751)$2,487$1,264$754,233
31 ($3,751)$2,483$1,268$752,965
32 ($3,751)$2,479$1,272$751,693
33 ($3,751)$2,474$1,276$750,416
34 ($3,751)$2,470$1,281$749,135
35 ($3,751)$2,466$1,285$747,851
36 ($3,751)$2,462$1,289$746,562
Year 4 - 37 ($3,751)$2,457$1,293$745,268
38 ($3,751)$2,453$1,298$743,971
39 ($3,751)$2,449$1,302$742,669
40 ($3,751)$2,445$1,306$741,363
41 ($3,751)$2,440$1,310$740,052
42 ($3,751)$2,436$1,315$738,738
43 ($3,751)$2,432$1,319$737,418
44 ($3,751)$2,427$1,323$736,095
45 ($3,751)$2,423$1,328$734,767
46 ($3,751)$2,419$1,332$733,435
47 ($3,751)$2,414$1,337$732,099
48 ($3,751)$2,410$1,341$730,758
Year 5 - 49 ($3,751)$2,405$1,345$729,412
50 ($3,751)$2,401$1,350$728,063
51 ($3,751)$2,397$1,354$726,708
52 ($3,751)$2,392$1,359$725,350
53 ($3,751)$2,388$1,363$723,987
54 ($3,751)$2,383$1,368$722,619
55 ($3,751)$2,379$1,372$721,247
56 ($3,751)$2,374$1,377$719,870
57 ($3,751)$2,370$1,381$718,489
58 ($3,751)$2,365$1,386$717,103
59 ($3,751)$2,360$1,390$715,713
60 ($3,751)$2,356$1,395$714,318
Year 6 - 61 ($3,751)$2,351$1,399$712,919
62 ($3,751)$2,347$1,404$711,515
63 ($3,751)$2,342$1,409$710,106
64 ($3,751)$2,337$1,413$708,693
65 ($3,751)$2,333$1,418$707,275
66 ($3,751)$2,328$1,423$705,852
67 ($3,751)$2,323$1,427$704,425
68 ($3,751)$2,319$1,432$702,993
69 ($3,751)$2,314$1,437$701,556
70 ($3,751)$2,309$1,441$700,115
71 ($3,751)$2,305$1,446$698,669
72 ($3,751)$2,300$1,451$697,218
Year 7 - 73 ($3,751)$2,295$1,456$695,762
74 ($3,751)$2,290$1,461$694,301
75 ($3,751)$2,285$1,465$692,836
76 ($3,751)$2,281$1,470$691,366
77 ($3,751)$2,276$1,475$689,891
78 ($3,751)$2,271$1,480$688,411
79 ($3,751)$2,266$1,485$686,926
80 ($3,751)$2,261$1,490$685,437
81 ($3,751)$2,256$1,495$683,942
82 ($3,751)$2,251$1,499$682,443
83 ($3,751)$2,246$1,504$680,938
84 ($3,751)$2,241$1,509$679,429
Year 8 - 85 ($3,751)$2,236$1,514$677,915
86 ($3,751)$2,231$1,519$676,395
87 ($3,751)$2,226$1,524$674,871
88 ($3,751)$2,221$1,529$673,342
89 ($3,751)$2,216$1,534$671,808
90 ($3,751)$2,211$1,539$670,268
91 ($3,751)$2,206$1,544$668,724
92 ($3,751)$2,201$1,550$667,174
93 ($3,751)$2,196$1,555$665,620
94 ($3,751)$2,191$1,560$664,060
95 ($3,751)$2,186$1,565$662,495
96 ($3,751)$2,181$1,570$660,925
Year 9 - 97 ($3,751)$2,176$1,575$659,350
98 ($3,751)$2,170$1,580$657,769
99 ($3,751)$2,165$1,586$656,184
100 ($3,751)$2,160$1,591$654,593
101 ($3,751)$2,155$1,596$652,997
102 ($3,751)$2,149$1,601$651,396
103 ($3,751)$2,144$1,607$649,789
104 ($3,751)$2,139$1,612$648,177
105 ($3,751)$2,134$1,617$646,560
106 ($3,751)$2,128$1,622$644,938
107 ($3,751)$2,123$1,628$643,310
108 ($3,751)$2,118$1,633$641,677
Year 10 - 109 ($3,751)$2,112$1,639$640,038
110 ($3,751)$2,107$1,644$638,394
111 ($3,751)$2,101$1,649$636,745
112 ($3,751)$2,096$1,655$635,090
113 ($3,751)$2,091$1,660$633,430
114 ($3,751)$2,085$1,666$631,764
115 ($3,751)$2,080$1,671$630,093
116 ($3,751)$2,074$1,677$628,416
117 ($3,751)$2,069$1,682$626,734
118 ($3,751)$2,063$1,688$625,046
119 ($3,751)$2,057$1,693$623,353
120 ($3,751)$2,052$1,699$621,654
Year 11 - 121 ($3,751)$2,046$1,704$619,949
122 ($3,751)$2,041$1,710$618,239
123 ($3,751)$2,035$1,716$616,524
124 ($3,751)$2,029$1,721$614,802
125 ($3,751)$2,024$1,727$613,075
126 ($3,751)$2,018$1,733$611,343
127 ($3,751)$2,012$1,738$609,604
128 ($3,751)$2,007$1,744$607,860
129 ($3,751)$2,001$1,750$606,110
130 ($3,751)$1,995$1,756$604,355
131 ($3,751)$1,989$1,761$602,593
132 ($3,751)$1,984$1,767$600,826
Year 12 - 133 ($3,751)$1,978$1,773$599,053
134 ($3,751)$1,972$1,779$597,274
135 ($3,751)$1,966$1,785$595,489
136 ($3,751)$1,960$1,791$593,699
137 ($3,751)$1,954$1,796$591,902
138 ($3,751)$1,948$1,802$590,100
139 ($3,751)$1,942$1,808$588,292
140 ($3,751)$1,936$1,814$586,477
141 ($3,751)$1,930$1,820$584,657
142 ($3,751)$1,924$1,826$582,831
143 ($3,751)$1,918$1,832$580,999
144 ($3,751)$1,912$1,838$579,160
Year 13 - 145 ($3,751)$1,906$1,844$577,316
146 ($3,751)$1,900$1,850$575,465
147 ($3,751)$1,894$1,857$573,609
148 ($3,751)$1,888$1,863$571,746
149 ($3,751)$1,882$1,869$569,878
150 ($3,751)$1,876$1,875$568,003
151 ($3,751)$1,870$1,881$566,122
152 ($3,751)$1,863$1,887$564,234
153 ($3,751)$1,857$1,893$562,341
154 ($3,751)$1,851$1,900$560,441
155 ($3,751)$1,845$1,906$558,535
156 ($3,751)$1,839$1,912$556,623
Year 14 - 157 ($3,751)$1,832$1,919$554,705
158 ($3,751)$1,826$1,925$552,780
159 ($3,751)$1,820$1,931$550,849
160 ($3,751)$1,813$1,938$548,911
161 ($3,751)$1,807$1,944$546,967
162 ($3,751)$1,800$1,950$545,017
163 ($3,751)$1,794$1,957$543,060
164 ($3,751)$1,788$1,963$541,097
165 ($3,751)$1,781$1,970$539,127
166 ($3,751)$1,775$1,976$537,151
167 ($3,751)$1,768$1,983$535,169
168 ($3,751)$1,762$1,989$533,179
Year 15 - 169 ($3,751)$1,755$1,996$531,184
170 ($3,751)$1,748$2,002$529,181
171 ($3,751)$1,742$2,009$527,173
172 ($3,751)$1,735$2,015$525,157
173 ($3,751)$1,729$2,022$523,135
174 ($3,751)$1,722$2,029$521,106
175 ($3,751)$1,715$2,035$519,071
176 ($3,751)$1,709$2,042$517,029
177 ($3,751)$1,702$2,049$514,980
178 ($3,751)$1,695$2,056$512,924
179 ($3,751)$1,688$2,062$510,862
180 ($3,751)$1,682$2,069$508,793
Year 16 - 181 ($3,751)$1,675$2,076$506,717
182 ($3,751)$1,668$2,083$504,634
183 ($3,751)$1,661$2,090$502,544
184 ($3,751)$1,654$2,097$500,448
185 ($3,751)$1,647$2,103$498,344
186 ($3,751)$1,640$2,110$496,234
187 ($3,751)$1,633$2,117$494,117
188 ($3,751)$1,626$2,124$491,992
189 ($3,751)$1,619$2,131$489,861
190 ($3,751)$1,612$2,138$487,723
191 ($3,751)$1,605$2,145$485,577
192 ($3,751)$1,598$2,152$483,425
Year 17 - 193 ($3,751)$1,591$2,159$481,266
194 ($3,751)$1,584$2,167$479,099
195 ($3,751)$1,577$2,174$476,925
196 ($3,751)$1,570$2,181$474,744
197 ($3,751)$1,563$2,188$472,556
198 ($3,751)$1,555$2,195$470,361
199 ($3,751)$1,548$2,202$468,159
200 ($3,751)$1,541$2,210$465,949
201 ($3,751)$1,534$2,217$463,732
202 ($3,751)$1,526$2,224$461,508
203 ($3,751)$1,519$2,232$459,276
204 ($3,751)$1,512$2,239$457,037
Year 18 - 205 ($3,751)$1,504$2,246$454,791
206 ($3,751)$1,497$2,254$452,537
207 ($3,751)$1,490$2,261$450,276
208 ($3,751)$1,482$2,269$448,007
209 ($3,751)$1,475$2,276$445,731
210 ($3,751)$1,467$2,284$443,448
211 ($3,751)$1,460$2,291$441,157
212 ($3,751)$1,452$2,299$438,858
213 ($3,751)$1,445$2,306$436,552
214 ($3,751)$1,437$2,314$434,238
215 ($3,751)$1,429$2,321$431,917
216 ($3,751)$1,422$2,329$429,588
Year 19 - 217 ($3,751)$1,414$2,337$427,251
218 ($3,751)$1,406$2,344$424,907
219 ($3,751)$1,399$2,352$422,555
220 ($3,751)$1,391$2,360$420,195
221 ($3,751)$1,383$2,368$417,827
222 ($3,751)$1,375$2,375$415,452
223 ($3,751)$1,368$2,383$413,069
224 ($3,751)$1,360$2,391$410,678
225 ($3,751)$1,352$2,399$408,279
226 ($3,751)$1,344$2,407$405,872
227 ($3,751)$1,336$2,415$403,457
228 ($3,751)$1,328$2,423$401,034
Year 20 - 229 ($3,751)$1,320$2,431$398,604
230 ($3,751)$1,312$2,439$396,165
231 ($3,751)$1,304$2,447$393,718
232 ($3,751)$1,296$2,455$391,264
233 ($3,751)$1,288$2,463$388,801
234 ($3,751)$1,280$2,471$386,330
235 ($3,751)$1,272$2,479$383,851
236 ($3,751)$1,264$2,487$381,363
237 ($3,751)$1,255$2,495$378,868
238 ($3,751)$1,247$2,504$376,364
239 ($3,751)$1,239$2,512$373,853
240 ($3,751)$1,231$2,520$371,332
Year 21 - 241 ($3,751)$1,222$2,528$368,804
242 ($3,751)$1,214$2,537$366,267
243 ($3,751)$1,206$2,545$363,722
244 ($3,751)$1,197$2,553$361,169
245 ($3,751)$1,189$2,562$358,607
246 ($3,751)$1,180$2,570$356,036
247 ($3,751)$1,172$2,579$353,458
248 ($3,751)$1,163$2,587$350,870
249 ($3,751)$1,155$2,596$348,275
250 ($3,751)$1,146$2,604$345,670
251 ($3,751)$1,138$2,613$343,057
252 ($3,751)$1,129$2,622$340,436
Year 22 - 253 ($3,751)$1,121$2,630$337,806
254 ($3,751)$1,112$2,639$335,167
255 ($3,751)$1,103$2,647$332,519
256 ($3,751)$1,095$2,656$329,863
257 ($3,751)$1,086$2,665$327,198
258 ($3,751)$1,077$2,674$324,524
259 ($3,751)$1,068$2,683$321,842
260 ($3,751)$1,059$2,691$319,151
261 ($3,751)$1,051$2,700$316,450
262 ($3,751)$1,042$2,709$313,741
263 ($3,751)$1,033$2,718$311,023
264 ($3,751)$1,024$2,727$308,296
Year 23 - 265 ($3,751)$1,015$2,736$305,560
266 ($3,751)$1,006$2,745$302,815
267 ($3,751)$997$2,754$300,061
268 ($3,751)$988$2,763$297,298
269 ($3,751)$979$2,772$294,526
270 ($3,751)$969$2,781$291,745
271 ($3,751)$960$2,790$288,955
272 ($3,751)$951$2,800$286,155
273 ($3,751)$942$2,809$283,346
274 ($3,751)$933$2,818$280,528
275 ($3,751)$923$2,827$277,701
276 ($3,751)$914$2,837$274,864
Year 24 - 277 ($3,751)$905$2,846$272,018
278 ($3,751)$895$2,855$269,163
279 ($3,751)$886$2,865$266,298
280 ($3,751)$877$2,874$263,424
281 ($3,751)$867$2,884$260,540
282 ($3,751)$858$2,893$257,647
283 ($3,751)$848$2,903$254,744
284 ($3,751)$839$2,912$251,832
285 ($3,751)$829$2,922$248,910
286 ($3,751)$819$2,931$245,979
287 ($3,751)$810$2,941$243,038
288 ($3,751)$800$2,951$240,087
Year 25 - 289 ($3,751)$790$2,960$237,127
290 ($3,751)$781$2,970$234,157
291 ($3,751)$771$2,980$231,177
292 ($3,751)$761$2,990$228,187
293 ($3,751)$751$3,000$225,187
294 ($3,751)$741$3,010$222,178
295 ($3,751)$731$3,019$219,158
296 ($3,751)$721$3,029$216,129
297 ($3,751)$711$3,039$213,090
298 ($3,751)$701$3,049$210,040
299 ($3,751)$691$3,059$206,981
300 ($3,751)$681$3,069$203,912
Year 26 - 301 ($3,751)$671$3,080$200,832
302 ($3,751)$661$3,090$197,742
303 ($3,751)$651$3,100$194,643
304 ($3,751)$641$3,110$191,532
305 ($3,751)$630$3,120$188,412
306 ($3,751)$620$3,131$185,282
307 ($3,751)$610$3,141$182,141
308 ($3,751)$600$3,151$178,990
309 ($3,751)$589$3,162$175,828
310 ($3,751)$579$3,172$172,656
311 ($3,751)$568$3,182$169,474
312 ($3,751)$558$3,193$166,281
Year 27 - 313 ($3,751)$547$3,203$163,077
314 ($3,751)$537$3,214$159,863
315 ($3,751)$526$3,225$156,639
316 ($3,751)$516$3,235$153,404
317 ($3,751)$505$3,246$150,158
318 ($3,751)$494$3,256$146,901
319 ($3,751)$484$3,267$143,634
320 ($3,751)$473$3,278$140,356
321 ($3,751)$462$3,289$137,068
322 ($3,751)$451$3,300$133,768
323 ($3,751)$440$3,310$130,458
324 ($3,751)$429$3,321$127,136
Year 28 - 325 ($3,751)$418$3,332$123,804
326 ($3,751)$408$3,343$120,461
327 ($3,751)$397$3,354$117,107
328 ($3,751)$385$3,365$113,741
329 ($3,751)$374$3,376$110,365
330 ($3,751)$363$3,387$106,978
331 ($3,751)$352$3,399$103,579
332 ($3,751)$341$3,410$100,169
333 ($3,751)$330$3,421$96,748
334 ($3,751)$318$3,432$93,316
335 ($3,751)$307$3,444$89,872
336 ($3,751)$296$3,455$86,417
Year 29 - 337 ($3,751)$284$3,466$82,951
338 ($3,751)$273$3,478$79,473
339 ($3,751)$262$3,489$75,984
340 ($3,751)$250$3,501$72,484
341 ($3,751)$239$3,512$68,971
342 ($3,751)$227$3,524$65,448
343 ($3,751)$215$3,535$61,912
344 ($3,751)$204$3,547$58,365
345 ($3,751)$192$3,559$54,807
346 ($3,751)$180$3,570$51,236
347 ($3,751)$169$3,582$47,654
348 ($3,751)$157$3,594$44,061
Year 30 - 349 ($3,751)$145$3,606$40,455
350 ($3,751)$133$3,618$36,837
351 ($3,751)$121$3,629$33,208
352 ($3,751)$109$3,641$29,566
353 ($3,751)$97$3,653$25,913
354 ($3,751)$85$3,665$22,247
355 ($3,751)$73$3,678$18,570
356 ($3,751)$61$3,690$14,880
357 ($3,751)$49$3,702$11,179
358 ($3,751)$37$3,714$7,465
359 ($3,751)$25$3,726$3,738
360 ($3,751)$12$3,738$0
TOTALS$559,867$790,400$1,350,267

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.