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Mortgage Payment Schedule for a $99,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of October 19, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($19,800) may require pre-mortgage insurance


3.88% is current rate for 30-year fixed
3.19% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$373 360 $54,956 $134,156

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,176 or less (zip code: 20149)


$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.778% | Rate: 3.750% | Fees: $860 | 30 day rate lock

NMLS #: 3232 | State Lic #: MC-1532
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 40 day rate lock

NMLS #: 898791
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.928% | Rate: 3.875% | Fees: $1,595 | 60 day rate lock

NMLS #: 227765 | State Lic #: MC-5920
$1,212 /mo
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30 yr fixed mtg, 0 points | APR: 4.125% | Rate: 4.125% | Fees: $0 | 30 day rate lock

NMLS #: 67717
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.773% | Rate: 3.750% | Fees: $695 | 30 day rate lock

$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.776% | Rate: 3.750% | Fees: $795 | 45 day rate lock

NMLS #: 790396
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 244476 | State Lic #: MC-5877
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 7706
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 417490
$1,192 /mo
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30 yr fixed mtg, 0 points | APR: 3.999% | Rate: 3.990% | Fees: $270 | 30 day rate lock

NMLS #: 181005
$1,192 /mo
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30 yr fixed mtg, 0 points | APR: 4.019% | Rate: 3.990% | Fees: $870 | 45 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $99,000
Down Payment $19,800$79,200
Year 1 - 1 ($373)$256$117$79,083
2 ($373)$256$117$78,966
3 ($373)$255$117$78,849
4 ($373)$255$118$78,731
5 ($373)$255$118$78,613
6 ($373)$254$118$78,495
7 ($373)$254$119$78,376
8 ($373)$253$119$78,257
9 ($373)$253$120$78,137
10 ($373)$253$120$78,017
11 ($373)$252$120$77,897
12 ($373)$252$121$77,776
Year 2 - 13 ($373)$251$121$77,655
14 ($373)$251$122$77,533
15 ($373)$251$122$77,411
16 ($373)$250$122$77,289
17 ($373)$250$123$77,166
18 ($373)$250$123$77,043
19 ($373)$249$124$76,919
20 ($373)$249$124$76,795
21 ($373)$248$124$76,671
22 ($373)$248$125$76,546
23 ($373)$247$125$76,421
24 ($373)$247$126$76,296
Year 3 - 25 ($373)$247$126$76,170
26 ($373)$246$126$76,043
27 ($373)$246$127$75,917
28 ($373)$245$127$75,789
29 ($373)$245$128$75,662
30 ($373)$245$128$75,534
31 ($373)$244$128$75,405
32 ($373)$244$129$75,276
33 ($373)$243$129$75,147
34 ($373)$243$130$75,018
35 ($373)$243$130$74,887
36 ($373)$242$131$74,757
Year 4 - 37 ($373)$242$131$74,626
38 ($373)$241$131$74,495
39 ($373)$241$132$74,363
40 ($373)$240$132$74,231
41 ($373)$240$133$74,098
42 ($373)$240$133$73,965
43 ($373)$239$134$73,831
44 ($373)$239$134$73,697
45 ($373)$238$134$73,563
46 ($373)$238$135$73,428
47 ($373)$237$135$73,293
48 ($373)$237$136$73,157
Year 5 - 49 ($373)$237$136$73,021
50 ($373)$236$137$72,885
51 ($373)$236$137$72,748
52 ($373)$235$137$72,610
53 ($373)$235$138$72,472
54 ($373)$234$138$72,334
55 ($373)$234$139$72,195
56 ($373)$233$139$72,056
57 ($373)$233$140$71,916
58 ($373)$233$140$71,776
59 ($373)$232$141$71,636
60 ($373)$232$141$71,495
Year 6 - 61 ($373)$231$141$71,353
62 ($373)$231$142$71,211
63 ($373)$230$142$71,069
64 ($373)$230$143$70,926
65 ($373)$229$143$70,783
66 ($373)$229$144$70,639
67 ($373)$228$144$70,495
68 ($373)$228$145$70,350
69 ($373)$227$145$70,205
70 ($373)$227$146$70,059
71 ($373)$227$146$69,913
72 ($373)$226$147$69,766
Year 7 - 73 ($373)$226$147$69,619
74 ($373)$225$148$69,472
75 ($373)$225$148$69,324
76 ($373)$224$149$69,175
77 ($373)$224$149$69,026
78 ($373)$223$149$68,877
79 ($373)$223$150$68,727
80 ($373)$222$150$68,576
81 ($373)$222$151$68,425
82 ($373)$221$151$68,274
83 ($373)$221$152$68,122
84 ($373)$220$152$67,970
Year 8 - 85 ($373)$220$153$67,817
86 ($373)$219$153$67,663
87 ($373)$219$154$67,510
88 ($373)$218$154$67,355
89 ($373)$218$155$67,200
90 ($373)$217$155$67,045
91 ($373)$217$156$66,889
92 ($373)$216$156$66,733
93 ($373)$216$157$66,576
94 ($373)$215$157$66,418
95 ($373)$215$158$66,260
96 ($373)$214$158$66,102
Year 9 - 97 ($373)$214$159$65,943
98 ($373)$213$159$65,784
99 ($373)$213$160$65,624
100 ($373)$212$160$65,463
101 ($373)$212$161$65,302
102 ($373)$211$162$65,141
103 ($373)$211$162$64,979
104 ($373)$210$163$64,816
105 ($373)$210$163$64,653
106 ($373)$209$164$64,489
107 ($373)$209$164$64,325
108 ($373)$208$165$64,161
Year 10 - 109 ($373)$207$165$63,995
110 ($373)$207$166$63,830
111 ($373)$206$166$63,663
112 ($373)$206$167$63,497
113 ($373)$205$167$63,329
114 ($373)$205$168$63,161
115 ($373)$204$168$62,993
116 ($373)$204$169$62,824
117 ($373)$203$170$62,654
118 ($373)$203$170$62,484
119 ($373)$202$171$62,314
120 ($373)$201$171$62,143
Year 11 - 121 ($373)$201$172$61,971
122 ($373)$200$172$61,799
123 ($373)$200$173$61,626
124 ($373)$199$173$61,452
125 ($373)$199$174$61,278
126 ($373)$198$175$61,104
127 ($373)$198$175$60,929
128 ($373)$197$176$60,753
129 ($373)$196$176$60,577
130 ($373)$196$177$60,400
131 ($373)$195$177$60,223
132 ($373)$195$178$60,045
Year 12 - 133 ($373)$194$179$59,866
134 ($373)$194$179$59,687
135 ($373)$193$180$59,508
136 ($373)$192$180$59,327
137 ($373)$192$181$59,147
138 ($373)$191$181$58,965
139 ($373)$191$182$58,783
140 ($373)$190$183$58,601
141 ($373)$189$183$58,417
142 ($373)$189$184$58,234
143 ($373)$188$184$58,049
144 ($373)$188$185$57,864
Year 13 - 145 ($373)$187$186$57,679
146 ($373)$186$186$57,493
147 ($373)$186$187$57,306
148 ($373)$185$187$57,118
149 ($373)$185$188$56,930
150 ($373)$184$189$56,742
151 ($373)$183$189$56,553
152 ($373)$183$190$56,363
153 ($373)$182$190$56,172
154 ($373)$182$191$55,981
155 ($373)$181$192$55,790
156 ($373)$180$192$55,597
Year 14 - 157 ($373)$180$193$55,405
158 ($373)$179$194$55,211
159 ($373)$179$194$55,017
160 ($373)$178$195$54,822
161 ($373)$177$195$54,627
162 ($373)$177$196$54,431
163 ($373)$176$197$54,234
164 ($373)$175$197$54,037
165 ($373)$175$198$53,839
166 ($373)$174$199$53,640
167 ($373)$173$199$53,441
168 ($373)$173$200$53,241
Year 15 - 169 ($373)$172$201$53,041
170 ($373)$171$201$52,840
171 ($373)$171$202$52,638
172 ($373)$170$202$52,435
173 ($373)$170$203$52,232
174 ($373)$169$204$52,028
175 ($373)$168$204$51,824
176 ($373)$168$205$51,619
177 ($373)$167$206$51,413
178 ($373)$166$206$51,207
179 ($373)$166$207$51,000
180 ($373)$165$208$50,792
Year 16 - 181 ($373)$164$208$50,583
182 ($373)$164$209$50,374
183 ($373)$163$210$50,165
184 ($373)$162$210$49,954
185 ($373)$162$211$49,743
186 ($373)$161$212$49,531
187 ($373)$160$213$49,319
188 ($373)$159$213$49,105
189 ($373)$159$214$48,892
190 ($373)$158$215$48,677
191 ($373)$157$215$48,462
192 ($373)$157$216$48,246
Year 17 - 193 ($373)$156$217$48,029
194 ($373)$155$217$47,812
195 ($373)$155$218$47,594
196 ($373)$154$219$47,375
197 ($373)$153$219$47,155
198 ($373)$152$220$46,935
199 ($373)$152$221$46,714
200 ($373)$151$222$46,493
201 ($373)$150$222$46,270
202 ($373)$150$223$46,047
203 ($373)$149$224$45,824
204 ($373)$148$224$45,599
Year 18 - 205 ($373)$147$225$45,374
206 ($373)$147$226$45,148
207 ($373)$146$227$44,921
208 ($373)$145$227$44,694
209 ($373)$145$228$44,466
210 ($373)$144$229$44,237
211 ($373)$143$230$44,007
212 ($373)$142$230$43,777
213 ($373)$142$231$43,546
214 ($373)$141$232$43,314
215 ($373)$140$233$43,081
216 ($373)$139$233$42,848
Year 19 - 217 ($373)$139$234$42,614
218 ($373)$138$235$42,379
219 ($373)$137$236$42,143
220 ($373)$136$236$41,907
221 ($373)$135$237$41,670
222 ($373)$135$238$41,432
223 ($373)$134$239$41,193
224 ($373)$133$239$40,954
225 ($373)$132$240$40,713
226 ($373)$132$241$40,472
227 ($373)$131$242$40,231
228 ($373)$130$243$39,988
Year 20 - 229 ($373)$129$243$39,745
230 ($373)$129$244$39,501
231 ($373)$128$245$39,256
232 ($373)$127$246$39,010
233 ($373)$126$247$38,763
234 ($373)$125$247$38,516
235 ($373)$125$248$38,268
236 ($373)$124$249$38,019
237 ($373)$123$250$37,769
238 ($373)$122$251$37,519
239 ($373)$121$251$37,267
240 ($373)$120$252$37,015
Year 21 - 241 ($373)$120$253$36,762
242 ($373)$119$254$36,509
243 ($373)$118$255$36,254
244 ($373)$117$255$35,998
245 ($373)$116$256$35,742
246 ($373)$116$257$35,485
247 ($373)$115$258$35,227
248 ($373)$114$259$34,968
249 ($373)$113$260$34,709
250 ($373)$112$260$34,448
251 ($373)$111$261$34,187
252 ($373)$111$262$33,925
Year 22 - 253 ($373)$110$263$33,662
254 ($373)$109$264$33,398
255 ($373)$108$265$33,134
256 ($373)$107$266$32,868
257 ($373)$106$266$32,602
258 ($373)$105$267$32,334
259 ($373)$105$268$32,066
260 ($373)$104$269$31,797
261 ($373)$103$270$31,528
262 ($373)$102$271$31,257
263 ($373)$101$272$30,985
264 ($373)$100$272$30,713
Year 23 - 265 ($373)$99$273$30,439
266 ($373)$98$274$30,165
267 ($373)$98$275$29,890
268 ($373)$97$276$29,614
269 ($373)$96$277$29,337
270 ($373)$95$278$29,059
271 ($373)$94$279$28,781
272 ($373)$93$280$28,501
273 ($373)$92$281$28,221
274 ($373)$91$281$27,939
275 ($373)$90$282$27,657
276 ($373)$89$283$27,374
Year 24 - 277 ($373)$89$284$27,089
278 ($373)$88$285$26,804
279 ($373)$87$286$26,518
280 ($373)$86$287$26,231
281 ($373)$85$288$25,944
282 ($373)$84$289$25,655
283 ($373)$83$290$25,365
284 ($373)$82$291$25,075
285 ($373)$81$292$24,783
286 ($373)$80$293$24,490
287 ($373)$79$293$24,197
288 ($373)$78$294$23,903
Year 25 - 289 ($373)$77$295$23,607
290 ($373)$76$296$23,311
291 ($373)$75$297$23,014
292 ($373)$74$298$22,715
293 ($373)$73$299$22,416
294 ($373)$72$300$22,116
295 ($373)$72$301$21,815
296 ($373)$71$302$21,513
297 ($373)$70$303$21,210
298 ($373)$69$304$20,906
299 ($373)$68$305$20,600
300 ($373)$67$306$20,294
Year 26 - 301 ($373)$66$307$19,987
302 ($373)$65$308$19,679
303 ($373)$64$309$19,370
304 ($373)$63$310$19,060
305 ($373)$62$311$18,749
306 ($373)$61$312$18,437
307 ($373)$60$313$18,124
308 ($373)$59$314$17,810
309 ($373)$58$315$17,495
310 ($373)$57$316$17,179
311 ($373)$56$317$16,862
312 ($373)$55$318$16,544
Year 27 - 313 ($373)$53$319$16,225
314 ($373)$52$320$15,904
315 ($373)$51$321$15,583
316 ($373)$50$322$15,261
317 ($373)$49$323$14,938
318 ($373)$48$324$14,613
319 ($373)$47$325$14,288
320 ($373)$46$326$13,961
321 ($373)$45$328$13,634
322 ($373)$44$329$13,305
323 ($373)$43$330$12,976
324 ($373)$42$331$12,645
Year 28 - 325 ($373)$41$332$12,313
326 ($373)$40$333$11,980
327 ($373)$39$334$11,646
328 ($373)$38$335$11,311
329 ($373)$37$336$10,975
330 ($373)$35$337$10,638
331 ($373)$34$338$10,300
332 ($373)$33$339$9,961
333 ($373)$32$340$9,620
334 ($373)$31$342$9,279
335 ($373)$30$343$8,936
336 ($373)$29$344$8,592
Year 29 - 337 ($373)$28$345$8,247
338 ($373)$27$346$7,901
339 ($373)$26$347$7,554
340 ($373)$24$348$7,206
341 ($373)$23$349$6,857
342 ($373)$22$350$6,506
343 ($373)$21$352$6,154
344 ($373)$20$353$5,802
345 ($373)$19$354$5,448
346 ($373)$18$355$5,093
347 ($373)$16$356$4,737
348 ($373)$15$357$4,379
Year 30 - 349 ($373)$14$358$4,021
350 ($373)$13$360$3,661
351 ($373)$12$361$3,300
352 ($373)$11$362$2,938
353 ($373)$10$363$2,575
354 ($373)$8$364$2,211
355 ($373)$7$366$1,845
356 ($373)$6$367$1,479
357 ($373)$5$368$1,111
358 ($373)$4$369$742
359 ($373)$2$370$371
360 ($373)$1$371$0
TOTALS$54,956$79,200$134,156

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.