« Back to all home prices

Mortgage Payment Schedule for a $990,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of June 22, 2017. Check Lending Tree to see current rates from multiple lenders.

Mortgage Parameters


Less than 20% ($198,000) may require pre-mortgage insurance


3.9% is current rate for 30-year fixed
3.17% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$3,736 360 $552,820 $1,344,820

Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $990,000
Down Payment $198,000$792,000
Year 1 - 1 ($3,736)$2,574$1,162$790,838
2 ($3,736)$2,570$1,165$789,673
3 ($3,736)$2,566$1,169$788,504
4 ($3,736)$2,563$1,173$787,331
5 ($3,736)$2,559$1,177$786,154
6 ($3,736)$2,555$1,181$784,973
7 ($3,736)$2,551$1,184$783,789
8 ($3,736)$2,547$1,188$782,601
9 ($3,736)$2,543$1,192$781,409
10 ($3,736)$2,540$1,196$780,213
11 ($3,736)$2,536$1,200$779,013
12 ($3,736)$2,532$1,204$777,809
Year 2 - 13 ($3,736)$2,528$1,208$776,601
14 ($3,736)$2,524$1,212$775,389
15 ($3,736)$2,520$1,216$774,174
16 ($3,736)$2,516$1,220$772,954
17 ($3,736)$2,512$1,224$771,731
18 ($3,736)$2,508$1,227$770,503
19 ($3,736)$2,504$1,231$769,272
20 ($3,736)$2,500$1,235$768,036
21 ($3,736)$2,496$1,239$766,797
22 ($3,736)$2,492$1,244$765,553
23 ($3,736)$2,488$1,248$764,306
24 ($3,736)$2,484$1,252$763,054
Year 3 - 25 ($3,736)$2,480$1,256$761,798
26 ($3,736)$2,476$1,260$760,539
27 ($3,736)$2,472$1,264$759,275
28 ($3,736)$2,468$1,268$758,007
29 ($3,736)$2,464$1,272$756,735
30 ($3,736)$2,459$1,276$755,458
31 ($3,736)$2,455$1,280$754,178
32 ($3,736)$2,451$1,285$752,894
33 ($3,736)$2,447$1,289$751,605
34 ($3,736)$2,443$1,293$750,312
35 ($3,736)$2,439$1,297$749,015
36 ($3,736)$2,434$1,301$747,714
Year 4 - 37 ($3,736)$2,430$1,306$746,408
38 ($3,736)$2,426$1,310$745,098
39 ($3,736)$2,422$1,314$743,784
40 ($3,736)$2,417$1,318$742,466
41 ($3,736)$2,413$1,323$741,143
42 ($3,736)$2,409$1,327$739,816
43 ($3,736)$2,404$1,331$738,485
44 ($3,736)$2,400$1,336$737,150
45 ($3,736)$2,396$1,340$735,810
46 ($3,736)$2,391$1,344$734,466
47 ($3,736)$2,387$1,349$733,117
48 ($3,736)$2,383$1,353$731,764
Year 5 - 49 ($3,736)$2,378$1,357$730,407
50 ($3,736)$2,374$1,362$729,045
51 ($3,736)$2,369$1,366$727,679
52 ($3,736)$2,365$1,371$726,308
53 ($3,736)$2,361$1,375$724,933
54 ($3,736)$2,356$1,380$723,553
55 ($3,736)$2,352$1,384$722,169
56 ($3,736)$2,347$1,389$720,781
57 ($3,736)$2,343$1,393$719,388
58 ($3,736)$2,338$1,398$717,990
59 ($3,736)$2,333$1,402$716,588
60 ($3,736)$2,329$1,407$715,181
Year 6 - 61 ($3,736)$2,324$1,411$713,770
62 ($3,736)$2,320$1,416$712,354
63 ($3,736)$2,315$1,420$710,933
64 ($3,736)$2,311$1,425$709,508
65 ($3,736)$2,306$1,430$708,079
66 ($3,736)$2,301$1,434$706,644
67 ($3,736)$2,297$1,439$705,205
68 ($3,736)$2,292$1,444$703,762
69 ($3,736)$2,287$1,448$702,313
70 ($3,736)$2,283$1,453$700,860
71 ($3,736)$2,278$1,458$699,402
72 ($3,736)$2,273$1,463$697,940
Year 7 - 73 ($3,736)$2,268$1,467$696,472
74 ($3,736)$2,264$1,472$695,000
75 ($3,736)$2,259$1,477$693,524
76 ($3,736)$2,254$1,482$692,042
77 ($3,736)$2,249$1,486$690,555
78 ($3,736)$2,244$1,491$689,064
79 ($3,736)$2,239$1,496$687,568
80 ($3,736)$2,235$1,501$686,067
81 ($3,736)$2,230$1,506$684,561
82 ($3,736)$2,225$1,511$683,050
83 ($3,736)$2,220$1,516$681,535
84 ($3,736)$2,215$1,521$680,014
Year 8 - 85 ($3,736)$2,210$1,526$678,488
86 ($3,736)$2,205$1,531$676,958
87 ($3,736)$2,200$1,535$675,422
88 ($3,736)$2,195$1,540$673,882
89 ($3,736)$2,190$1,545$672,336
90 ($3,736)$2,185$1,551$670,786
91 ($3,736)$2,180$1,556$669,230
92 ($3,736)$2,175$1,561$667,670
93 ($3,736)$2,170$1,566$666,104
94 ($3,736)$2,165$1,571$664,533
95 ($3,736)$2,160$1,576$662,957
96 ($3,736)$2,155$1,581$661,376
Year 9 - 97 ($3,736)$2,149$1,586$659,790
98 ($3,736)$2,144$1,591$658,199
99 ($3,736)$2,139$1,596$656,602
100 ($3,736)$2,134$1,602$655,001
101 ($3,736)$2,129$1,607$653,394
102 ($3,736)$2,124$1,612$651,782
103 ($3,736)$2,118$1,617$650,164
104 ($3,736)$2,113$1,623$648,542
105 ($3,736)$2,108$1,628$646,914
106 ($3,736)$2,102$1,633$645,281
107 ($3,736)$2,097$1,638$643,642
108 ($3,736)$2,092$1,644$641,999
Year 10 - 109 ($3,736)$2,086$1,649$640,350
110 ($3,736)$2,081$1,654$638,695
111 ($3,736)$2,076$1,660$637,035
112 ($3,736)$2,070$1,665$635,370
113 ($3,736)$2,065$1,671$633,699
114 ($3,736)$2,060$1,676$632,023
115 ($3,736)$2,054$1,682$630,342
116 ($3,736)$2,049$1,687$628,655
117 ($3,736)$2,043$1,692$626,962
118 ($3,736)$2,038$1,698$625,264
119 ($3,736)$2,032$1,704$623,561
120 ($3,736)$2,027$1,709$621,852
Year 11 - 121 ($3,736)$2,021$1,715$620,137
122 ($3,736)$2,015$1,720$618,417
123 ($3,736)$2,010$1,726$616,691
124 ($3,736)$2,004$1,731$614,960
125 ($3,736)$1,999$1,737$613,223
126 ($3,736)$1,993$1,743$611,480
127 ($3,736)$1,987$1,748$609,732
128 ($3,736)$1,982$1,754$607,978
129 ($3,736)$1,976$1,760$606,218
130 ($3,736)$1,970$1,765$604,453
131 ($3,736)$1,964$1,771$602,682
132 ($3,736)$1,959$1,777$600,905
Year 12 - 133 ($3,736)$1,953$1,783$599,122
134 ($3,736)$1,947$1,788$597,334
135 ($3,736)$1,941$1,794$595,539
136 ($3,736)$1,936$1,800$593,739
137 ($3,736)$1,930$1,806$591,933
138 ($3,736)$1,924$1,812$590,121
139 ($3,736)$1,918$1,818$588,304
140 ($3,736)$1,912$1,824$586,480
141 ($3,736)$1,906$1,830$584,651
142 ($3,736)$1,900$1,835$582,815
143 ($3,736)$1,894$1,841$580,974
144 ($3,736)$1,888$1,847$579,126
Year 13 - 145 ($3,736)$1,882$1,853$577,273
146 ($3,736)$1,876$1,859$575,413
147 ($3,736)$1,870$1,866$573,548
148 ($3,736)$1,864$1,872$571,676
149 ($3,736)$1,858$1,878$569,798
150 ($3,736)$1,852$1,884$567,915
151 ($3,736)$1,846$1,890$566,025
152 ($3,736)$1,840$1,896$564,129
153 ($3,736)$1,833$1,902$562,227
154 ($3,736)$1,827$1,908$560,318
155 ($3,736)$1,821$1,915$558,404
156 ($3,736)$1,815$1,921$556,483
Year 14 - 157 ($3,736)$1,809$1,927$554,556
158 ($3,736)$1,802$1,933$552,622
159 ($3,736)$1,796$1,940$550,683
160 ($3,736)$1,790$1,946$548,737
161 ($3,736)$1,783$1,952$546,785
162 ($3,736)$1,777$1,959$544,826
163 ($3,736)$1,771$1,965$542,861
164 ($3,736)$1,764$1,971$540,890
165 ($3,736)$1,758$1,978$538,912
166 ($3,736)$1,751$1,984$536,928
167 ($3,736)$1,745$1,991$534,937
168 ($3,736)$1,739$1,997$532,940
Year 15 - 169 ($3,736)$1,732$2,004$530,937
170 ($3,736)$1,726$2,010$528,927
171 ($3,736)$1,719$2,017$526,910
172 ($3,736)$1,712$2,023$524,887
173 ($3,736)$1,706$2,030$522,857
174 ($3,736)$1,699$2,036$520,821
175 ($3,736)$1,693$2,043$518,778
176 ($3,736)$1,686$2,050$516,728
177 ($3,736)$1,679$2,056$514,672
178 ($3,736)$1,673$2,063$512,609
179 ($3,736)$1,666$2,070$510,540
180 ($3,736)$1,659$2,076$508,463
Year 16 - 181 ($3,736)$1,653$2,083$506,380
182 ($3,736)$1,646$2,090$504,290
183 ($3,736)$1,639$2,097$502,194
184 ($3,736)$1,632$2,103$500,090
185 ($3,736)$1,625$2,110$497,980
186 ($3,736)$1,618$2,117$495,863
187 ($3,736)$1,612$2,124$493,739
188 ($3,736)$1,605$2,131$491,608
189 ($3,736)$1,598$2,138$489,470
190 ($3,736)$1,591$2,145$487,325
191 ($3,736)$1,584$2,152$485,173
192 ($3,736)$1,577$2,159$483,014
Year 17 - 193 ($3,736)$1,570$2,166$480,848
194 ($3,736)$1,563$2,173$478,676
195 ($3,736)$1,556$2,180$476,496
196 ($3,736)$1,549$2,187$474,309
197 ($3,736)$1,542$2,194$472,115
198 ($3,736)$1,534$2,201$469,913
199 ($3,736)$1,527$2,208$467,705
200 ($3,736)$1,520$2,216$465,489
201 ($3,736)$1,513$2,223$463,267
202 ($3,736)$1,506$2,230$461,037
203 ($3,736)$1,498$2,237$458,799
204 ($3,736)$1,491$2,245$456,555
Year 18 - 205 ($3,736)$1,484$2,252$454,303
206 ($3,736)$1,476$2,259$452,044
207 ($3,736)$1,469$2,266$449,777
208 ($3,736)$1,462$2,274$447,504
209 ($3,736)$1,454$2,281$445,222
210 ($3,736)$1,447$2,289$442,934
211 ($3,736)$1,440$2,296$440,638
212 ($3,736)$1,432$2,304$438,334
213 ($3,736)$1,425$2,311$436,023
214 ($3,736)$1,417$2,319$433,705
215 ($3,736)$1,410$2,326$431,379
216 ($3,736)$1,402$2,334$429,045
Year 19 - 217 ($3,736)$1,394$2,341$426,704
218 ($3,736)$1,387$2,349$424,355
219 ($3,736)$1,379$2,356$421,998
220 ($3,736)$1,371$2,364$419,634
221 ($3,736)$1,364$2,372$417,262
222 ($3,736)$1,356$2,380$414,883
223 ($3,736)$1,348$2,387$412,496
224 ($3,736)$1,341$2,395$410,101
225 ($3,736)$1,333$2,403$407,698
226 ($3,736)$1,325$2,411$405,287
227 ($3,736)$1,317$2,418$402,869
228 ($3,736)$1,309$2,426$400,443
Year 20 - 229 ($3,736)$1,301$2,434$398,008
230 ($3,736)$1,294$2,442$395,566
231 ($3,736)$1,286$2,450$393,116
232 ($3,736)$1,278$2,458$390,658
233 ($3,736)$1,270$2,466$388,192
234 ($3,736)$1,262$2,474$385,718
235 ($3,736)$1,254$2,482$383,236
236 ($3,736)$1,246$2,490$380,746
237 ($3,736)$1,237$2,498$378,248
238 ($3,736)$1,229$2,506$375,742
239 ($3,736)$1,221$2,514$373,227
240 ($3,736)$1,213$2,523$370,705
Year 21 - 241 ($3,736)$1,205$2,531$368,174
242 ($3,736)$1,197$2,539$365,635
243 ($3,736)$1,188$2,547$363,088
244 ($3,736)$1,180$2,556$360,532
245 ($3,736)$1,172$2,564$357,968
246 ($3,736)$1,163$2,572$355,396
247 ($3,736)$1,155$2,581$352,815
248 ($3,736)$1,147$2,589$350,226
249 ($3,736)$1,138$2,597$347,629
250 ($3,736)$1,130$2,606$345,023
251 ($3,736)$1,121$2,614$342,409
252 ($3,736)$1,113$2,623$339,786
Year 22 - 253 ($3,736)$1,104$2,631$337,155
254 ($3,736)$1,096$2,640$334,515
255 ($3,736)$1,087$2,648$331,866
256 ($3,736)$1,079$2,657$329,209
257 ($3,736)$1,070$2,666$326,544
258 ($3,736)$1,061$2,674$323,869
259 ($3,736)$1,053$2,683$321,186
260 ($3,736)$1,044$2,692$318,495
261 ($3,736)$1,035$2,701$315,794
262 ($3,736)$1,026$2,709$313,085
263 ($3,736)$1,018$2,718$310,367
264 ($3,736)$1,009$2,727$307,640
Year 23 - 265 ($3,736)$1,000$2,736$304,904
266 ($3,736)$991$2,745$302,159
267 ($3,736)$982$2,754$299,406
268 ($3,736)$973$2,763$296,643
269 ($3,736)$964$2,772$293,872
270 ($3,736)$955$2,781$291,091
271 ($3,736)$946$2,790$288,302
272 ($3,736)$937$2,799$285,503
273 ($3,736)$928$2,808$282,695
274 ($3,736)$919$2,817$279,878
275 ($3,736)$910$2,826$277,052
276 ($3,736)$900$2,835$274,217
Year 24 - 277 ($3,736)$891$2,844$271,373
278 ($3,736)$882$2,854$268,519
279 ($3,736)$873$2,863$265,656
280 ($3,736)$863$2,872$262,784
281 ($3,736)$854$2,882$259,902
282 ($3,736)$845$2,891$257,011
283 ($3,736)$835$2,900$254,111
284 ($3,736)$826$2,910$251,201
285 ($3,736)$816$2,919$248,282
286 ($3,736)$807$2,929$245,354
287 ($3,736)$797$2,938$242,415
288 ($3,736)$788$2,948$239,468
Year 25 - 289 ($3,736)$778$2,957$236,510
290 ($3,736)$769$2,967$233,543
291 ($3,736)$759$2,977$230,567
292 ($3,736)$749$2,986$227,580
293 ($3,736)$740$2,996$224,584
294 ($3,736)$730$3,006$221,579
295 ($3,736)$720$3,015$218,563
296 ($3,736)$710$3,025$215,538
297 ($3,736)$700$3,035$212,503
298 ($3,736)$691$3,045$209,458
299 ($3,736)$681$3,055$206,403
300 ($3,736)$671$3,065$203,338
Year 26 - 301 ($3,736)$661$3,075$200,263
302 ($3,736)$651$3,085$197,179
303 ($3,736)$641$3,095$194,084
304 ($3,736)$631$3,105$190,979
305 ($3,736)$621$3,115$187,864
306 ($3,736)$611$3,125$184,739
307 ($3,736)$600$3,135$181,604
308 ($3,736)$590$3,145$178,458
309 ($3,736)$580$3,156$175,303
310 ($3,736)$570$3,166$172,137
311 ($3,736)$559$3,176$168,961
312 ($3,736)$549$3,186$165,774
Year 27 - 313 ($3,736)$539$3,197$162,577
314 ($3,736)$528$3,207$159,370
315 ($3,736)$518$3,218$156,153
316 ($3,736)$507$3,228$152,924
317 ($3,736)$497$3,239$149,686
318 ($3,736)$486$3,249$146,437
319 ($3,736)$476$3,260$143,177
320 ($3,736)$465$3,270$139,907
321 ($3,736)$455$3,281$136,626
322 ($3,736)$444$3,292$133,334
323 ($3,736)$433$3,302$130,032
324 ($3,736)$423$3,313$126,719
Year 28 - 325 ($3,736)$412$3,324$123,395
326 ($3,736)$401$3,335$120,061
327 ($3,736)$390$3,345$116,715
328 ($3,736)$379$3,356$113,359
329 ($3,736)$368$3,367$109,992
330 ($3,736)$357$3,378$106,613
331 ($3,736)$346$3,389$103,224
332 ($3,736)$335$3,400$99,824
333 ($3,736)$324$3,411$96,413
334 ($3,736)$313$3,422$92,991
335 ($3,736)$302$3,433$89,557
336 ($3,736)$291$3,445$86,113
Year 29 - 337 ($3,736)$280$3,456$82,657
338 ($3,736)$269$3,467$79,190
339 ($3,736)$257$3,478$75,712
340 ($3,736)$246$3,490$72,222
341 ($3,736)$235$3,501$68,721
342 ($3,736)$223$3,512$65,209
343 ($3,736)$212$3,524$61,685
344 ($3,736)$200$3,535$58,150
345 ($3,736)$189$3,547$54,604
346 ($3,736)$177$3,558$51,046
347 ($3,736)$166$3,570$47,476
348 ($3,736)$154$3,581$43,895
Year 30 - 349 ($3,736)$143$3,593$40,302
350 ($3,736)$131$3,605$36,697
351 ($3,736)$119$3,616$33,081
352 ($3,736)$108$3,628$29,453
353 ($3,736)$96$3,640$25,813
354 ($3,736)$84$3,652$22,161
355 ($3,736)$72$3,664$18,497
356 ($3,736)$60$3,675$14,822
357 ($3,736)$48$3,687$11,134
358 ($3,736)$36$3,699$7,435
359 ($3,736)$24$3,711$3,724
360 ($3,736)$12$3,724$0
TOTALS$552,820$792,000$1,344,820

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.