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Mortgage Payment Schedule for a $990,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of October 12, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($198,000) may require pre-mortgage insurance


3.91% is current rate for 30-year fixed
3.21% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$3,740 360 $554,454 $1,346,454

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,181 or less (zip code: 20149)


$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 227765 | State Lic #: MC-5920
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 67717
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 790396
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 2917 | State Lic #: MC-436
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.792% | Rate: 3.750% | Fees: $1,285 | 45 day rate lock

NMLS #: 417490
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.895% | Rate: 3.875% | Fees: $592 | 30 day rate lock

$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.901% | Rate: 3.875% | Fees: $795 | 45 day rate lock

NMLS #: 181005
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $870 | 45 day rate lock
Important information about our rate tables
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Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $990,000
Down Payment $198,000$792,000
Year 1 - 1 ($3,740)$2,581$1,160$790,840
2 ($3,740)$2,577$1,163$789,677
3 ($3,740)$2,573$1,167$788,510
4 ($3,740)$2,569$1,171$787,339
5 ($3,740)$2,565$1,175$786,164
6 ($3,740)$2,562$1,179$784,986
7 ($3,740)$2,558$1,182$783,803
8 ($3,740)$2,554$1,186$782,617
9 ($3,740)$2,550$1,190$781,427
10 ($3,740)$2,546$1,194$780,233
11 ($3,740)$2,542$1,198$779,035
12 ($3,740)$2,538$1,202$777,833
Year 2 - 13 ($3,740)$2,534$1,206$776,628
14 ($3,740)$2,531$1,210$775,418
15 ($3,740)$2,527$1,214$774,204
16 ($3,740)$2,523$1,218$772,987
17 ($3,740)$2,519$1,222$771,765
18 ($3,740)$2,515$1,225$770,540
19 ($3,740)$2,511$1,229$769,310
20 ($3,740)$2,507$1,233$768,077
21 ($3,740)$2,503$1,238$766,839
22 ($3,740)$2,499$1,242$765,598
23 ($3,740)$2,495$1,246$764,352
24 ($3,740)$2,491$1,250$763,103
Year 3 - 25 ($3,740)$2,486$1,254$761,849
26 ($3,740)$2,482$1,258$760,591
27 ($3,740)$2,478$1,262$759,329
28 ($3,740)$2,474$1,266$758,063
29 ($3,740)$2,470$1,270$756,793
30 ($3,740)$2,466$1,274$755,519
31 ($3,740)$2,462$1,278$754,240
32 ($3,740)$2,458$1,283$752,958
33 ($3,740)$2,453$1,287$751,671
34 ($3,740)$2,449$1,291$750,380
35 ($3,740)$2,445$1,295$749,085
36 ($3,740)$2,441$1,299$747,786
Year 4 - 37 ($3,740)$2,437$1,304$746,482
38 ($3,740)$2,432$1,308$745,174
39 ($3,740)$2,428$1,312$743,862
40 ($3,740)$2,424$1,316$742,546
41 ($3,740)$2,419$1,321$741,225
42 ($3,740)$2,415$1,325$739,900
43 ($3,740)$2,411$1,329$738,571
44 ($3,740)$2,407$1,334$737,237
45 ($3,740)$2,402$1,338$735,899
46 ($3,740)$2,398$1,342$734,557
47 ($3,740)$2,393$1,347$733,210
48 ($3,740)$2,389$1,351$731,859
Year 5 - 49 ($3,740)$2,385$1,356$730,503
50 ($3,740)$2,380$1,360$729,143
51 ($3,740)$2,376$1,364$727,779
52 ($3,740)$2,371$1,369$726,410
53 ($3,740)$2,367$1,373$725,037
54 ($3,740)$2,362$1,378$723,659
55 ($3,740)$2,358$1,382$722,277
56 ($3,740)$2,353$1,387$720,890
57 ($3,740)$2,349$1,391$719,499
58 ($3,740)$2,344$1,396$718,103
59 ($3,740)$2,340$1,400$716,703
60 ($3,740)$2,335$1,405$715,298
Year 6 - 61 ($3,740)$2,331$1,409$713,888
62 ($3,740)$2,326$1,414$712,474
63 ($3,740)$2,321$1,419$711,056
64 ($3,740)$2,317$1,423$709,632
65 ($3,740)$2,312$1,428$708,205
66 ($3,740)$2,308$1,433$706,772
67 ($3,740)$2,303$1,437$705,335
68 ($3,740)$2,298$1,442$703,893
69 ($3,740)$2,294$1,447$702,446
70 ($3,740)$2,289$1,451$700,995
71 ($3,740)$2,284$1,456$699,539
72 ($3,740)$2,279$1,461$698,078
Year 7 - 73 ($3,740)$2,275$1,466$696,612
74 ($3,740)$2,270$1,470$695,142
75 ($3,740)$2,265$1,475$693,667
76 ($3,740)$2,260$1,480$692,187
77 ($3,740)$2,255$1,485$690,702
78 ($3,740)$2,251$1,490$689,212
79 ($3,740)$2,246$1,494$687,718
80 ($3,740)$2,241$1,499$686,219
81 ($3,740)$2,236$1,504$684,714
82 ($3,740)$2,231$1,509$683,205
83 ($3,740)$2,226$1,514$681,691
84 ($3,740)$2,221$1,519$680,172
Year 8 - 85 ($3,740)$2,216$1,524$678,648
86 ($3,740)$2,211$1,529$677,119
87 ($3,740)$2,206$1,534$675,586
88 ($3,740)$2,201$1,539$674,047
89 ($3,740)$2,196$1,544$672,503
90 ($3,740)$2,191$1,549$670,954
91 ($3,740)$2,186$1,554$669,400
92 ($3,740)$2,181$1,559$667,841
93 ($3,740)$2,176$1,564$666,277
94 ($3,740)$2,171$1,569$664,708
95 ($3,740)$2,166$1,574$663,133
96 ($3,740)$2,161$1,579$661,554
Year 9 - 97 ($3,740)$2,156$1,585$659,969
98 ($3,740)$2,150$1,590$658,380
99 ($3,740)$2,145$1,595$656,785
100 ($3,740)$2,140$1,600$655,185
101 ($3,740)$2,135$1,605$653,579
102 ($3,740)$2,130$1,611$651,969
103 ($3,740)$2,124$1,616$650,353
104 ($3,740)$2,119$1,621$648,732
105 ($3,740)$2,114$1,626$647,105
106 ($3,740)$2,108$1,632$645,474
107 ($3,740)$2,103$1,637$643,837
108 ($3,740)$2,098$1,642$642,194
Year 10 - 109 ($3,740)$2,092$1,648$640,547
110 ($3,740)$2,087$1,653$638,894
111 ($3,740)$2,082$1,658$637,235
112 ($3,740)$2,076$1,664$635,571
113 ($3,740)$2,071$1,669$633,902
114 ($3,740)$2,065$1,675$632,227
115 ($3,740)$2,060$1,680$630,547
116 ($3,740)$2,055$1,686$628,862
117 ($3,740)$2,049$1,691$627,171
118 ($3,740)$2,044$1,697$625,474
119 ($3,740)$2,038$1,702$623,772
120 ($3,740)$2,032$1,708$622,064
Year 11 - 121 ($3,740)$2,027$1,713$620,351
122 ($3,740)$2,021$1,719$618,632
123 ($3,740)$2,016$1,724$616,908
124 ($3,740)$2,010$1,730$615,178
125 ($3,740)$2,004$1,736$613,442
126 ($3,740)$1,999$1,741$611,700
127 ($3,740)$1,993$1,747$609,953
128 ($3,740)$1,987$1,753$608,201
129 ($3,740)$1,982$1,758$606,442
130 ($3,740)$1,976$1,764$604,678
131 ($3,740)$1,970$1,770$602,908
132 ($3,740)$1,964$1,776$601,133
Year 12 - 133 ($3,740)$1,959$1,781$599,351
134 ($3,740)$1,953$1,787$597,564
135 ($3,740)$1,947$1,793$595,771
136 ($3,740)$1,941$1,799$593,972
137 ($3,740)$1,935$1,805$592,167
138 ($3,740)$1,929$1,811$590,356
139 ($3,740)$1,924$1,817$588,540
140 ($3,740)$1,918$1,822$586,717
141 ($3,740)$1,912$1,828$584,889
142 ($3,740)$1,906$1,834$583,054
143 ($3,740)$1,900$1,840$581,214
144 ($3,740)$1,894$1,846$579,368
Year 13 - 145 ($3,740)$1,888$1,852$577,515
146 ($3,740)$1,882$1,858$575,657
147 ($3,740)$1,876$1,864$573,792
148 ($3,740)$1,870$1,871$571,922
149 ($3,740)$1,864$1,877$570,045
150 ($3,740)$1,857$1,883$568,163
151 ($3,740)$1,851$1,889$566,274
152 ($3,740)$1,845$1,895$564,379
153 ($3,740)$1,839$1,901$562,477
154 ($3,740)$1,833$1,907$560,570
155 ($3,740)$1,827$1,914$558,656
156 ($3,740)$1,820$1,920$556,736
Year 14 - 157 ($3,740)$1,814$1,926$554,810
158 ($3,740)$1,808$1,932$552,878
159 ($3,740)$1,801$1,939$550,939
160 ($3,740)$1,795$1,945$548,994
161 ($3,740)$1,789$1,951$547,043
162 ($3,740)$1,782$1,958$545,085
163 ($3,740)$1,776$1,964$543,121
164 ($3,740)$1,770$1,970$541,151
165 ($3,740)$1,763$1,977$539,174
166 ($3,740)$1,757$1,983$537,190
167 ($3,740)$1,750$1,990$535,201
168 ($3,740)$1,744$1,996$533,204
Year 15 - 169 ($3,740)$1,737$2,003$531,202
170 ($3,740)$1,731$2,009$529,192
171 ($3,740)$1,724$2,016$527,176
172 ($3,740)$1,718$2,022$525,154
173 ($3,740)$1,711$2,029$523,125
174 ($3,740)$1,705$2,036$521,089
175 ($3,740)$1,698$2,042$519,047
176 ($3,740)$1,691$2,049$516,998
177 ($3,740)$1,685$2,056$514,942
178 ($3,740)$1,678$2,062$512,880
179 ($3,740)$1,671$2,069$510,811
180 ($3,740)$1,664$2,076$508,735
Year 16 - 181 ($3,740)$1,658$2,083$506,653
182 ($3,740)$1,651$2,089$504,564
183 ($3,740)$1,644$2,096$502,467
184 ($3,740)$1,637$2,103$500,365
185 ($3,740)$1,630$2,110$498,255
186 ($3,740)$1,623$2,117$496,138
187 ($3,740)$1,617$2,124$494,014
188 ($3,740)$1,610$2,130$491,884
189 ($3,740)$1,603$2,137$489,747
190 ($3,740)$1,596$2,144$487,602
191 ($3,740)$1,589$2,151$485,451
192 ($3,740)$1,582$2,158$483,292
Year 17 - 193 ($3,740)$1,575$2,165$481,127
194 ($3,740)$1,568$2,172$478,954
195 ($3,740)$1,561$2,180$476,775
196 ($3,740)$1,553$2,187$474,588
197 ($3,740)$1,546$2,194$472,394
198 ($3,740)$1,539$2,201$470,194
199 ($3,740)$1,532$2,208$467,985
200 ($3,740)$1,525$2,215$465,770
201 ($3,740)$1,518$2,223$463,548
202 ($3,740)$1,510$2,230$461,318
203 ($3,740)$1,503$2,237$459,081
204 ($3,740)$1,496$2,244$456,837
Year 18 - 205 ($3,740)$1,489$2,252$454,585
206 ($3,740)$1,481$2,259$452,326
207 ($3,740)$1,474$2,266$450,060
208 ($3,740)$1,466$2,274$447,786
209 ($3,740)$1,459$2,281$445,505
210 ($3,740)$1,452$2,289$443,216
211 ($3,740)$1,444$2,296$440,920
212 ($3,740)$1,437$2,303$438,617
213 ($3,740)$1,429$2,311$436,306
214 ($3,740)$1,422$2,319$433,987
215 ($3,740)$1,414$2,326$431,661
216 ($3,740)$1,406$2,334$429,328
Year 19 - 217 ($3,740)$1,399$2,341$426,986
218 ($3,740)$1,391$2,349$424,637
219 ($3,740)$1,384$2,357$422,281
220 ($3,740)$1,376$2,364$419,917
221 ($3,740)$1,368$2,372$417,545
222 ($3,740)$1,360$2,380$415,165
223 ($3,740)$1,353$2,387$412,778
224 ($3,740)$1,345$2,395$410,382
225 ($3,740)$1,337$2,403$407,979
226 ($3,740)$1,329$2,411$405,569
227 ($3,740)$1,321$2,419$403,150
228 ($3,740)$1,314$2,427$400,723
Year 20 - 229 ($3,740)$1,306$2,434$398,289
230 ($3,740)$1,298$2,442$395,847
231 ($3,740)$1,290$2,450$393,396
232 ($3,740)$1,282$2,458$390,938
233 ($3,740)$1,274$2,466$388,472
234 ($3,740)$1,266$2,474$385,997
235 ($3,740)$1,258$2,482$383,515
236 ($3,740)$1,250$2,491$381,024
237 ($3,740)$1,242$2,499$378,526
238 ($3,740)$1,233$2,507$376,019
239 ($3,740)$1,225$2,515$373,504
240 ($3,740)$1,217$2,523$370,981
Year 21 - 241 ($3,740)$1,209$2,531$368,449
242 ($3,740)$1,201$2,540$365,910
243 ($3,740)$1,192$2,548$363,362
244 ($3,740)$1,184$2,556$360,806
245 ($3,740)$1,176$2,565$358,241
246 ($3,740)$1,167$2,573$355,668
247 ($3,740)$1,159$2,581$353,087
248 ($3,740)$1,150$2,590$350,497
249 ($3,740)$1,142$2,598$347,899
250 ($3,740)$1,134$2,607$345,293
251 ($3,740)$1,125$2,615$342,677
252 ($3,740)$1,117$2,624$340,054
Year 22 - 253 ($3,740)$1,108$2,632$337,422
254 ($3,740)$1,099$2,641$334,781
255 ($3,740)$1,091$2,649$332,132
256 ($3,740)$1,082$2,658$329,474
257 ($3,740)$1,074$2,667$326,807
258 ($3,740)$1,065$2,675$324,132
259 ($3,740)$1,056$2,684$321,448
260 ($3,740)$1,047$2,693$318,755
261 ($3,740)$1,039$2,702$316,053
262 ($3,740)$1,030$2,710$313,343
263 ($3,740)$1,021$2,719$310,624
264 ($3,740)$1,012$2,728$307,896
Year 23 - 265 ($3,740)$1,003$2,737$305,159
266 ($3,740)$994$2,746$302,413
267 ($3,740)$985$2,755$299,658
268 ($3,740)$976$2,764$296,895
269 ($3,740)$967$2,773$294,122
270 ($3,740)$958$2,782$291,340
271 ($3,740)$949$2,791$288,549
272 ($3,740)$940$2,800$285,749
273 ($3,740)$931$2,809$282,940
274 ($3,740)$922$2,818$280,122
275 ($3,740)$913$2,827$277,294
276 ($3,740)$904$2,837$274,458
Year 24 - 277 ($3,740)$894$2,846$271,612
278 ($3,740)$885$2,855$268,757
279 ($3,740)$876$2,864$265,892
280 ($3,740)$866$2,874$263,019
281 ($3,740)$857$2,883$260,135
282 ($3,740)$848$2,893$257,243
283 ($3,740)$838$2,902$254,341
284 ($3,740)$829$2,911$251,429
285 ($3,740)$819$2,921$248,509
286 ($3,740)$810$2,930$245,578
287 ($3,740)$800$2,940$242,638
288 ($3,740)$791$2,950$239,689
Year 25 - 289 ($3,740)$781$2,959$236,729
290 ($3,740)$771$2,969$233,761
291 ($3,740)$762$2,978$230,782
292 ($3,740)$752$2,988$227,794
293 ($3,740)$742$2,998$224,796
294 ($3,740)$732$3,008$221,788
295 ($3,740)$723$3,017$218,771
296 ($3,740)$713$3,027$215,744
297 ($3,740)$703$3,037$212,706
298 ($3,740)$693$3,047$209,659
299 ($3,740)$683$3,057$206,602
300 ($3,740)$673$3,067$203,535
Year 26 - 301 ($3,740)$663$3,077$200,458
302 ($3,740)$653$3,087$197,371
303 ($3,740)$643$3,097$194,274
304 ($3,740)$633$3,107$191,167
305 ($3,740)$623$3,117$188,050
306 ($3,740)$613$3,127$184,922
307 ($3,740)$603$3,138$181,785
308 ($3,740)$592$3,148$178,637
309 ($3,740)$582$3,158$175,479
310 ($3,740)$572$3,168$172,311
311 ($3,740)$561$3,179$169,132
312 ($3,740)$551$3,189$165,943
Year 27 - 313 ($3,740)$541$3,199$162,743
314 ($3,740)$530$3,210$159,533
315 ($3,740)$520$3,220$156,313
316 ($3,740)$509$3,231$153,082
317 ($3,740)$499$3,241$149,841
318 ($3,740)$488$3,252$146,589
319 ($3,740)$478$3,263$143,326
320 ($3,740)$467$3,273$140,053
321 ($3,740)$456$3,284$136,769
322 ($3,740)$446$3,295$133,475
323 ($3,740)$435$3,305$130,170
324 ($3,740)$424$3,316$126,854
Year 28 - 325 ($3,740)$413$3,327$123,527
326 ($3,740)$402$3,338$120,189
327 ($3,740)$392$3,349$116,841
328 ($3,740)$381$3,359$113,481
329 ($3,740)$370$3,370$110,111
330 ($3,740)$359$3,381$106,730
331 ($3,740)$348$3,392$103,337
332 ($3,740)$337$3,403$99,934
333 ($3,740)$326$3,415$96,519
334 ($3,740)$314$3,426$93,093
335 ($3,740)$303$3,437$89,657
336 ($3,740)$292$3,448$86,209
Year 29 - 337 ($3,740)$281$3,459$82,749
338 ($3,740)$270$3,471$79,279
339 ($3,740)$258$3,482$75,797
340 ($3,740)$247$3,493$72,304
341 ($3,740)$236$3,505$68,799
342 ($3,740)$224$3,516$65,283
343 ($3,740)$213$3,527$61,756
344 ($3,740)$201$3,539$58,217
345 ($3,740)$190$3,550$54,666
346 ($3,740)$178$3,562$51,104
347 ($3,740)$167$3,574$47,531
348 ($3,740)$155$3,585$43,946
Year 30 - 349 ($3,740)$143$3,597$40,349
350 ($3,740)$131$3,609$36,740
351 ($3,740)$120$3,620$33,119
352 ($3,740)$108$3,632$29,487
353 ($3,740)$96$3,644$25,843
354 ($3,740)$84$3,656$22,187
355 ($3,740)$72$3,668$18,519
356 ($3,740)$60$3,680$14,840
357 ($3,740)$48$3,692$11,148
358 ($3,740)$36$3,704$7,444
359 ($3,740)$24$3,716$3,728
360 ($3,740)$12$3,728$0
TOTALS$554,454$792,000$1,346,454

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.