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Mortgage Payment Schedule for a $998,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of September 21, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($199,600) may require pre-mortgage insurance


3.83% is current rate for 30-year fixed
3.13% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$3,734 360 $545,787 $1,344,187

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,169 or less (zip code: 20149)


NMLS #: 1838 | State Lic #: MC-4344
$1,140 /mo
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30 yr fixed mtg, 0 points | APR: 3.626% | Rate: 3.625% | Fees: $40 | 30 day rate lock

NMLS #: 134407 | State Lic #: MC-5378
$1,140 /mo
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30 yr fixed mtg, 0 points | APR: 3.641% | Rate: 3.625% | Fees: $495 | 45 day rate lock

NMLS #: 790396
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 244476 | State Lic #: MC-5877
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 7706
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 66247 Cardinal Financial | State Lic #: MC-1825
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 258821
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 2258 | State Lic #: MC-4673
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.780% | Rate: 3.750% | Fees: $928 | 30 day rate lock

NMLS #: 67717
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $870 | 45 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $998,000
Down Payment $199,600$798,400
Year 1 - 1 ($3,734)$2,548$1,186$797,214
2 ($3,734)$2,544$1,189$796,025
3 ($3,734)$2,541$1,193$794,832
4 ($3,734)$2,537$1,197$793,635
5 ($3,734)$2,533$1,201$792,434
6 ($3,734)$2,529$1,205$791,229
7 ($3,734)$2,525$1,209$790,021
8 ($3,734)$2,521$1,212$788,808
9 ($3,734)$2,518$1,216$787,592
10 ($3,734)$2,514$1,220$786,372
11 ($3,734)$2,510$1,224$785,148
12 ($3,734)$2,506$1,228$783,920
Year 2 - 13 ($3,734)$2,502$1,232$782,688
14 ($3,734)$2,498$1,236$781,452
15 ($3,734)$2,494$1,240$780,213
16 ($3,734)$2,490$1,244$778,969
17 ($3,734)$2,486$1,248$777,721
18 ($3,734)$2,482$1,252$776,470
19 ($3,734)$2,478$1,256$775,214
20 ($3,734)$2,474$1,260$773,955
21 ($3,734)$2,470$1,264$772,691
22 ($3,734)$2,466$1,268$771,423
23 ($3,734)$2,462$1,272$770,152
24 ($3,734)$2,458$1,276$768,876
Year 3 - 25 ($3,734)$2,454$1,280$767,596
26 ($3,734)$2,450$1,284$766,312
27 ($3,734)$2,446$1,288$765,024
28 ($3,734)$2,442$1,292$763,732
29 ($3,734)$2,438$1,296$762,435
30 ($3,734)$2,433$1,300$761,135
31 ($3,734)$2,429$1,305$759,830
32 ($3,734)$2,425$1,309$758,522
33 ($3,734)$2,421$1,313$757,209
34 ($3,734)$2,417$1,317$755,892
35 ($3,734)$2,413$1,321$754,570
36 ($3,734)$2,408$1,326$753,245
Year 4 - 37 ($3,734)$2,404$1,330$751,915
38 ($3,734)$2,400$1,334$750,581
39 ($3,734)$2,396$1,338$749,243
40 ($3,734)$2,391$1,343$747,900
41 ($3,734)$2,387$1,347$746,554
42 ($3,734)$2,383$1,351$745,203
43 ($3,734)$2,378$1,355$743,847
44 ($3,734)$2,374$1,360$742,487
45 ($3,734)$2,370$1,364$741,123
46 ($3,734)$2,365$1,368$739,755
47 ($3,734)$2,361$1,373$738,382
48 ($3,734)$2,357$1,377$737,005
Year 5 - 49 ($3,734)$2,352$1,382$735,623
50 ($3,734)$2,348$1,386$734,237
51 ($3,734)$2,343$1,390$732,847
52 ($3,734)$2,339$1,395$731,452
53 ($3,734)$2,335$1,399$730,053
54 ($3,734)$2,330$1,404$728,649
55 ($3,734)$2,326$1,408$727,241
56 ($3,734)$2,321$1,413$725,828
57 ($3,734)$2,317$1,417$724,411
58 ($3,734)$2,312$1,422$722,989
59 ($3,734)$2,308$1,426$721,563
60 ($3,734)$2,303$1,431$720,132
Year 6 - 61 ($3,734)$2,298$1,435$718,696
62 ($3,734)$2,294$1,440$717,256
63 ($3,734)$2,289$1,445$715,812
64 ($3,734)$2,285$1,449$714,363
65 ($3,734)$2,280$1,454$712,909
66 ($3,734)$2,275$1,458$711,450
67 ($3,734)$2,271$1,463$709,987
68 ($3,734)$2,266$1,468$708,519
69 ($3,734)$2,261$1,472$707,047
70 ($3,734)$2,257$1,477$705,570
71 ($3,734)$2,252$1,482$704,088
72 ($3,734)$2,247$1,487$702,601
Year 7 - 73 ($3,734)$2,242$1,491$701,110
74 ($3,734)$2,238$1,496$699,614
75 ($3,734)$2,233$1,501$698,113
76 ($3,734)$2,228$1,506$696,607
77 ($3,734)$2,223$1,511$695,096
78 ($3,734)$2,219$1,515$693,581
79 ($3,734)$2,214$1,520$692,061
80 ($3,734)$2,209$1,525$690,536
81 ($3,734)$2,204$1,530$689,006
82 ($3,734)$2,199$1,535$687,471
83 ($3,734)$2,194$1,540$685,932
84 ($3,734)$2,189$1,545$684,387
Year 8 - 85 ($3,734)$2,184$1,550$682,837
86 ($3,734)$2,179$1,554$681,283
87 ($3,734)$2,174$1,559$679,724
88 ($3,734)$2,169$1,564$678,159
89 ($3,734)$2,164$1,569$676,590
90 ($3,734)$2,159$1,574$675,015
91 ($3,734)$2,154$1,579$673,436
92 ($3,734)$2,149$1,584$671,851
93 ($3,734)$2,144$1,590$670,262
94 ($3,734)$2,139$1,595$668,667
95 ($3,734)$2,134$1,600$667,068
96 ($3,734)$2,129$1,605$665,463
Year 9 - 97 ($3,734)$2,124$1,610$663,853
98 ($3,734)$2,119$1,615$662,238
99 ($3,734)$2,114$1,620$660,618
100 ($3,734)$2,108$1,625$658,992
101 ($3,734)$2,103$1,631$657,362
102 ($3,734)$2,098$1,636$655,726
103 ($3,734)$2,093$1,641$654,085
104 ($3,734)$2,088$1,646$652,439
105 ($3,734)$2,082$1,651$650,787
106 ($3,734)$2,077$1,657$649,130
107 ($3,734)$2,072$1,662$647,468
108 ($3,734)$2,067$1,667$645,801
Year 10 - 109 ($3,734)$2,061$1,673$644,128
110 ($3,734)$2,056$1,678$642,450
111 ($3,734)$2,050$1,683$640,767
112 ($3,734)$2,045$1,689$639,078
113 ($3,734)$2,040$1,694$637,384
114 ($3,734)$2,034$1,700$635,685
115 ($3,734)$2,029$1,705$633,980
116 ($3,734)$2,023$1,710$632,269
117 ($3,734)$2,018$1,716$630,553
118 ($3,734)$2,013$1,721$628,832
119 ($3,734)$2,007$1,727$627,105
120 ($3,734)$2,002$1,732$625,373
Year 11 - 121 ($3,734)$1,996$1,738$623,635
122 ($3,734)$1,990$1,743$621,892
123 ($3,734)$1,985$1,749$620,143
124 ($3,734)$1,979$1,755$618,388
125 ($3,734)$1,974$1,760$616,628
126 ($3,734)$1,968$1,766$614,862
127 ($3,734)$1,962$1,771$613,091
128 ($3,734)$1,957$1,777$611,314
129 ($3,734)$1,951$1,783$609,531
130 ($3,734)$1,945$1,788$607,742
131 ($3,734)$1,940$1,794$605,948
132 ($3,734)$1,934$1,800$604,148
Year 12 - 133 ($3,734)$1,928$1,806$602,343
134 ($3,734)$1,922$1,811$600,531
135 ($3,734)$1,917$1,817$598,714
136 ($3,734)$1,911$1,823$596,891
137 ($3,734)$1,905$1,829$595,063
138 ($3,734)$1,899$1,835$593,228
139 ($3,734)$1,893$1,840$591,388
140 ($3,734)$1,888$1,846$589,541
141 ($3,734)$1,882$1,852$587,689
142 ($3,734)$1,876$1,858$585,831
143 ($3,734)$1,870$1,864$583,967
144 ($3,734)$1,864$1,870$582,097
Year 13 - 145 ($3,734)$1,858$1,876$580,221
146 ($3,734)$1,852$1,882$578,339
147 ($3,734)$1,846$1,888$576,451
148 ($3,734)$1,840$1,894$574,557
149 ($3,734)$1,834$1,900$572,657
150 ($3,734)$1,828$1,906$570,751
151 ($3,734)$1,822$1,912$568,838
152 ($3,734)$1,816$1,918$566,920
153 ($3,734)$1,809$1,924$564,996
154 ($3,734)$1,803$1,931$563,065
155 ($3,734)$1,797$1,937$561,128
156 ($3,734)$1,791$1,943$559,185
Year 14 - 157 ($3,734)$1,785$1,949$557,236
158 ($3,734)$1,779$1,955$555,281
159 ($3,734)$1,772$1,962$553,319
160 ($3,734)$1,766$1,968$551,351
161 ($3,734)$1,760$1,974$549,377
162 ($3,734)$1,753$1,980$547,397
163 ($3,734)$1,747$1,987$545,410
164 ($3,734)$1,741$1,993$543,417
165 ($3,734)$1,734$1,999$541,418
166 ($3,734)$1,728$2,006$539,412
167 ($3,734)$1,722$2,012$537,400
168 ($3,734)$1,715$2,019$535,381
Year 15 - 169 ($3,734)$1,709$2,025$533,356
170 ($3,734)$1,702$2,032$531,324
171 ($3,734)$1,696$2,038$529,286
172 ($3,734)$1,689$2,045$527,242
173 ($3,734)$1,683$2,051$525,191
174 ($3,734)$1,676$2,058$523,133
175 ($3,734)$1,670$2,064$521,069
176 ($3,734)$1,663$2,071$518,998
177 ($3,734)$1,656$2,077$516,921
178 ($3,734)$1,650$2,084$514,837
179 ($3,734)$1,643$2,091$512,746
180 ($3,734)$1,637$2,097$510,649
Year 16 - 181 ($3,734)$1,630$2,104$508,545
182 ($3,734)$1,623$2,111$506,434
183 ($3,734)$1,616$2,117$504,316
184 ($3,734)$1,610$2,124$502,192
185 ($3,734)$1,603$2,131$500,061
186 ($3,734)$1,596$2,138$497,923
187 ($3,734)$1,589$2,145$495,779
188 ($3,734)$1,582$2,151$493,627
189 ($3,734)$1,575$2,158$491,469
190 ($3,734)$1,569$2,165$489,304
191 ($3,734)$1,562$2,172$487,131
192 ($3,734)$1,555$2,179$484,952
Year 17 - 193 ($3,734)$1,548$2,186$482,766
194 ($3,734)$1,541$2,193$480,573
195 ($3,734)$1,534$2,200$478,373
196 ($3,734)$1,527$2,207$476,166
197 ($3,734)$1,520$2,214$473,952
198 ($3,734)$1,513$2,221$471,731
199 ($3,734)$1,506$2,228$469,503
200 ($3,734)$1,498$2,235$467,267
201 ($3,734)$1,491$2,242$465,025
202 ($3,734)$1,484$2,250$462,775
203 ($3,734)$1,477$2,257$460,518
204 ($3,734)$1,470$2,264$458,254
Year 18 - 205 ($3,734)$1,463$2,271$455,983
206 ($3,734)$1,455$2,279$453,705
207 ($3,734)$1,448$2,286$451,419
208 ($3,734)$1,441$2,293$449,126
209 ($3,734)$1,433$2,300$446,825
210 ($3,734)$1,426$2,308$444,518
211 ($3,734)$1,419$2,315$442,203
212 ($3,734)$1,411$2,322$439,880
213 ($3,734)$1,404$2,330$437,550
214 ($3,734)$1,397$2,337$435,213
215 ($3,734)$1,389$2,345$432,868
216 ($3,734)$1,382$2,352$430,516
Year 19 - 217 ($3,734)$1,374$2,360$428,156
218 ($3,734)$1,367$2,367$425,789
219 ($3,734)$1,359$2,375$423,414
220 ($3,734)$1,351$2,382$421,031
221 ($3,734)$1,344$2,390$418,641
222 ($3,734)$1,336$2,398$416,244
223 ($3,734)$1,329$2,405$413,838
224 ($3,734)$1,321$2,413$411,425
225 ($3,734)$1,313$2,421$409,004
226 ($3,734)$1,305$2,428$406,576
227 ($3,734)$1,298$2,436$404,140
228 ($3,734)$1,290$2,444$401,696
Year 20 - 229 ($3,734)$1,282$2,452$399,244
230 ($3,734)$1,274$2,460$396,784
231 ($3,734)$1,266$2,467$394,317
232 ($3,734)$1,259$2,475$391,842
233 ($3,734)$1,251$2,483$389,358
234 ($3,734)$1,243$2,491$386,867
235 ($3,734)$1,235$2,499$384,368
236 ($3,734)$1,227$2,507$381,861
237 ($3,734)$1,219$2,515$379,346
238 ($3,734)$1,211$2,523$376,823
239 ($3,734)$1,203$2,531$374,292
240 ($3,734)$1,195$2,539$371,753
Year 21 - 241 ($3,734)$1,187$2,547$369,205
242 ($3,734)$1,178$2,555$366,650
243 ($3,734)$1,170$2,564$364,086
244 ($3,734)$1,162$2,572$361,514
245 ($3,734)$1,154$2,580$358,934
246 ($3,734)$1,146$2,588$356,346
247 ($3,734)$1,137$2,597$353,750
248 ($3,734)$1,129$2,605$351,145
249 ($3,734)$1,121$2,613$348,532
250 ($3,734)$1,112$2,621$345,910
251 ($3,734)$1,104$2,630$343,280
252 ($3,734)$1,096$2,638$340,642
Year 22 - 253 ($3,734)$1,087$2,647$337,995
254 ($3,734)$1,079$2,655$335,340
255 ($3,734)$1,070$2,664$332,677
256 ($3,734)$1,062$2,672$330,005
257 ($3,734)$1,053$2,681$327,324
258 ($3,734)$1,045$2,689$324,635
259 ($3,734)$1,036$2,698$321,937
260 ($3,734)$1,028$2,706$319,231
261 ($3,734)$1,019$2,715$316,516
262 ($3,734)$1,010$2,724$313,792
263 ($3,734)$1,002$2,732$311,060
264 ($3,734)$993$2,741$308,319
Year 23 - 265 ($3,734)$984$2,750$305,569
266 ($3,734)$975$2,759$302,811
267 ($3,734)$966$2,767$300,043
268 ($3,734)$958$2,776$297,267
269 ($3,734)$949$2,785$294,482
270 ($3,734)$940$2,794$291,688
271 ($3,734)$931$2,803$288,885
272 ($3,734)$922$2,812$286,073
273 ($3,734)$913$2,821$283,252
274 ($3,734)$904$2,830$280,423
275 ($3,734)$895$2,839$277,584
276 ($3,734)$886$2,848$274,736
Year 24 - 277 ($3,734)$877$2,857$271,879
278 ($3,734)$868$2,866$269,013
279 ($3,734)$859$2,875$266,138
280 ($3,734)$849$2,884$263,253
281 ($3,734)$840$2,894$260,360
282 ($3,734)$831$2,903$257,457
283 ($3,734)$822$2,912$254,545
284 ($3,734)$812$2,921$251,623
285 ($3,734)$803$2,931$248,692
286 ($3,734)$794$2,940$245,752
287 ($3,734)$784$2,949$242,803
288 ($3,734)$775$2,959$239,844
Year 25 - 289 ($3,734)$766$2,968$236,875
290 ($3,734)$756$2,978$233,898
291 ($3,734)$747$2,987$230,910
292 ($3,734)$737$2,997$227,913
293 ($3,734)$727$3,006$224,907
294 ($3,734)$718$3,016$221,891
295 ($3,734)$708$3,026$218,865
296 ($3,734)$699$3,035$215,830
297 ($3,734)$689$3,045$212,785
298 ($3,734)$679$3,055$209,730
299 ($3,734)$669$3,064$206,666
300 ($3,734)$660$3,074$203,592
Year 26 - 301 ($3,734)$650$3,084$200,508
302 ($3,734)$640$3,094$197,414
303 ($3,734)$630$3,104$194,310
304 ($3,734)$620$3,114$191,196
305 ($3,734)$610$3,124$188,073
306 ($3,734)$600$3,134$184,939
307 ($3,734)$590$3,144$181,795
308 ($3,734)$580$3,154$178,642
309 ($3,734)$570$3,164$175,478
310 ($3,734)$560$3,174$172,304
311 ($3,734)$550$3,184$169,120
312 ($3,734)$540$3,194$165,926
Year 27 - 313 ($3,734)$530$3,204$162,722
314 ($3,734)$519$3,214$159,508
315 ($3,734)$509$3,225$156,283
316 ($3,734)$499$3,235$153,048
317 ($3,734)$488$3,245$149,802
318 ($3,734)$478$3,256$146,547
319 ($3,734)$468$3,266$143,281
320 ($3,734)$457$3,277$140,004
321 ($3,734)$447$3,287$136,717
322 ($3,734)$436$3,297$133,420
323 ($3,734)$426$3,308$130,112
324 ($3,734)$415$3,319$126,793
Year 28 - 325 ($3,734)$405$3,329$123,464
326 ($3,734)$394$3,340$120,124
327 ($3,734)$383$3,350$116,774
328 ($3,734)$373$3,361$113,412
329 ($3,734)$362$3,372$110,040
330 ($3,734)$351$3,383$106,658
331 ($3,734)$340$3,393$103,264
332 ($3,734)$330$3,404$99,860
333 ($3,734)$319$3,415$96,445
334 ($3,734)$308$3,426$93,019
335 ($3,734)$297$3,437$89,582
336 ($3,734)$286$3,448$86,134
Year 29 - 337 ($3,734)$275$3,459$82,675
338 ($3,734)$264$3,470$79,205
339 ($3,734)$253$3,481$75,724
340 ($3,734)$242$3,492$72,232
341 ($3,734)$231$3,503$68,729
342 ($3,734)$219$3,514$65,214
343 ($3,734)$208$3,526$61,688
344 ($3,734)$197$3,537$58,151
345 ($3,734)$186$3,548$54,603
346 ($3,734)$174$3,560$51,044
347 ($3,734)$163$3,571$47,473
348 ($3,734)$152$3,582$43,890
Year 30 - 349 ($3,734)$140$3,594$40,297
350 ($3,734)$129$3,605$36,691
351 ($3,734)$117$3,617$33,075
352 ($3,734)$106$3,628$29,446
353 ($3,734)$94$3,640$25,806
354 ($3,734)$82$3,651$22,155
355 ($3,734)$71$3,663$18,492
356 ($3,734)$59$3,675$14,817
357 ($3,734)$47$3,687$11,130
358 ($3,734)$36$3,698$7,432
359 ($3,734)$24$3,710$3,722
360 ($3,734)$12$3,722$0
TOTALS$545,787$798,400$1,344,187

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.