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Mortgage Payment Schedule for a $103,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of October 19, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($20,600) may require pre-mortgage insurance


3.88% is current rate for 30-year fixed
3.19% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$388 360 $57,176 $139,576

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,176 or less (zip code: 20149)


$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.778% | Rate: 3.750% | Fees: $860 | 30 day rate lock

NMLS #: 3232 | State Lic #: MC-1532
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 40 day rate lock

NMLS #: 227765 | State Lic #: MC-5920
$1,212 /mo
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30 yr fixed mtg, 0 points | APR: 4.125% | Rate: 4.125% | Fees: $0 | 30 day rate lock

NMLS #: 67717
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.773% | Rate: 3.750% | Fees: $695 | 30 day rate lock

$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.776% | Rate: 3.750% | Fees: $795 | 45 day rate lock

NMLS #: 790396
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 424182
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $9 | 30 day rate lock

NMLS #: 244476 | State Lic #: MC-5877
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 417490
$1,192 /mo
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30 yr fixed mtg, 0 points | APR: 3.999% | Rate: 3.990% | Fees: $270 | 30 day rate lock

NMLS #: 181005
$1,192 /mo
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30 yr fixed mtg, 0 points | APR: 4.019% | Rate: 3.990% | Fees: $870 | 45 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $103,000
Down Payment $20,600$82,400
Year 1 - 1 ($388)$266$121$82,279
2 ($388)$266$122$82,157
3 ($388)$266$122$82,035
4 ($388)$265$122$81,913
5 ($388)$265$123$81,790
6 ($388)$264$123$81,666
7 ($388)$264$124$81,543
8 ($388)$264$124$81,419
9 ($388)$263$124$81,294
10 ($388)$263$125$81,169
11 ($388)$262$125$81,044
12 ($388)$262$126$80,918
Year 2 - 13 ($388)$262$126$80,792
14 ($388)$261$126$80,666
15 ($388)$261$127$80,539
16 ($388)$260$127$80,412
17 ($388)$260$128$80,284
18 ($388)$260$128$80,156
19 ($388)$259$129$80,027
20 ($388)$259$129$79,898
21 ($388)$258$129$79,769
22 ($388)$258$130$79,639
23 ($388)$257$130$79,509
24 ($388)$257$131$79,378
Year 3 - 25 ($388)$257$131$79,247
26 ($388)$256$131$79,116
27 ($388)$256$132$78,984
28 ($388)$255$132$78,852
29 ($388)$255$133$78,719
30 ($388)$255$133$78,586
31 ($388)$254$134$78,452
32 ($388)$254$134$78,318
33 ($388)$253$134$78,183
34 ($388)$253$135$78,049
35 ($388)$252$135$77,913
36 ($388)$252$136$77,777
Year 4 - 37 ($388)$251$136$77,641
38 ($388)$251$137$77,505
39 ($388)$251$137$77,367
40 ($388)$250$138$77,230
41 ($388)$250$138$77,092
42 ($388)$249$138$76,953
43 ($388)$249$139$76,814
44 ($388)$248$139$76,675
45 ($388)$248$140$76,535
46 ($388)$247$140$76,395
47 ($388)$247$141$76,254
48 ($388)$247$141$76,113
Year 5 - 49 ($388)$246$142$75,972
50 ($388)$246$142$75,830
51 ($388)$245$143$75,687
52 ($388)$245$143$75,544
53 ($388)$244$143$75,401
54 ($388)$244$144$75,257
55 ($388)$243$144$75,112
56 ($388)$243$145$74,967
57 ($388)$242$145$74,822
58 ($388)$242$146$74,676
59 ($388)$241$146$74,530
60 ($388)$241$147$74,383
Year 6 - 61 ($388)$241$147$74,236
62 ($388)$240$148$74,088
63 ($388)$240$148$73,940
64 ($388)$239$149$73,792
65 ($388)$239$149$73,643
66 ($388)$238$150$73,493
67 ($388)$238$150$73,343
68 ($388)$237$151$73,192
69 ($388)$237$151$73,041
70 ($388)$236$152$72,890
71 ($388)$236$152$72,738
72 ($388)$235$153$72,585
Year 7 - 73 ($388)$235$153$72,432
74 ($388)$234$154$72,279
75 ($388)$234$154$72,125
76 ($388)$233$155$71,970
77 ($388)$233$155$71,815
78 ($388)$232$156$71,660
79 ($388)$232$156$71,504
80 ($388)$231$157$71,347
81 ($388)$231$157$71,190
82 ($388)$230$158$71,033
83 ($388)$230$158$70,874
84 ($388)$229$159$70,716
Year 8 - 85 ($388)$229$159$70,557
86 ($388)$228$160$70,397
87 ($388)$228$160$70,237
88 ($388)$227$161$70,077
89 ($388)$227$161$69,915
90 ($388)$226$162$69,754
91 ($388)$226$162$69,592
92 ($388)$225$163$69,429
93 ($388)$224$163$69,266
94 ($388)$224$164$69,102
95 ($388)$223$164$68,938
96 ($388)$223$165$68,773
Year 9 - 97 ($388)$222$165$68,607
98 ($388)$222$166$68,442
99 ($388)$221$166$68,275
100 ($388)$221$167$68,108
101 ($388)$220$167$67,941
102 ($388)$220$168$67,773
103 ($388)$219$169$67,604
104 ($388)$219$169$67,435
105 ($388)$218$170$67,265
106 ($388)$217$170$67,095
107 ($388)$217$171$66,924
108 ($388)$216$171$66,753
Year 10 - 109 ($388)$216$172$66,581
110 ($388)$215$172$66,409
111 ($388)$215$173$66,236
112 ($388)$214$174$66,062
113 ($388)$214$174$65,888
114 ($388)$213$175$65,713
115 ($388)$212$175$65,538
116 ($388)$212$176$65,362
117 ($388)$211$176$65,186
118 ($388)$211$177$65,009
119 ($388)$210$178$64,832
120 ($388)$210$178$64,653
Year 11 - 121 ($388)$209$179$64,475
122 ($388)$208$179$64,296
123 ($388)$208$180$64,116
124 ($388)$207$180$63,935
125 ($388)$207$181$63,754
126 ($388)$206$182$63,573
127 ($388)$206$182$63,391
128 ($388)$205$183$63,208
129 ($388)$204$183$63,024
130 ($388)$204$184$62,841
131 ($388)$203$185$62,656
132 ($388)$203$185$62,471
Year 12 - 133 ($388)$202$186$62,285
134 ($388)$201$186$62,099
135 ($388)$201$187$61,912
136 ($388)$200$188$61,724
137 ($388)$200$188$61,536
138 ($388)$199$189$61,348
139 ($388)$198$189$61,158
140 ($388)$198$190$60,968
141 ($388)$197$191$60,778
142 ($388)$197$191$60,586
143 ($388)$196$192$60,395
144 ($388)$195$192$60,202
Year 13 - 145 ($388)$195$193$60,009
146 ($388)$194$194$59,815
147 ($388)$193$194$59,621
148 ($388)$193$195$59,426
149 ($388)$192$196$59,231
150 ($388)$192$196$59,034
151 ($388)$191$197$58,838
152 ($388)$190$197$58,640
153 ($388)$190$198$58,442
154 ($388)$189$199$58,243
155 ($388)$188$199$58,044
156 ($388)$188$200$57,844
Year 14 - 157 ($388)$187$201$57,643
158 ($388)$186$201$57,442
159 ($388)$186$202$57,240
160 ($388)$185$203$57,037
161 ($388)$184$203$56,834
162 ($388)$184$204$56,630
163 ($388)$183$205$56,425
164 ($388)$182$205$56,220
165 ($388)$182$206$56,014
166 ($388)$181$207$55,808
167 ($388)$180$207$55,600
168 ($388)$180$208$55,392
Year 15 - 169 ($388)$179$209$55,184
170 ($388)$178$209$54,974
171 ($388)$178$210$54,765
172 ($388)$177$211$54,554
173 ($388)$176$211$54,343
174 ($388)$176$212$54,131
175 ($388)$175$213$53,918
176 ($388)$174$213$53,704
177 ($388)$174$214$53,490
178 ($388)$173$215$53,276
179 ($388)$172$215$53,060
180 ($388)$172$216$52,844
Year 16 - 181 ($388)$171$217$52,627
182 ($388)$170$218$52,410
183 ($388)$169$218$52,191
184 ($388)$169$219$51,972
185 ($388)$168$220$51,753
186 ($388)$167$220$51,532
187 ($388)$167$221$51,311
188 ($388)$166$222$51,090
189 ($388)$165$223$50,867
190 ($388)$164$223$50,644
191 ($388)$164$224$50,420
192 ($388)$163$225$50,195
Year 17 - 193 ($388)$162$225$49,970
194 ($388)$162$226$49,744
195 ($388)$161$227$49,517
196 ($388)$160$228$49,289
197 ($388)$159$228$49,061
198 ($388)$159$229$48,832
199 ($388)$158$230$48,602
200 ($388)$157$231$48,371
201 ($388)$156$231$48,140
202 ($388)$156$232$47,908
203 ($388)$155$233$47,675
204 ($388)$154$234$47,442
Year 18 - 205 ($388)$153$234$47,207
206 ($388)$153$235$46,972
207 ($388)$152$236$46,736
208 ($388)$151$237$46,500
209 ($388)$150$237$46,262
210 ($388)$150$238$46,024
211 ($388)$149$239$45,785
212 ($388)$148$240$45,546
213 ($388)$147$240$45,305
214 ($388)$146$241$45,064
215 ($388)$146$242$44,822
216 ($388)$145$243$44,579
Year 19 - 217 ($388)$144$244$44,336
218 ($388)$143$244$44,091
219 ($388)$143$245$43,846
220 ($388)$142$246$43,600
221 ($388)$141$247$43,353
222 ($388)$140$248$43,106
223 ($388)$139$248$42,858
224 ($388)$139$249$42,608
225 ($388)$138$250$42,358
226 ($388)$137$251$42,108
227 ($388)$136$252$41,856
228 ($388)$135$252$41,604
Year 20 - 229 ($388)$135$253$41,351
230 ($388)$134$254$41,097
231 ($388)$133$255$40,842
232 ($388)$132$256$40,586
233 ($388)$131$256$40,330
234 ($388)$130$257$40,072
235 ($388)$130$258$39,814
236 ($388)$129$259$39,555
237 ($388)$128$260$39,295
238 ($388)$127$261$39,035
239 ($388)$126$261$38,773
240 ($388)$125$262$38,511
Year 21 - 241 ($388)$125$263$38,248
242 ($388)$124$264$37,984
243 ($388)$123$265$37,719
244 ($388)$122$266$37,453
245 ($388)$121$267$37,186
246 ($388)$120$267$36,919
247 ($388)$119$268$36,651
248 ($388)$119$269$36,381
249 ($388)$118$270$36,111
250 ($388)$117$271$35,840
251 ($388)$116$272$35,568
252 ($388)$115$273$35,296
Year 22 - 253 ($388)$114$274$35,022
254 ($388)$113$274$34,748
255 ($388)$112$275$34,472
256 ($388)$111$276$34,196
257 ($388)$111$277$33,919
258 ($388)$110$278$33,641
259 ($388)$109$279$33,362
260 ($388)$108$280$33,082
261 ($388)$107$281$32,801
262 ($388)$106$282$32,520
263 ($388)$105$283$32,237
264 ($388)$104$283$31,954
Year 23 - 265 ($388)$103$284$31,669
266 ($388)$102$285$31,384
267 ($388)$101$286$31,098
268 ($388)$101$287$30,811
269 ($388)$100$288$30,522
270 ($388)$99$289$30,233
271 ($388)$98$290$29,944
272 ($388)$97$291$29,653
273 ($388)$96$292$29,361
274 ($388)$95$293$29,068
275 ($388)$94$294$28,774
276 ($388)$93$295$28,480
Year 24 - 277 ($388)$92$296$28,184
278 ($388)$91$297$27,887
279 ($388)$90$298$27,590
280 ($388)$89$299$27,291
281 ($388)$88$299$26,992
282 ($388)$87$300$26,691
283 ($388)$86$301$26,390
284 ($388)$85$302$26,088
285 ($388)$84$303$25,784
286 ($388)$83$304$25,480
287 ($388)$82$305$25,175
288 ($388)$81$306$24,868
Year 25 - 289 ($388)$80$307$24,561
290 ($388)$79$308$24,253
291 ($388)$78$309$23,943
292 ($388)$77$310$23,633
293 ($388)$76$311$23,322
294 ($388)$75$312$23,010
295 ($388)$74$313$22,696
296 ($388)$73$314$22,382
297 ($388)$72$315$22,067
298 ($388)$71$316$21,750
299 ($388)$70$317$21,433
300 ($388)$69$318$21,114
Year 26 - 301 ($388)$68$319$20,795
302 ($388)$67$320$20,474
303 ($388)$66$322$20,153
304 ($388)$65$323$19,830
305 ($388)$64$324$19,507
306 ($388)$63$325$19,182
307 ($388)$62$326$18,856
308 ($388)$61$327$18,530
309 ($388)$60$328$18,202
310 ($388)$59$329$17,873
311 ($388)$58$330$17,543
312 ($388)$57$331$17,212
Year 27 - 313 ($388)$56$332$16,880
314 ($388)$55$333$16,547
315 ($388)$54$334$16,213
316 ($388)$52$335$15,877
317 ($388)$51$336$15,541
318 ($388)$50$337$15,204
319 ($388)$49$339$14,865
320 ($388)$48$340$14,525
321 ($388)$47$341$14,185
322 ($388)$46$342$13,843
323 ($388)$45$343$13,500
324 ($388)$44$344$13,156
Year 28 - 325 ($388)$43$345$12,811
326 ($388)$41$346$12,464
327 ($388)$40$347$12,117
328 ($388)$39$349$11,768
329 ($388)$38$350$11,419
330 ($388)$37$351$11,068
331 ($388)$36$352$10,716
332 ($388)$35$353$10,363
333 ($388)$34$354$10,009
334 ($388)$32$355$9,653
335 ($388)$31$356$9,297
336 ($388)$30$358$8,939
Year 29 - 337 ($388)$29$359$8,580
338 ($388)$28$360$8,221
339 ($388)$27$361$7,859
340 ($388)$25$362$7,497
341 ($388)$24$363$7,134
342 ($388)$23$365$6,769
343 ($388)$22$366$6,403
344 ($388)$21$367$6,036
345 ($388)$20$368$5,668
346 ($388)$18$369$5,299
347 ($388)$17$371$4,928
348 ($388)$16$372$4,556
Year 30 - 349 ($388)$15$373$4,183
350 ($388)$14$374$3,809
351 ($388)$12$375$3,434
352 ($388)$11$377$3,057
353 ($388)$10$378$2,679
354 ($388)$9$379$2,300
355 ($388)$7$380$1,920
356 ($388)$6$382$1,538
357 ($388)$5$383$1,156
358 ($388)$4$384$772
359 ($388)$2$385$386
360 ($388)$1$386$0
TOTALS$57,176$82,400$139,576

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.