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Mortgage Payment Schedule for a $104,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of September 21, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($20,800) may require pre-mortgage insurance


3.83% is current rate for 30-year fixed
3.13% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$389 360 $56,876 $140,076

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,169 or less (zip code: 20149)


NMLS #: 67717
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 66247 Cardinal Financial | State Lic #: MC-1825
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.773% | Rate: 3.750% | Fees: $690 | 30 day rate lock

$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.776% | Rate: 3.750% | Fees: $795 | 45 day rate lock

$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 417490
$1,192 /mo
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30 yr fixed mtg, 0 points | APR: 3.990% | Rate: 3.990% | Fees: $0 | 30 day rate lock

NMLS #: 35959 | State Lic #: MC-2967
$1,499 /mo
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30 yr fixed mtg, 0 points | APR: 6.000% | Rate: 6.000% | Fees: $0 | 30 day rate lock

$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $870 | 45 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $104,000
Down Payment $20,800$83,200
Year 1 - 1 ($389)$266$124$83,076
2 ($389)$265$124$82,953
3 ($389)$265$124$82,828
4 ($389)$264$125$82,703
5 ($389)$264$125$82,578
6 ($389)$264$126$82,453
7 ($389)$263$126$82,327
8 ($389)$263$126$82,200
9 ($389)$262$127$82,074
10 ($389)$262$127$81,947
11 ($389)$262$128$81,819
12 ($389)$261$128$81,691
Year 2 - 13 ($389)$261$128$81,563
14 ($389)$260$129$81,434
15 ($389)$260$129$81,305
16 ($389)$259$130$81,175
17 ($389)$259$130$81,045
18 ($389)$259$130$80,915
19 ($389)$258$131$80,784
20 ($389)$258$131$80,653
21 ($389)$257$132$80,521
22 ($389)$257$132$80,389
23 ($389)$257$133$80,256
24 ($389)$256$133$80,123
Year 3 - 25 ($389)$256$133$79,990
26 ($389)$255$134$79,856
27 ($389)$255$134$79,722
28 ($389)$254$135$79,587
29 ($389)$254$135$79,452
30 ($389)$254$136$79,317
31 ($389)$253$136$79,181
32 ($389)$253$136$79,044
33 ($389)$252$137$78,908
34 ($389)$252$137$78,770
35 ($389)$251$138$78,633
36 ($389)$251$138$78,494
Year 4 - 37 ($389)$251$139$78,356
38 ($389)$250$139$78,217
39 ($389)$250$139$78,077
40 ($389)$249$140$77,938
41 ($389)$249$140$77,797
42 ($389)$248$141$77,656
43 ($389)$248$141$77,515
44 ($389)$247$142$77,373
45 ($389)$247$142$77,231
46 ($389)$246$143$77,089
47 ($389)$246$143$76,946
48 ($389)$246$144$76,802
Year 5 - 49 ($389)$245$144$76,658
50 ($389)$245$144$76,514
51 ($389)$244$145$76,369
52 ($389)$244$145$76,223
53 ($389)$243$146$76,078
54 ($389)$243$146$75,931
55 ($389)$242$147$75,785
56 ($389)$242$147$75,637
57 ($389)$241$148$75,490
58 ($389)$241$148$75,342
59 ($389)$240$149$75,193
60 ($389)$240$149$75,044
Year 6 - 61 ($389)$240$150$74,894
62 ($389)$239$150$74,744
63 ($389)$239$151$74,594
64 ($389)$238$151$74,443
65 ($389)$238$152$74,291
66 ($389)$237$152$74,139
67 ($389)$237$152$73,987
68 ($389)$236$153$73,834
69 ($389)$236$153$73,680
70 ($389)$235$154$73,526
71 ($389)$235$154$73,372
72 ($389)$234$155$73,217
Year 7 - 73 ($389)$234$155$73,062
74 ($389)$233$156$72,906
75 ($389)$233$156$72,749
76 ($389)$232$157$72,592
77 ($389)$232$157$72,435
78 ($389)$231$158$72,277
79 ($389)$231$158$72,119
80 ($389)$230$159$71,960
81 ($389)$230$159$71,800
82 ($389)$229$160$71,640
83 ($389)$229$160$71,480
84 ($389)$228$161$71,319
Year 8 - 85 ($389)$228$161$71,157
86 ($389)$227$162$70,995
87 ($389)$227$163$70,833
88 ($389)$226$163$70,670
89 ($389)$226$164$70,506
90 ($389)$225$164$70,342
91 ($389)$225$165$70,178
92 ($389)$224$165$70,013
93 ($389)$223$166$69,847
94 ($389)$223$166$69,681
95 ($389)$222$167$69,514
96 ($389)$222$167$69,347
Year 9 - 97 ($389)$221$168$69,179
98 ($389)$221$168$69,011
99 ($389)$220$169$68,842
100 ($389)$220$169$68,673
101 ($389)$219$170$68,503
102 ($389)$219$170$68,332
103 ($389)$218$171$68,161
104 ($389)$218$172$67,990
105 ($389)$217$172$67,818
106 ($389)$216$173$67,645
107 ($389)$216$173$67,472
108 ($389)$215$174$67,298
Year 10 - 109 ($389)$215$174$67,124
110 ($389)$214$175$66,949
111 ($389)$214$175$66,773
112 ($389)$213$176$66,597
113 ($389)$213$177$66,421
114 ($389)$212$177$66,244
115 ($389)$211$178$66,066
116 ($389)$211$178$65,888
117 ($389)$210$179$65,709
118 ($389)$210$179$65,530
119 ($389)$209$180$65,350
120 ($389)$209$181$65,169
Year 11 - 121 ($389)$208$181$64,988
122 ($389)$207$182$64,806
123 ($389)$207$182$64,624
124 ($389)$206$183$64,441
125 ($389)$206$183$64,258
126 ($389)$205$184$64,074
127 ($389)$205$185$63,889
128 ($389)$204$185$63,704
129 ($389)$203$186$63,518
130 ($389)$203$186$63,332
131 ($389)$202$187$63,145
132 ($389)$202$188$62,957
Year 12 - 133 ($389)$201$188$62,769
134 ($389)$200$189$62,580
135 ($389)$200$189$62,391
136 ($389)$199$190$62,201
137 ($389)$199$191$62,011
138 ($389)$198$191$61,819
139 ($389)$197$192$61,628
140 ($389)$197$192$61,435
141 ($389)$196$193$61,242
142 ($389)$195$194$61,048
143 ($389)$195$194$60,854
144 ($389)$194$195$60,659
Year 13 - 145 ($389)$194$195$60,464
146 ($389)$193$196$60,268
147 ($389)$192$197$60,071
148 ($389)$192$197$59,874
149 ($389)$191$198$59,676
150 ($389)$190$199$59,477
151 ($389)$190$199$59,278
152 ($389)$189$200$59,078
153 ($389)$189$201$58,877
154 ($389)$188$201$58,676
155 ($389)$187$202$58,474
156 ($389)$187$202$58,272
Year 14 - 157 ($389)$186$203$58,069
158 ($389)$185$204$57,865
159 ($389)$185$204$57,661
160 ($389)$184$205$57,455
161 ($389)$183$206$57,250
162 ($389)$183$206$57,043
163 ($389)$182$207$56,836
164 ($389)$181$208$56,629
165 ($389)$181$208$56,420
166 ($389)$180$209$56,211
167 ($389)$179$210$56,002
168 ($389)$179$210$55,791
Year 15 - 169 ($389)$178$211$55,580
170 ($389)$177$212$55,368
171 ($389)$177$212$55,156
172 ($389)$176$213$54,943
173 ($389)$175$214$54,729
174 ($389)$175$214$54,515
175 ($389)$174$215$54,300
176 ($389)$173$216$54,084
177 ($389)$173$216$53,867
178 ($389)$172$217$53,650
179 ($389)$171$218$53,432
180 ($389)$171$219$53,214
Year 16 - 181 ($389)$170$219$52,995
182 ($389)$169$220$52,775
183 ($389)$168$221$52,554
184 ($389)$168$221$52,333
185 ($389)$167$222$52,111
186 ($389)$166$223$51,888
187 ($389)$166$223$51,664
188 ($389)$165$224$51,440
189 ($389)$164$225$51,215
190 ($389)$163$226$50,990
191 ($389)$163$226$50,763
192 ($389)$162$227$50,536
Year 17 - 193 ($389)$161$228$50,308
194 ($389)$161$229$50,080
195 ($389)$160$229$49,851
196 ($389)$159$230$49,621
197 ($389)$158$231$49,390
198 ($389)$158$231$49,158
199 ($389)$157$232$48,926
200 ($389)$156$233$48,693
201 ($389)$155$234$48,460
202 ($389)$155$234$48,225
203 ($389)$154$235$47,990
204 ($389)$153$236$47,754
Year 18 - 205 ($389)$152$237$47,517
206 ($389)$152$237$47,280
207 ($389)$151$238$47,042
208 ($389)$150$239$46,803
209 ($389)$149$240$46,563
210 ($389)$149$240$46,322
211 ($389)$148$241$46,081
212 ($389)$147$242$45,839
213 ($389)$146$243$45,596
214 ($389)$146$244$45,353
215 ($389)$145$244$45,108
216 ($389)$144$245$44,863
Year 19 - 217 ($389)$143$246$44,617
218 ($389)$142$247$44,371
219 ($389)$142$247$44,123
220 ($389)$141$248$43,875
221 ($389)$140$249$43,626
222 ($389)$139$250$43,376
223 ($389)$138$251$43,125
224 ($389)$138$251$42,874
225 ($389)$137$252$42,622
226 ($389)$136$253$42,369
227 ($389)$135$254$42,115
228 ($389)$134$255$41,860
Year 20 - 229 ($389)$134$255$41,605
230 ($389)$133$256$41,348
231 ($389)$132$257$41,091
232 ($389)$131$258$40,833
233 ($389)$130$259$40,574
234 ($389)$130$260$40,315
235 ($389)$129$260$40,054
236 ($389)$128$261$39,793
237 ($389)$127$262$39,531
238 ($389)$126$263$39,268
239 ($389)$125$264$39,004
240 ($389)$124$265$38,740
Year 21 - 241 ($389)$124$265$38,474
242 ($389)$123$266$38,208
243 ($389)$122$267$37,941
244 ($389)$121$268$37,673
245 ($389)$120$269$37,404
246 ($389)$119$270$37,134
247 ($389)$119$271$36,864
248 ($389)$118$271$36,592
249 ($389)$117$272$36,320
250 ($389)$116$273$36,047
251 ($389)$115$274$35,773
252 ($389)$114$275$35,498
Year 22 - 253 ($389)$113$276$35,222
254 ($389)$112$277$34,945
255 ($389)$112$278$34,668
256 ($389)$111$278$34,389
257 ($389)$110$279$34,110
258 ($389)$109$280$33,830
259 ($389)$108$281$33,549
260 ($389)$107$282$33,267
261 ($389)$106$283$32,984
262 ($389)$105$284$32,700
263 ($389)$104$285$32,415
264 ($389)$103$286$32,129
Year 23 - 265 ($389)$103$287$31,843
266 ($389)$102$287$31,555
267 ($389)$101$288$31,267
268 ($389)$100$289$30,978
269 ($389)$99$290$30,687
270 ($389)$98$291$30,396
271 ($389)$97$292$30,104
272 ($389)$96$293$29,811
273 ($389)$95$294$29,517
274 ($389)$94$295$29,222
275 ($389)$93$296$28,927
276 ($389)$92$297$28,630
Year 24 - 277 ($389)$91$298$28,332
278 ($389)$90$299$28,033
279 ($389)$89$300$27,734
280 ($389)$89$301$27,433
281 ($389)$88$302$27,132
282 ($389)$87$303$26,829
283 ($389)$86$303$26,526
284 ($389)$85$304$26,221
285 ($389)$84$305$25,916
286 ($389)$83$306$25,609
287 ($389)$82$307$25,302
288 ($389)$81$308$24,994
Year 25 - 289 ($389)$80$309$24,684
290 ($389)$79$310$24,374
291 ($389)$78$311$24,063
292 ($389)$77$312$23,751
293 ($389)$76$313$23,437
294 ($389)$75$314$23,123
295 ($389)$74$315$22,808
296 ($389)$73$316$22,491
297 ($389)$72$317$22,174
298 ($389)$71$318$21,856
299 ($389)$70$319$21,536
300 ($389)$69$320$21,216
Year 26 - 301 ($389)$68$321$20,895
302 ($389)$67$322$20,572
303 ($389)$66$323$20,249
304 ($389)$65$324$19,924
305 ($389)$64$326$19,599
306 ($389)$63$327$19,272
307 ($389)$62$328$18,945
308 ($389)$60$329$18,616
309 ($389)$59$330$18,286
310 ($389)$58$331$17,956
311 ($389)$57$332$17,624
312 ($389)$56$333$17,291
Year 27 - 313 ($389)$55$334$16,957
314 ($389)$54$335$16,622
315 ($389)$53$336$16,286
316 ($389)$52$337$15,949
317 ($389)$51$338$15,611
318 ($389)$50$339$15,271
319 ($389)$49$340$14,931
320 ($389)$48$341$14,590
321 ($389)$47$343$14,247
322 ($389)$45$344$13,903
323 ($389)$44$345$13,559
324 ($389)$43$346$13,213
Year 28 - 325 ($389)$42$347$12,866
326 ($389)$41$348$12,518
327 ($389)$40$349$12,169
328 ($389)$39$350$11,819
329 ($389)$38$351$11,467
330 ($389)$37$352$11,115
331 ($389)$35$354$10,761
332 ($389)$34$355$10,406
333 ($389)$33$356$10,050
334 ($389)$32$357$9,693
335 ($389)$31$358$9,335
336 ($389)$30$359$8,976
Year 29 - 337 ($389)$29$360$8,615
338 ($389)$27$362$8,254
339 ($389)$26$363$7,891
340 ($389)$25$364$7,527
341 ($389)$24$365$7,162
342 ($389)$23$366$6,796
343 ($389)$22$367$6,428
344 ($389)$21$369$6,060
345 ($389)$19$370$5,690
346 ($389)$18$371$5,319
347 ($389)$17$372$4,947
348 ($389)$16$373$4,574
Year 30 - 349 ($389)$15$375$4,199
350 ($389)$13$376$3,824
351 ($389)$12$377$3,447
352 ($389)$11$378$3,069
353 ($389)$10$379$2,689
354 ($389)$9$381$2,309
355 ($389)$7$382$1,927
356 ($389)$6$383$1,544
357 ($389)$5$384$1,160
358 ($389)$4$385$774
359 ($389)$2$387$388
360 ($389)$1$388$0
TOTALS$56,876$83,200$140,076

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.