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Mortgage Payment Schedule for a $107,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of December 14, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($21,400) may require pre-mortgage insurance


3.93% is current rate for 30-year fixed
3.36% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$405 360 $60,279 $145,879

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,183 or less (zip code: 20149)


NMLS #: 1077157 | State Lic #: MC-5804
$1,140 /mo
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30 yr fixed mtg, 0 points | APR: 3.657% | Rate: 3.625% | Fees: $988 | 30 day rate lock

NMLS #: 66247 | State Lic #: MC-1825
$1,140 /mo
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30 yr fixed mtg, 0 points | APR: 3.685% | Rate: 3.625% | Fees: $1,842 | 30 day rate lock

NMLS #: 134407 | State Lic #: MC-5378
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 45 day rate lock

NMLS #: 3232 | State Lic #: MC-1532
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 40 day rate lock

NMLS #: 790396
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 122701 | State Lic #: MC-1186
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 447490
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 258821
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 2890 | State Lic #: MC-3098
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.756% | Rate: 3.750% | Fees: $189 | 30 day rate lock

NMLS #: 424182
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.783% | Rate: 3.750% | Fees: $994 | 30 day rate lock

NMLS #: 1023 | State Lic #: MC-5814
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 45 day rate lock

NMLS #: 1256692 | State Lic #: MC-5920
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 244476 | State Lic #: MC-5877
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 7706
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 417490
$1,192 /mo
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30 yr fixed mtg, 0 points | APR: 3.994% | Rate: 3.990% | Fees: $130 | 30 day rate lock

NMLS #: 181005
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $865 | 45 day rate lock

NMLS #: 2925 | State Lic #: MC-1875
$1,212 /mo
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30 yr fixed mtg, 0 points | APR: 4.135% | Rate: 4.125% | Fees: $299 | 45 day rate lock

$1,228 /mo
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30 yr fixed mtg, 0 points | APR: 4.240% | Rate: 4.240% | Fees: $0 | 30 day rate lock

NMLS #: 412915
$1,230 /mo
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30 yr fixed mtg, 0 points | APR: 4.308% | Rate: 4.250% | Fees: $1,710 | 60 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $107,000
Down Payment $21,400$85,600
Year 1 - 1 ($405)$280$125$85,475
2 ($405)$280$125$85,350
3 ($405)$280$126$85,224
4 ($405)$279$126$85,098
5 ($405)$279$127$84,971
6 ($405)$278$127$84,845
7 ($405)$278$127$84,717
8 ($405)$277$128$84,589
9 ($405)$277$128$84,461
10 ($405)$277$129$84,333
11 ($405)$276$129$84,204
12 ($405)$276$129$84,074
Year 2 - 13 ($405)$275$130$83,944
14 ($405)$275$130$83,814
15 ($405)$274$131$83,683
16 ($405)$274$131$83,552
17 ($405)$274$132$83,420
18 ($405)$273$132$83,288
19 ($405)$273$132$83,156
20 ($405)$272$133$83,023
21 ($405)$272$133$82,890
22 ($405)$271$134$82,756
23 ($405)$271$134$82,622
24 ($405)$271$135$82,487
Year 3 - 25 ($405)$270$135$82,352
26 ($405)$270$136$82,217
27 ($405)$269$136$82,081
28 ($405)$269$136$81,944
29 ($405)$268$137$81,807
30 ($405)$268$137$81,670
31 ($405)$267$138$81,532
32 ($405)$267$138$81,394
33 ($405)$267$139$81,256
34 ($405)$266$139$81,116
35 ($405)$266$140$80,977
36 ($405)$265$140$80,837
Year 4 - 37 ($405)$265$140$80,696
38 ($405)$264$141$80,555
39 ($405)$264$141$80,414
40 ($405)$263$142$80,272
41 ($405)$263$142$80,130
42 ($405)$262$143$79,987
43 ($405)$262$143$79,844
44 ($405)$261$144$79,700
45 ($405)$261$144$79,556
46 ($405)$261$145$79,411
47 ($405)$260$145$79,266
48 ($405)$260$146$79,120
Year 5 - 49 ($405)$259$146$78,974
50 ($405)$259$147$78,828
51 ($405)$258$147$78,681
52 ($405)$258$148$78,533
53 ($405)$257$148$78,385
54 ($405)$257$149$78,237
55 ($405)$256$149$78,088
56 ($405)$256$149$77,938
57 ($405)$255$150$77,788
58 ($405)$255$150$77,638
59 ($405)$254$151$77,487
60 ($405)$254$151$77,335
Year 6 - 61 ($405)$253$152$77,183
62 ($405)$253$152$77,031
63 ($405)$252$153$76,878
64 ($405)$252$153$76,724
65 ($405)$251$154$76,570
66 ($405)$251$154$76,416
67 ($405)$250$155$76,261
68 ($405)$250$155$76,106
69 ($405)$249$156$75,950
70 ($405)$249$156$75,793
71 ($405)$248$157$75,636
72 ($405)$248$158$75,479
Year 7 - 73 ($405)$247$158$75,321
74 ($405)$247$159$75,162
75 ($405)$246$159$75,003
76 ($405)$246$160$74,843
77 ($405)$245$160$74,683
78 ($405)$245$161$74,523
79 ($405)$244$161$74,362
80 ($405)$244$162$74,200
81 ($405)$243$162$74,038
82 ($405)$242$163$73,875
83 ($405)$242$163$73,712
84 ($405)$241$164$73,548
Year 8 - 85 ($405)$241$164$73,383
86 ($405)$240$165$73,219
87 ($405)$240$165$73,053
88 ($405)$239$166$72,887
89 ($405)$239$167$72,721
90 ($405)$238$167$72,554
91 ($405)$238$168$72,386
92 ($405)$237$168$72,218
93 ($405)$237$169$72,049
94 ($405)$236$169$71,880
95 ($405)$235$170$71,710
96 ($405)$235$170$71,540
Year 9 - 97 ($405)$234$171$71,369
98 ($405)$234$171$71,197
99 ($405)$233$172$71,025
100 ($405)$233$173$70,853
101 ($405)$232$173$70,679
102 ($405)$231$174$70,506
103 ($405)$231$174$70,331
104 ($405)$230$175$70,156
105 ($405)$230$175$69,981
106 ($405)$229$176$69,805
107 ($405)$229$177$69,628
108 ($405)$228$177$69,451
Year 10 - 109 ($405)$227$178$69,273
110 ($405)$227$178$69,095
111 ($405)$226$179$68,916
112 ($405)$226$180$68,737
113 ($405)$225$180$68,556
114 ($405)$225$181$68,376
115 ($405)$224$181$68,194
116 ($405)$223$182$68,013
117 ($405)$223$182$67,830
118 ($405)$222$183$67,647
119 ($405)$222$184$67,463
120 ($405)$221$184$67,279
Year 11 - 121 ($405)$220$185$67,094
122 ($405)$220$185$66,909
123 ($405)$219$186$66,723
124 ($405)$219$187$66,536
125 ($405)$218$187$66,349
126 ($405)$217$188$66,161
127 ($405)$217$189$65,972
128 ($405)$216$189$65,783
129 ($405)$215$190$65,593
130 ($405)$215$190$65,403
131 ($405)$214$191$65,212
132 ($405)$214$192$65,020
Year 12 - 133 ($405)$213$192$64,828
134 ($405)$212$193$64,635
135 ($405)$212$194$64,441
136 ($405)$211$194$64,247
137 ($405)$210$195$64,052
138 ($405)$210$195$63,857
139 ($405)$209$196$63,661
140 ($405)$208$197$63,464
141 ($405)$208$197$63,267
142 ($405)$207$198$63,069
143 ($405)$207$199$62,870
144 ($405)$206$199$62,671
Year 13 - 145 ($405)$205$200$62,471
146 ($405)$205$201$62,270
147 ($405)$204$201$62,069
148 ($405)$203$202$61,867
149 ($405)$203$203$61,664
150 ($405)$202$203$61,461
151 ($405)$201$204$61,257
152 ($405)$201$205$61,052
153 ($405)$200$205$60,847
154 ($405)$199$206$60,641
155 ($405)$199$207$60,435
156 ($405)$198$207$60,227
Year 14 - 157 ($405)$197$208$60,019
158 ($405)$197$209$59,811
159 ($405)$196$209$59,601
160 ($405)$195$210$59,391
161 ($405)$195$211$59,181
162 ($405)$194$211$58,969
163 ($405)$193$212$58,757
164 ($405)$192$213$58,544
165 ($405)$192$213$58,331
166 ($405)$191$214$58,117
167 ($405)$190$215$57,902
168 ($405)$190$216$57,686
Year 15 - 169 ($405)$189$216$57,470
170 ($405)$188$217$57,253
171 ($405)$188$218$57,035
172 ($405)$187$218$56,817
173 ($405)$186$219$56,598
174 ($405)$185$220$56,378
175 ($405)$185$221$56,157
176 ($405)$184$221$55,936
177 ($405)$183$222$55,714
178 ($405)$182$223$55,491
179 ($405)$182$223$55,268
180 ($405)$181$224$55,043
Year 16 - 181 ($405)$180$225$54,818
182 ($405)$180$226$54,593
183 ($405)$179$226$54,366
184 ($405)$178$227$54,139
185 ($405)$177$228$53,911
186 ($405)$177$229$53,682
187 ($405)$176$229$53,453
188 ($405)$175$230$53,223
189 ($405)$174$231$52,992
190 ($405)$174$232$52,760
191 ($405)$173$232$52,528
192 ($405)$172$233$52,295
Year 17 - 193 ($405)$171$234$52,061
194 ($405)$170$235$51,826
195 ($405)$170$235$51,591
196 ($405)$169$236$51,354
197 ($405)$168$237$51,117
198 ($405)$167$238$50,879
199 ($405)$167$239$50,641
200 ($405)$166$239$50,401
201 ($405)$165$240$50,161
202 ($405)$164$241$49,920
203 ($405)$163$242$49,679
204 ($405)$163$243$49,436
Year 18 - 205 ($405)$162$243$49,193
206 ($405)$161$244$48,949
207 ($405)$160$245$48,704
208 ($405)$160$246$48,458
209 ($405)$159$247$48,212
210 ($405)$158$247$47,964
211 ($405)$157$248$47,716
212 ($405)$156$249$47,467
213 ($405)$155$250$47,217
214 ($405)$155$251$46,967
215 ($405)$154$251$46,715
216 ($405)$153$252$46,463
Year 19 - 217 ($405)$152$253$46,210
218 ($405)$151$254$45,956
219 ($405)$151$255$45,701
220 ($405)$150$256$45,446
221 ($405)$149$256$45,190
222 ($405)$148$257$44,932
223 ($405)$147$258$44,674
224 ($405)$146$259$44,415
225 ($405)$145$260$44,156
226 ($405)$145$261$43,895
227 ($405)$144$261$43,634
228 ($405)$143$262$43,371
Year 20 - 229 ($405)$142$263$43,108
230 ($405)$141$264$42,844
231 ($405)$140$265$42,579
232 ($405)$139$266$42,313
233 ($405)$139$267$42,047
234 ($405)$138$268$41,779
235 ($405)$137$268$41,511
236 ($405)$136$269$41,241
237 ($405)$135$270$40,971
238 ($405)$134$271$40,700
239 ($405)$133$272$40,428
240 ($405)$132$273$40,156
Year 21 - 241 ($405)$132$274$39,882
242 ($405)$131$275$39,607
243 ($405)$130$276$39,332
244 ($405)$129$276$39,055
245 ($405)$128$277$38,778
246 ($405)$127$278$38,500
247 ($405)$126$279$38,221
248 ($405)$125$280$37,941
249 ($405)$124$281$37,660
250 ($405)$123$282$37,378
251 ($405)$122$283$37,095
252 ($405)$121$284$36,811
Year 22 - 253 ($405)$121$285$36,527
254 ($405)$120$286$36,241
255 ($405)$119$287$35,954
256 ($405)$118$287$35,667
257 ($405)$117$288$35,379
258 ($405)$116$289$35,089
259 ($405)$115$290$34,799
260 ($405)$114$291$34,508
261 ($405)$113$292$34,215
262 ($405)$112$293$33,922
263 ($405)$111$294$33,628
264 ($405)$110$295$33,333
Year 23 - 265 ($405)$109$296$33,037
266 ($405)$108$297$32,740
267 ($405)$107$298$32,442
268 ($405)$106$299$32,143
269 ($405)$105$300$31,843
270 ($405)$104$301$31,542
271 ($405)$103$302$31,240
272 ($405)$102$303$30,937
273 ($405)$101$304$30,633
274 ($405)$100$305$30,328
275 ($405)$99$306$30,023
276 ($405)$98$307$29,716
Year 24 - 277 ($405)$97$308$29,408
278 ($405)$96$309$29,099
279 ($405)$95$310$28,789
280 ($405)$94$311$28,478
281 ($405)$93$312$28,166
282 ($405)$92$313$27,853
283 ($405)$91$314$27,539
284 ($405)$90$315$27,224
285 ($405)$89$316$26,908
286 ($405)$88$317$26,591
287 ($405)$87$318$26,273
288 ($405)$86$319$25,954
Year 25 - 289 ($405)$85$320$25,633
290 ($405)$84$321$25,312
291 ($405)$83$322$24,990
292 ($405)$82$323$24,666
293 ($405)$81$324$24,342
294 ($405)$80$326$24,016
295 ($405)$79$327$23,690
296 ($405)$78$328$23,362
297 ($405)$77$329$23,033
298 ($405)$75$330$22,704
299 ($405)$74$331$22,373
300 ($405)$73$332$22,041
Year 26 - 301 ($405)$72$333$21,708
302 ($405)$71$334$21,374
303 ($405)$70$335$21,039
304 ($405)$69$336$20,702
305 ($405)$68$337$20,365
306 ($405)$67$339$20,026
307 ($405)$66$340$19,687
308 ($405)$64$341$19,346
309 ($405)$63$342$19,004
310 ($405)$62$343$18,661
311 ($405)$61$344$18,317
312 ($405)$60$345$17,972
Year 27 - 313 ($405)$59$346$17,625
314 ($405)$58$347$17,278
315 ($405)$57$349$16,929
316 ($405)$55$350$16,579
317 ($405)$54$351$16,228
318 ($405)$53$352$15,876
319 ($405)$52$353$15,523
320 ($405)$51$354$15,169
321 ($405)$50$356$14,813
322 ($405)$49$357$14,457
323 ($405)$47$358$14,099
324 ($405)$46$359$13,740
Year 28 - 325 ($405)$45$360$13,379
326 ($405)$44$361$13,018
327 ($405)$43$363$12,655
328 ($405)$41$364$12,292
329 ($405)$40$365$11,927
330 ($405)$39$366$11,561
331 ($405)$38$367$11,193
332 ($405)$37$369$10,825
333 ($405)$35$370$10,455
334 ($405)$34$371$10,084
335 ($405)$33$372$9,712
336 ($405)$32$373$9,338
Year 29 - 337 ($405)$31$375$8,964
338 ($405)$29$376$8,588
339 ($405)$28$377$8,211
340 ($405)$27$378$7,832
341 ($405)$26$380$7,453
342 ($405)$24$381$7,072
343 ($405)$23$382$6,690
344 ($405)$22$383$6,307
345 ($405)$21$385$5,922
346 ($405)$19$386$5,536
347 ($405)$18$387$5,149
348 ($405)$17$388$4,761
Year 30 - 349 ($405)$16$390$4,371
350 ($405)$14$391$3,980
351 ($405)$13$392$3,588
352 ($405)$12$393$3,195
353 ($405)$10$395$2,800
354 ($405)$9$396$2,404
355 ($405)$8$397$2,006
356 ($405)$7$399$1,608
357 ($405)$5$400$1,208
358 ($405)$4$401$806
359 ($405)$3$403$404
360 ($405)$1$404$0
TOTALS$60,279$85,600$145,879

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.