« Back to all home prices

Mortgage Payment Schedule for a $115,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of November 23, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($23,000) may require pre-mortgage insurance


3.92% is current rate for 30-year fixed
3.32% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$435 360 $64,596 $156,596

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,182 or less (zip code: 20149)


NMLS #: 790396
$1,176 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 181005
$1,194 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $870 | 45 day rate lock

NMLS #: 1838 | State Lic #: MC-4344
$1,140 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.666% | Rate: 3.625% | Fees: $1,256 | 30 day rate lock

NMLS #: 66247 | State Lic #: MC-1825
$1,140 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.689% | Rate: 3.625% | Fees: $1,962 | 30 day rate lock

NMLS #: 2890 | State Lic #: MC-3098
$1,158 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.751% | Rate: 3.750% | Fees: $23 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,176 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 412915
$1,212 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 4.182% | Rate: 4.125% | Fees: $1,710 | 60 day rate lock

NMLS #: 424182
$1,158 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.780% | Rate: 3.750% | Fees: $909 | 30 day rate lock

NMLS #: 417490
$1,176 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.907% | Rate: 3.875% | Fees: $962 | 30 day rate lock

NMLS #: 227765 | State Lic #: MC-5920
$1,194 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 2925 | State Lic #: MC-1875
$1,212 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 4.135% | Rate: 4.125% | Fees: $299 | 45 day rate lock

NMLS #: 7706
$1,176 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $115,000
Down Payment $23,000$92,000
Year 1 - 1 ($435)$301$134$91,866
2 ($435)$300$135$91,731
3 ($435)$300$135$91,595
4 ($435)$299$136$91,460
5 ($435)$299$136$91,323
6 ($435)$298$137$91,187
7 ($435)$298$137$91,050
8 ($435)$297$138$90,912
9 ($435)$297$138$90,774
10 ($435)$297$138$90,635
11 ($435)$296$139$90,497
12 ($435)$296$139$90,357
Year 2 - 13 ($435)$295$140$90,217
14 ($435)$295$140$90,077
15 ($435)$294$141$89,936
16 ($435)$294$141$89,795
17 ($435)$293$142$89,654
18 ($435)$293$142$89,511
19 ($435)$292$143$89,369
20 ($435)$292$143$89,226
21 ($435)$291$144$89,082
22 ($435)$291$144$88,938
23 ($435)$291$144$88,794
24 ($435)$290$145$88,649
Year 3 - 25 ($435)$290$145$88,503
26 ($435)$289$146$88,358
27 ($435)$289$146$88,211
28 ($435)$288$147$88,064
29 ($435)$288$147$87,917
30 ($435)$287$148$87,769
31 ($435)$287$148$87,621
32 ($435)$286$149$87,472
33 ($435)$286$149$87,323
34 ($435)$285$150$87,173
35 ($435)$285$150$87,023
36 ($435)$284$151$86,872
Year 4 - 37 ($435)$284$151$86,721
38 ($435)$283$152$86,569
39 ($435)$283$152$86,417
40 ($435)$282$153$86,265
41 ($435)$282$153$86,111
42 ($435)$281$154$85,958
43 ($435)$281$154$85,803
44 ($435)$280$155$85,649
45 ($435)$280$155$85,494
46 ($435)$279$156$85,338
47 ($435)$279$156$85,182
48 ($435)$278$157$85,025
Year 5 - 49 ($435)$278$157$84,868
50 ($435)$277$158$84,710
51 ($435)$277$158$84,552
52 ($435)$276$159$84,393
53 ($435)$276$159$84,234
54 ($435)$275$160$84,074
55 ($435)$275$160$83,913
56 ($435)$274$161$83,752
57 ($435)$274$161$83,591
58 ($435)$273$162$83,429
59 ($435)$273$162$83,267
60 ($435)$272$163$83,104
Year 6 - 61 ($435)$271$164$82,940
62 ($435)$271$164$82,776
63 ($435)$270$165$82,612
64 ($435)$270$165$82,446
65 ($435)$269$166$82,281
66 ($435)$269$166$82,115
67 ($435)$268$167$81,948
68 ($435)$268$167$81,781
69 ($435)$267$168$81,613
70 ($435)$267$168$81,444
71 ($435)$266$169$81,275
72 ($435)$265$169$81,106
Year 7 - 73 ($435)$265$170$80,936
74 ($435)$264$171$80,765
75 ($435)$264$171$80,594
76 ($435)$263$172$80,422
77 ($435)$263$172$80,250
78 ($435)$262$173$80,077
79 ($435)$262$173$79,904
80 ($435)$261$174$79,730
81 ($435)$260$175$79,555
82 ($435)$260$175$79,380
83 ($435)$259$176$79,205
84 ($435)$259$176$79,028
Year 8 - 85 ($435)$258$177$78,851
86 ($435)$258$177$78,674
87 ($435)$257$178$78,496
88 ($435)$256$179$78,317
89 ($435)$256$179$78,138
90 ($435)$255$180$77,959
91 ($435)$255$180$77,778
92 ($435)$254$181$77,597
93 ($435)$253$182$77,416
94 ($435)$253$182$77,234
95 ($435)$252$183$77,051
96 ($435)$252$183$76,868
Year 9 - 97 ($435)$251$184$76,684
98 ($435)$251$184$76,499
99 ($435)$250$185$76,314
100 ($435)$249$186$76,129
101 ($435)$249$186$75,942
102 ($435)$248$187$75,755
103 ($435)$247$188$75,568
104 ($435)$247$188$75,380
105 ($435)$246$189$75,191
106 ($435)$246$189$75,002
107 ($435)$245$190$74,812
108 ($435)$244$191$74,621
Year 10 - 109 ($435)$244$191$74,430
110 ($435)$243$192$74,238
111 ($435)$243$192$74,045
112 ($435)$242$193$73,852
113 ($435)$241$194$73,659
114 ($435)$241$194$73,464
115 ($435)$240$195$73,269
116 ($435)$239$196$73,074
117 ($435)$239$196$72,877
118 ($435)$238$197$72,680
119 ($435)$237$198$72,483
120 ($435)$237$198$72,285
Year 11 - 121 ($435)$236$199$72,086
122 ($435)$235$200$71,886
123 ($435)$235$200$71,686
124 ($435)$234$201$71,485
125 ($435)$234$201$71,284
126 ($435)$233$202$71,082
127 ($435)$232$203$70,879
128 ($435)$232$203$70,675
129 ($435)$231$204$70,471
130 ($435)$230$205$70,267
131 ($435)$230$205$70,061
132 ($435)$229$206$69,855
Year 12 - 133 ($435)$228$207$69,648
134 ($435)$228$207$69,441
135 ($435)$227$208$69,233
136 ($435)$226$209$69,024
137 ($435)$225$210$68,814
138 ($435)$225$210$68,604
139 ($435)$224$211$68,393
140 ($435)$223$212$68,182
141 ($435)$223$212$67,969
142 ($435)$222$213$67,756
143 ($435)$221$214$67,543
144 ($435)$221$214$67,328
Year 13 - 145 ($435)$220$215$67,113
146 ($435)$219$216$66,898
147 ($435)$219$216$66,681
148 ($435)$218$217$66,464
149 ($435)$217$218$66,246
150 ($435)$216$219$66,027
151 ($435)$216$219$65,808
152 ($435)$215$220$65,588
153 ($435)$214$221$65,367
154 ($435)$214$221$65,146
155 ($435)$213$222$64,924
156 ($435)$212$223$64,701
Year 14 - 157 ($435)$211$224$64,477
158 ($435)$211$224$64,253
159 ($435)$210$225$64,028
160 ($435)$209$226$63,802
161 ($435)$208$227$63,575
162 ($435)$208$227$63,348
163 ($435)$207$228$63,120
164 ($435)$206$229$62,891
165 ($435)$205$230$62,662
166 ($435)$205$230$62,431
167 ($435)$204$231$62,200
168 ($435)$203$232$61,969
Year 15 - 169 ($435)$202$233$61,736
170 ($435)$202$233$61,503
171 ($435)$201$234$61,269
172 ($435)$200$235$61,034
173 ($435)$199$236$60,798
174 ($435)$199$236$60,562
175 ($435)$198$237$60,325
176 ($435)$197$238$60,087
177 ($435)$196$239$59,848
178 ($435)$196$239$59,608
179 ($435)$195$240$59,368
180 ($435)$194$241$59,127
Year 16 - 181 ($435)$193$242$58,885
182 ($435)$192$243$58,643
183 ($435)$192$243$58,399
184 ($435)$191$244$58,155
185 ($435)$190$245$57,910
186 ($435)$189$246$57,664
187 ($435)$188$247$57,418
188 ($435)$188$247$57,170
189 ($435)$187$248$56,922
190 ($435)$186$249$56,673
191 ($435)$185$250$56,423
192 ($435)$184$251$56,172
Year 17 - 193 ($435)$183$251$55,921
194 ($435)$183$252$55,669
195 ($435)$182$253$55,415
196 ($435)$181$254$55,161
197 ($435)$180$255$54,907
198 ($435)$179$256$54,651
199 ($435)$179$256$54,395
200 ($435)$178$257$54,137
201 ($435)$177$258$53,879
202 ($435)$176$259$53,620
203 ($435)$175$260$53,360
204 ($435)$174$261$53,100
Year 18 - 205 ($435)$173$262$52,838
206 ($435)$173$262$52,576
207 ($435)$172$263$52,312
208 ($435)$171$264$52,048
209 ($435)$170$265$51,783
210 ($435)$169$266$51,518
211 ($435)$168$267$51,251
212 ($435)$167$268$50,983
213 ($435)$167$268$50,715
214 ($435)$166$269$50,445
215 ($435)$165$270$50,175
216 ($435)$164$271$49,904
Year 19 - 217 ($435)$163$272$49,632
218 ($435)$162$273$49,359
219 ($435)$161$274$49,086
220 ($435)$160$275$48,811
221 ($435)$159$276$48,535
222 ($435)$159$276$48,259
223 ($435)$158$277$47,982
224 ($435)$157$278$47,703
225 ($435)$156$279$47,424
226 ($435)$155$280$47,144
227 ($435)$154$281$46,863
228 ($435)$153$282$46,581
Year 20 - 229 ($435)$152$283$46,298
230 ($435)$151$284$46,015
231 ($435)$150$285$45,730
232 ($435)$149$286$45,444
233 ($435)$148$287$45,158
234 ($435)$148$287$44,870
235 ($435)$147$288$44,582
236 ($435)$146$289$44,293
237 ($435)$145$290$44,002
238 ($435)$144$291$43,711
239 ($435)$143$292$43,419
240 ($435)$142$293$43,126
Year 21 - 241 ($435)$141$294$42,832
242 ($435)$140$295$42,537
243 ($435)$139$296$42,241
244 ($435)$138$297$41,944
245 ($435)$137$298$41,646
246 ($435)$136$299$41,347
247 ($435)$135$300$41,047
248 ($435)$134$301$40,746
249 ($435)$133$302$40,444
250 ($435)$132$303$40,141
251 ($435)$131$304$39,837
252 ($435)$130$305$39,532
Year 22 - 253 ($435)$129$306$39,226
254 ($435)$128$307$38,920
255 ($435)$127$308$38,612
256 ($435)$126$309$38,303
257 ($435)$125$310$37,993
258 ($435)$124$311$37,682
259 ($435)$123$312$37,370
260 ($435)$122$313$37,057
261 ($435)$121$314$36,743
262 ($435)$120$315$36,428
263 ($435)$119$316$36,112
264 ($435)$118$317$35,795
Year 23 - 265 ($435)$117$318$35,477
266 ($435)$116$319$35,158
267 ($435)$115$320$34,838
268 ($435)$114$321$34,517
269 ($435)$113$322$34,195
270 ($435)$112$323$33,871
271 ($435)$111$324$33,547
272 ($435)$110$325$33,222
273 ($435)$109$326$32,895
274 ($435)$107$328$32,568
275 ($435)$106$329$32,239
276 ($435)$105$330$31,909
Year 24 - 277 ($435)$104$331$31,579
278 ($435)$103$332$31,247
279 ($435)$102$333$30,914
280 ($435)$101$334$30,580
281 ($435)$100$335$30,245
282 ($435)$99$336$29,909
283 ($435)$98$337$29,571
284 ($435)$97$338$29,233
285 ($435)$95$339$28,893
286 ($435)$94$341$28,553
287 ($435)$93$342$28,211
288 ($435)$92$343$27,868
Year 25 - 289 ($435)$91$344$27,524
290 ($435)$90$345$27,179
291 ($435)$89$346$26,833
292 ($435)$88$347$26,486
293 ($435)$87$348$26,137
294 ($435)$85$350$25,788
295 ($435)$84$351$25,437
296 ($435)$83$352$25,085
297 ($435)$82$353$24,732
298 ($435)$81$354$24,378
299 ($435)$80$355$24,022
300 ($435)$78$357$23,666
Year 26 - 301 ($435)$77$358$23,308
302 ($435)$76$359$22,949
303 ($435)$75$360$22,589
304 ($435)$74$361$22,228
305 ($435)$73$362$21,866
306 ($435)$71$364$21,502
307 ($435)$70$365$21,137
308 ($435)$69$366$20,772
309 ($435)$68$367$20,404
310 ($435)$67$368$20,036
311 ($435)$65$370$19,667
312 ($435)$64$371$19,296
Year 27 - 313 ($435)$63$372$18,924
314 ($435)$62$373$18,551
315 ($435)$61$374$18,176
316 ($435)$59$376$17,801
317 ($435)$58$377$17,424
318 ($435)$57$378$17,046
319 ($435)$56$379$16,666
320 ($435)$54$381$16,286
321 ($435)$53$382$15,904
322 ($435)$52$383$15,521
323 ($435)$51$384$15,137
324 ($435)$49$386$14,751
Year 28 - 325 ($435)$48$387$14,364
326 ($435)$47$388$13,976
327 ($435)$46$389$13,587
328 ($435)$44$391$13,196
329 ($435)$43$392$12,805
330 ($435)$42$393$12,411
331 ($435)$41$394$12,017
332 ($435)$39$396$11,621
333 ($435)$38$397$11,224
334 ($435)$37$398$10,826
335 ($435)$35$400$10,426
336 ($435)$34$401$10,025
Year 29 - 337 ($435)$33$402$9,623
338 ($435)$31$404$9,219
339 ($435)$30$405$8,815
340 ($435)$29$406$8,408
341 ($435)$27$408$8,001
342 ($435)$26$409$7,592
343 ($435)$25$410$7,182
344 ($435)$23$412$6,770
345 ($435)$22$413$6,357
346 ($435)$21$414$5,943
347 ($435)$19$416$5,528
348 ($435)$18$417$5,111
Year 30 - 349 ($435)$17$418$4,692
350 ($435)$15$420$4,273
351 ($435)$14$421$3,852
352 ($435)$13$422$3,429
353 ($435)$11$424$3,006
354 ($435)$10$425$2,580
355 ($435)$8$427$2,154
356 ($435)$7$428$1,726
357 ($435)$6$429$1,296
358 ($435)$4$431$866
359 ($435)$3$432$434
360 ($435)$1$434$0
TOTALS$64,596$92,000$156,596

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.