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Mortgage Payment Schedule for a $117,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of October 12, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($23,400) may require pre-mortgage insurance


3.91% is current rate for 30-year fixed
3.21% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$442 360 $65,526 $159,126

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,181 or less (zip code: 20149)


NMLS #: 3294 | State Lic #: MC-1971
$1,140 /mo
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30 yr fixed mtg, 0 points | APR: 3.656% | Rate: 3.625% | Fees: $950 | 30 day rate lock

NMLS #: 1023
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 45 day rate lock

NMLS #: 3232 | State Lic #: MC-1532
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 40 day rate lock

NMLS #: 790396
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 258821
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 1838 | State Lic #: MC-4344
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 227765 | State Lic #: MC-5920
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 181005
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $870 | 45 day rate lock

NMLS #: 898791
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.928% | Rate: 3.875% | Fees: $1,595 | 60 day rate lock

NMLS #: 67717
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 2917 | State Lic #: MC-436
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.792% | Rate: 3.750% | Fees: $1,285 | 45 day rate lock

NMLS #: 7706
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 417490
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.895% | Rate: 3.875% | Fees: $592 | 30 day rate lock

$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.901% | Rate: 3.875% | Fees: $795 | 45 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $117,000
Down Payment $23,400$93,600
Year 1 - 1 ($442)$305$137$93,463
2 ($442)$305$137$93,325
3 ($442)$304$138$93,188
4 ($442)$304$138$93,049
5 ($442)$303$139$92,910
6 ($442)$303$139$92,771
7 ($442)$302$140$92,631
8 ($442)$302$140$92,491
9 ($442)$301$141$92,350
10 ($442)$301$141$92,209
11 ($442)$300$142$92,068
12 ($442)$300$142$91,926
Year 2 - 13 ($442)$300$142$91,783
14 ($442)$299$143$91,640
15 ($442)$299$143$91,497
16 ($442)$298$144$91,353
17 ($442)$298$144$91,209
18 ($442)$297$145$91,064
19 ($442)$297$145$90,918
20 ($442)$296$146$90,773
21 ($442)$296$146$90,626
22 ($442)$295$147$90,480
23 ($442)$295$147$90,333
24 ($442)$294$148$90,185
Year 3 - 25 ($442)$294$148$90,037
26 ($442)$293$149$89,888
27 ($442)$293$149$89,739
28 ($442)$292$150$89,589
29 ($442)$292$150$89,439
30 ($442)$291$151$89,289
31 ($442)$291$151$89,138
32 ($442)$290$152$88,986
33 ($442)$290$152$88,834
34 ($442)$289$153$88,681
35 ($442)$289$153$88,528
36 ($442)$288$154$88,375
Year 4 - 37 ($442)$288$154$88,221
38 ($442)$287$155$88,066
39 ($442)$287$155$87,911
40 ($442)$286$156$87,755
41 ($442)$286$156$87,599
42 ($442)$285$157$87,443
43 ($442)$285$157$87,286
44 ($442)$284$158$87,128
45 ($442)$284$158$86,970
46 ($442)$283$159$86,811
47 ($442)$283$159$86,652
48 ($442)$282$160$86,492
Year 5 - 49 ($442)$282$160$86,332
50 ($442)$281$161$86,171
51 ($442)$281$161$86,010
52 ($442)$280$162$85,848
53 ($442)$280$162$85,686
54 ($442)$279$163$85,523
55 ($442)$279$163$85,360
56 ($442)$278$164$85,196
57 ($442)$278$164$85,032
58 ($442)$277$165$84,867
59 ($442)$277$165$84,701
60 ($442)$276$166$84,535
Year 6 - 61 ($442)$275$167$84,369
62 ($442)$275$167$84,202
63 ($442)$274$168$84,034
64 ($442)$274$168$83,866
65 ($442)$273$169$83,697
66 ($442)$273$169$83,528
67 ($442)$272$170$83,358
68 ($442)$272$170$83,187
69 ($442)$271$171$83,016
70 ($442)$270$172$82,845
71 ($442)$270$172$82,673
72 ($442)$269$173$82,500
Year 7 - 73 ($442)$269$173$82,327
74 ($442)$268$174$82,153
75 ($442)$268$174$81,979
76 ($442)$267$175$81,804
77 ($442)$267$175$81,628
78 ($442)$266$176$81,452
79 ($442)$265$177$81,276
80 ($442)$265$177$81,099
81 ($442)$264$178$80,921
82 ($442)$264$178$80,742
83 ($442)$263$179$80,564
84 ($442)$263$180$80,384
Year 8 - 85 ($442)$262$180$80,204
86 ($442)$261$181$80,023
87 ($442)$261$181$79,842
88 ($442)$260$182$79,660
89 ($442)$260$182$79,478
90 ($442)$259$183$79,295
91 ($442)$258$184$79,111
92 ($442)$258$184$78,927
93 ($442)$257$185$78,742
94 ($442)$257$185$78,556
95 ($442)$256$186$78,370
96 ($442)$255$187$78,184
Year 9 - 97 ($442)$255$187$77,996
98 ($442)$254$188$77,808
99 ($442)$254$188$77,620
100 ($442)$253$189$77,431
101 ($442)$252$190$77,241
102 ($442)$252$190$77,051
103 ($442)$251$191$76,860
104 ($442)$250$192$76,668
105 ($442)$250$192$76,476
106 ($442)$249$193$76,283
107 ($442)$249$193$76,090
108 ($442)$248$194$75,896
Year 10 - 109 ($442)$247$195$75,701
110 ($442)$247$195$75,506
111 ($442)$246$196$75,310
112 ($442)$245$197$75,113
113 ($442)$245$197$74,916
114 ($442)$244$198$74,718
115 ($442)$243$199$74,519
116 ($442)$243$199$74,320
117 ($442)$242$200$74,120
118 ($442)$242$201$73,920
119 ($442)$241$201$73,718
120 ($442)$240$202$73,517
Year 11 - 121 ($442)$240$202$73,314
122 ($442)$239$203$73,111
123 ($442)$238$204$72,907
124 ($442)$238$204$72,703
125 ($442)$237$205$72,498
126 ($442)$236$206$72,292
127 ($442)$236$206$72,085
128 ($442)$235$207$71,878
129 ($442)$234$208$71,670
130 ($442)$234$208$71,462
131 ($442)$233$209$71,253
132 ($442)$232$210$71,043
Year 12 - 133 ($442)$231$211$70,832
134 ($442)$231$211$70,621
135 ($442)$230$212$70,409
136 ($442)$229$213$70,197
137 ($442)$229$213$69,983
138 ($442)$228$214$69,769
139 ($442)$227$215$69,555
140 ($442)$227$215$69,339
141 ($442)$226$216$69,123
142 ($442)$225$217$68,906
143 ($442)$225$217$68,689
144 ($442)$224$218$68,471
Year 13 - 145 ($442)$223$219$68,252
146 ($442)$222$220$68,032
147 ($442)$222$220$67,812
148 ($442)$221$221$67,591
149 ($442)$220$222$67,369
150 ($442)$220$223$67,146
151 ($442)$219$223$66,923
152 ($442)$218$224$66,699
153 ($442)$217$225$66,475
154 ($442)$217$225$66,249
155 ($442)$216$226$66,023
156 ($442)$215$227$65,796
Year 14 - 157 ($442)$214$228$65,568
158 ($442)$214$228$65,340
159 ($442)$213$229$65,111
160 ($442)$212$230$64,881
161 ($442)$211$231$64,651
162 ($442)$211$231$64,419
163 ($442)$210$232$64,187
164 ($442)$209$233$63,954
165 ($442)$208$234$63,721
166 ($442)$208$234$63,486
167 ($442)$207$235$63,251
168 ($442)$206$236$63,015
Year 15 - 169 ($442)$205$237$62,778
170 ($442)$205$237$62,541
171 ($442)$204$238$62,303
172 ($442)$203$239$62,064
173 ($442)$202$240$61,824
174 ($442)$201$241$61,583
175 ($442)$201$241$61,342
176 ($442)$200$242$61,100
177 ($442)$199$243$60,857
178 ($442)$198$244$60,613
179 ($442)$197$245$60,369
180 ($442)$197$245$60,123
Year 16 - 181 ($442)$196$246$59,877
182 ($442)$195$247$59,630
183 ($442)$194$248$59,383
184 ($442)$193$249$59,134
185 ($442)$193$249$58,885
186 ($442)$192$250$58,634
187 ($442)$191$251$58,384
188 ($442)$190$252$58,132
189 ($442)$189$253$57,879
190 ($442)$189$253$57,626
191 ($442)$188$254$57,371
192 ($442)$187$255$57,116
Year 17 - 193 ($442)$186$256$56,860
194 ($442)$185$257$56,604
195 ($442)$184$258$56,346
196 ($442)$184$258$56,088
197 ($442)$183$259$55,828
198 ($442)$182$260$55,568
199 ($442)$181$261$55,307
200 ($442)$180$262$55,046
201 ($442)$179$263$54,783
202 ($442)$179$264$54,519
203 ($442)$178$264$54,255
204 ($442)$177$265$53,990
Year 18 - 205 ($442)$176$266$53,724
206 ($442)$175$267$53,457
207 ($442)$174$268$53,189
208 ($442)$173$269$52,920
209 ($442)$172$270$52,651
210 ($442)$172$270$52,380
211 ($442)$171$271$52,109
212 ($442)$170$272$51,837
213 ($442)$169$273$51,563
214 ($442)$168$274$51,289
215 ($442)$167$275$51,015
216 ($442)$166$276$50,739
Year 19 - 217 ($442)$165$277$50,462
218 ($442)$164$278$50,184
219 ($442)$164$279$49,906
220 ($442)$163$279$49,627
221 ($442)$162$280$49,346
222 ($442)$161$281$49,065
223 ($442)$160$282$48,783
224 ($442)$159$283$48,500
225 ($442)$158$284$48,216
226 ($442)$157$285$47,931
227 ($442)$156$286$47,645
228 ($442)$155$287$47,358
Year 20 - 229 ($442)$154$288$47,071
230 ($442)$153$289$46,782
231 ($442)$152$290$46,492
232 ($442)$151$291$46,202
233 ($442)$151$291$45,910
234 ($442)$150$292$45,618
235 ($442)$149$293$45,324
236 ($442)$148$294$45,030
237 ($442)$147$295$44,735
238 ($442)$146$296$44,439
239 ($442)$145$297$44,141
240 ($442)$144$298$43,843
Year 21 - 241 ($442)$143$299$43,544
242 ($442)$142$300$43,244
243 ($442)$141$301$42,943
244 ($442)$140$302$42,641
245 ($442)$139$303$42,338
246 ($442)$138$304$42,034
247 ($442)$137$305$41,728
248 ($442)$136$306$41,422
249 ($442)$135$307$41,115
250 ($442)$134$308$40,807
251 ($442)$133$309$40,498
252 ($442)$132$310$40,188
Year 22 - 253 ($442)$131$311$39,877
254 ($442)$130$312$39,565
255 ($442)$129$313$39,252
256 ($442)$128$314$38,938
257 ($442)$127$315$38,623
258 ($442)$126$316$38,306
259 ($442)$125$317$37,989
260 ($442)$124$318$37,671
261 ($442)$123$319$37,352
262 ($442)$122$320$37,031
263 ($442)$121$321$36,710
264 ($442)$120$322$36,388
Year 23 - 265 ($442)$119$323$36,064
266 ($442)$118$325$35,740
267 ($442)$116$326$35,414
268 ($442)$115$327$35,088
269 ($442)$114$328$34,760
270 ($442)$113$329$34,431
271 ($442)$112$330$34,101
272 ($442)$111$331$33,770
273 ($442)$110$332$33,438
274 ($442)$109$333$33,105
275 ($442)$108$334$32,771
276 ($442)$107$335$32,436
Year 24 - 277 ($442)$106$336$32,100
278 ($442)$105$337$31,762
279 ($442)$103$339$31,424
280 ($442)$102$340$31,084
281 ($442)$101$341$30,743
282 ($442)$100$342$30,401
283 ($442)$99$343$30,058
284 ($442)$98$344$29,714
285 ($442)$97$345$29,369
286 ($442)$96$346$29,023
287 ($442)$95$347$28,675
288 ($442)$93$349$28,327
Year 25 - 289 ($442)$92$350$27,977
290 ($442)$91$351$27,626
291 ($442)$90$352$27,274
292 ($442)$89$353$26,921
293 ($442)$88$354$26,567
294 ($442)$87$355$26,211
295 ($442)$85$357$25,855
296 ($442)$84$358$25,497
297 ($442)$83$359$25,138
298 ($442)$82$360$24,778
299 ($442)$81$361$24,417
300 ($442)$80$362$24,054
Year 26 - 301 ($442)$78$364$23,691
302 ($442)$77$365$23,326
303 ($442)$76$366$22,960
304 ($442)$75$367$22,592
305 ($442)$74$368$22,224
306 ($442)$72$370$21,854
307 ($442)$71$371$21,484
308 ($442)$70$372$21,112
309 ($442)$69$373$20,738
310 ($442)$68$374$20,364
311 ($442)$66$376$19,988
312 ($442)$65$377$19,611
Year 27 - 313 ($442)$64$378$19,233
314 ($442)$63$379$18,854
315 ($442)$61$381$18,473
316 ($442)$60$382$18,092
317 ($442)$59$383$17,708
318 ($442)$58$384$17,324
319 ($442)$56$386$16,939
320 ($442)$55$387$16,552
321 ($442)$54$388$16,164
322 ($442)$53$389$15,774
323 ($442)$51$391$15,384
324 ($442)$50$392$14,992
Year 28 - 325 ($442)$49$393$14,599
326 ($442)$48$394$14,204
327 ($442)$46$396$13,808
328 ($442)$45$397$13,411
329 ($442)$44$398$13,013
330 ($442)$42$400$12,613
331 ($442)$41$401$12,213
332 ($442)$40$402$11,810
333 ($442)$38$404$11,407
334 ($442)$37$405$11,002
335 ($442)$36$406$10,596
336 ($442)$35$407$10,188
Year 29 - 337 ($442)$33$409$9,779
338 ($442)$32$410$9,369
339 ($442)$31$411$8,958
340 ($442)$29$413$8,545
341 ($442)$28$414$8,131
342 ($442)$26$416$7,715
343 ($442)$25$417$7,298
344 ($442)$24$418$6,880
345 ($442)$22$420$6,461
346 ($442)$21$421$6,040
347 ($442)$20$422$5,617
348 ($442)$18$424$5,194
Year 30 - 349 ($442)$17$425$4,768
350 ($442)$16$426$4,342
351 ($442)$14$428$3,914
352 ($442)$13$429$3,485
353 ($442)$11$431$3,054
354 ($442)$10$432$2,622
355 ($442)$9$433$2,189
356 ($442)$7$435$1,754
357 ($442)$6$436$1,317
358 ($442)$4$438$880
359 ($442)$3$439$441
360 ($442)$1$441$0
TOTALS$65,526$93,600$159,126

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.