« Back to all home prices

Mortgage Payment Schedule for a $124,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of November 16, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($24,800) may require pre-mortgage insurance


3.95% is current rate for 30-year fixed
3.31% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$471 360 $70,267 $169,467

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,186 or less (zip code: 20149)


NMLS #: 66247 | State Lic #: MC-1825
$1,140 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.689% | Rate: 3.625% | Fees: $1,962 | 30 day rate lock

NMLS #: 790396
$1,176 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,176 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 258821
$1,176 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 417490
$1,176 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.907% | Rate: 3.875% | Fees: $962 | 30 day rate lock

NMLS #: 35959 | State Lic #: MC-2967
$1,194 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 227765 | State Lic #: MC-5920
$1,194 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 181005
$1,194 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $870 | 45 day rate lock

NMLS #: 412915
$1,212 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 4.182% | Rate: 4.125% | Fees: $1,710 | 60 day rate lock

NMLS #: 2890 | State Lic #: MC-3098
$1,158 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.751% | Rate: 3.750% | Fees: $23 | 30 day rate lock

$1,158 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.758% | Rate: 3.750% | Fees: $259 | 30 day rate lock

NMLS #: 7706
$1,176 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $124,000
Down Payment $24,800$99,200
Year 1 - 1 ($471)$327$144$99,056
2 ($471)$326$145$98,911
3 ($471)$326$145$98,766
4 ($471)$325$146$98,620
5 ($471)$325$146$98,474
6 ($471)$324$147$98,328
7 ($471)$324$147$98,181
8 ($471)$323$148$98,033
9 ($471)$323$148$97,885
10 ($471)$322$149$97,736
11 ($471)$322$149$97,587
12 ($471)$321$150$97,438
Year 2 - 13 ($471)$321$150$97,288
14 ($471)$320$151$97,137
15 ($471)$320$151$96,986
16 ($471)$319$151$96,835
17 ($471)$319$152$96,683
18 ($471)$318$152$96,530
19 ($471)$318$153$96,377
20 ($471)$317$153$96,224
21 ($471)$317$154$96,070
22 ($471)$316$155$95,915
23 ($471)$316$155$95,760
24 ($471)$315$156$95,605
Year 3 - 25 ($471)$315$156$95,449
26 ($471)$314$157$95,292
27 ($471)$314$157$95,135
28 ($471)$313$158$94,978
29 ($471)$313$158$94,819
30 ($471)$312$159$94,661
31 ($471)$312$159$94,502
32 ($471)$311$160$94,342
33 ($471)$311$160$94,182
34 ($471)$310$161$94,021
35 ($471)$309$161$93,860
36 ($471)$309$162$93,698
Year 4 - 37 ($471)$308$162$93,536
38 ($471)$308$163$93,373
39 ($471)$307$163$93,209
40 ($471)$307$164$93,046
41 ($471)$306$164$92,881
42 ($471)$306$165$92,716
43 ($471)$305$166$92,550
44 ($471)$305$166$92,384
45 ($471)$304$167$92,218
46 ($471)$304$167$92,051
47 ($471)$303$168$91,883
48 ($471)$302$168$91,715
Year 5 - 49 ($471)$302$169$91,546
50 ($471)$301$169$91,376
51 ($471)$301$170$91,206
52 ($471)$300$171$91,036
53 ($471)$300$171$90,865
54 ($471)$299$172$90,693
55 ($471)$299$172$90,521
56 ($471)$298$173$90,348
57 ($471)$297$173$90,175
58 ($471)$297$174$90,001
59 ($471)$296$174$89,826
60 ($471)$296$175$89,651
Year 6 - 61 ($471)$295$176$89,476
62 ($471)$295$176$89,299
63 ($471)$294$177$89,123
64 ($471)$293$177$88,945
65 ($471)$293$178$88,767
66 ($471)$292$179$88,589
67 ($471)$292$179$88,410
68 ($471)$291$180$88,230
69 ($471)$290$180$88,050
70 ($471)$290$181$87,869
71 ($471)$289$182$87,687
72 ($471)$289$182$87,505
Year 7 - 73 ($471)$288$183$87,322
74 ($471)$287$183$87,139
75 ($471)$287$184$86,955
76 ($471)$286$185$86,771
77 ($471)$286$185$86,585
78 ($471)$285$186$86,400
79 ($471)$284$186$86,213
80 ($471)$284$187$86,026
81 ($471)$283$188$85,839
82 ($471)$283$188$85,651
83 ($471)$282$189$85,462
84 ($471)$281$189$85,272
Year 8 - 85 ($471)$281$190$85,082
86 ($471)$280$191$84,892
87 ($471)$279$191$84,700
88 ($471)$279$192$84,508
89 ($471)$278$193$84,316
90 ($471)$278$193$84,123
91 ($471)$277$194$83,929
92 ($471)$276$194$83,734
93 ($471)$276$195$83,539
94 ($471)$275$196$83,344
95 ($471)$274$196$83,147
96 ($471)$274$197$82,950
Year 9 - 97 ($471)$273$198$82,752
98 ($471)$272$198$82,554
99 ($471)$272$199$82,355
100 ($471)$271$200$82,155
101 ($471)$270$200$81,955
102 ($471)$270$201$81,754
103 ($471)$269$202$81,552
104 ($471)$268$202$81,350
105 ($471)$268$203$81,147
106 ($471)$267$204$80,944
107 ($471)$266$204$80,739
108 ($471)$266$205$80,534
Year 10 - 109 ($471)$265$206$80,329
110 ($471)$264$206$80,122
111 ($471)$264$207$79,915
112 ($471)$263$208$79,708
113 ($471)$262$208$79,499
114 ($471)$262$209$79,290
115 ($471)$261$210$79,080
116 ($471)$260$210$78,870
117 ($471)$260$211$78,659
118 ($471)$259$212$78,447
119 ($471)$258$213$78,235
120 ($471)$258$213$78,021
Year 11 - 121 ($471)$257$214$77,807
122 ($471)$256$215$77,593
123 ($471)$255$215$77,377
124 ($471)$255$216$77,161
125 ($471)$254$217$76,945
126 ($471)$253$217$76,727
127 ($471)$253$218$76,509
128 ($471)$252$219$76,290
129 ($471)$251$220$76,071
130 ($471)$250$220$75,850
131 ($471)$250$221$75,629
132 ($471)$249$222$75,407
Year 12 - 133 ($471)$248$223$75,185
134 ($471)$247$223$74,962
135 ($471)$247$224$74,738
136 ($471)$246$225$74,513
137 ($471)$245$225$74,287
138 ($471)$245$226$74,061
139 ($471)$244$227$73,834
140 ($471)$243$228$73,606
141 ($471)$242$228$73,378
142 ($471)$242$229$73,149
143 ($471)$241$230$72,919
144 ($471)$240$231$72,688
Year 13 - 145 ($471)$239$231$72,457
146 ($471)$239$232$72,224
147 ($471)$238$233$71,991
148 ($471)$237$234$71,758
149 ($471)$236$235$71,523
150 ($471)$235$235$71,288
151 ($471)$235$236$71,052
152 ($471)$234$237$70,815
153 ($471)$233$238$70,577
154 ($471)$232$238$70,339
155 ($471)$232$239$70,100
156 ($471)$231$240$69,860
Year 14 - 157 ($471)$230$241$69,619
158 ($471)$229$242$69,377
159 ($471)$228$242$69,135
160 ($471)$228$243$68,892
161 ($471)$227$244$68,648
162 ($471)$226$245$68,403
163 ($471)$225$246$68,157
164 ($471)$224$246$67,911
165 ($471)$224$247$67,664
166 ($471)$223$248$67,416
167 ($471)$222$249$67,167
168 ($471)$221$250$66,917
Year 15 - 169 ($471)$220$250$66,667
170 ($471)$219$251$66,415
171 ($471)$219$252$66,163
172 ($471)$218$253$65,910
173 ($471)$217$254$65,657
174 ($471)$216$255$65,402
175 ($471)$215$255$65,147
176 ($471)$214$256$64,890
177 ($471)$214$257$64,633
178 ($471)$213$258$64,375
179 ($471)$212$259$64,116
180 ($471)$211$260$63,857
Year 16 - 181 ($471)$210$261$63,596
182 ($471)$209$261$63,335
183 ($471)$208$262$63,072
184 ($471)$208$263$62,809
185 ($471)$207$264$62,545
186 ($471)$206$265$62,280
187 ($471)$205$266$62,015
188 ($471)$204$267$61,748
189 ($471)$203$267$61,481
190 ($471)$202$268$61,212
191 ($471)$201$269$60,943
192 ($471)$201$270$60,673
Year 17 - 193 ($471)$200$271$60,402
194 ($471)$199$272$60,130
195 ($471)$198$273$59,857
196 ($471)$197$274$59,583
197 ($471)$196$275$59,309
198 ($471)$195$276$59,033
199 ($471)$194$276$58,757
200 ($471)$193$277$58,479
201 ($471)$192$278$58,201
202 ($471)$192$279$57,922
203 ($471)$191$280$57,642
204 ($471)$190$281$57,361
Year 18 - 205 ($471)$189$282$57,079
206 ($471)$188$283$56,796
207 ($471)$187$284$56,512
208 ($471)$186$285$56,228
209 ($471)$185$286$55,942
210 ($471)$184$287$55,655
211 ($471)$183$288$55,368
212 ($471)$182$288$55,079
213 ($471)$181$289$54,790
214 ($471)$180$290$54,500
215 ($471)$179$291$54,208
216 ($471)$178$292$53,916
Year 19 - 217 ($471)$177$293$53,623
218 ($471)$177$294$53,328
219 ($471)$176$295$53,033
220 ($471)$175$296$52,737
221 ($471)$174$297$52,440
222 ($471)$173$298$52,142
223 ($471)$172$299$51,843
224 ($471)$171$300$51,543
225 ($471)$170$301$51,241
226 ($471)$169$302$50,939
227 ($471)$168$303$50,636
228 ($471)$167$304$50,332
Year 20 - 229 ($471)$166$305$50,027
230 ($471)$165$306$49,721
231 ($471)$164$307$49,414
232 ($471)$163$308$49,106
233 ($471)$162$309$48,797
234 ($471)$161$310$48,487
235 ($471)$160$311$48,176
236 ($471)$159$312$47,863
237 ($471)$158$313$47,550
238 ($471)$157$314$47,236
239 ($471)$155$315$46,921
240 ($471)$154$316$46,604
Year 21 - 241 ($471)$153$317$46,287
242 ($471)$152$318$45,969
243 ($471)$151$319$45,649
244 ($471)$150$320$45,329
245 ($471)$149$322$45,007
246 ($471)$148$323$44,685
247 ($471)$147$324$44,361
248 ($471)$146$325$44,036
249 ($471)$145$326$43,711
250 ($471)$144$327$43,384
251 ($471)$143$328$43,056
252 ($471)$142$329$42,727
Year 22 - 253 ($471)$141$330$42,397
254 ($471)$140$331$42,065
255 ($471)$138$332$41,733
256 ($471)$137$333$41,400
257 ($471)$136$334$41,065
258 ($471)$135$336$40,730
259 ($471)$134$337$40,393
260 ($471)$133$338$40,055
261 ($471)$132$339$39,716
262 ($471)$131$340$39,376
263 ($471)$130$341$39,035
264 ($471)$128$342$38,693
Year 23 - 265 ($471)$127$343$38,350
266 ($471)$126$345$38,005
267 ($471)$125$346$37,660
268 ($471)$124$347$37,313
269 ($471)$123$348$36,965
270 ($471)$122$349$36,616
271 ($471)$121$350$36,266
272 ($471)$119$351$35,914
273 ($471)$118$353$35,562
274 ($471)$117$354$35,208
275 ($471)$116$355$34,853
276 ($471)$115$356$34,497
Year 24 - 277 ($471)$114$357$34,140
278 ($471)$112$358$33,782
279 ($471)$111$360$33,422
280 ($471)$110$361$33,061
281 ($471)$109$362$32,699
282 ($471)$108$363$32,336
283 ($471)$106$364$31,972
284 ($471)$105$365$31,606
285 ($471)$104$367$31,240
286 ($471)$103$368$30,872
287 ($471)$102$369$30,503
288 ($471)$100$370$30,132
Year 25 - 289 ($471)$99$372$29,761
290 ($471)$98$373$29,388
291 ($471)$97$374$29,014
292 ($471)$96$375$28,639
293 ($471)$94$376$28,262
294 ($471)$93$378$27,885
295 ($471)$92$379$27,506
296 ($471)$91$380$27,125
297 ($471)$89$381$26,744
298 ($471)$88$383$26,361
299 ($471)$87$384$25,977
300 ($471)$86$385$25,592
Year 26 - 301 ($471)$84$387$25,206
302 ($471)$83$388$24,818
303 ($471)$82$389$24,429
304 ($471)$80$390$24,038
305 ($471)$79$392$23,647
306 ($471)$78$393$23,254
307 ($471)$77$394$22,860
308 ($471)$75$395$22,464
309 ($471)$74$397$22,067
310 ($471)$73$398$21,669
311 ($471)$71$399$21,270
312 ($471)$70$401$20,869
Year 27 - 313 ($471)$69$402$20,467
314 ($471)$67$403$20,064
315 ($471)$66$405$19,659
316 ($471)$65$406$19,253
317 ($471)$63$407$18,846
318 ($471)$62$409$18,437
319 ($471)$61$410$18,027
320 ($471)$59$411$17,616
321 ($471)$58$413$17,203
322 ($471)$57$414$16,789
323 ($471)$55$415$16,373
324 ($471)$54$417$15,956
Year 28 - 325 ($471)$53$418$15,538
326 ($471)$51$420$15,119
327 ($471)$50$421$14,698
328 ($471)$48$422$14,275
329 ($471)$47$424$13,851
330 ($471)$46$425$13,426
331 ($471)$44$427$13,000
332 ($471)$43$428$12,572
333 ($471)$41$429$12,142
334 ($471)$40$431$11,712
335 ($471)$39$432$11,280
336 ($471)$37$434$10,846
Year 29 - 337 ($471)$36$435$10,411
338 ($471)$34$436$9,974
339 ($471)$33$438$9,536
340 ($471)$31$439$9,097
341 ($471)$30$441$8,656
342 ($471)$28$442$8,214
343 ($471)$27$444$7,770
344 ($471)$26$445$7,325
345 ($471)$24$447$6,879
346 ($471)$23$448$6,430
347 ($471)$21$450$5,981
348 ($471)$20$451$5,530
Year 30 - 349 ($471)$18$453$5,077
350 ($471)$17$454$4,623
351 ($471)$15$456$4,168
352 ($471)$14$457$3,711
353 ($471)$12$459$3,252
354 ($471)$11$460$2,792
355 ($471)$9$462$2,331
356 ($471)$8$463$1,868
357 ($471)$6$465$1,403
358 ($471)$5$466$937
359 ($471)$3$468$469
360 ($471)$2$469$0
TOTALS$70,267$99,200$169,467

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.