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Mortgage Payment Schedule for a $124,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of September 21, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($24,800) may require pre-mortgage insurance


3.83% is current rate for 30-year fixed
3.13% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$464 360 $67,813 $167,013

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,169 or less (zip code: 20149)


NMLS #: 67717
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 66247 Cardinal Financial | State Lic #: MC-1825
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.773% | Rate: 3.750% | Fees: $690 | 30 day rate lock

NMLS #: 7706
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 417490
$1,192 /mo
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30 yr fixed mtg, 0 points | APR: 3.990% | Rate: 3.990% | Fees: $0 | 30 day rate lock

NMLS #: 35959 | State Lic #: MC-2967
$1,499 /mo
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30 yr fixed mtg, 0 points | APR: 6.000% | Rate: 6.000% | Fees: $0 | 30 day rate lock

$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $870 | 45 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $124,000
Down Payment $24,800$99,200
Year 1 - 1 ($464)$317$147$99,053
2 ($464)$316$148$98,905
3 ($464)$316$148$98,757
4 ($464)$315$149$98,608
5 ($464)$315$149$98,459
6 ($464)$314$150$98,309
7 ($464)$314$150$98,159
8 ($464)$313$151$98,008
9 ($464)$313$151$97,857
10 ($464)$312$152$97,706
11 ($464)$312$152$97,553
12 ($464)$311$153$97,401
Year 2 - 13 ($464)$311$153$97,248
14 ($464)$310$154$97,094
15 ($464)$310$154$96,940
16 ($464)$309$155$96,786
17 ($464)$309$155$96,631
18 ($464)$308$156$96,475
19 ($464)$308$156$96,319
20 ($464)$307$157$96,163
21 ($464)$307$157$96,006
22 ($464)$306$158$95,848
23 ($464)$306$158$95,690
24 ($464)$305$159$95,532
Year 3 - 25 ($464)$305$159$95,373
26 ($464)$304$160$95,213
27 ($464)$304$160$95,053
28 ($464)$303$161$94,893
29 ($464)$303$161$94,731
30 ($464)$302$162$94,570
31 ($464)$302$162$94,408
32 ($464)$301$163$94,245
33 ($464)$301$163$94,082
34 ($464)$300$164$93,918
35 ($464)$300$164$93,754
36 ($464)$299$165$93,590
Year 4 - 37 ($464)$299$165$93,424
38 ($464)$298$166$93,259
39 ($464)$298$166$93,092
40 ($464)$297$167$92,926
41 ($464)$297$167$92,758
42 ($464)$296$168$92,590
43 ($464)$296$168$92,422
44 ($464)$295$169$92,253
45 ($464)$294$169$92,083
46 ($464)$294$170$91,913
47 ($464)$293$171$91,743
48 ($464)$293$171$91,572
Year 5 - 49 ($464)$292$172$91,400
50 ($464)$292$172$91,228
51 ($464)$291$173$91,055
52 ($464)$291$173$90,882
53 ($464)$290$174$90,708
54 ($464)$290$174$90,534
55 ($464)$289$175$90,359
56 ($464)$288$176$90,183
57 ($464)$288$176$90,007
58 ($464)$287$177$89,830
59 ($464)$287$177$89,653
60 ($464)$286$178$89,475
Year 6 - 61 ($464)$286$178$89,297
62 ($464)$285$179$89,118
63 ($464)$284$179$88,939
64 ($464)$284$180$88,758
65 ($464)$283$181$88,578
66 ($464)$283$181$88,397
67 ($464)$282$182$88,215
68 ($464)$282$182$88,032
69 ($464)$281$183$87,849
70 ($464)$280$184$87,666
71 ($464)$280$184$87,482
72 ($464)$279$185$87,297
Year 7 - 73 ($464)$279$185$87,112
74 ($464)$278$186$86,926
75 ($464)$277$186$86,739
76 ($464)$277$187$86,552
77 ($464)$276$188$86,365
78 ($464)$276$188$86,176
79 ($464)$275$189$85,988
80 ($464)$274$189$85,798
81 ($464)$274$190$85,608
82 ($464)$273$191$85,417
83 ($464)$273$191$85,226
84 ($464)$272$192$85,034
Year 8 - 85 ($464)$271$193$84,842
86 ($464)$271$193$84,648
87 ($464)$270$194$84,455
88 ($464)$270$194$84,260
89 ($464)$269$195$84,065
90 ($464)$268$196$83,870
91 ($464)$268$196$83,673
92 ($464)$267$197$83,477
93 ($464)$266$197$83,279
94 ($464)$266$198$83,081
95 ($464)$265$199$82,882
96 ($464)$265$199$82,683
Year 9 - 97 ($464)$264$200$82,483
98 ($464)$263$201$82,282
99 ($464)$263$201$82,081
100 ($464)$262$202$81,879
101 ($464)$261$203$81,676
102 ($464)$261$203$81,473
103 ($464)$260$204$81,269
104 ($464)$259$205$81,065
105 ($464)$259$205$80,859
106 ($464)$258$206$80,653
107 ($464)$257$207$80,447
108 ($464)$257$207$80,240
Year 10 - 109 ($464)$256$208$80,032
110 ($464)$255$208$79,823
111 ($464)$255$209$79,614
112 ($464)$254$210$79,405
113 ($464)$253$210$79,194
114 ($464)$253$211$78,983
115 ($464)$252$212$78,771
116 ($464)$251$213$78,559
117 ($464)$251$213$78,345
118 ($464)$250$214$78,131
119 ($464)$249$215$77,917
120 ($464)$249$215$77,702
Year 11 - 121 ($464)$248$216$77,486
122 ($464)$247$217$77,269
123 ($464)$247$217$77,052
124 ($464)$246$218$76,834
125 ($464)$245$219$76,615
126 ($464)$245$219$76,396
127 ($464)$244$220$76,176
128 ($464)$243$221$75,955
129 ($464)$242$222$75,733
130 ($464)$242$222$75,511
131 ($464)$241$223$75,288
132 ($464)$240$224$75,065
Year 12 - 133 ($464)$240$224$74,840
134 ($464)$239$225$74,615
135 ($464)$238$226$74,389
136 ($464)$237$226$74,163
137 ($464)$237$227$73,936
138 ($464)$236$228$73,708
139 ($464)$235$229$73,479
140 ($464)$235$229$73,250
141 ($464)$234$230$73,019
142 ($464)$233$231$72,789
143 ($464)$232$232$72,557
144 ($464)$232$232$72,325
Year 13 - 145 ($464)$231$233$72,092
146 ($464)$230$234$71,858
147 ($464)$229$235$71,623
148 ($464)$229$235$71,388
149 ($464)$228$236$71,152
150 ($464)$227$237$70,915
151 ($464)$226$238$70,677
152 ($464)$226$238$70,439
153 ($464)$225$239$70,200
154 ($464)$224$240$69,960
155 ($464)$223$241$69,719
156 ($464)$223$241$69,478
Year 14 - 157 ($464)$222$242$69,236
158 ($464)$221$243$68,993
159 ($464)$220$244$68,749
160 ($464)$219$245$68,505
161 ($464)$219$245$68,259
162 ($464)$218$246$68,013
163 ($464)$217$247$67,766
164 ($464)$216$248$67,519
165 ($464)$215$248$67,270
166 ($464)$215$249$67,021
167 ($464)$214$250$66,771
168 ($464)$213$251$66,520
Year 15 - 169 ($464)$212$252$66,269
170 ($464)$212$252$66,016
171 ($464)$211$253$65,763
172 ($464)$210$254$65,509
173 ($464)$209$255$65,254
174 ($464)$208$256$64,998
175 ($464)$207$256$64,742
176 ($464)$207$257$64,485
177 ($464)$206$258$64,227
178 ($464)$205$259$63,968
179 ($464)$204$260$63,708
180 ($464)$203$261$63,447
Year 16 - 181 ($464)$203$261$63,186
182 ($464)$202$262$62,924
183 ($464)$201$263$62,661
184 ($464)$200$264$62,397
185 ($464)$199$265$62,132
186 ($464)$198$266$61,866
187 ($464)$197$266$61,600
188 ($464)$197$267$61,332
189 ($464)$196$268$61,064
190 ($464)$195$269$60,795
191 ($464)$194$270$60,525
192 ($464)$193$271$60,255
Year 17 - 193 ($464)$192$272$59,983
194 ($464)$191$272$59,711
195 ($464)$191$273$59,437
196 ($464)$190$274$59,163
197 ($464)$189$275$58,888
198 ($464)$188$276$58,612
199 ($464)$187$277$58,335
200 ($464)$186$278$58,057
201 ($464)$185$279$57,779
202 ($464)$184$280$57,499
203 ($464)$184$280$57,219
204 ($464)$183$281$56,937
Year 18 - 205 ($464)$182$282$56,655
206 ($464)$181$283$56,372
207 ($464)$180$284$56,088
208 ($464)$179$285$55,803
209 ($464)$178$286$55,517
210 ($464)$177$287$55,231
211 ($464)$176$288$54,943
212 ($464)$175$289$54,654
213 ($464)$174$289$54,365
214 ($464)$174$290$54,075
215 ($464)$173$291$53,783
216 ($464)$172$292$53,491
Year 19 - 217 ($464)$171$293$53,198
218 ($464)$170$294$52,904
219 ($464)$169$295$52,609
220 ($464)$168$296$52,313
221 ($464)$167$297$52,016
222 ($464)$166$298$51,718
223 ($464)$165$299$51,419
224 ($464)$164$300$51,119
225 ($464)$163$301$50,818
226 ($464)$162$302$50,516
227 ($464)$161$303$50,214
228 ($464)$160$304$49,910
Year 20 - 229 ($464)$159$305$49,605
230 ($464)$158$306$49,300
231 ($464)$157$307$48,993
232 ($464)$156$308$48,686
233 ($464)$155$309$48,377
234 ($464)$154$310$48,068
235 ($464)$153$311$47,757
236 ($464)$152$312$47,446
237 ($464)$151$312$47,133
238 ($464)$150$313$46,820
239 ($464)$149$314$46,505
240 ($464)$148$315$46,190
Year 21 - 241 ($464)$147$317$45,873
242 ($464)$146$318$45,556
243 ($464)$145$319$45,237
244 ($464)$144$320$44,918
245 ($464)$143$321$44,597
246 ($464)$142$322$44,275
247 ($464)$141$323$43,953
248 ($464)$140$324$43,629
249 ($464)$139$325$43,305
250 ($464)$138$326$42,979
251 ($464)$137$327$42,652
252 ($464)$136$328$42,324
Year 22 - 253 ($464)$135$329$41,995
254 ($464)$134$330$41,666
255 ($464)$133$331$41,335
256 ($464)$132$332$41,003
257 ($464)$131$333$40,670
258 ($464)$130$334$40,335
259 ($464)$129$335$40,000
260 ($464)$128$336$39,664
261 ($464)$127$337$39,327
262 ($464)$126$338$38,988
263 ($464)$124$339$38,649
264 ($464)$123$341$38,308
Year 23 - 265 ($464)$122$342$37,967
266 ($464)$121$343$37,624
267 ($464)$120$344$37,280
268 ($464)$119$345$36,935
269 ($464)$118$346$36,589
270 ($464)$117$347$36,242
271 ($464)$116$348$35,894
272 ($464)$115$349$35,544
273 ($464)$113$350$35,194
274 ($464)$112$352$34,842
275 ($464)$111$353$34,489
276 ($464)$110$354$34,136
Year 24 - 277 ($464)$109$355$33,781
278 ($464)$108$356$33,424
279 ($464)$107$357$33,067
280 ($464)$106$358$32,709
281 ($464)$104$360$32,349
282 ($464)$103$361$31,989
283 ($464)$102$362$31,627
284 ($464)$101$363$31,264
285 ($464)$100$364$30,900
286 ($464)$99$365$30,534
287 ($464)$97$366$30,168
288 ($464)$96$368$29,800
Year 25 - 289 ($464)$95$369$29,431
290 ($464)$94$370$29,061
291 ($464)$93$371$28,690
292 ($464)$92$372$28,318
293 ($464)$90$374$27,944
294 ($464)$89$375$27,570
295 ($464)$88$376$27,194
296 ($464)$87$377$26,817
297 ($464)$86$378$26,438
298 ($464)$84$380$26,059
299 ($464)$83$381$25,678
300 ($464)$82$382$25,296
Year 26 - 301 ($464)$81$383$24,913
302 ($464)$80$384$24,528
303 ($464)$78$386$24,143
304 ($464)$77$387$23,756
305 ($464)$76$388$23,368
306 ($464)$75$389$22,978
307 ($464)$73$391$22,588
308 ($464)$72$392$22,196
309 ($464)$71$393$21,803
310 ($464)$70$394$21,409
311 ($464)$68$396$21,013
312 ($464)$67$397$20,616
Year 27 - 313 ($464)$66$398$20,218
314 ($464)$65$399$19,819
315 ($464)$63$401$19,418
316 ($464)$62$402$19,016
317 ($464)$61$403$18,613
318 ($464)$59$405$18,208
319 ($464)$58$406$17,802
320 ($464)$57$407$17,395
321 ($464)$56$408$16,987
322 ($464)$54$410$16,577
323 ($464)$53$411$16,166
324 ($464)$52$412$15,754
Year 28 - 325 ($464)$50$414$15,340
326 ($464)$49$415$14,925
327 ($464)$48$416$14,509
328 ($464)$46$418$14,091
329 ($464)$45$419$13,672
330 ($464)$44$420$13,252
331 ($464)$42$422$12,830
332 ($464)$41$423$12,407
333 ($464)$40$424$11,983
334 ($464)$38$426$11,557
335 ($464)$37$427$11,130
336 ($464)$36$428$10,702
Year 29 - 337 ($464)$34$430$10,272
338 ($464)$33$431$9,841
339 ($464)$31$433$9,409
340 ($464)$30$434$8,975
341 ($464)$29$435$8,539
342 ($464)$27$437$8,103
343 ($464)$26$438$7,665
344 ($464)$24$439$7,225
345 ($464)$23$441$6,784
346 ($464)$22$442$6,342
347 ($464)$20$444$5,898
348 ($464)$19$445$5,453
Year 30 - 349 ($464)$17$447$5,007
350 ($464)$16$448$4,559
351 ($464)$15$449$4,109
352 ($464)$13$451$3,659
353 ($464)$12$452$3,206
354 ($464)$10$454$2,753
355 ($464)$9$455$2,298
356 ($464)$7$457$1,841
357 ($464)$6$458$1,383
358 ($464)$4$460$923
359 ($464)$3$461$462
360 ($464)$1$462$0
TOTALS$67,813$99,200$167,013

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.