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Mortgage Payment Schedule for a $135,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of November 16, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($27,000) may require pre-mortgage insurance


3.95% is current rate for 30-year fixed
3.31% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$513 360 $76,500 $184,500

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,186 or less (zip code: 20149)


NMLS #: 3294 | State Lic #: MC-1971
$1,140 /mo
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30 yr fixed mtg, 0 points | APR: 3.666% | Rate: 3.625% | Fees: $1,250 | 30 day rate lock

NMLS #: 113054 | State Lic #: MC-2236
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 1838 | State Lic #: MC-4344
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 66247 | State Lic #: MC-1825
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.760% | Rate: 3.750% | Fees: $302 | 30 day rate lock

NMLS #: 790396
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 424182
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 244476 | State Lic #: MC-5877
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 258821
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 3232 | State Lic #: MC-1532
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.883% | Rate: 3.875% | Fees: $245 | 40 day rate lock

NMLS #: 227765 | State Lic #: MC-5920
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 181005
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $870 | 45 day rate lock

NMLS #: 35959 | State Lic #: MC-2967
$1,212 /mo
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30 yr fixed mtg, 0 points | APR: 4.125% | Rate: 4.125% | Fees: $0 | 30 day rate lock

NMLS #: 2925 | State Lic #: MC-1875
$1,212 /mo
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30 yr fixed mtg, 0 points | APR: 4.135% | Rate: 4.125% | Fees: $299 | 45 day rate lock

NMLS #: 412915
$1,230 /mo
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30 yr fixed mtg, 0 points | APR: 4.308% | Rate: 4.250% | Fees: $1,710 | 60 day rate lock

$1,248 /mo
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30 yr fixed mtg, 0 points | APR: 4.375% | Rate: 4.375% | Fees: $0 | 30 day rate lock

NMLS #: 417490
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.005% | Rate: 4.000% | Fees: $145 | 30 day rate lock

NMLS #: 7706
$1,176 /mo
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Next
30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $135,000
Down Payment $27,000$108,000
Year 1 - 1 ($513)$356$157$107,843
2 ($513)$355$158$107,685
3 ($513)$354$158$107,527
4 ($513)$354$159$107,369
5 ($513)$353$159$107,210
6 ($513)$353$160$107,050
7 ($513)$352$160$106,890
8 ($513)$352$161$106,729
9 ($513)$351$161$106,568
10 ($513)$351$162$106,407
11 ($513)$350$162$106,244
12 ($513)$350$163$106,082
Year 2 - 13 ($513)$349$163$105,918
14 ($513)$349$164$105,754
15 ($513)$348$164$105,590
16 ($513)$348$165$105,425
17 ($513)$347$165$105,260
18 ($513)$346$166$105,094
19 ($513)$346$167$104,927
20 ($513)$345$167$104,760
21 ($513)$345$168$104,592
22 ($513)$344$168$104,424
23 ($513)$344$169$104,255
24 ($513)$343$169$104,086
Year 3 - 25 ($513)$343$170$103,916
26 ($513)$342$170$103,746
27 ($513)$341$171$103,575
28 ($513)$341$172$103,403
29 ($513)$340$172$103,231
30 ($513)$340$173$103,058
31 ($513)$339$173$102,885
32 ($513)$339$174$102,711
33 ($513)$338$174$102,537
34 ($513)$338$175$102,362
35 ($513)$337$176$102,186
36 ($513)$336$176$102,010
Year 4 - 37 ($513)$336$177$101,833
38 ($513)$335$177$101,656
39 ($513)$335$178$101,478
40 ($513)$334$178$101,300
41 ($513)$333$179$101,121
42 ($513)$333$180$100,941
43 ($513)$332$180$100,761
44 ($513)$332$181$100,580
45 ($513)$331$181$100,398
46 ($513)$330$182$100,216
47 ($513)$330$183$100,034
48 ($513)$329$183$99,851
Year 5 - 49 ($513)$329$184$99,667
50 ($513)$328$184$99,482
51 ($513)$327$185$99,297
52 ($513)$327$186$99,112
53 ($513)$326$186$98,925
54 ($513)$326$187$98,738
55 ($513)$325$187$98,551
56 ($513)$324$188$98,363
57 ($513)$324$189$98,174
58 ($513)$323$189$97,985
59 ($513)$323$190$97,795
60 ($513)$322$191$97,604
Year 6 - 61 ($513)$321$191$97,413
62 ($513)$321$192$97,221
63 ($513)$320$192$97,029
64 ($513)$319$193$96,836
65 ($513)$319$194$96,642
66 ($513)$318$194$96,447
67 ($513)$317$195$96,252
68 ($513)$317$196$96,057
69 ($513)$316$196$95,860
70 ($513)$316$197$95,663
71 ($513)$315$198$95,466
72 ($513)$314$198$95,268
Year 7 - 73 ($513)$314$199$95,069
74 ($513)$313$200$94,869
75 ($513)$312$200$94,669
76 ($513)$312$201$94,468
77 ($513)$311$202$94,266
78 ($513)$310$202$94,064
79 ($513)$310$203$93,861
80 ($513)$309$204$93,658
81 ($513)$308$204$93,454
82 ($513)$308$205$93,249
83 ($513)$307$206$93,043
84 ($513)$306$206$92,837
Year 8 - 85 ($513)$306$207$92,630
86 ($513)$305$208$92,422
87 ($513)$304$208$92,214
88 ($513)$304$209$92,005
89 ($513)$303$210$91,796
90 ($513)$302$210$91,585
91 ($513)$301$211$91,374
92 ($513)$301$212$91,162
93 ($513)$300$212$90,950
94 ($513)$299$213$90,737
95 ($513)$299$214$90,523
96 ($513)$298$215$90,309
Year 9 - 97 ($513)$297$215$90,093
98 ($513)$297$216$89,877
99 ($513)$296$217$89,661
100 ($513)$295$217$89,443
101 ($513)$294$218$89,225
102 ($513)$294$219$89,006
103 ($513)$293$220$88,787
104 ($513)$292$220$88,567
105 ($513)$292$221$88,346
106 ($513)$291$222$88,124
107 ($513)$290$222$87,902
108 ($513)$289$223$87,678
Year 10 - 109 ($513)$289$224$87,455
110 ($513)$288$225$87,230
111 ($513)$287$225$87,005
112 ($513)$286$226$86,778
113 ($513)$286$227$86,552
114 ($513)$285$228$86,324
115 ($513)$284$228$86,096
116 ($513)$283$229$85,867
117 ($513)$283$230$85,637
118 ($513)$282$231$85,406
119 ($513)$281$231$85,175
120 ($513)$280$232$84,943
Year 11 - 121 ($513)$280$233$84,710
122 ($513)$279$234$84,476
123 ($513)$278$234$84,242
124 ($513)$277$235$84,006
125 ($513)$277$236$83,770
126 ($513)$276$237$83,534
127 ($513)$275$238$83,296
128 ($513)$274$238$83,058
129 ($513)$273$239$82,819
130 ($513)$273$240$82,579
131 ($513)$272$241$82,338
132 ($513)$271$241$82,097
Year 12 - 133 ($513)$270$242$81,854
134 ($513)$269$243$81,611
135 ($513)$269$244$81,367
136 ($513)$268$245$81,123
137 ($513)$267$245$80,877
138 ($513)$266$246$80,631
139 ($513)$265$247$80,384
140 ($513)$265$248$80,136
141 ($513)$264$249$79,887
142 ($513)$263$250$79,638
143 ($513)$262$250$79,387
144 ($513)$261$251$79,136
Year 13 - 145 ($513)$260$252$78,884
146 ($513)$260$253$78,631
147 ($513)$259$254$78,378
148 ($513)$258$255$78,123
149 ($513)$257$255$77,868
150 ($513)$256$256$77,612
151 ($513)$255$257$77,355
152 ($513)$255$258$77,097
153 ($513)$254$259$76,838
154 ($513)$253$260$76,579
155 ($513)$252$260$76,318
156 ($513)$251$261$76,057
Year 14 - 157 ($513)$250$262$75,795
158 ($513)$249$263$75,532
159 ($513)$249$264$75,268
160 ($513)$248$265$75,003
161 ($513)$247$266$74,737
162 ($513)$246$266$74,471
163 ($513)$245$267$74,204
164 ($513)$244$268$73,935
165 ($513)$243$269$73,666
166 ($513)$242$270$73,396
167 ($513)$242$271$73,125
168 ($513)$241$272$72,853
Year 15 - 169 ($513)$240$273$72,581
170 ($513)$239$274$72,307
171 ($513)$238$274$72,033
172 ($513)$237$275$71,757
173 ($513)$236$276$71,481
174 ($513)$235$277$71,204
175 ($513)$234$278$70,926
176 ($513)$233$279$70,647
177 ($513)$233$280$70,367
178 ($513)$232$281$70,086
179 ($513)$231$282$69,804
180 ($513)$230$283$69,521
Year 16 - 181 ($513)$229$284$69,238
182 ($513)$228$285$68,953
183 ($513)$227$286$68,667
184 ($513)$226$286$68,381
185 ($513)$225$287$68,094
186 ($513)$224$288$67,805
187 ($513)$223$289$67,516
188 ($513)$222$290$67,226
189 ($513)$221$291$66,934
190 ($513)$220$292$66,642
191 ($513)$219$293$66,349
192 ($513)$218$294$66,055
Year 17 - 193 ($513)$217$295$65,760
194 ($513)$216$296$65,464
195 ($513)$215$297$65,167
196 ($513)$215$298$64,869
197 ($513)$214$299$64,570
198 ($513)$213$300$64,270
199 ($513)$212$301$63,969
200 ($513)$211$302$63,667
201 ($513)$210$303$63,364
202 ($513)$209$304$63,060
203 ($513)$208$305$62,755
204 ($513)$207$306$62,449
Year 18 - 205 ($513)$206$307$62,142
206 ($513)$205$308$61,835
207 ($513)$204$309$61,526
208 ($513)$203$310$61,216
209 ($513)$202$311$60,905
210 ($513)$200$312$60,593
211 ($513)$199$313$60,280
212 ($513)$198$314$59,965
213 ($513)$197$315$59,650
214 ($513)$196$316$59,334
215 ($513)$195$317$59,017
216 ($513)$194$318$58,699
Year 19 - 217 ($513)$193$319$58,379
218 ($513)$192$320$58,059
219 ($513)$191$321$57,738
220 ($513)$190$322$57,415
221 ($513)$189$324$57,092
222 ($513)$188$325$56,767
223 ($513)$187$326$56,442
224 ($513)$186$327$56,115
225 ($513)$185$328$55,787
226 ($513)$184$329$55,458
227 ($513)$183$330$55,128
228 ($513)$181$331$54,797
Year 20 - 229 ($513)$180$332$54,465
230 ($513)$179$333$54,132
231 ($513)$178$334$53,798
232 ($513)$177$335$53,462
233 ($513)$176$337$53,126
234 ($513)$175$338$52,788
235 ($513)$174$339$52,449
236 ($513)$173$340$52,109
237 ($513)$172$341$51,768
238 ($513)$170$342$51,426
239 ($513)$169$343$51,083
240 ($513)$168$344$50,739
Year 21 - 241 ($513)$167$345$50,393
242 ($513)$166$347$50,047
243 ($513)$165$348$49,699
244 ($513)$164$349$49,350
245 ($513)$162$350$49,000
246 ($513)$161$351$48,649
247 ($513)$160$352$48,296
248 ($513)$159$354$47,943
249 ($513)$158$355$47,588
250 ($513)$157$356$47,232
251 ($513)$155$357$46,875
252 ($513)$154$358$46,517
Year 22 - 253 ($513)$153$359$46,158
254 ($513)$152$361$45,797
255 ($513)$151$362$45,435
256 ($513)$150$363$45,072
257 ($513)$148$364$44,708
258 ($513)$147$365$44,343
259 ($513)$146$367$43,976
260 ($513)$145$368$43,609
261 ($513)$144$369$43,240
262 ($513)$142$370$42,870
263 ($513)$141$371$42,498
264 ($513)$140$373$42,126
Year 23 - 265 ($513)$139$374$41,752
266 ($513)$137$375$41,377
267 ($513)$136$376$41,000
268 ($513)$135$378$40,623
269 ($513)$134$379$40,244
270 ($513)$132$380$39,864
271 ($513)$131$381$39,483
272 ($513)$130$383$39,100
273 ($513)$129$384$38,716
274 ($513)$127$385$38,331
275 ($513)$126$386$37,945
276 ($513)$125$388$37,557
Year 24 - 277 ($513)$124$389$37,168
278 ($513)$122$390$36,778
279 ($513)$121$391$36,387
280 ($513)$120$393$35,994
281 ($513)$118$394$35,600
282 ($513)$117$395$35,205
283 ($513)$116$397$34,808
284 ($513)$115$398$34,410
285 ($513)$113$399$34,011
286 ($513)$112$401$33,611
287 ($513)$111$402$33,209
288 ($513)$109$403$32,805
Year 25 - 289 ($513)$108$405$32,401
290 ($513)$107$406$31,995
291 ($513)$105$407$31,588
292 ($513)$104$409$31,179
293 ($513)$103$410$30,770
294 ($513)$101$411$30,358
295 ($513)$100$413$29,946
296 ($513)$99$414$29,532
297 ($513)$97$415$29,117
298 ($513)$96$417$28,700
299 ($513)$94$418$28,282
300 ($513)$93$419$27,862
Year 26 - 301 ($513)$92$421$27,442
302 ($513)$90$422$27,019
303 ($513)$89$424$26,596
304 ($513)$88$425$26,171
305 ($513)$86$426$25,745
306 ($513)$85$428$25,317
307 ($513)$83$429$24,888
308 ($513)$82$431$24,457
309 ($513)$81$432$24,025
310 ($513)$79$433$23,592
311 ($513)$78$435$23,157
312 ($513)$76$436$22,721
Year 27 - 313 ($513)$75$438$22,283
314 ($513)$73$439$21,844
315 ($513)$72$441$21,403
316 ($513)$70$442$20,961
317 ($513)$69$444$20,518
318 ($513)$68$445$20,073
319 ($513)$66$446$19,626
320 ($513)$65$448$19,178
321 ($513)$63$449$18,729
322 ($513)$62$451$18,278
323 ($513)$60$452$17,826
324 ($513)$59$454$17,372
Year 28 - 325 ($513)$57$455$16,917
326 ($513)$56$457$16,460
327 ($513)$54$458$16,001
328 ($513)$53$460$15,542
329 ($513)$51$461$15,080
330 ($513)$50$463$14,617
331 ($513)$48$464$14,153
332 ($513)$47$466$13,687
333 ($513)$45$467$13,220
334 ($513)$44$469$12,751
335 ($513)$42$471$12,280
336 ($513)$40$472$11,808
Year 29 - 337 ($513)$39$474$11,334
338 ($513)$37$475$10,859
339 ($513)$36$477$10,382
340 ($513)$34$478$9,904
341 ($513)$33$480$9,424
342 ($513)$31$481$8,943
343 ($513)$29$483$8,460
344 ($513)$28$485$7,975
345 ($513)$26$486$7,489
346 ($513)$25$488$7,001
347 ($513)$23$489$6,511
348 ($513)$21$491$6,020
Year 30 - 349 ($513)$20$493$5,528
350 ($513)$18$494$5,033
351 ($513)$17$496$4,537
352 ($513)$15$498$4,040
353 ($513)$13$499$3,541
354 ($513)$12$501$3,040
355 ($513)$10$502$2,537
356 ($513)$8$504$2,033
357 ($513)$7$506$1,527
358 ($513)$5$507$1,020
359 ($513)$3$509$511
360 ($513)$2$511$0
TOTALS$76,500$108,000$184,500

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.