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Mortgage Payment Schedule for a $135,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of January 18, 2018. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($27,000) may require pre-mortgage insurance


4.04% is current rate for 30-year fixed
3.49% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$518 360 $78,517 $186,517

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,199 or less (zip code: 20149)


NMLS #: 66247 | State Lic #: MC-1825
$1,192 /mo
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30 yr fixed mtg, 0 points | APR: 4.010% | Rate: 3.990% | Fees: $592 | 30 day rate lock

NMLS #: 40508 | State Lic #: MC-2840
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $885 | 30 day rate lock

NMLS #: 790396
$1,212 /mo
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30 yr fixed mtg, 0 points | APR: 4.125% | Rate: 4.125% | Fees: $0 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,212 /mo
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30 yr fixed mtg, 0 points | APR: 4.125% | Rate: 4.125% | Fees: $0 | 30 day rate lock

NMLS #: 7706
$1,212 /mo
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30 yr fixed mtg, 0 points | APR: 4.125% | Rate: 4.125% | Fees: $0 | 30 day rate lock

NMLS #: 181005
$1,230 /mo
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30 yr fixed mtg, 0 points | APR: 4.279% | Rate: 4.250% | Fees: $865 | 45 day rate lock

NMLS #: 2925 | State Lic #: MC-1875
$1,265 /mo
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30 yr fixed mtg, 0 points | APR: 4.500% | Rate: 4.490% | Fees: $299 | 45 day rate lock

NMLS #: 3030
$1,304 /mo
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30 yr fixed mtg, 0 points | APR: 4.764% | Rate: 4.750% | Fees: $400 | 30 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $135,000
Down Payment $27,000$108,000
Year 1 - 1 ($518)$364$155$107,845
2 ($518)$363$155$107,690
3 ($518)$363$156$107,535
4 ($518)$362$156$107,379
5 ($518)$362$157$107,222
6 ($518)$361$157$107,065
7 ($518)$360$158$106,908
8 ($518)$360$158$106,749
9 ($518)$359$159$106,591
10 ($518)$359$159$106,431
11 ($518)$358$160$106,272
12 ($518)$358$160$106,111
Year 2 - 13 ($518)$357$161$105,950
14 ($518)$357$161$105,789
15 ($518)$356$162$105,627
16 ($518)$356$162$105,465
17 ($518)$355$163$105,302
18 ($518)$355$164$105,138
19 ($518)$354$164$104,974
20 ($518)$353$165$104,809
21 ($518)$353$165$104,644
22 ($518)$352$166$104,478
23 ($518)$352$166$104,312
24 ($518)$351$167$104,145
Year 3 - 25 ($518)$351$167$103,977
26 ($518)$350$168$103,809
27 ($518)$349$169$103,641
28 ($518)$349$169$103,471
29 ($518)$348$170$103,302
30 ($518)$348$170$103,131
31 ($518)$347$171$102,960
32 ($518)$347$171$102,789
33 ($518)$346$172$102,617
34 ($518)$345$173$102,444
35 ($518)$345$173$102,271
36 ($518)$344$174$102,097
Year 4 - 37 ($518)$344$174$101,923
38 ($518)$343$175$101,748
39 ($518)$343$176$101,572
40 ($518)$342$176$101,396
41 ($518)$341$177$101,220
42 ($518)$341$177$101,042
43 ($518)$340$178$100,864
44 ($518)$340$179$100,686
45 ($518)$339$179$100,507
46 ($518)$338$180$100,327
47 ($518)$338$180$100,147
48 ($518)$337$181$99,966
Year 5 - 49 ($518)$337$182$99,784
50 ($518)$336$182$99,602
51 ($518)$335$183$99,419
52 ($518)$335$183$99,236
53 ($518)$334$184$99,052
54 ($518)$333$185$98,867
55 ($518)$333$185$98,682
56 ($518)$332$186$98,496
57 ($518)$332$186$98,310
58 ($518)$331$187$98,122
59 ($518)$330$188$97,935
60 ($518)$330$188$97,746
Year 6 - 61 ($518)$329$189$97,557
62 ($518)$328$190$97,368
63 ($518)$328$190$97,177
64 ($518)$327$191$96,986
65 ($518)$327$192$96,795
66 ($518)$326$192$96,603
67 ($518)$325$193$96,410
68 ($518)$325$194$96,216
69 ($518)$324$194$96,022
70 ($518)$323$195$95,827
71 ($518)$323$195$95,632
72 ($518)$322$196$95,436
Year 7 - 73 ($518)$321$197$95,239
74 ($518)$321$197$95,041
75 ($518)$320$198$94,843
76 ($518)$319$199$94,644
77 ($518)$319$199$94,445
78 ($518)$318$200$94,245
79 ($518)$317$201$94,044
80 ($518)$317$201$93,842
81 ($518)$316$202$93,640
82 ($518)$315$203$93,437
83 ($518)$315$204$93,234
84 ($518)$314$204$93,030
Year 8 - 85 ($518)$313$205$92,825
86 ($518)$313$206$92,619
87 ($518)$312$206$92,413
88 ($518)$311$207$92,206
89 ($518)$310$208$91,998
90 ($518)$310$208$91,790
91 ($518)$309$209$91,581
92 ($518)$308$210$91,371
93 ($518)$308$210$91,161
94 ($518)$307$211$90,949
95 ($518)$306$212$90,737
96 ($518)$305$213$90,525
Year 9 - 97 ($518)$305$213$90,311
98 ($518)$304$214$90,097
99 ($518)$303$215$89,883
100 ($518)$303$215$89,667
101 ($518)$302$216$89,451
102 ($518)$301$217$89,234
103 ($518)$300$218$89,016
104 ($518)$300$218$88,798
105 ($518)$299$219$88,579
106 ($518)$298$220$88,359
107 ($518)$297$221$88,138
108 ($518)$297$221$87,917
Year 10 - 109 ($518)$296$222$87,695
110 ($518)$295$223$87,472
111 ($518)$294$224$87,248
112 ($518)$294$224$87,024
113 ($518)$293$225$86,799
114 ($518)$292$226$86,573
115 ($518)$291$227$86,346
116 ($518)$291$227$86,119
117 ($518)$290$228$85,891
118 ($518)$289$229$85,662
119 ($518)$288$230$85,432
120 ($518)$288$230$85,202
Year 11 - 121 ($518)$287$231$84,970
122 ($518)$286$232$84,738
123 ($518)$285$233$84,505
124 ($518)$285$234$84,272
125 ($518)$284$234$84,037
126 ($518)$283$235$83,802
127 ($518)$282$236$83,566
128 ($518)$281$237$83,330
129 ($518)$281$238$83,092
130 ($518)$280$238$82,854
131 ($518)$279$239$82,614
132 ($518)$278$240$82,374
Year 12 - 133 ($518)$277$241$82,134
134 ($518)$277$242$81,892
135 ($518)$276$242$81,650
136 ($518)$275$243$81,407
137 ($518)$274$244$81,162
138 ($518)$273$245$80,918
139 ($518)$272$246$80,672
140 ($518)$272$247$80,425
141 ($518)$271$247$80,178
142 ($518)$270$248$79,930
143 ($518)$269$249$79,681
144 ($518)$268$250$79,431
Year 13 - 145 ($518)$267$251$79,180
146 ($518)$267$252$78,929
147 ($518)$266$252$78,677
148 ($518)$265$253$78,423
149 ($518)$264$254$78,169
150 ($518)$263$255$77,914
151 ($518)$262$256$77,658
152 ($518)$261$257$77,402
153 ($518)$261$258$77,144
154 ($518)$260$258$76,886
155 ($518)$259$259$76,627
156 ($518)$258$260$76,367
Year 14 - 157 ($518)$257$261$76,106
158 ($518)$256$262$75,844
159 ($518)$255$263$75,581
160 ($518)$254$264$75,317
161 ($518)$254$265$75,053
162 ($518)$253$265$74,787
163 ($518)$252$266$74,521
164 ($518)$251$267$74,254
165 ($518)$250$268$73,986
166 ($518)$249$269$73,717
167 ($518)$248$270$73,447
168 ($518)$247$271$73,176
Year 15 - 169 ($518)$246$272$72,904
170 ($518)$245$273$72,631
171 ($518)$245$274$72,358
172 ($518)$244$274$72,083
173 ($518)$243$275$71,808
174 ($518)$242$276$71,532
175 ($518)$241$277$71,254
176 ($518)$240$278$70,976
177 ($518)$239$279$70,697
178 ($518)$238$280$70,417
179 ($518)$237$281$70,136
180 ($518)$236$282$69,854
Year 16 - 181 ($518)$235$283$69,571
182 ($518)$234$284$69,287
183 ($518)$233$285$69,002
184 ($518)$232$286$68,716
185 ($518)$231$287$68,430
186 ($518)$230$288$68,142
187 ($518)$229$289$67,853
188 ($518)$228$290$67,564
189 ($518)$227$291$67,273
190 ($518)$226$292$66,981
191 ($518)$226$293$66,689
192 ($518)$225$294$66,395
Year 17 - 193 ($518)$224$295$66,101
194 ($518)$223$296$65,805
195 ($518)$222$297$65,508
196 ($518)$221$298$65,211
197 ($518)$220$299$64,912
198 ($518)$219$300$64,613
199 ($518)$218$301$64,312
200 ($518)$217$302$64,011
201 ($518)$216$303$63,708
202 ($518)$214$304$63,404
203 ($518)$213$305$63,100
204 ($518)$212$306$62,794
Year 18 - 205 ($518)$211$307$62,487
206 ($518)$210$308$62,180
207 ($518)$209$309$61,871
208 ($518)$208$310$61,561
209 ($518)$207$311$61,250
210 ($518)$206$312$60,938
211 ($518)$205$313$60,625
212 ($518)$204$314$60,311
213 ($518)$203$315$59,996
214 ($518)$202$316$59,680
215 ($518)$201$317$59,363
216 ($518)$200$318$59,045
Year 19 - 217 ($518)$199$319$58,726
218 ($518)$198$320$58,405
219 ($518)$197$321$58,084
220 ($518)$196$323$57,761
221 ($518)$194$324$57,437
222 ($518)$193$325$57,113
223 ($518)$192$326$56,787
224 ($518)$191$327$56,460
225 ($518)$190$328$56,132
226 ($518)$189$329$55,803
227 ($518)$188$330$55,473
228 ($518)$187$331$55,141
Year 20 - 229 ($518)$186$332$54,809
230 ($518)$185$334$54,475
231 ($518)$183$335$54,141
232 ($518)$182$336$53,805
233 ($518)$181$337$53,468
234 ($518)$180$338$53,130
235 ($518)$179$339$52,790
236 ($518)$178$340$52,450
237 ($518)$177$342$52,109
238 ($518)$175$343$51,766
239 ($518)$174$344$51,422
240 ($518)$173$345$51,077
Year 21 - 241 ($518)$172$346$50,731
242 ($518)$171$347$50,384
243 ($518)$170$348$50,035
244 ($518)$168$350$49,686
245 ($518)$167$351$49,335
246 ($518)$166$352$48,983
247 ($518)$165$353$48,629
248 ($518)$164$354$48,275
249 ($518)$163$356$47,920
250 ($518)$161$357$47,563
251 ($518)$160$358$47,205
252 ($518)$159$359$46,846
Year 22 - 253 ($518)$158$360$46,485
254 ($518)$157$362$46,124
255 ($518)$155$363$45,761
256 ($518)$154$364$45,397
257 ($518)$153$365$45,031
258 ($518)$152$366$44,665
259 ($518)$150$368$44,297
260 ($518)$149$369$43,928
261 ($518)$148$370$43,558
262 ($518)$147$371$43,187
263 ($518)$145$373$42,814
264 ($518)$144$374$42,440
Year 23 - 265 ($518)$143$375$42,065
266 ($518)$142$376$41,688
267 ($518)$140$378$41,310
268 ($518)$139$379$40,931
269 ($518)$138$380$40,551
270 ($518)$137$382$40,170
271 ($518)$135$383$39,787
272 ($518)$134$384$39,403
273 ($518)$133$385$39,017
274 ($518)$131$387$38,630
275 ($518)$130$388$38,242
276 ($518)$129$389$37,853
Year 24 - 277 ($518)$127$391$37,462
278 ($518)$126$392$37,070
279 ($518)$125$393$36,677
280 ($518)$123$395$36,282
281 ($518)$122$396$35,886
282 ($518)$121$397$35,489
283 ($518)$119$399$35,091
284 ($518)$118$400$34,691
285 ($518)$117$401$34,289
286 ($518)$115$403$33,887
287 ($518)$114$404$33,483
288 ($518)$113$405$33,077
Year 25 - 289 ($518)$111$407$32,670
290 ($518)$110$408$32,262
291 ($518)$109$409$31,853
292 ($518)$107$411$31,442
293 ($518)$106$412$31,030
294 ($518)$104$414$30,616
295 ($518)$103$415$30,201
296 ($518)$102$416$29,785
297 ($518)$100$418$29,367
298 ($518)$99$419$28,948
299 ($518)$97$421$28,527
300 ($518)$96$422$28,105
Year 26 - 301 ($518)$95$423$27,681
302 ($518)$93$425$27,257
303 ($518)$92$426$26,830
304 ($518)$90$428$26,402
305 ($518)$89$429$25,973
306 ($518)$87$431$25,543
307 ($518)$86$432$25,110
308 ($518)$85$434$24,677
309 ($518)$83$435$24,242
310 ($518)$82$436$23,805
311 ($518)$80$438$23,367
312 ($518)$79$439$22,928
Year 27 - 313 ($518)$77$441$22,487
314 ($518)$76$442$22,045
315 ($518)$74$444$21,601
316 ($518)$73$445$21,155
317 ($518)$71$447$20,709
318 ($518)$70$448$20,260
319 ($518)$68$450$19,810
320 ($518)$67$451$19,359
321 ($518)$65$453$18,906
322 ($518)$64$454$18,451
323 ($518)$62$456$17,995
324 ($518)$61$458$17,538
Year 28 - 325 ($518)$59$459$17,079
326 ($518)$57$461$16,618
327 ($518)$56$462$16,156
328 ($518)$54$464$15,692
329 ($518)$53$465$15,227
330 ($518)$51$467$14,760
331 ($518)$50$468$14,292
332 ($518)$48$470$13,822
333 ($518)$47$472$13,350
334 ($518)$45$473$12,877
335 ($518)$43$475$12,402
336 ($518)$42$476$11,926
Year 29 - 337 ($518)$40$478$11,448
338 ($518)$39$480$10,969
339 ($518)$37$481$10,487
340 ($518)$35$483$10,005
341 ($518)$34$484$9,520
342 ($518)$32$486$9,034
343 ($518)$30$488$8,546
344 ($518)$29$489$8,057
345 ($518)$27$491$7,566
346 ($518)$25$493$7,074
347 ($518)$24$494$6,579
348 ($518)$22$496$6,083
Year 30 - 349 ($518)$20$498$5,586
350 ($518)$19$499$5,086
351 ($518)$17$501$4,585
352 ($518)$15$503$4,083
353 ($518)$14$504$3,578
354 ($518)$12$506$3,072
355 ($518)$10$508$2,565
356 ($518)$9$509$2,055
357 ($518)$7$511$1,544
358 ($518)$5$513$1,031
359 ($518)$3$515$516
360 ($518)$2$516$0
TOTALS$78,517$108,000$186,517

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.