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Mortgage Payment Schedule for a $145,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of October 12, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($29,000) may require pre-mortgage insurance


3.91% is current rate for 30-year fixed
3.21% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$548 360 $81,208 $197,208

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,181 or less (zip code: 20149)


NMLS #: 1077157 | State Lic #: MC-5804
$1,140 /mo
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30 yr fixed mtg, 0 points | APR: 3.631% | Rate: 3.625% | Fees: $188 | 30 day rate lock

NMLS #: 134407 | State Lic #: MC-5378
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 45 day rate lock

NMLS #: 1023
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 45 day rate lock

NMLS #: 790396
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 244476 | State Lic #: MC-5877
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 3294 | State Lic #: MC-1971
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 3294 | State Lic #: MC-1971
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.756% | Rate: 3.750% | Fees: $187 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 7706
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 417490
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.896% | Rate: 3.875% | Fees: $625 | 30 day rate lock

NMLS #: 898791
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.928% | Rate: 3.875% | Fees: $1,595 | 60 day rate lock

NMLS #: 227765 | State Lic #: MC-5920
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 181005
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $870 | 45 day rate lock

$1,248 /mo
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30 yr fixed mtg, 0 points | APR: 4.375% | Rate: 4.375% | Fees: $0 | 30 day rate lock

NMLS #: 35959 | State Lic #: MC-2967
$1,519 /mo
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30 yr fixed mtg, 0 points | APR: 6.125% | Rate: 6.125% | Fees: $0 | 30 day rate lock

NMLS #: 180004 | State Lic #: MC -928
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 45 day rate lock

NMLS #: 2258 | State Lic #: MC-4673
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.792% | Rate: 3.750% | Fees: $1,295 | 30 day rate lock

NMLS #: 67717
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

$1,158 /mo
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Next
30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $145,000
Down Payment $29,000$116,000
Year 1 - 1 ($548)$378$170$115,830
2 ($548)$377$170$115,660
3 ($548)$377$171$115,489
4 ($548)$376$171$115,317
5 ($548)$376$172$115,145
6 ($548)$375$173$114,973
7 ($548)$375$173$114,799
8 ($548)$374$174$114,626
9 ($548)$373$174$114,451
10 ($548)$373$175$114,277
11 ($548)$372$175$114,101
12 ($548)$372$176$113,925
Year 2 - 13 ($548)$371$177$113,748
14 ($548)$371$177$113,571
15 ($548)$370$178$113,394
16 ($548)$369$178$113,215
17 ($548)$369$179$113,036
18 ($548)$368$179$112,857
19 ($548)$368$180$112,677
20 ($548)$367$181$112,496
21 ($548)$367$181$112,315
22 ($548)$366$182$112,133
23 ($548)$365$182$111,951
24 ($548)$365$183$111,768
Year 3 - 25 ($548)$364$184$111,584
26 ($548)$364$184$111,400
27 ($548)$363$185$111,215
28 ($548)$362$185$111,029
29 ($548)$362$186$110,843
30 ($548)$361$187$110,657
31 ($548)$361$187$110,470
32 ($548)$360$188$110,282
33 ($548)$359$188$110,093
34 ($548)$359$189$109,904
35 ($548)$358$190$109,714
36 ($548)$357$190$109,524
Year 4 - 37 ($548)$357$191$109,333
38 ($548)$356$192$109,142
39 ($548)$356$192$108,949
40 ($548)$355$193$108,757
41 ($548)$354$193$108,563
42 ($548)$354$194$108,369
43 ($548)$353$195$108,174
44 ($548)$352$195$107,979
45 ($548)$352$196$107,783
46 ($548)$351$197$107,587
47 ($548)$351$197$107,389
48 ($548)$350$198$107,191
Year 5 - 49 ($548)$349$199$106,993
50 ($548)$349$199$106,794
51 ($548)$348$200$106,594
52 ($548)$347$200$106,393
53 ($548)$347$201$106,192
54 ($548)$346$202$105,990
55 ($548)$345$202$105,788
56 ($548)$345$203$105,585
57 ($548)$344$204$105,381
58 ($548)$343$204$105,177
59 ($548)$343$205$104,972
60 ($548)$342$206$104,766
Year 6 - 61 ($548)$341$206$104,559
62 ($548)$341$207$104,352
63 ($548)$340$208$104,145
64 ($548)$339$208$103,936
65 ($548)$339$209$103,727
66 ($548)$338$210$103,517
67 ($548)$337$211$103,307
68 ($548)$337$211$103,095
69 ($548)$336$212$102,884
70 ($548)$335$213$102,671
71 ($548)$335$213$102,458
72 ($548)$334$214$102,244
Year 7 - 73 ($548)$333$215$102,029
74 ($548)$332$215$101,814
75 ($548)$332$216$101,598
76 ($548)$331$217$101,381
77 ($548)$330$217$101,163
78 ($548)$330$218$100,945
79 ($548)$329$219$100,726
80 ($548)$328$220$100,507
81 ($548)$327$220$100,286
82 ($548)$327$221$100,065
83 ($548)$326$222$99,844
84 ($548)$325$222$99,621
Year 8 - 85 ($548)$325$223$99,398
86 ($548)$324$224$99,174
87 ($548)$323$225$98,949
88 ($548)$322$225$98,724
89 ($548)$322$226$98,498
90 ($548)$321$227$98,271
91 ($548)$320$228$98,043
92 ($548)$319$228$97,815
93 ($548)$319$229$97,586
94 ($548)$318$230$97,356
95 ($548)$317$231$97,126
96 ($548)$316$231$96,894
Year 9 - 97 ($548)$316$232$96,662
98 ($548)$315$233$96,429
99 ($548)$314$234$96,196
100 ($548)$313$234$95,961
101 ($548)$313$235$95,726
102 ($548)$312$236$95,490
103 ($548)$311$237$95,254
104 ($548)$310$237$95,016
105 ($548)$310$238$94,778
106 ($548)$309$239$94,539
107 ($548)$308$240$94,299
108 ($548)$307$241$94,059
Year 10 - 109 ($548)$306$241$93,817
110 ($548)$306$242$93,575
111 ($548)$305$243$93,332
112 ($548)$304$244$93,089
113 ($548)$303$244$92,844
114 ($548)$303$245$92,599
115 ($548)$302$246$92,353
116 ($548)$301$247$92,106
117 ($548)$300$248$91,858
118 ($548)$299$248$91,610
119 ($548)$298$249$91,361
120 ($548)$298$250$91,110
Year 11 - 121 ($548)$297$251$90,859
122 ($548)$296$252$90,608
123 ($548)$295$253$90,355
124 ($548)$294$253$90,102
125 ($548)$294$254$89,848
126 ($548)$293$255$89,592
127 ($548)$292$256$89,337
128 ($548)$291$257$89,080
129 ($548)$290$258$88,822
130 ($548)$289$258$88,564
131 ($548)$289$259$88,305
132 ($548)$288$260$88,045
Year 12 - 133 ($548)$287$261$87,784
134 ($548)$286$262$87,522
135 ($548)$285$263$87,259
136 ($548)$284$263$86,996
137 ($548)$283$264$86,732
138 ($548)$283$265$86,466
139 ($548)$282$266$86,200
140 ($548)$281$267$85,933
141 ($548)$280$268$85,666
142 ($548)$279$269$85,397
143 ($548)$278$270$85,127
144 ($548)$277$270$84,857
Year 13 - 145 ($548)$276$271$84,586
146 ($548)$276$272$84,313
147 ($548)$275$273$84,040
148 ($548)$274$274$83,766
149 ($548)$273$275$83,491
150 ($548)$272$276$83,216
151 ($548)$271$277$82,939
152 ($548)$270$278$82,662
153 ($548)$269$278$82,383
154 ($548)$268$279$82,104
155 ($548)$268$280$81,823
156 ($548)$267$281$81,542
Year 14 - 157 ($548)$266$282$81,260
158 ($548)$265$283$80,977
159 ($548)$264$284$80,693
160 ($548)$263$285$80,408
161 ($548)$262$286$80,122
162 ($548)$261$287$79,836
163 ($548)$260$288$79,548
164 ($548)$259$289$79,259
165 ($548)$258$290$78,970
166 ($548)$257$290$78,679
167 ($548)$256$291$78,388
168 ($548)$255$292$78,096
Year 15 - 169 ($548)$254$293$77,802
170 ($548)$254$294$77,508
171 ($548)$253$295$77,213
172 ($548)$252$296$76,916
173 ($548)$251$297$76,619
174 ($548)$250$298$76,321
175 ($548)$249$299$76,022
176 ($548)$248$300$75,722
177 ($548)$247$301$75,421
178 ($548)$246$302$75,119
179 ($548)$245$303$74,816
180 ($548)$244$304$74,512
Year 16 - 181 ($548)$243$305$74,207
182 ($548)$242$306$73,901
183 ($548)$241$307$73,594
184 ($548)$240$308$73,286
185 ($548)$239$309$72,977
186 ($548)$238$310$72,667
187 ($548)$237$311$72,356
188 ($548)$236$312$72,044
189 ($548)$235$313$71,731
190 ($548)$234$314$71,416
191 ($548)$233$315$71,101
192 ($548)$232$316$70,785
Year 17 - 193 ($548)$231$317$70,468
194 ($548)$230$318$70,150
195 ($548)$229$319$69,831
196 ($548)$228$320$69,510
197 ($548)$226$321$69,189
198 ($548)$225$322$68,867
199 ($548)$224$323$68,543
200 ($548)$223$324$68,219
201 ($548)$222$326$67,893
202 ($548)$221$327$67,567
203 ($548)$220$328$67,239
204 ($548)$219$329$66,910
Year 18 - 205 ($548)$218$330$66,581
206 ($548)$217$331$66,250
207 ($548)$216$332$65,918
208 ($548)$215$333$65,585
209 ($548)$214$334$65,251
210 ($548)$213$335$64,916
211 ($548)$212$336$64,579
212 ($548)$210$337$64,242
213 ($548)$209$338$63,903
214 ($548)$208$340$63,564
215 ($548)$207$341$63,223
216 ($548)$206$342$62,881
Year 19 - 217 ($548)$205$343$62,538
218 ($548)$204$344$62,194
219 ($548)$203$345$61,849
220 ($548)$202$346$61,503
221 ($548)$200$347$61,156
222 ($548)$199$349$60,807
223 ($548)$198$350$60,457
224 ($548)$197$351$60,107
225 ($548)$196$352$59,755
226 ($548)$195$353$59,401
227 ($548)$194$354$59,047
228 ($548)$192$355$58,692
Year 20 - 229 ($548)$191$357$58,335
230 ($548)$190$358$57,978
231 ($548)$189$359$57,619
232 ($548)$188$360$57,259
233 ($548)$187$361$56,897
234 ($548)$185$362$56,535
235 ($548)$184$364$56,171
236 ($548)$183$365$55,807
237 ($548)$182$366$55,441
238 ($548)$181$367$55,073
239 ($548)$179$368$54,705
240 ($548)$178$370$54,336
Year 21 - 241 ($548)$177$371$53,965
242 ($548)$176$372$53,593
243 ($548)$175$373$53,220
244 ($548)$173$374$52,845
245 ($548)$172$376$52,470
246 ($548)$171$377$52,093
247 ($548)$170$378$51,715
248 ($548)$169$379$51,335
249 ($548)$167$381$50,955
250 ($548)$166$382$50,573
251 ($548)$165$383$50,190
252 ($548)$164$384$49,806
Year 22 - 253 ($548)$162$386$49,420
254 ($548)$161$387$49,034
255 ($548)$160$388$48,646
256 ($548)$159$389$48,256
257 ($548)$157$391$47,866
258 ($548)$156$392$47,474
259 ($548)$155$393$47,081
260 ($548)$153$394$46,686
261 ($548)$152$396$46,291
262 ($548)$151$397$45,894
263 ($548)$150$398$45,495
264 ($548)$148$400$45,096
Year 23 - 265 ($548)$147$401$44,695
266 ($548)$146$402$44,293
267 ($548)$144$403$43,889
268 ($548)$143$405$43,485
269 ($548)$142$406$43,078
270 ($548)$140$407$42,671
271 ($548)$139$409$42,262
272 ($548)$138$410$41,852
273 ($548)$136$411$41,441
274 ($548)$135$413$41,028
275 ($548)$134$414$40,614
276 ($548)$132$415$40,198
Year 24 - 277 ($548)$131$417$39,782
278 ($548)$130$418$39,363
279 ($548)$128$420$38,944
280 ($548)$127$421$38,523
281 ($548)$126$422$38,101
282 ($548)$124$424$37,677
283 ($548)$123$425$37,252
284 ($548)$121$426$36,826
285 ($548)$120$428$36,398
286 ($548)$119$429$35,969
287 ($548)$117$431$35,538
288 ($548)$116$432$35,106
Year 25 - 289 ($548)$114$433$34,672
290 ($548)$113$435$34,238
291 ($548)$112$436$33,801
292 ($548)$110$438$33,364
293 ($548)$109$439$32,925
294 ($548)$107$441$32,484
295 ($548)$106$442$32,042
296 ($548)$104$443$31,599
297 ($548)$103$445$31,154
298 ($548)$102$446$30,708
299 ($548)$100$448$30,260
300 ($548)$99$449$29,811
Year 26 - 301 ($548)$97$451$29,360
302 ($548)$96$452$28,908
303 ($548)$94$454$28,454
304 ($548)$93$455$27,999
305 ($548)$91$457$27,543
306 ($548)$90$458$27,085
307 ($548)$88$460$26,625
308 ($548)$87$461$26,164
309 ($548)$85$463$25,701
310 ($548)$84$464$25,237
311 ($548)$82$466$24,772
312 ($548)$81$467$24,305
Year 27 - 313 ($548)$79$469$23,836
314 ($548)$78$470$23,366
315 ($548)$76$472$22,894
316 ($548)$75$473$22,421
317 ($548)$73$475$21,946
318 ($548)$72$476$21,470
319 ($548)$70$478$20,992
320 ($548)$68$479$20,513
321 ($548)$67$481$20,032
322 ($548)$65$483$19,549
323 ($548)$64$484$19,065
324 ($548)$62$486$18,580
Year 28 - 325 ($548)$61$487$18,092
326 ($548)$59$489$17,603
327 ($548)$57$490$17,113
328 ($548)$56$492$16,621
329 ($548)$54$494$16,127
330 ($548)$53$495$15,632
331 ($548)$51$497$15,135
332 ($548)$49$498$14,637
333 ($548)$48$500$14,137
334 ($548)$46$502$13,635
335 ($548)$44$503$13,132
336 ($548)$43$505$12,627
Year 29 - 337 ($548)$41$507$12,120
338 ($548)$39$508$11,612
339 ($548)$38$510$11,102
340 ($548)$36$512$10,590
341 ($548)$35$513$10,077
342 ($548)$33$515$9,562
343 ($548)$31$517$9,045
344 ($548)$29$518$8,527
345 ($548)$28$520$8,007
346 ($548)$26$522$7,485
347 ($548)$24$523$6,962
348 ($548)$23$525$6,436
Year 30 - 349 ($548)$21$527$5,910
350 ($548)$19$529$5,381
351 ($548)$18$530$4,851
352 ($548)$16$532$4,319
353 ($548)$14$534$3,785
354 ($548)$12$535$3,250
355 ($548)$11$537$2,712
356 ($548)$9$539$2,173
357 ($548)$7$541$1,633
358 ($548)$5$542$1,090
359 ($548)$4$544$546
360 ($548)$2$546$0
TOTALS$81,208$116,000$197,208

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.