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Mortgage Payment Schedule for a $146,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of November 16, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($29,200) may require pre-mortgage insurance


3.95% is current rate for 30-year fixed
3.31% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$554 360 $82,733 $199,533

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,186 or less (zip code: 20149)


NMLS #: 66247 | State Lic #: MC-1825
$1,140 /mo
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30 yr fixed mtg, 0 points | APR: 3.689% | Rate: 3.625% | Fees: $1,962 | 30 day rate lock

NMLS #: 790396
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 258821
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 417490
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.907% | Rate: 3.875% | Fees: $962 | 30 day rate lock

NMLS #: 35959 | State Lic #: MC-2967
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 227765 | State Lic #: MC-5920
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 181005
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $870 | 45 day rate lock

NMLS #: 412915
$1,212 /mo
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30 yr fixed mtg, 0 points | APR: 4.182% | Rate: 4.125% | Fees: $1,710 | 60 day rate lock

NMLS #: 2890 | State Lic #: MC-3098
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.751% | Rate: 3.750% | Fees: $23 | 30 day rate lock

$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.758% | Rate: 3.750% | Fees: $259 | 30 day rate lock

NMLS #: 7706
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $146,000
Down Payment $29,200$116,800
Year 1 - 1 ($554)$384$170$116,630
2 ($554)$384$170$116,460
3 ($554)$383$171$116,289
4 ($554)$383$171$116,117
5 ($554)$382$172$115,945
6 ($554)$382$173$115,773
7 ($554)$381$173$115,600
8 ($554)$381$174$115,426
9 ($554)$380$174$115,252
10 ($554)$379$175$115,077
11 ($554)$379$175$114,901
12 ($554)$378$176$114,725
Year 2 - 13 ($554)$378$177$114,549
14 ($554)$377$177$114,371
15 ($554)$376$178$114,194
16 ($554)$376$178$114,015
17 ($554)$375$179$113,836
18 ($554)$375$180$113,657
19 ($554)$374$180$113,477
20 ($554)$374$181$113,296
21 ($554)$373$181$113,114
22 ($554)$372$182$112,933
23 ($554)$372$183$112,750
24 ($554)$371$183$112,567
Year 3 - 25 ($554)$371$184$112,383
26 ($554)$370$184$112,199
27 ($554)$369$185$112,014
28 ($554)$369$186$111,828
29 ($554)$368$186$111,642
30 ($554)$367$187$111,455
31 ($554)$367$187$111,268
32 ($554)$366$188$111,080
33 ($554)$366$189$110,891
34 ($554)$365$189$110,702
35 ($554)$364$190$110,512
36 ($554)$364$190$110,322
Year 4 - 37 ($554)$363$191$110,131
38 ($554)$363$192$109,939
39 ($554)$362$192$109,747
40 ($554)$361$193$109,554
41 ($554)$361$194$109,360
42 ($554)$360$194$109,166
43 ($554)$359$195$108,971
44 ($554)$359$196$108,775
45 ($554)$358$196$108,579
46 ($554)$357$197$108,382
47 ($554)$357$198$108,185
48 ($554)$356$198$107,986
Year 5 - 49 ($554)$355$199$107,788
50 ($554)$355$199$107,588
51 ($554)$354$200$107,388
52 ($554)$353$201$107,187
53 ($554)$353$201$106,986
54 ($554)$352$202$106,784
55 ($554)$351$203$106,581
56 ($554)$351$203$106,378
57 ($554)$350$204$106,173
58 ($554)$349$205$105,969
59 ($554)$349$205$105,763
60 ($554)$348$206$105,557
Year 6 - 61 ($554)$347$207$105,350
62 ($554)$347$207$105,143
63 ($554)$346$208$104,935
64 ($554)$345$209$104,726
65 ($554)$345$210$104,516
66 ($554)$344$210$104,306
67 ($554)$343$211$104,095
68 ($554)$343$212$103,884
69 ($554)$342$212$103,671
70 ($554)$341$213$103,458
71 ($554)$341$214$103,245
72 ($554)$340$214$103,030
Year 7 - 73 ($554)$339$215$102,815
74 ($554)$338$216$102,599
75 ($554)$338$217$102,383
76 ($554)$337$217$102,165
77 ($554)$336$218$101,947
78 ($554)$336$219$101,729
79 ($554)$335$219$101,509
80 ($554)$334$220$101,289
81 ($554)$333$221$101,068
82 ($554)$333$222$100,847
83 ($554)$332$222$100,624
84 ($554)$331$223$100,401
Year 8 - 85 ($554)$330$224$100,178
86 ($554)$330$225$99,953
87 ($554)$329$225$99,728
88 ($554)$328$226$99,502
89 ($554)$328$227$99,275
90 ($554)$327$227$99,048
91 ($554)$326$228$98,819
92 ($554)$325$229$98,591
93 ($554)$325$230$98,361
94 ($554)$324$230$98,130
95 ($554)$323$231$97,899
96 ($554)$322$232$97,667
Year 9 - 97 ($554)$321$233$97,434
98 ($554)$321$234$97,201
99 ($554)$320$234$96,966
100 ($554)$319$235$96,731
101 ($554)$318$236$96,495
102 ($554)$318$237$96,259
103 ($554)$317$237$96,021
104 ($554)$316$238$95,783
105 ($554)$315$239$95,544
106 ($554)$314$240$95,305
107 ($554)$314$241$95,064
108 ($554)$313$241$94,823
Year 10 - 109 ($554)$312$242$94,581
110 ($554)$311$243$94,338
111 ($554)$311$244$94,094
112 ($554)$310$245$93,849
113 ($554)$309$245$93,604
114 ($554)$308$246$93,358
115 ($554)$307$247$93,111
116 ($554)$306$248$92,863
117 ($554)$306$249$92,615
118 ($554)$305$249$92,365
119 ($554)$304$250$92,115
120 ($554)$303$251$91,864
Year 11 - 121 ($554)$302$252$91,612
122 ($554)$302$253$91,359
123 ($554)$301$254$91,106
124 ($554)$300$254$90,851
125 ($554)$299$255$90,596
126 ($554)$298$256$90,340
127 ($554)$297$257$90,083
128 ($554)$297$258$89,825
129 ($554)$296$259$89,567
130 ($554)$295$259$89,307
131 ($554)$294$260$89,047
132 ($554)$293$261$88,786
Year 12 - 133 ($554)$292$262$88,524
134 ($554)$291$263$88,261
135 ($554)$291$264$87,997
136 ($554)$290$265$87,733
137 ($554)$289$265$87,467
138 ($554)$288$266$87,201
139 ($554)$287$267$86,934
140 ($554)$286$268$86,666
141 ($554)$285$269$86,397
142 ($554)$284$270$86,127
143 ($554)$284$271$85,856
144 ($554)$283$272$85,584
Year 13 - 145 ($554)$282$273$85,312
146 ($554)$281$273$85,038
147 ($554)$280$274$84,764
148 ($554)$279$275$84,489
149 ($554)$278$276$84,213
150 ($554)$277$277$83,936
151 ($554)$276$278$83,658
152 ($554)$275$279$83,379
153 ($554)$274$280$83,099
154 ($554)$274$281$82,818
155 ($554)$273$282$82,537
156 ($554)$272$283$82,254
Year 14 - 157 ($554)$271$284$81,971
158 ($554)$270$284$81,686
159 ($554)$269$285$81,401
160 ($554)$268$286$81,114
161 ($554)$267$287$80,827
162 ($554)$266$288$80,539
163 ($554)$265$289$80,250
164 ($554)$264$290$79,960
165 ($554)$263$291$79,669
166 ($554)$262$292$79,377
167 ($554)$261$293$79,084
168 ($554)$260$294$78,790
Year 15 - 169 ($554)$259$295$78,495
170 ($554)$258$296$78,199
171 ($554)$257$297$77,902
172 ($554)$256$298$77,604
173 ($554)$255$299$77,305
174 ($554)$254$300$77,006
175 ($554)$253$301$76,705
176 ($554)$252$302$76,403
177 ($554)$251$303$76,100
178 ($554)$250$304$75,796
179 ($554)$249$305$75,492
180 ($554)$248$306$75,186
Year 16 - 181 ($554)$247$307$74,879
182 ($554)$246$308$74,571
183 ($554)$245$309$74,263
184 ($554)$244$310$73,953
185 ($554)$243$311$73,642
186 ($554)$242$312$73,330
187 ($554)$241$313$73,017
188 ($554)$240$314$72,703
189 ($554)$239$315$72,388
190 ($554)$238$316$72,072
191 ($554)$237$317$71,755
192 ($554)$236$318$71,437
Year 17 - 193 ($554)$235$319$71,118
194 ($554)$234$320$70,798
195 ($554)$233$321$70,477
196 ($554)$232$322$70,155
197 ($554)$231$323$69,831
198 ($554)$230$324$69,507
199 ($554)$229$325$69,181
200 ($554)$228$327$68,855
201 ($554)$227$328$68,527
202 ($554)$226$329$68,199
203 ($554)$224$330$67,869
204 ($554)$223$331$67,538
Year 18 - 205 ($554)$222$332$67,206
206 ($554)$221$333$66,873
207 ($554)$220$334$66,539
208 ($554)$219$335$66,204
209 ($554)$218$336$65,867
210 ($554)$217$337$65,530
211 ($554)$216$339$65,191
212 ($554)$215$340$64,852
213 ($554)$213$341$64,511
214 ($554)$212$342$64,169
215 ($554)$211$343$63,826
216 ($554)$210$344$63,482
Year 19 - 217 ($554)$209$345$63,136
218 ($554)$208$346$62,790
219 ($554)$207$348$62,442
220 ($554)$206$349$62,094
221 ($554)$204$350$61,744
222 ($554)$203$351$61,393
223 ($554)$202$352$61,041
224 ($554)$201$353$60,687
225 ($554)$200$354$60,333
226 ($554)$199$356$59,977
227 ($554)$197$357$59,620
228 ($554)$196$358$59,262
Year 20 - 229 ($554)$195$359$58,903
230 ($554)$194$360$58,543
231 ($554)$193$362$58,181
232 ($554)$192$363$57,818
233 ($554)$190$364$57,454
234 ($554)$189$365$57,089
235 ($554)$188$366$56,723
236 ($554)$187$368$56,355
237 ($554)$186$369$55,987
238 ($554)$184$370$55,617
239 ($554)$183$371$55,245
240 ($554)$182$372$54,873
Year 21 - 241 ($554)$181$374$54,499
242 ($554)$179$375$54,125
243 ($554)$178$376$53,748
244 ($554)$177$377$53,371
245 ($554)$176$379$52,992
246 ($554)$174$380$52,613
247 ($554)$173$381$52,232
248 ($554)$172$382$51,849
249 ($554)$171$384$51,466
250 ($554)$169$385$51,081
251 ($554)$168$386$50,695
252 ($554)$167$387$50,307
Year 22 - 253 ($554)$166$389$49,919
254 ($554)$164$390$49,529
255 ($554)$163$391$49,137
256 ($554)$162$393$48,745
257 ($554)$160$394$48,351
258 ($554)$159$395$47,956
259 ($554)$158$396$47,560
260 ($554)$157$398$47,162
261 ($554)$155$399$46,763
262 ($554)$154$400$46,363
263 ($554)$153$402$45,961
264 ($554)$151$403$45,558
Year 23 - 265 ($554)$150$404$45,154
266 ($554)$149$406$44,748
267 ($554)$147$407$44,341
268 ($554)$146$408$43,933
269 ($554)$145$410$43,523
270 ($554)$143$411$43,112
271 ($554)$142$412$42,700
272 ($554)$141$414$42,286
273 ($554)$139$415$41,871
274 ($554)$138$416$41,455
275 ($554)$136$418$41,037
276 ($554)$135$419$40,618
Year 24 - 277 ($554)$134$421$40,197
278 ($554)$132$422$39,775
279 ($554)$131$423$39,352
280 ($554)$130$425$38,927
281 ($554)$128$426$38,501
282 ($554)$127$428$38,073
283 ($554)$125$429$37,644
284 ($554)$124$430$37,214
285 ($554)$122$432$36,782
286 ($554)$121$433$36,349
287 ($554)$120$435$35,915
288 ($554)$118$436$35,478
Year 25 - 289 ($554)$117$437$35,041
290 ($554)$115$439$34,602
291 ($554)$114$440$34,162
292 ($554)$112$442$33,720
293 ($554)$111$443$33,277
294 ($554)$110$445$32,832
295 ($554)$108$446$32,386
296 ($554)$107$448$31,938
297 ($554)$105$449$31,489
298 ($554)$104$451$31,038
299 ($554)$102$452$30,586
300 ($554)$101$454$30,133
Year 26 - 301 ($554)$99$455$29,678
302 ($554)$98$457$29,221
303 ($554)$96$458$28,763
304 ($554)$95$460$28,303
305 ($554)$93$461$27,842
306 ($554)$92$463$27,380
307 ($554)$90$464$26,916
308 ($554)$89$466$26,450
309 ($554)$87$467$25,983
310 ($554)$86$469$25,514
311 ($554)$84$470$25,044
312 ($554)$82$472$24,572
Year 27 - 313 ($554)$81$473$24,098
314 ($554)$79$475$23,624
315 ($554)$78$476$23,147
316 ($554)$76$478$22,669
317 ($554)$75$480$22,189
318 ($554)$73$481$21,708
319 ($554)$71$483$21,225
320 ($554)$70$484$20,741
321 ($554)$68$486$20,255
322 ($554)$67$488$19,767
323 ($554)$65$489$19,278
324 ($554)$63$491$18,787
Year 28 - 325 ($554)$62$492$18,295
326 ($554)$60$494$17,801
327 ($554)$59$496$17,305
328 ($554)$57$497$16,808
329 ($554)$55$499$16,309
330 ($554)$54$501$15,808
331 ($554)$52$502$15,306
332 ($554)$50$504$14,802
333 ($554)$49$506$14,297
334 ($554)$47$507$13,790
335 ($554)$45$509$13,281
336 ($554)$44$511$12,770
Year 29 - 337 ($554)$42$512$12,258
338 ($554)$40$514$11,744
339 ($554)$39$516$11,228
340 ($554)$37$517$10,711
341 ($554)$35$519$10,192
342 ($554)$34$521$9,671
343 ($554)$32$522$9,149
344 ($554)$30$524$8,625
345 ($554)$28$526$8,099
346 ($554)$27$528$7,571
347 ($554)$25$529$7,042
348 ($554)$23$531$6,511
Year 30 - 349 ($554)$21$533$5,978
350 ($554)$20$535$5,444
351 ($554)$18$536$4,907
352 ($554)$16$538$4,369
353 ($554)$14$540$3,829
354 ($554)$13$542$3,288
355 ($554)$11$543$2,744
356 ($554)$9$545$2,199
357 ($554)$7$547$1,652
358 ($554)$5$549$1,103
359 ($554)$4$551$552
360 ($554)$2$552$0
TOTALS$82,733$116,800$199,533

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.