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Mortgage Payment Schedule for a $146,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of September 21, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($29,200) may require pre-mortgage insurance


3.83% is current rate for 30-year fixed
3.13% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$546 360 $79,845 $196,645

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,169 or less (zip code: 20149)


NMLS #: 67717
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 66247 Cardinal Financial | State Lic #: MC-1825
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.773% | Rate: 3.750% | Fees: $690 | 30 day rate lock

$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.776% | Rate: 3.750% | Fees: $795 | 45 day rate lock

NMLS #: 7706
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 417490
$1,192 /mo
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30 yr fixed mtg, 0 points | APR: 3.990% | Rate: 3.990% | Fees: $0 | 30 day rate lock

NMLS #: 35959 | State Lic #: MC-2967
$1,499 /mo
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30 yr fixed mtg, 0 points | APR: 6.000% | Rate: 6.000% | Fees: $0 | 30 day rate lock

$1,194 /mo
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Next
30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $870 | 45 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $146,000
Down Payment $29,200$116,800
Year 1 - 1 ($546)$373$173$116,627
2 ($546)$372$174$116,453
3 ($546)$372$175$116,278
4 ($546)$371$175$116,103
5 ($546)$371$176$115,927
6 ($546)$370$176$115,751
7 ($546)$369$177$115,574
8 ($546)$369$177$115,397
9 ($546)$368$178$115,219
10 ($546)$368$178$115,040
11 ($546)$367$179$114,861
12 ($546)$367$180$114,682
Year 2 - 13 ($546)$366$180$114,501
14 ($546)$365$181$114,321
15 ($546)$365$181$114,139
16 ($546)$364$182$113,957
17 ($546)$364$183$113,775
18 ($546)$363$183$113,592
19 ($546)$363$184$113,408
20 ($546)$362$184$113,224
21 ($546)$361$185$113,039
22 ($546)$361$185$112,853
23 ($546)$360$186$112,667
24 ($546)$360$187$112,481
Year 3 - 25 ($546)$359$187$112,294
26 ($546)$358$188$112,106
27 ($546)$358$188$111,917
28 ($546)$357$189$111,728
29 ($546)$357$190$111,539
30 ($546)$356$190$111,348
31 ($546)$355$191$111,158
32 ($546)$355$191$110,966
33 ($546)$354$192$110,774
34 ($546)$354$193$110,581
35 ($546)$353$193$110,388
36 ($546)$352$194$110,194
Year 4 - 37 ($546)$352$195$110,000
38 ($546)$351$195$109,804
39 ($546)$350$196$109,609
40 ($546)$350$196$109,412
41 ($546)$349$197$109,215
42 ($546)$349$198$109,018
43 ($546)$348$198$108,819
44 ($546)$347$199$108,620
45 ($546)$347$200$108,421
46 ($546)$346$200$108,221
47 ($546)$345$201$108,020
48 ($546)$345$201$107,818
Year 5 - 49 ($546)$344$202$107,616
50 ($546)$343$203$107,413
51 ($546)$343$203$107,210
52 ($546)$342$204$107,006
53 ($546)$342$205$106,801
54 ($546)$341$205$106,596
55 ($546)$340$206$106,390
56 ($546)$340$207$106,183
57 ($546)$339$207$105,976
58 ($546)$338$208$105,768
59 ($546)$338$209$105,559
60 ($546)$337$209$105,350
Year 6 - 61 ($546)$336$210$105,140
62 ($546)$336$211$104,929
63 ($546)$335$211$104,718
64 ($546)$334$212$104,506
65 ($546)$334$213$104,293
66 ($546)$333$213$104,080
67 ($546)$332$214$103,866
68 ($546)$332$215$103,651
69 ($546)$331$215$103,436
70 ($546)$330$216$103,220
71 ($546)$329$217$103,003
72 ($546)$329$217$102,785
Year 7 - 73 ($546)$328$218$102,567
74 ($546)$327$219$102,348
75 ($546)$327$220$102,129
76 ($546)$326$220$101,908
77 ($546)$325$221$101,687
78 ($546)$325$222$101,466
79 ($546)$324$222$101,243
80 ($546)$323$223$101,020
81 ($546)$322$224$100,796
82 ($546)$322$225$100,572
83 ($546)$321$225$100,347
84 ($546)$320$226$100,121
Year 8 - 85 ($546)$320$227$99,894
86 ($546)$319$227$99,667
87 ($546)$318$228$99,439
88 ($546)$317$229$99,210
89 ($546)$317$230$98,980
90 ($546)$316$230$98,750
91 ($546)$315$231$98,519
92 ($546)$314$232$98,287
93 ($546)$314$233$98,054
94 ($546)$313$233$97,821
95 ($546)$312$234$97,587
96 ($546)$311$235$97,352
Year 9 - 97 ($546)$311$236$97,117
98 ($546)$310$236$96,880
99 ($546)$309$237$96,643
100 ($546)$308$238$96,406
101 ($546)$308$239$96,167
102 ($546)$307$239$95,928
103 ($546)$306$240$95,688
104 ($546)$305$241$95,447
105 ($546)$305$242$95,205
106 ($546)$304$242$94,963
107 ($546)$303$243$94,720
108 ($546)$302$244$94,476
Year 10 - 109 ($546)$302$245$94,231
110 ($546)$301$245$93,986
111 ($546)$300$246$93,739
112 ($546)$299$247$93,492
113 ($546)$298$248$93,245
114 ($546)$298$249$92,996
115 ($546)$297$249$92,747
116 ($546)$296$250$92,496
117 ($546)$295$251$92,245
118 ($546)$294$252$91,993
119 ($546)$294$253$91,741
120 ($546)$293$253$91,487
Year 11 - 121 ($546)$292$254$91,233
122 ($546)$291$255$90,978
123 ($546)$290$256$90,722
124 ($546)$290$257$90,466
125 ($546)$289$257$90,208
126 ($546)$288$258$89,950
127 ($546)$287$259$89,691
128 ($546)$286$260$89,431
129 ($546)$285$261$89,170
130 ($546)$285$262$88,908
131 ($546)$284$262$88,646
132 ($546)$283$263$88,382
Year 12 - 133 ($546)$282$264$88,118
134 ($546)$281$265$87,853
135 ($546)$280$266$87,587
136 ($546)$280$267$87,321
137 ($546)$279$268$87,053
138 ($546)$278$268$86,785
139 ($546)$277$269$86,516
140 ($546)$276$270$86,246
141 ($546)$275$271$85,975
142 ($546)$274$272$85,703
143 ($546)$274$273$85,430
144 ($546)$273$274$85,156
Year 13 - 145 ($546)$272$274$84,882
146 ($546)$271$275$84,607
147 ($546)$270$276$84,330
148 ($546)$269$277$84,053
149 ($546)$268$278$83,775
150 ($546)$267$279$83,497
151 ($546)$266$280$83,217
152 ($546)$266$281$82,936
153 ($546)$265$282$82,655
154 ($546)$264$282$82,372
155 ($546)$263$283$82,089
156 ($546)$262$284$81,805
Year 14 - 157 ($546)$261$285$81,520
158 ($546)$260$286$81,233
159 ($546)$259$287$80,947
160 ($546)$258$288$80,659
161 ($546)$257$289$80,370
162 ($546)$257$290$80,080
163 ($546)$256$291$79,789
164 ($546)$255$292$79,498
165 ($546)$254$293$79,205
166 ($546)$253$293$78,912
167 ($546)$252$294$78,618
168 ($546)$251$295$78,322
Year 15 - 169 ($546)$250$296$78,026
170 ($546)$249$297$77,729
171 ($546)$248$298$77,431
172 ($546)$247$299$77,132
173 ($546)$246$300$76,831
174 ($546)$245$301$76,530
175 ($546)$244$302$76,229
176 ($546)$243$303$75,926
177 ($546)$242$304$75,622
178 ($546)$241$305$75,317
179 ($546)$240$306$75,011
180 ($546)$239$307$74,704
Year 16 - 181 ($546)$238$308$74,396
182 ($546)$237$309$74,088
183 ($546)$236$310$73,778
184 ($546)$235$311$73,467
185 ($546)$234$312$73,155
186 ($546)$233$313$72,842
187 ($546)$232$314$72,529
188 ($546)$231$315$72,214
189 ($546)$230$316$71,898
190 ($546)$229$317$71,581
191 ($546)$228$318$71,264
192 ($546)$227$319$70,945
Year 17 - 193 ($546)$226$320$70,625
194 ($546)$225$321$70,304
195 ($546)$224$322$69,982
196 ($546)$223$323$69,660
197 ($546)$222$324$69,336
198 ($546)$221$325$69,011
199 ($546)$220$326$68,685
200 ($546)$219$327$68,358
201 ($546)$218$328$68,030
202 ($546)$217$329$67,701
203 ($546)$216$330$67,370
204 ($546)$215$331$67,039
Year 18 - 205 ($546)$214$332$66,707
206 ($546)$213$333$66,374
207 ($546)$212$334$66,039
208 ($546)$211$335$65,704
209 ($546)$210$337$65,367
210 ($546)$209$338$65,030
211 ($546)$208$339$64,691
212 ($546)$206$340$64,351
213 ($546)$205$341$64,010
214 ($546)$204$342$63,668
215 ($546)$203$343$63,325
216 ($546)$202$344$62,981
Year 19 - 217 ($546)$201$345$62,636
218 ($546)$200$346$62,290
219 ($546)$199$347$61,942
220 ($546)$198$349$61,594
221 ($546)$197$350$61,244
222 ($546)$195$351$60,893
223 ($546)$194$352$60,541
224 ($546)$193$353$60,188
225 ($546)$192$354$59,834
226 ($546)$191$355$59,479
227 ($546)$190$356$59,123
228 ($546)$189$358$58,765
Year 20 - 229 ($546)$188$359$58,406
230 ($546)$186$360$58,047
231 ($546)$185$361$57,686
232 ($546)$184$362$57,324
233 ($546)$183$363$56,960
234 ($546)$182$364$56,596
235 ($546)$181$366$56,230
236 ($546)$179$367$55,863
237 ($546)$178$368$55,496
238 ($546)$177$369$55,126
239 ($546)$176$370$54,756
240 ($546)$175$371$54,385
Year 21 - 241 ($546)$174$373$54,012
242 ($546)$172$374$53,638
243 ($546)$171$375$53,263
244 ($546)$170$376$52,887
245 ($546)$169$377$52,509
246 ($546)$168$379$52,131
247 ($546)$166$380$51,751
248 ($546)$165$381$51,370
249 ($546)$164$382$50,988
250 ($546)$163$383$50,604
251 ($546)$162$385$50,219
252 ($546)$160$386$49,833
Year 22 - 253 ($546)$159$387$49,446
254 ($546)$158$388$49,058
255 ($546)$157$390$48,668
256 ($546)$155$391$48,277
257 ($546)$154$392$47,885
258 ($546)$153$393$47,492
259 ($546)$152$395$47,097
260 ($546)$150$396$46,701
261 ($546)$149$397$46,304
262 ($546)$148$398$45,905
263 ($546)$147$400$45,506
264 ($546)$145$401$45,105
Year 23 - 265 ($546)$144$402$44,703
266 ($546)$143$404$44,299
267 ($546)$141$405$43,894
268 ($546)$140$406$43,488
269 ($546)$139$407$43,081
270 ($546)$137$409$42,672
271 ($546)$136$410$42,262
272 ($546)$135$411$41,850
273 ($546)$134$413$41,438
274 ($546)$132$414$41,024
275 ($546)$131$415$40,608
276 ($546)$130$417$40,192
Year 24 - 277 ($546)$128$418$39,774
278 ($546)$127$419$39,355
279 ($546)$126$421$38,934
280 ($546)$124$422$38,512
281 ($546)$123$423$38,089
282 ($546)$122$425$37,664
283 ($546)$120$426$37,238
284 ($546)$119$427$36,811
285 ($546)$117$429$36,382
286 ($546)$116$430$35,952
287 ($546)$115$431$35,520
288 ($546)$113$433$35,087
Year 25 - 289 ($546)$112$434$34,653
290 ($546)$111$436$34,217
291 ($546)$109$437$33,780
292 ($546)$108$438$33,342
293 ($546)$106$440$32,902
294 ($546)$105$441$32,461
295 ($546)$104$443$32,018
296 ($546)$102$444$31,574
297 ($546)$101$445$31,129
298 ($546)$99$447$30,682
299 ($546)$98$448$30,234
300 ($546)$96$450$29,784
Year 26 - 301 ($546)$95$451$29,333
302 ($546)$94$453$28,880
303 ($546)$92$454$28,426
304 ($546)$91$456$27,971
305 ($546)$89$457$27,514
306 ($546)$88$458$27,055
307 ($546)$86$460$26,595
308 ($546)$85$461$26,134
309 ($546)$83$463$25,671
310 ($546)$82$464$25,207
311 ($546)$80$466$24,741
312 ($546)$79$467$24,274
Year 27 - 313 ($546)$77$469$23,805
314 ($546)$76$470$23,335
315 ($546)$74$472$22,863
316 ($546)$73$473$22,390
317 ($546)$71$475$21,915
318 ($546)$70$476$21,439
319 ($546)$68$478$20,961
320 ($546)$67$479$20,482
321 ($546)$65$481$20,001
322 ($546)$64$482$19,518
323 ($546)$62$484$19,034
324 ($546)$61$485$18,549
Year 28 - 325 ($546)$59$487$18,062
326 ($546)$58$489$17,573
327 ($546)$56$490$17,083
328 ($546)$55$492$16,591
329 ($546)$53$493$16,098
330 ($546)$51$495$15,603
331 ($546)$50$496$15,107
332 ($546)$48$498$14,609
333 ($546)$47$500$14,109
334 ($546)$45$501$13,608
335 ($546)$43$503$13,105
336 ($546)$42$504$12,601
Year 29 - 337 ($546)$40$506$12,095
338 ($546)$39$508$11,587
339 ($546)$37$509$11,078
340 ($546)$35$511$10,567
341 ($546)$34$513$10,054
342 ($546)$32$514$9,540
343 ($546)$30$516$9,025
344 ($546)$29$517$8,507
345 ($546)$27$519$7,988
346 ($546)$25$521$7,467
347 ($546)$24$522$6,945
348 ($546)$22$524$6,421
Year 30 - 349 ($546)$20$526$5,895
350 ($546)$19$527$5,368
351 ($546)$17$529$4,839
352 ($546)$15$531$4,308
353 ($546)$14$532$3,775
354 ($546)$12$534$3,241
355 ($546)$10$536$2,705
356 ($546)$9$538$2,168
357 ($546)$7$539$1,628
358 ($546)$5$541$1,087
359 ($546)$3$543$544
360 ($546)$2$544$0
TOTALS$79,845$116,800$196,645

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.