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Mortgage Payment Schedule for a $150,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of July 20, 2017. Check LendingTree to see current rates from multiple lenders.

Mortgage Parameters


Less than 20% ($30,000) may require pre-mortgage insurance


3.96% is current rate for 30-year fixed
3.23% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$570 360 $85,248 $205,248

Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $150,000
Down Payment $30,000$120,000
Year 1 - 1 ($570)$396$174$119,826
2 ($570)$395$175$119,651
3 ($570)$395$175$119,476
4 ($570)$394$176$119,300
5 ($570)$394$176$119,124
6 ($570)$393$177$118,947
7 ($570)$393$178$118,769
8 ($570)$392$178$118,591
9 ($570)$391$179$118,412
10 ($570)$391$179$118,233
11 ($570)$390$180$118,053
12 ($570)$390$181$117,872
Year 2 - 13 ($570)$389$181$117,691
14 ($570)$388$182$117,509
15 ($570)$388$182$117,327
16 ($570)$387$183$117,144
17 ($570)$387$184$116,960
18 ($570)$386$184$116,776
19 ($570)$385$185$116,591
20 ($570)$385$185$116,406
21 ($570)$384$186$116,220
22 ($570)$384$187$116,033
23 ($570)$383$187$115,846
24 ($570)$382$188$115,658
Year 3 - 25 ($570)$382$188$115,470
26 ($570)$381$189$115,281
27 ($570)$380$190$115,091
28 ($570)$380$190$114,901
29 ($570)$379$191$114,710
30 ($570)$379$192$114,518
31 ($570)$378$192$114,326
32 ($570)$377$193$114,133
33 ($570)$377$193$113,940
34 ($570)$376$194$113,745
35 ($570)$375$195$113,551
36 ($570)$375$195$113,355
Year 4 - 37 ($570)$374$196$113,159
38 ($570)$373$197$112,962
39 ($570)$373$197$112,765
40 ($570)$372$198$112,567
41 ($570)$371$199$112,368
42 ($570)$371$199$112,169
43 ($570)$370$200$111,969
44 ($570)$369$201$111,768
45 ($570)$369$201$111,567
46 ($570)$368$202$111,365
47 ($570)$368$203$111,163
48 ($570)$367$203$110,959
Year 5 - 49 ($570)$366$204$110,755
50 ($570)$365$205$110,551
51 ($570)$365$205$110,345
52 ($570)$364$206$110,139
53 ($570)$363$207$109,933
54 ($570)$363$207$109,725
55 ($570)$362$208$109,517
56 ($570)$361$209$109,309
57 ($570)$361$209$109,099
58 ($570)$360$210$108,889
59 ($570)$359$211$108,678
60 ($570)$359$211$108,467
Year 6 - 61 ($570)$358$212$108,255
62 ($570)$357$213$108,042
63 ($570)$357$214$107,828
64 ($570)$356$214$107,614
65 ($570)$355$215$107,399
66 ($570)$354$216$107,183
67 ($570)$354$216$106,967
68 ($570)$353$217$106,749
69 ($570)$352$218$106,532
70 ($570)$352$219$106,313
71 ($570)$351$219$106,094
72 ($570)$350$220$105,874
Year 7 - 73 ($570)$349$221$105,653
74 ($570)$349$221$105,431
75 ($570)$348$222$105,209
76 ($570)$347$223$104,986
77 ($570)$346$224$104,763
78 ($570)$346$224$104,538
79 ($570)$345$225$104,313
80 ($570)$344$226$104,087
81 ($570)$343$227$103,860
82 ($570)$343$227$103,633
83 ($570)$342$228$103,405
84 ($570)$341$229$103,176
Year 8 - 85 ($570)$340$230$102,946
86 ($570)$340$230$102,716
87 ($570)$339$231$102,485
88 ($570)$338$232$102,253
89 ($570)$337$233$102,020
90 ($570)$337$233$101,787
91 ($570)$336$234$101,552
92 ($570)$335$235$101,317
93 ($570)$334$236$101,082
94 ($570)$334$237$100,845
95 ($570)$333$237$100,608
96 ($570)$332$238$100,370
Year 9 - 97 ($570)$331$239$100,131
98 ($570)$330$240$99,891
99 ($570)$330$240$99,651
100 ($570)$329$241$99,409
101 ($570)$328$242$99,167
102 ($570)$327$243$98,924
103 ($570)$326$244$98,681
104 ($570)$326$244$98,436
105 ($570)$325$245$98,191
106 ($570)$324$246$97,945
107 ($570)$323$247$97,698
108 ($570)$322$248$97,450
Year 10 - 109 ($570)$322$249$97,202
110 ($570)$321$249$96,952
111 ($570)$320$250$96,702
112 ($570)$319$251$96,451
113 ($570)$318$252$96,199
114 ($570)$317$253$95,946
115 ($570)$317$254$95,693
116 ($570)$316$254$95,439
117 ($570)$315$255$95,183
118 ($570)$314$256$94,927
119 ($570)$313$257$94,670
120 ($570)$312$258$94,413
Year 11 - 121 ($570)$312$259$94,154
122 ($570)$311$259$93,895
123 ($570)$310$260$93,634
124 ($570)$309$261$93,373
125 ($570)$308$262$93,111
126 ($570)$307$263$92,848
127 ($570)$306$264$92,585
128 ($570)$306$265$92,320
129 ($570)$305$265$92,055
130 ($570)$304$266$91,788
131 ($570)$303$267$91,521
132 ($570)$302$268$91,253
Year 12 - 133 ($570)$301$269$90,984
134 ($570)$300$270$90,714
135 ($570)$299$271$90,443
136 ($570)$298$272$90,172
137 ($570)$298$273$89,899
138 ($570)$297$273$89,626
139 ($570)$296$274$89,351
140 ($570)$295$275$89,076
141 ($570)$294$276$88,800
142 ($570)$293$277$88,523
143 ($570)$292$278$88,245
144 ($570)$291$279$87,966
Year 13 - 145 ($570)$290$280$87,686
146 ($570)$289$281$87,405
147 ($570)$288$282$87,123
148 ($570)$288$283$86,841
149 ($570)$287$284$86,557
150 ($570)$286$284$86,273
151 ($570)$285$285$85,987
152 ($570)$284$286$85,701
153 ($570)$283$287$85,414
154 ($570)$282$288$85,125
155 ($570)$281$289$84,836
156 ($570)$280$290$84,546
Year 14 - 157 ($570)$279$291$84,255
158 ($570)$278$292$83,963
159 ($570)$277$293$83,670
160 ($570)$276$294$83,376
161 ($570)$275$295$83,081
162 ($570)$274$296$82,785
163 ($570)$273$297$82,488
164 ($570)$272$298$82,190
165 ($570)$271$299$81,891
166 ($570)$270$300$81,591
167 ($570)$269$301$81,290
168 ($570)$268$302$80,988
Year 15 - 169 ($570)$267$303$80,685
170 ($570)$266$304$80,381
171 ($570)$265$305$80,077
172 ($570)$264$306$79,771
173 ($570)$263$307$79,464
174 ($570)$262$308$79,156
175 ($570)$261$309$78,847
176 ($570)$260$310$78,537
177 ($570)$259$311$78,226
178 ($570)$258$312$77,914
179 ($570)$257$313$77,601
180 ($570)$256$314$77,287
Year 16 - 181 ($570)$255$315$76,972
182 ($570)$254$316$76,656
183 ($570)$253$317$76,339
184 ($570)$252$318$76,020
185 ($570)$251$319$75,701
186 ($570)$250$320$75,381
187 ($570)$249$321$75,059
188 ($570)$248$322$74,737
189 ($570)$247$324$74,413
190 ($570)$246$325$74,089
191 ($570)$244$326$73,763
192 ($570)$243$327$73,437
Year 17 - 193 ($570)$242$328$73,109
194 ($570)$241$329$72,780
195 ($570)$240$330$72,450
196 ($570)$239$331$72,119
197 ($570)$238$332$71,787
198 ($570)$237$333$71,453
199 ($570)$236$334$71,119
200 ($570)$235$335$70,784
201 ($570)$234$337$70,447
202 ($570)$232$338$70,110
203 ($570)$231$339$69,771
204 ($570)$230$340$69,431
Year 18 - 205 ($570)$229$341$69,090
206 ($570)$228$342$68,748
207 ($570)$227$343$68,404
208 ($570)$226$344$68,060
209 ($570)$225$346$67,714
210 ($570)$223$347$67,368
211 ($570)$222$348$67,020
212 ($570)$221$349$66,671
213 ($570)$220$350$66,321
214 ($570)$219$351$65,970
215 ($570)$218$352$65,617
216 ($570)$217$354$65,264
Year 19 - 217 ($570)$215$355$64,909
218 ($570)$214$356$64,553
219 ($570)$213$357$64,196
220 ($570)$212$358$63,837
221 ($570)$211$359$63,478
222 ($570)$209$361$63,117
223 ($570)$208$362$62,756
224 ($570)$207$363$62,392
225 ($570)$206$364$62,028
226 ($570)$205$365$61,663
227 ($570)$203$367$61,296
228 ($570)$202$368$60,928
Year 20 - 229 ($570)$201$369$60,559
230 ($570)$200$370$60,189
231 ($570)$199$372$59,817
232 ($570)$197$373$59,445
233 ($570)$196$374$59,071
234 ($570)$195$375$58,696
235 ($570)$194$376$58,319
236 ($570)$192$378$57,941
237 ($570)$191$379$57,562
238 ($570)$190$380$57,182
239 ($570)$189$381$56,801
240 ($570)$187$383$56,418
Year 21 - 241 ($570)$186$384$56,034
242 ($570)$185$385$55,649
243 ($570)$184$386$55,262
244 ($570)$182$388$54,875
245 ($570)$181$389$54,486
246 ($570)$180$390$54,095
247 ($570)$179$392$53,704
248 ($570)$177$393$53,311
249 ($570)$176$394$52,917
250 ($570)$175$396$52,521
251 ($570)$173$397$52,124
252 ($570)$172$398$51,726
Year 22 - 253 ($570)$171$399$51,327
254 ($570)$169$401$50,926
255 ($570)$168$402$50,524
256 ($570)$167$403$50,120
257 ($570)$165$405$49,716
258 ($570)$164$406$49,310
259 ($570)$163$407$48,902
260 ($570)$161$409$48,493
261 ($570)$160$410$48,083
262 ($570)$159$411$47,672
263 ($570)$157$413$47,259
264 ($570)$156$414$46,845
Year 23 - 265 ($570)$155$416$46,429
266 ($570)$153$417$46,012
267 ($570)$152$418$45,594
268 ($570)$150$420$45,175
269 ($570)$149$421$44,753
270 ($570)$148$422$44,331
271 ($570)$146$424$43,907
272 ($570)$145$425$43,482
273 ($570)$143$427$43,055
274 ($570)$142$428$42,627
275 ($570)$141$429$42,198
276 ($570)$139$431$41,767
Year 24 - 277 ($570)$138$432$41,335
278 ($570)$136$434$40,901
279 ($570)$135$435$40,466
280 ($570)$134$437$40,029
281 ($570)$132$438$39,591
282 ($570)$131$439$39,152
283 ($570)$129$441$38,711
284 ($570)$128$442$38,268
285 ($570)$126$444$37,824
286 ($570)$125$445$37,379
287 ($570)$123$447$36,932
288 ($570)$122$448$36,484
Year 25 - 289 ($570)$120$450$36,034
290 ($570)$119$451$35,583
291 ($570)$117$453$35,130
292 ($570)$116$454$34,676
293 ($570)$114$456$34,220
294 ($570)$113$457$33,763
295 ($570)$111$459$33,305
296 ($570)$110$460$32,844
297 ($570)$108$462$32,383
298 ($570)$107$463$31,919
299 ($570)$105$465$31,454
300 ($570)$104$466$30,988
Year 26 - 301 ($570)$102$468$30,520
302 ($570)$101$469$30,051
303 ($570)$99$471$29,580
304 ($570)$98$473$29,107
305 ($570)$96$474$28,633
306 ($570)$94$476$28,158
307 ($570)$93$477$27,680
308 ($570)$91$479$27,202
309 ($570)$90$480$26,721
310 ($570)$88$482$26,239
311 ($570)$87$484$25,756
312 ($570)$85$485$25,271
Year 27 - 313 ($570)$83$487$24,784
314 ($570)$82$488$24,296
315 ($570)$80$490$23,806
316 ($570)$79$492$23,314
317 ($570)$77$493$22,821
318 ($570)$75$495$22,326
319 ($570)$74$496$21,830
320 ($570)$72$498$21,331
321 ($570)$70$500$20,832
322 ($570)$69$501$20,330
323 ($570)$67$503$19,827
324 ($570)$65$505$19,323
Year 28 - 325 ($570)$64$506$18,816
326 ($570)$62$508$18,308
327 ($570)$60$510$17,798
328 ($570)$59$511$17,287
329 ($570)$57$513$16,774
330 ($570)$55$515$16,259
331 ($570)$54$516$15,743
332 ($570)$52$518$15,224
333 ($570)$50$520$14,705
334 ($570)$49$522$14,183
335 ($570)$47$523$13,660
336 ($570)$45$525$13,135
Year 29 - 337 ($570)$43$527$12,608
338 ($570)$42$529$12,079
339 ($570)$40$530$11,549
340 ($570)$38$532$11,017
341 ($570)$36$534$10,483
342 ($570)$35$536$9,948
343 ($570)$33$537$9,410
344 ($570)$31$539$8,871
345 ($570)$29$541$8,330
346 ($570)$27$543$7,788
347 ($570)$26$544$7,243
348 ($570)$24$546$6,697
Year 30 - 349 ($570)$22$548$6,149
350 ($570)$20$550$5,599
351 ($570)$18$552$5,048
352 ($570)$17$553$4,494
353 ($570)$15$555$3,939
354 ($570)$13$557$3,382
355 ($570)$11$559$2,823
356 ($570)$9$561$2,262
357 ($570)$7$563$1,699
358 ($570)$6$565$1,135
359 ($570)$4$566$568
360 ($570)$2$568$0
TOTALS$85,248$120,000$205,248

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.