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Mortgage Payment Schedule for a $150,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of May 18, 2017. Check Lending Tree to see current rates from multiple lenders.

Mortgage Parameters


Less than 20% ($30,000) may require pre-mortgage insurance


4.02% is current rate for 30-year fixed
3.27% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$574 360 $86,742 $206,742

Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $150,000
Down Payment $30,000$120,000
Year 1 - 1 ($574)$402$172$119,828
2 ($574)$401$173$119,655
3 ($574)$401$173$119,481
4 ($574)$400$174$119,307
5 ($574)$400$175$119,133
6 ($574)$399$175$118,958
7 ($574)$399$176$118,782
8 ($574)$398$176$118,605
9 ($574)$397$177$118,429
10 ($574)$397$178$118,251
11 ($574)$396$178$118,073
12 ($574)$396$179$117,894
Year 2 - 13 ($574)$395$179$117,715
14 ($574)$394$180$117,535
15 ($574)$394$181$117,354
16 ($574)$393$181$117,173
17 ($574)$393$182$116,991
18 ($574)$392$182$116,809
19 ($574)$391$183$116,626
20 ($574)$391$184$116,442
21 ($574)$390$184$116,258
22 ($574)$389$185$116,073
23 ($574)$389$185$115,888
24 ($574)$388$186$115,702
Year 3 - 25 ($574)$388$187$115,515
26 ($574)$387$187$115,328
27 ($574)$386$188$115,140
28 ($574)$386$189$114,951
29 ($574)$385$189$114,762
30 ($574)$384$190$114,572
31 ($574)$384$190$114,382
32 ($574)$383$191$114,191
33 ($574)$383$192$113,999
34 ($574)$382$192$113,807
35 ($574)$381$193$113,614
36 ($574)$381$194$113,420
Year 4 - 37 ($574)$380$194$113,226
38 ($574)$379$195$113,031
39 ($574)$379$196$112,835
40 ($574)$378$196$112,639
41 ($574)$377$197$112,442
42 ($574)$377$198$112,244
43 ($574)$376$198$112,046
44 ($574)$375$199$111,847
45 ($574)$375$200$111,647
46 ($574)$374$200$111,447
47 ($574)$373$201$111,246
48 ($574)$373$202$111,045
Year 5 - 49 ($574)$372$202$110,842
50 ($574)$371$203$110,639
51 ($574)$371$204$110,436
52 ($574)$370$204$110,231
53 ($574)$369$205$110,026
54 ($574)$369$206$109,821
55 ($574)$368$206$109,614
56 ($574)$367$207$109,407
57 ($574)$367$208$109,200
58 ($574)$366$208$108,991
59 ($574)$365$209$108,782
60 ($574)$364$210$108,572
Year 6 - 61 ($574)$364$211$108,361
62 ($574)$363$211$108,150
63 ($574)$362$212$107,938
64 ($574)$362$213$107,726
65 ($574)$361$213$107,512
66 ($574)$360$214$107,298
67 ($574)$359$215$107,083
68 ($574)$359$216$106,868
69 ($574)$358$216$106,651
70 ($574)$357$217$106,434
71 ($574)$357$218$106,217
72 ($574)$356$218$105,998
Year 7 - 73 ($574)$355$219$105,779
74 ($574)$354$220$105,559
75 ($574)$354$221$105,338
76 ($574)$353$221$105,117
77 ($574)$352$222$104,895
78 ($574)$351$223$104,672
79 ($574)$351$224$104,448
80 ($574)$350$224$104,224
81 ($574)$349$225$103,999
82 ($574)$348$226$103,773
83 ($574)$348$227$103,546
84 ($574)$347$227$103,319
Year 8 - 85 ($574)$346$228$103,091
86 ($574)$345$229$102,862
87 ($574)$345$230$102,632
88 ($574)$344$230$102,402
89 ($574)$343$231$102,170
90 ($574)$342$232$101,938
91 ($574)$341$233$101,706
92 ($574)$341$234$101,472
93 ($574)$340$234$101,238
94 ($574)$339$235$101,003
95 ($574)$338$236$100,767
96 ($574)$338$237$100,530
Year 9 - 97 ($574)$337$238$100,292
98 ($574)$336$238$100,054
99 ($574)$335$239$99,815
100 ($574)$334$240$99,575
101 ($574)$334$241$99,334
102 ($574)$333$242$99,093
103 ($574)$332$242$98,851
104 ($574)$331$243$98,607
105 ($574)$330$244$98,363
106 ($574)$330$245$98,119
107 ($574)$329$246$97,873
108 ($574)$328$246$97,627
Year 10 - 109 ($574)$327$247$97,379
110 ($574)$326$248$97,131
111 ($574)$325$249$96,883
112 ($574)$325$250$96,633
113 ($574)$324$251$96,382
114 ($574)$323$251$96,131
115 ($574)$322$252$95,879
116 ($574)$321$253$95,625
117 ($574)$320$254$95,372
118 ($574)$319$255$95,117
119 ($574)$319$256$94,861
120 ($574)$318$256$94,605
Year 11 - 121 ($574)$317$257$94,347
122 ($574)$316$258$94,089
123 ($574)$315$259$93,830
124 ($574)$314$260$93,570
125 ($574)$313$261$93,309
126 ($574)$313$262$93,047
127 ($574)$312$263$92,785
128 ($574)$311$263$92,521
129 ($574)$310$264$92,257
130 ($574)$309$265$91,992
131 ($574)$308$266$91,726
132 ($574)$307$267$91,459
Year 12 - 133 ($574)$306$268$91,191
134 ($574)$305$269$90,922
135 ($574)$305$270$90,652
136 ($574)$304$271$90,382
137 ($574)$303$272$90,110
138 ($574)$302$272$89,838
139 ($574)$301$273$89,565
140 ($574)$300$274$89,290
141 ($574)$299$275$89,015
142 ($574)$298$276$88,739
143 ($574)$297$277$88,462
144 ($574)$296$278$88,184
Year 13 - 145 ($574)$295$279$87,905
146 ($574)$294$280$87,625
147 ($574)$294$281$87,345
148 ($574)$293$282$87,063
149 ($574)$292$283$86,780
150 ($574)$291$284$86,497
151 ($574)$290$285$86,212
152 ($574)$289$285$85,927
153 ($574)$288$286$85,640
154 ($574)$287$287$85,353
155 ($574)$286$288$85,065
156 ($574)$285$289$84,775
Year 14 - 157 ($574)$284$290$84,485
158 ($574)$283$291$84,194
159 ($574)$282$292$83,902
160 ($574)$281$293$83,608
161 ($574)$280$294$83,314
162 ($574)$279$295$83,019
163 ($574)$278$296$82,723
164 ($574)$277$297$82,426
165 ($574)$276$298$82,128
166 ($574)$275$299$81,828
167 ($574)$274$300$81,528
168 ($574)$273$301$81,227
Year 15 - 169 ($574)$272$302$80,925
170 ($574)$271$303$80,622
171 ($574)$270$304$80,318
172 ($574)$269$305$80,012
173 ($574)$268$306$79,706
174 ($574)$267$307$79,399
175 ($574)$266$308$79,090
176 ($574)$265$309$78,781
177 ($574)$264$310$78,471
178 ($574)$263$311$78,159
179 ($574)$262$312$77,847
180 ($574)$261$313$77,533
Year 16 - 181 ($574)$260$315$77,219
182 ($574)$259$316$76,903
183 ($574)$258$317$76,587
184 ($574)$257$318$76,269
185 ($574)$256$319$75,950
186 ($574)$254$320$75,630
187 ($574)$253$321$75,309
188 ($574)$252$322$74,987
189 ($574)$251$323$74,664
190 ($574)$250$324$74,340
191 ($574)$249$325$74,015
192 ($574)$248$326$73,689
Year 17 - 193 ($574)$247$327$73,361
194 ($574)$246$329$73,033
195 ($574)$245$330$72,703
196 ($574)$244$331$72,372
197 ($574)$242$332$72,040
198 ($574)$241$333$71,707
199 ($574)$240$334$71,373
200 ($574)$239$335$71,038
201 ($574)$238$336$70,702
202 ($574)$237$337$70,364
203 ($574)$236$339$70,026
204 ($574)$235$340$69,686
Year 18 - 205 ($574)$233$341$69,345
206 ($574)$232$342$69,003
207 ($574)$231$343$68,660
208 ($574)$230$344$68,316
209 ($574)$229$345$67,971
210 ($574)$228$347$67,624
211 ($574)$227$348$67,276
212 ($574)$225$349$66,927
213 ($574)$224$350$66,577
214 ($574)$223$351$66,226
215 ($574)$222$352$65,874
216 ($574)$221$354$65,520
Year 19 - 217 ($574)$219$355$65,165
218 ($574)$218$356$64,809
219 ($574)$217$357$64,452
220 ($574)$216$358$64,094
221 ($574)$215$360$63,734
222 ($574)$214$361$63,373
223 ($574)$212$362$63,011
224 ($574)$211$363$62,648
225 ($574)$210$364$62,284
226 ($574)$209$366$61,918
227 ($574)$207$367$61,551
228 ($574)$206$368$61,183
Year 20 - 229 ($574)$205$369$60,814
230 ($574)$204$371$60,443
231 ($574)$202$372$60,072
232 ($574)$201$373$59,698
233 ($574)$200$374$59,324
234 ($574)$199$376$58,949
235 ($574)$197$377$58,572
236 ($574)$196$378$58,194
237 ($574)$195$379$57,814
238 ($574)$194$381$57,434
239 ($574)$192$382$57,052
240 ($574)$191$383$56,669
Year 21 - 241 ($574)$190$384$56,284
242 ($574)$189$386$55,899
243 ($574)$187$387$55,512
244 ($574)$186$388$55,123
245 ($574)$185$390$54,734
246 ($574)$183$391$54,343
247 ($574)$182$392$53,951
248 ($574)$181$394$53,557
249 ($574)$179$395$53,162
250 ($574)$178$396$52,766
251 ($574)$177$398$52,368
252 ($574)$175$399$51,970
Year 22 - 253 ($574)$174$400$51,569
254 ($574)$173$402$51,168
255 ($574)$171$403$50,765
256 ($574)$170$404$50,361
257 ($574)$169$406$49,955
258 ($574)$167$407$49,548
259 ($574)$166$408$49,140
260 ($574)$165$410$48,730
261 ($574)$163$411$48,319
262 ($574)$162$412$47,907
263 ($574)$160$414$47,493
264 ($574)$159$415$47,078
Year 23 - 265 ($574)$158$417$46,661
266 ($574)$156$418$46,243
267 ($574)$155$419$45,824
268 ($574)$154$421$45,403
269 ($574)$152$422$44,981
270 ($574)$151$424$44,557
271 ($574)$149$425$44,132
272 ($574)$148$426$43,706
273 ($574)$146$428$43,278
274 ($574)$145$429$42,849
275 ($574)$144$431$42,418
276 ($574)$142$432$41,986
Year 24 - 277 ($574)$141$434$41,552
278 ($574)$139$435$41,117
279 ($574)$138$437$40,681
280 ($574)$136$438$40,243
281 ($574)$135$439$39,803
282 ($574)$133$441$39,362
283 ($574)$132$442$38,920
284 ($574)$130$444$38,476
285 ($574)$129$445$38,030
286 ($574)$127$447$37,584
287 ($574)$126$448$37,135
288 ($574)$124$450$36,685
Year 25 - 289 ($574)$123$451$36,234
290 ($574)$121$453$35,781
291 ($574)$120$454$35,327
292 ($574)$118$456$34,871
293 ($574)$117$457$34,413
294 ($574)$115$459$33,954
295 ($574)$114$461$33,494
296 ($574)$112$462$33,032
297 ($574)$111$464$32,568
298 ($574)$109$465$32,103
299 ($574)$108$467$31,636
300 ($574)$106$468$31,168
Year 26 - 301 ($574)$104$470$30,698
302 ($574)$103$471$30,226
303 ($574)$101$473$29,753
304 ($574)$100$475$29,279
305 ($574)$98$476$28,803
306 ($574)$96$478$28,325
307 ($574)$95$479$27,845
308 ($574)$93$481$27,364
309 ($574)$92$483$26,882
310 ($574)$90$484$26,398
311 ($574)$88$486$25,912
312 ($574)$87$487$25,424
Year 27 - 313 ($574)$85$489$24,935
314 ($574)$84$491$24,444
315 ($574)$82$492$23,952
316 ($574)$80$494$23,458
317 ($574)$79$496$22,962
318 ($574)$77$497$22,465
319 ($574)$75$499$21,966
320 ($574)$74$501$21,465
321 ($574)$72$502$20,963
322 ($574)$70$504$20,459
323 ($574)$69$506$19,953
324 ($574)$67$507$19,446
Year 28 - 325 ($574)$65$509$18,936
326 ($574)$63$511$18,426
327 ($574)$62$513$17,913
328 ($574)$60$514$17,399
329 ($574)$58$516$16,883
330 ($574)$57$518$16,365
331 ($574)$55$519$15,846
332 ($574)$53$521$15,324
333 ($574)$51$523$14,801
334 ($574)$50$525$14,277
335 ($574)$48$526$13,750
336 ($574)$46$528$13,222
Year 29 - 337 ($574)$44$530$12,692
338 ($574)$43$532$12,160
339 ($574)$41$534$11,627
340 ($574)$39$535$11,091
341 ($574)$37$537$10,554
342 ($574)$35$539$10,015
343 ($574)$34$541$9,475
344 ($574)$32$543$8,932
345 ($574)$30$544$8,388
346 ($574)$28$546$7,842
347 ($574)$26$548$7,294
348 ($574)$24$550$6,744
Year 30 - 349 ($574)$23$552$6,192
350 ($574)$21$554$5,638
351 ($574)$19$555$5,083
352 ($574)$17$557$4,526
353 ($574)$15$559$3,967
354 ($574)$13$561$3,406
355 ($574)$11$563$2,843
356 ($574)$10$565$2,278
357 ($574)$8$567$1,711
358 ($574)$6$569$1,143
359 ($574)$4$570$572
360 ($574)$2$572$0
TOTALS$86,742$120,000$206,742

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.