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Mortgage Payment Schedule for a $150,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of September 21, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($30,000) may require pre-mortgage insurance


3.83% is current rate for 30-year fixed
3.13% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$561 360 $82,032 $202,032

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,169 or less (zip code: 20149)


NMLS #: 1838 | State Lic #: MC-4344
$1,140 /mo
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30 yr fixed mtg, 0 points | APR: 3.626% | Rate: 3.625% | Fees: $40 | 30 day rate lock

NMLS #: 134407 | State Lic #: MC-5378
$1,140 /mo
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30 yr fixed mtg, 0 points | APR: 3.641% | Rate: 3.625% | Fees: $495 | 45 day rate lock

NMLS #: 790396
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 244476 | State Lic #: MC-5877
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 7706
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 66247 Cardinal Financial | State Lic #: MC-1825
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 258821
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 2258 | State Lic #: MC-4673
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.780% | Rate: 3.750% | Fees: $928 | 30 day rate lock

NMLS #: 67717
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $870 | 45 day rate lock

NMLS #: 35959 | State Lic #: MC-2967
$1,499 /mo
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30 yr fixed mtg, 0 points | APR: 6.000% | Rate: 6.000% | Fees: $0 | 30 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $150,000
Down Payment $30,000$120,000
Year 1 - 1 ($561)$383$178$119,822
2 ($561)$382$179$119,643
3 ($561)$382$179$119,464
4 ($561)$381$180$119,284
5 ($561)$381$180$119,103
6 ($561)$380$181$118,922
7 ($561)$380$182$118,741
8 ($561)$379$182$118,558
9 ($561)$378$183$118,376
10 ($561)$378$183$118,192
11 ($561)$377$184$118,008
12 ($561)$377$185$117,824
Year 2 - 13 ($561)$376$185$117,639
14 ($561)$375$186$117,453
15 ($561)$375$186$117,266
16 ($561)$374$187$117,080
17 ($561)$374$188$116,892
18 ($561)$373$188$116,704
19 ($561)$372$189$116,515
20 ($561)$372$189$116,326
21 ($561)$371$190$116,136
22 ($561)$371$191$115,945
23 ($561)$370$191$115,754
24 ($561)$369$192$115,562
Year 3 - 25 ($561)$369$192$115,370
26 ($561)$368$193$115,177
27 ($561)$368$194$114,984
28 ($561)$367$194$114,789
29 ($561)$366$195$114,595
30 ($561)$366$195$114,399
31 ($561)$365$196$114,203
32 ($561)$364$197$114,006
33 ($561)$364$197$113,809
34 ($561)$363$198$113,611
35 ($561)$363$199$113,412
36 ($561)$362$199$113,213
Year 4 - 37 ($561)$361$200$113,013
38 ($561)$361$200$112,813
39 ($561)$360$201$112,612
40 ($561)$359$202$112,410
41 ($561)$359$202$112,207
42 ($561)$358$203$112,004
43 ($561)$357$204$111,801
44 ($561)$357$204$111,596
45 ($561)$356$205$111,391
46 ($561)$356$206$111,186
47 ($561)$355$206$110,979
48 ($561)$354$207$110,772
Year 5 - 49 ($561)$354$208$110,565
50 ($561)$353$208$110,356
51 ($561)$352$209$110,147
52 ($561)$352$210$109,938
53 ($561)$351$210$109,727
54 ($561)$350$211$109,516
55 ($561)$350$212$109,305
56 ($561)$349$212$109,092
57 ($561)$348$213$108,879
58 ($561)$348$214$108,666
59 ($561)$347$214$108,451
60 ($561)$346$215$108,236
Year 6 - 61 ($561)$345$216$108,020
62 ($561)$345$216$107,804
63 ($561)$344$217$107,587
64 ($561)$343$218$107,369
65 ($561)$343$219$107,151
66 ($561)$342$219$106,931
67 ($561)$341$220$106,711
68 ($561)$341$221$106,491
69 ($561)$340$221$106,270
70 ($561)$339$222$106,048
71 ($561)$338$223$105,825
72 ($561)$338$223$105,601
Year 7 - 73 ($561)$337$224$105,377
74 ($561)$336$225$105,152
75 ($561)$336$226$104,927
76 ($561)$335$226$104,700
77 ($561)$334$227$104,473
78 ($561)$333$228$104,246
79 ($561)$333$228$104,017
80 ($561)$332$229$103,788
81 ($561)$331$230$103,558
82 ($561)$331$231$103,327
83 ($561)$330$231$103,096
84 ($561)$329$232$102,864
Year 8 - 85 ($561)$328$233$102,631
86 ($561)$328$234$102,397
87 ($561)$327$234$102,163
88 ($561)$326$235$101,928
89 ($561)$325$236$101,692
90 ($561)$325$237$101,455
91 ($561)$324$237$101,218
92 ($561)$323$238$100,980
93 ($561)$322$239$100,741
94 ($561)$322$240$100,501
95 ($561)$321$240$100,261
96 ($561)$320$241$100,019
Year 9 - 97 ($561)$319$242$99,777
98 ($561)$318$243$99,535
99 ($561)$318$244$99,291
100 ($561)$317$244$99,047
101 ($561)$316$245$98,802
102 ($561)$315$246$98,556
103 ($561)$315$247$98,309
104 ($561)$314$247$98,062
105 ($561)$313$248$97,814
106 ($561)$312$249$97,565
107 ($561)$311$250$97,315
108 ($561)$311$251$97,064
Year 10 - 109 ($561)$310$251$96,813
110 ($561)$309$252$96,561
111 ($561)$308$253$96,308
112 ($561)$307$254$96,054
113 ($561)$307$255$95,799
114 ($561)$306$255$95,544
115 ($561)$305$256$95,288
116 ($561)$304$257$95,030
117 ($561)$303$258$94,773
118 ($561)$302$259$94,514
119 ($561)$302$260$94,254
120 ($561)$301$260$93,994
Year 11 - 121 ($561)$300$261$93,733
122 ($561)$299$262$93,471
123 ($561)$298$263$93,208
124 ($561)$297$264$92,944
125 ($561)$297$265$92,680
126 ($561)$296$265$92,414
127 ($561)$295$266$92,148
128 ($561)$294$267$91,881
129 ($561)$293$268$91,613
130 ($561)$292$269$91,344
131 ($561)$292$270$91,074
132 ($561)$291$271$90,804
Year 12 - 133 ($561)$290$271$90,532
134 ($561)$289$272$90,260
135 ($561)$288$273$89,987
136 ($561)$287$274$89,713
137 ($561)$286$275$89,438
138 ($561)$285$276$89,163
139 ($561)$285$277$88,886
140 ($561)$284$278$88,608
141 ($561)$283$278$88,330
142 ($561)$282$279$88,051
143 ($561)$281$280$87,771
144 ($561)$280$281$87,489
Year 13 - 145 ($561)$279$282$87,208
146 ($561)$278$283$86,925
147 ($561)$277$284$86,641
148 ($561)$277$285$86,356
149 ($561)$276$286$86,071
150 ($561)$275$286$85,784
151 ($561)$274$287$85,497
152 ($561)$273$288$85,208
153 ($561)$272$289$84,919
154 ($561)$271$290$84,629
155 ($561)$270$291$84,338
156 ($561)$269$292$84,046
Year 14 - 157 ($561)$268$293$83,753
158 ($561)$267$294$83,459
159 ($561)$266$295$83,164
160 ($561)$265$296$82,868
161 ($561)$264$297$82,572
162 ($561)$264$298$82,274
163 ($561)$263$299$81,975
164 ($561)$262$300$81,676
165 ($561)$261$301$81,375
166 ($561)$260$301$81,074
167 ($561)$259$302$80,771
168 ($561)$258$303$80,468
Year 15 - 169 ($561)$257$304$80,164
170 ($561)$256$305$79,858
171 ($561)$255$306$79,552
172 ($561)$254$307$79,245
173 ($561)$253$308$78,936
174 ($561)$252$309$78,627
175 ($561)$251$310$78,317
176 ($561)$250$311$78,006
177 ($561)$249$312$77,693
178 ($561)$248$313$77,380
179 ($561)$247$314$77,066
180 ($561)$246$315$76,751
Year 16 - 181 ($561)$245$316$76,435
182 ($561)$244$317$76,117
183 ($561)$243$318$75,799
184 ($561)$242$319$75,480
185 ($561)$241$320$75,159
186 ($561)$240$321$74,838
187 ($561)$239$322$74,516
188 ($561)$238$323$74,192
189 ($561)$237$324$73,868
190 ($561)$236$325$73,543
191 ($561)$235$326$73,216
192 ($561)$234$328$72,889
Year 17 - 193 ($561)$233$329$72,560
194 ($561)$232$330$72,230
195 ($561)$231$331$71,900
196 ($561)$229$332$71,568
197 ($561)$228$333$71,235
198 ($561)$227$334$70,901
199 ($561)$226$335$70,567
200 ($561)$225$336$70,231
201 ($561)$224$337$69,894
202 ($561)$223$338$69,555
203 ($561)$222$339$69,216
204 ($561)$221$340$68,876
Year 18 - 205 ($561)$220$341$68,535
206 ($561)$219$342$68,192
207 ($561)$218$344$67,849
208 ($561)$217$345$67,504
209 ($561)$215$346$67,158
210 ($561)$214$347$66,811
211 ($561)$213$348$66,463
212 ($561)$212$349$66,114
213 ($561)$211$350$65,764
214 ($561)$210$351$65,413
215 ($561)$209$352$65,060
216 ($561)$208$354$64,707
Year 19 - 217 ($561)$207$355$64,352
218 ($561)$205$356$63,996
219 ($561)$204$357$63,639
220 ($561)$203$358$63,281
221 ($561)$202$359$62,922
222 ($561)$201$360$62,562
223 ($561)$200$362$62,200
224 ($561)$199$363$61,837
225 ($561)$197$364$61,474
226 ($561)$196$365$61,109
227 ($561)$195$366$60,742
228 ($561)$194$367$60,375
Year 20 - 229 ($561)$193$369$60,007
230 ($561)$192$370$59,637
231 ($561)$190$371$59,266
232 ($561)$189$372$58,894
233 ($561)$188$373$58,521
234 ($561)$187$374$58,146
235 ($561)$186$376$57,771
236 ($561)$184$377$57,394
237 ($561)$183$378$57,016
238 ($561)$182$379$56,637
239 ($561)$181$380$56,256
240 ($561)$180$382$55,875
Year 21 - 241 ($561)$178$383$55,492
242 ($561)$177$384$55,108
243 ($561)$176$385$54,722
244 ($561)$175$387$54,336
245 ($561)$173$388$53,948
246 ($561)$172$389$53,559
247 ($561)$171$390$53,169
248 ($561)$170$392$52,777
249 ($561)$168$393$52,385
250 ($561)$167$394$51,991
251 ($561)$166$395$51,595
252 ($561)$165$397$51,199
Year 22 - 253 ($561)$163$398$50,801
254 ($561)$162$399$50,402
255 ($561)$161$400$50,002
256 ($561)$160$402$49,600
257 ($561)$158$403$49,197
258 ($561)$157$404$48,793
259 ($561)$156$405$48,387
260 ($561)$154$407$47,981
261 ($561)$153$408$47,573
262 ($561)$152$409$47,163
263 ($561)$151$411$46,753
264 ($561)$149$412$46,341
Year 23 - 265 ($561)$148$413$45,927
266 ($561)$147$415$45,513
267 ($561)$145$416$45,097
268 ($561)$144$417$44,679
269 ($561)$143$419$44,261
270 ($561)$141$420$43,841
271 ($561)$140$421$43,420
272 ($561)$139$423$42,997
273 ($561)$137$424$42,573
274 ($561)$136$425$42,148
275 ($561)$135$427$41,721
276 ($561)$133$428$41,293
Year 24 - 277 ($561)$132$429$40,864
278 ($561)$130$431$40,433
279 ($561)$129$432$40,001
280 ($561)$128$434$39,567
281 ($561)$126$435$39,132
282 ($561)$125$436$38,696
283 ($561)$124$438$38,258
284 ($561)$122$439$37,819
285 ($561)$121$440$37,379
286 ($561)$119$442$36,937
287 ($561)$118$443$36,493
288 ($561)$116$445$36,049
Year 25 - 289 ($561)$115$446$35,603
290 ($561)$114$448$35,155
291 ($561)$112$449$34,706
292 ($561)$111$450$34,256
293 ($561)$109$452$33,804
294 ($561)$108$453$33,350
295 ($561)$106$455$32,896
296 ($561)$105$456$32,439
297 ($561)$104$458$31,982
298 ($561)$102$459$31,523
299 ($561)$101$461$31,062
300 ($561)$99$462$30,600
Year 26 - 301 ($561)$98$464$30,136
302 ($561)$96$465$29,671
303 ($561)$95$466$29,205
304 ($561)$93$468$28,737
305 ($561)$92$469$28,267
306 ($561)$90$471$27,796
307 ($561)$89$472$27,324
308 ($561)$87$474$26,850
309 ($561)$86$476$26,374
310 ($561)$84$477$25,897
311 ($561)$83$479$25,419
312 ($561)$81$480$24,939
Year 27 - 313 ($561)$80$482$24,457
314 ($561)$78$483$23,974
315 ($561)$77$485$23,489
316 ($561)$75$486$23,003
317 ($561)$73$488$22,515
318 ($561)$72$489$22,026
319 ($561)$70$491$21,535
320 ($561)$69$492$21,043
321 ($561)$67$494$20,549
322 ($561)$66$496$20,053
323 ($561)$64$497$19,556
324 ($561)$62$499$19,057
Year 28 - 325 ($561)$61$500$18,557
326 ($561)$59$502$18,055
327 ($561)$58$504$17,551
328 ($561)$56$505$17,046
329 ($561)$54$507$16,539
330 ($561)$53$508$16,031
331 ($561)$51$510$15,521
332 ($561)$50$512$15,009
333 ($561)$48$513$14,496
334 ($561)$46$515$13,981
335 ($561)$45$517$13,464
336 ($561)$43$518$12,946
Year 29 - 337 ($561)$41$520$12,426
338 ($561)$40$522$11,905
339 ($561)$38$523$11,381
340 ($561)$36$525$10,857
341 ($561)$35$527$10,330
342 ($561)$33$528$9,802
343 ($561)$31$530$9,272
344 ($561)$30$532$8,740
345 ($561)$28$533$8,207
346 ($561)$26$535$7,672
347 ($561)$24$537$7,135
348 ($561)$23$538$6,597
Year 30 - 349 ($561)$21$540$6,057
350 ($561)$19$542$5,515
351 ($561)$18$544$4,971
352 ($561)$16$545$4,426
353 ($561)$14$547$3,879
354 ($561)$12$549$3,330
355 ($561)$11$551$2,779
356 ($561)$9$552$2,227
357 ($561)$7$554$1,673
358 ($561)$5$556$1,117
359 ($561)$4$558$559
360 ($561)$2$559$0
TOTALS$82,032$120,000$202,032

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.