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Mortgage Payment Schedule for a $150,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of April 20, 2017. Check Lending Tree to see current rates from multiple lenders.

Mortgage Parameters


Less than 20% ($30,000) may require pre-mortgage insurance


3.97% is current rate for 30-year fixed
3.23% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$571 360 $85,497 $205,497

Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $150,000
Down Payment $30,000$120,000
Year 1 - 1 ($571)$397$174$119,826
2 ($571)$396$174$119,652
3 ($571)$396$175$119,477
4 ($571)$395$176$119,301
5 ($571)$395$176$119,125
6 ($571)$394$177$118,948
7 ($571)$394$177$118,771
8 ($571)$393$178$118,593
9 ($571)$392$178$118,415
10 ($571)$392$179$118,236
11 ($571)$391$180$118,056
12 ($571)$391$180$117,876
Year 2 - 13 ($571)$390$181$117,695
14 ($571)$389$181$117,513
15 ($571)$389$182$117,331
16 ($571)$388$183$117,149
17 ($571)$388$183$116,965
18 ($571)$387$184$116,782
19 ($571)$386$184$116,597
20 ($571)$386$185$116,412
21 ($571)$385$186$116,226
22 ($571)$385$186$116,040
23 ($571)$384$187$115,853
24 ($571)$383$188$115,666
Year 3 - 25 ($571)$383$188$115,477
26 ($571)$382$189$115,289
27 ($571)$381$189$115,099
28 ($571)$381$190$114,909
29 ($571)$380$191$114,718
30 ($571)$380$191$114,527
31 ($571)$379$192$114,335
32 ($571)$378$193$114,143
33 ($571)$378$193$113,949
34 ($571)$377$194$113,756
35 ($571)$376$194$113,561
36 ($571)$376$195$113,366
Year 4 - 37 ($571)$375$196$113,170
38 ($571)$374$196$112,974
39 ($571)$374$197$112,777
40 ($571)$373$198$112,579
41 ($571)$372$198$112,381
42 ($571)$372$199$112,182
43 ($571)$371$200$111,982
44 ($571)$370$200$111,782
45 ($571)$370$201$111,581
46 ($571)$369$202$111,379
47 ($571)$368$202$111,177
48 ($571)$368$203$110,974
Year 5 - 49 ($571)$367$204$110,770
50 ($571)$366$204$110,566
51 ($571)$366$205$110,360
52 ($571)$365$206$110,155
53 ($571)$364$206$109,948
54 ($571)$364$207$109,741
55 ($571)$363$208$109,534
56 ($571)$362$208$109,325
57 ($571)$362$209$109,116
58 ($571)$361$210$108,906
59 ($571)$360$211$108,696
60 ($571)$360$211$108,484
Year 6 - 61 ($571)$359$212$108,272
62 ($571)$358$213$108,060
63 ($571)$357$213$107,846
64 ($571)$357$214$107,632
65 ($571)$356$215$107,418
66 ($571)$355$215$107,202
67 ($571)$355$216$106,986
68 ($571)$354$217$106,769
69 ($571)$353$218$106,552
70 ($571)$353$218$106,333
71 ($571)$352$219$106,114
72 ($571)$351$220$105,894
Year 7 - 73 ($571)$350$220$105,674
74 ($571)$350$221$105,453
75 ($571)$349$222$105,231
76 ($571)$348$223$105,008
77 ($571)$347$223$104,785
78 ($571)$347$224$104,561
79 ($571)$346$225$104,336
80 ($571)$345$226$104,110
81 ($571)$344$226$103,884
82 ($571)$344$227$103,656
83 ($571)$343$228$103,429
84 ($571)$342$229$103,200
Year 8 - 85 ($571)$341$229$102,971
86 ($571)$341$230$102,740
87 ($571)$340$231$102,509
88 ($571)$339$232$102,278
89 ($571)$338$232$102,045
90 ($571)$338$233$101,812
91 ($571)$337$234$101,578
92 ($571)$336$235$101,343
93 ($571)$335$236$101,108
94 ($571)$334$236$100,871
95 ($571)$334$237$100,634
96 ($571)$333$238$100,396
Year 9 - 97 ($571)$332$239$100,158
98 ($571)$331$239$99,918
99 ($571)$331$240$99,678
100 ($571)$330$241$99,437
101 ($571)$329$242$99,195
102 ($571)$328$243$98,952
103 ($571)$327$243$98,709
104 ($571)$327$244$98,465
105 ($571)$326$245$98,220
106 ($571)$325$246$97,974
107 ($571)$324$247$97,727
108 ($571)$323$248$97,480
Year 10 - 109 ($571)$322$248$97,231
110 ($571)$322$249$96,982
111 ($571)$321$250$96,732
112 ($571)$320$251$96,481
113 ($571)$319$252$96,230
114 ($571)$318$252$95,977
115 ($571)$318$253$95,724
116 ($571)$317$254$95,470
117 ($571)$316$255$95,215
118 ($571)$315$256$94,959
119 ($571)$314$257$94,702
120 ($571)$313$258$94,445
Year 11 - 121 ($571)$312$258$94,186
122 ($571)$312$259$93,927
123 ($571)$311$260$93,667
124 ($571)$310$261$93,406
125 ($571)$309$262$93,144
126 ($571)$308$263$92,882
127 ($571)$307$264$92,618
128 ($571)$306$264$92,354
129 ($571)$306$265$92,088
130 ($571)$305$266$91,822
131 ($571)$304$267$91,555
132 ($571)$303$268$91,287
Year 12 - 133 ($571)$302$269$91,018
134 ($571)$301$270$90,749
135 ($571)$300$271$90,478
136 ($571)$299$271$90,207
137 ($571)$298$272$89,934
138 ($571)$298$273$89,661
139 ($571)$297$274$89,387
140 ($571)$296$275$89,112
141 ($571)$295$276$88,836
142 ($571)$294$277$88,559
143 ($571)$293$278$88,281
144 ($571)$292$279$88,002
Year 13 - 145 ($571)$291$280$87,722
146 ($571)$290$281$87,442
147 ($571)$289$282$87,160
148 ($571)$288$282$86,878
149 ($571)$287$283$86,594
150 ($571)$286$284$86,310
151 ($571)$286$285$86,025
152 ($571)$285$286$85,739
153 ($571)$284$287$85,451
154 ($571)$283$288$85,163
155 ($571)$282$289$84,874
156 ($571)$281$290$84,584
Year 14 - 157 ($571)$280$291$84,293
158 ($571)$279$292$84,001
159 ($571)$278$293$83,708
160 ($571)$277$294$83,414
161 ($571)$276$295$83,120
162 ($571)$275$296$82,824
163 ($571)$274$297$82,527
164 ($571)$273$298$82,229
165 ($571)$272$299$81,930
166 ($571)$271$300$81,631
167 ($571)$270$301$81,330
168 ($571)$269$302$81,028
Year 15 - 169 ($571)$268$303$80,725
170 ($571)$267$304$80,422
171 ($571)$266$305$80,117
172 ($571)$265$306$79,811
173 ($571)$264$307$79,504
174 ($571)$263$308$79,196
175 ($571)$262$309$78,888
176 ($571)$261$310$78,578
177 ($571)$260$311$78,267
178 ($571)$259$312$77,955
179 ($571)$258$313$77,642
180 ($571)$257$314$77,328
Year 16 - 181 ($571)$256$315$77,013
182 ($571)$255$316$76,697
183 ($571)$254$317$76,380
184 ($571)$253$318$76,062
185 ($571)$252$319$75,743
186 ($571)$251$320$75,422
187 ($571)$250$321$75,101
188 ($571)$248$322$74,779
189 ($571)$247$323$74,455
190 ($571)$246$325$74,131
191 ($571)$245$326$73,805
192 ($571)$244$327$73,479
Year 17 - 193 ($571)$243$328$73,151
194 ($571)$242$329$72,822
195 ($571)$241$330$72,492
196 ($571)$240$331$72,161
197 ($571)$239$332$71,829
198 ($571)$238$333$71,496
199 ($571)$237$334$71,162
200 ($571)$235$335$70,826
201 ($571)$234$337$70,490
202 ($571)$233$338$70,152
203 ($571)$232$339$69,813
204 ($571)$231$340$69,473
Year 18 - 205 ($571)$230$341$69,132
206 ($571)$229$342$68,790
207 ($571)$228$343$68,447
208 ($571)$226$344$68,103
209 ($571)$225$346$67,757
210 ($571)$224$347$67,411
211 ($571)$223$348$67,063
212 ($571)$222$349$66,714
213 ($571)$221$350$66,364
214 ($571)$220$351$66,012
215 ($571)$218$352$65,660
216 ($571)$217$354$65,306
Year 19 - 217 ($571)$216$355$64,952
218 ($571)$215$356$64,596
219 ($571)$214$357$64,239
220 ($571)$213$358$63,880
221 ($571)$211$359$63,521
222 ($571)$210$361$63,160
223 ($571)$209$362$62,798
224 ($571)$208$363$62,435
225 ($571)$207$364$62,071
226 ($571)$205$365$61,705
227 ($571)$204$367$61,339
228 ($571)$203$368$60,971
Year 20 - 229 ($571)$202$369$60,602
230 ($571)$200$370$60,231
231 ($571)$199$372$59,860
232 ($571)$198$373$59,487
233 ($571)$197$374$59,113
234 ($571)$196$375$58,738
235 ($571)$194$377$58,361
236 ($571)$193$378$57,983
237 ($571)$192$379$57,604
238 ($571)$191$380$57,224
239 ($571)$189$382$56,843
240 ($571)$188$383$56,460
Year 21 - 241 ($571)$187$384$56,076
242 ($571)$186$385$55,691
243 ($571)$184$387$55,304
244 ($571)$183$388$54,916
245 ($571)$182$389$54,527
246 ($571)$180$390$54,137
247 ($571)$179$392$53,745
248 ($571)$178$393$53,352
249 ($571)$177$394$52,958
250 ($571)$175$396$52,562
251 ($571)$174$397$52,165
252 ($571)$173$398$51,767
Year 22 - 253 ($571)$171$400$51,367
254 ($571)$170$401$50,966
255 ($571)$169$402$50,564
256 ($571)$167$404$50,161
257 ($571)$166$405$49,756
258 ($571)$165$406$49,349
259 ($571)$163$408$48,942
260 ($571)$162$409$48,533
261 ($571)$161$410$48,123
262 ($571)$159$412$47,711
263 ($571)$158$413$47,298
264 ($571)$156$414$46,884
Year 23 - 265 ($571)$155$416$46,468
266 ($571)$154$417$46,051
267 ($571)$152$418$45,632
268 ($571)$151$420$45,213
269 ($571)$150$421$44,791
270 ($571)$148$423$44,369
271 ($571)$147$424$43,945
272 ($571)$145$425$43,519
273 ($571)$144$427$43,092
274 ($571)$143$428$42,664
275 ($571)$141$430$42,234
276 ($571)$140$431$41,803
Year 24 - 277 ($571)$138$433$41,371
278 ($571)$137$434$40,937
279 ($571)$135$435$40,501
280 ($571)$134$437$40,065
281 ($571)$133$438$39,626
282 ($571)$131$440$39,187
283 ($571)$130$441$38,745
284 ($571)$128$443$38,303
285 ($571)$127$444$37,859
286 ($571)$125$446$37,413
287 ($571)$124$447$36,966
288 ($571)$122$449$36,518
Year 25 - 289 ($571)$121$450$36,068
290 ($571)$119$452$35,616
291 ($571)$118$453$35,163
292 ($571)$116$454$34,709
293 ($571)$115$456$34,253
294 ($571)$113$458$33,795
295 ($571)$112$459$33,336
296 ($571)$110$461$32,875
297 ($571)$109$462$32,413
298 ($571)$107$464$31,950
299 ($571)$106$465$31,485
300 ($571)$104$467$31,018
Year 26 - 301 ($571)$103$468$30,550
302 ($571)$101$470$30,080
303 ($571)$100$471$29,609
304 ($571)$98$473$29,136
305 ($571)$96$474$28,661
306 ($571)$95$476$28,185
307 ($571)$93$478$27,708
308 ($571)$92$479$27,229
309 ($571)$90$481$26,748
310 ($571)$88$482$26,266
311 ($571)$87$484$25,782
312 ($571)$85$486$25,296
Year 27 - 313 ($571)$84$487$24,809
314 ($571)$82$489$24,320
315 ($571)$80$490$23,830
316 ($571)$79$492$23,338
317 ($571)$77$494$22,844
318 ($571)$76$495$22,349
319 ($571)$74$497$21,852
320 ($571)$72$499$21,354
321 ($571)$71$500$20,854
322 ($571)$69$502$20,352
323 ($571)$67$503$19,848
324 ($571)$66$505$19,343
Year 28 - 325 ($571)$64$507$18,836
326 ($571)$62$509$18,328
327 ($571)$61$510$17,817
328 ($571)$59$512$17,306
329 ($571)$57$514$16,792
330 ($571)$56$515$16,277
331 ($571)$54$517$15,760
332 ($571)$52$519$15,241
333 ($571)$50$520$14,721
334 ($571)$49$522$14,199
335 ($571)$47$524$13,675
336 ($571)$45$526$13,149
Year 29 - 337 ($571)$44$527$12,622
338 ($571)$42$529$12,093
339 ($571)$40$531$11,562
340 ($571)$38$533$11,029
341 ($571)$36$534$10,495
342 ($571)$35$536$9,959
343 ($571)$33$538$9,421
344 ($571)$31$540$8,881
345 ($571)$29$541$8,340
346 ($571)$28$543$7,797
347 ($571)$26$545$7,252
348 ($571)$24$547$6,705
Year 30 - 349 ($571)$22$549$6,156
350 ($571)$20$550$5,606
351 ($571)$19$552$5,053
352 ($571)$17$554$4,499
353 ($571)$15$556$3,943
354 ($571)$13$558$3,386
355 ($571)$11$560$2,826
356 ($571)$9$561$2,265
357 ($571)$7$563$1,701
358 ($571)$6$565$1,136
359 ($571)$4$567$569
360 ($571)$2$569$0
TOTALS$85,497$120,000$205,497

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.