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Mortgage Payment Schedule for a $150,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of November 16, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($30,000) may require pre-mortgage insurance


3.95% is current rate for 30-year fixed
3.31% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$569 360 $85,000 $205,000

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,186 or less (zip code: 20149)


NMLS #: 1023 | State Lic #: MC-5814
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 45 day rate lock

NMLS #: 2890 | State Lic #: MC-3098
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.751% | Rate: 3.750% | Fees: $23 | 30 day rate lock

NMLS #: 66247 | State Lic #: MC-1825
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.764% | Rate: 3.750% | Fees: $442 | 30 day rate lock

NMLS #: 790396
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 258821
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 417490
$1,192 /mo
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30 yr fixed mtg, 0 points | APR: 3.997% | Rate: 3.990% | Fees: $210 | 30 day rate lock

NMLS #: 35959 | State Lic #: MC-2967
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 227765 | State Lic #: MC-5920
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 181005
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $870 | 45 day rate lock

NMLS #: 412915
$1,230 /mo
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30 yr fixed mtg, 0 points | APR: 4.308% | Rate: 4.250% | Fees: $1,710 | 60 day rate lock

$1,248 /mo
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30 yr fixed mtg, 0 points | APR: 4.374% | Rate: 4.374% | Fees: $0 | 30 day rate lock

NMLS #: 7706
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.758% | Rate: 3.750% | Fees: $259 | 30 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $150,000
Down Payment $30,000$120,000
Year 1 - 1 ($569)$395$174$119,826
2 ($569)$394$175$119,651
3 ($569)$394$176$119,475
4 ($569)$393$176$119,299
5 ($569)$393$177$119,122
6 ($569)$392$177$118,945
7 ($569)$392$178$118,767
8 ($569)$391$179$118,588
9 ($569)$390$179$118,409
10 ($569)$390$180$118,229
11 ($569)$389$180$118,049
12 ($569)$389$181$117,868
Year 2 - 13 ($569)$388$181$117,687
14 ($569)$387$182$117,505
15 ($569)$387$183$117,322
16 ($569)$386$183$117,139
17 ($569)$386$184$116,955
18 ($569)$385$184$116,771
19 ($569)$384$185$116,586
20 ($569)$384$186$116,400
21 ($569)$383$186$116,214
22 ($569)$383$187$116,027
23 ($569)$382$188$115,839
24 ($569)$381$188$115,651
Year 3 - 25 ($569)$381$189$115,462
26 ($569)$380$189$115,273
27 ($569)$379$190$115,083
28 ($569)$379$191$114,892
29 ($569)$378$191$114,701
30 ($569)$378$192$114,509
31 ($569)$377$193$114,317
32 ($569)$376$193$114,123
33 ($569)$376$194$113,930
34 ($569)$375$194$113,735
35 ($569)$374$195$113,540
36 ($569)$374$196$113,344
Year 4 - 37 ($569)$373$196$113,148
38 ($569)$372$197$112,951
39 ($569)$372$198$112,753
40 ($569)$371$198$112,555
41 ($569)$370$199$112,356
42 ($569)$370$200$112,157
43 ($569)$369$200$111,956
44 ($569)$369$201$111,755
45 ($569)$368$202$111,554
46 ($569)$367$202$111,351
47 ($569)$367$203$111,149
48 ($569)$366$204$110,945
Year 5 - 49 ($569)$365$204$110,741
50 ($569)$365$205$110,536
51 ($569)$364$206$110,330
52 ($569)$363$206$110,124
53 ($569)$362$207$109,917
54 ($569)$362$208$109,709
55 ($569)$361$208$109,501
56 ($569)$360$209$109,292
57 ($569)$360$210$109,082
58 ($569)$359$210$108,872
59 ($569)$358$211$108,661
60 ($569)$358$212$108,449
Year 6 - 61 ($569)$357$212$108,237
62 ($569)$356$213$108,023
63 ($569)$356$214$107,810
64 ($569)$355$215$107,595
65 ($569)$354$215$107,380
66 ($569)$353$216$107,164
67 ($569)$353$217$106,947
68 ($569)$352$217$106,730
69 ($569)$351$218$106,512
70 ($569)$351$219$106,293
71 ($569)$350$220$106,073
72 ($569)$349$220$105,853
Year 7 - 73 ($569)$348$221$105,632
74 ($569)$348$222$105,410
75 ($569)$347$222$105,188
76 ($569)$346$223$104,964
77 ($569)$346$224$104,741
78 ($569)$345$225$104,516
79 ($569)$344$225$104,290
80 ($569)$343$226$104,064
81 ($569)$343$227$103,837
82 ($569)$342$228$103,610
83 ($569)$341$228$103,381
84 ($569)$340$229$103,152
Year 8 - 85 ($569)$340$230$102,922
86 ($569)$339$231$102,692
87 ($569)$338$231$102,460
88 ($569)$337$232$102,228
89 ($569)$337$233$101,995
90 ($569)$336$234$101,761
91 ($569)$335$234$101,527
92 ($569)$334$235$101,292
93 ($569)$333$236$101,056
94 ($569)$333$237$100,819
95 ($569)$332$238$100,581
96 ($569)$331$238$100,343
Year 9 - 97 ($569)$330$239$100,104
98 ($569)$330$240$99,864
99 ($569)$329$241$99,623
100 ($569)$328$242$99,382
101 ($569)$327$242$99,139
102 ($569)$326$243$98,896
103 ($569)$326$244$98,652
104 ($569)$325$245$98,407
105 ($569)$324$246$98,162
106 ($569)$323$246$97,916
107 ($569)$322$247$97,668
108 ($569)$321$248$97,421
Year 10 - 109 ($569)$321$249$97,172
110 ($569)$320$250$96,922
111 ($569)$319$250$96,672
112 ($569)$318$251$96,421
113 ($569)$317$252$96,168
114 ($569)$317$253$95,916
115 ($569)$316$254$95,662
116 ($569)$315$255$95,407
117 ($569)$314$255$95,152
118 ($569)$313$256$94,896
119 ($569)$312$257$94,639
120 ($569)$312$258$94,381
Year 11 - 121 ($569)$311$259$94,122
122 ($569)$310$260$93,862
123 ($569)$309$260$93,602
124 ($569)$308$261$93,340
125 ($569)$307$262$93,078
126 ($569)$306$263$92,815
127 ($569)$306$264$92,551
128 ($569)$305$265$92,286
129 ($569)$304$266$92,021
130 ($569)$303$267$91,754
131 ($569)$302$267$91,487
132 ($569)$301$268$91,219
Year 12 - 133 ($569)$300$269$90,949
134 ($569)$299$270$90,679
135 ($569)$298$271$90,408
136 ($569)$298$272$90,136
137 ($569)$297$273$89,864
138 ($569)$296$274$89,590
139 ($569)$295$275$89,316
140 ($569)$294$275$89,040
141 ($569)$293$276$88,764
142 ($569)$292$277$88,486
143 ($569)$291$278$88,208
144 ($569)$290$279$87,929
Year 13 - 145 ($569)$289$280$87,649
146 ($569)$289$281$87,368
147 ($569)$288$282$87,086
148 ($569)$287$283$86,804
149 ($569)$286$284$86,520
150 ($569)$285$285$86,235
151 ($569)$284$286$85,950
152 ($569)$283$287$85,663
153 ($569)$282$287$85,376
154 ($569)$281$288$85,087
155 ($569)$280$289$84,798
156 ($569)$279$290$84,508
Year 14 - 157 ($569)$278$291$84,216
158 ($569)$277$292$83,924
159 ($569)$276$293$83,631
160 ($569)$275$294$83,337
161 ($569)$274$295$83,042
162 ($569)$273$296$82,745
163 ($569)$272$297$82,448
164 ($569)$271$298$82,150
165 ($569)$270$299$81,851
166 ($569)$269$300$81,551
167 ($569)$268$301$81,250
168 ($569)$267$302$80,948
Year 15 - 169 ($569)$266$303$80,645
170 ($569)$265$304$80,341
171 ($569)$264$305$80,036
172 ($569)$263$306$79,730
173 ($569)$262$307$79,423
174 ($569)$261$308$79,115
175 ($569)$260$309$78,806
176 ($569)$259$310$78,496
177 ($569)$258$311$78,185
178 ($569)$257$312$77,873
179 ($569)$256$313$77,560
180 ($569)$255$314$77,246
Year 16 - 181 ($569)$254$315$76,931
182 ($569)$253$316$76,614
183 ($569)$252$317$76,297
184 ($569)$251$318$75,979
185 ($569)$250$319$75,660
186 ($569)$249$320$75,339
187 ($569)$248$321$75,018
188 ($569)$247$323$74,695
189 ($569)$246$324$74,372
190 ($569)$245$325$74,047
191 ($569)$244$326$73,721
192 ($569)$243$327$73,394
Year 17 - 193 ($569)$242$328$73,067
194 ($569)$241$329$72,738
195 ($569)$239$330$72,408
196 ($569)$238$331$72,077
197 ($569)$237$332$71,744
198 ($569)$236$333$71,411
199 ($569)$235$334$71,077
200 ($569)$234$335$70,741
201 ($569)$233$337$70,405
202 ($569)$232$338$70,067
203 ($569)$231$339$69,728
204 ($569)$230$340$69,388
Year 18 - 205 ($569)$228$341$69,047
206 ($569)$227$342$68,705
207 ($569)$226$343$68,362
208 ($569)$225$344$68,017
209 ($569)$224$346$67,672
210 ($569)$223$347$67,325
211 ($569)$222$348$66,977
212 ($569)$220$349$66,628
213 ($569)$219$350$66,278
214 ($569)$218$351$65,927
215 ($569)$217$352$65,574
216 ($569)$216$354$65,221
Year 19 - 217 ($569)$215$355$64,866
218 ($569)$214$356$64,510
219 ($569)$212$357$64,153
220 ($569)$211$358$63,795
221 ($569)$210$359$63,435
222 ($569)$209$361$63,075
223 ($569)$208$362$62,713
224 ($569)$206$363$62,350
225 ($569)$205$364$61,986
226 ($569)$204$365$61,620
227 ($569)$203$367$61,254
228 ($569)$202$368$60,886
Year 20 - 229 ($569)$200$369$60,517
230 ($569)$199$370$60,147
231 ($569)$198$371$59,775
232 ($569)$197$373$59,402
233 ($569)$196$374$59,028
234 ($569)$194$375$58,653
235 ($569)$193$376$58,277
236 ($569)$192$378$57,899
237 ($569)$191$379$57,520
238 ($569)$189$380$57,140
239 ($569)$188$381$56,759
240 ($569)$187$383$56,376
Year 21 - 241 ($569)$186$384$55,993
242 ($569)$184$385$55,607
243 ($569)$183$386$55,221
244 ($569)$182$388$54,833
245 ($569)$180$389$54,444
246 ($569)$179$390$54,054
247 ($569)$178$392$53,663
248 ($569)$177$393$53,270
249 ($569)$175$394$52,876
250 ($569)$174$395$52,480
251 ($569)$173$397$52,084
252 ($569)$171$398$51,686
Year 22 - 253 ($569)$170$399$51,286
254 ($569)$169$401$50,886
255 ($569)$167$402$50,484
256 ($569)$166$403$50,080
257 ($569)$165$405$49,676
258 ($569)$164$406$49,270
259 ($569)$162$407$48,863
260 ($569)$161$409$48,454
261 ($569)$159$410$48,044
262 ($569)$158$411$47,633
263 ($569)$157$413$47,220
264 ($569)$155$414$46,806
Year 23 - 265 ($569)$154$415$46,391
266 ($569)$153$417$45,974
267 ($569)$151$418$45,556
268 ($569)$150$419$45,136
269 ($569)$149$421$44,716
270 ($569)$147$422$44,293
271 ($569)$146$424$43,870
272 ($569)$144$425$43,445
273 ($569)$143$426$43,018
274 ($569)$142$428$42,590
275 ($569)$140$429$42,161
276 ($569)$139$431$41,730
Year 24 - 277 ($569)$137$432$41,298
278 ($569)$136$434$40,865
279 ($569)$135$435$40,430
280 ($569)$133$436$39,994
281 ($569)$132$438$39,556
282 ($569)$130$439$39,116
283 ($569)$129$441$38,676
284 ($569)$127$442$38,234
285 ($569)$126$444$37,790
286 ($569)$124$445$37,345
287 ($569)$123$447$36,898
288 ($569)$121$448$36,450
Year 25 - 289 ($569)$120$449$36,001
290 ($569)$119$451$35,550
291 ($569)$117$452$35,098
292 ($569)$116$454$34,644
293 ($569)$114$455$34,188
294 ($569)$113$457$33,731
295 ($569)$111$458$33,273
296 ($569)$110$460$32,813
297 ($569)$108$461$32,352
298 ($569)$106$463$31,889
299 ($569)$105$464$31,424
300 ($569)$103$466$30,958
Year 26 - 301 ($569)$102$468$30,491
302 ($569)$100$469$30,022
303 ($569)$99$471$29,551
304 ($569)$97$472$29,079
305 ($569)$96$474$28,605
306 ($569)$94$475$28,130
307 ($569)$93$477$27,653
308 ($569)$91$478$27,175
309 ($569)$89$480$26,695
310 ($569)$88$482$26,213
311 ($569)$86$483$25,730
312 ($569)$85$485$25,245
Year 27 - 313 ($569)$83$486$24,759
314 ($569)$81$488$24,271
315 ($569)$80$490$23,781
316 ($569)$78$491$23,290
317 ($569)$77$493$22,797
318 ($569)$75$494$22,303
319 ($569)$73$496$21,807
320 ($569)$72$498$21,309
321 ($569)$70$499$20,810
322 ($569)$68$501$20,309
323 ($569)$67$503$19,806
324 ($569)$65$504$19,302
Year 28 - 325 ($569)$64$506$18,796
326 ($569)$62$508$18,289
327 ($569)$60$509$17,779
328 ($569)$59$511$17,268
329 ($569)$57$513$16,756
330 ($569)$55$514$16,242
331 ($569)$53$516$15,726
332 ($569)$52$518$15,208
333 ($569)$50$519$14,688
334 ($569)$48$521$14,167
335 ($569)$47$523$13,645
336 ($569)$45$525$13,120
Year 29 - 337 ($569)$43$526$12,594
338 ($569)$41$528$12,066
339 ($569)$40$530$11,536
340 ($569)$38$531$11,005
341 ($569)$36$533$10,471
342 ($569)$34$535$9,936
343 ($569)$33$537$9,400
344 ($569)$31$539$8,861
345 ($569)$29$540$8,321
346 ($569)$27$542$7,779
347 ($569)$26$544$7,235
348 ($569)$24$546$6,689
Year 30 - 349 ($569)$22$547$6,142
350 ($569)$20$549$5,593
351 ($569)$18$551$5,042
352 ($569)$17$553$4,489
353 ($569)$15$555$3,934
354 ($569)$13$556$3,378
355 ($569)$11$558$2,819
356 ($569)$9$560$2,259
357 ($569)$7$562$1,697
358 ($569)$6$564$1,133
359 ($569)$4$566$568
360 ($569)$2$568$0
TOTALS$85,000$120,000$205,000

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.