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Mortgage Payment Schedule for a $150,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of February 15, 2018. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($30,000) may require pre-mortgage insurance


4.38% is current rate for 30-year fixed
3.84% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$599 360 $95,819 $215,819

Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $150,000
Down Payment $30,000$120,000
Year 1 - 1 ($599)$438$161$119,839
2 ($599)$437$162$119,676
3 ($599)$437$163$119,514
4 ($599)$436$163$119,350
5 ($599)$436$164$119,187
6 ($599)$435$164$119,022
7 ($599)$434$165$118,857
8 ($599)$434$166$118,691
9 ($599)$433$166$118,525
10 ($599)$433$167$118,358
11 ($599)$432$167$118,191
12 ($599)$431$168$118,023
Year 2 - 13 ($599)$431$169$117,854
14 ($599)$430$169$117,685
15 ($599)$430$170$117,515
16 ($599)$429$171$117,344
17 ($599)$428$171$117,173
18 ($599)$428$172$117,001
19 ($599)$427$172$116,829
20 ($599)$426$173$116,656
21 ($599)$426$174$116,482
22 ($599)$425$174$116,308
23 ($599)$425$175$116,133
24 ($599)$424$176$115,957
Year 3 - 25 ($599)$423$176$115,781
26 ($599)$423$177$115,604
27 ($599)$422$178$115,426
28 ($599)$421$178$115,248
29 ($599)$421$179$115,069
30 ($599)$420$179$114,890
31 ($599)$419$180$114,710
32 ($599)$419$181$114,529
33 ($599)$418$181$114,347
34 ($599)$417$182$114,165
35 ($599)$417$183$113,982
36 ($599)$416$183$113,799
Year 4 - 37 ($599)$415$184$113,615
38 ($599)$415$185$113,430
39 ($599)$414$185$113,245
40 ($599)$413$186$113,058
41 ($599)$413$187$112,872
42 ($599)$412$188$112,684
43 ($599)$411$188$112,496
44 ($599)$411$189$112,307
45 ($599)$410$190$112,117
46 ($599)$409$190$111,927
47 ($599)$409$191$111,736
48 ($599)$408$192$111,544
Year 5 - 49 ($599)$407$192$111,352
50 ($599)$406$193$111,159
51 ($599)$406$194$110,965
52 ($599)$405$194$110,771
53 ($599)$404$195$110,576
54 ($599)$404$196$110,380
55 ($599)$403$197$110,183
56 ($599)$402$197$109,986
57 ($599)$401$198$109,788
58 ($599)$401$199$109,589
59 ($599)$400$199$109,389
60 ($599)$399$200$109,189
Year 6 - 61 ($599)$399$201$108,988
62 ($599)$398$202$108,787
63 ($599)$397$202$108,584
64 ($599)$396$203$108,381
65 ($599)$396$204$108,177
66 ($599)$395$205$107,972
67 ($599)$394$205$107,767
68 ($599)$393$206$107,561
69 ($599)$393$207$107,354
70 ($599)$392$208$107,146
71 ($599)$391$208$106,938
72 ($599)$390$209$106,729
Year 7 - 73 ($599)$390$210$106,519
74 ($599)$389$211$106,308
75 ($599)$388$211$106,097
76 ($599)$387$212$105,884
77 ($599)$386$213$105,671
78 ($599)$386$214$105,458
79 ($599)$385$215$105,243
80 ($599)$384$215$105,028
81 ($599)$383$216$104,812
82 ($599)$383$217$104,595
83 ($599)$382$218$104,377
84 ($599)$381$219$104,158
Year 8 - 85 ($599)$380$219$103,939
86 ($599)$379$220$103,719
87 ($599)$379$221$103,498
88 ($599)$378$222$103,276
89 ($599)$377$223$103,054
90 ($599)$376$223$102,830
91 ($599)$375$224$102,606
92 ($599)$375$225$102,381
93 ($599)$374$226$102,155
94 ($599)$373$227$101,929
95 ($599)$372$227$101,701
96 ($599)$371$228$101,473
Year 9 - 97 ($599)$370$229$101,244
98 ($599)$370$230$101,014
99 ($599)$369$231$100,783
100 ($599)$368$232$100,552
101 ($599)$367$232$100,319
102 ($599)$366$233$100,086
103 ($599)$365$234$99,852
104 ($599)$364$235$99,617
105 ($599)$364$236$99,381
106 ($599)$363$237$99,144
107 ($599)$362$238$98,906
108 ($599)$361$238$98,668
Year 10 - 109 ($599)$360$239$98,428
110 ($599)$359$240$98,188
111 ($599)$358$241$97,947
112 ($599)$358$242$97,705
113 ($599)$357$243$97,462
114 ($599)$356$244$97,218
115 ($599)$355$245$96,974
116 ($599)$354$246$96,728
117 ($599)$353$246$96,482
118 ($599)$352$247$96,234
119 ($599)$351$248$95,986
120 ($599)$350$249$95,737
Year 11 - 121 ($599)$349$250$95,487
122 ($599)$349$251$95,236
123 ($599)$348$252$94,984
124 ($599)$347$253$94,731
125 ($599)$346$254$94,478
126 ($599)$345$255$94,223
127 ($599)$344$256$93,967
128 ($599)$343$257$93,711
129 ($599)$342$257$93,453
130 ($599)$341$258$93,195
131 ($599)$340$259$92,936
132 ($599)$339$260$92,675
Year 12 - 133 ($599)$338$261$92,414
134 ($599)$337$262$92,152
135 ($599)$336$263$91,889
136 ($599)$335$264$91,625
137 ($599)$334$265$91,360
138 ($599)$333$266$91,094
139 ($599)$332$267$90,827
140 ($599)$332$268$90,559
141 ($599)$331$269$90,290
142 ($599)$330$270$90,020
143 ($599)$329$271$89,749
144 ($599)$328$272$89,477
Year 13 - 145 ($599)$327$273$89,204
146 ($599)$326$274$88,930
147 ($599)$325$275$88,655
148 ($599)$324$276$88,379
149 ($599)$323$277$88,102
150 ($599)$322$278$87,825
151 ($599)$321$279$87,546
152 ($599)$320$280$87,266
153 ($599)$319$281$86,985
154 ($599)$317$282$86,703
155 ($599)$316$283$86,420
156 ($599)$315$284$86,136
Year 14 - 157 ($599)$314$285$85,850
158 ($599)$313$286$85,564
159 ($599)$312$287$85,277
160 ($599)$311$288$84,989
161 ($599)$310$289$84,700
162 ($599)$309$290$84,409
163 ($599)$308$291$84,118
164 ($599)$307$292$83,825
165 ($599)$306$294$83,532
166 ($599)$305$295$83,237
167 ($599)$304$296$82,942
168 ($599)$303$297$82,645
Year 15 - 169 ($599)$302$298$82,347
170 ($599)$301$299$82,048
171 ($599)$299$300$81,748
172 ($599)$298$301$81,447
173 ($599)$297$302$81,145
174 ($599)$296$303$80,841
175 ($599)$295$304$80,537
176 ($599)$294$306$80,231
177 ($599)$293$307$79,925
178 ($599)$292$308$79,617
179 ($599)$291$309$79,308
180 ($599)$289$310$78,998
Year 16 - 181 ($599)$288$311$78,687
182 ($599)$287$312$78,375
183 ($599)$286$313$78,061
184 ($599)$285$315$77,747
185 ($599)$284$316$77,431
186 ($599)$283$317$77,114
187 ($599)$281$318$76,796
188 ($599)$280$319$76,477
189 ($599)$279$320$76,156
190 ($599)$278$322$75,835
191 ($599)$277$323$75,512
192 ($599)$276$324$75,188
Year 17 - 193 ($599)$274$325$74,863
194 ($599)$273$326$74,537
195 ($599)$272$327$74,210
196 ($599)$271$329$73,881
197 ($599)$270$330$73,551
198 ($599)$268$331$73,220
199 ($599)$267$332$72,888
200 ($599)$266$333$72,554
201 ($599)$265$335$72,220
202 ($599)$264$336$71,884
203 ($599)$262$337$71,547
204 ($599)$261$338$71,208
Year 18 - 205 ($599)$260$340$70,869
206 ($599)$259$341$70,528
207 ($599)$257$342$70,186
208 ($599)$256$343$69,843
209 ($599)$255$345$69,498
210 ($599)$254$346$69,152
211 ($599)$252$347$68,805
212 ($599)$251$348$68,457
213 ($599)$250$350$68,107
214 ($599)$249$351$67,756
215 ($599)$247$352$67,404
216 ($599)$246$353$67,051
Year 19 - 217 ($599)$245$355$66,696
218 ($599)$243$356$66,340
219 ($599)$242$357$65,982
220 ($599)$241$359$65,624
221 ($599)$240$360$65,264
222 ($599)$238$361$64,902
223 ($599)$237$363$64,540
224 ($599)$236$364$64,176
225 ($599)$234$365$63,811
226 ($599)$233$367$63,444
227 ($599)$232$368$63,076
228 ($599)$230$369$62,707
Year 20 - 229 ($599)$229$371$62,336
230 ($599)$228$372$61,964
231 ($599)$226$373$61,591
232 ($599)$225$375$61,216
233 ($599)$223$376$60,840
234 ($599)$222$377$60,463
235 ($599)$221$379$60,084
236 ($599)$219$380$59,704
237 ($599)$218$382$59,322
238 ($599)$217$383$58,939
239 ($599)$215$384$58,555
240 ($599)$214$386$58,169
Year 21 - 241 ($599)$212$387$57,782
242 ($599)$211$389$57,393
243 ($599)$209$390$57,003
244 ($599)$208$391$56,612
245 ($599)$207$393$56,219
246 ($599)$205$394$55,825
247 ($599)$204$396$55,429
248 ($599)$202$397$55,032
249 ($599)$201$399$54,633
250 ($599)$199$400$54,233
251 ($599)$198$402$53,832
252 ($599)$196$403$53,429
Year 22 - 253 ($599)$195$404$53,024
254 ($599)$194$406$52,618
255 ($599)$192$407$52,211
256 ($599)$191$409$51,802
257 ($599)$189$410$51,391
258 ($599)$188$412$50,979
259 ($599)$186$413$50,566
260 ($599)$185$415$50,151
261 ($599)$183$416$49,735
262 ($599)$182$418$49,317
263 ($599)$180$419$48,897
264 ($599)$178$421$48,476
Year 23 - 265 ($599)$177$423$48,054
266 ($599)$175$424$47,629
267 ($599)$174$426$47,204
268 ($599)$172$427$46,777
269 ($599)$171$429$46,348
270 ($599)$169$430$45,918
271 ($599)$168$432$45,486
272 ($599)$166$433$45,052
273 ($599)$164$435$44,617
274 ($599)$163$437$44,180
275 ($599)$161$438$43,742
276 ($599)$160$440$43,302
Year 24 - 277 ($599)$158$441$42,861
278 ($599)$156$443$42,418
279 ($599)$155$445$41,973
280 ($599)$153$446$41,527
281 ($599)$152$448$41,079
282 ($599)$150$450$40,629
283 ($599)$148$451$40,178
284 ($599)$147$453$39,725
285 ($599)$145$454$39,271
286 ($599)$143$456$38,815
287 ($599)$142$458$38,357
288 ($599)$140$459$37,897
Year 25 - 289 ($599)$138$461$37,436
290 ($599)$137$463$36,973
291 ($599)$135$465$36,509
292 ($599)$133$466$36,043
293 ($599)$132$468$35,575
294 ($599)$130$470$35,105
295 ($599)$128$471$34,634
296 ($599)$126$473$34,161
297 ($599)$125$475$33,686
298 ($599)$123$477$33,209
299 ($599)$121$478$32,731
300 ($599)$119$480$32,251
Year 26 - 301 ($599)$118$482$31,769
302 ($599)$116$484$31,286
303 ($599)$114$485$30,800
304 ($599)$112$487$30,313
305 ($599)$111$489$29,824
306 ($599)$109$491$29,334
307 ($599)$107$492$28,841
308 ($599)$105$494$28,347
309 ($599)$103$496$27,851
310 ($599)$102$498$27,353
311 ($599)$100$500$26,854
312 ($599)$98$501$26,352
Year 27 - 313 ($599)$96$503$25,849
314 ($599)$94$505$25,344
315 ($599)$93$507$24,837
316 ($599)$91$509$24,328
317 ($599)$89$511$23,817
318 ($599)$87$513$23,305
319 ($599)$85$514$22,790
320 ($599)$83$516$22,274
321 ($599)$81$518$21,756
322 ($599)$79$520$21,235
323 ($599)$78$522$20,713
324 ($599)$76$524$20,190
Year 28 - 325 ($599)$74$526$19,664
326 ($599)$72$528$19,136
327 ($599)$70$530$18,606
328 ($599)$68$532$18,075
329 ($599)$66$534$17,541
330 ($599)$64$535$17,006
331 ($599)$62$537$16,468
332 ($599)$60$539$15,929
333 ($599)$58$541$15,388
334 ($599)$56$543$14,844
335 ($599)$54$545$14,299
336 ($599)$52$547$13,752
Year 29 - 337 ($599)$50$549$13,202
338 ($599)$48$551$12,651
339 ($599)$46$553$12,098
340 ($599)$44$555$11,542
341 ($599)$42$557$10,985
342 ($599)$40$559$10,426
343 ($599)$38$561$9,864
344 ($599)$36$563$9,301
345 ($599)$34$566$8,735
346 ($599)$32$568$8,168
347 ($599)$30$570$7,598
348 ($599)$28$572$7,026
Year 30 - 349 ($599)$26$574$6,452
350 ($599)$24$576$5,876
351 ($599)$21$578$5,298
352 ($599)$19$580$4,718
353 ($599)$17$582$4,136
354 ($599)$15$584$3,551
355 ($599)$13$587$2,965
356 ($599)$11$589$2,376
357 ($599)$9$591$1,785
358 ($599)$7$593$1,192
359 ($599)$4$595$597
360 ($599)$2$597$0
TOTALS$95,819$120,000$215,819

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.