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Mortgage Payment Schedule for a $175,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of December 14, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($35,000) may require pre-mortgage insurance


3.93% is current rate for 30-year fixed
3.36% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$663 360 $98,588 $238,588

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,183 or less (zip code: 20149)


NMLS #: 3294 | State Lic #: MC-1971
$1,140 /mo
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30 yr fixed mtg, 0 points | APR: 3.656% | Rate: 3.625% | Fees: $950 | 30 day rate lock

NMLS #: 66247 | State Lic #: MC-1825
$1,140 /mo
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30 yr fixed mtg, 0 points | APR: 3.685% | Rate: 3.625% | Fees: $1,842 | 30 day rate lock

NMLS #: 134407 | State Lic #: MC-5378
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 45 day rate lock

NMLS #: 790396
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 1256692 | State Lic #: MC-5920
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 35959 | State Lic #: MC-2967
$1,212 /mo
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30 yr fixed mtg, 0 points | APR: 4.125% | Rate: 4.125% | Fees: $0 | 30 day rate lock

NMLS #: 2925 | State Lic #: MC-1875
$1,212 /mo
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30 yr fixed mtg, 0 points | APR: 4.135% | Rate: 4.125% | Fees: $299 | 45 day rate lock

NMLS #: 244476 | State Lic #: MC-5877
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 417490
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.907% | Rate: 3.875% | Fees: $967 | 30 day rate lock

NMLS #: 181005
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $865 | 45 day rate lock

$1,158 /mo
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Next
30 yr fixed mtg, 0 points | APR: 3.776% | Rate: 3.750% | Fees: $795 | 45 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $175,000
Down Payment $35,000$140,000
Year 1 - 1 ($663)$459$204$139,796
2 ($663)$458$205$139,591
3 ($663)$457$206$139,385
4 ($663)$456$206$139,179
5 ($663)$456$207$138,972
6 ($663)$455$208$138,764
7 ($663)$454$208$138,556
8 ($663)$454$209$138,347
9 ($663)$453$210$138,138
10 ($663)$452$210$137,927
11 ($663)$452$211$137,716
12 ($663)$451$212$137,504
Year 2 - 13 ($663)$450$212$137,292
14 ($663)$450$213$137,079
15 ($663)$449$214$136,865
16 ($663)$448$215$136,651
17 ($663)$448$215$136,435
18 ($663)$447$216$136,219
19 ($663)$446$217$136,003
20 ($663)$445$217$135,785
21 ($663)$445$218$135,567
22 ($663)$444$219$135,349
23 ($663)$443$219$135,129
24 ($663)$443$220$134,909
Year 3 - 25 ($663)$442$221$134,688
26 ($663)$441$222$134,466
27 ($663)$440$222$134,244
28 ($663)$440$223$134,021
29 ($663)$439$224$133,797
30 ($663)$438$225$133,573
31 ($663)$437$225$133,347
32 ($663)$437$226$133,121
33 ($663)$436$227$132,895
34 ($663)$435$228$132,667
35 ($663)$434$228$132,439
36 ($663)$434$229$132,210
Year 4 - 37 ($663)$433$230$131,980
38 ($663)$432$231$131,749
39 ($663)$431$231$131,518
40 ($663)$431$232$131,286
41 ($663)$430$233$131,053
42 ($663)$429$234$130,820
43 ($663)$428$234$130,586
44 ($663)$428$235$130,350
45 ($663)$427$236$130,115
46 ($663)$426$237$129,878
47 ($663)$425$237$129,641
48 ($663)$425$238$129,402
Year 5 - 49 ($663)$424$239$129,163
50 ($663)$423$240$128,924
51 ($663)$422$241$128,683
52 ($663)$421$241$128,442
53 ($663)$421$242$128,200
54 ($663)$420$243$127,957
55 ($663)$419$244$127,713
56 ($663)$418$244$127,469
57 ($663)$417$245$127,223
58 ($663)$417$246$126,977
59 ($663)$416$247$126,731
60 ($663)$415$248$126,483
Year 6 - 61 ($663)$414$249$126,234
62 ($663)$413$249$125,985
63 ($663)$413$250$125,735
64 ($663)$412$251$125,484
65 ($663)$411$252$125,232
66 ($663)$410$253$124,979
67 ($663)$409$253$124,726
68 ($663)$408$254$124,472
69 ($663)$408$255$124,217
70 ($663)$407$256$123,961
71 ($663)$406$257$123,704
72 ($663)$405$258$123,446
Year 7 - 73 ($663)$404$258$123,188
74 ($663)$403$259$122,929
75 ($663)$403$260$122,668
76 ($663)$402$261$122,407
77 ($663)$401$262$122,146
78 ($663)$400$263$121,883
79 ($663)$399$264$121,619
80 ($663)$398$264$121,355
81 ($663)$397$265$121,090
82 ($663)$397$266$120,823
83 ($663)$396$267$120,556
84 ($663)$395$268$120,288
Year 8 - 85 ($663)$394$269$120,020
86 ($663)$393$270$119,750
87 ($663)$392$271$119,479
88 ($663)$391$271$119,208
89 ($663)$390$272$118,936
90 ($663)$390$273$118,662
91 ($663)$389$274$118,388
92 ($663)$388$275$118,113
93 ($663)$387$276$117,837
94 ($663)$386$277$117,560
95 ($663)$385$278$117,283
96 ($663)$384$279$117,004
Year 9 - 97 ($663)$383$280$116,725
98 ($663)$382$280$116,444
99 ($663)$381$281$116,163
100 ($663)$380$282$115,880
101 ($663)$380$283$115,597
102 ($663)$379$284$115,313
103 ($663)$378$285$115,028
104 ($663)$377$286$114,742
105 ($663)$376$287$114,455
106 ($663)$375$288$114,167
107 ($663)$374$289$113,878
108 ($663)$373$290$113,588
Year 10 - 109 ($663)$372$291$113,298
110 ($663)$371$292$113,006
111 ($663)$370$293$112,713
112 ($663)$369$294$112,420
113 ($663)$368$295$112,125
114 ($663)$367$296$111,830
115 ($663)$366$297$111,533
116 ($663)$365$297$111,236
117 ($663)$364$298$110,937
118 ($663)$363$299$110,638
119 ($663)$362$300$110,337
120 ($663)$361$301$110,036
Year 11 - 121 ($663)$360$302$109,733
122 ($663)$359$303$109,430
123 ($663)$358$304$109,126
124 ($663)$357$305$108,820
125 ($663)$356$306$108,514
126 ($663)$355$307$108,207
127 ($663)$354$308$107,898
128 ($663)$353$309$107,589
129 ($663)$352$310$107,279
130 ($663)$351$311$106,967
131 ($663)$350$312$106,655
132 ($663)$349$313$106,341
Year 12 - 133 ($663)$348$314$106,027
134 ($663)$347$316$105,711
135 ($663)$346$317$105,395
136 ($663)$345$318$105,077
137 ($663)$344$319$104,759
138 ($663)$343$320$104,439
139 ($663)$342$321$104,118
140 ($663)$341$322$103,796
141 ($663)$340$323$103,474
142 ($663)$339$324$103,150
143 ($663)$338$325$102,825
144 ($663)$337$326$102,499
Year 13 - 145 ($663)$336$327$102,172
146 ($663)$335$328$101,844
147 ($663)$334$329$101,514
148 ($663)$332$330$101,184
149 ($663)$331$331$100,853
150 ($663)$330$332$100,520
151 ($663)$329$334$100,187
152 ($663)$328$335$99,852
153 ($663)$327$336$99,516
154 ($663)$326$337$99,180
155 ($663)$325$338$98,842
156 ($663)$324$339$98,503
Year 14 - 157 ($663)$323$340$98,162
158 ($663)$321$341$97,821
159 ($663)$320$342$97,479
160 ($663)$319$344$97,135
161 ($663)$318$345$96,791
162 ($663)$317$346$96,445
163 ($663)$316$347$96,098
164 ($663)$315$348$95,750
165 ($663)$314$349$95,401
166 ($663)$312$350$95,051
167 ($663)$311$351$94,699
168 ($663)$310$353$94,347
Year 15 - 169 ($663)$309$354$93,993
170 ($663)$308$355$93,638
171 ($663)$307$356$93,282
172 ($663)$305$357$92,925
173 ($663)$304$358$92,566
174 ($663)$303$360$92,207
175 ($663)$302$361$91,846
176 ($663)$301$362$91,484
177 ($663)$300$363$91,121
178 ($663)$298$364$90,756
179 ($663)$297$366$90,391
180 ($663)$296$367$90,024
Year 16 - 181 ($663)$295$368$89,656
182 ($663)$294$369$89,287
183 ($663)$292$370$88,917
184 ($663)$291$372$88,545
185 ($663)$290$373$88,172
186 ($663)$289$374$87,798
187 ($663)$288$375$87,423
188 ($663)$286$376$87,047
189 ($663)$285$378$86,669
190 ($663)$284$379$86,290
191 ($663)$283$380$85,910
192 ($663)$281$381$85,529
Year 17 - 193 ($663)$280$383$85,146
194 ($663)$279$384$84,762
195 ($663)$278$385$84,377
196 ($663)$276$386$83,991
197 ($663)$275$388$83,603
198 ($663)$274$389$83,214
199 ($663)$273$390$82,824
200 ($663)$271$391$82,432
201 ($663)$270$393$82,040
202 ($663)$269$394$81,645
203 ($663)$267$395$81,250
204 ($663)$266$397$80,853
Year 18 - 205 ($663)$265$398$80,456
206 ($663)$263$399$80,056
207 ($663)$262$401$79,656
208 ($663)$261$402$79,254
209 ($663)$260$403$78,851
210 ($663)$258$405$78,446
211 ($663)$257$406$78,040
212 ($663)$256$407$77,633
213 ($663)$254$408$77,225
214 ($663)$253$410$76,815
215 ($663)$252$411$76,404
216 ($663)$250$413$75,991
Year 19 - 217 ($663)$249$414$75,577
218 ($663)$248$415$75,162
219 ($663)$246$417$74,745
220 ($663)$245$418$74,327
221 ($663)$243$419$73,908
222 ($663)$242$421$73,487
223 ($663)$241$422$73,065
224 ($663)$239$423$72,642
225 ($663)$238$425$72,217
226 ($663)$237$426$71,791
227 ($663)$235$428$71,363
228 ($663)$234$429$70,934
Year 20 - 229 ($663)$232$430$70,504
230 ($663)$231$432$70,072
231 ($663)$229$433$69,639
232 ($663)$228$435$69,204
233 ($663)$227$436$68,768
234 ($663)$225$438$68,330
235 ($663)$224$439$67,891
236 ($663)$222$440$67,451
237 ($663)$221$442$67,009
238 ($663)$219$443$66,566
239 ($663)$218$445$66,121
240 ($663)$217$446$65,675
Year 21 - 241 ($663)$215$448$65,227
242 ($663)$214$449$64,778
243 ($663)$212$451$64,328
244 ($663)$211$452$63,875
245 ($663)$209$454$63,422
246 ($663)$208$455$62,967
247 ($663)$206$457$62,510
248 ($663)$205$458$62,052
249 ($663)$203$460$61,593
250 ($663)$202$461$61,132
251 ($663)$200$463$60,669
252 ($663)$199$464$60,205
Year 22 - 253 ($663)$197$466$59,740
254 ($663)$196$467$59,273
255 ($663)$194$469$58,804
256 ($663)$193$470$58,334
257 ($663)$191$472$57,862
258 ($663)$189$473$57,389
259 ($663)$188$475$56,914
260 ($663)$186$476$56,438
261 ($663)$185$478$55,960
262 ($663)$183$479$55,480
263 ($663)$182$481$54,999
264 ($663)$180$483$54,517
Year 23 - 265 ($663)$179$484$54,032
266 ($663)$177$486$53,547
267 ($663)$175$487$53,059
268 ($663)$174$489$52,570
269 ($663)$172$491$52,080
270 ($663)$171$492$51,587
271 ($663)$169$494$51,094
272 ($663)$167$495$50,598
273 ($663)$166$497$50,101
274 ($663)$164$499$49,603
275 ($663)$162$500$49,102
276 ($663)$161$502$48,600
Year 24 - 277 ($663)$159$504$48,097
278 ($663)$158$505$47,592
279 ($663)$156$507$47,085
280 ($663)$154$509$46,576
281 ($663)$153$510$46,066
282 ($663)$151$512$45,554
283 ($663)$149$514$45,040
284 ($663)$148$515$44,525
285 ($663)$146$517$44,008
286 ($663)$144$519$43,490
287 ($663)$142$520$42,969
288 ($663)$141$522$42,447
Year 25 - 289 ($663)$139$524$41,924
290 ($663)$137$525$41,398
291 ($663)$136$527$40,871
292 ($663)$134$529$40,342
293 ($663)$132$531$39,812
294 ($663)$130$532$39,279
295 ($663)$129$534$38,745
296 ($663)$127$536$38,209
297 ($663)$125$538$37,672
298 ($663)$123$539$37,132
299 ($663)$122$541$36,591
300 ($663)$120$543$36,048
Year 26 - 301 ($663)$118$545$35,503
302 ($663)$116$546$34,957
303 ($663)$114$548$34,409
304 ($663)$113$550$33,859
305 ($663)$111$552$33,307
306 ($663)$109$554$32,753
307 ($663)$107$555$32,198
308 ($663)$105$557$31,640
309 ($663)$104$559$31,081
310 ($663)$102$561$30,520
311 ($663)$100$563$29,958
312 ($663)$98$565$29,393
Year 27 - 313 ($663)$96$566$28,826
314 ($663)$94$568$28,258
315 ($663)$93$570$27,688
316 ($663)$91$572$27,116
317 ($663)$89$574$26,542
318 ($663)$87$576$25,966
319 ($663)$85$578$25,388
320 ($663)$83$580$24,809
321 ($663)$81$581$24,227
322 ($663)$79$583$23,644
323 ($663)$77$585$23,059
324 ($663)$76$587$22,471
Year 28 - 325 ($663)$74$589$21,882
326 ($663)$72$591$21,291
327 ($663)$70$593$20,698
328 ($663)$68$595$20,103
329 ($663)$66$597$19,506
330 ($663)$64$599$18,907
331 ($663)$62$601$18,307
332 ($663)$60$603$17,704
333 ($663)$58$605$17,099
334 ($663)$56$607$16,492
335 ($663)$54$609$15,884
336 ($663)$52$611$15,273
Year 29 - 337 ($663)$50$613$14,660
338 ($663)$48$615$14,045
339 ($663)$46$617$13,429
340 ($663)$44$619$12,810
341 ($663)$42$621$12,189
342 ($663)$40$623$11,566
343 ($663)$38$625$10,941
344 ($663)$36$627$10,314
345 ($663)$34$629$9,685
346 ($663)$32$631$9,054
347 ($663)$30$633$8,421
348 ($663)$28$635$7,786
Year 30 - 349 ($663)$25$637$7,149
350 ($663)$23$639$6,510
351 ($663)$21$641$5,868
352 ($663)$19$644$5,225
353 ($663)$17$646$4,579
354 ($663)$15$648$3,931
355 ($663)$13$650$3,281
356 ($663)$11$652$2,629
357 ($663)$9$654$1,975
358 ($663)$6$656$1,319
359 ($663)$4$658$661
360 ($663)$2$661$0
TOTALS$98,588$140,000$238,588

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.