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Mortgage Payment Schedule for a $179,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of October 12, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($35,800) may require pre-mortgage insurance


3.91% is current rate for 30-year fixed
3.21% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$676 360 $100,250 $243,450

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,181 or less (zip code: 20149)


NMLS #: 1077157 | State Lic #: MC-5804
$1,140 /mo
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30 yr fixed mtg, 0 points | APR: 3.631% | Rate: 3.625% | Fees: $188 | 30 day rate lock

NMLS #: 168163 | State Lic #: MC3254
$1,140 /mo
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30 yr fixed mtg, 0 points | APR: 3.651% | Rate: 3.625% | Fees: $795 | 30 day rate lock

NMLS #: 134407 | State Lic #: MC-5378
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 45 day rate lock

NMLS #: 1023
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 45 day rate lock

NMLS #: 244476 | State Lic #: MC-5877
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 122701 | State Lic #: MC-1186
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.756% | Rate: 3.750% | Fees: $187 | 30 day rate lock

NMLS #: 790396
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 2258 | State Lic #: MC-4673
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 7706
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 417490
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.896% | Rate: 3.875% | Fees: $625 | 30 day rate lock

NMLS #: 898791
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.928% | Rate: 3.875% | Fees: $1,595 | 60 day rate lock

NMLS #: 227765 | State Lic #: MC-5920
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 181005
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $870 | 45 day rate lock

$1,248 /mo
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30 yr fixed mtg, 0 points | APR: 4.375% | Rate: 4.375% | Fees: $0 | 30 day rate lock

NMLS #: 35959 | State Lic #: MC-2967
$1,519 /mo
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30 yr fixed mtg, 0 points | APR: 6.125% | Rate: 6.125% | Fees: $0 | 30 day rate lock

NMLS #: 67717
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

$1,158 /mo
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Next
30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $179,000
Down Payment $35,800$143,200
Year 1 - 1 ($676)$467$210$142,990
2 ($676)$466$210$142,780
3 ($676)$465$211$142,569
4 ($676)$465$212$142,357
5 ($676)$464$212$142,145
6 ($676)$463$213$141,932
7 ($676)$462$214$141,718
8 ($676)$462$214$141,503
9 ($676)$461$215$141,288
10 ($676)$460$216$141,072
11 ($676)$460$217$140,856
12 ($676)$459$217$140,639
Year 2 - 13 ($676)$458$218$140,421
14 ($676)$458$219$140,202
15 ($676)$457$219$139,982
16 ($676)$456$220$139,762
17 ($676)$455$221$139,541
18 ($676)$455$222$139,320
19 ($676)$454$222$139,098
20 ($676)$453$223$138,875
21 ($676)$452$224$138,651
22 ($676)$452$224$138,426
23 ($676)$451$225$138,201
24 ($676)$450$226$137,975
Year 3 - 25 ($676)$450$227$137,748
26 ($676)$449$227$137,521
27 ($676)$448$228$137,293
28 ($676)$447$229$137,064
29 ($676)$447$230$136,834
30 ($676)$446$230$136,604
31 ($676)$445$231$136,373
32 ($676)$444$232$136,141
33 ($676)$444$233$135,908
34 ($676)$443$233$135,675
35 ($676)$442$234$135,441
36 ($676)$441$235$135,206
Year 4 - 37 ($676)$441$236$134,970
38 ($676)$440$236$134,733
39 ($676)$439$237$134,496
40 ($676)$438$238$134,258
41 ($676)$437$239$134,019
42 ($676)$437$240$133,780
43 ($676)$436$240$133,540
44 ($676)$435$241$133,298
45 ($676)$434$242$133,056
46 ($676)$434$243$132,814
47 ($676)$433$243$132,570
48 ($676)$432$244$132,326
Year 5 - 49 ($676)$431$245$132,081
50 ($676)$430$246$131,835
51 ($676)$430$247$131,588
52 ($676)$429$247$131,341
53 ($676)$428$248$131,093
54 ($676)$427$249$130,843
55 ($676)$426$250$130,594
56 ($676)$426$251$130,343
57 ($676)$425$252$130,091
58 ($676)$424$252$129,839
59 ($676)$423$253$129,586
60 ($676)$422$254$129,332
Year 6 - 61 ($676)$421$255$129,077
62 ($676)$421$256$128,821
63 ($676)$420$257$128,565
64 ($676)$419$257$128,307
65 ($676)$418$258$128,049
66 ($676)$417$259$127,790
67 ($676)$416$260$127,530
68 ($676)$416$261$127,269
69 ($676)$415$262$127,008
70 ($676)$414$262$126,746
71 ($676)$413$263$126,482
72 ($676)$412$264$126,218
Year 7 - 73 ($676)$411$265$125,953
74 ($676)$410$266$125,687
75 ($676)$410$267$125,421
76 ($676)$409$268$125,153
77 ($676)$408$268$124,885
78 ($676)$407$269$124,615
79 ($676)$406$270$124,345
80 ($676)$405$271$124,074
81 ($676)$404$272$123,802
82 ($676)$403$273$123,529
83 ($676)$402$274$123,255
84 ($676)$402$275$122,981
Year 8 - 85 ($676)$401$276$122,705
86 ($676)$400$276$122,429
87 ($676)$399$277$122,151
88 ($676)$398$278$121,873
89 ($676)$397$279$121,594
90 ($676)$396$280$121,314
91 ($676)$395$281$121,033
92 ($676)$394$282$120,751
93 ($676)$393$283$120,468
94 ($676)$393$284$120,185
95 ($676)$392$285$119,900
96 ($676)$391$286$119,614
Year 9 - 97 ($676)$390$287$119,328
98 ($676)$389$287$119,040
99 ($676)$388$288$118,752
100 ($676)$387$289$118,463
101 ($676)$386$290$118,172
102 ($676)$385$291$117,881
103 ($676)$384$292$117,589
104 ($676)$383$293$117,296
105 ($676)$382$294$117,002
106 ($676)$381$295$116,707
107 ($676)$380$296$116,411
108 ($676)$379$297$116,114
Year 10 - 109 ($676)$378$298$115,816
110 ($676)$377$299$115,517
111 ($676)$376$300$115,217
112 ($676)$375$301$114,916
113 ($676)$374$302$114,615
114 ($676)$373$303$114,312
115 ($676)$372$304$114,008
116 ($676)$371$305$113,703
117 ($676)$370$306$113,398
118 ($676)$369$307$113,091
119 ($676)$368$308$112,783
120 ($676)$367$309$112,474
Year 11 - 121 ($676)$366$310$112,164
122 ($676)$365$311$111,854
123 ($676)$364$312$111,542
124 ($676)$363$313$111,229
125 ($676)$362$314$110,915
126 ($676)$361$315$110,600
127 ($676)$360$316$110,285
128 ($676)$359$317$109,968
129 ($676)$358$318$109,650
130 ($676)$357$319$109,331
131 ($676)$356$320$109,011
132 ($676)$355$321$108,690
Year 12 - 133 ($676)$354$322$108,368
134 ($676)$353$323$108,044
135 ($676)$352$324$107,720
136 ($676)$351$325$107,395
137 ($676)$350$326$107,069
138 ($676)$349$327$106,741
139 ($676)$348$328$106,413
140 ($676)$347$330$106,083
141 ($676)$346$331$105,753
142 ($676)$345$332$105,421
143 ($676)$343$333$105,088
144 ($676)$342$334$104,754
Year 13 - 145 ($676)$341$335$104,419
146 ($676)$340$336$104,083
147 ($676)$339$337$103,746
148 ($676)$338$338$103,408
149 ($676)$337$339$103,069
150 ($676)$336$340$102,728
151 ($676)$335$342$102,387
152 ($676)$334$343$102,044
153 ($676)$332$344$101,700
154 ($676)$331$345$101,356
155 ($676)$330$346$101,010
156 ($676)$329$347$100,662
Year 14 - 157 ($676)$328$348$100,314
158 ($676)$327$349$99,965
159 ($676)$326$351$99,614
160 ($676)$325$352$99,263
161 ($676)$323$353$98,910
162 ($676)$322$354$98,556
163 ($676)$321$355$98,201
164 ($676)$320$356$97,844
165 ($676)$319$357$97,487
166 ($676)$318$359$97,128
167 ($676)$316$360$96,769
168 ($676)$315$361$96,408
Year 15 - 169 ($676)$314$362$96,046
170 ($676)$313$363$95,682
171 ($676)$312$364$95,318
172 ($676)$311$366$94,952
173 ($676)$309$367$94,585
174 ($676)$308$368$94,217
175 ($676)$307$369$93,848
176 ($676)$306$370$93,477
177 ($676)$305$372$93,106
178 ($676)$303$373$92,733
179 ($676)$302$374$92,359
180 ($676)$301$375$91,983
Year 16 - 181 ($676)$300$377$91,607
182 ($676)$298$378$91,229
183 ($676)$297$379$90,850
184 ($676)$296$380$90,470
185 ($676)$295$381$90,088
186 ($676)$294$383$89,706
187 ($676)$292$384$89,322
188 ($676)$291$385$88,937
189 ($676)$290$386$88,550
190 ($676)$289$388$88,162
191 ($676)$287$389$87,773
192 ($676)$286$390$87,383
Year 17 - 193 ($676)$285$392$86,992
194 ($676)$283$393$86,599
195 ($676)$282$394$86,205
196 ($676)$281$395$85,809
197 ($676)$280$397$85,413
198 ($676)$278$398$85,015
199 ($676)$277$399$84,616
200 ($676)$276$401$84,215
201 ($676)$274$402$83,813
202 ($676)$273$403$83,410
203 ($676)$272$404$83,006
204 ($676)$270$406$82,600
Year 18 - 205 ($676)$269$407$82,193
206 ($676)$268$408$81,784
207 ($676)$266$410$81,374
208 ($676)$265$411$80,963
209 ($676)$264$412$80,551
210 ($676)$262$414$80,137
211 ($676)$261$415$79,722
212 ($676)$260$416$79,305
213 ($676)$258$418$78,888
214 ($676)$257$419$78,468
215 ($676)$256$421$78,048
216 ($676)$254$422$77,626
Year 19 - 217 ($676)$253$423$77,203
218 ($676)$252$425$76,778
219 ($676)$250$426$76,352
220 ($676)$249$427$75,924
221 ($676)$247$429$75,495
222 ($676)$246$430$75,065
223 ($676)$245$432$74,634
224 ($676)$243$433$74,200
225 ($676)$242$434$73,766
226 ($676)$240$436$73,330
227 ($676)$239$437$72,893
228 ($676)$238$439$72,454
Year 20 - 229 ($676)$236$440$72,014
230 ($676)$235$442$71,572
231 ($676)$233$443$71,129
232 ($676)$232$444$70,685
233 ($676)$230$446$70,239
234 ($676)$229$447$69,791
235 ($676)$227$449$69,343
236 ($676)$226$450$68,892
237 ($676)$224$452$68,440
238 ($676)$223$453$67,987
239 ($676)$222$455$67,533
240 ($676)$220$456$67,076
Year 21 - 241 ($676)$219$458$66,619
242 ($676)$217$459$66,159
243 ($676)$216$461$65,699
244 ($676)$214$462$65,237
245 ($676)$213$464$64,773
246 ($676)$211$465$64,308
247 ($676)$210$467$63,841
248 ($676)$208$468$63,373
249 ($676)$206$470$62,903
250 ($676)$205$471$62,432
251 ($676)$203$473$61,959
252 ($676)$202$474$61,484
Year 22 - 253 ($676)$200$476$61,009
254 ($676)$199$477$60,531
255 ($676)$197$479$60,052
256 ($676)$196$481$59,572
257 ($676)$194$482$59,089
258 ($676)$193$484$58,606
259 ($676)$191$485$58,120
260 ($676)$189$487$57,633
261 ($676)$188$488$57,145
262 ($676)$186$490$56,655
263 ($676)$185$492$56,163
264 ($676)$183$493$55,670
Year 23 - 265 ($676)$181$495$55,175
266 ($676)$180$496$54,679
267 ($676)$178$498$54,181
268 ($676)$177$500$53,681
269 ($676)$175$501$53,180
270 ($676)$173$503$52,677
271 ($676)$172$505$52,172
272 ($676)$170$506$51,666
273 ($676)$168$508$51,158
274 ($676)$167$510$50,648
275 ($676)$165$511$50,137
276 ($676)$163$513$49,624
Year 24 - 277 ($676)$162$515$49,110
278 ($676)$160$516$48,593
279 ($676)$158$518$48,075
280 ($676)$157$520$47,556
281 ($676)$155$521$47,035
282 ($676)$153$523$46,512
283 ($676)$152$525$45,987
284 ($676)$150$526$45,460
285 ($676)$148$528$44,932
286 ($676)$146$530$44,403
287 ($676)$145$532$43,871
288 ($676)$143$533$43,338
Year 25 - 289 ($676)$141$535$42,803
290 ($676)$139$537$42,266
291 ($676)$138$539$41,727
292 ($676)$136$540$41,187
293 ($676)$134$542$40,645
294 ($676)$132$544$40,101
295 ($676)$131$546$39,556
296 ($676)$129$547$39,008
297 ($676)$127$549$38,459
298 ($676)$125$551$37,908
299 ($676)$124$553$37,355
300 ($676)$122$555$36,801
Year 26 - 301 ($676)$120$556$36,244
302 ($676)$118$558$35,686
303 ($676)$116$560$35,126
304 ($676)$114$562$34,565
305 ($676)$113$564$34,001
306 ($676)$111$565$33,435
307 ($676)$109$567$32,868
308 ($676)$107$569$32,299
309 ($676)$105$571$31,728
310 ($676)$103$573$31,155
311 ($676)$102$575$30,580
312 ($676)$100$577$30,004
Year 27 - 313 ($676)$98$578$29,425
314 ($676)$96$580$28,845
315 ($676)$94$582$28,263
316 ($676)$92$584$27,679
317 ($676)$90$586$27,092
318 ($676)$88$588$26,504
319 ($676)$86$590$25,915
320 ($676)$84$592$25,323
321 ($676)$83$594$24,729
322 ($676)$81$596$24,133
323 ($676)$79$598$23,536
324 ($676)$77$600$22,936
Year 28 - 325 ($676)$75$602$22,335
326 ($676)$73$603$21,731
327 ($676)$71$605$21,126
328 ($676)$69$607$20,518
329 ($676)$67$609$19,909
330 ($676)$65$611$19,298
331 ($676)$63$613$18,684
332 ($676)$61$615$18,069
333 ($676)$59$617$17,451
334 ($676)$57$619$16,832
335 ($676)$55$621$16,211
336 ($676)$53$623$15,587
Year 29 - 337 ($676)$51$625$14,962
338 ($676)$49$627$14,334
339 ($676)$47$630$13,705
340 ($676)$45$632$13,073
341 ($676)$43$634$12,439
342 ($676)$41$636$11,804
343 ($676)$38$638$11,166
344 ($676)$36$640$10,526
345 ($676)$34$642$9,884
346 ($676)$32$644$9,240
347 ($676)$30$646$8,594
348 ($676)$28$648$7,946
Year 30 - 349 ($676)$26$650$7,295
350 ($676)$24$652$6,643
351 ($676)$22$655$5,988
352 ($676)$20$657$5,332
353 ($676)$17$659$4,673
354 ($676)$15$661$4,012
355 ($676)$13$663$3,348
356 ($676)$11$665$2,683
357 ($676)$9$668$2,016
358 ($676)$7$670$1,346
359 ($676)$4$672$674
360 ($676)$2$674$0
TOTALS$100,250$143,200$243,450

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.