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Mortgage Payment Schedule for a $179,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of November 30, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($35,800) may require pre-mortgage insurance


3.9% is current rate for 30-year fixed
3.3% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$675 360 $99,954 $243,154

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,179 or less (zip code: 20149)


NMLS #: 1023 | State Lic #: MC-5814
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 45 day rate lock

NMLS #: 541760
$1,168 /mo
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30 yr fixed mtg, 0 points | APR: 3.860% | Rate: 3.825% | Fees: $1,074 | 30 day rate lock

NMLS #: 1256692 | State Lic #: MC-5920
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 412915
$1,230 /mo
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30 yr fixed mtg, 0 points | APR: 4.308% | Rate: 4.250% | Fees: $1,710 | 60 day rate lock

NMLS #: 790396
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 66247 | State Lic #: MC-1825
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.776% | Rate: 3.750% | Fees: $795 | 45 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 244476 | State Lic #: MC-5877
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 417490
$1,192 /mo
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30 yr fixed mtg, 0 points | APR: 3.993% | Rate: 3.990% | Fees: $85 | 30 day rate lock

NMLS #: 2925 | State Lic #: MC-1875
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.010% | Rate: 4.000% | Fees: $299 | 45 day rate lock

NMLS #: 181005
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $865 | 45 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $179,000
Down Payment $35,800$143,200
Year 1 - 1 ($675)$465$210$142,990
2 ($675)$465$211$142,779
3 ($675)$464$211$142,568
4 ($675)$463$212$142,356
5 ($675)$463$213$142,143
6 ($675)$462$213$141,930
7 ($675)$461$214$141,715
8 ($675)$461$215$141,501
9 ($675)$460$216$141,285
10 ($675)$459$216$141,069
11 ($675)$458$217$140,852
12 ($675)$458$218$140,634
Year 2 - 13 ($675)$457$218$140,416
14 ($675)$456$219$140,197
15 ($675)$456$220$139,977
16 ($675)$455$221$139,756
17 ($675)$454$221$139,535
18 ($675)$453$222$139,313
19 ($675)$453$223$139,091
20 ($675)$452$223$138,867
21 ($675)$451$224$138,643
22 ($675)$451$225$138,418
23 ($675)$450$226$138,193
24 ($675)$449$226$137,966
Year 3 - 25 ($675)$448$227$137,739
26 ($675)$448$228$137,512
27 ($675)$447$229$137,283
28 ($675)$446$229$137,054
29 ($675)$445$230$136,824
30 ($675)$445$231$136,593
31 ($675)$444$232$136,361
32 ($675)$443$232$136,129
33 ($675)$442$233$135,896
34 ($675)$442$234$135,662
35 ($675)$441$235$135,428
36 ($675)$440$235$135,193
Year 4 - 37 ($675)$439$236$134,957
38 ($675)$439$237$134,720
39 ($675)$438$238$134,482
40 ($675)$437$238$134,244
41 ($675)$436$239$134,005
42 ($675)$436$240$133,765
43 ($675)$435$241$133,524
44 ($675)$434$241$133,283
45 ($675)$433$242$133,040
46 ($675)$432$243$132,797
47 ($675)$432$244$132,553
48 ($675)$431$245$132,309
Year 5 - 49 ($675)$430$245$132,063
50 ($675)$429$246$131,817
51 ($675)$428$247$131,570
52 ($675)$428$248$131,322
53 ($675)$427$249$131,074
54 ($675)$426$249$130,824
55 ($675)$425$250$130,574
56 ($675)$424$251$130,323
57 ($675)$424$252$130,071
58 ($675)$423$253$129,818
59 ($675)$422$254$129,565
60 ($675)$421$254$129,311
Year 6 - 61 ($675)$420$255$129,055
62 ($675)$419$256$128,799
63 ($675)$419$257$128,543
64 ($675)$418$258$128,285
65 ($675)$417$259$128,026
66 ($675)$416$259$127,767
67 ($675)$415$260$127,507
68 ($675)$414$261$127,246
69 ($675)$414$262$126,984
70 ($675)$413$263$126,721
71 ($675)$412$264$126,458
72 ($675)$411$264$126,193
Year 7 - 73 ($675)$410$265$125,928
74 ($675)$409$266$125,662
75 ($675)$408$267$125,395
76 ($675)$408$268$125,127
77 ($675)$407$269$124,858
78 ($675)$406$270$124,588
79 ($675)$405$271$124,318
80 ($675)$404$271$124,046
81 ($675)$403$272$123,774
82 ($675)$402$273$123,501
83 ($675)$401$274$123,227
84 ($675)$400$275$122,952
Year 8 - 85 ($675)$400$276$122,676
86 ($675)$399$277$122,399
87 ($675)$398$278$122,122
88 ($675)$397$279$121,843
89 ($675)$396$279$121,564
90 ($675)$395$280$121,283
91 ($675)$394$281$121,002
92 ($675)$393$282$120,720
93 ($675)$392$283$120,437
94 ($675)$391$284$120,153
95 ($675)$390$285$119,868
96 ($675)$390$286$119,582
Year 9 - 97 ($675)$389$287$119,295
98 ($675)$388$288$119,008
99 ($675)$387$289$118,719
100 ($675)$386$290$118,429
101 ($675)$385$291$118,139
102 ($675)$384$291$117,847
103 ($675)$383$292$117,555
104 ($675)$382$293$117,262
105 ($675)$381$294$116,967
106 ($675)$380$295$116,672
107 ($675)$379$296$116,376
108 ($675)$378$297$116,079
Year 10 - 109 ($675)$377$298$115,780
110 ($675)$376$299$115,481
111 ($675)$375$300$115,181
112 ($675)$374$301$114,880
113 ($675)$373$302$114,578
114 ($675)$372$303$114,275
115 ($675)$371$304$113,971
116 ($675)$370$305$113,666
117 ($675)$369$306$113,360
118 ($675)$368$307$113,053
119 ($675)$367$308$112,745
120 ($675)$366$309$112,436
Year 11 - 121 ($675)$365$310$112,126
122 ($675)$364$311$111,815
123 ($675)$363$312$111,503
124 ($675)$362$313$111,190
125 ($675)$361$314$110,876
126 ($675)$360$315$110,561
127 ($675)$359$316$110,244
128 ($675)$358$317$109,927
129 ($675)$357$318$109,609
130 ($675)$356$319$109,290
131 ($675)$355$320$108,970
132 ($675)$354$321$108,648
Year 12 - 133 ($675)$353$322$108,326
134 ($675)$352$323$108,003
135 ($675)$351$324$107,678
136 ($675)$350$325$107,353
137 ($675)$349$327$107,026
138 ($675)$348$328$106,699
139 ($675)$347$329$106,370
140 ($675)$346$330$106,040
141 ($675)$345$331$105,710
142 ($675)$344$332$105,378
143 ($675)$342$333$105,045
144 ($675)$341$334$104,711
Year 13 - 145 ($675)$340$335$104,376
146 ($675)$339$336$104,039
147 ($675)$338$337$103,702
148 ($675)$337$338$103,364
149 ($675)$336$339$103,024
150 ($675)$335$341$102,684
151 ($675)$334$342$102,342
152 ($675)$333$343$101,999
153 ($675)$331$344$101,655
154 ($675)$330$345$101,310
155 ($675)$329$346$100,964
156 ($675)$328$347$100,617
Year 14 - 157 ($675)$327$348$100,268
158 ($675)$326$350$99,919
159 ($675)$325$351$99,568
160 ($675)$324$352$99,216
161 ($675)$322$353$98,863
162 ($675)$321$354$98,509
163 ($675)$320$355$98,154
164 ($675)$319$356$97,797
165 ($675)$318$358$97,440
166 ($675)$317$359$97,081
167 ($675)$316$360$96,721
168 ($675)$314$361$96,360
Year 15 - 169 ($675)$313$362$95,998
170 ($675)$312$363$95,634
171 ($675)$311$365$95,270
172 ($675)$310$366$94,904
173 ($675)$308$367$94,537
174 ($675)$307$368$94,169
175 ($675)$306$369$93,799
176 ($675)$305$371$93,429
177 ($675)$304$372$93,057
178 ($675)$302$373$92,684
179 ($675)$301$374$92,310
180 ($675)$300$375$91,934
Year 16 - 181 ($675)$299$377$91,558
182 ($675)$298$378$91,180
183 ($675)$296$379$90,801
184 ($675)$295$380$90,420
185 ($675)$294$382$90,039
186 ($675)$293$383$89,656
187 ($675)$291$384$89,272
188 ($675)$290$385$88,887
189 ($675)$289$387$88,500
190 ($675)$288$388$88,112
191 ($675)$286$389$87,723
192 ($675)$285$390$87,333
Year 17 - 193 ($675)$284$392$86,941
194 ($675)$283$393$86,548
195 ($675)$281$394$86,154
196 ($675)$280$395$85,759
197 ($675)$279$397$85,362
198 ($675)$277$398$84,964
199 ($675)$276$399$84,565
200 ($675)$275$401$84,164
201 ($675)$274$402$83,762
202 ($675)$272$403$83,359
203 ($675)$271$405$82,955
204 ($675)$270$406$82,549
Year 18 - 205 ($675)$268$407$82,142
206 ($675)$267$408$81,733
207 ($675)$266$410$81,323
208 ($675)$264$411$80,912
209 ($675)$263$412$80,500
210 ($675)$262$414$80,086
211 ($675)$260$415$79,671
212 ($675)$259$416$79,254
213 ($675)$258$418$78,837
214 ($675)$256$419$78,417
215 ($675)$255$421$77,997
216 ($675)$253$422$77,575
Year 19 - 217 ($675)$252$423$77,151
218 ($675)$251$425$76,727
219 ($675)$249$426$76,301
220 ($675)$248$427$75,873
221 ($675)$247$429$75,444
222 ($675)$245$430$75,014
223 ($675)$244$432$74,583
224 ($675)$242$433$74,150
225 ($675)$241$434$73,715
226 ($675)$240$436$73,279
227 ($675)$238$437$72,842
228 ($675)$237$439$72,403
Year 20 - 229 ($675)$235$440$71,963
230 ($675)$234$442$71,522
231 ($675)$232$443$71,079
232 ($675)$231$444$70,634
233 ($675)$230$446$70,188
234 ($675)$228$447$69,741
235 ($675)$227$449$69,292
236 ($675)$225$450$68,842
237 ($675)$224$452$68,390
238 ($675)$222$453$67,937
239 ($675)$221$455$67,483
240 ($675)$219$456$67,026
Year 21 - 241 ($675)$218$458$66,569
242 ($675)$216$459$66,110
243 ($675)$215$461$65,649
244 ($675)$213$462$65,187
245 ($675)$212$464$64,724
246 ($675)$210$465$64,258
247 ($675)$209$467$63,792
248 ($675)$207$468$63,324
249 ($675)$206$470$62,854
250 ($675)$204$471$62,383
251 ($675)$203$473$61,910
252 ($675)$201$474$61,436
Year 22 - 253 ($675)$200$476$60,960
254 ($675)$198$477$60,483
255 ($675)$197$479$60,004
256 ($675)$195$480$59,524
257 ($675)$193$482$59,042
258 ($675)$192$484$58,558
259 ($675)$190$485$58,073
260 ($675)$189$487$57,586
261 ($675)$187$488$57,098
262 ($675)$186$490$56,608
263 ($675)$184$491$56,117
264 ($675)$182$493$55,624
Year 23 - 265 ($675)$181$495$55,129
266 ($675)$179$496$54,633
267 ($675)$178$498$54,135
268 ($675)$176$499$53,635
269 ($675)$174$501$53,134
270 ($675)$173$503$52,632
271 ($675)$171$504$52,127
272 ($675)$169$506$51,621
273 ($675)$168$508$51,114
274 ($675)$166$509$50,604
275 ($675)$164$511$50,093
276 ($675)$163$513$49,581
Year 24 - 277 ($675)$161$514$49,066
278 ($675)$159$516$48,550
279 ($675)$158$518$48,033
280 ($675)$156$519$47,513
281 ($675)$154$521$46,992
282 ($675)$153$523$46,470
283 ($675)$151$524$45,945
284 ($675)$149$526$45,419
285 ($675)$148$528$44,891
286 ($675)$146$530$44,362
287 ($675)$144$531$43,831
288 ($675)$142$533$43,298
Year 25 - 289 ($675)$141$535$42,763
290 ($675)$139$536$42,227
291 ($675)$137$538$41,688
292 ($675)$135$540$41,148
293 ($675)$134$542$40,607
294 ($675)$132$543$40,063
295 ($675)$130$545$39,518
296 ($675)$128$547$38,971
297 ($675)$127$549$38,422
298 ($675)$125$551$37,872
299 ($675)$123$552$37,319
300 ($675)$121$554$36,765
Year 26 - 301 ($675)$119$556$36,209
302 ($675)$118$558$35,651
303 ($675)$116$560$35,092
304 ($675)$114$561$34,531
305 ($675)$112$563$33,967
306 ($675)$110$565$33,402
307 ($675)$109$567$32,835
308 ($675)$107$569$32,267
309 ($675)$105$571$31,696
310 ($675)$103$572$31,124
311 ($675)$101$574$30,549
312 ($675)$99$576$29,973
Year 27 - 313 ($675)$97$578$29,395
314 ($675)$96$580$28,815
315 ($675)$94$582$28,234
316 ($675)$92$584$27,650
317 ($675)$90$586$27,064
318 ($675)$88$587$26,477
319 ($675)$86$589$25,888
320 ($675)$84$591$25,296
321 ($675)$82$593$24,703
322 ($675)$80$595$24,108
323 ($675)$78$597$23,511
324 ($675)$76$599$22,912
Year 28 - 325 ($675)$74$601$22,311
326 ($675)$73$603$21,708
327 ($675)$71$605$21,103
328 ($675)$69$607$20,496
329 ($675)$67$609$19,887
330 ($675)$65$611$19,277
331 ($675)$63$613$18,664
332 ($675)$61$615$18,049
333 ($675)$59$617$17,432
334 ($675)$57$619$16,813
335 ($675)$55$621$16,193
336 ($675)$53$623$15,570
Year 29 - 337 ($675)$51$625$14,945
338 ($675)$49$627$14,318
339 ($675)$47$629$13,689
340 ($675)$44$631$13,058
341 ($675)$42$633$12,425
342 ($675)$40$635$11,790
343 ($675)$38$637$11,153
344 ($675)$36$639$10,514
345 ($675)$34$641$9,873
346 ($675)$32$643$9,229
347 ($675)$30$645$8,584
348 ($675)$28$648$7,936
Year 30 - 349 ($675)$26$650$7,287
350 ($675)$24$652$6,635
351 ($675)$22$654$5,981
352 ($675)$19$656$5,325
353 ($675)$17$658$4,667
354 ($675)$15$660$4,007
355 ($675)$13$662$3,344
356 ($675)$11$665$2,680
357 ($675)$9$667$2,013
358 ($675)$7$669$1,344
359 ($675)$4$671$673
360 ($675)$2$673$0
TOTALS$99,954$143,200$243,154

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.