« Back to all home prices

Mortgage Payment Schedule for a $230,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of April 27, 2017. Check Lending Tree to see current rates from multiple lenders.

Mortgage Parameters


Less than 20% ($46,000) may require pre-mortgage insurance


4.03% is current rate for 30-year fixed
3.27% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$882 360 $133,387 $317,387

Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $230,000
Down Payment $46,000$184,000
Year 1 - 1 ($882)$618$264$183,736
2 ($882)$617$265$183,472
3 ($882)$616$265$183,206
4 ($882)$615$266$182,940
5 ($882)$614$267$182,673
6 ($882)$613$268$182,404
7 ($882)$613$269$182,135
8 ($882)$612$270$181,865
9 ($882)$611$271$181,595
10 ($882)$610$272$181,323
11 ($882)$609$273$181,050
12 ($882)$608$274$180,777
Year 2 - 13 ($882)$607$275$180,502
14 ($882)$606$275$180,227
15 ($882)$605$276$179,950
16 ($882)$604$277$179,673
17 ($882)$603$278$179,395
18 ($882)$602$279$179,116
19 ($882)$602$280$178,835
20 ($882)$601$281$178,554
21 ($882)$600$282$178,272
22 ($882)$599$283$177,989
23 ($882)$598$284$177,706
24 ($882)$597$285$177,421
Year 3 - 25 ($882)$596$286$177,135
26 ($882)$595$287$176,848
27 ($882)$594$288$176,560
28 ($882)$593$289$176,272
29 ($882)$592$290$175,982
30 ($882)$591$291$175,692
31 ($882)$590$292$175,400
32 ($882)$589$293$175,107
33 ($882)$588$294$174,814
34 ($882)$587$295$174,519
35 ($882)$586$296$174,224
36 ($882)$585$297$173,927
Year 4 - 37 ($882)$584$298$173,630
38 ($882)$583$299$173,331
39 ($882)$582$300$173,032
40 ($882)$581$301$172,731
41 ($882)$580$302$172,430
42 ($882)$579$303$172,127
43 ($882)$578$304$171,823
44 ($882)$577$305$171,519
45 ($882)$576$306$171,213
46 ($882)$575$307$170,907
47 ($882)$574$308$170,599
48 ($882)$573$309$170,290
Year 5 - 49 ($882)$572$310$169,980
50 ($882)$571$311$169,670
51 ($882)$570$312$169,358
52 ($882)$569$313$169,045
53 ($882)$568$314$168,731
54 ($882)$567$315$168,416
55 ($882)$566$316$168,100
56 ($882)$565$317$167,783
57 ($882)$563$318$167,465
58 ($882)$562$319$167,146
59 ($882)$561$320$166,825
60 ($882)$560$321$166,504
Year 6 - 61 ($882)$559$322$166,181
62 ($882)$558$324$165,858
63 ($882)$557$325$165,533
64 ($882)$556$326$165,208
65 ($882)$555$327$164,881
66 ($882)$554$328$164,553
67 ($882)$553$329$164,224
68 ($882)$552$330$163,894
69 ($882)$550$331$163,563
70 ($882)$549$332$163,230
71 ($882)$548$333$162,897
72 ($882)$547$335$162,562
Year 7 - 73 ($882)$546$336$162,227
74 ($882)$545$337$161,890
75 ($882)$544$338$161,552
76 ($882)$543$339$161,213
77 ($882)$541$340$160,872
78 ($882)$540$341$160,531
79 ($882)$539$343$160,189
80 ($882)$538$344$159,845
81 ($882)$537$345$159,500
82 ($882)$536$346$159,154
83 ($882)$534$347$158,807
84 ($882)$533$348$158,459
Year 8 - 85 ($882)$532$349$158,109
86 ($882)$531$351$157,759
87 ($882)$530$352$157,407
88 ($882)$529$353$157,054
89 ($882)$527$354$156,700
90 ($882)$526$355$156,344
91 ($882)$525$357$155,988
92 ($882)$524$358$155,630
93 ($882)$523$359$155,271
94 ($882)$521$360$154,911
95 ($882)$520$361$154,549
96 ($882)$519$363$154,187
Year 9 - 97 ($882)$518$364$153,823
98 ($882)$517$365$153,458
99 ($882)$515$366$153,092
100 ($882)$514$367$152,724
101 ($882)$513$369$152,355
102 ($882)$512$370$151,985
103 ($882)$510$371$151,614
104 ($882)$509$372$151,242
105 ($882)$508$374$150,868
106 ($882)$507$375$150,493
107 ($882)$505$376$150,117
108 ($882)$504$377$149,739
Year 10 - 109 ($882)$503$379$149,361
110 ($882)$502$380$148,980
111 ($882)$500$381$148,599
112 ($882)$499$383$148,217
113 ($882)$498$384$147,833
114 ($882)$496$385$147,448
115 ($882)$495$386$147,061
116 ($882)$494$388$146,673
117 ($882)$493$389$146,284
118 ($882)$491$390$145,894
119 ($882)$490$392$145,502
120 ($882)$489$393$145,109
Year 11 - 121 ($882)$487$394$144,715
122 ($882)$486$396$144,319
123 ($882)$485$397$143,922
124 ($882)$483$398$143,524
125 ($882)$482$400$143,125
126 ($882)$481$401$142,724
127 ($882)$479$402$142,321
128 ($882)$478$404$141,918
129 ($882)$477$405$141,513
130 ($882)$475$406$141,106
131 ($882)$474$408$140,698
132 ($882)$473$409$140,289
Year 12 - 133 ($882)$471$410$139,879
134 ($882)$470$412$139,467
135 ($882)$468$413$139,054
136 ($882)$467$415$138,639
137 ($882)$466$416$138,223
138 ($882)$464$417$137,806
139 ($882)$463$419$137,387
140 ($882)$461$420$136,966
141 ($882)$460$422$136,545
142 ($882)$459$423$136,122
143 ($882)$457$424$135,697
144 ($882)$456$426$135,271
Year 13 - 145 ($882)$454$427$134,844
146 ($882)$453$429$134,415
147 ($882)$451$430$133,985
148 ($882)$450$432$133,553
149 ($882)$449$433$133,120
150 ($882)$447$435$132,686
151 ($882)$446$436$132,250
152 ($882)$444$437$131,812
153 ($882)$443$439$131,373
154 ($882)$441$440$130,933
155 ($882)$440$442$130,491
156 ($882)$438$443$130,047
Year 14 - 157 ($882)$437$445$129,603
158 ($882)$435$446$129,156
159 ($882)$434$448$128,708
160 ($882)$432$449$128,259
161 ($882)$431$451$127,808
162 ($882)$429$452$127,356
163 ($882)$428$454$126,902
164 ($882)$426$455$126,446
165 ($882)$425$457$125,989
166 ($882)$423$459$125,531
167 ($882)$422$460$125,071
168 ($882)$420$462$124,609
Year 15 - 169 ($882)$418$463$124,146
170 ($882)$417$465$123,681
171 ($882)$415$466$123,215
172 ($882)$414$468$122,747
173 ($882)$412$469$122,278
174 ($882)$411$471$121,807
175 ($882)$409$473$121,334
176 ($882)$407$474$120,860
177 ($882)$406$476$120,384
178 ($882)$404$477$119,907
179 ($882)$403$479$119,428
180 ($882)$401$481$118,947
Year 16 - 181 ($882)$399$482$118,465
182 ($882)$398$484$117,982
183 ($882)$396$485$117,496
184 ($882)$395$487$117,009
185 ($882)$393$489$116,520
186 ($882)$391$490$116,030
187 ($882)$390$492$115,538
188 ($882)$388$494$115,045
189 ($882)$386$495$114,549
190 ($882)$385$497$114,052
191 ($882)$383$499$113,554
192 ($882)$381$500$113,053
Year 17 - 193 ($882)$380$502$112,551
194 ($882)$378$504$112,048
195 ($882)$376$505$111,542
196 ($882)$375$507$111,035
197 ($882)$373$509$110,527
198 ($882)$371$510$110,016
199 ($882)$369$512$109,504
200 ($882)$368$514$108,990
201 ($882)$366$516$108,475
202 ($882)$364$517$107,957
203 ($882)$363$519$107,438
204 ($882)$361$521$106,917
Year 18 - 205 ($882)$359$523$106,395
206 ($882)$357$524$105,871
207 ($882)$356$526$105,344
208 ($882)$354$528$104,817
209 ($882)$352$530$104,287
210 ($882)$350$531$103,756
211 ($882)$348$533$103,222
212 ($882)$347$535$102,687
213 ($882)$345$537$102,151
214 ($882)$343$539$101,612
215 ($882)$341$540$101,072
216 ($882)$339$542$100,530
Year 19 - 217 ($882)$338$544$99,985
218 ($882)$336$546$99,440
219 ($882)$334$548$98,892
220 ($882)$332$550$98,342
221 ($882)$330$551$97,791
222 ($882)$328$553$97,238
223 ($882)$327$555$96,683
224 ($882)$325$557$96,126
225 ($882)$323$559$95,567
226 ($882)$321$561$95,006
227 ($882)$319$563$94,444
228 ($882)$317$564$93,879
Year 20 - 229 ($882)$315$566$93,313
230 ($882)$313$568$92,745
231 ($882)$311$570$92,175
232 ($882)$310$572$91,603
233 ($882)$308$574$91,029
234 ($882)$306$576$90,453
235 ($882)$304$578$89,875
236 ($882)$302$580$89,295
237 ($882)$300$582$88,713
238 ($882)$298$584$88,129
239 ($882)$296$586$87,544
240 ($882)$294$588$86,956
Year 21 - 241 ($882)$292$590$86,367
242 ($882)$290$592$85,775
243 ($882)$288$594$85,181
244 ($882)$286$596$84,586
245 ($882)$284$598$83,988
246 ($882)$282$600$83,389
247 ($882)$280$602$82,787
248 ($882)$278$604$82,184
249 ($882)$276$606$81,578
250 ($882)$274$608$80,970
251 ($882)$272$610$80,361
252 ($882)$270$612$79,749
Year 22 - 253 ($882)$268$614$79,135
254 ($882)$266$616$78,519
255 ($882)$264$618$77,901
256 ($882)$262$620$77,281
257 ($882)$260$622$76,659
258 ($882)$257$624$76,035
259 ($882)$255$626$75,409
260 ($882)$253$628$74,780
261 ($882)$251$630$74,150
262 ($882)$249$633$73,517
263 ($882)$247$635$72,882
264 ($882)$245$637$72,246
Year 23 - 265 ($882)$243$639$71,607
266 ($882)$240$641$70,965
267 ($882)$238$643$70,322
268 ($882)$236$645$69,677
269 ($882)$234$648$69,029
270 ($882)$232$650$68,379
271 ($882)$230$652$67,727
272 ($882)$227$654$67,073
273 ($882)$225$656$66,417
274 ($882)$223$659$65,758
275 ($882)$221$661$65,097
276 ($882)$219$663$64,434
Year 24 - 277 ($882)$216$665$63,769
278 ($882)$214$667$63,102
279 ($882)$212$670$62,432
280 ($882)$210$672$61,760
281 ($882)$207$674$61,086
282 ($882)$205$676$60,409
283 ($882)$203$679$59,730
284 ($882)$201$681$59,049
285 ($882)$198$683$58,366
286 ($882)$196$686$57,680
287 ($882)$194$688$56,993
288 ($882)$191$690$56,302
Year 25 - 289 ($882)$189$693$55,610
290 ($882)$187$695$54,915
291 ($882)$184$697$54,218
292 ($882)$182$700$53,518
293 ($882)$180$702$52,816
294 ($882)$177$704$52,112
295 ($882)$175$707$51,405
296 ($882)$173$709$50,696
297 ($882)$170$711$49,985
298 ($882)$168$714$49,271
299 ($882)$165$716$48,555
300 ($882)$163$719$47,836
Year 26 - 301 ($882)$161$721$47,116
302 ($882)$158$723$46,392
303 ($882)$156$726$45,666
304 ($882)$153$728$44,938
305 ($882)$151$731$44,207
306 ($882)$148$733$43,474
307 ($882)$146$736$42,739
308 ($882)$144$738$42,000
309 ($882)$141$741$41,260
310 ($882)$139$743$40,517
311 ($882)$136$746$39,771
312 ($882)$134$748$39,023
Year 27 - 313 ($882)$131$751$38,273
314 ($882)$129$753$37,519
315 ($882)$126$756$36,764
316 ($882)$123$758$36,006
317 ($882)$121$761$35,245
318 ($882)$118$763$34,482
319 ($882)$116$766$33,716
320 ($882)$113$768$32,947
321 ($882)$111$771$32,176
322 ($882)$108$774$31,403
323 ($882)$105$776$30,627
324 ($882)$103$779$29,848
Year 28 - 325 ($882)$100$781$29,067
326 ($882)$98$784$28,283
327 ($882)$95$787$27,496
328 ($882)$92$789$26,707
329 ($882)$90$792$25,915
330 ($882)$87$795$25,120
331 ($882)$84$797$24,323
332 ($882)$82$800$23,523
333 ($882)$79$803$22,720
334 ($882)$76$805$21,915
335 ($882)$74$808$21,107
336 ($882)$71$811$20,296
Year 29 - 337 ($882)$68$813$19,483
338 ($882)$65$816$18,666
339 ($882)$63$819$17,848
340 ($882)$60$822$17,026
341 ($882)$57$824$16,201
342 ($882)$54$827$15,374
343 ($882)$52$830$14,544
344 ($882)$49$833$13,711
345 ($882)$46$836$12,876
346 ($882)$43$838$12,037
347 ($882)$40$841$11,196
348 ($882)$38$844$10,352
Year 30 - 349 ($882)$35$847$9,505
350 ($882)$32$850$8,656
351 ($882)$29$853$7,803
352 ($882)$26$855$6,948
353 ($882)$23$858$6,089
354 ($882)$20$861$5,228
355 ($882)$18$864$4,364
356 ($882)$15$867$3,497
357 ($882)$12$870$2,627
358 ($882)$9$873$1,754
359 ($882)$6$876$879
360 ($882)$3$879$0
TOTALS$133,387$184,000$317,387

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.