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Mortgage Payment Schedule for a $230,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of October 19, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($46,000) may require pre-mortgage insurance


3.88% is current rate for 30-year fixed
3.19% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$866 360 $127,675 $311,675

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,176 or less (zip code: 20149)


$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.778% | Rate: 3.750% | Fees: $860 | 30 day rate lock

NMLS #: 3232 | State Lic #: MC-1532
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 40 day rate lock

NMLS #: 790396
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 898791
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.928% | Rate: 3.875% | Fees: $1,595 | 60 day rate lock

NMLS #: 35959 | State Lic #: MC-2967
$1,519 /mo
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30 yr fixed mtg, 0 points | APR: 6.125% | Rate: 6.125% | Fees: $0 | 30 day rate lock

NMLS #: 67717
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.762% | Rate: 3.750% | Fees: $353 | 30 day rate lock

NMLS #: 2258 | State Lic #: MC-4673
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 7706
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 417490
$1,192 /mo
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30 yr fixed mtg, 0 points | APR: 3.999% | Rate: 3.990% | Fees: $270 | 30 day rate lock

NMLS #: 181005
$1,192 /mo
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30 yr fixed mtg, 0 points | APR: 4.019% | Rate: 3.990% | Fees: $870 | 45 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $230,000
Down Payment $46,000$184,000
Year 1 - 1 ($866)$595$271$183,729
2 ($866)$594$272$183,457
3 ($866)$593$273$183,185
4 ($866)$592$273$182,911
5 ($866)$591$274$182,637
6 ($866)$591$275$182,362
7 ($866)$590$276$182,086
8 ($866)$589$277$181,809
9 ($866)$588$278$181,531
10 ($866)$587$279$181,252
11 ($866)$586$280$180,972
12 ($866)$585$281$180,692
Year 2 - 13 ($866)$584$282$180,410
14 ($866)$583$282$180,128
15 ($866)$582$283$179,844
16 ($866)$581$284$179,560
17 ($866)$581$285$179,275
18 ($866)$580$286$178,989
19 ($866)$579$287$178,702
20 ($866)$578$288$178,414
21 ($866)$577$289$178,125
22 ($866)$576$290$177,835
23 ($866)$575$291$177,544
24 ($866)$574$292$177,253
Year 3 - 25 ($866)$573$293$176,960
26 ($866)$572$294$176,666
27 ($866)$571$295$176,372
28 ($866)$570$295$176,076
29 ($866)$569$296$175,780
30 ($866)$568$297$175,482
31 ($866)$567$298$175,184
32 ($866)$566$299$174,885
33 ($866)$565$300$174,584
34 ($866)$564$301$174,283
35 ($866)$564$302$173,981
36 ($866)$563$303$173,678
Year 4 - 37 ($866)$562$304$173,373
38 ($866)$561$305$173,068
39 ($866)$560$306$172,762
40 ($866)$559$307$172,455
41 ($866)$558$308$172,147
42 ($866)$557$309$171,838
43 ($866)$556$310$171,528
44 ($866)$555$311$171,216
45 ($866)$554$312$170,904
46 ($866)$553$313$170,591
47 ($866)$552$314$170,277
48 ($866)$551$315$169,962
Year 5 - 49 ($866)$550$316$169,645
50 ($866)$549$317$169,328
51 ($866)$547$318$169,010
52 ($866)$546$319$168,691
53 ($866)$545$320$168,370
54 ($866)$544$321$168,049
55 ($866)$543$322$167,726
56 ($866)$542$323$167,403
57 ($866)$541$324$167,079
58 ($866)$540$326$166,753
59 ($866)$539$327$166,426
60 ($866)$538$328$166,099
Year 6 - 61 ($866)$537$329$165,770
62 ($866)$536$330$165,440
63 ($866)$535$331$165,109
64 ($866)$534$332$164,778
65 ($866)$533$333$164,445
66 ($866)$532$334$164,111
67 ($866)$531$335$163,775
68 ($866)$530$336$163,439
69 ($866)$528$337$163,102
70 ($866)$527$338$162,763
71 ($866)$526$339$162,424
72 ($866)$525$341$162,083
Year 7 - 73 ($866)$524$342$161,742
74 ($866)$523$343$161,399
75 ($866)$522$344$161,055
76 ($866)$521$345$160,710
77 ($866)$520$346$160,364
78 ($866)$519$347$160,017
79 ($866)$517$348$159,668
80 ($866)$516$350$159,319
81 ($866)$515$351$158,968
82 ($866)$514$352$158,616
83 ($866)$513$353$158,263
84 ($866)$512$354$157,909
Year 8 - 85 ($866)$511$355$157,554
86 ($866)$509$356$157,198
87 ($866)$508$357$156,840
88 ($866)$507$359$156,482
89 ($866)$506$360$156,122
90 ($866)$505$361$155,761
91 ($866)$504$362$155,399
92 ($866)$502$363$155,035
93 ($866)$501$364$154,671
94 ($866)$500$366$154,305
95 ($866)$499$367$153,938
96 ($866)$498$368$153,570
Year 9 - 97 ($866)$497$369$153,201
98 ($866)$495$370$152,831
99 ($866)$494$372$152,459
100 ($866)$493$373$152,086
101 ($866)$492$374$151,712
102 ($866)$491$375$151,337
103 ($866)$489$376$150,961
104 ($866)$488$378$150,583
105 ($866)$487$379$150,204
106 ($866)$486$380$149,824
107 ($866)$484$381$149,443
108 ($866)$483$383$149,060
Year 10 - 109 ($866)$482$384$148,676
110 ($866)$481$385$148,291
111 ($866)$479$386$147,905
112 ($866)$478$388$147,517
113 ($866)$477$389$147,129
114 ($866)$476$390$146,739
115 ($866)$474$391$146,347
116 ($866)$473$393$145,955
117 ($866)$472$394$145,561
118 ($866)$471$395$145,166
119 ($866)$469$396$144,769
120 ($866)$468$398$144,372
Year 11 - 121 ($866)$467$399$143,973
122 ($866)$466$400$143,573
123 ($866)$464$402$143,171
124 ($866)$463$403$142,768
125 ($866)$462$404$142,364
126 ($866)$460$405$141,959
127 ($866)$459$407$141,552
128 ($866)$458$408$141,144
129 ($866)$456$409$140,734
130 ($866)$455$411$140,324
131 ($866)$454$412$139,912
132 ($866)$452$413$139,498
Year 12 - 133 ($866)$451$415$139,083
134 ($866)$450$416$138,667
135 ($866)$448$417$138,250
136 ($866)$447$419$137,831
137 ($866)$446$420$137,411
138 ($866)$444$421$136,990
139 ($866)$443$423$136,567
140 ($866)$442$424$136,143
141 ($866)$440$426$135,717
142 ($866)$439$427$135,290
143 ($866)$437$428$134,862
144 ($866)$436$430$134,432
Year 13 - 145 ($866)$435$431$134,001
146 ($866)$433$432$133,568
147 ($866)$432$434$133,135
148 ($866)$430$435$132,699
149 ($866)$429$437$132,263
150 ($866)$428$438$131,824
151 ($866)$426$440$131,385
152 ($866)$425$441$130,944
153 ($866)$423$442$130,502
154 ($866)$422$444$130,058
155 ($866)$421$445$129,613
156 ($866)$419$447$129,166
Year 14 - 157 ($866)$418$448$128,718
158 ($866)$416$450$128,268
159 ($866)$415$451$127,817
160 ($866)$413$452$127,365
161 ($866)$412$454$126,911
162 ($866)$410$455$126,455
163 ($866)$409$457$125,998
164 ($866)$407$458$125,540
165 ($866)$406$460$125,080
166 ($866)$404$461$124,619
167 ($866)$403$463$124,156
168 ($866)$401$464$123,692
Year 15 - 169 ($866)$400$466$123,226
170 ($866)$398$467$122,759
171 ($866)$397$469$122,290
172 ($866)$395$470$121,819
173 ($866)$394$472$121,347
174 ($866)$392$473$120,874
175 ($866)$391$475$120,399
176 ($866)$389$476$119,923
177 ($866)$388$478$119,445
178 ($866)$386$480$118,965
179 ($866)$385$481$118,484
180 ($866)$383$483$118,001
Year 16 - 181 ($866)$382$484$117,517
182 ($866)$380$486$117,031
183 ($866)$378$487$116,544
184 ($866)$377$489$116,055
185 ($866)$375$491$115,564
186 ($866)$374$492$115,072
187 ($866)$372$494$114,579
188 ($866)$370$495$114,083
189 ($866)$369$497$113,587
190 ($866)$367$498$113,088
191 ($866)$366$500$112,588
192 ($866)$364$502$112,086
Year 17 - 193 ($866)$362$503$111,583
194 ($866)$361$505$111,078
195 ($866)$359$507$110,571
196 ($866)$358$508$110,063
197 ($866)$356$510$109,553
198 ($866)$354$512$109,042
199 ($866)$353$513$108,528
200 ($866)$351$515$108,013
201 ($866)$349$517$107,497
202 ($866)$348$518$106,979
203 ($866)$346$520$106,459
204 ($866)$344$522$105,937
Year 18 - 205 ($866)$343$523$105,414
206 ($866)$341$525$104,889
207 ($866)$339$527$104,363
208 ($866)$337$528$103,834
209 ($866)$336$530$103,304
210 ($866)$334$532$102,773
211 ($866)$332$533$102,239
212 ($866)$331$535$101,704
213 ($866)$329$537$101,167
214 ($866)$327$539$100,628
215 ($866)$325$540$100,088
216 ($866)$324$542$99,546
Year 19 - 217 ($866)$322$544$99,002
218 ($866)$320$546$98,456
219 ($866)$318$547$97,909
220 ($866)$317$549$97,360
221 ($866)$315$551$96,809
222 ($866)$313$553$96,256
223 ($866)$311$555$95,701
224 ($866)$309$556$95,145
225 ($866)$308$558$94,587
226 ($866)$306$560$94,027
227 ($866)$304$562$93,465
228 ($866)$302$564$92,902
Year 20 - 229 ($866)$300$565$92,336
230 ($866)$299$567$91,769
231 ($866)$297$569$91,200
232 ($866)$295$571$90,629
233 ($866)$293$573$90,056
234 ($866)$291$575$89,482
235 ($866)$289$576$88,905
236 ($866)$287$578$88,327
237 ($866)$286$580$87,747
238 ($866)$284$582$87,165
239 ($866)$282$584$86,581
240 ($866)$280$586$85,995
Year 21 - 241 ($866)$278$588$85,407
242 ($866)$276$590$84,818
243 ($866)$274$592$84,226
244 ($866)$272$593$83,633
245 ($866)$270$595$83,037
246 ($866)$268$597$82,440
247 ($866)$267$599$81,841
248 ($866)$265$601$81,240
249 ($866)$263$603$80,637
250 ($866)$261$605$80,032
251 ($866)$259$607$79,425
252 ($866)$257$609$78,816
Year 22 - 253 ($866)$255$611$78,205
254 ($866)$253$613$77,592
255 ($866)$251$615$76,977
256 ($866)$249$617$76,360
257 ($866)$247$619$75,741
258 ($866)$245$621$75,120
259 ($866)$243$623$74,498
260 ($866)$241$625$73,873
261 ($866)$239$627$73,246
262 ($866)$237$629$72,617
263 ($866)$235$631$71,986
264 ($866)$233$633$71,353
Year 23 - 265 ($866)$231$635$70,718
266 ($866)$229$637$70,081
267 ($866)$227$639$69,442
268 ($866)$225$641$68,800
269 ($866)$222$643$68,157
270 ($866)$220$645$67,512
271 ($866)$218$647$66,864
272 ($866)$216$650$66,215
273 ($866)$214$652$65,563
274 ($866)$212$654$64,909
275 ($866)$210$656$64,253
276 ($866)$208$658$63,595
Year 24 - 277 ($866)$206$660$62,935
278 ($866)$203$662$62,273
279 ($866)$201$664$61,608
280 ($866)$199$667$60,942
281 ($866)$197$669$60,273
282 ($866)$195$671$59,602
283 ($866)$193$673$58,929
284 ($866)$191$675$58,254
285 ($866)$188$677$57,577
286 ($866)$186$680$56,897
287 ($866)$184$682$56,215
288 ($866)$182$684$55,531
Year 25 - 289 ($866)$180$686$54,845
290 ($866)$177$688$54,157
291 ($866)$175$691$53,466
292 ($866)$173$693$52,773
293 ($866)$171$695$52,078
294 ($866)$168$697$51,380
295 ($866)$166$700$50,681
296 ($866)$164$702$49,979
297 ($866)$162$704$49,275
298 ($866)$159$706$48,568
299 ($866)$157$709$47,860
300 ($866)$155$711$47,149
Year 26 - 301 ($866)$152$713$46,435
302 ($866)$150$716$45,720
303 ($866)$148$718$45,002
304 ($866)$146$720$44,281
305 ($866)$143$723$43,559
306 ($866)$141$725$42,834
307 ($866)$138$727$42,107
308 ($866)$136$730$41,377
309 ($866)$134$732$40,645
310 ($866)$131$734$39,911
311 ($866)$129$737$39,174
312 ($866)$127$739$38,435
Year 27 - 313 ($866)$124$741$37,693
314 ($866)$122$744$36,950
315 ($866)$119$746$36,203
316 ($866)$117$749$35,455
317 ($866)$115$751$34,703
318 ($866)$112$754$33,950
319 ($866)$110$756$33,194
320 ($866)$107$758$32,435
321 ($866)$105$761$31,675
322 ($866)$102$763$30,911
323 ($866)$100$766$30,145
324 ($866)$97$768$29,377
Year 28 - 325 ($866)$95$771$28,606
326 ($866)$92$773$27,833
327 ($866)$90$776$27,057
328 ($866)$87$778$26,279
329 ($866)$85$781$25,498
330 ($866)$82$783$24,715
331 ($866)$80$786$23,929
332 ($866)$77$788$23,141
333 ($866)$75$791$22,350
334 ($866)$72$793$21,556
335 ($866)$70$796$20,760
336 ($866)$67$799$19,962
Year 29 - 337 ($866)$65$801$19,160
338 ($866)$62$804$18,357
339 ($866)$59$806$17,550
340 ($866)$57$809$16,741
341 ($866)$54$812$15,929
342 ($866)$52$814$15,115
343 ($866)$49$817$14,298
344 ($866)$46$820$13,479
345 ($866)$44$822$12,657
346 ($866)$41$825$11,832
347 ($866)$38$828$11,004
348 ($866)$36$830$10,174
Year 30 - 349 ($866)$33$833$9,341
350 ($866)$30$836$8,506
351 ($866)$28$838$7,667
352 ($866)$25$841$6,826
353 ($866)$22$844$5,983
354 ($866)$19$846$5,136
355 ($866)$17$849$4,287
356 ($866)$14$852$3,435
357 ($866)$11$855$2,581
358 ($866)$8$857$1,723
359 ($866)$6$860$863
360 ($866)$3$863$0
TOTALS$127,675$184,000$311,675

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.