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Mortgage Payment Schedule for a $240,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of September 21, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($48,000) may require pre-mortgage insurance


3.83% is current rate for 30-year fixed
3.13% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$898 360 $131,251 $323,251

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,169 or less (zip code: 20149)


NMLS #: 66247 Cardinal Financial | State Lic #: MC-1825
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.772% | Rate: 3.750% | Fees: $675 | 30 day rate lock

NMLS #: 898791
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.802% | Rate: 3.750% | Fees: $1,595 | 60 day rate lock

NMLS #: 67717
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 790396
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

$1,194 /mo
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Next
30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $870 | 45 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $240,000
Down Payment $48,000$192,000
Year 1 - 1 ($898)$613$285$191,715
2 ($898)$612$286$191,429
3 ($898)$611$287$191,142
4 ($898)$610$288$190,854
5 ($898)$609$289$190,565
6 ($898)$608$290$190,276
7 ($898)$607$291$189,985
8 ($898)$606$292$189,693
9 ($898)$605$292$189,401
10 ($898)$605$293$189,107
11 ($898)$604$294$188,813
12 ($898)$603$295$188,518
Year 2 - 13 ($898)$602$296$188,222
14 ($898)$601$297$187,924
15 ($898)$600$298$187,626
16 ($898)$599$299$187,327
17 ($898)$598$300$187,027
18 ($898)$597$301$186,726
19 ($898)$596$302$186,424
20 ($898)$595$303$186,121
21 ($898)$594$304$185,817
22 ($898)$593$305$185,513
23 ($898)$592$306$185,207
24 ($898)$591$307$184,900
Year 3 - 25 ($898)$590$308$184,592
26 ($898)$589$309$184,283
27 ($898)$588$310$183,974
28 ($898)$587$311$183,663
29 ($898)$586$312$183,351
30 ($898)$585$313$183,038
31 ($898)$584$314$182,725
32 ($898)$583$315$182,410
33 ($898)$582$316$182,094
34 ($898)$581$317$181,778
35 ($898)$580$318$181,460
36 ($898)$579$319$181,141
Year 4 - 37 ($898)$578$320$180,821
38 ($898)$577$321$180,500
39 ($898)$576$322$180,179
40 ($898)$575$323$179,856
41 ($898)$574$324$179,532
42 ($898)$573$325$179,207
43 ($898)$572$326$178,881
44 ($898)$571$327$178,554
45 ($898)$570$328$178,226
46 ($898)$569$329$177,897
47 ($898)$568$330$177,567
48 ($898)$567$331$177,236
Year 5 - 49 ($898)$566$332$176,903
50 ($898)$565$333$176,570
51 ($898)$564$334$176,236
52 ($898)$562$335$175,900
53 ($898)$561$337$175,564
54 ($898)$560$338$175,226
55 ($898)$559$339$174,888
56 ($898)$558$340$174,548
57 ($898)$557$341$174,207
58 ($898)$556$342$173,865
59 ($898)$555$343$173,522
60 ($898)$554$344$173,178
Year 6 - 61 ($898)$553$345$172,833
62 ($898)$552$346$172,487
63 ($898)$551$347$172,139
64 ($898)$549$349$171,791
65 ($898)$548$350$171,441
66 ($898)$547$351$171,090
67 ($898)$546$352$170,738
68 ($898)$545$353$170,385
69 ($898)$544$354$170,031
70 ($898)$543$355$169,676
71 ($898)$542$356$169,320
72 ($898)$540$358$168,962
Year 7 - 73 ($898)$539$359$168,604
74 ($898)$538$360$168,244
75 ($898)$537$361$167,883
76 ($898)$536$362$167,521
77 ($898)$535$363$167,157
78 ($898)$534$364$166,793
79 ($898)$532$366$166,427
80 ($898)$531$367$166,061
81 ($898)$530$368$165,693
82 ($898)$529$369$165,324
83 ($898)$528$370$164,953
84 ($898)$526$371$164,582
Year 8 - 85 ($898)$525$373$164,209
86 ($898)$524$374$163,836
87 ($898)$523$375$163,461
88 ($898)$522$376$163,084
89 ($898)$521$377$162,707
90 ($898)$519$379$162,328
91 ($898)$518$380$161,949
92 ($898)$517$381$161,567
93 ($898)$516$382$161,185
94 ($898)$514$383$160,802
95 ($898)$513$385$160,417
96 ($898)$512$386$160,031
Year 9 - 97 ($898)$511$387$159,644
98 ($898)$510$388$159,256
99 ($898)$508$390$158,866
100 ($898)$507$391$158,475
101 ($898)$506$392$158,083
102 ($898)$505$393$157,690
103 ($898)$503$395$157,295
104 ($898)$502$396$156,899
105 ($898)$501$397$156,502
106 ($898)$500$398$156,104
107 ($898)$498$400$155,704
108 ($898)$497$401$155,303
Year 10 - 109 ($898)$496$402$154,901
110 ($898)$494$404$154,497
111 ($898)$493$405$154,092
112 ($898)$492$406$153,686
113 ($898)$491$407$153,279
114 ($898)$489$409$152,870
115 ($898)$488$410$152,460
116 ($898)$487$411$152,049
117 ($898)$485$413$151,636
118 ($898)$484$414$151,222
119 ($898)$483$415$150,807
120 ($898)$481$417$150,390
Year 11 - 121 ($898)$480$418$149,972
122 ($898)$479$419$149,553
123 ($898)$477$421$149,132
124 ($898)$476$422$148,711
125 ($898)$475$423$148,287
126 ($898)$473$425$147,863
127 ($898)$472$426$147,437
128 ($898)$471$427$147,009
129 ($898)$469$429$146,581
130 ($898)$468$430$146,150
131 ($898)$466$431$145,719
132 ($898)$465$433$145,286
Year 12 - 133 ($898)$464$434$144,852
134 ($898)$462$436$144,416
135 ($898)$461$437$143,979
136 ($898)$460$438$143,541
137 ($898)$458$440$143,101
138 ($898)$457$441$142,660
139 ($898)$455$443$142,217
140 ($898)$454$444$141,773
141 ($898)$452$445$141,328
142 ($898)$451$447$140,881
143 ($898)$450$448$140,433
144 ($898)$448$450$139,983
Year 13 - 145 ($898)$447$451$139,532
146 ($898)$445$453$139,079
147 ($898)$444$454$138,625
148 ($898)$442$455$138,170
149 ($898)$441$457$137,713
150 ($898)$440$458$137,255
151 ($898)$438$460$136,795
152 ($898)$437$461$136,333
153 ($898)$435$463$135,871
154 ($898)$434$464$135,406
155 ($898)$432$466$134,941
156 ($898)$431$467$134,473
Year 14 - 157 ($898)$429$469$134,005
158 ($898)$428$470$133,534
159 ($898)$426$472$133,063
160 ($898)$425$473$132,590
161 ($898)$423$475$132,115
162 ($898)$422$476$131,639
163 ($898)$420$478$131,161
164 ($898)$419$479$130,681
165 ($898)$417$481$130,201
166 ($898)$416$482$129,718
167 ($898)$414$484$129,234
168 ($898)$412$485$128,749
Year 15 - 169 ($898)$411$487$128,262
170 ($898)$409$489$127,773
171 ($898)$408$490$127,283
172 ($898)$406$492$126,792
173 ($898)$405$493$126,298
174 ($898)$403$495$125,804
175 ($898)$402$496$125,307
176 ($898)$400$498$124,809
177 ($898)$398$500$124,310
178 ($898)$397$501$123,808
179 ($898)$395$503$123,306
180 ($898)$394$504$122,801
Year 16 - 181 ($898)$392$506$122,295
182 ($898)$390$508$121,788
183 ($898)$389$509$121,278
184 ($898)$387$511$120,768
185 ($898)$385$512$120,255
186 ($898)$384$514$119,741
187 ($898)$382$516$119,225
188 ($898)$381$517$118,708
189 ($898)$379$519$118,189
190 ($898)$377$521$117,668
191 ($898)$376$522$117,146
192 ($898)$374$524$116,622
Year 17 - 193 ($898)$372$526$116,096
194 ($898)$371$527$115,569
195 ($898)$369$529$115,040
196 ($898)$367$531$114,509
197 ($898)$365$532$113,976
198 ($898)$364$534$113,442
199 ($898)$362$536$112,906
200 ($898)$360$538$112,369
201 ($898)$359$539$111,830
202 ($898)$357$541$111,289
203 ($898)$355$543$110,746
204 ($898)$353$544$110,201
Year 18 - 205 ($898)$352$546$109,655
206 ($898)$350$548$109,107
207 ($898)$348$550$108,558
208 ($898)$346$551$108,006
209 ($898)$345$553$107,453
210 ($898)$343$555$106,898
211 ($898)$341$557$106,341
212 ($898)$339$559$105,783
213 ($898)$338$560$105,222
214 ($898)$336$562$104,660
215 ($898)$334$564$104,097
216 ($898)$332$566$103,531
Year 19 - 217 ($898)$330$567$102,963
218 ($898)$329$569$102,394
219 ($898)$327$571$101,823
220 ($898)$325$573$101,250
221 ($898)$323$575$100,675
222 ($898)$321$577$100,099
223 ($898)$319$578$99,520
224 ($898)$318$580$98,940
225 ($898)$316$582$98,358
226 ($898)$314$584$97,774
227 ($898)$312$586$97,188
228 ($898)$310$588$96,600
Year 20 - 229 ($898)$308$590$96,011
230 ($898)$306$591$95,419
231 ($898)$305$593$94,826
232 ($898)$303$595$94,230
233 ($898)$301$597$93,633
234 ($898)$299$599$93,034
235 ($898)$297$601$92,433
236 ($898)$295$603$91,830
237 ($898)$293$605$91,226
238 ($898)$291$607$90,619
239 ($898)$289$609$90,010
240 ($898)$287$611$89,399
Year 21 - 241 ($898)$285$613$88,787
242 ($898)$283$615$88,172
243 ($898)$281$617$87,556
244 ($898)$279$618$86,937
245 ($898)$277$620$86,317
246 ($898)$275$622$85,694
247 ($898)$274$624$85,070
248 ($898)$272$626$84,444
249 ($898)$270$628$83,815
250 ($898)$268$630$83,185
251 ($898)$265$632$82,552
252 ($898)$263$634$81,918
Year 22 - 253 ($898)$261$636$81,281
254 ($898)$259$638$80,643
255 ($898)$257$641$80,002
256 ($898)$255$643$79,360
257 ($898)$253$645$78,715
258 ($898)$251$647$78,069
259 ($898)$249$649$77,420
260 ($898)$247$651$76,769
261 ($898)$245$653$76,116
262 ($898)$243$655$75,461
263 ($898)$241$657$74,804
264 ($898)$239$659$74,145
Year 23 - 265 ($898)$237$661$73,484
266 ($898)$235$663$72,820
267 ($898)$232$666$72,155
268 ($898)$230$668$71,487
269 ($898)$228$670$70,817
270 ($898)$226$672$70,145
271 ($898)$224$674$69,471
272 ($898)$222$676$68,795
273 ($898)$220$678$68,117
274 ($898)$217$681$67,436
275 ($898)$215$683$66,754
276 ($898)$213$685$66,069
Year 24 - 277 ($898)$211$687$65,382
278 ($898)$209$689$64,692
279 ($898)$206$691$64,001
280 ($898)$204$694$63,307
281 ($898)$202$696$62,612
282 ($898)$200$698$61,913
283 ($898)$198$700$61,213
284 ($898)$195$703$60,511
285 ($898)$193$705$59,806
286 ($898)$191$707$59,099
287 ($898)$189$709$58,389
288 ($898)$186$712$57,678
Year 25 - 289 ($898)$184$714$56,964
290 ($898)$182$716$56,248
291 ($898)$180$718$55,530
292 ($898)$177$721$54,809
293 ($898)$175$723$54,086
294 ($898)$173$725$53,361
295 ($898)$170$728$52,633
296 ($898)$168$730$51,903
297 ($898)$166$732$51,171
298 ($898)$163$735$50,436
299 ($898)$161$737$49,699
300 ($898)$159$739$48,960
Year 26 - 301 ($898)$156$742$48,218
302 ($898)$154$744$47,474
303 ($898)$152$746$46,728
304 ($898)$149$749$45,979
305 ($898)$147$751$45,228
306 ($898)$144$754$44,474
307 ($898)$142$756$43,718
308 ($898)$140$758$42,960
309 ($898)$137$761$42,199
310 ($898)$135$763$41,436
311 ($898)$132$766$40,670
312 ($898)$130$768$39,902
Year 27 - 313 ($898)$127$771$39,132
314 ($898)$125$773$38,359
315 ($898)$122$775$37,583
316 ($898)$120$778$36,805
317 ($898)$117$780$36,025
318 ($898)$115$783$35,242
319 ($898)$112$785$34,456
320 ($898)$110$788$33,668
321 ($898)$107$790$32,878
322 ($898)$105$793$32,085
323 ($898)$102$796$31,289
324 ($898)$100$798$30,491
Year 28 - 325 ($898)$97$801$29,691
326 ($898)$95$803$28,888
327 ($898)$92$806$28,082
328 ($898)$90$808$27,274
329 ($898)$87$811$26,463
330 ($898)$84$813$25,649
331 ($898)$82$816$24,833
332 ($898)$79$819$24,014
333 ($898)$77$821$23,193
334 ($898)$74$824$22,369
335 ($898)$71$827$21,543
336 ($898)$69$829$20,714
Year 29 - 337 ($898)$66$832$19,882
338 ($898)$63$834$19,047
339 ($898)$61$837$18,210
340 ($898)$58$840$17,370
341 ($898)$55$842$16,528
342 ($898)$53$845$15,683
343 ($898)$50$848$14,835
344 ($898)$47$851$13,984
345 ($898)$45$853$13,131
346 ($898)$42$856$12,275
347 ($898)$39$859$11,416
348 ($898)$36$861$10,555
Year 30 - 349 ($898)$34$864$9,691
350 ($898)$31$867$8,824
351 ($898)$28$870$7,954
352 ($898)$25$873$7,081
353 ($898)$23$875$6,206
354 ($898)$20$878$5,328
355 ($898)$17$881$4,447
356 ($898)$14$884$3,563
357 ($898)$11$887$2,677
358 ($898)$9$889$1,787
359 ($898)$6$892$895
360 ($898)$3$895$0
TOTALS$131,251$192,000$323,251

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.