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Mortgage Payment Schedule for a $240,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of November 23, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($48,000) may require pre-mortgage insurance


3.92% is current rate for 30-year fixed
3.32% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$908 360 $134,810 $326,810

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,182 or less (zip code: 20149)


NMLS #: 66247 | State Lic #: MC-1825
$1,140 /mo
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30 yr fixed mtg, 0 points | APR: 3.689% | Rate: 3.625% | Fees: $1,962 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 227765 | State Lic #: MC-5920
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.776% | Rate: 3.750% | Fees: $795 | 45 day rate lock

NMLS #: 790396
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 7706
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 181005
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $870 | 45 day rate lock

NMLS #: 417490
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.907% | Rate: 3.875% | Fees: $962 | 30 day rate lock

NMLS #: 2925 | State Lic #: MC-1875
$1,212 /mo
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Next
30 yr fixed mtg, 0 points | APR: 4.135% | Rate: 4.125% | Fees: $299 | 45 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $240,000
Down Payment $48,000$192,000
Year 1 - 1 ($908)$627$281$191,719
2 ($908)$626$282$191,438
3 ($908)$625$282$191,155
4 ($908)$624$283$190,872
5 ($908)$624$284$190,588
6 ($908)$623$285$190,303
7 ($908)$622$286$190,016
8 ($908)$621$287$189,729
9 ($908)$620$288$189,441
10 ($908)$619$289$189,152
11 ($908)$618$290$188,862
12 ($908)$617$291$188,572
Year 2 - 13 ($908)$616$292$188,280
14 ($908)$615$293$187,987
15 ($908)$614$294$187,693
16 ($908)$613$295$187,399
17 ($908)$612$296$187,103
18 ($908)$611$297$186,806
19 ($908)$610$298$186,509
20 ($908)$609$299$186,210
21 ($908)$608$300$185,911
22 ($908)$607$300$185,610
23 ($908)$606$301$185,309
24 ($908)$605$302$185,006
Year 3 - 25 ($908)$604$303$184,703
26 ($908)$603$304$184,398
27 ($908)$602$305$184,093
28 ($908)$601$306$183,787
29 ($908)$600$307$183,479
30 ($908)$599$308$183,171
31 ($908)$598$309$182,861
32 ($908)$597$310$182,551
33 ($908)$596$311$182,239
34 ($908)$595$312$181,927
35 ($908)$594$314$181,613
36 ($908)$593$315$181,299
Year 4 - 37 ($908)$592$316$180,983
38 ($908)$591$317$180,667
39 ($908)$590$318$180,349
40 ($908)$589$319$180,030
41 ($908)$588$320$179,711
42 ($908)$587$321$179,390
43 ($908)$586$322$179,068
44 ($908)$585$323$178,745
45 ($908)$584$324$178,421
46 ($908)$583$325$178,096
47 ($908)$582$326$177,770
48 ($908)$581$327$177,443
Year 5 - 49 ($908)$580$328$177,115
50 ($908)$579$329$176,786
51 ($908)$578$330$176,456
52 ($908)$576$331$176,124
53 ($908)$575$332$175,792
54 ($908)$574$334$175,458
55 ($908)$573$335$175,124
56 ($908)$572$336$174,788
57 ($908)$571$337$174,451
58 ($908)$570$338$174,113
59 ($908)$569$339$173,774
60 ($908)$568$340$173,434
Year 6 - 61 ($908)$567$341$173,093
62 ($908)$565$342$172,750
63 ($908)$564$343$172,407
64 ($908)$563$345$172,062
65 ($908)$562$346$171,716
66 ($908)$561$347$171,370
67 ($908)$560$348$171,022
68 ($908)$559$349$170,672
69 ($908)$558$350$170,322
70 ($908)$556$351$169,971
71 ($908)$555$353$169,618
72 ($908)$554$354$169,264
Year 7 - 73 ($908)$553$355$168,910
74 ($908)$552$356$168,554
75 ($908)$551$357$168,196
76 ($908)$549$358$167,838
77 ($908)$548$360$167,478
78 ($908)$547$361$167,118
79 ($908)$546$362$166,756
80 ($908)$545$363$166,393
81 ($908)$544$364$166,029
82 ($908)$542$365$165,663
83 ($908)$541$367$165,296
84 ($908)$540$368$164,929
Year 8 - 85 ($908)$539$369$164,560
86 ($908)$538$370$164,189
87 ($908)$536$371$163,818
88 ($908)$535$373$163,445
89 ($908)$534$374$163,071
90 ($908)$533$375$162,696
91 ($908)$531$376$162,320
92 ($908)$530$378$161,942
93 ($908)$529$379$161,564
94 ($908)$528$380$161,184
95 ($908)$527$381$160,802
96 ($908)$525$383$160,420
Year 9 - 97 ($908)$524$384$160,036
98 ($908)$523$385$159,651
99 ($908)$522$386$159,265
100 ($908)$520$388$158,877
101 ($908)$519$389$158,488
102 ($908)$518$390$158,098
103 ($908)$516$391$157,707
104 ($908)$515$393$157,314
105 ($908)$514$394$156,920
106 ($908)$513$395$156,525
107 ($908)$511$396$156,129
108 ($908)$510$398$155,731
Year 10 - 109 ($908)$509$399$155,332
110 ($908)$507$400$154,931
111 ($908)$506$402$154,530
112 ($908)$505$403$154,127
113 ($908)$503$404$153,722
114 ($908)$502$406$153,317
115 ($908)$501$407$152,910
116 ($908)$500$408$152,501
117 ($908)$498$410$152,092
118 ($908)$497$411$151,681
119 ($908)$495$412$151,269
120 ($908)$494$414$150,855
Year 11 - 121 ($908)$493$415$150,440
122 ($908)$491$416$150,024
123 ($908)$490$418$149,606
124 ($908)$489$419$149,187
125 ($908)$487$420$148,766
126 ($908)$486$422$148,344
127 ($908)$485$423$147,921
128 ($908)$483$425$147,497
129 ($908)$482$426$147,071
130 ($908)$480$427$146,643
131 ($908)$479$429$146,214
132 ($908)$478$430$145,784
Year 12 - 133 ($908)$476$432$145,353
134 ($908)$475$433$144,920
135 ($908)$473$434$144,485
136 ($908)$472$436$144,050
137 ($908)$471$437$143,612
138 ($908)$469$439$143,174
139 ($908)$468$440$142,733
140 ($908)$466$442$142,292
141 ($908)$465$443$141,849
142 ($908)$463$444$141,405
143 ($908)$462$446$140,959
144 ($908)$460$447$140,511
Year 13 - 145 ($908)$459$449$140,063
146 ($908)$458$450$139,612
147 ($908)$456$452$139,161
148 ($908)$455$453$138,707
149 ($908)$453$455$138,253
150 ($908)$452$456$137,796
151 ($908)$450$458$137,339
152 ($908)$449$459$136,880
153 ($908)$447$461$136,419
154 ($908)$446$462$135,957
155 ($908)$444$464$135,493
156 ($908)$443$465$135,028
Year 14 - 157 ($908)$441$467$134,561
158 ($908)$440$468$134,093
159 ($908)$438$470$133,623
160 ($908)$437$471$133,152
161 ($908)$435$473$132,679
162 ($908)$433$474$132,205
163 ($908)$432$476$131,729
164 ($908)$430$477$131,251
165 ($908)$429$479$130,772
166 ($908)$427$481$130,292
167 ($908)$426$482$129,809
168 ($908)$424$484$129,326
Year 15 - 169 ($908)$422$485$128,840
170 ($908)$421$487$128,353
171 ($908)$419$489$127,865
172 ($908)$418$490$127,375
173 ($908)$416$492$126,883
174 ($908)$414$493$126,390
175 ($908)$413$495$125,895
176 ($908)$411$497$125,398
177 ($908)$410$498$124,900
178 ($908)$408$500$124,400
179 ($908)$406$501$123,899
180 ($908)$405$503$123,396
Year 16 - 181 ($908)$403$505$122,891
182 ($908)$401$506$122,385
183 ($908)$400$508$121,877
184 ($908)$398$510$121,367
185 ($908)$396$511$120,856
186 ($908)$395$513$120,343
187 ($908)$393$515$119,828
188 ($908)$391$516$119,312
189 ($908)$390$518$118,794
190 ($908)$388$520$118,274
191 ($908)$386$521$117,752
192 ($908)$385$523$117,229
Year 17 - 193 ($908)$383$525$116,704
194 ($908)$381$527$116,178
195 ($908)$380$528$115,649
196 ($908)$378$530$115,119
197 ($908)$376$532$114,588
198 ($908)$374$533$114,054
199 ($908)$373$535$113,519
200 ($908)$371$537$112,982
201 ($908)$369$539$112,443
202 ($908)$367$540$111,903
203 ($908)$366$542$111,361
204 ($908)$364$544$110,817
Year 18 - 205 ($908)$362$546$110,271
206 ($908)$360$548$109,723
207 ($908)$358$549$109,174
208 ($908)$357$551$108,623
209 ($908)$355$553$108,070
210 ($908)$353$555$107,515
211 ($908)$351$557$106,958
212 ($908)$349$558$106,400
213 ($908)$348$560$105,840
214 ($908)$346$562$105,278
215 ($908)$344$564$104,714
216 ($908)$342$566$104,148
Year 19 - 217 ($908)$340$568$103,580
218 ($908)$338$569$103,011
219 ($908)$337$571$102,440
220 ($908)$335$573$101,866
221 ($908)$333$575$101,291
222 ($908)$331$577$100,714
223 ($908)$329$579$100,136
224 ($908)$327$581$99,555
225 ($908)$325$583$98,972
226 ($908)$323$584$98,388
227 ($908)$321$586$97,801
228 ($908)$319$588$97,213
Year 20 - 229 ($908)$318$590$96,623
230 ($908)$316$592$96,031
231 ($908)$314$594$95,437
232 ($908)$312$596$94,841
233 ($908)$310$598$94,243
234 ($908)$308$600$93,643
235 ($908)$306$602$93,041
236 ($908)$304$604$92,437
237 ($908)$302$606$91,831
238 ($908)$300$608$91,223
239 ($908)$298$610$90,613
240 ($908)$296$612$90,002
Year 21 - 241 ($908)$294$614$89,388
242 ($908)$292$616$88,772
243 ($908)$290$618$88,154
244 ($908)$288$620$87,534
245 ($908)$286$622$86,912
246 ($908)$284$624$86,289
247 ($908)$282$626$85,663
248 ($908)$280$628$85,035
249 ($908)$278$630$84,405
250 ($908)$276$632$83,773
251 ($908)$274$634$83,138
252 ($908)$272$636$82,502
Year 22 - 253 ($908)$270$638$81,864
254 ($908)$267$640$81,224
255 ($908)$265$642$80,581
256 ($908)$263$645$79,936
257 ($908)$261$647$79,290
258 ($908)$259$649$78,641
259 ($908)$257$651$77,990
260 ($908)$255$653$77,337
261 ($908)$253$655$76,682
262 ($908)$250$657$76,025
263 ($908)$248$659$75,365
264 ($908)$246$662$74,704
Year 23 - 265 ($908)$244$664$74,040
266 ($908)$242$666$73,374
267 ($908)$240$668$72,706
268 ($908)$238$670$72,035
269 ($908)$235$672$71,363
270 ($908)$233$675$70,688
271 ($908)$231$677$70,011
272 ($908)$229$679$69,332
273 ($908)$226$681$68,651
274 ($908)$224$684$67,967
275 ($908)$222$686$67,282
276 ($908)$220$688$66,594
Year 24 - 277 ($908)$218$690$65,903
278 ($908)$215$693$65,211
279 ($908)$213$695$64,516
280 ($908)$211$697$63,819
281 ($908)$208$699$63,120
282 ($908)$206$702$62,418
283 ($908)$204$704$61,714
284 ($908)$202$706$61,008
285 ($908)$199$709$60,299
286 ($908)$197$711$59,589
287 ($908)$195$713$58,875
288 ($908)$192$715$58,160
Year 25 - 289 ($908)$190$718$57,442
290 ($908)$188$720$56,722
291 ($908)$185$723$55,999
292 ($908)$183$725$55,275
293 ($908)$181$727$54,547
294 ($908)$178$730$53,818
295 ($908)$176$732$53,086
296 ($908)$173$734$52,351
297 ($908)$171$737$51,615
298 ($908)$169$739$50,875
299 ($908)$166$742$50,134
300 ($908)$164$744$49,390
Year 26 - 301 ($908)$161$746$48,643
302 ($908)$159$749$47,894
303 ($908)$156$751$47,143
304 ($908)$154$754$46,389
305 ($908)$152$756$45,633
306 ($908)$149$759$44,874
307 ($908)$147$761$44,113
308 ($908)$144$764$43,349
309 ($908)$142$766$42,583
310 ($908)$139$769$41,814
311 ($908)$137$771$41,043
312 ($908)$134$774$40,269
Year 27 - 313 ($908)$132$776$39,493
314 ($908)$129$779$38,714
315 ($908)$126$781$37,933
316 ($908)$124$784$37,149
317 ($908)$121$786$36,363
318 ($908)$119$789$35,574
319 ($908)$116$792$34,782
320 ($908)$114$794$33,988
321 ($908)$111$797$33,191
322 ($908)$108$799$32,392
323 ($908)$106$802$31,590
324 ($908)$103$805$30,785
Year 28 - 325 ($908)$101$807$29,978
326 ($908)$98$810$29,168
327 ($908)$95$813$28,355
328 ($908)$93$815$27,540
329 ($908)$90$818$26,722
330 ($908)$87$821$25,902
331 ($908)$85$823$25,079
332 ($908)$82$826$24,253
333 ($908)$79$829$23,424
334 ($908)$77$831$22,593
335 ($908)$74$834$21,759
336 ($908)$71$837$20,922
Year 29 - 337 ($908)$68$839$20,083
338 ($908)$66$842$19,241
339 ($908)$63$845$18,396
340 ($908)$60$848$17,548
341 ($908)$57$850$16,697
342 ($908)$55$853$15,844
343 ($908)$52$856$14,988
344 ($908)$49$859$14,129
345 ($908)$46$862$13,268
346 ($908)$43$864$12,403
347 ($908)$41$867$11,536
348 ($908)$38$870$10,666
Year 30 - 349 ($908)$35$873$9,793
350 ($908)$32$876$8,917
351 ($908)$29$879$8,038
352 ($908)$26$882$7,157
353 ($908)$23$884$6,272
354 ($908)$20$887$5,385
355 ($908)$18$890$4,495
356 ($908)$15$893$3,602
357 ($908)$12$896$2,706
358 ($908)$9$899$1,807
359 ($908)$6$902$905
360 ($908)$3$905$0
TOTALS$134,810$192,000$326,810

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.