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Mortgage Payment Schedule for a $247,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of November 30, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($49,400) may require pre-mortgage insurance


3.9% is current rate for 30-year fixed
3.3% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$932 360 $137,926 $335,526

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,179 or less (zip code: 20149)


NMLS #: 1023 | State Lic #: MC-5814
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 45 day rate lock

NMLS #: 3232 | State Lic #: MC-1532
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 40 day rate lock

NMLS #: 66247 | State Lic #: MC-1825
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 541760
$1,168 /mo
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30 yr fixed mtg, 0 points | APR: 3.860% | Rate: 3.825% | Fees: $1,074 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 412915
$1,230 /mo
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30 yr fixed mtg, 0 points | APR: 4.308% | Rate: 4.250% | Fees: $1,710 | 60 day rate lock

NMLS #: 790396
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.776% | Rate: 3.750% | Fees: $795 | 45 day rate lock

NMLS #: 244476 | State Lic #: MC-5877
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 417490
$1,192 /mo
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30 yr fixed mtg, 0 points | APR: 3.993% | Rate: 3.990% | Fees: $85 | 30 day rate lock

NMLS #: 2925 | State Lic #: MC-1875
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.010% | Rate: 4.000% | Fees: $299 | 45 day rate lock

NMLS #: 181005
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $865 | 45 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $247,000
Down Payment $49,400$197,600
Year 1 - 1 ($932)$642$290$197,310
2 ($932)$641$291$197,019
3 ($932)$640$292$196,728
4 ($932)$639$293$196,435
5 ($932)$638$294$196,141
6 ($932)$637$295$195,847
7 ($932)$637$296$195,551
8 ($932)$636$296$195,255
9 ($932)$635$297$194,957
10 ($932)$634$298$194,659
11 ($932)$633$299$194,360
12 ($932)$632$300$194,059
Year 2 - 13 ($932)$631$301$193,758
14 ($932)$630$302$193,456
15 ($932)$629$303$193,152
16 ($932)$628$304$192,848
17 ($932)$627$305$192,543
18 ($932)$626$306$192,237
19 ($932)$625$307$191,929
20 ($932)$624$308$191,621
21 ($932)$623$309$191,312
22 ($932)$622$310$191,002
23 ($932)$621$311$190,690
24 ($932)$620$312$190,378
Year 3 - 25 ($932)$619$313$190,065
26 ($932)$618$314$189,751
27 ($932)$617$315$189,435
28 ($932)$616$316$189,119
29 ($932)$615$317$188,801
30 ($932)$614$318$188,483
31 ($932)$613$319$188,164
32 ($932)$612$320$187,843
33 ($932)$610$322$187,522
34 ($932)$609$323$187,199
35 ($932)$608$324$186,875
36 ($932)$607$325$186,551
Year 4 - 37 ($932)$606$326$186,225
38 ($932)$605$327$185,898
39 ($932)$604$328$185,570
40 ($932)$603$329$185,241
41 ($932)$602$330$184,912
42 ($932)$601$331$184,580
43 ($932)$600$332$184,248
44 ($932)$599$333$183,915
45 ($932)$598$334$183,581
46 ($932)$597$335$183,245
47 ($932)$596$336$182,909
48 ($932)$594$338$182,571
Year 5 - 49 ($932)$593$339$182,233
50 ($932)$592$340$181,893
51 ($932)$591$341$181,552
52 ($932)$590$342$181,210
53 ($932)$589$343$180,867
54 ($932)$588$344$180,523
55 ($932)$587$345$180,178
56 ($932)$586$346$179,831
57 ($932)$584$348$179,484
58 ($932)$583$349$179,135
59 ($932)$582$350$178,785
60 ($932)$581$351$178,434
Year 6 - 61 ($932)$580$352$178,082
62 ($932)$579$353$177,729
63 ($932)$578$354$177,374
64 ($932)$576$356$177,019
65 ($932)$575$357$176,662
66 ($932)$574$358$176,304
67 ($932)$573$359$175,945
68 ($932)$572$360$175,585
69 ($932)$571$361$175,224
70 ($932)$569$363$174,861
71 ($932)$568$364$174,497
72 ($932)$567$365$174,132
Year 7 - 73 ($932)$566$366$173,766
74 ($932)$565$367$173,399
75 ($932)$564$368$173,031
76 ($932)$562$370$172,661
77 ($932)$561$371$172,290
78 ($932)$560$372$171,918
79 ($932)$559$373$171,545
80 ($932)$558$374$171,170
81 ($932)$556$376$170,795
82 ($932)$555$377$170,418
83 ($932)$554$378$170,039
84 ($932)$553$379$169,660
Year 8 - 85 ($932)$551$381$169,279
86 ($932)$550$382$168,898
87 ($932)$549$383$168,514
88 ($932)$548$384$168,130
89 ($932)$546$386$167,745
90 ($932)$545$387$167,358
91 ($932)$544$388$166,970
92 ($932)$543$389$166,580
93 ($932)$541$391$166,190
94 ($932)$540$392$165,798
95 ($932)$539$393$165,404
96 ($932)$538$394$165,010
Year 9 - 97 ($932)$536$396$164,614
98 ($932)$535$397$164,217
99 ($932)$534$398$163,819
100 ($932)$532$400$163,419
101 ($932)$531$401$163,018
102 ($932)$530$402$162,616
103 ($932)$529$404$162,213
104 ($932)$527$405$161,808
105 ($932)$526$406$161,402
106 ($932)$525$407$160,994
107 ($932)$523$409$160,586
108 ($932)$522$410$160,175
Year 10 - 109 ($932)$521$411$159,764
110 ($932)$519$413$159,351
111 ($932)$518$414$158,937
112 ($932)$517$415$158,522
113 ($932)$515$417$158,105
114 ($932)$514$418$157,687
115 ($932)$512$420$157,267
116 ($932)$511$421$156,846
117 ($932)$510$422$156,424
118 ($932)$508$424$156,000
119 ($932)$507$425$155,575
120 ($932)$506$426$155,149
Year 11 - 121 ($932)$504$428$154,721
122 ($932)$503$429$154,292
123 ($932)$501$431$153,861
124 ($932)$500$432$153,429
125 ($932)$499$433$152,996
126 ($932)$497$435$152,561
127 ($932)$496$436$152,125
128 ($932)$494$438$151,687
129 ($932)$493$439$151,248
130 ($932)$492$440$150,808
131 ($932)$490$442$150,366
132 ($932)$489$443$149,923
Year 12 - 133 ($932)$487$445$149,478
134 ($932)$486$446$149,032
135 ($932)$484$448$148,584
136 ($932)$483$449$148,135
137 ($932)$481$451$147,684
138 ($932)$480$452$147,232
139 ($932)$479$454$146,779
140 ($932)$477$455$146,324
141 ($932)$476$456$145,867
142 ($932)$474$458$145,409
143 ($932)$473$459$144,950
144 ($932)$471$461$144,489
Year 13 - 145 ($932)$470$462$144,027
146 ($932)$468$464$143,563
147 ($932)$467$465$143,097
148 ($932)$465$467$142,630
149 ($932)$464$468$142,162
150 ($932)$462$470$141,692
151 ($932)$460$472$141,220
152 ($932)$459$473$140,747
153 ($932)$457$475$140,273
154 ($932)$456$476$139,797
155 ($932)$454$478$139,319
156 ($932)$453$479$138,840
Year 14 - 157 ($932)$451$481$138,359
158 ($932)$450$482$137,877
159 ($932)$448$484$137,393
160 ($932)$447$485$136,907
161 ($932)$445$487$136,420
162 ($932)$443$489$135,931
163 ($932)$442$490$135,441
164 ($932)$440$492$134,949
165 ($932)$439$493$134,456
166 ($932)$437$495$133,961
167 ($932)$435$497$133,464
168 ($932)$434$498$132,966
Year 15 - 169 ($932)$432$500$132,466
170 ($932)$431$502$131,965
171 ($932)$429$503$131,461
172 ($932)$427$505$130,957
173 ($932)$426$506$130,450
174 ($932)$424$508$129,942
175 ($932)$422$510$129,433
176 ($932)$421$511$128,921
177 ($932)$419$513$128,408
178 ($932)$417$515$127,893
179 ($932)$416$516$127,377
180 ($932)$414$518$126,859
Year 16 - 181 ($932)$412$520$126,339
182 ($932)$411$521$125,818
183 ($932)$409$523$125,295
184 ($932)$407$525$124,770
185 ($932)$406$527$124,243
186 ($932)$404$528$123,715
187 ($932)$402$530$123,185
188 ($932)$400$532$122,654
189 ($932)$399$533$122,120
190 ($932)$397$535$121,585
191 ($932)$395$537$121,048
192 ($932)$393$539$120,510
Year 17 - 193 ($932)$392$540$119,969
194 ($932)$390$542$119,427
195 ($932)$388$544$118,883
196 ($932)$386$546$118,338
197 ($932)$385$547$117,790
198 ($932)$383$549$117,241
199 ($932)$381$551$116,690
200 ($932)$379$553$116,137
201 ($932)$377$555$115,583
202 ($932)$376$556$115,026
203 ($932)$374$558$114,468
204 ($932)$372$560$113,908
Year 18 - 205 ($932)$370$562$113,346
206 ($932)$368$564$112,783
207 ($932)$367$565$112,217
208 ($932)$365$567$111,650
209 ($932)$363$569$111,081
210 ($932)$361$571$110,510
211 ($932)$359$573$109,937
212 ($932)$357$575$109,362
213 ($932)$355$577$108,786
214 ($932)$354$578$108,207
215 ($932)$352$580$107,627
216 ($932)$350$582$107,045
Year 19 - 217 ($932)$348$584$106,460
218 ($932)$346$586$105,874
219 ($932)$344$588$105,286
220 ($932)$342$590$104,697
221 ($932)$340$592$104,105
222 ($932)$338$594$103,511
223 ($932)$336$596$102,916
224 ($932)$334$598$102,318
225 ($932)$333$599$101,719
226 ($932)$331$601$101,117
227 ($932)$329$603$100,514
228 ($932)$327$605$99,908
Year 20 - 229 ($932)$325$607$99,301
230 ($932)$323$609$98,692
231 ($932)$321$611$98,081
232 ($932)$319$613$97,467
233 ($932)$317$615$96,852
234 ($932)$315$617$96,235
235 ($932)$313$619$95,616
236 ($932)$311$621$94,994
237 ($932)$309$623$94,371
238 ($932)$307$625$93,746
239 ($932)$305$627$93,118
240 ($932)$303$629$92,489
Year 21 - 241 ($932)$301$631$91,858
242 ($932)$299$633$91,224
243 ($932)$296$636$90,589
244 ($932)$294$638$89,951
245 ($932)$292$640$89,311
246 ($932)$290$642$88,669
247 ($932)$288$644$88,026
248 ($932)$286$646$87,380
249 ($932)$284$648$86,732
250 ($932)$282$650$86,082
251 ($932)$280$652$85,429
252 ($932)$278$654$84,775
Year 22 - 253 ($932)$276$656$84,118
254 ($932)$273$659$83,460
255 ($932)$271$661$82,799
256 ($932)$269$663$82,136
257 ($932)$267$665$81,471
258 ($932)$265$667$80,804
259 ($932)$263$669$80,134
260 ($932)$260$672$79,463
261 ($932)$258$674$78,789
262 ($932)$256$676$78,113
263 ($932)$254$678$77,435
264 ($932)$252$680$76,755
Year 23 - 265 ($932)$249$683$76,072
266 ($932)$247$685$75,387
267 ($932)$245$687$74,700
268 ($932)$243$689$74,011
269 ($932)$241$691$73,320
270 ($932)$238$694$72,626
271 ($932)$236$696$71,930
272 ($932)$234$698$71,232
273 ($932)$232$701$70,531
274 ($932)$229$703$69,828
275 ($932)$227$705$69,123
276 ($932)$225$707$68,416
Year 24 - 277 ($932)$222$710$67,706
278 ($932)$220$712$66,994
279 ($932)$218$714$66,280
280 ($932)$215$717$65,563
281 ($932)$213$719$64,844
282 ($932)$211$721$64,123
283 ($932)$208$724$63,399
284 ($932)$206$726$62,673
285 ($932)$204$728$61,945
286 ($932)$201$731$61,214
287 ($932)$199$733$60,481
288 ($932)$197$735$59,746
Year 25 - 289 ($932)$194$738$59,008
290 ($932)$192$740$58,268
291 ($932)$189$743$57,525
292 ($932)$187$745$56,780
293 ($932)$185$747$56,033
294 ($932)$182$750$55,283
295 ($932)$180$752$54,530
296 ($932)$177$755$53,776
297 ($932)$175$757$53,018
298 ($932)$172$760$52,259
299 ($932)$170$762$51,496
300 ($932)$167$765$50,732
Year 26 - 301 ($932)$165$767$49,965
302 ($932)$162$770$49,195
303 ($932)$160$772$48,423
304 ($932)$157$775$47,648
305 ($932)$155$777$46,871
306 ($932)$152$780$46,091
307 ($932)$150$782$45,309
308 ($932)$147$785$44,524
309 ($932)$145$787$43,737
310 ($932)$142$790$42,947
311 ($932)$140$792$42,155
312 ($932)$137$795$41,360
Year 27 - 313 ($932)$134$798$40,562
314 ($932)$132$800$39,762
315 ($932)$129$803$38,959
316 ($932)$127$805$38,154
317 ($932)$124$808$37,346
318 ($932)$121$811$36,535
319 ($932)$119$813$35,722
320 ($932)$116$816$34,906
321 ($932)$113$819$34,087
322 ($932)$111$821$33,266
323 ($932)$108$824$32,442
324 ($932)$105$827$31,616
Year 28 - 325 ($932)$103$829$30,786
326 ($932)$100$832$29,954
327 ($932)$97$835$29,120
328 ($932)$95$837$28,282
329 ($932)$92$840$27,442
330 ($932)$89$843$26,600
331 ($932)$86$846$25,754
332 ($932)$84$848$24,906
333 ($932)$81$851$24,055
334 ($932)$78$854$23,201
335 ($932)$75$857$22,344
336 ($932)$73$859$21,485
Year 29 - 337 ($932)$70$862$20,623
338 ($932)$67$865$19,758
339 ($932)$64$868$18,890
340 ($932)$61$871$18,019
341 ($932)$59$873$17,146
342 ($932)$56$876$16,269
343 ($932)$53$879$15,390
344 ($932)$50$882$14,508
345 ($932)$47$885$13,623
346 ($932)$44$888$12,736
347 ($932)$41$891$11,845
348 ($932)$38$894$10,951
Year 30 - 349 ($932)$36$896$10,055
350 ($932)$33$899$9,156
351 ($932)$30$902$8,253
352 ($932)$27$905$7,348
353 ($932)$24$908$6,440
354 ($932)$21$911$5,529
355 ($932)$18$914$4,615
356 ($932)$15$917$3,698
357 ($932)$12$920$2,778
358 ($932)$9$923$1,855
359 ($932)$6$926$929
360 ($932)$3$929$0
TOTALS$137,926$197,600$335,526

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.