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Mortgage Payment Schedule for a $249,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of October 19, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($49,800) may require pre-mortgage insurance


3.88% is current rate for 30-year fixed
3.19% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$937 360 $138,222 $337,422

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,176 or less (zip code: 20149)


$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.778% | Rate: 3.750% | Fees: $860 | 30 day rate lock

NMLS #: 3232 | State Lic #: MC-1532
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 40 day rate lock

NMLS #: 227765 | State Lic #: MC-5920
$1,212 /mo
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30 yr fixed mtg, 0 points | APR: 4.125% | Rate: 4.125% | Fees: $0 | 30 day rate lock

NMLS #: 67717
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.773% | Rate: 3.750% | Fees: $695 | 30 day rate lock

$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.776% | Rate: 3.750% | Fees: $795 | 45 day rate lock

NMLS #: 790396
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 424182
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $9 | 30 day rate lock

NMLS #: 244476 | State Lic #: MC-5877
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 417490
$1,192 /mo
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30 yr fixed mtg, 0 points | APR: 3.999% | Rate: 3.990% | Fees: $270 | 30 day rate lock

NMLS #: 181005
$1,192 /mo
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30 yr fixed mtg, 0 points | APR: 4.019% | Rate: 3.990% | Fees: $870 | 45 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $249,000
Down Payment $49,800$199,200
Year 1 - 1 ($937)$644$293$198,907
2 ($937)$643$294$198,613
3 ($937)$642$295$198,318
4 ($937)$641$296$198,021
5 ($937)$640$297$197,724
6 ($937)$639$298$197,427
7 ($937)$638$299$197,128
8 ($937)$637$300$196,828
9 ($937)$636$301$196,527
10 ($937)$635$302$196,225
11 ($937)$634$303$195,922
12 ($937)$633$304$195,618
Year 2 - 13 ($937)$632$305$195,314
14 ($937)$632$306$195,008
15 ($937)$631$307$194,701
16 ($937)$630$308$194,393
17 ($937)$629$309$194,085
18 ($937)$628$310$193,775
19 ($937)$627$311$193,464
20 ($937)$626$312$193,152
21 ($937)$625$313$192,840
22 ($937)$624$314$192,526
23 ($937)$622$315$192,211
24 ($937)$621$316$191,895
Year 3 - 25 ($937)$620$317$191,578
26 ($937)$619$318$191,261
27 ($937)$618$319$190,942
28 ($937)$617$320$190,622
29 ($937)$616$321$190,301
30 ($937)$615$322$189,979
31 ($937)$614$323$189,656
32 ($937)$613$324$189,332
33 ($937)$612$325$189,007
34 ($937)$611$326$188,680
35 ($937)$610$327$188,353
36 ($937)$609$328$188,025
Year 4 - 37 ($937)$608$329$187,696
38 ($937)$607$330$187,365
39 ($937)$606$331$187,034
40 ($937)$605$333$186,701
41 ($937)$604$334$186,368
42 ($937)$603$335$186,033
43 ($937)$602$336$185,697
44 ($937)$600$337$185,360
45 ($937)$599$338$185,022
46 ($937)$598$339$184,683
47 ($937)$597$340$184,343
48 ($937)$596$341$184,002
Year 5 - 49 ($937)$595$342$183,660
50 ($937)$594$343$183,316
51 ($937)$593$345$182,972
52 ($937)$592$346$182,626
53 ($937)$590$347$182,279
54 ($937)$589$348$181,931
55 ($937)$588$349$181,582
56 ($937)$587$350$181,232
57 ($937)$586$351$180,881
58 ($937)$585$352$180,528
59 ($937)$584$354$180,175
60 ($937)$583$355$179,820
Year 6 - 61 ($937)$581$356$179,464
62 ($937)$580$357$179,107
63 ($937)$579$358$178,749
64 ($937)$578$359$178,390
65 ($937)$577$360$178,029
66 ($937)$576$362$177,667
67 ($937)$574$363$177,305
68 ($937)$573$364$176,941
69 ($937)$572$365$176,575
70 ($937)$571$366$176,209
71 ($937)$570$368$175,842
72 ($937)$569$369$175,473
Year 7 - 73 ($937)$567$370$175,103
74 ($937)$566$371$174,732
75 ($937)$565$372$174,359
76 ($937)$564$374$173,986
77 ($937)$563$375$173,611
78 ($937)$561$376$173,235
79 ($937)$560$377$172,858
80 ($937)$559$378$172,480
81 ($937)$558$380$172,100
82 ($937)$556$381$171,719
83 ($937)$555$382$171,337
84 ($937)$554$383$170,954
Year 8 - 85 ($937)$553$385$170,569
86 ($937)$552$386$170,184
87 ($937)$550$387$169,797
88 ($937)$549$388$169,408
89 ($937)$548$390$169,019
90 ($937)$546$391$168,628
91 ($937)$545$392$168,236
92 ($937)$544$393$167,843
93 ($937)$543$395$167,448
94 ($937)$541$396$167,052
95 ($937)$540$397$166,655
96 ($937)$539$398$166,257
Year 9 - 97 ($937)$538$400$165,857
98 ($937)$536$401$165,456
99 ($937)$535$402$165,054
100 ($937)$534$404$164,650
101 ($937)$532$405$164,245
102 ($937)$531$406$163,839
103 ($937)$530$408$163,431
104 ($937)$528$409$163,023
105 ($937)$527$410$162,612
106 ($937)$526$412$162,201
107 ($937)$524$413$161,788
108 ($937)$523$414$161,374
Year 10 - 109 ($937)$522$416$160,958
110 ($937)$520$417$160,541
111 ($937)$519$418$160,123
112 ($937)$518$420$159,704
113 ($937)$516$421$159,283
114 ($937)$515$422$158,861
115 ($937)$514$424$158,437
116 ($937)$512$425$158,012
117 ($937)$511$426$157,586
118 ($937)$510$428$157,158
119 ($937)$508$429$156,729
120 ($937)$507$431$156,298
Year 11 - 121 ($937)$505$432$155,866
122 ($937)$504$433$155,433
123 ($937)$503$435$154,998
124 ($937)$501$436$154,562
125 ($937)$500$438$154,125
126 ($937)$498$439$153,686
127 ($937)$497$440$153,245
128 ($937)$495$442$152,803
129 ($937)$494$443$152,360
130 ($937)$493$445$151,916
131 ($937)$491$446$151,469
132 ($937)$490$448$151,022
Year 12 - 133 ($937)$488$449$150,573
134 ($937)$487$450$150,123
135 ($937)$485$452$149,671
136 ($937)$484$453$149,217
137 ($937)$482$455$148,762
138 ($937)$481$456$148,306
139 ($937)$480$458$147,848
140 ($937)$478$459$147,389
141 ($937)$477$461$146,928
142 ($937)$475$462$146,466
143 ($937)$474$464$146,003
144 ($937)$472$465$145,537
Year 13 - 145 ($937)$471$467$145,071
146 ($937)$469$468$144,602
147 ($937)$468$470$144,133
148 ($937)$466$471$143,661
149 ($937)$465$473$143,189
150 ($937)$463$474$142,714
151 ($937)$461$476$142,239
152 ($937)$460$477$141,761
153 ($937)$458$479$141,282
154 ($937)$457$480$140,802
155 ($937)$455$482$140,320
156 ($937)$454$484$139,836
Year 14 - 157 ($937)$452$485$139,351
158 ($937)$451$487$138,864
159 ($937)$449$488$138,376
160 ($937)$447$490$137,886
161 ($937)$446$491$137,395
162 ($937)$444$493$136,902
163 ($937)$443$495$136,407
164 ($937)$441$496$135,911
165 ($937)$439$498$135,413
166 ($937)$438$499$134,913
167 ($937)$436$501$134,412
168 ($937)$435$503$133,910
Year 15 - 169 ($937)$433$504$133,405
170 ($937)$431$506$132,899
171 ($937)$430$508$132,392
172 ($937)$428$509$131,883
173 ($937)$426$511$131,372
174 ($937)$425$513$130,859
175 ($937)$423$514$130,345
176 ($937)$421$516$129,829
177 ($937)$420$518$129,312
178 ($937)$418$519$128,793
179 ($937)$416$521$128,272
180 ($937)$415$523$127,749
Year 16 - 181 ($937)$413$524$127,225
182 ($937)$411$526$126,699
183 ($937)$410$528$126,171
184 ($937)$408$529$125,642
185 ($937)$406$531$125,111
186 ($937)$405$533$124,578
187 ($937)$403$534$124,044
188 ($937)$401$536$123,508
189 ($937)$399$538$122,970
190 ($937)$398$540$122,430
191 ($937)$396$541$121,889
192 ($937)$394$543$121,345
Year 17 - 193 ($937)$392$545$120,801
194 ($937)$391$547$120,254
195 ($937)$389$548$119,705
196 ($937)$387$550$119,155
197 ($937)$385$552$118,603
198 ($937)$383$554$118,049
199 ($937)$382$556$117,494
200 ($937)$380$557$116,936
201 ($937)$378$559$116,377
202 ($937)$376$561$115,816
203 ($937)$374$563$115,253
204 ($937)$373$565$114,689
Year 18 - 205 ($937)$371$566$114,122
206 ($937)$369$568$113,554
207 ($937)$367$570$112,984
208 ($937)$365$572$112,412
209 ($937)$363$574$111,838
210 ($937)$362$576$111,262
211 ($937)$360$578$110,685
212 ($937)$358$579$110,105
213 ($937)$356$581$109,524
214 ($937)$354$583$108,941
215 ($937)$352$585$108,356
216 ($937)$350$587$107,769
Year 19 - 217 ($937)$348$589$107,180
218 ($937)$347$591$106,590
219 ($937)$345$593$105,997
220 ($937)$343$595$105,402
221 ($937)$341$596$104,806
222 ($937)$339$598$104,207
223 ($937)$337$600$103,607
224 ($937)$335$602$103,005
225 ($937)$333$604$102,401
226 ($937)$331$606$101,794
227 ($937)$329$608$101,186
228 ($937)$327$610$100,576
Year 20 - 229 ($937)$325$612$99,964
230 ($937)$323$614$99,350
231 ($937)$321$616$98,734
232 ($937)$319$618$98,116
233 ($937)$317$620$97,496
234 ($937)$315$622$96,874
235 ($937)$313$624$96,250
236 ($937)$311$626$95,624
237 ($937)$309$628$94,996
238 ($937)$307$630$94,365
239 ($937)$305$632$93,733
240 ($937)$303$634$93,099
Year 21 - 241 ($937)$301$636$92,463
242 ($937)$299$638$91,824
243 ($937)$297$640$91,184
244 ($937)$295$642$90,542
245 ($937)$293$645$89,897
246 ($937)$291$647$89,250
247 ($937)$289$649$88,602
248 ($937)$286$651$87,951
249 ($937)$284$653$87,298
250 ($937)$282$655$86,643
251 ($937)$280$657$85,986
252 ($937)$278$659$85,327
Year 22 - 253 ($937)$276$661$84,665
254 ($937)$274$664$84,002
255 ($937)$272$666$83,336
256 ($937)$269$668$82,668
257 ($937)$267$670$81,998
258 ($937)$265$672$81,326
259 ($937)$263$674$80,652
260 ($937)$261$677$79,975
261 ($937)$259$679$79,297
262 ($937)$256$681$78,616
263 ($937)$254$683$77,933
264 ($937)$252$685$77,247
Year 23 - 265 ($937)$250$688$76,560
266 ($937)$248$690$75,870
267 ($937)$245$692$75,178
268 ($937)$243$694$74,484
269 ($937)$241$696$73,787
270 ($937)$239$699$73,089
271 ($937)$236$701$72,388
272 ($937)$234$703$71,684
273 ($937)$232$706$70,979
274 ($937)$229$708$70,271
275 ($937)$227$710$69,561
276 ($937)$225$712$68,849
Year 24 - 277 ($937)$223$715$68,134
278 ($937)$220$717$67,417
279 ($937)$218$719$66,698
280 ($937)$216$722$65,976
281 ($937)$213$724$65,252
282 ($937)$211$726$64,526
283 ($937)$209$729$63,797
284 ($937)$206$731$63,066
285 ($937)$204$733$62,333
286 ($937)$202$736$61,597
287 ($937)$199$738$60,859
288 ($937)$197$741$60,119
Year 25 - 289 ($937)$194$743$59,376
290 ($937)$192$745$58,630
291 ($937)$190$748$57,883
292 ($937)$187$750$57,133
293 ($937)$185$753$56,380
294 ($937)$182$755$55,625
295 ($937)$180$757$54,868
296 ($937)$177$760$54,108
297 ($937)$175$762$53,345
298 ($937)$172$765$52,581
299 ($937)$170$767$51,813
300 ($937)$168$770$51,043
Year 26 - 301 ($937)$165$772$50,271
302 ($937)$163$775$49,497
303 ($937)$160$777$48,719
304 ($937)$158$780$47,940
305 ($937)$155$782$47,157
306 ($937)$152$785$46,372
307 ($937)$150$787$45,585
308 ($937)$147$790$44,795
309 ($937)$145$792$44,003
310 ($937)$142$795$43,208
311 ($937)$140$798$42,410
312 ($937)$137$800$41,610
Year 27 - 313 ($937)$135$803$40,807
314 ($937)$132$805$40,002
315 ($937)$129$808$39,194
316 ($937)$127$811$38,383
317 ($937)$124$813$37,570
318 ($937)$121$816$36,754
319 ($937)$119$818$35,936
320 ($937)$116$821$35,115
321 ($937)$114$824$34,291
322 ($937)$111$826$33,465
323 ($937)$108$829$32,636
324 ($937)$106$832$31,804
Year 28 - 325 ($937)$103$834$30,969
326 ($937)$100$837$30,132
327 ($937)$97$840$29,292
328 ($937)$95$843$28,450
329 ($937)$92$845$27,605
330 ($937)$89$848$26,757
331 ($937)$87$851$25,906
332 ($937)$84$854$25,052
333 ($937)$81$856$24,196
334 ($937)$78$859$23,337
335 ($937)$75$862$22,475
336 ($937)$73$865$21,611
Year 29 - 337 ($937)$70$867$20,743
338 ($937)$67$870$19,873
339 ($937)$64$873$19,000
340 ($937)$61$876$18,124
341 ($937)$59$879$17,245
342 ($937)$56$882$16,364
343 ($937)$53$884$15,479
344 ($937)$50$887$14,592
345 ($937)$47$890$13,702
346 ($937)$44$893$12,809
347 ($937)$41$896$11,913
348 ($937)$39$899$11,015
Year 30 - 349 ($937)$36$902$10,113
350 ($937)$33$905$9,208
351 ($937)$30$908$8,301
352 ($937)$27$910$7,390
353 ($937)$24$913$6,477
354 ($937)$21$916$5,561
355 ($937)$18$919$4,641
356 ($937)$15$922$3,719
357 ($937)$12$925$2,794
358 ($937)$9$928$1,866
359 ($937)$6$931$934
360 ($937)$3$934$0
TOTALS$138,222$199,200$337,422

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.