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Mortgage Payment Schedule for a $253,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of December 14, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($50,600) may require pre-mortgage insurance


3.93% is current rate for 30-year fixed
3.36% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$958 360 $142,530 $344,930

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,183 or less (zip code: 20149)


NMLS #: 1077157 | State Lic #: MC-5804
$1,140 /mo
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30 yr fixed mtg, 0 points | APR: 3.657% | Rate: 3.625% | Fees: $988 | 30 day rate lock

NMLS #: 66247 | State Lic #: MC-1825
$1,140 /mo
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30 yr fixed mtg, 0 points | APR: 3.685% | Rate: 3.625% | Fees: $1,842 | 30 day rate lock

NMLS #: 134407 | State Lic #: MC-5378
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 45 day rate lock

NMLS #: 3232 | State Lic #: MC-1532
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 40 day rate lock

NMLS #: 790396
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 122701 | State Lic #: MC-1186
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 447490
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 258821
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 2890 | State Lic #: MC-3098
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.756% | Rate: 3.750% | Fees: $189 | 30 day rate lock

NMLS #: 424182
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.783% | Rate: 3.750% | Fees: $994 | 30 day rate lock

NMLS #: 1023 | State Lic #: MC-5814
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 45 day rate lock

NMLS #: 1256692 | State Lic #: MC-5920
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 244476 | State Lic #: MC-5877
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 7706
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 417490
$1,192 /mo
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30 yr fixed mtg, 0 points | APR: 3.994% | Rate: 3.990% | Fees: $130 | 30 day rate lock

NMLS #: 181005
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $865 | 45 day rate lock

NMLS #: 2925 | State Lic #: MC-1875
$1,212 /mo
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30 yr fixed mtg, 0 points | APR: 4.135% | Rate: 4.125% | Fees: $299 | 45 day rate lock

$1,228 /mo
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30 yr fixed mtg, 0 points | APR: 4.240% | Rate: 4.240% | Fees: $0 | 30 day rate lock

NMLS #: 412915
$1,230 /mo
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30 yr fixed mtg, 0 points | APR: 4.308% | Rate: 4.250% | Fees: $1,710 | 60 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $253,000
Down Payment $50,600$202,400
Year 1 - 1 ($958)$663$295$202,105
2 ($958)$662$296$201,808
3 ($958)$661$297$201,511
4 ($958)$660$298$201,213
5 ($958)$659$299$200,914
6 ($958)$658$300$200,614
7 ($958)$657$301$200,313
8 ($958)$656$302$200,011
9 ($958)$655$303$199,707
10 ($958)$654$304$199,403
11 ($958)$653$305$199,098
12 ($958)$652$306$198,792
Year 2 - 13 ($958)$651$307$198,485
14 ($958)$650$308$198,177
15 ($958)$649$309$197,868
16 ($958)$648$310$197,558
17 ($958)$647$311$197,247
18 ($958)$646$312$196,934
19 ($958)$645$313$196,621
20 ($958)$644$314$196,307
21 ($958)$643$315$195,992
22 ($958)$642$316$195,676
23 ($958)$641$317$195,358
24 ($958)$640$318$195,040
Year 3 - 25 ($958)$639$319$194,721
26 ($958)$638$320$194,400
27 ($958)$637$321$194,079
28 ($958)$636$323$193,756
29 ($958)$635$324$193,432
30 ($958)$633$325$193,108
31 ($958)$632$326$192,782
32 ($958)$631$327$192,455
33 ($958)$630$328$192,128
34 ($958)$629$329$191,799
35 ($958)$628$330$191,469
36 ($958)$627$331$191,138
Year 4 - 37 ($958)$626$332$190,805
38 ($958)$625$333$190,472
39 ($958)$624$334$190,138
40 ($958)$623$335$189,802
41 ($958)$622$337$189,466
42 ($958)$621$338$189,128
43 ($958)$619$339$188,789
44 ($958)$618$340$188,450
45 ($958)$617$341$188,109
46 ($958)$616$342$187,766
47 ($958)$615$343$187,423
48 ($958)$614$344$187,079
Year 5 - 49 ($958)$613$345$186,734
50 ($958)$612$347$186,387
51 ($958)$610$348$186,039
52 ($958)$609$349$185,690
53 ($958)$608$350$185,340
54 ($958)$607$351$184,989
55 ($958)$606$352$184,637
56 ($958)$605$353$184,283
57 ($958)$604$355$183,929
58 ($958)$602$356$183,573
59 ($958)$601$357$183,216
60 ($958)$600$358$182,858
Year 6 - 61 ($958)$599$359$182,499
62 ($958)$598$360$182,138
63 ($958)$597$362$181,777
64 ($958)$595$363$181,414
65 ($958)$594$364$181,050
66 ($958)$593$365$180,685
67 ($958)$592$366$180,318
68 ($958)$591$368$179,951
69 ($958)$589$369$179,582
70 ($958)$588$370$179,212
71 ($958)$587$371$178,841
72 ($958)$586$372$178,468
Year 7 - 73 ($958)$584$374$178,095
74 ($958)$583$375$177,720
75 ($958)$582$376$177,344
76 ($958)$581$377$176,966
77 ($958)$580$379$176,588
78 ($958)$578$380$176,208
79 ($958)$577$381$175,827
80 ($958)$576$382$175,444
81 ($958)$575$384$175,061
82 ($958)$573$385$174,676
83 ($958)$572$386$174,290
84 ($958)$571$387$173,903
Year 8 - 85 ($958)$570$389$173,514
86 ($958)$568$390$173,124
87 ($958)$567$391$172,733
88 ($958)$566$392$172,341
89 ($958)$564$394$171,947
90 ($958)$563$395$171,552
91 ($958)$562$396$171,156
92 ($958)$561$398$170,758
93 ($958)$559$399$170,359
94 ($958)$558$400$169,959
95 ($958)$557$402$169,557
96 ($958)$555$403$169,154
Year 9 - 97 ($958)$554$404$168,750
98 ($958)$553$405$168,345
99 ($958)$551$407$167,938
100 ($958)$550$408$167,530
101 ($958)$549$409$167,120
102 ($958)$547$411$166,710
103 ($958)$546$412$166,297
104 ($958)$545$414$165,884
105 ($958)$543$415$165,469
106 ($958)$542$416$165,053
107 ($958)$541$418$164,635
108 ($958)$539$419$164,216
Year 10 - 109 ($958)$538$420$163,796
110 ($958)$536$422$163,374
111 ($958)$535$423$162,951
112 ($958)$534$424$162,527
113 ($958)$532$426$162,101
114 ($958)$531$427$161,674
115 ($958)$529$429$161,245
116 ($958)$528$430$160,815
117 ($958)$527$431$160,383
118 ($958)$525$433$159,950
119 ($958)$524$434$159,516
120 ($958)$522$436$159,080
Year 11 - 121 ($958)$521$437$158,643
122 ($958)$520$439$158,205
123 ($958)$518$440$157,765
124 ($958)$517$441$157,323
125 ($958)$515$443$156,880
126 ($958)$514$444$156,436
127 ($958)$512$446$155,990
128 ($958)$511$447$155,543
129 ($958)$509$449$155,094
130 ($958)$508$450$154,644
131 ($958)$506$452$154,192
132 ($958)$505$453$153,739
Year 12 - 133 ($958)$503$455$153,284
134 ($958)$502$456$152,828
135 ($958)$501$458$152,371
136 ($958)$499$459$151,912
137 ($958)$498$461$151,451
138 ($958)$496$462$150,989
139 ($958)$494$464$150,525
140 ($958)$493$465$150,060
141 ($958)$491$467$149,593
142 ($958)$490$468$149,125
143 ($958)$488$470$148,655
144 ($958)$487$471$148,184
Year 13 - 145 ($958)$485$473$147,711
146 ($958)$484$474$147,237
147 ($958)$482$476$146,761
148 ($958)$481$477$146,283
149 ($958)$479$479$145,804
150 ($958)$478$481$145,324
151 ($958)$476$482$144,841
152 ($958)$474$484$144,358
153 ($958)$473$485$143,872
154 ($958)$471$487$143,385
155 ($958)$470$489$142,897
156 ($958)$468$490$142,407
Year 14 - 157 ($958)$466$492$141,915
158 ($958)$465$493$141,422
159 ($958)$463$495$140,927
160 ($958)$462$497$140,430
161 ($958)$460$498$139,932
162 ($958)$458$500$139,432
163 ($958)$457$501$138,930
164 ($958)$455$503$138,427
165 ($958)$453$505$137,922
166 ($958)$452$506$137,416
167 ($958)$450$508$136,908
168 ($958)$448$510$136,398
Year 15 - 169 ($958)$447$511$135,887
170 ($958)$445$513$135,374
171 ($958)$443$515$134,859
172 ($958)$442$516$134,342
173 ($958)$440$518$133,824
174 ($958)$438$520$133,304
175 ($958)$437$522$132,783
176 ($958)$435$523$132,259
177 ($958)$433$525$131,734
178 ($958)$431$527$131,208
179 ($958)$430$528$130,679
180 ($958)$428$530$130,149
Year 16 - 181 ($958)$426$532$129,617
182 ($958)$424$534$129,084
183 ($958)$423$535$128,548
184 ($958)$421$537$128,011
185 ($958)$419$539$127,472
186 ($958)$417$541$126,931
187 ($958)$416$542$126,389
188 ($958)$414$544$125,845
189 ($958)$412$546$125,299
190 ($958)$410$548$124,751
191 ($958)$409$550$124,201
192 ($958)$407$551$123,650
Year 17 - 193 ($958)$405$553$123,097
194 ($958)$403$555$122,542
195 ($958)$401$557$121,985
196 ($958)$400$559$121,426
197 ($958)$398$560$120,866
198 ($958)$396$562$120,304
199 ($958)$394$564$119,740
200 ($958)$392$566$119,174
201 ($958)$390$568$118,606
202 ($958)$388$570$118,036
203 ($958)$387$572$117,464
204 ($958)$385$573$116,891
Year 18 - 205 ($958)$383$575$116,316
206 ($958)$381$577$115,738
207 ($958)$379$579$115,159
208 ($958)$377$581$114,578
209 ($958)$375$583$113,996
210 ($958)$373$585$113,411
211 ($958)$371$587$112,824
212 ($958)$369$589$112,235
213 ($958)$368$591$111,645
214 ($958)$366$593$111,052
215 ($958)$364$594$110,458
216 ($958)$362$596$109,861
Year 19 - 217 ($958)$360$598$109,263
218 ($958)$358$600$108,663
219 ($958)$356$602$108,061
220 ($958)$354$604$107,456
221 ($958)$352$606$106,850
222 ($958)$350$608$106,242
223 ($958)$348$610$105,632
224 ($958)$346$612$105,019
225 ($958)$344$614$104,405
226 ($958)$342$616$103,789
227 ($958)$340$618$103,171
228 ($958)$338$620$102,551
Year 20 - 229 ($958)$336$622$101,928
230 ($958)$334$624$101,304
231 ($958)$332$626$100,678
232 ($958)$330$628$100,049
233 ($958)$328$630$99,419
234 ($958)$326$633$98,786
235 ($958)$324$635$98,152
236 ($958)$321$637$97,515
237 ($958)$319$639$96,876
238 ($958)$317$641$96,235
239 ($958)$315$643$95,592
240 ($958)$313$645$94,947
Year 21 - 241 ($958)$311$647$94,300
242 ($958)$309$649$93,651
243 ($958)$307$651$92,999
244 ($958)$305$654$92,346
245 ($958)$302$656$91,690
246 ($958)$300$658$91,032
247 ($958)$298$660$90,372
248 ($958)$296$662$89,710
249 ($958)$294$664$89,046
250 ($958)$292$667$88,379
251 ($958)$289$669$87,710
252 ($958)$287$671$87,040
Year 22 - 253 ($958)$285$673$86,366
254 ($958)$283$675$85,691
255 ($958)$281$677$85,014
256 ($958)$278$680$84,334
257 ($958)$276$682$83,652
258 ($958)$274$684$82,968
259 ($958)$272$686$82,281
260 ($958)$269$689$81,593
261 ($958)$267$691$80,902
262 ($958)$265$693$80,209
263 ($958)$263$695$79,513
264 ($958)$260$698$78,815
Year 23 - 265 ($958)$258$700$78,115
266 ($958)$256$702$77,413
267 ($958)$254$705$76,708
268 ($958)$251$707$76,002
269 ($958)$249$709$75,292
270 ($958)$247$712$74,581
271 ($958)$244$714$73,867
272 ($958)$242$716$73,151
273 ($958)$240$719$72,432
274 ($958)$237$721$71,711
275 ($958)$235$723$70,988
276 ($958)$232$726$70,262
Year 24 - 277 ($958)$230$728$69,534
278 ($958)$228$730$68,804
279 ($958)$225$733$68,071
280 ($958)$223$735$67,336
281 ($958)$221$738$66,598
282 ($958)$218$740$65,858
283 ($958)$216$742$65,116
284 ($958)$213$745$64,371
285 ($958)$211$747$63,623
286 ($958)$208$750$62,874
287 ($958)$206$752$62,121
288 ($958)$203$755$61,367
Year 25 - 289 ($958)$201$757$60,610
290 ($958)$198$760$59,850
291 ($958)$196$762$59,088
292 ($958)$194$765$58,323
293 ($958)$191$767$57,556
294 ($958)$188$770$56,786
295 ($958)$186$772$56,014
296 ($958)$183$775$55,240
297 ($958)$181$777$54,462
298 ($958)$178$780$53,683
299 ($958)$176$782$52,900
300 ($958)$173$785$52,115
Year 26 - 301 ($958)$171$787$51,328
302 ($958)$168$790$50,538
303 ($958)$166$793$49,745
304 ($958)$163$795$48,950
305 ($958)$160$798$48,152
306 ($958)$158$800$47,352
307 ($958)$155$803$46,549
308 ($958)$152$806$45,743
309 ($958)$150$808$44,935
310 ($958)$147$811$44,124
311 ($958)$145$814$43,310
312 ($958)$142$816$42,494
Year 27 - 313 ($958)$139$819$41,675
314 ($958)$136$822$40,853
315 ($958)$134$824$40,029
316 ($958)$131$827$39,202
317 ($958)$128$830$38,372
318 ($958)$126$832$37,540
319 ($958)$123$835$36,704
320 ($958)$120$838$35,866
321 ($958)$117$841$35,026
322 ($958)$115$843$34,182
323 ($958)$112$846$33,336
324 ($958)$109$849$32,487
Year 28 - 325 ($958)$106$852$31,635
326 ($958)$104$855$30,781
327 ($958)$101$857$29,924
328 ($958)$98$860$29,063
329 ($958)$95$863$28,200
330 ($958)$92$866$27,335
331 ($958)$90$869$26,466
332 ($958)$87$871$25,595
333 ($958)$84$874$24,720
334 ($958)$81$877$23,843
335 ($958)$78$880$22,963
336 ($958)$75$883$22,080
Year 29 - 337 ($958)$72$886$21,194
338 ($958)$69$889$20,306
339 ($958)$67$892$19,414
340 ($958)$64$895$18,519
341 ($958)$61$897$17,622
342 ($958)$58$900$16,721
343 ($958)$55$903$15,818
344 ($958)$52$906$14,912
345 ($958)$49$909$14,002
346 ($958)$46$912$13,090
347 ($958)$43$915$12,175
348 ($958)$40$918$11,257
Year 30 - 349 ($958)$37$921$10,335
350 ($958)$34$924$9,411
351 ($958)$31$927$8,484
352 ($958)$28$930$7,553
353 ($958)$25$933$6,620
354 ($958)$22$936$5,684
355 ($958)$19$940$4,744
356 ($958)$16$943$3,801
357 ($958)$12$946$2,856
358 ($958)$9$949$1,907
359 ($958)$6$952$955
360 ($958)$3$955$0
TOTALS$142,530$202,400$344,930

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.