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Mortgage Payment Schedule for a $258,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of November 30, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($51,600) may require pre-mortgage insurance


3.9% is current rate for 30-year fixed
3.3% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$974 360 $144,068 $350,468

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,179 or less (zip code: 20149)


NMLS #: 1023 | State Lic #: MC-5814
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 45 day rate lock

NMLS #: 541760
$1,168 /mo
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30 yr fixed mtg, 0 points | APR: 3.860% | Rate: 3.825% | Fees: $1,074 | 30 day rate lock

NMLS #: 1256692 | State Lic #: MC-5920
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 412915
$1,230 /mo
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30 yr fixed mtg, 0 points | APR: 4.308% | Rate: 4.250% | Fees: $1,710 | 60 day rate lock

NMLS #: 790396
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 66247 | State Lic #: MC-1825
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.776% | Rate: 3.750% | Fees: $795 | 45 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 244476 | State Lic #: MC-5877
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 417490
$1,192 /mo
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30 yr fixed mtg, 0 points | APR: 3.993% | Rate: 3.990% | Fees: $85 | 30 day rate lock

NMLS #: 2925 | State Lic #: MC-1875
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.010% | Rate: 4.000% | Fees: $299 | 45 day rate lock

NMLS #: 181005
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $865 | 45 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $258,000
Down Payment $51,600$206,400
Year 1 - 1 ($974)$671$303$206,097
2 ($974)$670$304$205,794
3 ($974)$669$305$205,489
4 ($974)$668$306$205,183
5 ($974)$667$307$204,877
6 ($974)$666$308$204,569
7 ($974)$665$309$204,260
8 ($974)$664$310$203,950
9 ($974)$663$311$203,640
10 ($974)$662$312$203,328
11 ($974)$661$313$203,015
12 ($974)$660$314$202,702
Year 2 - 13 ($974)$659$315$202,387
14 ($974)$658$316$202,071
15 ($974)$657$317$201,754
16 ($974)$656$318$201,437
17 ($974)$655$319$201,118
18 ($974)$654$320$200,798
19 ($974)$653$321$200,477
20 ($974)$652$322$200,155
21 ($974)$651$323$199,832
22 ($974)$649$324$199,508
23 ($974)$648$325$199,183
24 ($974)$647$326$198,857
Year 3 - 25 ($974)$646$327$198,529
26 ($974)$645$328$198,201
27 ($974)$644$329$197,872
28 ($974)$643$330$197,541
29 ($974)$642$332$197,210
30 ($974)$641$333$196,877
31 ($974)$640$334$196,543
32 ($974)$639$335$196,209
33 ($974)$638$336$195,873
34 ($974)$637$337$195,536
35 ($974)$635$338$195,198
36 ($974)$634$339$194,859
Year 4 - 37 ($974)$633$340$194,518
38 ($974)$632$341$194,177
39 ($974)$631$342$193,835
40 ($974)$630$344$193,491
41 ($974)$629$345$193,146
42 ($974)$628$346$192,801
43 ($974)$627$347$192,454
44 ($974)$625$348$192,106
45 ($974)$624$349$191,756
46 ($974)$623$350$191,406
47 ($974)$622$351$191,055
48 ($974)$621$353$190,702
Year 5 - 49 ($974)$620$354$190,348
50 ($974)$619$355$189,993
51 ($974)$617$356$189,637
52 ($974)$616$357$189,280
53 ($974)$615$358$188,922
54 ($974)$614$360$188,562
55 ($974)$613$361$188,202
56 ($974)$612$362$187,840
57 ($974)$610$363$187,477
58 ($974)$609$364$187,113
59 ($974)$608$365$186,747
60 ($974)$607$367$186,381
Year 6 - 61 ($974)$606$368$186,013
62 ($974)$605$369$185,644
63 ($974)$603$370$185,274
64 ($974)$602$371$184,902
65 ($974)$601$373$184,530
66 ($974)$600$374$184,156
67 ($974)$599$375$183,781
68 ($974)$597$376$183,405
69 ($974)$596$377$183,027
70 ($974)$595$379$182,648
71 ($974)$594$380$182,268
72 ($974)$592$381$181,887
Year 7 - 73 ($974)$591$382$181,505
74 ($974)$590$384$181,121
75 ($974)$589$385$180,736
76 ($974)$587$386$180,350
77 ($974)$586$387$179,963
78 ($974)$585$389$179,574
79 ($974)$584$390$179,184
80 ($974)$582$391$178,793
81 ($974)$581$392$178,401
82 ($974)$580$394$178,007
83 ($974)$579$395$177,612
84 ($974)$577$396$177,216
Year 8 - 85 ($974)$576$398$176,818
86 ($974)$575$399$176,419
87 ($974)$573$400$176,019
88 ($974)$572$401$175,618
89 ($974)$571$403$175,215
90 ($974)$569$404$174,811
91 ($974)$568$405$174,405
92 ($974)$567$407$173,999
93 ($974)$565$408$173,591
94 ($974)$564$409$173,181
95 ($974)$563$411$172,771
96 ($974)$562$412$172,359
Year 9 - 97 ($974)$560$413$171,945
98 ($974)$559$415$171,531
99 ($974)$557$416$171,115
100 ($974)$556$417$170,697
101 ($974)$555$419$170,278
102 ($974)$553$420$169,858
103 ($974)$552$421$169,437
104 ($974)$551$423$169,014
105 ($974)$549$424$168,590
106 ($974)$548$426$168,164
107 ($974)$547$427$167,737
108 ($974)$545$428$167,309
Year 10 - 109 ($974)$544$430$166,879
110 ($974)$542$431$166,448
111 ($974)$541$433$166,015
112 ($974)$540$434$165,581
113 ($974)$538$435$165,146
114 ($974)$537$437$164,709
115 ($974)$535$438$164,271
116 ($974)$534$440$163,831
117 ($974)$532$441$163,390
118 ($974)$531$443$162,948
119 ($974)$530$444$162,504
120 ($974)$528$445$162,058
Year 11 - 121 ($974)$527$447$161,611
122 ($974)$525$448$161,163
123 ($974)$524$450$160,713
124 ($974)$522$451$160,262
125 ($974)$521$453$159,810
126 ($974)$519$454$159,355
127 ($974)$518$456$158,900
128 ($974)$516$457$158,443
129 ($974)$515$459$157,984
130 ($974)$513$460$157,524
131 ($974)$512$462$157,062
132 ($974)$510$463$156,599
Year 12 - 133 ($974)$509$465$156,135
134 ($974)$507$466$155,669
135 ($974)$506$468$155,201
136 ($974)$504$469$154,732
137 ($974)$503$471$154,261
138 ($974)$501$472$153,789
139 ($974)$500$474$153,316
140 ($974)$498$475$152,840
141 ($974)$497$477$152,363
142 ($974)$495$478$151,885
143 ($974)$494$480$151,405
144 ($974)$492$481$150,924
Year 13 - 145 ($974)$491$483$150,441
146 ($974)$489$485$149,956
147 ($974)$487$486$149,470
148 ($974)$486$488$148,982
149 ($974)$484$489$148,493
150 ($974)$483$491$148,002
151 ($974)$481$493$147,509
152 ($974)$479$494$147,015
153 ($974)$478$496$146,520
154 ($974)$476$497$146,022
155 ($974)$475$499$145,523
156 ($974)$473$501$145,023
Year 14 - 157 ($974)$471$502$144,521
158 ($974)$470$504$144,017
159 ($974)$468$505$143,511
160 ($974)$466$507$143,004
161 ($974)$465$509$142,495
162 ($974)$463$510$141,985
163 ($974)$461$512$141,473
164 ($974)$460$514$140,959
165 ($974)$458$515$140,444
166 ($974)$456$517$139,927
167 ($974)$455$519$139,408
168 ($974)$453$520$138,888
Year 15 - 169 ($974)$451$522$138,365
170 ($974)$450$524$137,842
171 ($974)$448$526$137,316
172 ($974)$446$527$136,789
173 ($974)$445$529$136,260
174 ($974)$443$531$135,729
175 ($974)$441$532$135,197
176 ($974)$439$534$134,663
177 ($974)$438$536$134,127
178 ($974)$436$538$133,589
179 ($974)$434$539$133,050
180 ($974)$432$541$132,509
Year 16 - 181 ($974)$431$543$131,966
182 ($974)$429$545$131,421
183 ($974)$427$546$130,875
184 ($974)$425$548$130,327
185 ($974)$424$550$129,777
186 ($974)$422$552$129,225
187 ($974)$420$554$128,671
188 ($974)$418$555$128,116
189 ($974)$416$557$127,559
190 ($974)$415$559$127,000
191 ($974)$413$561$126,439
192 ($974)$411$563$125,876
Year 17 - 193 ($974)$409$564$125,312
194 ($974)$407$566$124,746
195 ($974)$405$568$124,178
196 ($974)$404$570$123,608
197 ($974)$402$572$123,036
198 ($974)$400$574$122,462
199 ($974)$398$576$121,887
200 ($974)$396$577$121,309
201 ($974)$394$579$120,730
202 ($974)$392$581$120,149
203 ($974)$390$583$119,566
204 ($974)$389$585$118,981
Year 18 - 205 ($974)$387$587$118,394
206 ($974)$385$589$117,805
207 ($974)$383$591$117,215
208 ($974)$381$593$116,622
209 ($974)$379$595$116,028
210 ($974)$377$596$115,431
211 ($974)$375$598$114,833
212 ($974)$373$600$114,233
213 ($974)$371$602$113,630
214 ($974)$369$604$113,026
215 ($974)$367$606$112,420
216 ($974)$365$608$111,812
Year 19 - 217 ($974)$363$610$111,202
218 ($974)$361$612$110,589
219 ($974)$359$614$109,975
220 ($974)$357$616$109,359
221 ($974)$355$618$108,741
222 ($974)$353$620$108,121
223 ($974)$351$622$107,499
224 ($974)$349$624$106,875
225 ($974)$347$626$106,249
226 ($974)$345$628$105,620
227 ($974)$343$630$104,990
228 ($974)$341$632$104,358
Year 20 - 229 ($974)$339$634$103,723
230 ($974)$337$636$103,087
231 ($974)$335$638$102,449
232 ($974)$333$641$101,808
233 ($974)$331$643$101,165
234 ($974)$329$645$100,521
235 ($974)$327$647$99,874
236 ($974)$325$649$99,225
237 ($974)$322$651$98,574
238 ($974)$320$653$97,921
239 ($974)$318$655$97,265
240 ($974)$316$657$96,608
Year 21 - 241 ($974)$314$660$95,948
242 ($974)$312$662$95,287
243 ($974)$310$664$94,623
244 ($974)$308$666$93,957
245 ($974)$305$668$93,289
246 ($974)$303$670$92,618
247 ($974)$301$673$91,946
248 ($974)$299$675$91,271
249 ($974)$297$677$90,594
250 ($974)$294$679$89,915
251 ($974)$292$681$89,234
252 ($974)$290$684$88,550
Year 22 - 253 ($974)$288$686$87,865
254 ($974)$286$688$87,177
255 ($974)$283$690$86,486
256 ($974)$281$692$85,794
257 ($974)$279$695$85,099
258 ($974)$277$697$84,402
259 ($974)$274$699$83,703
260 ($974)$272$701$83,002
261 ($974)$270$704$82,298
262 ($974)$267$706$81,592
263 ($974)$265$708$80,883
264 ($974)$263$711$80,173
Year 23 - 265 ($974)$261$713$79,460
266 ($974)$258$715$78,745
267 ($974)$256$718$78,027
268 ($974)$254$720$77,307
269 ($974)$251$722$76,585
270 ($974)$249$725$75,860
271 ($974)$247$727$75,133
272 ($974)$244$729$74,404
273 ($974)$242$732$73,672
274 ($974)$239$734$72,938
275 ($974)$237$736$72,202
276 ($974)$235$739$71,463
Year 24 - 277 ($974)$232$741$70,721
278 ($974)$230$744$69,978
279 ($974)$227$746$69,232
280 ($974)$225$749$68,483
281 ($974)$223$751$67,732
282 ($974)$220$753$66,979
283 ($974)$218$756$66,223
284 ($974)$215$758$65,465
285 ($974)$213$761$64,704
286 ($974)$210$763$63,941
287 ($974)$208$766$63,175
288 ($974)$205$768$62,407
Year 25 - 289 ($974)$203$771$61,636
290 ($974)$200$773$60,863
291 ($974)$198$776$60,087
292 ($974)$195$778$59,309
293 ($974)$193$781$58,528
294 ($974)$190$783$57,745
295 ($974)$188$786$56,959
296 ($974)$185$788$56,170
297 ($974)$183$791$55,380
298 ($974)$180$794$54,586
299 ($974)$177$796$53,790
300 ($974)$175$799$52,991
Year 26 - 301 ($974)$172$801$52,190
302 ($974)$170$804$51,386
303 ($974)$167$807$50,579
304 ($974)$164$809$49,770
305 ($974)$162$812$48,959
306 ($974)$159$814$48,144
307 ($974)$156$817$47,327
308 ($974)$154$820$46,507
309 ($974)$151$822$45,685
310 ($974)$148$825$44,860
311 ($974)$146$828$44,032
312 ($974)$143$830$43,202
Year 27 - 313 ($974)$140$833$42,369
314 ($974)$138$836$41,533
315 ($974)$135$839$40,694
316 ($974)$132$841$39,853
317 ($974)$130$844$39,009
318 ($974)$127$847$38,162
319 ($974)$124$849$37,313
320 ($974)$121$852$36,461
321 ($974)$118$855$35,605
322 ($974)$116$858$34,748
323 ($974)$113$861$33,887
324 ($974)$110$863$33,024
Year 28 - 325 ($974)$107$866$32,158
326 ($974)$105$869$31,289
327 ($974)$102$872$30,417
328 ($974)$99$875$29,542
329 ($974)$96$878$28,664
330 ($974)$93$880$27,784
331 ($974)$90$883$26,901
332 ($974)$87$886$26,015
333 ($974)$85$889$25,126
334 ($974)$82$892$24,234
335 ($974)$79$895$23,339
336 ($974)$76$898$22,442
Year 29 - 337 ($974)$73$901$21,541
338 ($974)$70$904$20,637
339 ($974)$67$906$19,731
340 ($974)$64$909$18,822
341 ($974)$61$912$17,909
342 ($974)$58$915$16,994
343 ($974)$55$918$16,076
344 ($974)$52$921$15,154
345 ($974)$49$924$14,230
346 ($974)$46$927$13,303
347 ($974)$43$930$12,373
348 ($974)$40$933$11,439
Year 30 - 349 ($974)$37$936$10,503
350 ($974)$34$939$9,563
351 ($974)$31$942$8,621
352 ($974)$28$946$7,676
353 ($974)$25$949$6,727
354 ($974)$22$952$5,775
355 ($974)$19$955$4,821
356 ($974)$16$958$3,863
357 ($974)$13$961$2,902
358 ($974)$9$964$1,938
359 ($974)$6$967$970
360 ($974)$3$970$0
TOTALS$144,068$206,400$350,468

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.