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Mortgage Payment Schedule for a $258,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of October 12, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($51,600) may require pre-mortgage insurance


3.91% is current rate for 30-year fixed
3.21% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$975 360 $144,494 $350,894

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,181 or less (zip code: 20149)


NMLS #: 1077157 | State Lic #: MC-5804
$1,140 /mo
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30 yr fixed mtg, 0 points | APR: 3.631% | Rate: 3.625% | Fees: $188 | 30 day rate lock

NMLS #: 168163 | State Lic #: MC3254
$1,140 /mo
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30 yr fixed mtg, 0 points | APR: 3.651% | Rate: 3.625% | Fees: $795 | 30 day rate lock

NMLS #: 134407 | State Lic #: MC-5378
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 45 day rate lock

NMLS #: 1023
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 45 day rate lock

NMLS #: 244476 | State Lic #: MC-5877
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.756% | Rate: 3.750% | Fees: $187 | 30 day rate lock

NMLS #: 790396
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 2258 | State Lic #: MC-4673
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 7706
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 417490
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.896% | Rate: 3.875% | Fees: $625 | 30 day rate lock

NMLS #: 898791
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.928% | Rate: 3.875% | Fees: $1,595 | 60 day rate lock

NMLS #: 227765 | State Lic #: MC-5920
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 181005
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $870 | 45 day rate lock

$1,248 /mo
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30 yr fixed mtg, 0 points | APR: 4.375% | Rate: 4.375% | Fees: $0 | 30 day rate lock

NMLS #: 35959 | State Lic #: MC-2967
$1,519 /mo
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30 yr fixed mtg, 0 points | APR: 6.125% | Rate: 6.125% | Fees: $0 | 30 day rate lock

NMLS #: 67717
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

$1,158 /mo
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Next
30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $258,000
Down Payment $51,600$206,400
Year 1 - 1 ($975)$673$302$206,098
2 ($975)$672$303$205,795
3 ($975)$671$304$205,490
4 ($975)$670$305$205,185
5 ($975)$669$306$204,879
6 ($975)$668$307$204,572
7 ($975)$667$308$204,264
8 ($975)$666$309$203,955
9 ($975)$665$310$203,645
10 ($975)$664$311$203,333
11 ($975)$663$312$203,021
12 ($975)$662$313$202,708
Year 2 - 13 ($975)$660$314$202,394
14 ($975)$659$315$202,079
15 ($975)$658$316$201,762
16 ($975)$657$317$201,445
17 ($975)$656$318$201,127
18 ($975)$655$319$200,807
19 ($975)$654$320$200,487
20 ($975)$653$321$200,165
21 ($975)$652$323$199,843
22 ($975)$651$324$199,519
23 ($975)$650$325$199,195
24 ($975)$649$326$198,869
Year 3 - 25 ($975)$648$327$198,542
26 ($975)$647$328$198,215
27 ($975)$646$329$197,886
28 ($975)$645$330$197,556
29 ($975)$644$331$197,225
30 ($975)$643$332$196,893
31 ($975)$642$333$196,560
32 ($975)$640$334$196,225
33 ($975)$639$335$195,890
34 ($975)$638$336$195,554
35 ($975)$637$338$195,216
36 ($975)$636$339$194,877
Year 4 - 37 ($975)$635$340$194,538
38 ($975)$634$341$194,197
39 ($975)$633$342$193,855
40 ($975)$632$343$193,512
41 ($975)$631$344$193,168
42 ($975)$629$345$192,822
43 ($975)$628$346$192,476
44 ($975)$627$348$192,128
45 ($975)$626$349$191,780
46 ($975)$625$350$191,430
47 ($975)$624$351$191,079
48 ($975)$623$352$190,727
Year 5 - 49 ($975)$621$353$190,374
50 ($975)$620$354$190,019
51 ($975)$619$356$189,664
52 ($975)$618$357$189,307
53 ($975)$617$358$188,949
54 ($975)$616$359$188,590
55 ($975)$614$360$188,230
56 ($975)$613$361$187,868
57 ($975)$612$363$187,506
58 ($975)$611$364$187,142
59 ($975)$610$365$186,777
60 ($975)$609$366$186,411
Year 6 - 61 ($975)$607$367$186,044
62 ($975)$606$369$185,675
63 ($975)$605$370$185,305
64 ($975)$604$371$184,935
65 ($975)$603$372$184,562
66 ($975)$601$373$184,189
67 ($975)$600$375$183,814
68 ($975)$599$376$183,439
69 ($975)$598$377$183,062
70 ($975)$596$378$182,683
71 ($975)$595$379$182,304
72 ($975)$594$381$181,923
Year 7 - 73 ($975)$593$382$181,541
74 ($975)$592$383$181,158
75 ($975)$590$384$180,774
76 ($975)$589$386$180,388
77 ($975)$588$387$180,001
78 ($975)$587$388$179,613
79 ($975)$585$389$179,223
80 ($975)$584$391$178,833
81 ($975)$583$392$178,441
82 ($975)$581$393$178,047
83 ($975)$580$395$177,653
84 ($975)$579$396$177,257
Year 8 - 85 ($975)$578$397$176,860
86 ($975)$576$398$176,461
87 ($975)$575$400$176,062
88 ($975)$574$401$175,661
89 ($975)$572$402$175,258
90 ($975)$571$404$174,855
91 ($975)$570$405$174,450
92 ($975)$568$406$174,043
93 ($975)$567$408$173,636
94 ($975)$566$409$173,227
95 ($975)$564$410$172,817
96 ($975)$563$412$172,405
Year 9 - 97 ($975)$562$413$171,992
98 ($975)$560$414$171,578
99 ($975)$559$416$171,162
100 ($975)$558$417$170,745
101 ($975)$556$418$170,327
102 ($975)$555$420$169,907
103 ($975)$554$421$169,486
104 ($975)$552$422$169,063
105 ($975)$551$424$168,640
106 ($975)$549$425$168,214
107 ($975)$548$427$167,788
108 ($975)$547$428$167,360
Year 10 - 109 ($975)$545$429$166,930
110 ($975)$544$431$166,500
111 ($975)$543$432$166,067
112 ($975)$541$434$165,634
113 ($975)$540$435$165,199
114 ($975)$538$436$164,762
115 ($975)$537$438$164,324
116 ($975)$535$439$163,885
117 ($975)$534$441$163,444
118 ($975)$533$442$163,002
119 ($975)$531$444$162,559
120 ($975)$530$445$162,114
Year 11 - 121 ($975)$528$446$161,667
122 ($975)$527$448$161,219
123 ($975)$525$449$160,770
124 ($975)$524$451$160,319
125 ($975)$522$452$159,867
126 ($975)$521$454$159,413
127 ($975)$519$455$158,958
128 ($975)$518$457$158,501
129 ($975)$516$458$158,043
130 ($975)$515$460$157,583
131 ($975)$513$461$157,122
132 ($975)$512$463$156,659
Year 12 - 133 ($975)$510$464$156,195
134 ($975)$509$466$155,729
135 ($975)$507$467$155,261
136 ($975)$506$469$154,793
137 ($975)$504$470$154,322
138 ($975)$503$472$153,850
139 ($975)$501$473$153,377
140 ($975)$500$475$152,902
141 ($975)$498$477$152,426
142 ($975)$497$478$151,948
143 ($975)$495$480$151,468
144 ($975)$494$481$150,987
Year 13 - 145 ($975)$492$483$150,504
146 ($975)$490$484$150,020
147 ($975)$489$486$149,534
148 ($975)$487$487$149,046
149 ($975)$486$489$148,557
150 ($975)$484$491$148,067
151 ($975)$482$492$147,574
152 ($975)$481$494$147,080
153 ($975)$479$495$146,585
154 ($975)$478$497$146,088
155 ($975)$476$499$145,589
156 ($975)$474$500$145,089
Year 14 - 157 ($975)$473$502$144,587
158 ($975)$471$504$144,083
159 ($975)$469$505$143,578
160 ($975)$468$507$143,071
161 ($975)$466$509$142,563
162 ($975)$465$510$142,053
163 ($975)$463$512$141,541
164 ($975)$461$514$141,027
165 ($975)$460$515$140,512
166 ($975)$458$517$139,995
167 ($975)$456$519$139,477
168 ($975)$454$520$138,956
Year 15 - 169 ($975)$453$522$138,434
170 ($975)$451$524$137,911
171 ($975)$449$525$137,385
172 ($975)$448$527$136,858
173 ($975)$446$529$136,330
174 ($975)$444$530$135,799
175 ($975)$442$532$135,267
176 ($975)$441$534$134,733
177 ($975)$439$536$134,197
178 ($975)$437$537$133,660
179 ($975)$436$539$133,120
180 ($975)$434$541$132,580
Year 16 - 181 ($975)$432$543$132,037
182 ($975)$430$544$131,492
183 ($975)$428$546$130,946
184 ($975)$427$548$130,398
185 ($975)$425$550$129,848
186 ($975)$423$552$129,297
187 ($975)$421$553$128,743
188 ($975)$419$555$128,188
189 ($975)$418$557$127,631
190 ($975)$416$559$127,072
191 ($975)$414$561$126,511
192 ($975)$412$562$125,949
Year 17 - 193 ($975)$410$564$125,385
194 ($975)$409$566$124,818
195 ($975)$407$568$124,250
196 ($975)$405$570$123,681
197 ($975)$403$572$123,109
198 ($975)$401$574$122,535
199 ($975)$399$575$121,960
200 ($975)$397$577$121,383
201 ($975)$396$579$120,803
202 ($975)$394$581$120,222
203 ($975)$392$583$119,639
204 ($975)$390$585$119,054
Year 18 - 205 ($975)$388$587$118,468
206 ($975)$386$589$117,879
207 ($975)$384$591$117,288
208 ($975)$382$593$116,696
209 ($975)$380$594$116,101
210 ($975)$378$596$115,505
211 ($975)$376$598$114,906
212 ($975)$374$600$114,306
213 ($975)$372$602$113,704
214 ($975)$370$604$113,100
215 ($975)$369$606$112,494
216 ($975)$367$608$111,885
Year 19 - 217 ($975)$365$610$111,275
218 ($975)$363$612$110,663
219 ($975)$361$614$110,049
220 ($975)$359$616$109,433
221 ($975)$357$618$108,815
222 ($975)$355$620$108,195
223 ($975)$353$622$107,572
224 ($975)$351$624$106,948
225 ($975)$348$626$106,322
226 ($975)$346$628$105,694
227 ($975)$344$630$105,063
228 ($975)$342$632$104,431
Year 20 - 229 ($975)$340$634$103,797
230 ($975)$338$637$103,160
231 ($975)$336$639$102,521
232 ($975)$334$641$101,881
233 ($975)$332$643$101,238
234 ($975)$330$645$100,593
235 ($975)$328$647$99,946
236 ($975)$326$649$99,297
237 ($975)$324$651$98,646
238 ($975)$321$653$97,993
239 ($975)$319$655$97,337
240 ($975)$317$658$96,680
Year 21 - 241 ($975)$315$660$96,020
242 ($975)$313$662$95,358
243 ($975)$311$664$94,694
244 ($975)$309$666$94,028
245 ($975)$306$668$93,360
246 ($975)$304$671$92,689
247 ($975)$302$673$92,017
248 ($975)$300$675$91,342
249 ($975)$298$677$90,665
250 ($975)$295$679$89,985
251 ($975)$293$682$89,304
252 ($975)$291$684$88,620
Year 22 - 253 ($975)$289$686$87,934
254 ($975)$287$688$87,246
255 ($975)$284$690$86,556
256 ($975)$282$693$85,863
257 ($975)$280$695$85,168
258 ($975)$278$697$84,471
259 ($975)$275$699$83,771
260 ($975)$273$702$83,069
261 ($975)$271$704$82,365
262 ($975)$268$706$81,659
263 ($975)$266$709$80,950
264 ($975)$264$711$80,240
Year 23 - 265 ($975)$261$713$79,526
266 ($975)$259$716$78,811
267 ($975)$257$718$78,093
268 ($975)$254$720$77,373
269 ($975)$252$723$76,650
270 ($975)$250$725$75,925
271 ($975)$247$727$75,198
272 ($975)$245$730$74,468
273 ($975)$243$732$73,736
274 ($975)$240$734$73,001
275 ($975)$238$737$72,265
276 ($975)$235$739$71,525
Year 24 - 277 ($975)$233$742$70,784
278 ($975)$231$744$70,040
279 ($975)$228$746$69,293
280 ($975)$226$749$68,544
281 ($975)$223$751$67,793
282 ($975)$221$754$67,039
283 ($975)$218$756$66,283
284 ($975)$216$759$65,524
285 ($975)$213$761$64,763
286 ($975)$211$764$63,999
287 ($975)$209$766$63,233
288 ($975)$206$769$62,464
Year 25 - 289 ($975)$204$771$61,693
290 ($975)$201$774$60,919
291 ($975)$198$776$60,143
292 ($975)$196$779$59,364
293 ($975)$193$781$58,583
294 ($975)$191$784$57,799
295 ($975)$188$786$57,013
296 ($975)$186$789$56,224
297 ($975)$183$792$55,433
298 ($975)$181$794$54,638
299 ($975)$178$797$53,842
300 ($975)$175$799$53,043
Year 26 - 301 ($975)$173$802$52,241
302 ($975)$170$804$51,436
303 ($975)$168$807$50,629
304 ($975)$165$810$49,819
305 ($975)$162$812$49,007
306 ($975)$160$815$48,192
307 ($975)$157$818$47,374
308 ($975)$154$820$46,554
309 ($975)$152$823$45,731
310 ($975)$149$826$44,905
311 ($975)$146$828$44,077
312 ($975)$144$831$43,246
Year 27 - 313 ($975)$141$834$42,412
314 ($975)$138$837$41,575
315 ($975)$135$839$40,736
316 ($975)$133$842$39,894
317 ($975)$130$845$39,049
318 ($975)$127$847$38,202
319 ($975)$124$850$37,352
320 ($975)$122$853$36,499
321 ($975)$119$856$35,643
322 ($975)$116$859$34,784
323 ($975)$113$861$33,923
324 ($975)$111$864$33,059
Year 28 - 325 ($975)$108$867$32,192
326 ($975)$105$870$31,322
327 ($975)$102$873$30,449
328 ($975)$99$875$29,574
329 ($975)$96$878$28,696
330 ($975)$93$881$27,814
331 ($975)$91$884$26,930
332 ($975)$88$887$26,043
333 ($975)$85$890$25,153
334 ($975)$82$893$24,261
335 ($975)$79$896$23,365
336 ($975)$76$899$22,466
Year 29 - 337 ($975)$73$902$21,565
338 ($975)$70$904$20,661
339 ($975)$67$907$19,753
340 ($975)$64$910$18,843
341 ($975)$61$913$17,930
342 ($975)$58$916$17,013
343 ($975)$55$919$16,094
344 ($975)$52$922$15,172
345 ($975)$49$925$14,246
346 ($975)$46$928$13,318
347 ($975)$43$931$12,387
348 ($975)$40$934$11,452
Year 30 - 349 ($975)$37$937$10,515
350 ($975)$34$940$9,575
351 ($975)$31$944$8,631
352 ($975)$28$947$7,685
353 ($975)$25$950$6,735
354 ($975)$22$953$5,782
355 ($975)$19$956$4,826
356 ($975)$16$959$3,867
357 ($975)$13$962$2,905
358 ($975)$9$965$1,940
359 ($975)$6$968$972
360 ($975)$3$972$0
TOTALS$144,494$206,400$350,894

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.