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Mortgage Payment Schedule for a $266,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of November 23, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($53,200) may require pre-mortgage insurance


3.92% is current rate for 30-year fixed
3.32% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$1,006 360 $149,414 $362,214

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,182 or less (zip code: 20149)


NMLS #: 66247 | State Lic #: MC-1825
$1,140 /mo
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30 yr fixed mtg, 0 points | APR: 3.689% | Rate: 3.625% | Fees: $1,962 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 227765 | State Lic #: MC-5920
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 790396
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 181005
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $870 | 45 day rate lock

NMLS #: 424182
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.780% | Rate: 3.750% | Fees: $909 | 30 day rate lock

NMLS #: 417490
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.907% | Rate: 3.875% | Fees: $962 | 30 day rate lock

NMLS #: 7706
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $266,000
Down Payment $53,200$212,800
Year 1 - 1 ($1,006)$695$311$212,489
2 ($1,006)$694$312$212,177
3 ($1,006)$693$313$211,864
4 ($1,006)$692$314$211,550
5 ($1,006)$691$315$211,235
6 ($1,006)$690$316$210,919
7 ($1,006)$689$317$210,602
8 ($1,006)$688$318$210,283
9 ($1,006)$687$319$209,964
10 ($1,006)$686$320$209,644
11 ($1,006)$685$321$209,323
12 ($1,006)$684$322$209,000
Year 2 - 13 ($1,006)$683$323$208,677
14 ($1,006)$682$324$208,352
15 ($1,006)$681$326$208,027
16 ($1,006)$680$327$207,700
17 ($1,006)$678$328$207,372
18 ($1,006)$677$329$207,044
19 ($1,006)$676$330$206,714
20 ($1,006)$675$331$206,383
21 ($1,006)$674$332$206,051
22 ($1,006)$673$333$205,718
23 ($1,006)$672$334$205,384
24 ($1,006)$671$335$205,049
Year 3 - 25 ($1,006)$670$336$204,712
26 ($1,006)$669$337$204,375
27 ($1,006)$668$339$204,036
28 ($1,006)$667$340$203,697
29 ($1,006)$665$341$203,356
30 ($1,006)$664$342$203,014
31 ($1,006)$663$343$202,671
32 ($1,006)$662$344$202,327
33 ($1,006)$661$345$201,982
34 ($1,006)$660$346$201,636
35 ($1,006)$659$347$201,288
36 ($1,006)$658$349$200,939
Year 4 - 37 ($1,006)$656$350$200,590
38 ($1,006)$655$351$200,239
39 ($1,006)$654$352$199,887
40 ($1,006)$653$353$199,534
41 ($1,006)$652$354$199,179
42 ($1,006)$651$355$198,824
43 ($1,006)$649$357$198,467
44 ($1,006)$648$358$198,109
45 ($1,006)$647$359$197,750
46 ($1,006)$646$360$197,390
47 ($1,006)$645$361$197,029
48 ($1,006)$644$363$196,666
Year 5 - 49 ($1,006)$642$364$196,303
50 ($1,006)$641$365$195,938
51 ($1,006)$640$366$195,572
52 ($1,006)$639$367$195,204
53 ($1,006)$638$368$194,836
54 ($1,006)$636$370$194,466
55 ($1,006)$635$371$194,095
56 ($1,006)$634$372$193,723
57 ($1,006)$633$373$193,350
58 ($1,006)$632$375$192,975
59 ($1,006)$630$376$192,600
60 ($1,006)$629$377$192,223
Year 6 - 61 ($1,006)$628$378$191,844
62 ($1,006)$627$379$191,465
63 ($1,006)$625$381$191,084
64 ($1,006)$624$382$190,702
65 ($1,006)$623$383$190,319
66 ($1,006)$622$384$189,935
67 ($1,006)$620$386$189,549
68 ($1,006)$619$387$189,162
69 ($1,006)$618$388$188,774
70 ($1,006)$617$389$188,384
71 ($1,006)$615$391$187,993
72 ($1,006)$614$392$187,601
Year 7 - 73 ($1,006)$613$393$187,208
74 ($1,006)$612$395$186,814
75 ($1,006)$610$396$186,418
76 ($1,006)$609$397$186,020
77 ($1,006)$608$398$185,622
78 ($1,006)$606$400$185,222
79 ($1,006)$605$401$184,821
80 ($1,006)$604$402$184,419
81 ($1,006)$602$404$184,015
82 ($1,006)$601$405$183,610
83 ($1,006)$600$406$183,204
84 ($1,006)$598$408$182,796
Year 8 - 85 ($1,006)$597$409$182,387
86 ($1,006)$596$410$181,977
87 ($1,006)$594$412$181,565
88 ($1,006)$593$413$181,152
89 ($1,006)$592$414$180,737
90 ($1,006)$590$416$180,322
91 ($1,006)$589$417$179,905
92 ($1,006)$588$418$179,486
93 ($1,006)$586$420$179,066
94 ($1,006)$585$421$178,645
95 ($1,006)$584$423$178,222
96 ($1,006)$582$424$177,799
Year 9 - 97 ($1,006)$581$425$177,373
98 ($1,006)$579$427$176,946
99 ($1,006)$578$428$176,518
100 ($1,006)$577$430$176,089
101 ($1,006)$575$431$175,658
102 ($1,006)$574$432$175,226
103 ($1,006)$572$434$174,792
104 ($1,006)$571$435$174,357
105 ($1,006)$570$437$173,920
106 ($1,006)$568$438$173,482
107 ($1,006)$567$439$173,043
108 ($1,006)$565$441$172,602
Year 10 - 109 ($1,006)$564$442$172,159
110 ($1,006)$562$444$171,716
111 ($1,006)$561$445$171,270
112 ($1,006)$559$447$170,824
113 ($1,006)$558$448$170,376
114 ($1,006)$557$450$169,926
115 ($1,006)$555$451$169,475
116 ($1,006)$554$453$169,022
117 ($1,006)$552$454$168,568
118 ($1,006)$551$455$168,113
119 ($1,006)$549$457$167,656
120 ($1,006)$548$458$167,198
Year 11 - 121 ($1,006)$546$460$166,738
122 ($1,006)$545$461$166,276
123 ($1,006)$543$463$165,813
124 ($1,006)$542$464$165,349
125 ($1,006)$540$466$164,883
126 ($1,006)$539$468$164,415
127 ($1,006)$537$469$163,946
128 ($1,006)$536$471$163,475
129 ($1,006)$534$472$163,003
130 ($1,006)$532$474$162,530
131 ($1,006)$531$475$162,054
132 ($1,006)$529$477$161,578
Year 12 - 133 ($1,006)$528$478$161,099
134 ($1,006)$526$480$160,619
135 ($1,006)$525$481$160,138
136 ($1,006)$523$483$159,655
137 ($1,006)$522$485$159,170
138 ($1,006)$520$486$158,684
139 ($1,006)$518$488$158,196
140 ($1,006)$517$489$157,707
141 ($1,006)$515$491$157,216
142 ($1,006)$514$493$156,723
143 ($1,006)$512$494$156,229
144 ($1,006)$510$496$155,733
Year 13 - 145 ($1,006)$509$497$155,236
146 ($1,006)$507$499$154,737
147 ($1,006)$505$501$154,236
148 ($1,006)$504$502$153,734
149 ($1,006)$502$504$153,230
150 ($1,006)$501$506$152,724
151 ($1,006)$499$507$152,217
152 ($1,006)$497$509$151,708
153 ($1,006)$496$511$151,198
154 ($1,006)$494$512$150,685
155 ($1,006)$492$514$150,171
156 ($1,006)$491$516$149,656
Year 14 - 157 ($1,006)$489$517$149,139
158 ($1,006)$487$519$148,620
159 ($1,006)$485$521$148,099
160 ($1,006)$484$522$147,577
161 ($1,006)$482$524$147,053
162 ($1,006)$480$526$146,527
163 ($1,006)$479$527$145,999
164 ($1,006)$477$529$145,470
165 ($1,006)$475$531$144,939
166 ($1,006)$473$533$144,406
167 ($1,006)$472$534$143,872
168 ($1,006)$470$536$143,336
Year 15 - 169 ($1,006)$468$538$142,798
170 ($1,006)$466$540$142,258
171 ($1,006)$465$541$141,717
172 ($1,006)$463$543$141,174
173 ($1,006)$461$545$140,629
174 ($1,006)$459$547$140,082
175 ($1,006)$458$549$139,533
176 ($1,006)$456$550$138,983
177 ($1,006)$454$552$138,431
178 ($1,006)$452$554$137,877
179 ($1,006)$450$556$137,321
180 ($1,006)$449$558$136,764
Year 16 - 181 ($1,006)$447$559$136,204
182 ($1,006)$445$561$135,643
183 ($1,006)$443$563$135,080
184 ($1,006)$441$565$134,515
185 ($1,006)$439$567$133,948
186 ($1,006)$438$569$133,380
187 ($1,006)$436$570$132,809
188 ($1,006)$434$572$132,237
189 ($1,006)$432$574$131,663
190 ($1,006)$430$576$131,087
191 ($1,006)$428$578$130,509
192 ($1,006)$426$580$129,929
Year 17 - 193 ($1,006)$424$582$129,347
194 ($1,006)$423$584$128,764
195 ($1,006)$421$586$128,178
196 ($1,006)$419$587$127,591
197 ($1,006)$417$589$127,001
198 ($1,006)$415$591$126,410
199 ($1,006)$413$593$125,817
200 ($1,006)$411$595$125,222
201 ($1,006)$409$597$124,625
202 ($1,006)$407$599$124,026
203 ($1,006)$405$601$123,425
204 ($1,006)$403$603$122,822
Year 18 - 205 ($1,006)$401$605$122,217
206 ($1,006)$399$607$121,610
207 ($1,006)$397$609$121,001
208 ($1,006)$395$611$120,390
209 ($1,006)$393$613$119,777
210 ($1,006)$391$615$119,162
211 ($1,006)$389$617$118,545
212 ($1,006)$387$619$117,926
213 ($1,006)$385$621$117,306
214 ($1,006)$383$623$116,683
215 ($1,006)$381$625$116,058
216 ($1,006)$379$627$115,431
Year 19 - 217 ($1,006)$377$629$114,802
218 ($1,006)$375$631$114,170
219 ($1,006)$373$633$113,537
220 ($1,006)$371$635$112,902
221 ($1,006)$369$637$112,265
222 ($1,006)$367$639$111,625
223 ($1,006)$365$642$110,984
224 ($1,006)$363$644$110,340
225 ($1,006)$360$646$109,694
226 ($1,006)$358$648$109,047
227 ($1,006)$356$650$108,397
228 ($1,006)$354$652$107,745
Year 20 - 229 ($1,006)$352$654$107,090
230 ($1,006)$350$656$106,434
231 ($1,006)$348$658$105,776
232 ($1,006)$346$661$105,115
233 ($1,006)$343$663$104,452
234 ($1,006)$341$665$103,787
235 ($1,006)$339$667$103,120
236 ($1,006)$337$669$102,451
237 ($1,006)$335$671$101,779
238 ($1,006)$332$674$101,106
239 ($1,006)$330$676$100,430
240 ($1,006)$328$678$99,752
Year 21 - 241 ($1,006)$326$680$99,071
242 ($1,006)$324$683$98,389
243 ($1,006)$321$685$97,704
244 ($1,006)$319$687$97,017
245 ($1,006)$317$689$96,328
246 ($1,006)$315$691$95,637
247 ($1,006)$312$694$94,943
248 ($1,006)$310$696$94,247
249 ($1,006)$308$698$93,548
250 ($1,006)$306$701$92,848
251 ($1,006)$303$703$92,145
252 ($1,006)$301$705$91,440
Year 22 - 253 ($1,006)$299$707$90,733
254 ($1,006)$296$710$90,023
255 ($1,006)$294$712$89,311
256 ($1,006)$292$714$88,596
257 ($1,006)$289$717$87,880
258 ($1,006)$287$719$87,160
259 ($1,006)$285$721$86,439
260 ($1,006)$282$724$85,715
261 ($1,006)$280$726$84,989
262 ($1,006)$278$729$84,261
263 ($1,006)$275$731$83,530
264 ($1,006)$273$733$82,796
Year 23 - 265 ($1,006)$270$736$82,061
266 ($1,006)$268$738$81,323
267 ($1,006)$266$740$80,582
268 ($1,006)$263$743$79,839
269 ($1,006)$261$745$79,094
270 ($1,006)$258$748$78,346
271 ($1,006)$256$750$77,596
272 ($1,006)$253$753$76,843
273 ($1,006)$251$755$76,088
274 ($1,006)$249$758$75,330
275 ($1,006)$246$760$74,570
276 ($1,006)$244$763$73,808
Year 24 - 277 ($1,006)$241$765$73,043
278 ($1,006)$239$768$72,275
279 ($1,006)$236$770$71,505
280 ($1,006)$234$773$70,733
281 ($1,006)$231$775$69,958
282 ($1,006)$229$778$69,180
283 ($1,006)$226$780$68,400
284 ($1,006)$223$783$67,617
285 ($1,006)$221$785$66,832
286 ($1,006)$218$788$66,044
287 ($1,006)$216$790$65,254
288 ($1,006)$213$793$64,461
Year 25 - 289 ($1,006)$211$796$63,665
290 ($1,006)$208$798$62,867
291 ($1,006)$205$801$62,066
292 ($1,006)$203$803$61,263
293 ($1,006)$200$806$60,457
294 ($1,006)$197$809$59,648
295 ($1,006)$195$811$58,837
296 ($1,006)$192$814$58,023
297 ($1,006)$190$817$57,206
298 ($1,006)$187$819$56,387
299 ($1,006)$184$822$55,565
300 ($1,006)$182$825$54,740
Year 26 - 301 ($1,006)$179$827$53,913
302 ($1,006)$176$830$53,083
303 ($1,006)$173$833$52,250
304 ($1,006)$171$835$51,415
305 ($1,006)$168$838$50,576
306 ($1,006)$165$841$49,736
307 ($1,006)$162$844$48,892
308 ($1,006)$160$846$48,045
309 ($1,006)$157$849$47,196
310 ($1,006)$154$852$46,344
311 ($1,006)$151$855$45,489
312 ($1,006)$149$858$44,632
Year 27 - 313 ($1,006)$146$860$43,772
314 ($1,006)$143$863$42,908
315 ($1,006)$140$866$42,042
316 ($1,006)$137$869$41,174
317 ($1,006)$135$872$40,302
318 ($1,006)$132$874$39,427
319 ($1,006)$129$877$38,550
320 ($1,006)$126$880$37,670
321 ($1,006)$123$883$36,787
322 ($1,006)$120$886$35,901
323 ($1,006)$117$889$35,012
324 ($1,006)$114$892$34,120
Year 28 - 325 ($1,006)$111$895$33,225
326 ($1,006)$109$898$32,328
327 ($1,006)$106$901$31,427
328 ($1,006)$103$903$30,524
329 ($1,006)$100$906$29,617
330 ($1,006)$97$909$28,708
331 ($1,006)$94$912$27,796
332 ($1,006)$91$915$26,880
333 ($1,006)$88$918$25,962
334 ($1,006)$85$921$25,041
335 ($1,006)$82$924$24,116
336 ($1,006)$79$927$23,189
Year 29 - 337 ($1,006)$76$930$22,258
338 ($1,006)$73$933$21,325
339 ($1,006)$70$936$20,389
340 ($1,006)$67$940$19,449
341 ($1,006)$64$943$18,506
342 ($1,006)$60$946$17,561
343 ($1,006)$57$949$16,612
344 ($1,006)$54$952$15,660
345 ($1,006)$51$955$14,705
346 ($1,006)$48$958$13,747
347 ($1,006)$45$961$12,786
348 ($1,006)$42$964$11,821
Year 30 - 349 ($1,006)$39$968$10,854
350 ($1,006)$35$971$9,883
351 ($1,006)$32$974$8,909
352 ($1,006)$29$977$7,932
353 ($1,006)$26$980$6,952
354 ($1,006)$23$983$5,968
355 ($1,006)$19$987$4,982
356 ($1,006)$16$990$3,992
357 ($1,006)$13$993$2,999
358 ($1,006)$10$996$2,002
359 ($1,006)$7$1,000$1,003
360 ($1,006)$3$1,003$0
TOTALS$149,414$212,800$362,214

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.