« Back to all home prices

Mortgage Payment Schedule for a $270,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of June 22, 2017. Check Lending Tree to see current rates from multiple lenders.

Mortgage Parameters


Less than 20% ($54,000) may require pre-mortgage insurance


3.9% is current rate for 30-year fixed
3.17% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$1,019 360 $150,769 $366,769

Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $270,000
Down Payment $54,000$216,000
Year 1 - 1 ($1,019)$702$317$215,683
2 ($1,019)$701$318$215,365
3 ($1,019)$700$319$215,046
4 ($1,019)$699$320$214,727
5 ($1,019)$698$321$214,406
6 ($1,019)$697$322$214,084
7 ($1,019)$696$323$213,761
8 ($1,019)$695$324$213,437
9 ($1,019)$694$325$213,111
10 ($1,019)$693$326$212,785
11 ($1,019)$692$327$212,458
12 ($1,019)$690$328$212,130
Year 2 - 13 ($1,019)$689$329$211,800
14 ($1,019)$688$330$211,470
15 ($1,019)$687$332$211,138
16 ($1,019)$686$333$210,806
17 ($1,019)$685$334$210,472
18 ($1,019)$684$335$210,137
19 ($1,019)$683$336$209,801
20 ($1,019)$682$337$209,464
21 ($1,019)$681$338$209,126
22 ($1,019)$680$339$208,787
23 ($1,019)$679$340$208,447
24 ($1,019)$677$341$208,106
Year 3 - 25 ($1,019)$676$342$207,763
26 ($1,019)$675$344$207,420
27 ($1,019)$674$345$207,075
28 ($1,019)$673$346$206,729
29 ($1,019)$672$347$206,382
30 ($1,019)$671$348$206,034
31 ($1,019)$670$349$205,685
32 ($1,019)$668$350$205,335
33 ($1,019)$667$351$204,983
34 ($1,019)$666$353$204,631
35 ($1,019)$665$354$204,277
36 ($1,019)$664$355$203,922
Year 4 - 37 ($1,019)$663$356$203,566
38 ($1,019)$662$357$203,209
39 ($1,019)$660$358$202,850
40 ($1,019)$659$360$202,491
41 ($1,019)$658$361$202,130
42 ($1,019)$657$362$201,768
43 ($1,019)$656$363$201,405
44 ($1,019)$655$364$201,041
45 ($1,019)$653$365$200,675
46 ($1,019)$652$367$200,309
47 ($1,019)$651$368$199,941
48 ($1,019)$650$369$199,572
Year 5 - 49 ($1,019)$649$370$199,202
50 ($1,019)$647$371$198,830
51 ($1,019)$646$373$198,458
52 ($1,019)$645$374$198,084
53 ($1,019)$644$375$197,709
54 ($1,019)$643$376$197,333
55 ($1,019)$641$377$196,955
56 ($1,019)$640$379$196,577
57 ($1,019)$639$380$196,197
58 ($1,019)$638$381$195,815
59 ($1,019)$636$382$195,433
60 ($1,019)$635$384$195,049
Year 6 - 61 ($1,019)$634$385$194,664
62 ($1,019)$633$386$194,278
63 ($1,019)$631$387$193,891
64 ($1,019)$630$389$193,502
65 ($1,019)$629$390$193,112
66 ($1,019)$628$391$192,721
67 ($1,019)$626$392$192,329
68 ($1,019)$625$394$191,935
69 ($1,019)$624$395$191,540
70 ($1,019)$623$396$191,144
71 ($1,019)$621$398$190,746
72 ($1,019)$620$399$190,347
Year 7 - 73 ($1,019)$619$400$189,947
74 ($1,019)$617$401$189,546
75 ($1,019)$616$403$189,143
76 ($1,019)$615$404$188,739
77 ($1,019)$613$405$188,333
78 ($1,019)$612$407$187,927
79 ($1,019)$611$408$187,519
80 ($1,019)$609$409$187,109
81 ($1,019)$608$411$186,698
82 ($1,019)$607$412$186,286
83 ($1,019)$605$413$185,873
84 ($1,019)$604$415$185,458
Year 8 - 85 ($1,019)$603$416$185,042
86 ($1,019)$601$417$184,625
87 ($1,019)$600$419$184,206
88 ($1,019)$599$420$183,786
89 ($1,019)$597$421$183,364
90 ($1,019)$596$423$182,942
91 ($1,019)$595$424$182,517
92 ($1,019)$593$426$182,092
93 ($1,019)$592$427$181,665
94 ($1,019)$590$428$181,236
95 ($1,019)$589$430$180,807
96 ($1,019)$588$431$180,375
Year 9 - 97 ($1,019)$586$433$179,943
98 ($1,019)$585$434$179,509
99 ($1,019)$583$435$179,073
100 ($1,019)$582$437$178,637
101 ($1,019)$581$438$178,198
102 ($1,019)$579$440$177,759
103 ($1,019)$578$441$177,318
104 ($1,019)$576$443$176,875
105 ($1,019)$575$444$176,431
106 ($1,019)$573$445$175,986
107 ($1,019)$572$447$175,539
108 ($1,019)$571$448$175,091
Year 10 - 109 ($1,019)$569$450$174,641
110 ($1,019)$568$451$174,190
111 ($1,019)$566$453$173,737
112 ($1,019)$565$454$173,283
113 ($1,019)$563$456$172,827
114 ($1,019)$562$457$172,370
115 ($1,019)$560$459$171,911
116 ($1,019)$559$460$171,451
117 ($1,019)$557$462$170,990
118 ($1,019)$556$463$170,527
119 ($1,019)$554$465$170,062
120 ($1,019)$553$466$169,596
Year 11 - 121 ($1,019)$551$468$169,128
122 ($1,019)$550$469$168,659
123 ($1,019)$548$471$168,188
124 ($1,019)$547$472$167,716
125 ($1,019)$545$474$167,243
126 ($1,019)$544$475$166,767
127 ($1,019)$542$477$166,291
128 ($1,019)$540$478$165,812
129 ($1,019)$539$480$165,332
130 ($1,019)$537$481$164,851
131 ($1,019)$536$483$164,368
132 ($1,019)$534$485$163,883
Year 12 - 133 ($1,019)$533$486$163,397
134 ($1,019)$531$488$162,909
135 ($1,019)$529$489$162,420
136 ($1,019)$528$491$161,929
137 ($1,019)$526$493$161,436
138 ($1,019)$525$494$160,942
139 ($1,019)$523$496$160,446
140 ($1,019)$521$497$159,949
141 ($1,019)$520$499$159,450
142 ($1,019)$518$501$158,950
143 ($1,019)$517$502$158,447
144 ($1,019)$515$504$157,943
Year 13 - 145 ($1,019)$513$505$157,438
146 ($1,019)$512$507$156,931
147 ($1,019)$510$509$156,422
148 ($1,019)$508$510$155,912
149 ($1,019)$507$512$155,400
150 ($1,019)$505$514$154,886
151 ($1,019)$503$515$154,370
152 ($1,019)$502$517$153,853
153 ($1,019)$500$519$153,335
154 ($1,019)$498$520$152,814
155 ($1,019)$497$522$152,292
156 ($1,019)$495$524$151,768
Year 14 - 157 ($1,019)$493$526$151,242
158 ($1,019)$492$527$150,715
159 ($1,019)$490$529$150,186
160 ($1,019)$488$531$149,656
161 ($1,019)$486$532$149,123
162 ($1,019)$485$534$148,589
163 ($1,019)$483$536$148,053
164 ($1,019)$481$538$147,515
165 ($1,019)$479$539$146,976
166 ($1,019)$478$541$146,435
167 ($1,019)$476$543$145,892
168 ($1,019)$474$545$145,347
Year 15 - 169 ($1,019)$472$546$144,801
170 ($1,019)$471$548$144,253
171 ($1,019)$469$550$143,703
172 ($1,019)$467$552$143,151
173 ($1,019)$465$554$142,597
174 ($1,019)$463$555$142,042
175 ($1,019)$462$557$141,485
176 ($1,019)$460$559$140,926
177 ($1,019)$458$561$140,365
178 ($1,019)$456$563$139,803
179 ($1,019)$454$564$139,238
180 ($1,019)$453$566$138,672
Year 16 - 181 ($1,019)$451$568$138,104
182 ($1,019)$449$570$137,534
183 ($1,019)$447$572$136,962
184 ($1,019)$445$574$136,388
185 ($1,019)$443$576$135,813
186 ($1,019)$441$577$135,235
187 ($1,019)$440$579$134,656
188 ($1,019)$438$581$134,075
189 ($1,019)$436$583$133,492
190 ($1,019)$434$585$132,907
191 ($1,019)$432$587$132,320
192 ($1,019)$430$589$131,731
Year 17 - 193 ($1,019)$428$591$131,140
194 ($1,019)$426$593$130,548
195 ($1,019)$424$595$129,953
196 ($1,019)$422$596$129,357
197 ($1,019)$420$598$128,759
198 ($1,019)$418$600$128,158
199 ($1,019)$417$602$127,556
200 ($1,019)$415$604$126,952
201 ($1,019)$413$606$126,345
202 ($1,019)$411$608$125,737
203 ($1,019)$409$610$125,127
204 ($1,019)$407$612$124,515
Year 18 - 205 ($1,019)$405$614$123,901
206 ($1,019)$403$616$123,285
207 ($1,019)$401$618$122,667
208 ($1,019)$399$620$122,046
209 ($1,019)$397$622$121,424
210 ($1,019)$395$624$120,800
211 ($1,019)$393$626$120,174
212 ($1,019)$391$628$119,546
213 ($1,019)$389$630$118,915
214 ($1,019)$386$632$118,283
215 ($1,019)$384$634$117,649
216 ($1,019)$382$636$117,012
Year 19 - 217 ($1,019)$380$639$116,374
218 ($1,019)$378$641$115,733
219 ($1,019)$376$643$115,090
220 ($1,019)$374$645$114,446
221 ($1,019)$372$647$113,799
222 ($1,019)$370$649$113,150
223 ($1,019)$368$651$112,499
224 ($1,019)$366$653$111,846
225 ($1,019)$363$655$111,190
226 ($1,019)$361$657$110,533
227 ($1,019)$359$660$109,873
228 ($1,019)$357$662$109,212
Year 20 - 229 ($1,019)$355$664$108,548
230 ($1,019)$353$666$107,882
231 ($1,019)$351$668$107,214
232 ($1,019)$348$670$106,543
233 ($1,019)$346$673$105,871
234 ($1,019)$344$675$105,196
235 ($1,019)$342$677$104,519
236 ($1,019)$340$679$103,840
237 ($1,019)$337$681$103,159
238 ($1,019)$335$684$102,475
239 ($1,019)$333$686$101,789
240 ($1,019)$331$688$101,101
Year 21 - 241 ($1,019)$329$690$100,411
242 ($1,019)$326$692$99,719
243 ($1,019)$324$695$99,024
244 ($1,019)$322$697$98,327
245 ($1,019)$320$699$97,628
246 ($1,019)$317$702$96,926
247 ($1,019)$315$704$96,222
248 ($1,019)$313$706$95,516
249 ($1,019)$310$708$94,808
250 ($1,019)$308$711$94,097
251 ($1,019)$306$713$93,384
252 ($1,019)$303$715$92,669
Year 22 - 253 ($1,019)$301$718$91,951
254 ($1,019)$299$720$91,231
255 ($1,019)$297$722$90,509
256 ($1,019)$294$725$89,784
257 ($1,019)$292$727$89,057
258 ($1,019)$289$729$88,328
259 ($1,019)$287$732$87,596
260 ($1,019)$285$734$86,862
261 ($1,019)$282$737$86,126
262 ($1,019)$280$739$85,387
263 ($1,019)$278$741$84,645
264 ($1,019)$275$744$83,902
Year 23 - 265 ($1,019)$273$746$83,156
266 ($1,019)$270$749$82,407
267 ($1,019)$268$751$81,656
268 ($1,019)$265$753$80,903
269 ($1,019)$263$756$80,147
270 ($1,019)$260$758$79,388
271 ($1,019)$258$761$78,628
272 ($1,019)$256$763$77,864
273 ($1,019)$253$766$77,099
274 ($1,019)$251$768$76,330
275 ($1,019)$248$771$75,560
276 ($1,019)$246$773$74,787
Year 24 - 277 ($1,019)$243$776$74,011
278 ($1,019)$241$778$73,232
279 ($1,019)$238$781$72,452
280 ($1,019)$235$783$71,668
281 ($1,019)$233$786$70,882
282 ($1,019)$230$788$70,094
283 ($1,019)$228$791$69,303
284 ($1,019)$225$794$68,509
285 ($1,019)$223$796$67,713
286 ($1,019)$220$799$66,915
287 ($1,019)$217$801$66,113
288 ($1,019)$215$804$65,309
Year 25 - 289 ($1,019)$212$807$64,503
290 ($1,019)$210$809$63,694
291 ($1,019)$207$812$62,882
292 ($1,019)$204$814$62,067
293 ($1,019)$202$817$61,250
294 ($1,019)$199$820$60,431
295 ($1,019)$196$822$59,608
296 ($1,019)$194$825$58,783
297 ($1,019)$191$828$57,955
298 ($1,019)$188$830$57,125
299 ($1,019)$186$833$56,292
300 ($1,019)$183$836$55,456
Year 26 - 301 ($1,019)$180$839$54,617
302 ($1,019)$178$841$53,776
303 ($1,019)$175$844$52,932
304 ($1,019)$172$847$52,085
305 ($1,019)$169$850$51,236
306 ($1,019)$167$852$50,383
307 ($1,019)$164$855$49,528
308 ($1,019)$161$858$48,670
309 ($1,019)$158$861$47,810
310 ($1,019)$155$863$46,946
311 ($1,019)$153$866$46,080
312 ($1,019)$150$869$45,211
Year 27 - 313 ($1,019)$147$872$44,339
314 ($1,019)$144$875$43,465
315 ($1,019)$141$878$42,587
316 ($1,019)$138$880$41,707
317 ($1,019)$136$883$40,823
318 ($1,019)$133$886$39,937
319 ($1,019)$130$889$39,048
320 ($1,019)$127$892$38,156
321 ($1,019)$124$895$37,262
322 ($1,019)$121$898$36,364
323 ($1,019)$118$901$35,463
324 ($1,019)$115$904$34,560
Year 28 - 325 ($1,019)$112$906$33,653
326 ($1,019)$109$909$32,744
327 ($1,019)$106$912$31,831
328 ($1,019)$103$915$30,916
329 ($1,019)$100$918$29,998
330 ($1,019)$97$921$29,076
331 ($1,019)$94$924$28,152
332 ($1,019)$91$927$27,225
333 ($1,019)$88$930$26,294
334 ($1,019)$85$933$25,361
335 ($1,019)$82$936$24,425
336 ($1,019)$79$939$23,485
Year 29 - 337 ($1,019)$76$942$22,543
338 ($1,019)$73$946$21,597
339 ($1,019)$70$949$20,649
340 ($1,019)$67$952$19,697
341 ($1,019)$64$955$18,742
342 ($1,019)$61$958$17,784
343 ($1,019)$58$961$16,823
344 ($1,019)$55$964$15,859
345 ($1,019)$52$967$14,892
346 ($1,019)$48$970$13,922
347 ($1,019)$45$974$12,948
348 ($1,019)$42$977$11,971
Year 30 - 349 ($1,019)$39$980$10,991
350 ($1,019)$36$983$10,008
351 ($1,019)$33$986$9,022
352 ($1,019)$29$989$8,033
353 ($1,019)$26$993$7,040
354 ($1,019)$23$996$6,044
355 ($1,019)$20$999$5,045
356 ($1,019)$16$1,002$4,042
357 ($1,019)$13$1,006$3,037
358 ($1,019)$10$1,009$2,028
359 ($1,019)$7$1,012$1,016
360 ($1,019)$3$1,016$0
TOTALS$150,769$216,000$366,769

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.