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Mortgage Payment Schedule for a $270,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of October 12, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($54,000) may require pre-mortgage insurance


3.91% is current rate for 30-year fixed
3.21% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$1,020 360 $151,215 $367,215

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,181 or less (zip code: 20149)


NMLS #: 1023
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 45 day rate lock

NMLS #: 3232 | State Lic #: MC-1532
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 40 day rate lock

$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.758% | Rate: 3.750% | Fees: $257 | 30 day rate lock

NMLS #: 417490
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.905% | Rate: 3.875% | Fees: $905 | 30 day rate lock

NMLS #: 227765 | State Lic #: MC-5920
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 67717
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 790396
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 7706
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.901% | Rate: 3.875% | Fees: $795 | 45 day rate lock

NMLS #: 181005
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $870 | 45 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $270,000
Down Payment $54,000$216,000
Year 1 - 1 ($1,020)$704$316$215,684
2 ($1,020)$703$317$215,366
3 ($1,020)$702$318$215,048
4 ($1,020)$701$319$214,729
5 ($1,020)$700$320$214,408
6 ($1,020)$699$321$214,087
7 ($1,020)$698$322$213,765
8 ($1,020)$697$324$213,441
9 ($1,020)$695$325$213,116
10 ($1,020)$694$326$212,791
11 ($1,020)$693$327$212,464
12 ($1,020)$692$328$212,136
Year 2 - 13 ($1,020)$691$329$211,808
14 ($1,020)$690$330$211,478
15 ($1,020)$689$331$211,147
16 ($1,020)$688$332$210,815
17 ($1,020)$687$333$210,481
18 ($1,020)$686$334$210,147
19 ($1,020)$685$335$209,812
20 ($1,020)$684$336$209,476
21 ($1,020)$683$338$209,138
22 ($1,020)$681$339$208,799
23 ($1,020)$680$340$208,460
24 ($1,020)$679$341$208,119
Year 3 - 25 ($1,020)$678$342$207,777
26 ($1,020)$677$343$207,434
27 ($1,020)$676$344$207,090
28 ($1,020)$675$345$206,745
29 ($1,020)$674$346$206,398
30 ($1,020)$673$348$206,051
31 ($1,020)$671$349$205,702
32 ($1,020)$670$350$205,352
33 ($1,020)$669$351$205,001
34 ($1,020)$668$352$204,649
35 ($1,020)$667$353$204,296
36 ($1,020)$666$354$203,942
Year 4 - 37 ($1,020)$665$356$203,586
38 ($1,020)$663$357$203,229
39 ($1,020)$662$358$202,871
40 ($1,020)$661$359$202,512
41 ($1,020)$660$360$202,152
42 ($1,020)$659$361$201,791
43 ($1,020)$658$363$201,428
44 ($1,020)$656$364$201,065
45 ($1,020)$655$365$200,700
46 ($1,020)$654$366$200,334
47 ($1,020)$653$367$199,966
48 ($1,020)$652$368$199,598
Year 5 - 49 ($1,020)$650$370$199,228
50 ($1,020)$649$371$198,857
51 ($1,020)$648$372$198,485
52 ($1,020)$647$373$198,112
53 ($1,020)$646$375$197,737
54 ($1,020)$644$376$197,362
55 ($1,020)$643$377$196,985
56 ($1,020)$642$378$196,606
57 ($1,020)$641$379$196,227
58 ($1,020)$639$381$195,846
59 ($1,020)$638$382$195,464
60 ($1,020)$637$383$195,081
Year 6 - 61 ($1,020)$636$384$194,697
62 ($1,020)$634$386$194,311
63 ($1,020)$633$387$193,924
64 ($1,020)$632$388$193,536
65 ($1,020)$631$389$193,147
66 ($1,020)$629$391$192,756
67 ($1,020)$628$392$192,364
68 ($1,020)$627$393$191,971
69 ($1,020)$626$395$191,576
70 ($1,020)$624$396$191,180
71 ($1,020)$623$397$190,783
72 ($1,020)$622$398$190,385
Year 7 - 73 ($1,020)$620$400$189,985
74 ($1,020)$619$401$189,584
75 ($1,020)$618$402$189,182
76 ($1,020)$616$404$188,778
77 ($1,020)$615$405$188,373
78 ($1,020)$614$406$187,967
79 ($1,020)$612$408$187,559
80 ($1,020)$611$409$187,151
81 ($1,020)$610$410$186,740
82 ($1,020)$608$412$186,329
83 ($1,020)$607$413$185,916
84 ($1,020)$606$414$185,502
Year 8 - 85 ($1,020)$604$416$185,086
86 ($1,020)$603$417$184,669
87 ($1,020)$602$418$184,251
88 ($1,020)$600$420$183,831
89 ($1,020)$599$421$183,410
90 ($1,020)$598$422$182,987
91 ($1,020)$596$424$182,564
92 ($1,020)$595$425$182,138
93 ($1,020)$593$427$181,712
94 ($1,020)$592$428$181,284
95 ($1,020)$591$429$180,855
96 ($1,020)$589$431$180,424
Year 9 - 97 ($1,020)$588$432$179,992
98 ($1,020)$586$434$179,558
99 ($1,020)$585$435$179,123
100 ($1,020)$584$436$178,687
101 ($1,020)$582$438$178,249
102 ($1,020)$581$439$177,810
103 ($1,020)$579$441$177,369
104 ($1,020)$578$442$176,927
105 ($1,020)$576$444$176,483
106 ($1,020)$575$445$176,038
107 ($1,020)$574$446$175,592
108 ($1,020)$572$448$175,144
Year 10 - 109 ($1,020)$571$449$174,695
110 ($1,020)$569$451$174,244
111 ($1,020)$568$452$173,791
112 ($1,020)$566$454$173,338
113 ($1,020)$565$455$172,882
114 ($1,020)$563$457$172,426
115 ($1,020)$562$458$171,967
116 ($1,020)$560$460$171,508
117 ($1,020)$559$461$171,047
118 ($1,020)$557$463$170,584
119 ($1,020)$556$464$170,120
120 ($1,020)$554$466$169,654
Year 11 - 121 ($1,020)$553$467$169,187
122 ($1,020)$551$469$168,718
123 ($1,020)$550$470$168,248
124 ($1,020)$548$472$167,776
125 ($1,020)$547$473$167,302
126 ($1,020)$545$475$166,827
127 ($1,020)$544$476$166,351
128 ($1,020)$542$478$165,873
129 ($1,020)$540$480$165,393
130 ($1,020)$539$481$164,912
131 ($1,020)$537$483$164,430
132 ($1,020)$536$484$163,945
Year 12 - 133 ($1,020)$534$486$163,459
134 ($1,020)$533$487$162,972
135 ($1,020)$531$489$162,483
136 ($1,020)$529$491$161,992
137 ($1,020)$528$492$161,500
138 ($1,020)$526$494$161,006
139 ($1,020)$525$495$160,511
140 ($1,020)$523$497$160,014
141 ($1,020)$521$499$159,515
142 ($1,020)$520$500$159,015
143 ($1,020)$518$502$158,513
144 ($1,020)$516$504$158,009
Year 13 - 145 ($1,020)$515$505$157,504
146 ($1,020)$513$507$156,997
147 ($1,020)$512$508$156,489
148 ($1,020)$510$510$155,979
149 ($1,020)$508$512$155,467
150 ($1,020)$507$513$154,953
151 ($1,020)$505$515$154,438
152 ($1,020)$503$517$153,921
153 ($1,020)$502$519$153,403
154 ($1,020)$500$520$152,883
155 ($1,020)$498$522$152,361
156 ($1,020)$496$524$151,837
Year 14 - 157 ($1,020)$495$525$151,312
158 ($1,020)$493$527$150,785
159 ($1,020)$491$529$150,256
160 ($1,020)$490$530$149,726
161 ($1,020)$488$532$149,194
162 ($1,020)$486$534$148,660
163 ($1,020)$484$536$148,124
164 ($1,020)$483$537$147,587
165 ($1,020)$481$539$147,047
166 ($1,020)$479$541$146,506
167 ($1,020)$477$543$145,964
168 ($1,020)$476$544$145,419
Year 15 - 169 ($1,020)$474$546$144,873
170 ($1,020)$472$548$144,325
171 ($1,020)$470$550$143,775
172 ($1,020)$468$552$143,224
173 ($1,020)$467$553$142,670
174 ($1,020)$465$555$142,115
175 ($1,020)$463$557$141,558
176 ($1,020)$461$559$140,999
177 ($1,020)$459$561$140,439
178 ($1,020)$458$562$139,876
179 ($1,020)$456$564$139,312
180 ($1,020)$454$566$138,746
Year 16 - 181 ($1,020)$452$568$138,178
182 ($1,020)$450$570$137,608
183 ($1,020)$448$572$137,037
184 ($1,020)$447$574$136,463
185 ($1,020)$445$575$135,888
186 ($1,020)$443$577$135,310
187 ($1,020)$441$579$134,731
188 ($1,020)$439$581$134,150
189 ($1,020)$437$583$133,567
190 ($1,020)$435$585$132,982
191 ($1,020)$433$587$132,396
192 ($1,020)$431$589$131,807
Year 17 - 193 ($1,020)$429$591$131,216
194 ($1,020)$428$592$130,624
195 ($1,020)$426$594$130,030
196 ($1,020)$424$596$129,433
197 ($1,020)$422$598$128,835
198 ($1,020)$420$600$128,235
199 ($1,020)$418$602$127,632
200 ($1,020)$416$604$127,028
201 ($1,020)$414$606$126,422
202 ($1,020)$412$608$125,814
203 ($1,020)$410$610$125,204
204 ($1,020)$408$612$124,592
Year 18 - 205 ($1,020)$406$614$123,978
206 ($1,020)$404$616$123,362
207 ($1,020)$402$618$122,744
208 ($1,020)$400$620$122,123
209 ($1,020)$398$622$121,501
210 ($1,020)$396$624$120,877
211 ($1,020)$394$626$120,251
212 ($1,020)$392$628$119,623
213 ($1,020)$390$630$118,992
214 ($1,020)$388$632$118,360
215 ($1,020)$386$634$117,726
216 ($1,020)$384$636$117,089
Year 19 - 217 ($1,020)$382$639$116,451
218 ($1,020)$379$641$115,810
219 ($1,020)$377$643$115,168
220 ($1,020)$375$645$114,523
221 ($1,020)$373$647$113,876
222 ($1,020)$371$649$113,227
223 ($1,020)$369$651$112,576
224 ($1,020)$367$653$111,922
225 ($1,020)$365$655$111,267
226 ($1,020)$363$657$110,610
227 ($1,020)$360$660$109,950
228 ($1,020)$358$662$109,288
Year 20 - 229 ($1,020)$356$664$108,624
230 ($1,020)$354$666$107,958
231 ($1,020)$352$668$107,290
232 ($1,020)$350$670$106,619
233 ($1,020)$347$673$105,947
234 ($1,020)$345$675$105,272
235 ($1,020)$343$677$104,595
236 ($1,020)$341$679$103,916
237 ($1,020)$339$681$103,234
238 ($1,020)$336$684$102,551
239 ($1,020)$334$686$101,865
240 ($1,020)$332$688$101,177
Year 21 - 241 ($1,020)$330$690$100,486
242 ($1,020)$327$693$99,794
243 ($1,020)$325$695$99,099
244 ($1,020)$323$697$98,402
245 ($1,020)$321$699$97,702
246 ($1,020)$318$702$97,000
247 ($1,020)$316$704$96,296
248 ($1,020)$314$706$95,590
249 ($1,020)$311$709$94,882
250 ($1,020)$309$711$94,171
251 ($1,020)$307$713$93,457
252 ($1,020)$305$716$92,742
Year 22 - 253 ($1,020)$302$718$92,024
254 ($1,020)$300$720$91,304
255 ($1,020)$297$723$90,581
256 ($1,020)$295$725$89,856
257 ($1,020)$293$727$89,129
258 ($1,020)$290$730$88,400
259 ($1,020)$288$732$87,668
260 ($1,020)$286$734$86,933
261 ($1,020)$283$737$86,196
262 ($1,020)$281$739$85,457
263 ($1,020)$278$742$84,716
264 ($1,020)$276$744$83,972
Year 23 - 265 ($1,020)$274$746$83,225
266 ($1,020)$271$749$82,476
267 ($1,020)$269$751$81,725
268 ($1,020)$266$754$80,971
269 ($1,020)$264$756$80,215
270 ($1,020)$261$759$79,456
271 ($1,020)$259$761$78,695
272 ($1,020)$256$764$77,932
273 ($1,020)$254$766$77,165
274 ($1,020)$251$769$76,397
275 ($1,020)$249$771$75,626
276 ($1,020)$246$774$74,852
Year 24 - 277 ($1,020)$244$776$74,076
278 ($1,020)$241$779$73,297
279 ($1,020)$239$781$72,516
280 ($1,020)$236$784$71,732
281 ($1,020)$234$786$70,946
282 ($1,020)$231$789$70,157
283 ($1,020)$229$791$69,366
284 ($1,020)$226$794$68,572
285 ($1,020)$223$797$67,775
286 ($1,020)$221$799$66,976
287 ($1,020)$218$802$66,174
288 ($1,020)$216$804$65,370
Year 25 - 289 ($1,020)$213$807$64,563
290 ($1,020)$210$810$63,753
291 ($1,020)$208$812$62,941
292 ($1,020)$205$815$62,126
293 ($1,020)$202$818$61,308
294 ($1,020)$200$820$60,488
295 ($1,020)$197$823$59,665
296 ($1,020)$194$826$58,839
297 ($1,020)$192$828$58,011
298 ($1,020)$189$831$57,180
299 ($1,020)$186$834$56,346
300 ($1,020)$184$836$55,510
Year 26 - 301 ($1,020)$181$839$54,670
302 ($1,020)$178$842$53,829
303 ($1,020)$175$845$52,984
304 ($1,020)$173$847$52,136
305 ($1,020)$170$850$51,286
306 ($1,020)$167$853$50,433
307 ($1,020)$164$856$49,578
308 ($1,020)$162$859$48,719
309 ($1,020)$159$861$47,858
310 ($1,020)$156$864$46,994
311 ($1,020)$153$867$46,127
312 ($1,020)$150$870$45,257
Year 27 - 313 ($1,020)$147$873$44,385
314 ($1,020)$145$875$43,509
315 ($1,020)$142$878$42,631
316 ($1,020)$139$881$41,750
317 ($1,020)$136$884$40,866
318 ($1,020)$133$887$39,979
319 ($1,020)$130$890$39,089
320 ($1,020)$127$893$38,196
321 ($1,020)$124$896$37,301
322 ($1,020)$122$899$36,402
323 ($1,020)$119$901$35,501
324 ($1,020)$116$904$34,596
Year 28 - 325 ($1,020)$113$907$33,689
326 ($1,020)$110$910$32,779
327 ($1,020)$107$913$31,866
328 ($1,020)$104$916$30,949
329 ($1,020)$101$919$30,030
330 ($1,020)$98$922$29,108
331 ($1,020)$95$925$28,183
332 ($1,020)$92$928$27,255
333 ($1,020)$89$931$26,323
334 ($1,020)$86$934$25,389
335 ($1,020)$83$937$24,452
336 ($1,020)$80$940$23,511
Year 29 - 337 ($1,020)$77$943$22,568
338 ($1,020)$74$947$21,622
339 ($1,020)$70$950$20,672
340 ($1,020)$67$953$19,719
341 ($1,020)$64$956$18,763
342 ($1,020)$61$959$17,805
343 ($1,020)$58$962$16,843
344 ($1,020)$55$965$15,877
345 ($1,020)$52$968$14,909
346 ($1,020)$49$971$13,938
347 ($1,020)$45$975$12,963
348 ($1,020)$42$978$11,985
Year 30 - 349 ($1,020)$39$981$11,004
350 ($1,020)$36$984$10,020
351 ($1,020)$33$987$9,033
352 ($1,020)$29$991$8,042
353 ($1,020)$26$994$7,048
354 ($1,020)$23$997$6,051
355 ($1,020)$20$1,000$5,051
356 ($1,020)$16$1,004$4,047
357 ($1,020)$13$1,007$3,040
358 ($1,020)$10$1,010$2,030
359 ($1,020)$7$1,013$1,017
360 ($1,020)$3$1,017$0
TOTALS$151,215$216,000$367,215

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.