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Mortgage Payment Schedule for a $273,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of October 12, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($54,600) may require pre-mortgage insurance


3.91% is current rate for 30-year fixed
3.21% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$1,031 360 $152,895 $371,295

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,181 or less (zip code: 20149)


NMLS #: 1023
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 45 day rate lock

NMLS #: 3232 | State Lic #: MC-1532
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 40 day rate lock

NMLS #: 790396
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 258821
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 227765 | State Lic #: MC-5920
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 181005
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $870 | 45 day rate lock

NMLS #: 898791
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.928% | Rate: 3.875% | Fees: $1,595 | 60 day rate lock

NMLS #: 67717
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 1838 | State Lic #: MC-4344
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 7706
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 417490
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.895% | Rate: 3.875% | Fees: $592 | 30 day rate lock

$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.901% | Rate: 3.875% | Fees: $795 | 45 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $273,000
Down Payment $54,600$218,400
Year 1 - 1 ($1,031)$712$320$218,080
2 ($1,031)$711$321$217,759
3 ($1,031)$710$322$217,438
4 ($1,031)$708$323$217,115
5 ($1,031)$707$324$216,791
6 ($1,031)$706$325$216,466
7 ($1,031)$705$326$216,140
8 ($1,031)$704$327$215,813
9 ($1,031)$703$328$215,484
10 ($1,031)$702$329$215,155
11 ($1,031)$701$330$214,825
12 ($1,031)$700$331$214,493
Year 2 - 13 ($1,031)$699$332$214,161
14 ($1,031)$698$334$213,827
15 ($1,031)$697$335$213,493
16 ($1,031)$696$336$213,157
17 ($1,031)$695$337$212,820
18 ($1,031)$693$338$212,482
19 ($1,031)$692$339$212,143
20 ($1,031)$691$340$211,803
21 ($1,031)$690$341$211,462
22 ($1,031)$689$342$211,119
23 ($1,031)$688$343$210,776
24 ($1,031)$687$345$210,431
Year 3 - 25 ($1,031)$686$346$210,086
26 ($1,031)$685$347$209,739
27 ($1,031)$683$348$209,391
28 ($1,031)$682$349$209,042
29 ($1,031)$681$350$208,691
30 ($1,031)$680$351$208,340
31 ($1,031)$679$353$207,988
32 ($1,031)$678$354$207,634
33 ($1,031)$677$355$207,279
34 ($1,031)$675$356$206,923
35 ($1,031)$674$357$206,566
36 ($1,031)$673$358$206,208
Year 4 - 37 ($1,031)$672$359$205,848
38 ($1,031)$671$361$205,487
39 ($1,031)$670$362$205,126
40 ($1,031)$668$363$204,763
41 ($1,031)$667$364$204,398
42 ($1,031)$666$365$204,033
43 ($1,031)$665$367$203,666
44 ($1,031)$664$368$203,299
45 ($1,031)$662$369$202,930
46 ($1,031)$661$370$202,560
47 ($1,031)$660$371$202,188
48 ($1,031)$659$373$201,816
Year 5 - 49 ($1,031)$658$374$201,442
50 ($1,031)$656$375$201,067
51 ($1,031)$655$376$200,691
52 ($1,031)$654$377$200,313
53 ($1,031)$653$379$199,934
54 ($1,031)$651$380$199,554
55 ($1,031)$650$381$199,173
56 ($1,031)$649$382$198,791
57 ($1,031)$648$384$198,407
58 ($1,031)$646$385$198,022
59 ($1,031)$645$386$197,636
60 ($1,031)$644$387$197,249
Year 6 - 61 ($1,031)$643$389$196,860
62 ($1,031)$641$390$196,470
63 ($1,031)$640$391$196,079
64 ($1,031)$639$392$195,687
65 ($1,031)$638$394$195,293
66 ($1,031)$636$395$194,898
67 ($1,031)$635$396$194,501
68 ($1,031)$634$398$194,104
69 ($1,031)$632$399$193,705
70 ($1,031)$631$400$193,305
71 ($1,031)$630$402$192,903
72 ($1,031)$629$403$192,500
Year 7 - 73 ($1,031)$627$404$192,096
74 ($1,031)$626$405$191,691
75 ($1,031)$625$407$191,284
76 ($1,031)$623$408$190,876
77 ($1,031)$622$409$190,466
78 ($1,031)$621$411$190,056
79 ($1,031)$619$412$189,643
80 ($1,031)$618$413$189,230
81 ($1,031)$617$415$188,815
82 ($1,031)$615$416$188,399
83 ($1,031)$614$418$187,982
84 ($1,031)$613$419$187,563
Year 8 - 85 ($1,031)$611$420$187,142
86 ($1,031)$610$422$186,721
87 ($1,031)$608$423$186,298
88 ($1,031)$607$424$185,873
89 ($1,031)$606$426$185,448
90 ($1,031)$604$427$185,021
91 ($1,031)$603$429$184,592
92 ($1,031)$601$430$184,162
93 ($1,031)$600$431$183,731
94 ($1,031)$599$433$183,298
95 ($1,031)$597$434$182,864
96 ($1,031)$596$436$182,428
Year 9 - 97 ($1,031)$594$437$181,992
98 ($1,031)$593$438$181,553
99 ($1,031)$592$440$181,113
100 ($1,031)$590$441$180,672
101 ($1,031)$589$443$180,229
102 ($1,031)$587$444$179,785
103 ($1,031)$586$446$179,340
104 ($1,031)$584$447$178,893
105 ($1,031)$583$448$178,444
106 ($1,031)$581$450$177,994
107 ($1,031)$580$451$177,543
108 ($1,031)$578$453$177,090
Year 10 - 109 ($1,031)$577$454$176,636
110 ($1,031)$576$456$176,180
111 ($1,031)$574$457$175,722
112 ($1,031)$573$459$175,264
113 ($1,031)$571$460$174,803
114 ($1,031)$570$462$174,342
115 ($1,031)$568$463$173,878
116 ($1,031)$567$465$173,413
117 ($1,031)$565$466$172,947
118 ($1,031)$564$468$172,479
119 ($1,031)$562$469$172,010
120 ($1,031)$560$471$171,539
Year 11 - 121 ($1,031)$559$472$171,066
122 ($1,031)$557$474$170,592
123 ($1,031)$556$476$170,117
124 ($1,031)$554$477$169,640
125 ($1,031)$553$479$169,161
126 ($1,031)$551$480$168,681
127 ($1,031)$550$482$168,199
128 ($1,031)$548$483$167,716
129 ($1,031)$546$485$167,231
130 ($1,031)$545$486$166,745
131 ($1,031)$543$488$166,257
132 ($1,031)$542$490$165,767
Year 12 - 133 ($1,031)$540$491$165,276
134 ($1,031)$539$493$164,783
135 ($1,031)$537$494$164,288
136 ($1,031)$535$496$163,792
137 ($1,031)$534$498$163,295
138 ($1,031)$532$499$162,795
139 ($1,031)$530$501$162,294
140 ($1,031)$529$503$161,792
141 ($1,031)$527$504$161,288
142 ($1,031)$526$506$160,782
143 ($1,031)$524$507$160,274
144 ($1,031)$522$509$159,765
Year 13 - 145 ($1,031)$521$511$159,254
146 ($1,031)$519$512$158,742
147 ($1,031)$517$514$158,228
148 ($1,031)$516$516$157,712
149 ($1,031)$514$517$157,194
150 ($1,031)$512$519$156,675
151 ($1,031)$510$521$156,154
152 ($1,031)$509$523$155,632
153 ($1,031)$507$524$155,107
154 ($1,031)$505$526$154,581
155 ($1,031)$504$528$154,054
156 ($1,031)$502$529$153,524
Year 14 - 157 ($1,031)$500$531$152,993
158 ($1,031)$499$533$152,460
159 ($1,031)$497$535$151,926
160 ($1,031)$495$536$151,389
161 ($1,031)$493$538$150,851
162 ($1,031)$492$540$150,311
163 ($1,031)$490$542$149,770
164 ($1,031)$488$543$149,226
165 ($1,031)$486$545$148,681
166 ($1,031)$484$547$148,134
167 ($1,031)$483$549$147,586
168 ($1,031)$481$550$147,035
Year 15 - 169 ($1,031)$479$552$146,483
170 ($1,031)$477$554$145,929
171 ($1,031)$475$556$145,373
172 ($1,031)$474$558$144,815
173 ($1,031)$472$560$144,256
174 ($1,031)$470$561$143,694
175 ($1,031)$468$563$143,131
176 ($1,031)$466$565$142,566
177 ($1,031)$465$567$141,999
178 ($1,031)$463$569$141,431
179 ($1,031)$461$571$140,860
180 ($1,031)$459$572$140,288
Year 16 - 181 ($1,031)$457$574$139,713
182 ($1,031)$455$576$139,137
183 ($1,031)$453$578$138,559
184 ($1,031)$451$580$137,979
185 ($1,031)$450$582$137,398
186 ($1,031)$448$584$136,814
187 ($1,031)$446$586$136,228
188 ($1,031)$444$587$135,641
189 ($1,031)$442$589$135,051
190 ($1,031)$440$591$134,460
191 ($1,031)$438$593$133,867
192 ($1,031)$436$595$133,272
Year 17 - 193 ($1,031)$434$597$132,674
194 ($1,031)$432$599$132,075
195 ($1,031)$430$601$131,474
196 ($1,031)$428$603$130,871
197 ($1,031)$426$605$130,266
198 ($1,031)$424$607$129,659
199 ($1,031)$422$609$129,051
200 ($1,031)$420$611$128,440
201 ($1,031)$418$613$127,827
202 ($1,031)$417$615$127,212
203 ($1,031)$414$617$126,595
204 ($1,031)$412$619$125,976
Year 18 - 205 ($1,031)$410$621$125,355
206 ($1,031)$408$623$124,732
207 ($1,031)$406$625$124,107
208 ($1,031)$404$627$123,480
209 ($1,031)$402$629$122,851
210 ($1,031)$400$631$122,220
211 ($1,031)$398$633$121,587
212 ($1,031)$396$635$120,952
213 ($1,031)$394$637$120,315
214 ($1,031)$392$639$119,675
215 ($1,031)$390$641$119,034
216 ($1,031)$388$644$118,390
Year 19 - 217 ($1,031)$386$646$117,745
218 ($1,031)$384$648$117,097
219 ($1,031)$382$650$116,447
220 ($1,031)$379$652$115,795
221 ($1,031)$377$654$115,141
222 ($1,031)$375$656$114,485
223 ($1,031)$373$658$113,827
224 ($1,031)$371$660$113,166
225 ($1,031)$369$663$112,503
226 ($1,031)$367$665$111,839
227 ($1,031)$364$667$111,172
228 ($1,031)$362$669$110,503
Year 20 - 229 ($1,031)$360$671$109,831
230 ($1,031)$358$674$109,158
231 ($1,031)$356$676$108,482
232 ($1,031)$353$678$107,804
233 ($1,031)$351$680$107,124
234 ($1,031)$349$682$106,442
235 ($1,031)$347$685$105,757
236 ($1,031)$345$687$105,070
237 ($1,031)$342$689$104,381
238 ($1,031)$340$691$103,690
239 ($1,031)$338$694$102,997
240 ($1,031)$336$696$102,301
Year 21 - 241 ($1,031)$333$698$101,603
242 ($1,031)$331$700$100,902
243 ($1,031)$329$703$100,200
244 ($1,031)$326$705$99,495
245 ($1,031)$324$707$98,788
246 ($1,031)$322$709$98,078
247 ($1,031)$320$712$97,366
248 ($1,031)$317$714$96,652
249 ($1,031)$315$716$95,936
250 ($1,031)$313$719$95,217
251 ($1,031)$310$721$94,496
252 ($1,031)$308$723$93,772
Year 22 - 253 ($1,031)$306$726$93,047
254 ($1,031)$303$728$92,318
255 ($1,031)$301$731$91,588
256 ($1,031)$298$733$90,855
257 ($1,031)$296$735$90,120
258 ($1,031)$294$738$89,382
259 ($1,031)$291$740$88,642
260 ($1,031)$289$743$87,899
261 ($1,031)$286$745$87,154
262 ($1,031)$284$747$86,407
263 ($1,031)$282$750$85,657
264 ($1,031)$279$752$84,905
Year 23 - 265 ($1,031)$277$755$84,150
266 ($1,031)$274$757$83,393
267 ($1,031)$272$760$82,633
268 ($1,031)$269$762$81,871
269 ($1,031)$267$765$81,106
270 ($1,031)$264$767$80,339
271 ($1,031)$262$770$79,570
272 ($1,031)$259$772$78,798
273 ($1,031)$257$775$78,023
274 ($1,031)$254$777$77,246
275 ($1,031)$252$780$76,466
276 ($1,031)$249$782$75,684
Year 24 - 277 ($1,031)$247$785$74,899
278 ($1,031)$244$787$74,112
279 ($1,031)$241$790$73,322
280 ($1,031)$239$792$72,529
281 ($1,031)$236$795$71,734
282 ($1,031)$234$798$70,937
283 ($1,031)$231$800$70,136
284 ($1,031)$229$803$69,334
285 ($1,031)$226$805$68,528
286 ($1,031)$223$808$67,720
287 ($1,031)$221$811$66,909
288 ($1,031)$218$813$66,096
Year 25 - 289 ($1,031)$215$816$65,280
290 ($1,031)$213$819$64,461
291 ($1,031)$210$821$63,640
292 ($1,031)$207$824$62,816
293 ($1,031)$205$827$61,989
294 ($1,031)$202$829$61,160
295 ($1,031)$199$832$60,328
296 ($1,031)$197$835$59,493
297 ($1,031)$194$838$58,655
298 ($1,031)$191$840$57,815
299 ($1,031)$188$843$56,972
300 ($1,031)$186$846$56,126
Year 26 - 301 ($1,031)$183$848$55,278
302 ($1,031)$180$851$54,427
303 ($1,031)$177$854$53,573
304 ($1,031)$175$857$52,716
305 ($1,031)$172$860$51,856
306 ($1,031)$169$862$50,994
307 ($1,031)$166$865$50,129
308 ($1,031)$163$868$49,261
309 ($1,031)$161$871$48,390
310 ($1,031)$158$874$47,516
311 ($1,031)$155$877$46,639
312 ($1,031)$152$879$45,760
Year 27 - 313 ($1,031)$149$882$44,878
314 ($1,031)$146$885$43,993
315 ($1,031)$143$888$43,105
316 ($1,031)$140$891$42,214
317 ($1,031)$138$894$41,320
318 ($1,031)$135$897$40,423
319 ($1,031)$132$900$39,523
320 ($1,031)$129$903$38,621
321 ($1,031)$126$906$37,715
322 ($1,031)$123$908$36,807
323 ($1,031)$120$911$35,895
324 ($1,031)$117$914$34,981
Year 28 - 325 ($1,031)$114$917$34,063
326 ($1,031)$111$920$33,143
327 ($1,031)$108$923$32,220
328 ($1,031)$105$926$31,293
329 ($1,031)$102$929$30,364
330 ($1,031)$99$932$29,431
331 ($1,031)$96$935$28,496
332 ($1,031)$93$939$27,557
333 ($1,031)$90$942$26,616
334 ($1,031)$87$945$25,671
335 ($1,031)$84$948$24,724
336 ($1,031)$81$951$23,773
Year 29 - 337 ($1,031)$77$954$22,819
338 ($1,031)$74$957$21,862
339 ($1,031)$71$960$20,902
340 ($1,031)$68$963$19,938
341 ($1,031)$65$966$18,972
342 ($1,031)$62$970$18,002
343 ($1,031)$59$973$17,030
344 ($1,031)$55$976$16,054
345 ($1,031)$52$979$15,075
346 ($1,031)$49$982$14,092
347 ($1,031)$46$985$13,107
348 ($1,031)$43$989$12,118
Year 30 - 349 ($1,031)$39$992$11,126
350 ($1,031)$36$995$10,131
351 ($1,031)$33$998$9,133
352 ($1,031)$30$1,002$8,131
353 ($1,031)$26$1,005$7,126
354 ($1,031)$23$1,008$6,118
355 ($1,031)$20$1,011$5,107
356 ($1,031)$17$1,015$4,092
357 ($1,031)$13$1,018$3,074
358 ($1,031)$10$1,021$2,053
359 ($1,031)$7$1,025$1,028
360 ($1,031)$3$1,028$0
TOTALS$152,895$218,400$371,295

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.