« Back to all home prices

Mortgage Payment Schedule for a $283,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of November 16, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($56,600) may require pre-mortgage insurance


3.95% is current rate for 30-year fixed
3.31% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$1,074 360 $160,367 $386,767

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,186 or less (zip code: 20149)


NMLS #: 1023 | State Lic #: MC-5814
$1,158 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 45 day rate lock

NMLS #: 66247 | State Lic #: MC-1825
$1,158 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.760% | Rate: 3.750% | Fees: $302 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,176 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 3232 | State Lic #: MC-1532
$1,176 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.883% | Rate: 3.875% | Fees: $245 | 40 day rate lock

$1,158 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.763% | Rate: 3.750% | Fees: $385 | 30 day rate lock

NMLS #: 790396
$1,176 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 417490
$1,194 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 4.005% | Rate: 4.000% | Fees: $145 | 30 day rate lock

NMLS #: 181005
$1,194 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $870 | 45 day rate lock

NMLS #: 2925 | State Lic #: MC-1875
$1,212 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 4.135% | Rate: 4.125% | Fees: $299 | 45 day rate lock

$1,248 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 4.375% | Rate: 4.375% | Fees: $0 | 30 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $283,000
Down Payment $56,600$226,400
Year 1 - 1 ($1,074)$745$329$226,071
2 ($1,074)$744$330$225,741
3 ($1,074)$743$331$225,409
4 ($1,074)$742$332$225,077
5 ($1,074)$741$333$224,744
6 ($1,074)$740$335$224,409
7 ($1,074)$739$336$224,073
8 ($1,074)$738$337$223,737
9 ($1,074)$736$338$223,399
10 ($1,074)$735$339$223,060
11 ($1,074)$734$340$222,720
12 ($1,074)$733$341$222,378
Year 2 - 13 ($1,074)$732$342$222,036
14 ($1,074)$731$343$221,692
15 ($1,074)$730$345$221,348
16 ($1,074)$729$346$221,002
17 ($1,074)$727$347$220,655
18 ($1,074)$726$348$220,307
19 ($1,074)$725$349$219,958
20 ($1,074)$724$350$219,608
21 ($1,074)$723$351$219,256
22 ($1,074)$722$353$218,904
23 ($1,074)$721$354$218,550
24 ($1,074)$719$355$218,195
Year 3 - 25 ($1,074)$718$356$217,839
26 ($1,074)$717$357$217,481
27 ($1,074)$716$358$217,123
28 ($1,074)$715$360$216,763
29 ($1,074)$714$361$216,402
30 ($1,074)$712$362$216,040
31 ($1,074)$711$363$215,677
32 ($1,074)$710$364$215,313
33 ($1,074)$709$366$214,947
34 ($1,074)$708$367$214,580
35 ($1,074)$706$368$214,212
36 ($1,074)$705$369$213,843
Year 4 - 37 ($1,074)$704$370$213,473
38 ($1,074)$703$372$213,101
39 ($1,074)$701$373$212,728
40 ($1,074)$700$374$212,354
41 ($1,074)$699$375$211,979
42 ($1,074)$698$377$211,602
43 ($1,074)$697$378$211,224
44 ($1,074)$695$379$210,845
45 ($1,074)$694$380$210,465
46 ($1,074)$693$382$210,083
47 ($1,074)$692$383$209,700
48 ($1,074)$690$384$209,316
Year 5 - 49 ($1,074)$689$385$208,931
50 ($1,074)$688$387$208,544
51 ($1,074)$686$388$208,156
52 ($1,074)$685$389$207,767
53 ($1,074)$684$390$207,377
54 ($1,074)$683$392$206,985
55 ($1,074)$681$393$206,592
56 ($1,074)$680$394$206,198
57 ($1,074)$679$396$205,802
58 ($1,074)$677$397$205,405
59 ($1,074)$676$398$205,007
60 ($1,074)$675$400$204,607
Year 6 - 61 ($1,074)$673$401$204,207
62 ($1,074)$672$402$203,804
63 ($1,074)$671$403$203,401
64 ($1,074)$670$405$202,996
65 ($1,074)$668$406$202,590
66 ($1,074)$667$407$202,182
67 ($1,074)$666$409$201,774
68 ($1,074)$664$410$201,363
69 ($1,074)$663$412$200,952
70 ($1,074)$661$413$200,539
71 ($1,074)$660$414$200,125
72 ($1,074)$659$416$199,709
Year 7 - 73 ($1,074)$657$417$199,292
74 ($1,074)$656$418$198,874
75 ($1,074)$655$420$198,454
76 ($1,074)$653$421$198,033
77 ($1,074)$652$422$197,610
78 ($1,074)$650$424$197,187
79 ($1,074)$649$425$196,761
80 ($1,074)$648$427$196,335
81 ($1,074)$646$428$195,906
82 ($1,074)$645$429$195,477
83 ($1,074)$643$431$195,046
84 ($1,074)$642$432$194,614
Year 8 - 85 ($1,074)$641$434$194,180
86 ($1,074)$639$435$193,745
87 ($1,074)$638$437$193,308
88 ($1,074)$636$438$192,870
89 ($1,074)$635$439$192,431
90 ($1,074)$633$441$191,990
91 ($1,074)$632$442$191,547
92 ($1,074)$631$444$191,104
93 ($1,074)$629$445$190,658
94 ($1,074)$628$447$190,211
95 ($1,074)$626$448$189,763
96 ($1,074)$625$450$189,314
Year 9 - 97 ($1,074)$623$451$188,862
98 ($1,074)$622$453$188,410
99 ($1,074)$620$454$187,955
100 ($1,074)$619$456$187,500
101 ($1,074)$617$457$187,043
102 ($1,074)$616$459$186,584
103 ($1,074)$614$460$186,124
104 ($1,074)$613$462$185,662
105 ($1,074)$611$463$185,199
106 ($1,074)$610$465$184,734
107 ($1,074)$608$466$184,268
108 ($1,074)$607$468$183,800
Year 10 - 109 ($1,074)$605$469$183,331
110 ($1,074)$603$471$182,860
111 ($1,074)$602$472$182,387
112 ($1,074)$600$474$181,913
113 ($1,074)$599$476$181,438
114 ($1,074)$597$477$180,961
115 ($1,074)$596$479$180,482
116 ($1,074)$594$480$180,002
117 ($1,074)$593$482$179,520
118 ($1,074)$591$483$179,036
119 ($1,074)$589$485$178,551
120 ($1,074)$588$487$178,065
Year 11 - 121 ($1,074)$586$488$177,577
122 ($1,074)$585$490$177,087
123 ($1,074)$583$491$176,595
124 ($1,074)$581$493$176,102
125 ($1,074)$580$495$175,608
126 ($1,074)$578$496$175,111
127 ($1,074)$576$498$174,613
128 ($1,074)$575$500$174,114
129 ($1,074)$573$501$173,613
130 ($1,074)$571$503$173,110
131 ($1,074)$570$505$172,605
132 ($1,074)$568$506$172,099
Year 12 - 133 ($1,074)$566$508$171,591
134 ($1,074)$565$510$171,082
135 ($1,074)$563$511$170,570
136 ($1,074)$561$513$170,057
137 ($1,074)$560$515$169,543
138 ($1,074)$558$516$169,027
139 ($1,074)$556$518$168,509
140 ($1,074)$555$520$167,989
141 ($1,074)$553$521$167,468
142 ($1,074)$551$523$166,944
143 ($1,074)$550$525$166,420
144 ($1,074)$548$527$165,893
Year 13 - 145 ($1,074)$546$528$165,365
146 ($1,074)$544$530$164,835
147 ($1,074)$543$532$164,303
148 ($1,074)$541$534$163,769
149 ($1,074)$539$535$163,234
150 ($1,074)$537$537$162,697
151 ($1,074)$536$539$162,158
152 ($1,074)$534$541$161,618
153 ($1,074)$532$542$161,075
154 ($1,074)$530$544$160,531
155 ($1,074)$528$546$159,985
156 ($1,074)$527$548$159,438
Year 14 - 157 ($1,074)$525$550$158,888
158 ($1,074)$523$551$158,337
159 ($1,074)$521$553$157,784
160 ($1,074)$519$555$157,229
161 ($1,074)$518$557$156,672
162 ($1,074)$516$559$156,113
163 ($1,074)$514$560$155,553
164 ($1,074)$512$562$154,990
165 ($1,074)$510$564$154,426
166 ($1,074)$508$566$153,860
167 ($1,074)$506$568$153,292
168 ($1,074)$505$570$152,722
Year 15 - 169 ($1,074)$503$572$152,151
170 ($1,074)$501$574$151,577
171 ($1,074)$499$575$151,002
172 ($1,074)$497$577$150,425
173 ($1,074)$495$579$149,845
174 ($1,074)$493$581$149,264
175 ($1,074)$491$583$148,681
176 ($1,074)$489$585$148,096
177 ($1,074)$487$587$147,509
178 ($1,074)$486$589$146,921
179 ($1,074)$484$591$146,330
180 ($1,074)$482$593$145,737
Year 16 - 181 ($1,074)$480$595$145,143
182 ($1,074)$478$597$144,546
183 ($1,074)$476$599$143,947
184 ($1,074)$474$601$143,347
185 ($1,074)$472$603$142,744
186 ($1,074)$470$604$142,140
187 ($1,074)$468$606$141,533
188 ($1,074)$466$608$140,925
189 ($1,074)$464$610$140,314
190 ($1,074)$462$612$139,702
191 ($1,074)$460$614$139,087
192 ($1,074)$458$617$138,471
Year 17 - 193 ($1,074)$456$619$137,852
194 ($1,074)$454$621$137,232
195 ($1,074)$452$623$136,609
196 ($1,074)$450$625$135,984
197 ($1,074)$448$627$135,358
198 ($1,074)$446$629$134,729
199 ($1,074)$443$631$134,098
200 ($1,074)$441$633$133,465
201 ($1,074)$439$635$132,830
202 ($1,074)$437$637$132,193
203 ($1,074)$435$639$131,554
204 ($1,074)$433$641$130,912
Year 18 - 205 ($1,074)$431$643$130,269
206 ($1,074)$429$646$129,623
207 ($1,074)$427$648$128,976
208 ($1,074)$425$650$128,326
209 ($1,074)$422$652$127,674
210 ($1,074)$420$654$127,020
211 ($1,074)$418$656$126,364
212 ($1,074)$416$658$125,705
213 ($1,074)$414$661$125,045
214 ($1,074)$412$663$124,382
215 ($1,074)$409$665$123,717
216 ($1,074)$407$667$123,050
Year 19 - 217 ($1,074)$405$669$122,381
218 ($1,074)$403$672$121,709
219 ($1,074)$401$674$121,035
220 ($1,074)$398$676$120,359
221 ($1,074)$396$678$119,681
222 ($1,074)$394$680$119,001
223 ($1,074)$392$683$118,318
224 ($1,074)$389$685$117,633
225 ($1,074)$387$687$116,946
226 ($1,074)$385$689$116,257
227 ($1,074)$383$692$115,565
228 ($1,074)$380$694$114,871
Year 20 - 229 ($1,074)$378$696$114,175
230 ($1,074)$376$699$113,476
231 ($1,074)$374$701$112,776
232 ($1,074)$371$703$112,072
233 ($1,074)$369$705$111,367
234 ($1,074)$367$708$110,659
235 ($1,074)$364$710$109,949
236 ($1,074)$362$712$109,237
237 ($1,074)$360$715$108,522
238 ($1,074)$357$717$107,805
239 ($1,074)$355$719$107,085
240 ($1,074)$352$722$106,363
Year 21 - 241 ($1,074)$350$724$105,639
242 ($1,074)$348$727$104,913
243 ($1,074)$345$729$104,184
244 ($1,074)$343$731$103,452
245 ($1,074)$341$734$102,718
246 ($1,074)$338$736$101,982
247 ($1,074)$336$739$101,243
248 ($1,074)$333$741$100,502
249 ($1,074)$331$744$99,759
250 ($1,074)$328$746$99,013
251 ($1,074)$326$748$98,264
252 ($1,074)$323$751$97,513
Year 22 - 253 ($1,074)$321$753$96,760
254 ($1,074)$319$756$96,004
255 ($1,074)$316$758$95,246
256 ($1,074)$314$761$94,485
257 ($1,074)$311$763$93,722
258 ($1,074)$309$766$92,956
259 ($1,074)$306$768$92,188
260 ($1,074)$303$771$91,417
261 ($1,074)$301$773$90,643
262 ($1,074)$298$776$89,867
263 ($1,074)$296$779$89,089
264 ($1,074)$293$781$88,308
Year 23 - 265 ($1,074)$291$784$87,524
266 ($1,074)$288$786$86,738
267 ($1,074)$286$789$85,949
268 ($1,074)$283$791$85,157
269 ($1,074)$280$794$84,363
270 ($1,074)$278$797$83,567
271 ($1,074)$275$799$82,767
272 ($1,074)$272$802$81,965
273 ($1,074)$270$805$81,161
274 ($1,074)$267$807$80,354
275 ($1,074)$264$810$79,544
276 ($1,074)$262$813$78,731
Year 24 - 277 ($1,074)$259$815$77,916
278 ($1,074)$256$818$77,098
279 ($1,074)$254$821$76,278
280 ($1,074)$251$823$75,454
281 ($1,074)$248$826$74,628
282 ($1,074)$246$829$73,800
283 ($1,074)$243$831$72,968
284 ($1,074)$240$834$72,134
285 ($1,074)$237$837$71,297
286 ($1,074)$235$840$70,458
287 ($1,074)$232$842$69,615
288 ($1,074)$229$845$68,770
Year 25 - 289 ($1,074)$226$848$67,922
290 ($1,074)$224$851$67,071
291 ($1,074)$221$854$66,218
292 ($1,074)$218$856$65,361
293 ($1,074)$215$859$64,502
294 ($1,074)$212$862$63,640
295 ($1,074)$209$865$62,775
296 ($1,074)$207$868$61,907
297 ($1,074)$204$871$61,037
298 ($1,074)$201$873$60,163
299 ($1,074)$198$876$59,287
300 ($1,074)$195$879$58,408
Year 26 - 301 ($1,074)$192$882$57,526
302 ($1,074)$189$885$56,641
303 ($1,074)$186$888$55,753
304 ($1,074)$184$891$54,862
305 ($1,074)$181$894$53,968
306 ($1,074)$178$897$53,072
307 ($1,074)$175$900$52,172
308 ($1,074)$172$903$51,269
309 ($1,074)$169$906$50,364
310 ($1,074)$166$909$49,455
311 ($1,074)$163$912$48,544
312 ($1,074)$160$915$47,629
Year 27 - 313 ($1,074)$157$918$46,711
314 ($1,074)$154$921$45,791
315 ($1,074)$151$924$44,867
316 ($1,074)$148$927$43,941
317 ($1,074)$145$930$43,011
318 ($1,074)$142$933$42,078
319 ($1,074)$139$936$41,142
320 ($1,074)$135$939$40,203
321 ($1,074)$132$942$39,261
322 ($1,074)$129$945$38,316
323 ($1,074)$126$948$37,368
324 ($1,074)$123$951$36,417
Year 28 - 325 ($1,074)$120$954$35,462
326 ($1,074)$117$958$34,504
327 ($1,074)$114$961$33,544
328 ($1,074)$110$964$32,580
329 ($1,074)$107$967$31,613
330 ($1,074)$104$970$30,642
331 ($1,074)$101$973$29,669
332 ($1,074)$98$977$28,692
333 ($1,074)$94$980$27,712
334 ($1,074)$91$983$26,729
335 ($1,074)$88$986$25,743
336 ($1,074)$85$990$24,753
Year 29 - 337 ($1,074)$81$993$23,760
338 ($1,074)$78$996$22,764
339 ($1,074)$75$999$21,765
340 ($1,074)$72$1,003$20,762
341 ($1,074)$68$1,006$19,756
342 ($1,074)$65$1,009$18,747
343 ($1,074)$62$1,013$17,734
344 ($1,074)$58$1,016$16,718
345 ($1,074)$55$1,019$15,699
346 ($1,074)$52$1,023$14,676
347 ($1,074)$48$1,026$13,650
348 ($1,074)$45$1,029$12,621
Year 30 - 349 ($1,074)$42$1,033$11,588
350 ($1,074)$38$1,036$10,552
351 ($1,074)$35$1,040$9,512
352 ($1,074)$31$1,043$8,469
353 ($1,074)$28$1,046$7,422
354 ($1,074)$24$1,050$6,372
355 ($1,074)$21$1,053$5,319
356 ($1,074)$18$1,057$4,262
357 ($1,074)$14$1,060$3,202
358 ($1,074)$11$1,064$2,138
359 ($1,074)$7$1,067$1,071
360 ($1,074)$4$1,071$0
TOTALS$160,367$226,400$386,767

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.