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Mortgage Payment Schedule for a $284,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of September 21, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($56,800) may require pre-mortgage insurance


3.83% is current rate for 30-year fixed
3.13% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$1,063 360 $155,314 $382,514

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,169 or less (zip code: 20149)


NMLS #: 1023
$1,140 /mo
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30 yr fixed mtg, 0 points | APR: 3.625% | Rate: 3.625% | Fees: $0 | 45 day rate lock

NMLS #: 1838 | State Lic #: MC-4344
$1,140 /mo
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30 yr fixed mtg, 0 points | APR: 3.646% | Rate: 3.625% | Fees: $650 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 244476 | State Lic #: MC-5877
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 66247 Cardinal Financial | State Lic #: MC-1825
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.772% | Rate: 3.750% | Fees: $675 | 30 day rate lock

NMLS #: 898791
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.802% | Rate: 3.750% | Fees: $1,595 | 60 day rate lock

NMLS #: 790396
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 67717
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $870 | 45 day rate lock

NMLS #: 7706
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

$1,230 /mo
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30 yr fixed mtg, 0 points | APR: 4.250% | Rate: 4.250% | Fees: $5 | 30 day rate lock

$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $284,000
Down Payment $56,800$227,200
Year 1 - 1 ($1,063)$725$337$226,863
2 ($1,063)$724$338$226,524
3 ($1,063)$723$340$226,185
4 ($1,063)$722$341$225,844
5 ($1,063)$721$342$225,502
6 ($1,063)$720$343$225,159
7 ($1,063)$719$344$224,816
8 ($1,063)$718$345$224,471
9 ($1,063)$716$346$224,124
10 ($1,063)$715$347$223,777
11 ($1,063)$714$348$223,429
12 ($1,063)$713$349$223,079
Year 2 - 13 ($1,063)$712$351$222,729
14 ($1,063)$711$352$222,377
15 ($1,063)$710$353$222,024
16 ($1,063)$709$354$221,671
17 ($1,063)$707$355$221,316
18 ($1,063)$706$356$220,959
19 ($1,063)$705$357$220,602
20 ($1,063)$704$358$220,244
21 ($1,063)$703$360$219,884
22 ($1,063)$702$361$219,523
23 ($1,063)$701$362$219,161
24 ($1,063)$699$363$218,798
Year 3 - 25 ($1,063)$698$364$218,434
26 ($1,063)$697$365$218,069
27 ($1,063)$696$367$217,702
28 ($1,063)$695$368$217,334
29 ($1,063)$694$369$216,966
30 ($1,063)$692$370$216,596
31 ($1,063)$691$371$216,224
32 ($1,063)$690$372$215,852
33 ($1,063)$689$374$215,478
34 ($1,063)$688$375$215,103
35 ($1,063)$687$376$214,727
36 ($1,063)$685$377$214,350
Year 4 - 37 ($1,063)$684$378$213,972
38 ($1,063)$683$380$213,592
39 ($1,063)$682$381$213,211
40 ($1,063)$680$382$212,829
41 ($1,063)$679$383$212,446
42 ($1,063)$678$384$212,062
43 ($1,063)$677$386$211,676
44 ($1,063)$676$387$211,289
45 ($1,063)$674$388$210,901
46 ($1,063)$673$389$210,511
47 ($1,063)$672$391$210,121
48 ($1,063)$671$392$209,729
Year 5 - 49 ($1,063)$669$393$209,336
50 ($1,063)$668$394$208,941
51 ($1,063)$667$396$208,546
52 ($1,063)$666$397$208,149
53 ($1,063)$664$398$207,750
54 ($1,063)$663$399$207,351
55 ($1,063)$662$401$206,950
56 ($1,063)$661$402$206,548
57 ($1,063)$659$403$206,145
58 ($1,063)$658$405$205,740
59 ($1,063)$657$406$205,334
60 ($1,063)$655$407$204,927
Year 6 - 61 ($1,063)$654$408$204,519
62 ($1,063)$653$410$204,109
63 ($1,063)$651$411$203,698
64 ($1,063)$650$412$203,286
65 ($1,063)$649$414$202,872
66 ($1,063)$647$415$202,457
67 ($1,063)$646$416$202,040
68 ($1,063)$645$418$201,623
69 ($1,063)$644$419$201,204
70 ($1,063)$642$420$200,783
71 ($1,063)$641$422$200,362
72 ($1,063)$639$423$199,939
Year 7 - 73 ($1,063)$638$424$199,514
74 ($1,063)$637$426$199,088
75 ($1,063)$635$427$198,661
76 ($1,063)$634$428$198,233
77 ($1,063)$633$430$197,803
78 ($1,063)$631$431$197,372
79 ($1,063)$630$433$196,939
80 ($1,063)$629$434$196,505
81 ($1,063)$627$435$196,070
82 ($1,063)$626$437$195,633
83 ($1,063)$624$438$195,195
84 ($1,063)$623$440$194,755
Year 8 - 85 ($1,063)$622$441$194,314
86 ($1,063)$620$442$193,872
87 ($1,063)$619$444$193,428
88 ($1,063)$617$445$192,983
89 ($1,063)$616$447$192,537
90 ($1,063)$615$448$192,089
91 ($1,063)$613$449$191,639
92 ($1,063)$612$451$191,188
93 ($1,063)$610$452$190,736
94 ($1,063)$609$454$190,282
95 ($1,063)$607$455$189,827
96 ($1,063)$606$457$189,370
Year 9 - 97 ($1,063)$604$458$188,912
98 ($1,063)$603$460$188,452
99 ($1,063)$601$461$187,991
100 ($1,063)$600$463$187,529
101 ($1,063)$599$464$187,065
102 ($1,063)$597$465$186,599
103 ($1,063)$596$467$186,132
104 ($1,063)$594$468$185,664
105 ($1,063)$593$470$185,194
106 ($1,063)$591$471$184,722
107 ($1,063)$590$473$184,250
108 ($1,063)$588$474$183,775
Year 10 - 109 ($1,063)$587$476$183,299
110 ($1,063)$585$478$182,822
111 ($1,063)$584$479$182,343
112 ($1,063)$582$481$181,862
113 ($1,063)$580$482$181,380
114 ($1,063)$579$484$180,896
115 ($1,063)$577$485$180,411
116 ($1,063)$576$487$179,924
117 ($1,063)$574$488$179,436
118 ($1,063)$573$490$178,946
119 ($1,063)$571$491$178,455
120 ($1,063)$570$493$177,962
Year 11 - 121 ($1,063)$568$495$177,467
122 ($1,063)$566$496$176,971
123 ($1,063)$565$498$176,473
124 ($1,063)$563$499$175,974
125 ($1,063)$562$501$175,473
126 ($1,063)$560$502$174,971
127 ($1,063)$558$504$174,467
128 ($1,063)$557$506$173,961
129 ($1,063)$555$507$173,454
130 ($1,063)$554$509$172,945
131 ($1,063)$552$511$172,434
132 ($1,063)$550$512$171,922
Year 12 - 133 ($1,063)$549$514$171,408
134 ($1,063)$547$515$170,893
135 ($1,063)$545$517$170,376
136 ($1,063)$544$519$169,857
137 ($1,063)$542$520$169,336
138 ($1,063)$540$522$168,814
139 ($1,063)$539$524$168,291
140 ($1,063)$537$525$167,765
141 ($1,063)$535$527$167,238
142 ($1,063)$534$529$166,709
143 ($1,063)$532$530$166,179
144 ($1,063)$530$532$165,647
Year 13 - 145 ($1,063)$529$534$165,113
146 ($1,063)$527$536$164,577
147 ($1,063)$525$537$164,040
148 ($1,063)$524$539$163,501
149 ($1,063)$522$541$162,960
150 ($1,063)$520$542$162,418
151 ($1,063)$518$544$161,874
152 ($1,063)$517$546$161,328
153 ($1,063)$515$548$160,780
154 ($1,063)$513$549$160,231
155 ($1,063)$511$551$159,680
156 ($1,063)$510$553$159,127
Year 14 - 157 ($1,063)$508$555$158,572
158 ($1,063)$506$556$158,016
159 ($1,063)$504$558$157,458
160 ($1,063)$503$560$156,898
161 ($1,063)$501$562$156,336
162 ($1,063)$499$564$155,772
163 ($1,063)$497$565$155,207
164 ($1,063)$495$567$154,640
165 ($1,063)$494$569$154,071
166 ($1,063)$492$571$153,500
167 ($1,063)$490$573$152,927
168 ($1,063)$488$574$152,353
Year 15 - 169 ($1,063)$486$576$151,777
170 ($1,063)$484$578$151,198
171 ($1,063)$483$580$150,619
172 ($1,063)$481$582$150,037
173 ($1,063)$479$584$149,453
174 ($1,063)$477$586$148,868
175 ($1,063)$475$587$148,280
176 ($1,063)$473$589$147,691
177 ($1,063)$471$591$147,100
178 ($1,063)$469$593$146,507
179 ($1,063)$468$595$145,912
180 ($1,063)$466$597$145,315
Year 16 - 181 ($1,063)$464$599$144,716
182 ($1,063)$462$601$144,115
183 ($1,063)$460$603$143,513
184 ($1,063)$458$604$142,908
185 ($1,063)$456$606$142,302
186 ($1,063)$454$608$141,694
187 ($1,063)$452$610$141,083
188 ($1,063)$450$612$140,471
189 ($1,063)$448$614$139,857
190 ($1,063)$446$616$139,241
191 ($1,063)$444$618$138,623
192 ($1,063)$442$620$138,002
Year 17 - 193 ($1,063)$440$622$137,380
194 ($1,063)$438$624$136,756
195 ($1,063)$436$626$136,130
196 ($1,063)$434$628$135,502
197 ($1,063)$432$630$134,872
198 ($1,063)$430$632$134,240
199 ($1,063)$428$634$133,606
200 ($1,063)$426$636$132,970
201 ($1,063)$424$638$132,332
202 ($1,063)$422$640$131,692
203 ($1,063)$420$642$131,049
204 ($1,063)$418$644$130,405
Year 18 - 205 ($1,063)$416$646$129,759
206 ($1,063)$414$648$129,110
207 ($1,063)$412$650$128,460
208 ($1,063)$410$653$127,807
209 ($1,063)$408$655$127,153
210 ($1,063)$406$657$126,496
211 ($1,063)$404$659$125,837
212 ($1,063)$402$661$125,176
213 ($1,063)$400$663$124,513
214 ($1,063)$397$665$123,848
215 ($1,063)$395$667$123,181
216 ($1,063)$393$669$122,511
Year 19 - 217 ($1,063)$391$672$121,840
218 ($1,063)$389$674$121,166
219 ($1,063)$387$676$120,490
220 ($1,063)$385$678$119,813
221 ($1,063)$382$680$119,132
222 ($1,063)$380$682$118,450
223 ($1,063)$378$684$117,766
224 ($1,063)$376$687$117,079
225 ($1,063)$374$689$116,390
226 ($1,063)$371$691$115,699
227 ($1,063)$369$693$115,006
228 ($1,063)$367$695$114,310
Year 20 - 229 ($1,063)$365$698$113,613
230 ($1,063)$363$700$112,913
231 ($1,063)$360$702$112,210
232 ($1,063)$358$704$111,506
233 ($1,063)$356$707$110,799
234 ($1,063)$354$709$110,090
235 ($1,063)$351$711$109,379
236 ($1,063)$349$713$108,666
237 ($1,063)$347$716$107,950
238 ($1,063)$345$718$107,232
239 ($1,063)$342$720$106,512
240 ($1,063)$340$723$105,789
Year 21 - 241 ($1,063)$338$725$105,064
242 ($1,063)$335$727$104,337
243 ($1,063)$333$730$103,608
244 ($1,063)$331$732$102,876
245 ($1,063)$328$734$102,142
246 ($1,063)$326$737$101,405
247 ($1,063)$324$739$100,666
248 ($1,063)$321$741$99,925
249 ($1,063)$319$744$99,181
250 ($1,063)$317$746$98,435
251 ($1,063)$314$748$97,687
252 ($1,063)$312$751$96,936
Year 22 - 253 ($1,063)$309$753$96,183
254 ($1,063)$307$756$95,428
255 ($1,063)$305$758$94,670
256 ($1,063)$302$760$93,909
257 ($1,063)$300$763$93,146
258 ($1,063)$297$765$92,381
259 ($1,063)$295$768$91,613
260 ($1,063)$292$770$90,843
261 ($1,063)$290$773$90,071
262 ($1,063)$287$775$89,296
263 ($1,063)$285$778$88,518
264 ($1,063)$283$780$87,738
Year 23 - 265 ($1,063)$280$783$86,956
266 ($1,063)$278$785$86,171
267 ($1,063)$275$788$85,383
268 ($1,063)$273$790$84,593
269 ($1,063)$270$793$83,800
270 ($1,063)$267$795$83,005
271 ($1,063)$265$798$82,208
272 ($1,063)$262$800$81,408
273 ($1,063)$260$803$80,605
274 ($1,063)$257$805$79,800
275 ($1,063)$255$808$78,992
276 ($1,063)$252$810$78,181
Year 24 - 277 ($1,063)$250$813$77,368
278 ($1,063)$247$816$76,553
279 ($1,063)$244$818$75,735
280 ($1,063)$242$821$74,914
281 ($1,063)$239$823$74,090
282 ($1,063)$236$826$73,264
283 ($1,063)$234$829$72,436
284 ($1,063)$231$831$71,604
285 ($1,063)$229$834$70,770
286 ($1,063)$226$837$69,934
287 ($1,063)$223$839$69,094
288 ($1,063)$221$842$68,252
Year 25 - 289 ($1,063)$218$845$67,407
290 ($1,063)$215$847$66,560
291 ($1,063)$212$850$65,710
292 ($1,063)$210$853$64,857
293 ($1,063)$207$856$64,002
294 ($1,063)$204$858$63,143
295 ($1,063)$202$861$62,282
296 ($1,063)$199$864$61,419
297 ($1,063)$196$867$60,552
298 ($1,063)$193$869$59,683
299 ($1,063)$190$872$58,811
300 ($1,063)$188$875$57,936
Year 26 - 301 ($1,063)$185$878$57,058
302 ($1,063)$182$880$56,178
303 ($1,063)$179$883$55,295
304 ($1,063)$176$886$54,409
305 ($1,063)$174$889$53,520
306 ($1,063)$171$892$52,628
307 ($1,063)$168$895$51,733
308 ($1,063)$165$897$50,836
309 ($1,063)$162$900$49,936
310 ($1,063)$159$903$49,033
311 ($1,063)$156$906$48,126
312 ($1,063)$154$909$47,218
Year 27 - 313 ($1,063)$151$912$46,306
314 ($1,063)$148$915$45,391
315 ($1,063)$145$918$44,473
316 ($1,063)$142$921$43,553
317 ($1,063)$139$924$42,629
318 ($1,063)$136$926$41,703
319 ($1,063)$133$929$40,773
320 ($1,063)$130$932$39,841
321 ($1,063)$127$935$38,905
322 ($1,063)$124$938$37,967
323 ($1,063)$121$941$37,026
324 ($1,063)$118$944$36,081
Year 28 - 325 ($1,063)$115$947$35,134
326 ($1,063)$112$950$34,184
327 ($1,063)$109$953$33,230
328 ($1,063)$106$956$32,274
329 ($1,063)$103$960$31,314
330 ($1,063)$100$963$30,352
331 ($1,063)$97$966$29,386
332 ($1,063)$94$969$28,417
333 ($1,063)$91$972$27,445
334 ($1,063)$88$975$26,470
335 ($1,063)$84$978$25,492
336 ($1,063)$81$981$24,511
Year 29 - 337 ($1,063)$78$984$23,527
338 ($1,063)$75$987$22,539
339 ($1,063)$72$991$21,549
340 ($1,063)$69$994$20,555
341 ($1,063)$66$997$19,558
342 ($1,063)$62$1,000$18,558
343 ($1,063)$59$1,003$17,555
344 ($1,063)$56$1,007$16,548
345 ($1,063)$53$1,010$15,538
346 ($1,063)$50$1,013$14,525
347 ($1,063)$46$1,016$13,509
348 ($1,063)$43$1,019$12,490
Year 30 - 349 ($1,063)$40$1,023$11,467
350 ($1,063)$37$1,026$10,441
351 ($1,063)$33$1,029$9,412
352 ($1,063)$30$1,032$8,380
353 ($1,063)$27$1,036$7,344
354 ($1,063)$23$1,039$6,305
355 ($1,063)$20$1,042$5,262
356 ($1,063)$17$1,046$4,216
357 ($1,063)$13$1,049$3,167
358 ($1,063)$10$1,052$2,115
359 ($1,063)$7$1,056$1,059
360 ($1,063)$3$1,059$0
TOTALS$155,314$227,200$382,514

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.