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Mortgage Payment Schedule for a $284,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of January 18, 2018. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($56,800) may require pre-mortgage insurance


4.04% is current rate for 30-year fixed
3.49% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$1,090 360 $165,176 $392,376

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,199 or less (zip code: 20149)


NMLS #: 66247 | State Lic #: MC-1825
$1,192 /mo
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30 yr fixed mtg, 0 points | APR: 4.010% | Rate: 3.990% | Fees: $592 | 30 day rate lock

NMLS #: 40508 | State Lic #: MC-2840
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $885 | 30 day rate lock

NMLS #: 790396
$1,212 /mo
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30 yr fixed mtg, 0 points | APR: 4.125% | Rate: 4.125% | Fees: $0 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,212 /mo
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30 yr fixed mtg, 0 points | APR: 4.125% | Rate: 4.125% | Fees: $0 | 30 day rate lock

NMLS #: 7706
$1,212 /mo
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30 yr fixed mtg, 0 points | APR: 4.125% | Rate: 4.125% | Fees: $0 | 30 day rate lock

NMLS #: 181005
$1,230 /mo
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30 yr fixed mtg, 0 points | APR: 4.279% | Rate: 4.250% | Fees: $865 | 45 day rate lock

NMLS #: 2925 | State Lic #: MC-1875
$1,265 /mo
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30 yr fixed mtg, 0 points | APR: 4.500% | Rate: 4.490% | Fees: $299 | 45 day rate lock

NMLS #: 3030
$1,304 /mo
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30 yr fixed mtg, 0 points | APR: 4.764% | Rate: 4.750% | Fees: $400 | 30 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $284,000
Down Payment $56,800$227,200
Year 1 - 1 ($1,090)$765$325$226,875
2 ($1,090)$764$326$226,549
3 ($1,090)$763$327$226,222
4 ($1,090)$762$328$225,893
5 ($1,090)$761$329$225,564
6 ($1,090)$759$331$225,233
7 ($1,090)$758$332$224,902
8 ($1,090)$757$333$224,569
9 ($1,090)$756$334$224,235
10 ($1,090)$755$335$223,900
11 ($1,090)$754$336$223,564
12 ($1,090)$753$337$223,227
Year 2 - 13 ($1,090)$752$338$222,888
14 ($1,090)$750$340$222,549
15 ($1,090)$749$341$222,208
16 ($1,090)$748$342$221,866
17 ($1,090)$747$343$221,523
18 ($1,090)$746$344$221,179
19 ($1,090)$745$345$220,834
20 ($1,090)$743$346$220,487
21 ($1,090)$742$348$220,140
22 ($1,090)$741$349$219,791
23 ($1,090)$740$350$219,441
24 ($1,090)$739$351$219,090
Year 3 - 25 ($1,090)$738$352$218,737
26 ($1,090)$736$354$218,384
27 ($1,090)$735$355$218,029
28 ($1,090)$734$356$217,673
29 ($1,090)$733$357$217,316
30 ($1,090)$732$358$216,958
31 ($1,090)$730$360$216,598
32 ($1,090)$729$361$216,238
33 ($1,090)$728$362$215,876
34 ($1,090)$727$363$215,513
35 ($1,090)$726$364$215,148
36 ($1,090)$724$366$214,783
Year 4 - 37 ($1,090)$723$367$214,416
38 ($1,090)$722$368$214,048
39 ($1,090)$721$369$213,678
40 ($1,090)$719$371$213,308
41 ($1,090)$718$372$212,936
42 ($1,090)$717$373$212,563
43 ($1,090)$716$374$212,189
44 ($1,090)$714$376$211,813
45 ($1,090)$713$377$211,436
46 ($1,090)$712$378$211,058
47 ($1,090)$711$379$210,679
48 ($1,090)$709$381$210,298
Year 5 - 49 ($1,090)$708$382$209,916
50 ($1,090)$707$383$209,533
51 ($1,090)$705$385$209,149
52 ($1,090)$704$386$208,763
53 ($1,090)$703$387$208,376
54 ($1,090)$702$388$207,987
55 ($1,090)$700$390$207,598
56 ($1,090)$699$391$207,207
57 ($1,090)$698$392$206,814
58 ($1,090)$696$394$206,421
59 ($1,090)$695$395$206,026
60 ($1,090)$694$396$205,629
Year 6 - 61 ($1,090)$692$398$205,232
62 ($1,090)$691$399$204,833
63 ($1,090)$690$400$204,432
64 ($1,090)$688$402$204,031
65 ($1,090)$687$403$203,628
66 ($1,090)$686$404$203,223
67 ($1,090)$684$406$202,817
68 ($1,090)$683$407$202,410
69 ($1,090)$681$408$202,002
70 ($1,090)$680$410$201,592
71 ($1,090)$679$411$201,181
72 ($1,090)$677$413$200,768
Year 7 - 73 ($1,090)$676$414$200,354
74 ($1,090)$675$415$199,939
75 ($1,090)$673$417$199,522
76 ($1,090)$672$418$199,104
77 ($1,090)$670$420$198,684
78 ($1,090)$669$421$198,263
79 ($1,090)$667$422$197,841
80 ($1,090)$666$424$197,417
81 ($1,090)$665$425$196,991
82 ($1,090)$663$427$196,565
83 ($1,090)$662$428$196,136
84 ($1,090)$660$430$195,707
Year 8 - 85 ($1,090)$659$431$195,276
86 ($1,090)$657$433$194,843
87 ($1,090)$656$434$194,409
88 ($1,090)$655$435$193,974
89 ($1,090)$653$437$193,537
90 ($1,090)$652$438$193,099
91 ($1,090)$650$440$192,659
92 ($1,090)$649$441$192,218
93 ($1,090)$647$443$191,775
94 ($1,090)$646$444$191,330
95 ($1,090)$644$446$190,885
96 ($1,090)$643$447$190,437
Year 9 - 97 ($1,090)$641$449$189,989
98 ($1,090)$640$450$189,538
99 ($1,090)$638$452$189,086
100 ($1,090)$637$453$188,633
101 ($1,090)$635$455$188,178
102 ($1,090)$634$456$187,722
103 ($1,090)$632$458$187,264
104 ($1,090)$630$459$186,804
105 ($1,090)$629$461$186,343
106 ($1,090)$627$463$185,881
107 ($1,090)$626$464$185,417
108 ($1,090)$624$466$184,951
Year 10 - 109 ($1,090)$623$467$184,484
110 ($1,090)$621$469$184,015
111 ($1,090)$620$470$183,544
112 ($1,090)$618$472$183,072
113 ($1,090)$616$474$182,599
114 ($1,090)$615$475$182,124
115 ($1,090)$613$477$181,647
116 ($1,090)$612$478$181,169
117 ($1,090)$610$480$180,689
118 ($1,090)$608$482$180,207
119 ($1,090)$607$483$179,724
120 ($1,090)$605$485$179,239
Year 11 - 121 ($1,090)$603$486$178,752
122 ($1,090)$602$488$178,264
123 ($1,090)$600$490$177,774
124 ($1,090)$599$491$177,283
125 ($1,090)$597$493$176,790
126 ($1,090)$595$495$176,295
127 ($1,090)$594$496$175,799
128 ($1,090)$592$498$175,301
129 ($1,090)$590$500$174,801
130 ($1,090)$588$501$174,299
131 ($1,090)$587$503$173,796
132 ($1,090)$585$505$173,292
Year 12 - 133 ($1,090)$583$507$172,785
134 ($1,090)$582$508$172,277
135 ($1,090)$580$510$171,767
136 ($1,090)$578$512$171,255
137 ($1,090)$577$513$170,742
138 ($1,090)$575$515$170,227
139 ($1,090)$573$517$169,710
140 ($1,090)$571$519$169,191
141 ($1,090)$570$520$168,671
142 ($1,090)$568$522$168,149
143 ($1,090)$566$524$167,625
144 ($1,090)$564$526$167,099
Year 13 - 145 ($1,090)$563$527$166,572
146 ($1,090)$561$529$166,043
147 ($1,090)$559$531$165,512
148 ($1,090)$557$533$164,979
149 ($1,090)$555$535$164,445
150 ($1,090)$554$536$163,909
151 ($1,090)$552$538$163,370
152 ($1,090)$550$540$162,831
153 ($1,090)$548$542$162,289
154 ($1,090)$546$544$161,745
155 ($1,090)$545$545$161,200
156 ($1,090)$543$547$160,653
Year 14 - 157 ($1,090)$541$549$160,104
158 ($1,090)$539$551$159,553
159 ($1,090)$537$553$159,000
160 ($1,090)$535$555$158,445
161 ($1,090)$533$557$157,889
162 ($1,090)$532$558$157,330
163 ($1,090)$530$560$156,770
164 ($1,090)$528$562$156,208
165 ($1,090)$526$564$155,644
166 ($1,090)$524$566$155,078
167 ($1,090)$522$568$154,510
168 ($1,090)$520$570$153,940
Year 15 - 169 ($1,090)$518$572$153,369
170 ($1,090)$516$574$152,795
171 ($1,090)$514$576$152,220
172 ($1,090)$512$577$151,642
173 ($1,090)$511$579$151,063
174 ($1,090)$509$581$150,481
175 ($1,090)$507$583$149,898
176 ($1,090)$505$585$149,313
177 ($1,090)$503$587$148,726
178 ($1,090)$501$589$148,136
179 ($1,090)$499$591$147,545
180 ($1,090)$497$593$146,952
Year 16 - 181 ($1,090)$495$595$146,357
182 ($1,090)$493$597$145,760
183 ($1,090)$491$599$145,160
184 ($1,090)$489$601$144,559
185 ($1,090)$487$603$143,956
186 ($1,090)$485$605$143,351
187 ($1,090)$483$607$142,743
188 ($1,090)$481$609$142,134
189 ($1,090)$479$611$141,522
190 ($1,090)$476$613$140,909
191 ($1,090)$474$616$140,293
192 ($1,090)$472$618$139,676
Year 17 - 193 ($1,090)$470$620$139,056
194 ($1,090)$468$622$138,434
195 ($1,090)$466$624$137,810
196 ($1,090)$464$626$137,184
197 ($1,090)$462$628$136,556
198 ($1,090)$460$630$135,926
199 ($1,090)$458$632$135,294
200 ($1,090)$455$634$134,659
201 ($1,090)$453$637$134,023
202 ($1,090)$451$639$133,384
203 ($1,090)$449$641$132,743
204 ($1,090)$447$643$132,100
Year 18 - 205 ($1,090)$445$645$131,455
206 ($1,090)$443$647$130,808
207 ($1,090)$440$650$130,158
208 ($1,090)$438$652$129,506
209 ($1,090)$436$654$128,852
210 ($1,090)$434$656$128,196
211 ($1,090)$432$658$127,538
212 ($1,090)$429$661$126,877
213 ($1,090)$427$663$126,215
214 ($1,090)$425$665$125,550
215 ($1,090)$423$667$124,882
216 ($1,090)$420$669$124,213
Year 19 - 217 ($1,090)$418$672$123,541
218 ($1,090)$416$674$122,867
219 ($1,090)$414$676$122,191
220 ($1,090)$411$679$121,512
221 ($1,090)$409$681$120,831
222 ($1,090)$407$683$120,148
223 ($1,090)$404$685$119,463
224 ($1,090)$402$688$118,775
225 ($1,090)$400$690$118,085
226 ($1,090)$398$692$117,393
227 ($1,090)$395$695$116,698
228 ($1,090)$393$697$116,001
Year 20 - 229 ($1,090)$391$699$115,302
230 ($1,090)$388$702$114,600
231 ($1,090)$386$704$113,896
232 ($1,090)$383$706$113,189
233 ($1,090)$381$709$112,480
234 ($1,090)$379$711$111,769
235 ($1,090)$376$714$111,055
236 ($1,090)$374$716$110,339
237 ($1,090)$371$718$109,621
238 ($1,090)$369$721$108,900
239 ($1,090)$367$723$108,177
240 ($1,090)$364$726$107,451
Year 21 - 241 ($1,090)$362$728$106,723
242 ($1,090)$359$731$105,992
243 ($1,090)$357$733$105,259
244 ($1,090)$354$736$104,524
245 ($1,090)$352$738$103,786
246 ($1,090)$349$741$103,045
247 ($1,090)$347$743$102,302
248 ($1,090)$344$746$101,556
249 ($1,090)$342$748$100,808
250 ($1,090)$339$751$100,058
251 ($1,090)$337$753$99,305
252 ($1,090)$334$756$98,549
Year 22 - 253 ($1,090)$332$758$97,791
254 ($1,090)$329$761$97,030
255 ($1,090)$327$763$96,267
256 ($1,090)$324$766$95,501
257 ($1,090)$322$768$94,733
258 ($1,090)$319$771$93,962
259 ($1,090)$316$774$93,188
260 ($1,090)$314$776$92,412
261 ($1,090)$311$779$91,633
262 ($1,090)$308$781$90,852
263 ($1,090)$306$784$90,068
264 ($1,090)$303$787$89,281
Year 23 - 265 ($1,090)$301$789$88,492
266 ($1,090)$298$792$87,700
267 ($1,090)$295$795$86,905
268 ($1,090)$293$797$86,108
269 ($1,090)$290$800$85,308
270 ($1,090)$287$803$84,505
271 ($1,090)$284$805$83,699
272 ($1,090)$282$808$82,891
273 ($1,090)$279$811$82,080
274 ($1,090)$276$814$81,267
275 ($1,090)$274$816$80,451
276 ($1,090)$271$819$79,631
Year 24 - 277 ($1,090)$268$822$78,810
278 ($1,090)$265$825$77,985
279 ($1,090)$263$827$77,158
280 ($1,090)$260$830$76,327
281 ($1,090)$257$833$75,494
282 ($1,090)$254$836$74,659
283 ($1,090)$251$839$73,820
284 ($1,090)$249$841$72,979
285 ($1,090)$246$844$72,134
286 ($1,090)$243$847$71,287
287 ($1,090)$240$850$70,437
288 ($1,090)$237$853$69,585
Year 25 - 289 ($1,090)$234$856$68,729
290 ($1,090)$231$859$67,870
291 ($1,090)$228$861$67,009
292 ($1,090)$226$864$66,145
293 ($1,090)$223$867$65,277
294 ($1,090)$220$870$64,407
295 ($1,090)$217$873$63,534
296 ($1,090)$214$876$62,658
297 ($1,090)$211$879$61,779
298 ($1,090)$208$882$60,897
299 ($1,090)$205$885$60,012
300 ($1,090)$202$888$59,124
Year 26 - 301 ($1,090)$199$891$58,234
302 ($1,090)$196$894$57,340
303 ($1,090)$193$897$56,443
304 ($1,090)$190$900$55,543
305 ($1,090)$187$903$54,640
306 ($1,090)$184$906$53,734
307 ($1,090)$181$909$52,825
308 ($1,090)$178$912$51,913
309 ($1,090)$175$915$50,998
310 ($1,090)$172$918$50,079
311 ($1,090)$169$921$49,158
312 ($1,090)$165$924$48,234
Year 27 - 313 ($1,090)$162$928$47,306
314 ($1,090)$159$931$46,375
315 ($1,090)$156$934$45,442
316 ($1,090)$153$937$44,505
317 ($1,090)$150$940$43,565
318 ($1,090)$147$943$42,621
319 ($1,090)$143$946$41,675
320 ($1,090)$140$950$40,725
321 ($1,090)$137$953$39,772
322 ($1,090)$134$956$38,816
323 ($1,090)$131$959$37,857
324 ($1,090)$127$962$36,895
Year 28 - 325 ($1,090)$124$966$35,929
326 ($1,090)$121$969$34,960
327 ($1,090)$118$972$33,988
328 ($1,090)$114$976$33,012
329 ($1,090)$111$979$32,033
330 ($1,090)$108$982$31,051
331 ($1,090)$105$985$30,066
332 ($1,090)$101$989$29,077
333 ($1,090)$98$992$28,085
334 ($1,090)$95$995$27,090
335 ($1,090)$91$999$26,091
336 ($1,090)$88$1,002$25,089
Year 29 - 337 ($1,090)$84$1,005$24,084
338 ($1,090)$81$1,009$23,075
339 ($1,090)$78$1,012$22,062
340 ($1,090)$74$1,016$21,047
341 ($1,090)$71$1,019$20,028
342 ($1,090)$67$1,023$19,005
343 ($1,090)$64$1,026$17,979
344 ($1,090)$61$1,029$16,950
345 ($1,090)$57$1,033$15,917
346 ($1,090)$54$1,036$14,881
347 ($1,090)$50$1,040$13,841
348 ($1,090)$47$1,043$12,797
Year 30 - 349 ($1,090)$43$1,047$11,751
350 ($1,090)$40$1,050$10,700
351 ($1,090)$36$1,054$9,646
352 ($1,090)$32$1,057$8,589
353 ($1,090)$29$1,061$7,528
354 ($1,090)$25$1,065$6,463
355 ($1,090)$22$1,068$5,395
356 ($1,090)$18$1,072$4,323
357 ($1,090)$15$1,075$3,248
358 ($1,090)$11$1,079$2,169
359 ($1,090)$7$1,083$1,086
360 ($1,090)$4$1,086$0
TOTALS$165,176$227,200$392,376

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.