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Mortgage Payment Schedule for a $284,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of November 16, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($56,800) may require pre-mortgage insurance


3.95% is current rate for 30-year fixed
3.31% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$1,078 360 $160,933 $388,133

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,186 or less (zip code: 20149)


NMLS #: 3294 | State Lic #: MC-1971
$1,140 /mo
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30 yr fixed mtg, 0 points | APR: 3.666% | Rate: 3.625% | Fees: $1,250 | 30 day rate lock

NMLS #: 113054 | State Lic #: MC-2236
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 1838 | State Lic #: MC-4344
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 66247 | State Lic #: MC-1825
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.760% | Rate: 3.750% | Fees: $302 | 30 day rate lock

NMLS #: 790396
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 424182
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 244476 | State Lic #: MC-5877
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 258821
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 3232 | State Lic #: MC-1532
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.883% | Rate: 3.875% | Fees: $245 | 40 day rate lock

NMLS #: 227765 | State Lic #: MC-5920
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 181005
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $870 | 45 day rate lock

NMLS #: 35959 | State Lic #: MC-2967
$1,212 /mo
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30 yr fixed mtg, 0 points | APR: 4.125% | Rate: 4.125% | Fees: $0 | 30 day rate lock

NMLS #: 2925 | State Lic #: MC-1875
$1,212 /mo
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30 yr fixed mtg, 0 points | APR: 4.135% | Rate: 4.125% | Fees: $299 | 45 day rate lock

NMLS #: 412915
$1,230 /mo
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30 yr fixed mtg, 0 points | APR: 4.308% | Rate: 4.250% | Fees: $1,710 | 60 day rate lock

$1,248 /mo
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30 yr fixed mtg, 0 points | APR: 4.375% | Rate: 4.375% | Fees: $0 | 30 day rate lock

NMLS #: 417490
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.005% | Rate: 4.000% | Fees: $145 | 30 day rate lock

NMLS #: 7706
$1,176 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $284,000
Down Payment $56,800$227,200
Year 1 - 1 ($1,078)$748$330$226,870
2 ($1,078)$747$331$226,538
3 ($1,078)$746$332$226,206
4 ($1,078)$745$334$225,872
5 ($1,078)$743$335$225,538
6 ($1,078)$742$336$225,202
7 ($1,078)$741$337$224,865
8 ($1,078)$740$338$224,527
9 ($1,078)$739$339$224,188
10 ($1,078)$738$340$223,848
11 ($1,078)$737$341$223,507
12 ($1,078)$736$342$223,164
Year 2 - 13 ($1,078)$735$344$222,821
14 ($1,078)$733$345$222,476
15 ($1,078)$732$346$222,130
16 ($1,078)$731$347$221,783
17 ($1,078)$730$348$221,435
18 ($1,078)$729$349$221,086
19 ($1,078)$728$350$220,735
20 ($1,078)$727$352$220,384
21 ($1,078)$725$353$220,031
22 ($1,078)$724$354$219,677
23 ($1,078)$723$355$219,322
24 ($1,078)$722$356$218,966
Year 3 - 25 ($1,078)$721$357$218,608
26 ($1,078)$720$359$218,250
27 ($1,078)$718$360$217,890
28 ($1,078)$717$361$217,529
29 ($1,078)$716$362$217,167
30 ($1,078)$715$363$216,804
31 ($1,078)$714$365$216,439
32 ($1,078)$712$366$216,074
33 ($1,078)$711$367$215,707
34 ($1,078)$710$368$215,339
35 ($1,078)$709$369$214,969
36 ($1,078)$708$371$214,599
Year 4 - 37 ($1,078)$706$372$214,227
38 ($1,078)$705$373$213,854
39 ($1,078)$704$374$213,480
40 ($1,078)$703$375$213,104
41 ($1,078)$701$377$212,728
42 ($1,078)$700$378$212,350
43 ($1,078)$699$379$211,970
44 ($1,078)$698$380$211,590
45 ($1,078)$696$382$211,208
46 ($1,078)$695$383$210,826
47 ($1,078)$694$384$210,441
48 ($1,078)$693$385$210,056
Year 5 - 49 ($1,078)$691$387$209,669
50 ($1,078)$690$388$209,281
51 ($1,078)$689$389$208,892
52 ($1,078)$688$391$208,501
53 ($1,078)$686$392$208,110
54 ($1,078)$685$393$207,716
55 ($1,078)$684$394$207,322
56 ($1,078)$682$396$206,926
57 ($1,078)$681$397$206,529
58 ($1,078)$680$398$206,131
59 ($1,078)$679$400$205,731
60 ($1,078)$677$401$205,330
Year 6 - 61 ($1,078)$676$402$204,928
62 ($1,078)$675$404$204,524
63 ($1,078)$673$405$204,120
64 ($1,078)$672$406$203,713
65 ($1,078)$671$408$203,306
66 ($1,078)$669$409$202,897
67 ($1,078)$668$410$202,487
68 ($1,078)$667$412$202,075
69 ($1,078)$665$413$201,662
70 ($1,078)$664$414$201,248
71 ($1,078)$662$416$200,832
72 ($1,078)$661$417$200,415
Year 7 - 73 ($1,078)$660$418$199,996
74 ($1,078)$658$420$199,576
75 ($1,078)$657$421$199,155
76 ($1,078)$656$423$198,733
77 ($1,078)$654$424$198,309
78 ($1,078)$653$425$197,883
79 ($1,078)$651$427$197,457
80 ($1,078)$650$428$197,028
81 ($1,078)$649$430$196,599
82 ($1,078)$647$431$196,168
83 ($1,078)$646$432$195,735
84 ($1,078)$644$434$195,301
Year 8 - 85 ($1,078)$643$435$194,866
86 ($1,078)$641$437$194,429
87 ($1,078)$640$438$193,991
88 ($1,078)$639$440$193,552
89 ($1,078)$637$441$193,111
90 ($1,078)$636$442$192,668
91 ($1,078)$634$444$192,224
92 ($1,078)$633$445$191,779
93 ($1,078)$631$447$191,332
94 ($1,078)$630$448$190,884
95 ($1,078)$628$450$190,434
96 ($1,078)$627$451$189,982
Year 9 - 97 ($1,078)$625$453$189,530
98 ($1,078)$624$454$189,075
99 ($1,078)$622$456$188,620
100 ($1,078)$621$457$188,162
101 ($1,078)$619$459$187,704
102 ($1,078)$618$460$187,243
103 ($1,078)$616$462$186,781
104 ($1,078)$615$463$186,318
105 ($1,078)$613$465$185,853
106 ($1,078)$612$466$185,387
107 ($1,078)$610$468$184,919
108 ($1,078)$609$469$184,450
Year 10 - 109 ($1,078)$607$471$183,979
110 ($1,078)$606$473$183,506
111 ($1,078)$604$474$183,032
112 ($1,078)$602$476$182,556
113 ($1,078)$601$477$182,079
114 ($1,078)$599$479$181,600
115 ($1,078)$598$480$181,120
116 ($1,078)$596$482$180,638
117 ($1,078)$595$484$180,154
118 ($1,078)$593$485$179,669
119 ($1,078)$591$487$179,182
120 ($1,078)$590$488$178,694
Year 11 - 121 ($1,078)$588$490$178,204
122 ($1,078)$587$492$177,713
123 ($1,078)$585$493$177,219
124 ($1,078)$583$495$176,725
125 ($1,078)$582$496$176,228
126 ($1,078)$580$498$175,730
127 ($1,078)$578$500$175,230
128 ($1,078)$577$501$174,729
129 ($1,078)$575$503$174,226
130 ($1,078)$573$505$173,721
131 ($1,078)$572$506$173,215
132 ($1,078)$570$508$172,707
Year 12 - 133 ($1,078)$568$510$172,197
134 ($1,078)$567$511$171,686
135 ($1,078)$565$513$171,173
136 ($1,078)$563$515$170,658
137 ($1,078)$562$516$170,142
138 ($1,078)$560$518$169,624
139 ($1,078)$558$520$169,104
140 ($1,078)$557$522$168,583
141 ($1,078)$555$523$168,059
142 ($1,078)$553$525$167,534
143 ($1,078)$551$527$167,008
144 ($1,078)$550$528$166,479
Year 13 - 145 ($1,078)$548$530$165,949
146 ($1,078)$546$532$165,417
147 ($1,078)$544$534$164,884
148 ($1,078)$543$535$164,348
149 ($1,078)$541$537$163,811
150 ($1,078)$539$539$163,272
151 ($1,078)$537$541$162,731
152 ($1,078)$536$542$162,189
153 ($1,078)$534$544$161,645
154 ($1,078)$532$546$161,098
155 ($1,078)$530$548$160,551
156 ($1,078)$528$550$160,001
Year 14 - 157 ($1,078)$527$551$159,449
158 ($1,078)$525$553$158,896
159 ($1,078)$523$555$158,341
160 ($1,078)$521$557$157,784
161 ($1,078)$519$559$157,225
162 ($1,078)$518$561$156,665
163 ($1,078)$516$562$156,102
164 ($1,078)$514$564$155,538
165 ($1,078)$512$566$154,972
166 ($1,078)$510$568$154,404
167 ($1,078)$508$570$153,834
168 ($1,078)$506$572$153,262
Year 15 - 169 ($1,078)$504$574$152,688
170 ($1,078)$503$576$152,113
171 ($1,078)$501$577$151,535
172 ($1,078)$499$579$150,956
173 ($1,078)$497$581$150,375
174 ($1,078)$495$583$149,792
175 ($1,078)$493$585$149,207
176 ($1,078)$491$587$148,620
177 ($1,078)$489$589$148,031
178 ($1,078)$487$591$147,440
179 ($1,078)$485$593$146,847
180 ($1,078)$483$595$146,252
Year 16 - 181 ($1,078)$481$597$145,655
182 ($1,078)$479$599$145,057
183 ($1,078)$477$601$144,456
184 ($1,078)$476$603$143,853
185 ($1,078)$474$605$143,249
186 ($1,078)$472$607$142,642
187 ($1,078)$470$609$142,034
188 ($1,078)$468$611$141,423
189 ($1,078)$466$613$140,810
190 ($1,078)$464$615$140,196
191 ($1,078)$461$617$139,579
192 ($1,078)$459$619$138,960
Year 17 - 193 ($1,078)$457$621$138,340
194 ($1,078)$455$623$137,717
195 ($1,078)$453$625$137,092
196 ($1,078)$451$627$136,465
197 ($1,078)$449$629$135,836
198 ($1,078)$447$631$135,205
199 ($1,078)$445$633$134,572
200 ($1,078)$443$635$133,937
201 ($1,078)$441$637$133,299
202 ($1,078)$439$639$132,660
203 ($1,078)$437$641$132,019
204 ($1,078)$435$644$131,375
Year 18 - 205 ($1,078)$432$646$130,729
206 ($1,078)$430$648$130,082
207 ($1,078)$428$650$129,432
208 ($1,078)$426$652$128,779
209 ($1,078)$424$654$128,125
210 ($1,078)$422$656$127,469
211 ($1,078)$420$659$126,810
212 ($1,078)$417$661$126,149
213 ($1,078)$415$663$125,487
214 ($1,078)$413$665$124,822
215 ($1,078)$411$667$124,154
216 ($1,078)$409$669$123,485
Year 19 - 217 ($1,078)$406$672$122,813
218 ($1,078)$404$674$122,139
219 ($1,078)$402$676$121,463
220 ($1,078)$400$678$120,785
221 ($1,078)$398$681$120,104
222 ($1,078)$395$683$119,421
223 ($1,078)$393$685$118,736
224 ($1,078)$391$687$118,049
225 ($1,078)$389$690$117,359
226 ($1,078)$386$692$116,668
227 ($1,078)$384$694$115,973
228 ($1,078)$382$696$115,277
Year 20 - 229 ($1,078)$379$699$114,578
230 ($1,078)$377$701$113,877
231 ($1,078)$375$703$113,174
232 ($1,078)$373$706$112,468
233 ($1,078)$370$708$111,761
234 ($1,078)$368$710$111,050
235 ($1,078)$366$713$110,338
236 ($1,078)$363$715$109,623
237 ($1,078)$361$717$108,905
238 ($1,078)$358$720$108,186
239 ($1,078)$356$722$107,464
240 ($1,078)$354$724$106,739
Year 21 - 241 ($1,078)$351$727$106,012
242 ($1,078)$349$729$105,283
243 ($1,078)$347$732$104,552
244 ($1,078)$344$734$103,818
245 ($1,078)$342$736$103,081
246 ($1,078)$339$739$102,342
247 ($1,078)$337$741$101,601
248 ($1,078)$334$744$100,857
249 ($1,078)$332$746$100,111
250 ($1,078)$330$749$99,363
251 ($1,078)$327$751$98,612
252 ($1,078)$325$754$97,858
Year 22 - 253 ($1,078)$322$756$97,102
254 ($1,078)$320$759$96,343
255 ($1,078)$317$761$95,582
256 ($1,078)$315$764$94,819
257 ($1,078)$312$766$94,053
258 ($1,078)$310$769$93,284
259 ($1,078)$307$771$92,513
260 ($1,078)$305$774$91,740
261 ($1,078)$302$776$90,963
262 ($1,078)$299$779$90,185
263 ($1,078)$297$781$89,403
264 ($1,078)$294$784$88,620
Year 23 - 265 ($1,078)$292$786$87,833
266 ($1,078)$289$789$87,044
267 ($1,078)$287$792$86,252
268 ($1,078)$284$794$85,458
269 ($1,078)$281$797$84,661
270 ($1,078)$279$799$83,862
271 ($1,078)$276$802$83,060
272 ($1,078)$273$805$82,255
273 ($1,078)$271$807$81,448
274 ($1,078)$268$810$80,638
275 ($1,078)$265$813$79,825
276 ($1,078)$263$815$79,010
Year 24 - 277 ($1,078)$260$818$78,191
278 ($1,078)$257$821$77,371
279 ($1,078)$255$823$76,547
280 ($1,078)$252$826$75,721
281 ($1,078)$249$829$74,892
282 ($1,078)$247$832$74,061
283 ($1,078)$244$834$73,226
284 ($1,078)$241$837$72,389
285 ($1,078)$238$840$71,549
286 ($1,078)$236$843$70,707
287 ($1,078)$233$845$69,861
288 ($1,078)$230$848$69,013
Year 25 - 289 ($1,078)$227$851$68,162
290 ($1,078)$224$854$67,308
291 ($1,078)$222$857$66,452
292 ($1,078)$219$859$65,592
293 ($1,078)$216$862$64,730
294 ($1,078)$213$865$63,865
295 ($1,078)$210$868$62,997
296 ($1,078)$207$871$62,126
297 ($1,078)$204$874$61,252
298 ($1,078)$202$877$60,376
299 ($1,078)$199$879$59,497
300 ($1,078)$196$882$58,614
Year 26 - 301 ($1,078)$193$885$57,729
302 ($1,078)$190$888$56,841
303 ($1,078)$187$891$55,950
304 ($1,078)$184$894$55,056
305 ($1,078)$181$897$54,159
306 ($1,078)$178$900$53,259
307 ($1,078)$175$903$52,356
308 ($1,078)$172$906$51,450
309 ($1,078)$169$909$50,542
310 ($1,078)$166$912$49,630
311 ($1,078)$163$915$48,715
312 ($1,078)$160$918$47,797
Year 27 - 313 ($1,078)$157$921$46,876
314 ($1,078)$154$924$45,953
315 ($1,078)$151$927$45,026
316 ($1,078)$148$930$44,096
317 ($1,078)$145$933$43,163
318 ($1,078)$142$936$42,227
319 ($1,078)$139$939$41,288
320 ($1,078)$136$942$40,345
321 ($1,078)$133$945$39,400
322 ($1,078)$130$948$38,452
323 ($1,078)$127$952$37,500
324 ($1,078)$123$955$36,545
Year 28 - 325 ($1,078)$120$958$35,587
326 ($1,078)$117$961$34,626
327 ($1,078)$114$964$33,662
328 ($1,078)$111$967$32,695
329 ($1,078)$108$971$31,724
330 ($1,078)$104$974$30,751
331 ($1,078)$101$977$29,774
332 ($1,078)$98$980$28,794
333 ($1,078)$95$983$27,810
334 ($1,078)$92$987$26,824
335 ($1,078)$88$990$25,834
336 ($1,078)$85$993$24,841
Year 29 - 337 ($1,078)$82$996$23,844
338 ($1,078)$78$1,000$22,845
339 ($1,078)$75$1,003$21,842
340 ($1,078)$72$1,006$20,835
341 ($1,078)$69$1,010$19,826
342 ($1,078)$65$1,013$18,813
343 ($1,078)$62$1,016$17,797
344 ($1,078)$59$1,020$16,777
345 ($1,078)$55$1,023$15,754
346 ($1,078)$52$1,026$14,728
347 ($1,078)$48$1,030$13,698
348 ($1,078)$45$1,033$12,665
Year 30 - 349 ($1,078)$42$1,036$11,629
350 ($1,078)$38$1,040$10,589
351 ($1,078)$35$1,043$9,546
352 ($1,078)$31$1,047$8,499
353 ($1,078)$28$1,050$7,449
354 ($1,078)$25$1,054$6,395
355 ($1,078)$21$1,057$5,338
356 ($1,078)$18$1,061$4,277
357 ($1,078)$14$1,064$3,213
358 ($1,078)$11$1,068$2,146
359 ($1,078)$7$1,071$1,075
360 ($1,078)$4$1,075$0
TOTALS$160,933$227,200$388,133

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.