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Mortgage Payment Schedule for a $287,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of December 14, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($57,400) may require pre-mortgage insurance


3.93% is current rate for 30-year fixed
3.36% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$1,087 360 $161,684 $391,284

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,183 or less (zip code: 20149)


NMLS #: 1077157 | State Lic #: MC-5804
$1,140 /mo
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30 yr fixed mtg, 0 points | APR: 3.657% | Rate: 3.625% | Fees: $988 | 30 day rate lock

NMLS #: 66247 | State Lic #: MC-1825
$1,140 /mo
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30 yr fixed mtg, 0 points | APR: 3.685% | Rate: 3.625% | Fees: $1,842 | 30 day rate lock

NMLS #: 134407 | State Lic #: MC-5378
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 45 day rate lock

NMLS #: 3232 | State Lic #: MC-1532
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 40 day rate lock

NMLS #: 790396
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 122701 | State Lic #: MC-1186
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 447490
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 258821
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 2890 | State Lic #: MC-3098
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.756% | Rate: 3.750% | Fees: $189 | 30 day rate lock

NMLS #: 424182
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.783% | Rate: 3.750% | Fees: $994 | 30 day rate lock

NMLS #: 1023 | State Lic #: MC-5814
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 45 day rate lock

NMLS #: 1256692 | State Lic #: MC-5920
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 244476 | State Lic #: MC-5877
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 7706
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 417490
$1,192 /mo
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30 yr fixed mtg, 0 points | APR: 3.994% | Rate: 3.990% | Fees: $130 | 30 day rate lock

NMLS #: 181005
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $865 | 45 day rate lock

NMLS #: 2925 | State Lic #: MC-1875
$1,212 /mo
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30 yr fixed mtg, 0 points | APR: 4.135% | Rate: 4.125% | Fees: $299 | 45 day rate lock

$1,228 /mo
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30 yr fixed mtg, 0 points | APR: 4.240% | Rate: 4.240% | Fees: $0 | 30 day rate lock

NMLS #: 412915
$1,230 /mo
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30 yr fixed mtg, 0 points | APR: 4.308% | Rate: 4.250% | Fees: $1,710 | 60 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $287,000
Down Payment $57,400$229,600
Year 1 - 1 ($1,087)$752$335$229,265
2 ($1,087)$751$336$228,929
3 ($1,087)$750$337$228,592
4 ($1,087)$749$338$228,254
5 ($1,087)$748$339$227,914
6 ($1,087)$746$340$227,574
7 ($1,087)$745$342$227,232
8 ($1,087)$744$343$226,889
9 ($1,087)$743$344$226,546
10 ($1,087)$742$345$226,201
11 ($1,087)$741$346$225,855
12 ($1,087)$740$347$225,507
Year 2 - 13 ($1,087)$739$348$225,159
14 ($1,087)$737$350$224,809
15 ($1,087)$736$351$224,459
16 ($1,087)$735$352$224,107
17 ($1,087)$734$353$223,754
18 ($1,087)$733$354$223,400
19 ($1,087)$732$355$223,045
20 ($1,087)$730$356$222,688
21 ($1,087)$729$358$222,331
22 ($1,087)$728$359$221,972
23 ($1,087)$727$360$221,612
24 ($1,087)$726$361$221,251
Year 3 - 25 ($1,087)$725$362$220,888
26 ($1,087)$723$363$220,525
27 ($1,087)$722$365$220,160
28 ($1,087)$721$366$219,794
29 ($1,087)$720$367$219,427
30 ($1,087)$719$368$219,059
31 ($1,087)$717$369$218,690
32 ($1,087)$716$371$218,319
33 ($1,087)$715$372$217,947
34 ($1,087)$714$373$217,574
35 ($1,087)$713$374$217,200
36 ($1,087)$711$376$216,824
Year 4 - 37 ($1,087)$710$377$216,447
38 ($1,087)$709$378$216,069
39 ($1,087)$708$379$215,690
40 ($1,087)$706$381$215,309
41 ($1,087)$705$382$214,928
42 ($1,087)$704$383$214,545
43 ($1,087)$703$384$214,160
44 ($1,087)$701$386$213,775
45 ($1,087)$700$387$213,388
46 ($1,087)$699$388$213,000
47 ($1,087)$698$389$212,611
48 ($1,087)$696$391$212,220
Year 5 - 49 ($1,087)$695$392$211,828
50 ($1,087)$694$393$211,435
51 ($1,087)$692$394$211,041
52 ($1,087)$691$396$210,645
53 ($1,087)$690$397$210,248
54 ($1,087)$689$398$209,849
55 ($1,087)$687$400$209,450
56 ($1,087)$686$401$209,049
57 ($1,087)$685$402$208,647
58 ($1,087)$683$404$208,243
59 ($1,087)$682$405$207,838
60 ($1,087)$681$406$207,432
Year 6 - 61 ($1,087)$679$408$207,024
62 ($1,087)$678$409$206,615
63 ($1,087)$677$410$206,205
64 ($1,087)$675$412$205,794
65 ($1,087)$674$413$205,381
66 ($1,087)$673$414$204,966
67 ($1,087)$671$416$204,551
68 ($1,087)$670$417$204,134
69 ($1,087)$669$418$203,715
70 ($1,087)$667$420$203,296
71 ($1,087)$666$421$202,875
72 ($1,087)$664$422$202,452
Year 7 - 73 ($1,087)$663$424$202,028
74 ($1,087)$662$425$201,603
75 ($1,087)$660$427$201,176
76 ($1,087)$659$428$200,748
77 ($1,087)$657$429$200,319
78 ($1,087)$656$431$199,888
79 ($1,087)$655$432$199,456
80 ($1,087)$653$434$199,022
81 ($1,087)$652$435$198,587
82 ($1,087)$650$437$198,150
83 ($1,087)$649$438$197,712
84 ($1,087)$648$439$197,273
Year 8 - 85 ($1,087)$646$441$196,832
86 ($1,087)$645$442$196,390
87 ($1,087)$643$444$195,946
88 ($1,087)$642$445$195,501
89 ($1,087)$640$447$195,054
90 ($1,087)$639$448$194,606
91 ($1,087)$637$450$194,157
92 ($1,087)$636$451$193,706
93 ($1,087)$634$453$193,253
94 ($1,087)$633$454$192,799
95 ($1,087)$631$455$192,344
96 ($1,087)$630$457$191,887
Year 9 - 97 ($1,087)$628$458$191,428
98 ($1,087)$627$460$190,968
99 ($1,087)$625$461$190,507
100 ($1,087)$624$463$190,044
101 ($1,087)$622$465$189,579
102 ($1,087)$621$466$189,113
103 ($1,087)$619$468$188,646
104 ($1,087)$618$469$188,177
105 ($1,087)$616$471$187,706
106 ($1,087)$615$472$187,234
107 ($1,087)$613$474$186,760
108 ($1,087)$612$475$186,285
Year 10 - 109 ($1,087)$610$477$185,808
110 ($1,087)$609$478$185,330
111 ($1,087)$607$480$184,850
112 ($1,087)$605$482$184,368
113 ($1,087)$604$483$183,885
114 ($1,087)$602$485$183,400
115 ($1,087)$601$486$182,914
116 ($1,087)$599$488$182,426
117 ($1,087)$597$489$181,937
118 ($1,087)$596$491$181,446
119 ($1,087)$594$493$180,953
120 ($1,087)$593$494$180,459
Year 11 - 121 ($1,087)$591$496$179,963
122 ($1,087)$589$498$179,465
123 ($1,087)$588$499$178,966
124 ($1,087)$586$501$178,465
125 ($1,087)$584$502$177,963
126 ($1,087)$583$504$177,459
127 ($1,087)$581$506$176,953
128 ($1,087)$580$507$176,446
129 ($1,087)$578$509$175,937
130 ($1,087)$576$511$175,426
131 ($1,087)$575$512$174,914
132 ($1,087)$573$514$174,400
Year 12 - 133 ($1,087)$571$516$173,884
134 ($1,087)$569$517$173,366
135 ($1,087)$568$519$172,847
136 ($1,087)$566$521$172,327
137 ($1,087)$564$523$171,804
138 ($1,087)$563$524$171,280
139 ($1,087)$561$526$170,754
140 ($1,087)$559$528$170,226
141 ($1,087)$557$529$169,697
142 ($1,087)$556$531$169,166
143 ($1,087)$554$533$168,633
144 ($1,087)$552$535$168,098
Year 13 - 145 ($1,087)$551$536$167,562
146 ($1,087)$549$538$167,024
147 ($1,087)$547$540$166,484
148 ($1,087)$545$542$165,942
149 ($1,087)$543$543$165,399
150 ($1,087)$542$545$164,853
151 ($1,087)$540$547$164,306
152 ($1,087)$538$549$163,758
153 ($1,087)$536$551$163,207
154 ($1,087)$535$552$162,655
155 ($1,087)$533$554$162,100
156 ($1,087)$531$556$161,544
Year 14 - 157 ($1,087)$529$558$160,986
158 ($1,087)$527$560$160,427
159 ($1,087)$525$562$159,865
160 ($1,087)$524$563$159,302
161 ($1,087)$522$565$158,737
162 ($1,087)$520$567$158,170
163 ($1,087)$518$569$157,601
164 ($1,087)$516$571$157,030
165 ($1,087)$514$573$156,457
166 ($1,087)$512$575$155,883
167 ($1,087)$511$576$155,307
168 ($1,087)$509$578$154,728
Year 15 - 169 ($1,087)$507$580$154,148
170 ($1,087)$505$582$153,566
171 ($1,087)$503$584$152,982
172 ($1,087)$501$586$152,396
173 ($1,087)$499$588$151,808
174 ($1,087)$497$590$151,219
175 ($1,087)$495$592$150,627
176 ($1,087)$493$594$150,033
177 ($1,087)$491$596$149,438
178 ($1,087)$489$597$148,840
179 ($1,087)$487$599$148,241
180 ($1,087)$485$601$147,640
Year 16 - 181 ($1,087)$484$603$147,036
182 ($1,087)$482$605$146,431
183 ($1,087)$480$607$145,823
184 ($1,087)$478$609$145,214
185 ($1,087)$476$611$144,603
186 ($1,087)$474$613$143,989
187 ($1,087)$472$615$143,374
188 ($1,087)$470$617$142,757
189 ($1,087)$468$619$142,137
190 ($1,087)$466$621$141,516
191 ($1,087)$463$623$140,893
192 ($1,087)$461$625$140,267
Year 17 - 193 ($1,087)$459$628$139,640
194 ($1,087)$457$630$139,010
195 ($1,087)$455$632$138,378
196 ($1,087)$453$634$137,745
197 ($1,087)$451$636$137,109
198 ($1,087)$449$638$136,471
199 ($1,087)$447$640$135,831
200 ($1,087)$445$642$135,189
201 ($1,087)$443$644$134,545
202 ($1,087)$441$646$133,899
203 ($1,087)$439$648$133,250
204 ($1,087)$436$651$132,600
Year 18 - 205 ($1,087)$434$653$131,947
206 ($1,087)$432$655$131,292
207 ($1,087)$430$657$130,635
208 ($1,087)$428$659$129,976
209 ($1,087)$426$661$129,315
210 ($1,087)$424$663$128,652
211 ($1,087)$421$666$127,986
212 ($1,087)$419$668$127,318
213 ($1,087)$417$670$126,648
214 ($1,087)$415$672$125,976
215 ($1,087)$413$674$125,302
216 ($1,087)$410$677$124,625
Year 19 - 217 ($1,087)$408$679$123,947
218 ($1,087)$406$681$123,266
219 ($1,087)$404$683$122,582
220 ($1,087)$401$685$121,897
221 ($1,087)$399$688$121,209
222 ($1,087)$397$690$120,519
223 ($1,087)$395$692$119,827
224 ($1,087)$392$694$119,133
225 ($1,087)$390$697$118,436
226 ($1,087)$388$699$117,737
227 ($1,087)$386$701$117,036
228 ($1,087)$383$704$116,332
Year 20 - 229 ($1,087)$381$706$115,626
230 ($1,087)$379$708$114,918
231 ($1,087)$376$711$114,207
232 ($1,087)$374$713$113,495
233 ($1,087)$372$715$112,779
234 ($1,087)$369$718$112,062
235 ($1,087)$367$720$111,342
236 ($1,087)$365$722$110,620
237 ($1,087)$362$725$109,895
238 ($1,087)$360$727$109,168
239 ($1,087)$358$729$108,439
240 ($1,087)$355$732$107,707
Year 21 - 241 ($1,087)$353$734$106,973
242 ($1,087)$350$737$106,236
243 ($1,087)$348$739$105,497
244 ($1,087)$346$741$104,756
245 ($1,087)$343$744$104,012
246 ($1,087)$341$746$103,266
247 ($1,087)$338$749$102,517
248 ($1,087)$336$751$101,766
249 ($1,087)$333$754$101,012
250 ($1,087)$331$756$100,256
251 ($1,087)$328$759$99,498
252 ($1,087)$326$761$98,737
Year 22 - 253 ($1,087)$323$764$97,973
254 ($1,087)$321$766$97,207
255 ($1,087)$318$769$96,438
256 ($1,087)$316$771$95,667
257 ($1,087)$313$774$94,894
258 ($1,087)$311$776$94,118
259 ($1,087)$308$779$93,339
260 ($1,087)$306$781$92,558
261 ($1,087)$303$784$91,774
262 ($1,087)$301$786$90,988
263 ($1,087)$298$789$90,199
264 ($1,087)$295$791$89,407
Year 23 - 265 ($1,087)$293$794$88,613
266 ($1,087)$290$797$87,816
267 ($1,087)$288$799$87,017
268 ($1,087)$285$802$86,215
269 ($1,087)$282$805$85,411
270 ($1,087)$280$807$84,603
271 ($1,087)$277$810$83,794
272 ($1,087)$274$812$82,981
273 ($1,087)$272$815$82,166
274 ($1,087)$269$818$81,348
275 ($1,087)$266$820$80,528
276 ($1,087)$264$823$79,705
Year 24 - 277 ($1,087)$261$826$78,879
278 ($1,087)$258$829$78,050
279 ($1,087)$256$831$77,219
280 ($1,087)$253$834$76,385
281 ($1,087)$250$837$75,548
282 ($1,087)$247$839$74,709
283 ($1,087)$245$842$73,866
284 ($1,087)$242$845$73,021
285 ($1,087)$239$848$72,174
286 ($1,087)$236$851$71,323
287 ($1,087)$234$853$70,470
288 ($1,087)$231$856$69,614
Year 25 - 289 ($1,087)$228$859$68,755
290 ($1,087)$225$862$67,893
291 ($1,087)$222$865$67,028
292 ($1,087)$220$867$66,161
293 ($1,087)$217$870$65,291
294 ($1,087)$214$873$64,418
295 ($1,087)$211$876$63,542
296 ($1,087)$208$879$62,663
297 ($1,087)$205$882$61,781
298 ($1,087)$202$885$60,897
299 ($1,087)$199$887$60,009
300 ($1,087)$197$890$59,119
Year 26 - 301 ($1,087)$194$893$58,226
302 ($1,087)$191$896$57,330
303 ($1,087)$188$899$56,430
304 ($1,087)$185$902$55,528
305 ($1,087)$182$905$54,623
306 ($1,087)$179$908$53,715
307 ($1,087)$176$911$52,804
308 ($1,087)$173$914$51,890
309 ($1,087)$170$917$50,973
310 ($1,087)$167$920$50,053
311 ($1,087)$164$923$49,130
312 ($1,087)$161$926$48,204
Year 27 - 313 ($1,087)$158$929$47,275
314 ($1,087)$155$932$46,343
315 ($1,087)$152$935$45,408
316 ($1,087)$149$938$44,470
317 ($1,087)$146$941$43,529
318 ($1,087)$143$944$42,584
319 ($1,087)$139$947$41,637
320 ($1,087)$136$951$40,686
321 ($1,087)$133$954$39,733
322 ($1,087)$130$957$38,776
323 ($1,087)$127$960$37,816
324 ($1,087)$124$963$36,853
Year 28 - 325 ($1,087)$121$966$35,887
326 ($1,087)$118$969$34,917
327 ($1,087)$114$973$33,945
328 ($1,087)$111$976$32,969
329 ($1,087)$108$979$31,990
330 ($1,087)$105$982$31,008
331 ($1,087)$102$985$30,023
332 ($1,087)$98$989$29,034
333 ($1,087)$95$992$28,042
334 ($1,087)$92$995$27,047
335 ($1,087)$89$998$26,049
336 ($1,087)$85$1,002$25,047
Year 29 - 337 ($1,087)$82$1,005$24,043
338 ($1,087)$79$1,008$23,034
339 ($1,087)$75$1,011$22,023
340 ($1,087)$72$1,015$21,008
341 ($1,087)$69$1,018$19,990
342 ($1,087)$65$1,021$18,969
343 ($1,087)$62$1,025$17,944
344 ($1,087)$59$1,028$16,916
345 ($1,087)$55$1,032$15,884
346 ($1,087)$52$1,035$14,849
347 ($1,087)$49$1,038$13,811
348 ($1,087)$45$1,042$12,769
Year 30 - 349 ($1,087)$42$1,045$11,724
350 ($1,087)$38$1,049$10,676
351 ($1,087)$35$1,052$9,624
352 ($1,087)$32$1,055$8,568
353 ($1,087)$28$1,059$7,510
354 ($1,087)$25$1,062$6,447
355 ($1,087)$21$1,066$5,382
356 ($1,087)$18$1,069$4,312
357 ($1,087)$14$1,073$3,239
358 ($1,087)$11$1,076$2,163
359 ($1,087)$7$1,080$1,083
360 ($1,087)$4$1,083$0
TOTALS$161,684$229,600$391,284

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.