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Mortgage Payment Schedule for a $292,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of October 19, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($58,400) may require pre-mortgage insurance


3.88% is current rate for 30-year fixed
3.19% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$1,099 360 $162,091 $395,691

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,176 or less (zip code: 20149)


$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.778% | Rate: 3.750% | Fees: $860 | 30 day rate lock

NMLS #: 3232 | State Lic #: MC-1532
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 40 day rate lock

NMLS #: 790396
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 898791
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.928% | Rate: 3.875% | Fees: $1,595 | 60 day rate lock

NMLS #: 35959 | State Lic #: MC-2967
$1,519 /mo
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30 yr fixed mtg, 0 points | APR: 6.125% | Rate: 6.125% | Fees: $0 | 30 day rate lock

NMLS #: 67717
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.762% | Rate: 3.750% | Fees: $353 | 30 day rate lock

NMLS #: 2258 | State Lic #: MC-4673
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 7706
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 417490
$1,192 /mo
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30 yr fixed mtg, 0 points | APR: 3.999% | Rate: 3.990% | Fees: $270 | 30 day rate lock

NMLS #: 181005
$1,192 /mo
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30 yr fixed mtg, 0 points | APR: 4.019% | Rate: 3.990% | Fees: $870 | 45 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $292,000
Down Payment $58,400$233,600
Year 1 - 1 ($1,099)$755$344$233,256
2 ($1,099)$754$345$232,911
3 ($1,099)$753$346$232,565
4 ($1,099)$752$347$232,218
5 ($1,099)$751$348$231,870
6 ($1,099)$750$349$231,520
7 ($1,099)$749$351$231,170
8 ($1,099)$747$352$230,818
9 ($1,099)$746$353$230,465
10 ($1,099)$745$354$230,111
11 ($1,099)$744$355$229,756
12 ($1,099)$743$356$229,400
Year 2 - 13 ($1,099)$742$357$229,042
14 ($1,099)$741$359$228,684
15 ($1,099)$739$360$228,324
16 ($1,099)$738$361$227,963
17 ($1,099)$737$362$227,601
18 ($1,099)$736$363$227,238
19 ($1,099)$735$364$226,873
20 ($1,099)$734$366$226,508
21 ($1,099)$732$367$226,141
22 ($1,099)$731$368$225,773
23 ($1,099)$730$369$225,404
24 ($1,099)$729$370$225,034
Year 3 - 25 ($1,099)$728$372$224,662
26 ($1,099)$726$373$224,289
27 ($1,099)$725$374$223,916
28 ($1,099)$724$375$223,540
29 ($1,099)$723$376$223,164
30 ($1,099)$722$378$222,786
31 ($1,099)$720$379$222,408
32 ($1,099)$719$380$222,028
33 ($1,099)$718$381$221,646
34 ($1,099)$717$382$221,264
35 ($1,099)$715$384$220,880
36 ($1,099)$714$385$220,495
Year 4 - 37 ($1,099)$713$386$220,109
38 ($1,099)$712$387$219,722
39 ($1,099)$710$389$219,333
40 ($1,099)$709$390$218,943
41 ($1,099)$708$391$218,552
42 ($1,099)$707$392$218,159
43 ($1,099)$705$394$217,765
44 ($1,099)$704$395$217,370
45 ($1,099)$703$396$216,974
46 ($1,099)$702$398$216,576
47 ($1,099)$700$399$216,178
48 ($1,099)$699$400$215,777
Year 5 - 49 ($1,099)$698$401$215,376
50 ($1,099)$696$403$214,973
51 ($1,099)$695$404$214,569
52 ($1,099)$694$405$214,164
53 ($1,099)$692$407$213,757
54 ($1,099)$691$408$213,349
55 ($1,099)$690$409$212,940
56 ($1,099)$689$411$212,529
57 ($1,099)$687$412$212,117
58 ($1,099)$686$413$211,704
59 ($1,099)$685$415$211,289
60 ($1,099)$683$416$210,873
Year 6 - 61 ($1,099)$682$417$210,456
62 ($1,099)$680$419$210,037
63 ($1,099)$679$420$209,617
64 ($1,099)$678$421$209,196
65 ($1,099)$676$423$208,773
66 ($1,099)$675$424$208,349
67 ($1,099)$674$425$207,924
68 ($1,099)$672$427$207,497
69 ($1,099)$671$428$207,068
70 ($1,099)$670$430$206,639
71 ($1,099)$668$431$206,208
72 ($1,099)$667$432$205,775
Year 7 - 73 ($1,099)$665$434$205,342
74 ($1,099)$664$435$204,906
75 ($1,099)$663$437$204,470
76 ($1,099)$661$438$204,032
77 ($1,099)$660$439$203,592
78 ($1,099)$658$441$203,151
79 ($1,099)$657$442$202,709
80 ($1,099)$655$444$202,265
81 ($1,099)$654$445$201,820
82 ($1,099)$653$447$201,374
83 ($1,099)$651$448$200,926
84 ($1,099)$650$449$200,476
Year 8 - 85 ($1,099)$648$451$200,025
86 ($1,099)$647$452$199,573
87 ($1,099)$645$454$199,119
88 ($1,099)$644$455$198,664
89 ($1,099)$642$457$198,207
90 ($1,099)$641$458$197,749
91 ($1,099)$639$460$197,289
92 ($1,099)$638$461$196,828
93 ($1,099)$636$463$196,365
94 ($1,099)$635$464$195,901
95 ($1,099)$633$466$195,435
96 ($1,099)$632$467$194,968
Year 9 - 97 ($1,099)$630$469$194,499
98 ($1,099)$629$470$194,029
99 ($1,099)$627$472$193,557
100 ($1,099)$626$473$193,084
101 ($1,099)$624$475$192,609
102 ($1,099)$623$476$192,132
103 ($1,099)$621$478$191,654
104 ($1,099)$620$479$191,175
105 ($1,099)$618$481$190,694
106 ($1,099)$617$483$190,211
107 ($1,099)$615$484$189,727
108 ($1,099)$613$486$189,242
Year 10 - 109 ($1,099)$612$487$188,754
110 ($1,099)$610$489$188,266
111 ($1,099)$609$490$187,775
112 ($1,099)$607$492$187,283
113 ($1,099)$606$494$186,789
114 ($1,099)$604$495$186,294
115 ($1,099)$602$497$185,798
116 ($1,099)$601$498$185,299
117 ($1,099)$599$500$184,799
118 ($1,099)$598$502$184,297
119 ($1,099)$596$503$183,794
120 ($1,099)$594$505$183,289
Year 11 - 121 ($1,099)$593$507$182,783
122 ($1,099)$591$508$182,275
123 ($1,099)$589$510$181,765
124 ($1,099)$588$511$181,253
125 ($1,099)$586$513$180,740
126 ($1,099)$584$515$180,226
127 ($1,099)$583$516$179,709
128 ($1,099)$581$518$179,191
129 ($1,099)$579$520$178,671
130 ($1,099)$578$521$178,150
131 ($1,099)$576$523$177,627
132 ($1,099)$574$525$177,102
Year 12 - 133 ($1,099)$573$527$176,576
134 ($1,099)$571$528$176,047
135 ($1,099)$569$530$175,517
136 ($1,099)$568$532$174,986
137 ($1,099)$566$533$174,452
138 ($1,099)$564$535$173,917
139 ($1,099)$562$537$173,380
140 ($1,099)$561$539$172,842
141 ($1,099)$559$540$172,302
142 ($1,099)$557$542$171,760
143 ($1,099)$555$544$171,216
144 ($1,099)$554$546$170,670
Year 13 - 145 ($1,099)$552$547$170,123
146 ($1,099)$550$549$169,574
147 ($1,099)$548$551$169,023
148 ($1,099)$547$553$168,470
149 ($1,099)$545$554$167,916
150 ($1,099)$543$556$167,360
151 ($1,099)$541$558$166,802
152 ($1,099)$539$560$166,242
153 ($1,099)$538$562$165,680
154 ($1,099)$536$563$165,117
155 ($1,099)$534$565$164,552
156 ($1,099)$532$567$163,985
Year 14 - 157 ($1,099)$530$569$163,416
158 ($1,099)$528$571$162,845
159 ($1,099)$527$573$162,272
160 ($1,099)$525$574$161,698
161 ($1,099)$523$576$161,121
162 ($1,099)$521$578$160,543
163 ($1,099)$519$580$159,963
164 ($1,099)$517$582$159,381
165 ($1,099)$515$584$158,797
166 ($1,099)$513$586$158,212
167 ($1,099)$512$588$157,624
168 ($1,099)$510$589$157,035
Year 15 - 169 ($1,099)$508$591$156,443
170 ($1,099)$506$593$155,850
171 ($1,099)$504$595$155,255
172 ($1,099)$502$597$154,658
173 ($1,099)$500$599$154,059
174 ($1,099)$498$601$153,458
175 ($1,099)$496$603$152,855
176 ($1,099)$494$605$152,250
177 ($1,099)$492$607$151,643
178 ($1,099)$490$609$151,034
179 ($1,099)$488$611$150,423
180 ($1,099)$486$613$149,810
Year 16 - 181 ($1,099)$484$615$149,196
182 ($1,099)$482$617$148,579
183 ($1,099)$480$619$147,960
184 ($1,099)$478$621$147,339
185 ($1,099)$476$623$146,717
186 ($1,099)$474$625$146,092
187 ($1,099)$472$627$145,465
188 ($1,099)$470$629$144,836
189 ($1,099)$468$631$144,205
190 ($1,099)$466$633$143,573
191 ($1,099)$464$635$142,938
192 ($1,099)$462$637$142,301
Year 17 - 193 ($1,099)$460$639$141,662
194 ($1,099)$458$641$141,021
195 ($1,099)$456$643$140,377
196 ($1,099)$454$645$139,732
197 ($1,099)$452$647$139,085
198 ($1,099)$450$649$138,435
199 ($1,099)$448$652$137,784
200 ($1,099)$446$654$137,130
201 ($1,099)$443$656$136,474
202 ($1,099)$441$658$135,817
203 ($1,099)$439$660$135,157
204 ($1,099)$437$662$134,494
Year 18 - 205 ($1,099)$435$664$133,830
206 ($1,099)$433$666$133,164
207 ($1,099)$431$669$132,495
208 ($1,099)$428$671$131,824
209 ($1,099)$426$673$131,151
210 ($1,099)$424$675$130,476
211 ($1,099)$422$677$129,799
212 ($1,099)$420$679$129,120
213 ($1,099)$417$682$128,438
214 ($1,099)$415$684$127,754
215 ($1,099)$413$686$127,068
216 ($1,099)$411$688$126,380
Year 19 - 217 ($1,099)$409$691$125,689
218 ($1,099)$406$693$124,997
219 ($1,099)$404$695$124,302
220 ($1,099)$402$697$123,604
221 ($1,099)$400$699$122,905
222 ($1,099)$397$702$122,203
223 ($1,099)$395$704$121,499
224 ($1,099)$393$706$120,793
225 ($1,099)$391$709$120,084
226 ($1,099)$388$711$119,373
227 ($1,099)$386$713$118,660
228 ($1,099)$384$715$117,945
Year 20 - 229 ($1,099)$381$718$117,227
230 ($1,099)$379$720$116,507
231 ($1,099)$377$722$115,784
232 ($1,099)$374$725$115,060
233 ($1,099)$372$727$114,332
234 ($1,099)$370$729$113,603
235 ($1,099)$367$732$112,871
236 ($1,099)$365$734$112,137
237 ($1,099)$363$737$111,400
238 ($1,099)$360$739$110,661
239 ($1,099)$358$741$109,920
240 ($1,099)$355$744$109,176
Year 21 - 241 ($1,099)$353$746$108,430
242 ($1,099)$351$749$107,682
243 ($1,099)$348$751$106,931
244 ($1,099)$346$753$106,177
245 ($1,099)$343$756$105,421
246 ($1,099)$341$758$104,663
247 ($1,099)$338$761$103,902
248 ($1,099)$336$763$103,139
249 ($1,099)$333$766$102,374
250 ($1,099)$331$768$101,605
251 ($1,099)$329$771$100,835
252 ($1,099)$326$773$100,062
Year 22 - 253 ($1,099)$324$776$99,286
254 ($1,099)$321$778$98,508
255 ($1,099)$319$781$97,727
256 ($1,099)$316$783$96,944
257 ($1,099)$313$786$96,159
258 ($1,099)$311$788$95,370
259 ($1,099)$308$791$94,580
260 ($1,099)$306$793$93,786
261 ($1,099)$303$796$92,990
262 ($1,099)$301$798$92,192
263 ($1,099)$298$801$91,391
264 ($1,099)$295$804$90,587
Year 23 - 265 ($1,099)$293$806$89,781
266 ($1,099)$290$809$88,972
267 ($1,099)$288$811$88,161
268 ($1,099)$285$814$87,346
269 ($1,099)$282$817$86,530
270 ($1,099)$280$819$85,710
271 ($1,099)$277$822$84,888
272 ($1,099)$274$825$84,064
273 ($1,099)$272$827$83,236
274 ($1,099)$269$830$82,406
275 ($1,099)$266$833$81,574
276 ($1,099)$264$835$80,738
Year 24 - 277 ($1,099)$261$838$79,900
278 ($1,099)$258$841$79,059
279 ($1,099)$256$844$78,216
280 ($1,099)$253$846$77,370
281 ($1,099)$250$849$76,521
282 ($1,099)$247$852$75,669
283 ($1,099)$245$854$74,814
284 ($1,099)$242$857$73,957
285 ($1,099)$239$860$73,097
286 ($1,099)$236$863$72,234
287 ($1,099)$234$866$71,369
288 ($1,099)$231$868$70,500
Year 25 - 289 ($1,099)$228$871$69,629
290 ($1,099)$225$874$68,755
291 ($1,099)$222$877$67,878
292 ($1,099)$219$880$66,999
293 ($1,099)$217$883$66,116
294 ($1,099)$214$885$65,231
295 ($1,099)$211$888$64,343
296 ($1,099)$208$891$63,452
297 ($1,099)$205$894$62,558
298 ($1,099)$202$897$61,661
299 ($1,099)$199$900$60,761
300 ($1,099)$196$903$59,858
Year 26 - 301 ($1,099)$194$906$58,953
302 ($1,099)$191$909$58,044
303 ($1,099)$188$911$57,133
304 ($1,099)$185$914$56,218
305 ($1,099)$182$917$55,301
306 ($1,099)$179$920$54,381
307 ($1,099)$176$923$53,457
308 ($1,099)$173$926$52,531
309 ($1,099)$170$929$51,602
310 ($1,099)$167$932$50,669
311 ($1,099)$164$935$49,734
312 ($1,099)$161$938$48,796
Year 27 - 313 ($1,099)$158$941$47,854
314 ($1,099)$155$944$46,910
315 ($1,099)$152$947$45,962
316 ($1,099)$149$951$45,012
317 ($1,099)$146$954$44,058
318 ($1,099)$142$957$43,102
319 ($1,099)$139$960$42,142
320 ($1,099)$136$963$41,179
321 ($1,099)$133$966$40,213
322 ($1,099)$130$969$39,244
323 ($1,099)$127$972$38,272
324 ($1,099)$124$975$37,296
Year 28 - 325 ($1,099)$121$979$36,318
326 ($1,099)$117$982$35,336
327 ($1,099)$114$985$34,351
328 ($1,099)$111$988$33,363
329 ($1,099)$108$991$32,372
330 ($1,099)$105$994$31,377
331 ($1,099)$101$998$30,380
332 ($1,099)$98$1,001$29,379
333 ($1,099)$95$1,004$28,374
334 ($1,099)$92$1,007$27,367
335 ($1,099)$88$1,011$26,356
336 ($1,099)$85$1,014$25,342
Year 29 - 337 ($1,099)$82$1,017$24,325
338 ($1,099)$79$1,020$23,305
339 ($1,099)$75$1,024$22,281
340 ($1,099)$72$1,027$21,254
341 ($1,099)$69$1,030$20,223
342 ($1,099)$65$1,034$19,190
343 ($1,099)$62$1,037$18,153
344 ($1,099)$59$1,040$17,112
345 ($1,099)$55$1,044$16,068
346 ($1,099)$52$1,047$15,021
347 ($1,099)$49$1,051$13,971
348 ($1,099)$45$1,054$12,917
Year 30 - 349 ($1,099)$42$1,057$11,859
350 ($1,099)$38$1,061$10,798
351 ($1,099)$35$1,064$9,734
352 ($1,099)$31$1,068$8,667
353 ($1,099)$28$1,071$7,595
354 ($1,099)$25$1,075$6,521
355 ($1,099)$21$1,078$5,443
356 ($1,099)$18$1,082$4,361
357 ($1,099)$14$1,085$3,276
358 ($1,099)$11$1,089$2,188
359 ($1,099)$7$1,092$1,096
360 ($1,099)$4$1,096$0
TOTALS$162,091$233,600$395,691

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.