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Mortgage Payment Schedule for a $292,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of November 30, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($58,400) may require pre-mortgage insurance


3.9% is current rate for 30-year fixed
3.3% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$1,102 360 $163,054 $396,654

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,179 or less (zip code: 20149)


NMLS #: 3294 | State Lic #: MC-1971
$1,140 /mo
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30 yr fixed mtg, 0 points | APR: 3.666% | Rate: 3.625% | Fees: $1,250 | 30 day rate lock

NMLS #: 134407 | State Lic #: MC-5378
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 45 day rate lock

NMLS #: 1067 | State Lic #: MC-2347
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 790396
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 66247 | State Lic #: MC-1825
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 258821
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 1838 | State Lic #: MC-4344
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 424182
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.779% | Rate: 3.750% | Fees: $893 | 30 day rate lock

NMLS #: 1023 | State Lic #: MC-5814
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 45 day rate lock

NMLS #: 1256692 | State Lic #: MC-5920
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 244476 | State Lic #: MC-5877
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 7706
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 541760
$1,172 /mo
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30 yr fixed mtg, 0 points | APR: 3.885% | Rate: 3.850% | Fees: $1,072 | 30 day rate lock

NMLS #: 417490
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 181005
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $865 | 45 day rate lock

NMLS #: 2925 | State Lic #: MC-1875
$1,212 /mo
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30 yr fixed mtg, 0 points | APR: 4.135% | Rate: 4.125% | Fees: $299 | 45 day rate lock

$1,228 /mo
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30 yr fixed mtg, 0 points | APR: 4.244% | Rate: 4.240% | Fees: $122 | 30 day rate lock

NMLS #: 412915
$1,230 /mo
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30 yr fixed mtg, 0 points | APR: 4.308% | Rate: 4.250% | Fees: $1,710 | 60 day rate lock

$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 2258 | State Lic #: MC-4673
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 122701 | State Lic #: MC-1186
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $292,000
Down Payment $58,400$233,600
Year 1 - 1 ($1,102)$759$343$233,257
2 ($1,102)$758$344$232,914
3 ($1,102)$757$345$232,569
4 ($1,102)$756$346$232,223
5 ($1,102)$755$347$231,876
6 ($1,102)$754$348$231,528
7 ($1,102)$752$349$231,178
8 ($1,102)$751$350$230,828
9 ($1,102)$750$352$230,476
10 ($1,102)$749$353$230,123
11 ($1,102)$748$354$229,769
12 ($1,102)$747$355$229,414
Year 2 - 13 ($1,102)$746$356$229,058
14 ($1,102)$744$357$228,701
15 ($1,102)$743$359$228,342
16 ($1,102)$742$360$227,982
17 ($1,102)$741$361$227,622
18 ($1,102)$740$362$227,260
19 ($1,102)$739$363$226,896
20 ($1,102)$737$364$226,532
21 ($1,102)$736$366$226,166
22 ($1,102)$735$367$225,800
23 ($1,102)$734$368$225,432
24 ($1,102)$733$369$225,062
Year 3 - 25 ($1,102)$731$370$224,692
26 ($1,102)$730$372$224,320
27 ($1,102)$729$373$223,948
28 ($1,102)$728$374$223,574
29 ($1,102)$727$375$223,199
30 ($1,102)$725$376$222,822
31 ($1,102)$724$378$222,444
32 ($1,102)$723$379$222,066
33 ($1,102)$722$380$221,685
34 ($1,102)$720$381$221,304
35 ($1,102)$719$383$220,922
36 ($1,102)$718$384$220,538
Year 4 - 37 ($1,102)$717$385$220,153
38 ($1,102)$715$386$219,766
39 ($1,102)$714$388$219,379
40 ($1,102)$713$389$218,990
41 ($1,102)$712$390$218,600
42 ($1,102)$710$391$218,208
43 ($1,102)$709$393$217,816
44 ($1,102)$708$394$217,422
45 ($1,102)$707$395$217,027
46 ($1,102)$705$396$216,630
47 ($1,102)$704$398$216,232
48 ($1,102)$703$399$215,833
Year 5 - 49 ($1,102)$701$400$215,433
50 ($1,102)$700$402$215,031
51 ($1,102)$699$403$214,628
52 ($1,102)$698$404$214,224
53 ($1,102)$696$406$213,819
54 ($1,102)$695$407$213,412
55 ($1,102)$694$408$213,003
56 ($1,102)$692$410$212,594
57 ($1,102)$691$411$212,183
58 ($1,102)$690$412$211,771
59 ($1,102)$688$414$211,357
60 ($1,102)$687$415$210,942
Year 6 - 61 ($1,102)$686$416$210,526
62 ($1,102)$684$418$210,108
63 ($1,102)$683$419$209,689
64 ($1,102)$681$420$209,269
65 ($1,102)$680$422$208,847
66 ($1,102)$679$423$208,424
67 ($1,102)$677$424$208,000
68 ($1,102)$676$426$207,574
69 ($1,102)$675$427$207,147
70 ($1,102)$673$429$206,718
71 ($1,102)$672$430$206,288
72 ($1,102)$670$431$205,857
Year 7 - 73 ($1,102)$669$433$205,424
74 ($1,102)$668$434$204,990
75 ($1,102)$666$436$204,554
76 ($1,102)$665$437$204,117
77 ($1,102)$663$438$203,679
78 ($1,102)$662$440$203,239
79 ($1,102)$661$441$202,798
80 ($1,102)$659$443$202,355
81 ($1,102)$658$444$201,911
82 ($1,102)$656$446$201,465
83 ($1,102)$655$447$201,018
84 ($1,102)$653$449$200,570
Year 8 - 85 ($1,102)$652$450$200,120
86 ($1,102)$650$451$199,668
87 ($1,102)$649$453$199,215
88 ($1,102)$647$454$198,761
89 ($1,102)$646$456$198,305
90 ($1,102)$644$457$197,848
91 ($1,102)$643$459$197,389
92 ($1,102)$642$460$196,929
93 ($1,102)$640$462$196,467
94 ($1,102)$639$463$196,004
95 ($1,102)$637$465$195,539
96 ($1,102)$636$466$195,073
Year 9 - 97 ($1,102)$634$468$194,605
98 ($1,102)$632$469$194,135
99 ($1,102)$631$471$193,665
100 ($1,102)$629$472$193,192
101 ($1,102)$628$474$192,718
102 ($1,102)$626$475$192,243
103 ($1,102)$625$477$191,766
104 ($1,102)$623$479$191,287
105 ($1,102)$622$480$190,807
106 ($1,102)$620$482$190,325
107 ($1,102)$619$483$189,842
108 ($1,102)$617$485$189,357
Year 10 - 109 ($1,102)$615$486$188,871
110 ($1,102)$614$488$188,383
111 ($1,102)$612$490$187,893
112 ($1,102)$611$491$187,402
113 ($1,102)$609$493$186,909
114 ($1,102)$607$494$186,415
115 ($1,102)$606$496$185,919
116 ($1,102)$604$498$185,421
117 ($1,102)$603$499$184,922
118 ($1,102)$601$501$184,421
119 ($1,102)$599$502$183,919
120 ($1,102)$598$504$183,415
Year 11 - 121 ($1,102)$596$506$182,909
122 ($1,102)$594$507$182,402
123 ($1,102)$593$509$181,893
124 ($1,102)$591$511$181,382
125 ($1,102)$589$512$180,870
126 ($1,102)$588$514$180,356
127 ($1,102)$586$516$179,840
128 ($1,102)$584$517$179,323
129 ($1,102)$583$519$178,804
130 ($1,102)$581$521$178,283
131 ($1,102)$579$522$177,761
132 ($1,102)$578$524$177,237
Year 12 - 133 ($1,102)$576$526$176,711
134 ($1,102)$574$528$176,183
135 ($1,102)$573$529$175,654
136 ($1,102)$571$531$175,123
137 ($1,102)$569$533$174,590
138 ($1,102)$567$534$174,056
139 ($1,102)$566$536$173,520
140 ($1,102)$564$538$172,982
141 ($1,102)$562$540$172,442
142 ($1,102)$560$541$171,901
143 ($1,102)$559$543$171,358
144 ($1,102)$557$545$170,813
Year 13 - 145 ($1,102)$555$547$170,266
146 ($1,102)$553$548$169,718
147 ($1,102)$552$550$169,168
148 ($1,102)$550$552$168,616
149 ($1,102)$548$554$168,062
150 ($1,102)$546$556$167,506
151 ($1,102)$544$557$166,949
152 ($1,102)$543$559$166,389
153 ($1,102)$541$561$165,828
154 ($1,102)$539$563$165,266
155 ($1,102)$537$565$164,701
156 ($1,102)$535$567$164,134
Year 14 - 157 ($1,102)$533$568$163,566
158 ($1,102)$532$570$162,996
159 ($1,102)$530$572$162,424
160 ($1,102)$528$574$161,850
161 ($1,102)$526$576$161,274
162 ($1,102)$524$578$160,696
163 ($1,102)$522$580$160,117
164 ($1,102)$520$581$159,535
165 ($1,102)$518$583$158,952
166 ($1,102)$517$585$158,367
167 ($1,102)$515$587$157,780
168 ($1,102)$513$589$157,191
Year 15 - 169 ($1,102)$511$591$156,600
170 ($1,102)$509$593$156,007
171 ($1,102)$507$595$155,412
172 ($1,102)$505$597$154,815
173 ($1,102)$503$599$154,216
174 ($1,102)$501$601$153,616
175 ($1,102)$499$603$153,013
176 ($1,102)$497$605$152,409
177 ($1,102)$495$606$151,802
178 ($1,102)$493$608$151,194
179 ($1,102)$491$610$150,583
180 ($1,102)$489$612$149,971
Year 16 - 181 ($1,102)$487$614$149,357
182 ($1,102)$485$616$148,740
183 ($1,102)$483$618$148,122
184 ($1,102)$481$620$147,501
185 ($1,102)$479$622$146,879
186 ($1,102)$477$624$146,254
187 ($1,102)$475$626$145,628
188 ($1,102)$473$629$144,999
189 ($1,102)$471$631$144,369
190 ($1,102)$469$633$143,736
191 ($1,102)$467$635$143,102
192 ($1,102)$465$637$142,465
Year 17 - 193 ($1,102)$463$639$141,826
194 ($1,102)$461$641$141,185
195 ($1,102)$459$643$140,542
196 ($1,102)$457$645$139,897
197 ($1,102)$455$647$139,250
198 ($1,102)$453$649$138,601
199 ($1,102)$450$651$137,949
200 ($1,102)$448$653$137,296
201 ($1,102)$446$656$136,640
202 ($1,102)$444$658$135,983
203 ($1,102)$442$660$135,323
204 ($1,102)$440$662$134,661
Year 18 - 205 ($1,102)$438$664$133,996
206 ($1,102)$435$666$133,330
207 ($1,102)$433$668$132,662
208 ($1,102)$431$671$131,991
209 ($1,102)$429$673$131,318
210 ($1,102)$427$675$130,643
211 ($1,102)$425$677$129,966
212 ($1,102)$422$679$129,286
213 ($1,102)$420$682$128,605
214 ($1,102)$418$684$127,921
215 ($1,102)$416$686$127,235
216 ($1,102)$414$688$126,547
Year 19 - 217 ($1,102)$411$691$125,856
218 ($1,102)$409$693$125,163
219 ($1,102)$407$695$124,468
220 ($1,102)$405$697$123,771
221 ($1,102)$402$700$123,071
222 ($1,102)$400$702$122,370
223 ($1,102)$398$704$121,665
224 ($1,102)$395$706$120,959
225 ($1,102)$393$709$120,250
226 ($1,102)$391$711$119,539
227 ($1,102)$389$713$118,826
228 ($1,102)$386$716$118,110
Year 20 - 229 ($1,102)$384$718$117,392
230 ($1,102)$382$720$116,672
231 ($1,102)$379$723$115,949
232 ($1,102)$377$725$115,224
233 ($1,102)$374$727$114,497
234 ($1,102)$372$730$113,767
235 ($1,102)$370$732$113,035
236 ($1,102)$367$734$112,301
237 ($1,102)$365$737$111,564
238 ($1,102)$363$739$110,825
239 ($1,102)$360$742$110,083
240 ($1,102)$358$744$109,339
Year 21 - 241 ($1,102)$355$746$108,593
242 ($1,102)$353$749$107,844
243 ($1,102)$350$751$107,092
244 ($1,102)$348$754$106,339
245 ($1,102)$346$756$105,583
246 ($1,102)$343$759$104,824
247 ($1,102)$341$761$104,063
248 ($1,102)$338$764$103,299
249 ($1,102)$336$766$102,533
250 ($1,102)$333$769$101,764
251 ($1,102)$331$771$100,993
252 ($1,102)$328$774$100,220
Year 22 - 253 ($1,102)$326$776$99,444
254 ($1,102)$323$779$98,665
255 ($1,102)$321$781$97,884
256 ($1,102)$318$784$97,100
257 ($1,102)$316$786$96,314
258 ($1,102)$313$789$95,525
259 ($1,102)$310$791$94,734
260 ($1,102)$308$794$93,940
261 ($1,102)$305$797$93,143
262 ($1,102)$303$799$92,344
263 ($1,102)$300$802$91,543
264 ($1,102)$298$804$90,738
Year 23 - 265 ($1,102)$295$807$89,931
266 ($1,102)$292$810$89,122
267 ($1,102)$290$812$88,310
268 ($1,102)$287$815$87,495
269 ($1,102)$284$817$86,677
270 ($1,102)$282$820$85,857
271 ($1,102)$279$823$85,034
272 ($1,102)$276$825$84,209
273 ($1,102)$274$828$83,381
274 ($1,102)$271$831$82,550
275 ($1,102)$268$834$81,716
276 ($1,102)$266$836$80,880
Year 24 - 277 ($1,102)$263$839$80,041
278 ($1,102)$260$842$79,200
279 ($1,102)$257$844$78,355
280 ($1,102)$255$847$77,508
281 ($1,102)$252$850$76,658
282 ($1,102)$249$853$75,805
283 ($1,102)$246$855$74,950
284 ($1,102)$244$858$74,092
285 ($1,102)$241$861$73,231
286 ($1,102)$238$864$72,367
287 ($1,102)$235$867$71,500
288 ($1,102)$232$869$70,631
Year 25 - 289 ($1,102)$230$872$69,759
290 ($1,102)$227$875$68,883
291 ($1,102)$224$878$68,006
292 ($1,102)$221$881$67,125
293 ($1,102)$218$884$66,241
294 ($1,102)$215$887$65,355
295 ($1,102)$212$889$64,465
296 ($1,102)$210$892$63,573
297 ($1,102)$207$895$62,678
298 ($1,102)$204$898$61,779
299 ($1,102)$201$901$60,878
300 ($1,102)$198$904$59,974
Year 26 - 301 ($1,102)$195$907$59,068
302 ($1,102)$192$910$58,158
303 ($1,102)$189$913$57,245
304 ($1,102)$186$916$56,329
305 ($1,102)$183$919$55,410
306 ($1,102)$180$922$54,489
307 ($1,102)$177$925$53,564
308 ($1,102)$174$928$52,636
309 ($1,102)$171$931$51,705
310 ($1,102)$168$934$50,772
311 ($1,102)$165$937$49,835
312 ($1,102)$162$940$48,895
Year 27 - 313 ($1,102)$159$943$47,952
314 ($1,102)$156$946$47,006
315 ($1,102)$153$949$46,057
316 ($1,102)$150$952$45,105
317 ($1,102)$147$955$44,150
318 ($1,102)$143$958$43,191
319 ($1,102)$140$961$42,230
320 ($1,102)$137$965$41,265
321 ($1,102)$134$968$40,298
322 ($1,102)$131$971$39,327
323 ($1,102)$128$974$38,353
324 ($1,102)$125$977$37,376
Year 28 - 325 ($1,102)$121$980$36,395
326 ($1,102)$118$984$35,412
327 ($1,102)$115$987$34,425
328 ($1,102)$112$990$33,435
329 ($1,102)$109$993$32,442
330 ($1,102)$105$996$31,446
331 ($1,102)$102$1,000$30,446
332 ($1,102)$99$1,003$29,443
333 ($1,102)$96$1,006$28,437
334 ($1,102)$92$1,009$27,428
335 ($1,102)$89$1,013$26,415
336 ($1,102)$86$1,016$25,399
Year 29 - 337 ($1,102)$83$1,019$24,380
338 ($1,102)$79$1,023$23,357
339 ($1,102)$76$1,026$22,331
340 ($1,102)$73$1,029$21,302
341 ($1,102)$69$1,033$20,269
342 ($1,102)$66$1,036$19,233
343 ($1,102)$63$1,039$18,194
344 ($1,102)$59$1,043$17,151
345 ($1,102)$56$1,046$16,105
346 ($1,102)$52$1,049$15,056
347 ($1,102)$49$1,053$14,003
348 ($1,102)$46$1,056$12,947
Year 30 - 349 ($1,102)$42$1,060$11,887
350 ($1,102)$39$1,063$10,824
351 ($1,102)$35$1,067$9,757
352 ($1,102)$32$1,070$8,687
353 ($1,102)$28$1,074$7,613
354 ($1,102)$25$1,077$6,536
355 ($1,102)$21$1,081$5,456
356 ($1,102)$18$1,084$4,372
357 ($1,102)$14$1,088$3,284
358 ($1,102)$11$1,091$2,193
359 ($1,102)$7$1,095$1,098
360 ($1,102)$4$1,098$0
TOTALS$163,054$233,600$396,654

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.