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Mortgage Payment Schedule for a $302,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of November 23, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($60,400) may require pre-mortgage insurance


3.92% is current rate for 30-year fixed
3.32% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$1,142 360 $169,635 $411,235

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,182 or less (zip code: 20149)


NMLS #: 790396
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 181005
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $870 | 45 day rate lock

NMLS #: 1838 | State Lic #: MC-4344
$1,140 /mo
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30 yr fixed mtg, 0 points | APR: 3.666% | Rate: 3.625% | Fees: $1,256 | 30 day rate lock

NMLS #: 66247 | State Lic #: MC-1825
$1,140 /mo
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30 yr fixed mtg, 0 points | APR: 3.689% | Rate: 3.625% | Fees: $1,962 | 30 day rate lock

NMLS #: 2890 | State Lic #: MC-3098
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.751% | Rate: 3.750% | Fees: $23 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 412915
$1,212 /mo
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30 yr fixed mtg, 0 points | APR: 4.182% | Rate: 4.125% | Fees: $1,710 | 60 day rate lock

NMLS #: 424182
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.780% | Rate: 3.750% | Fees: $909 | 30 day rate lock

NMLS #: 417490
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.907% | Rate: 3.875% | Fees: $962 | 30 day rate lock

NMLS #: 227765 | State Lic #: MC-5920
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 2925 | State Lic #: MC-1875
$1,212 /mo
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30 yr fixed mtg, 0 points | APR: 4.135% | Rate: 4.125% | Fees: $299 | 45 day rate lock

NMLS #: 7706
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $302,000
Down Payment $60,400$241,600
Year 1 - 1 ($1,142)$789$353$241,247
2 ($1,142)$788$354$240,893
3 ($1,142)$787$355$240,537
4 ($1,142)$786$357$240,181
5 ($1,142)$785$358$239,823
6 ($1,142)$783$359$239,464
7 ($1,142)$782$360$239,104
8 ($1,142)$781$361$238,743
9 ($1,142)$780$362$238,380
10 ($1,142)$779$364$238,017
11 ($1,142)$778$365$237,652
12 ($1,142)$776$366$237,286
Year 2 - 13 ($1,142)$775$367$236,919
14 ($1,142)$774$368$236,550
15 ($1,142)$773$370$236,181
16 ($1,142)$772$371$235,810
17 ($1,142)$770$372$235,438
18 ($1,142)$769$373$235,065
19 ($1,142)$768$374$234,690
20 ($1,142)$767$376$234,315
21 ($1,142)$765$377$233,938
22 ($1,142)$764$378$233,560
23 ($1,142)$763$379$233,180
24 ($1,142)$762$381$232,800
Year 3 - 25 ($1,142)$760$382$232,418
26 ($1,142)$759$383$232,035
27 ($1,142)$758$384$231,650
28 ($1,142)$757$386$231,265
29 ($1,142)$755$387$230,878
30 ($1,142)$754$388$230,490
31 ($1,142)$753$389$230,100
32 ($1,142)$752$391$229,710
33 ($1,142)$750$392$229,318
34 ($1,142)$749$393$228,925
35 ($1,142)$748$395$228,530
36 ($1,142)$747$396$228,134
Year 4 - 37 ($1,142)$745$397$227,737
38 ($1,142)$744$398$227,339
39 ($1,142)$743$400$226,939
40 ($1,142)$741$401$226,538
41 ($1,142)$740$402$226,136
42 ($1,142)$739$404$225,732
43 ($1,142)$737$405$225,327
44 ($1,142)$736$406$224,921
45 ($1,142)$735$408$224,514
46 ($1,142)$733$409$224,105
47 ($1,142)$732$410$223,694
48 ($1,142)$731$412$223,283
Year 5 - 49 ($1,142)$729$413$222,870
50 ($1,142)$728$414$222,456
51 ($1,142)$727$416$222,040
52 ($1,142)$725$417$221,623
53 ($1,142)$724$418$221,205
54 ($1,142)$723$420$220,785
55 ($1,142)$721$421$220,364
56 ($1,142)$720$422$219,941
57 ($1,142)$718$424$219,517
58 ($1,142)$717$425$219,092
59 ($1,142)$716$427$218,666
60 ($1,142)$714$428$218,238
Year 6 - 61 ($1,142)$713$429$217,808
62 ($1,142)$712$431$217,377
63 ($1,142)$710$432$216,945
64 ($1,142)$709$434$216,512
65 ($1,142)$707$435$216,076
66 ($1,142)$706$436$215,640
67 ($1,142)$704$438$215,202
68 ($1,142)$703$439$214,763
69 ($1,142)$702$441$214,322
70 ($1,142)$700$442$213,880
71 ($1,142)$699$444$213,436
72 ($1,142)$697$445$212,991
Year 7 - 73 ($1,142)$696$447$212,545
74 ($1,142)$694$448$212,097
75 ($1,142)$693$449$211,647
76 ($1,142)$691$451$211,196
77 ($1,142)$690$452$210,744
78 ($1,142)$688$454$210,290
79 ($1,142)$687$455$209,834
80 ($1,142)$685$457$209,378
81 ($1,142)$684$458$208,919
82 ($1,142)$682$460$208,459
83 ($1,142)$681$461$207,998
84 ($1,142)$679$463$207,535
Year 8 - 85 ($1,142)$678$464$207,071
86 ($1,142)$676$466$206,605
87 ($1,142)$675$467$206,137
88 ($1,142)$673$469$205,669
89 ($1,142)$672$470$205,198
90 ($1,142)$670$472$204,726
91 ($1,142)$669$474$204,253
92 ($1,142)$667$475$203,777
93 ($1,142)$666$477$203,301
94 ($1,142)$664$478$202,823
95 ($1,142)$663$480$202,343
96 ($1,142)$661$481$201,861
Year 9 - 97 ($1,142)$659$483$201,379
98 ($1,142)$658$484$200,894
99 ($1,142)$656$486$200,408
100 ($1,142)$655$488$199,920
101 ($1,142)$653$489$199,431
102 ($1,142)$651$491$198,940
103 ($1,142)$650$492$198,448
104 ($1,142)$648$494$197,954
105 ($1,142)$647$496$197,458
106 ($1,142)$645$497$196,961
107 ($1,142)$643$499$196,462
108 ($1,142)$642$501$195,961
Year 10 - 109 ($1,142)$640$502$195,459
110 ($1,142)$638$504$194,955
111 ($1,142)$637$505$194,450
112 ($1,142)$635$507$193,943
113 ($1,142)$634$509$193,434
114 ($1,142)$632$510$192,924
115 ($1,142)$630$512$192,411
116 ($1,142)$629$514$191,898
117 ($1,142)$627$515$191,382
118 ($1,142)$625$517$190,865
119 ($1,142)$623$519$190,346
120 ($1,142)$622$521$189,826
Year 11 - 121 ($1,142)$620$522$189,304
122 ($1,142)$618$524$188,780
123 ($1,142)$617$526$188,254
124 ($1,142)$615$527$187,727
125 ($1,142)$613$529$187,198
126 ($1,142)$612$531$186,667
127 ($1,142)$610$533$186,134
128 ($1,142)$608$534$185,600
129 ($1,142)$606$536$185,064
130 ($1,142)$605$538$184,526
131 ($1,142)$603$540$183,987
132 ($1,142)$601$541$183,445
Year 12 - 133 ($1,142)$599$543$182,902
134 ($1,142)$597$545$182,357
135 ($1,142)$596$547$181,811
136 ($1,142)$594$548$181,262
137 ($1,142)$592$550$180,712
138 ($1,142)$590$552$180,160
139 ($1,142)$589$554$179,606
140 ($1,142)$587$556$179,051
141 ($1,142)$585$557$178,493
142 ($1,142)$583$559$177,934
143 ($1,142)$581$561$177,373
144 ($1,142)$579$563$176,810
Year 13 - 145 ($1,142)$578$565$176,245
146 ($1,142)$576$567$175,679
147 ($1,142)$574$568$175,110
148 ($1,142)$572$570$174,540
149 ($1,142)$570$572$173,968
150 ($1,142)$568$574$173,394
151 ($1,142)$566$576$172,818
152 ($1,142)$565$578$172,240
153 ($1,142)$563$580$171,660
154 ($1,142)$561$582$171,079
155 ($1,142)$559$583$170,495
156 ($1,142)$557$585$169,910
Year 14 - 157 ($1,142)$555$587$169,323
158 ($1,142)$553$589$168,734
159 ($1,142)$551$591$168,142
160 ($1,142)$549$593$167,549
161 ($1,142)$547$595$166,954
162 ($1,142)$545$597$166,358
163 ($1,142)$543$599$165,759
164 ($1,142)$541$601$165,158
165 ($1,142)$540$603$164,555
166 ($1,142)$538$605$163,950
167 ($1,142)$536$607$163,343
168 ($1,142)$534$609$162,735
Year 15 - 169 ($1,142)$532$611$162,124
170 ($1,142)$530$613$161,511
171 ($1,142)$528$615$160,897
172 ($1,142)$526$617$160,280
173 ($1,142)$524$619$159,661
174 ($1,142)$522$621$159,040
175 ($1,142)$520$623$158,418
176 ($1,142)$517$625$157,793
177 ($1,142)$515$627$157,166
178 ($1,142)$513$629$156,537
179 ($1,142)$511$631$155,906
180 ($1,142)$509$633$155,273
Year 16 - 181 ($1,142)$507$635$154,638
182 ($1,142)$505$637$154,001
183 ($1,142)$503$639$153,361
184 ($1,142)$501$641$152,720
185 ($1,142)$499$643$152,077
186 ($1,142)$497$646$151,431
187 ($1,142)$495$648$150,783
188 ($1,142)$493$650$150,134
189 ($1,142)$490$652$149,482
190 ($1,142)$488$654$148,828
191 ($1,142)$486$656$148,172
192 ($1,142)$484$658$147,513
Year 17 - 193 ($1,142)$482$660$146,853
194 ($1,142)$480$663$146,190
195 ($1,142)$478$665$145,526
196 ($1,142)$475$667$144,859
197 ($1,142)$473$669$144,190
198 ($1,142)$471$671$143,518
199 ($1,142)$469$673$142,845
200 ($1,142)$467$676$142,169
201 ($1,142)$464$678$141,491
202 ($1,142)$462$680$140,811
203 ($1,142)$460$682$140,129
204 ($1,142)$458$685$139,444
Year 18 - 205 ($1,142)$456$687$138,757
206 ($1,142)$453$689$138,068
207 ($1,142)$451$691$137,377
208 ($1,142)$449$694$136,683
209 ($1,142)$446$696$135,988
210 ($1,142)$444$698$135,289
211 ($1,142)$442$700$134,589
212 ($1,142)$440$703$133,886
213 ($1,142)$437$705$133,181
214 ($1,142)$435$707$132,474
215 ($1,142)$433$710$131,765
216 ($1,142)$430$712$131,053
Year 19 - 217 ($1,142)$428$714$130,339
218 ($1,142)$426$717$129,622
219 ($1,142)$423$719$128,903
220 ($1,142)$421$721$128,182
221 ($1,142)$419$724$127,458
222 ($1,142)$416$726$126,732
223 ($1,142)$414$728$126,004
224 ($1,142)$412$731$125,273
225 ($1,142)$409$733$124,540
226 ($1,142)$407$735$123,805
227 ($1,142)$404$738$123,067
228 ($1,142)$402$740$122,327
Year 20 - 229 ($1,142)$400$743$121,584
230 ($1,142)$397$745$120,839
231 ($1,142)$395$748$120,091
232 ($1,142)$392$750$119,341
233 ($1,142)$390$752$118,589
234 ($1,142)$387$755$117,834
235 ($1,142)$385$757$117,076
236 ($1,142)$382$760$116,316
237 ($1,142)$380$762$115,554
238 ($1,142)$377$765$114,789
239 ($1,142)$375$767$114,022
240 ($1,142)$372$770$113,252
Year 21 - 241 ($1,142)$370$772$112,480
242 ($1,142)$367$775$111,705
243 ($1,142)$365$777$110,927
244 ($1,142)$362$780$110,147
245 ($1,142)$360$783$109,365
246 ($1,142)$357$785$108,580
247 ($1,142)$355$788$107,792
248 ($1,142)$352$790$107,002
249 ($1,142)$350$793$106,209
250 ($1,142)$347$795$105,414
251 ($1,142)$344$798$104,616
252 ($1,142)$342$801$103,815
Year 22 - 253 ($1,142)$339$803$103,012
254 ($1,142)$337$806$102,206
255 ($1,142)$334$808$101,398
256 ($1,142)$331$811$100,587
257 ($1,142)$329$814$99,773
258 ($1,142)$326$816$98,957
259 ($1,142)$323$819$98,138
260 ($1,142)$321$822$97,316
261 ($1,142)$318$824$96,491
262 ($1,142)$315$827$95,664
263 ($1,142)$313$830$94,834
264 ($1,142)$310$833$94,002
Year 23 - 265 ($1,142)$307$835$93,167
266 ($1,142)$304$838$92,329
267 ($1,142)$302$841$91,488
268 ($1,142)$299$843$90,645
269 ($1,142)$296$846$89,798
270 ($1,142)$293$849$88,949
271 ($1,142)$291$852$88,098
272 ($1,142)$288$855$87,243
273 ($1,142)$285$857$86,386
274 ($1,142)$282$860$85,526
275 ($1,142)$279$863$84,663
276 ($1,142)$277$866$83,797
Year 24 - 277 ($1,142)$274$869$82,928
278 ($1,142)$271$871$82,057
279 ($1,142)$268$874$81,183
280 ($1,142)$265$877$80,306
281 ($1,142)$262$880$79,426
282 ($1,142)$259$883$78,543
283 ($1,142)$257$886$77,657
284 ($1,142)$254$889$76,768
285 ($1,142)$251$892$75,877
286 ($1,142)$248$894$74,982
287 ($1,142)$245$897$74,085
288 ($1,142)$242$900$73,185
Year 25 - 289 ($1,142)$239$903$72,281
290 ($1,142)$236$906$71,375
291 ($1,142)$233$909$70,466
292 ($1,142)$230$912$69,554
293 ($1,142)$227$915$68,639
294 ($1,142)$224$918$67,721
295 ($1,142)$221$921$66,800
296 ($1,142)$218$924$65,875
297 ($1,142)$215$927$64,948
298 ($1,142)$212$930$64,018
299 ($1,142)$209$933$63,085
300 ($1,142)$206$936$62,149
Year 26 - 301 ($1,142)$203$939$61,209
302 ($1,142)$200$942$60,267
303 ($1,142)$197$945$59,322
304 ($1,142)$194$949$58,373
305 ($1,142)$191$952$57,421
306 ($1,142)$188$955$56,467
307 ($1,142)$184$958$55,509
308 ($1,142)$181$961$54,548
309 ($1,142)$178$964$53,584
310 ($1,142)$175$967$52,616
311 ($1,142)$172$970$51,646
312 ($1,142)$169$974$50,672
Year 27 - 313 ($1,142)$166$977$49,696
314 ($1,142)$162$980$48,716
315 ($1,142)$159$983$47,732
316 ($1,142)$156$986$46,746
317 ($1,142)$153$990$45,756
318 ($1,142)$149$993$44,764
319 ($1,142)$146$996$43,767
320 ($1,142)$143$999$42,768
321 ($1,142)$140$1,003$41,765
322 ($1,142)$136$1,006$40,760
323 ($1,142)$133$1,009$39,750
324 ($1,142)$130$1,012$38,738
Year 28 - 325 ($1,142)$127$1,016$37,722
326 ($1,142)$123$1,019$36,703
327 ($1,142)$120$1,022$35,681
328 ($1,142)$117$1,026$34,655
329 ($1,142)$113$1,029$33,626
330 ($1,142)$110$1,032$32,593
331 ($1,142)$106$1,036$31,557
332 ($1,142)$103$1,039$30,518
333 ($1,142)$100$1,043$29,476
334 ($1,142)$96$1,046$28,430
335 ($1,142)$93$1,049$27,380
336 ($1,142)$89$1,053$26,327
Year 29 - 337 ($1,142)$86$1,056$25,271
338 ($1,142)$83$1,060$24,211
339 ($1,142)$79$1,063$23,148
340 ($1,142)$76$1,067$22,081
341 ($1,142)$72$1,070$21,011
342 ($1,142)$69$1,074$19,937
343 ($1,142)$65$1,077$18,860
344 ($1,142)$62$1,081$17,779
345 ($1,142)$58$1,084$16,695
346 ($1,142)$55$1,088$15,607
347 ($1,142)$51$1,091$14,516
348 ($1,142)$47$1,095$13,421
Year 30 - 349 ($1,142)$44$1,098$12,323
350 ($1,142)$40$1,102$11,221
351 ($1,142)$37$1,106$10,115
352 ($1,142)$33$1,109$9,006
353 ($1,142)$29$1,113$7,893
354 ($1,142)$26$1,117$6,776
355 ($1,142)$22$1,120$5,656
356 ($1,142)$18$1,124$4,532
357 ($1,142)$15$1,128$3,405
358 ($1,142)$11$1,131$2,273
359 ($1,142)$7$1,135$1,139
360 ($1,142)$4$1,139$0
TOTALS$169,635$241,600$411,235

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.