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Mortgage Payment Schedule for a $310,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of September 21, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($62,000) may require pre-mortgage insurance


3.83% is current rate for 30-year fixed
3.13% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$1,160 360 $169,533 $417,533

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,169 or less (zip code: 20149)


NMLS #: 1838 | State Lic #: MC-4344
$1,140 /mo
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30 yr fixed mtg, 0 points | APR: 3.639% | Rate: 3.625% | Fees: $445 | 30 day rate lock

NMLS #: 3294 | State Lic #: MC-1971
$1,140 /mo
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30 yr fixed mtg, 0 points | APR: 3.656% | Rate: 3.625% | Fees: $950 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 258821
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 66247 Cardinal Financial | State Lic #: MC-1825
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.764% | Rate: 3.750% | Fees: $432 | 30 day rate lock

NMLS #: 67717
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $870 | 45 day rate lock

$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 7706
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $310,000
Down Payment $62,000$248,000
Year 1 - 1 ($1,160)$792$368$247,632
2 ($1,160)$790$369$247,262
3 ($1,160)$789$371$246,892
4 ($1,160)$788$372$246,520
5 ($1,160)$787$373$246,147
6 ($1,160)$786$374$245,773
7 ($1,160)$784$375$245,397
8 ($1,160)$783$377$245,021
9 ($1,160)$782$378$244,643
10 ($1,160)$781$379$244,264
11 ($1,160)$780$380$243,884
12 ($1,160)$778$381$243,502
Year 2 - 13 ($1,160)$777$383$243,120
14 ($1,160)$776$384$242,736
15 ($1,160)$775$385$242,351
16 ($1,160)$774$386$241,964
17 ($1,160)$772$388$241,577
18 ($1,160)$771$389$241,188
19 ($1,160)$770$390$240,798
20 ($1,160)$769$391$240,407
21 ($1,160)$767$393$240,014
22 ($1,160)$766$394$239,620
23 ($1,160)$765$395$239,225
24 ($1,160)$764$396$238,829
Year 3 - 25 ($1,160)$762$398$238,432
26 ($1,160)$761$399$238,033
27 ($1,160)$760$400$237,633
28 ($1,160)$758$401$237,231
29 ($1,160)$757$403$236,829
30 ($1,160)$756$404$236,425
31 ($1,160)$755$405$236,019
32 ($1,160)$753$407$235,613
33 ($1,160)$752$408$235,205
34 ($1,160)$751$409$234,796
35 ($1,160)$749$410$234,386
36 ($1,160)$748$412$233,974
Year 4 - 37 ($1,160)$747$413$233,561
38 ($1,160)$745$414$233,146
39 ($1,160)$744$416$232,731
40 ($1,160)$743$417$232,314
41 ($1,160)$741$418$231,895
42 ($1,160)$740$420$231,476
43 ($1,160)$739$421$231,055
44 ($1,160)$737$422$230,632
45 ($1,160)$736$424$230,209
46 ($1,160)$735$425$229,784
47 ($1,160)$733$426$229,357
48 ($1,160)$732$428$228,929
Year 5 - 49 ($1,160)$731$429$228,500
50 ($1,160)$729$431$228,070
51 ($1,160)$728$432$227,638
52 ($1,160)$727$433$227,205
53 ($1,160)$725$435$226,770
54 ($1,160)$724$436$226,334
55 ($1,160)$722$437$225,896
56 ($1,160)$721$439$225,458
57 ($1,160)$720$440$225,017
58 ($1,160)$718$442$224,576
59 ($1,160)$717$443$224,133
60 ($1,160)$715$444$223,688
Year 6 - 61 ($1,160)$714$446$223,242
62 ($1,160)$713$447$222,795
63 ($1,160)$711$449$222,346
64 ($1,160)$710$450$221,896
65 ($1,160)$708$452$221,445
66 ($1,160)$707$453$220,992
67 ($1,160)$705$454$220,537
68 ($1,160)$704$456$220,081
69 ($1,160)$702$457$219,624
70 ($1,160)$701$459$219,165
71 ($1,160)$700$460$218,705
72 ($1,160)$698$462$218,243
Year 7 - 73 ($1,160)$697$463$217,780
74 ($1,160)$695$465$217,315
75 ($1,160)$694$466$216,849
76 ($1,160)$692$468$216,381
77 ($1,160)$691$469$215,912
78 ($1,160)$689$471$215,441
79 ($1,160)$688$472$214,969
80 ($1,160)$686$474$214,495
81 ($1,160)$685$475$214,020
82 ($1,160)$683$477$213,543
83 ($1,160)$682$478$213,065
84 ($1,160)$680$480$212,585
Year 8 - 85 ($1,160)$679$481$212,104
86 ($1,160)$677$483$211,621
87 ($1,160)$675$484$211,137
88 ($1,160)$674$486$210,651
89 ($1,160)$672$487$210,163
90 ($1,160)$671$489$209,674
91 ($1,160)$669$491$209,183
92 ($1,160)$668$492$208,691
93 ($1,160)$666$494$208,198
94 ($1,160)$664$495$207,702
95 ($1,160)$663$497$207,205
96 ($1,160)$661$498$206,707
Year 9 - 97 ($1,160)$660$500$206,207
98 ($1,160)$658$502$205,705
99 ($1,160)$657$503$205,202
100 ($1,160)$655$505$204,697
101 ($1,160)$653$506$204,191
102 ($1,160)$652$508$203,682
103 ($1,160)$650$510$203,173
104 ($1,160)$648$511$202,661
105 ($1,160)$647$513$202,148
106 ($1,160)$645$515$201,634
107 ($1,160)$644$516$201,117
108 ($1,160)$642$518$200,600
Year 10 - 109 ($1,160)$640$520$200,080
110 ($1,160)$639$521$199,559
111 ($1,160)$637$523$199,036
112 ($1,160)$635$525$198,511
113 ($1,160)$634$526$197,985
114 ($1,160)$632$528$197,457
115 ($1,160)$630$530$196,928
116 ($1,160)$629$531$196,396
117 ($1,160)$627$533$195,863
118 ($1,160)$625$535$195,329
119 ($1,160)$623$536$194,792
120 ($1,160)$622$538$194,254
Year 11 - 121 ($1,160)$620$540$193,714
122 ($1,160)$618$542$193,173
123 ($1,160)$617$543$192,629
124 ($1,160)$615$545$192,084
125 ($1,160)$613$547$191,538
126 ($1,160)$611$548$190,989
127 ($1,160)$610$550$190,439
128 ($1,160)$608$552$189,887
129 ($1,160)$606$554$189,333
130 ($1,160)$604$556$188,778
131 ($1,160)$603$557$188,220
132 ($1,160)$601$559$187,661
Year 12 - 133 ($1,160)$599$561$187,100
134 ($1,160)$597$563$186,538
135 ($1,160)$595$564$185,973
136 ($1,160)$594$566$185,407
137 ($1,160)$592$568$184,839
138 ($1,160)$590$570$184,269
139 ($1,160)$588$572$183,698
140 ($1,160)$586$574$183,124
141 ($1,160)$584$575$182,549
142 ($1,160)$583$577$181,971
143 ($1,160)$581$579$181,392
144 ($1,160)$579$581$180,812
Year 13 - 145 ($1,160)$577$583$180,229
146 ($1,160)$575$585$179,644
147 ($1,160)$573$586$179,058
148 ($1,160)$571$588$178,470
149 ($1,160)$570$590$177,879
150 ($1,160)$568$592$177,287
151 ($1,160)$566$594$176,693
152 ($1,160)$564$596$176,097
153 ($1,160)$562$598$175,500
154 ($1,160)$560$600$174,900
155 ($1,160)$558$602$174,298
156 ($1,160)$556$604$173,695
Year 14 - 157 ($1,160)$554$605$173,089
158 ($1,160)$552$607$172,482
159 ($1,160)$551$609$171,873
160 ($1,160)$549$611$171,261
161 ($1,160)$547$613$170,648
162 ($1,160)$545$615$170,033
163 ($1,160)$543$617$169,416
164 ($1,160)$541$619$168,797
165 ($1,160)$539$621$168,176
166 ($1,160)$537$623$167,553
167 ($1,160)$535$625$166,928
168 ($1,160)$533$627$166,301
Year 15 - 169 ($1,160)$531$629$165,672
170 ($1,160)$529$631$165,041
171 ($1,160)$527$633$164,408
172 ($1,160)$525$635$163,772
173 ($1,160)$523$637$163,135
174 ($1,160)$521$639$162,496
175 ($1,160)$519$641$161,855
176 ($1,160)$517$643$161,212
177 ($1,160)$515$645$160,567
178 ($1,160)$512$647$159,919
179 ($1,160)$510$649$159,270
180 ($1,160)$508$651$158,618
Year 16 - 181 ($1,160)$506$654$157,965
182 ($1,160)$504$656$157,309
183 ($1,160)$502$658$156,651
184 ($1,160)$500$660$155,992
185 ($1,160)$498$662$155,330
186 ($1,160)$496$664$154,666
187 ($1,160)$494$666$153,999
188 ($1,160)$492$668$153,331
189 ($1,160)$489$670$152,661
190 ($1,160)$487$673$151,988
191 ($1,160)$485$675$151,313
192 ($1,160)$483$677$150,636
Year 17 - 193 ($1,160)$481$679$149,957
194 ($1,160)$479$681$149,276
195 ($1,160)$476$683$148,593
196 ($1,160)$474$686$147,907
197 ($1,160)$472$688$147,220
198 ($1,160)$470$690$146,530
199 ($1,160)$468$692$145,838
200 ($1,160)$465$694$145,143
201 ($1,160)$463$697$144,447
202 ($1,160)$461$699$143,748
203 ($1,160)$459$701$143,047
204 ($1,160)$457$703$142,344
Year 18 - 205 ($1,160)$454$706$141,638
206 ($1,160)$452$708$140,930
207 ($1,160)$450$710$140,220
208 ($1,160)$448$712$139,508
209 ($1,160)$445$715$138,793
210 ($1,160)$443$717$138,077
211 ($1,160)$441$719$137,357
212 ($1,160)$438$721$136,636
213 ($1,160)$436$724$135,912
214 ($1,160)$434$726$135,186
215 ($1,160)$431$728$134,458
216 ($1,160)$429$731$133,727
Year 19 - 217 ($1,160)$427$733$132,994
218 ($1,160)$424$735$132,259
219 ($1,160)$422$738$131,521
220 ($1,160)$420$740$130,781
221 ($1,160)$417$742$130,039
222 ($1,160)$415$745$129,294
223 ($1,160)$413$747$128,547
224 ($1,160)$410$750$127,797
225 ($1,160)$408$752$127,045
226 ($1,160)$405$754$126,291
227 ($1,160)$403$757$125,534
228 ($1,160)$401$759$124,775
Year 20 - 229 ($1,160)$398$762$124,014
230 ($1,160)$396$764$123,250
231 ($1,160)$393$766$122,483
232 ($1,160)$391$769$121,714
233 ($1,160)$388$771$120,943
234 ($1,160)$386$774$120,169
235 ($1,160)$384$776$119,393
236 ($1,160)$381$779$118,614
237 ($1,160)$379$781$117,833
238 ($1,160)$376$784$117,049
239 ($1,160)$374$786$116,263
240 ($1,160)$371$789$115,474
Year 21 - 241 ($1,160)$369$791$114,683
242 ($1,160)$366$794$113,889
243 ($1,160)$363$796$113,093
244 ($1,160)$361$799$112,294
245 ($1,160)$358$801$111,493
246 ($1,160)$356$804$110,689
247 ($1,160)$353$807$109,882
248 ($1,160)$351$809$109,073
249 ($1,160)$348$812$108,261
250 ($1,160)$346$814$107,447
251 ($1,160)$343$817$106,630
252 ($1,160)$340$819$105,811
Year 22 - 253 ($1,160)$338$822$104,989
254 ($1,160)$335$825$104,164
255 ($1,160)$332$827$103,336
256 ($1,160)$330$830$102,506
257 ($1,160)$327$833$101,674
258 ($1,160)$325$835$100,839
259 ($1,160)$322$838$100,001
260 ($1,160)$319$841$99,160
261 ($1,160)$316$843$98,317
262 ($1,160)$314$846$97,471
263 ($1,160)$311$849$96,622
264 ($1,160)$308$851$95,770
Year 23 - 265 ($1,160)$306$854$94,916
266 ($1,160)$303$857$94,059
267 ($1,160)$300$860$93,200
268 ($1,160)$297$862$92,337
269 ($1,160)$295$865$91,472
270 ($1,160)$292$868$90,604
271 ($1,160)$289$871$89,734
272 ($1,160)$286$873$88,860
273 ($1,160)$284$876$87,984
274 ($1,160)$281$879$87,105
275 ($1,160)$278$882$86,223
276 ($1,160)$275$885$85,339
Year 24 - 277 ($1,160)$272$887$84,451
278 ($1,160)$270$890$83,561
279 ($1,160)$267$893$82,668
280 ($1,160)$264$896$81,772
281 ($1,160)$261$899$80,873
282 ($1,160)$258$902$79,972
283 ($1,160)$255$905$79,067
284 ($1,160)$252$907$78,159
285 ($1,160)$249$910$77,249
286 ($1,160)$247$913$76,336
287 ($1,160)$244$916$75,420
288 ($1,160)$241$919$74,501
Year 25 - 289 ($1,160)$238$922$73,579
290 ($1,160)$235$925$72,654
291 ($1,160)$232$928$71,726
292 ($1,160)$229$931$70,795
293 ($1,160)$226$934$69,861
294 ($1,160)$223$937$68,924
295 ($1,160)$220$940$67,984
296 ($1,160)$217$943$67,041
297 ($1,160)$214$946$66,096
298 ($1,160)$211$949$65,147
299 ($1,160)$208$952$64,195
300 ($1,160)$205$955$63,240
Year 26 - 301 ($1,160)$202$958$62,282
302 ($1,160)$199$961$61,321
303 ($1,160)$196$964$60,357
304 ($1,160)$193$967$59,390
305 ($1,160)$190$970$58,419
306 ($1,160)$186$973$57,446
307 ($1,160)$183$976$56,470
308 ($1,160)$180$980$55,490
309 ($1,160)$177$983$54,507
310 ($1,160)$174$986$53,521
311 ($1,160)$171$989$52,532
312 ($1,160)$168$992$51,540
Year 27 - 313 ($1,160)$164$995$50,545
314 ($1,160)$161$998$49,546
315 ($1,160)$158$1,002$48,545
316 ($1,160)$155$1,005$47,540
317 ($1,160)$152$1,008$46,532
318 ($1,160)$149$1,011$45,521
319 ($1,160)$145$1,015$44,506
320 ($1,160)$142$1,018$43,488
321 ($1,160)$139$1,021$42,467
322 ($1,160)$136$1,024$41,443
323 ($1,160)$132$1,028$40,415
324 ($1,160)$129$1,031$39,385
Year 28 - 325 ($1,160)$126$1,034$38,350
326 ($1,160)$122$1,037$37,313
327 ($1,160)$119$1,041$36,272
328 ($1,160)$116$1,044$35,228
329 ($1,160)$112$1,047$34,181
330 ($1,160)$109$1,051$33,130
331 ($1,160)$106$1,054$32,076
332 ($1,160)$102$1,057$31,019
333 ($1,160)$99$1,061$29,958
334 ($1,160)$96$1,064$28,894
335 ($1,160)$92$1,068$27,826
336 ($1,160)$89$1,071$26,755
Year 29 - 337 ($1,160)$85$1,074$25,681
338 ($1,160)$82$1,078$24,603
339 ($1,160)$79$1,081$23,522
340 ($1,160)$75$1,085$22,437
341 ($1,160)$72$1,088$21,349
342 ($1,160)$68$1,092$20,257
343 ($1,160)$65$1,095$19,162
344 ($1,160)$61$1,099$18,063
345 ($1,160)$58$1,102$16,961
346 ($1,160)$54$1,106$15,855
347 ($1,160)$51$1,109$14,746
348 ($1,160)$47$1,113$13,633
Year 30 - 349 ($1,160)$44$1,116$12,517
350 ($1,160)$40$1,120$11,397
351 ($1,160)$36$1,123$10,274
352 ($1,160)$33$1,127$9,147
353 ($1,160)$29$1,131$8,016
354 ($1,160)$26$1,134$6,882
355 ($1,160)$22$1,138$5,744
356 ($1,160)$18$1,141$4,602
357 ($1,160)$15$1,145$3,457
358 ($1,160)$11$1,149$2,309
359 ($1,160)$7$1,152$1,156
360 ($1,160)$4$1,156$0
TOTALS$169,533$248,000$417,533

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.