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Mortgage Payment Schedule for a $310,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of April 20, 2017. Check Lending Tree to see current rates from multiple lenders.

Mortgage Parameters


Less than 20% ($62,000) may require pre-mortgage insurance


3.97% is current rate for 30-year fixed
3.23% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$1,180 360 $176,694 $424,694

Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $310,000
Down Payment $62,000$248,000
Year 1 - 1 ($1,180)$820$359$247,641
2 ($1,180)$819$360$247,280
3 ($1,180)$818$362$246,919
4 ($1,180)$817$363$246,556
5 ($1,180)$816$364$246,192
6 ($1,180)$814$365$245,827
7 ($1,180)$813$366$245,460
8 ($1,180)$812$368$245,093
9 ($1,180)$811$369$244,724
10 ($1,180)$810$370$244,354
11 ($1,180)$808$371$243,982
12 ($1,180)$807$373$243,610
Year 2 - 13 ($1,180)$806$374$243,236
14 ($1,180)$805$375$242,861
15 ($1,180)$803$376$242,485
16 ($1,180)$802$377$242,107
17 ($1,180)$801$379$241,729
18 ($1,180)$800$380$241,349
19 ($1,180)$798$381$240,967
20 ($1,180)$797$383$240,585
21 ($1,180)$796$384$240,201
22 ($1,180)$795$385$239,816
23 ($1,180)$793$386$239,430
24 ($1,180)$792$388$239,042
Year 3 - 25 ($1,180)$791$389$238,653
26 ($1,180)$790$390$238,263
27 ($1,180)$788$391$237,872
28 ($1,180)$787$393$237,479
29 ($1,180)$786$394$237,085
30 ($1,180)$784$395$236,690
31 ($1,180)$783$397$236,293
32 ($1,180)$782$398$235,895
33 ($1,180)$780$399$235,496
34 ($1,180)$779$401$235,095
35 ($1,180)$778$402$234,693
36 ($1,180)$776$403$234,290
Year 4 - 37 ($1,180)$775$405$233,885
38 ($1,180)$774$406$233,479
39 ($1,180)$772$407$233,072
40 ($1,180)$771$409$232,663
41 ($1,180)$770$410$232,253
42 ($1,180)$768$411$231,842
43 ($1,180)$767$413$231,429
44 ($1,180)$766$414$231,015
45 ($1,180)$764$415$230,600
46 ($1,180)$763$417$230,183
47 ($1,180)$762$418$229,765
48 ($1,180)$760$420$229,345
Year 5 - 49 ($1,180)$759$421$228,924
50 ($1,180)$757$422$228,502
51 ($1,180)$756$424$228,078
52 ($1,180)$755$425$227,653
53 ($1,180)$753$427$227,227
54 ($1,180)$752$428$226,799
55 ($1,180)$750$429$226,369
56 ($1,180)$749$431$225,938
57 ($1,180)$747$432$225,506
58 ($1,180)$746$434$225,073
59 ($1,180)$745$435$224,638
60 ($1,180)$743$437$224,201
Year 6 - 61 ($1,180)$742$438$223,763
62 ($1,180)$740$439$223,324
63 ($1,180)$739$441$222,883
64 ($1,180)$737$442$222,440
65 ($1,180)$736$444$221,997
66 ($1,180)$734$445$221,551
67 ($1,180)$733$447$221,105
68 ($1,180)$731$448$220,656
69 ($1,180)$730$450$220,207
70 ($1,180)$729$451$219,755
71 ($1,180)$727$453$219,303
72 ($1,180)$726$454$218,849
Year 7 - 73 ($1,180)$724$456$218,393
74 ($1,180)$723$457$217,936
75 ($1,180)$721$459$217,477
76 ($1,180)$719$460$217,017
77 ($1,180)$718$462$216,555
78 ($1,180)$716$463$216,092
79 ($1,180)$715$465$215,627
80 ($1,180)$713$466$215,161
81 ($1,180)$712$468$214,693
82 ($1,180)$710$469$214,223
83 ($1,180)$709$471$213,752
84 ($1,180)$707$473$213,280
Year 8 - 85 ($1,180)$706$474$212,806
86 ($1,180)$704$476$212,330
87 ($1,180)$702$477$211,853
88 ($1,180)$701$479$211,374
89 ($1,180)$699$480$210,894
90 ($1,180)$698$482$210,412
91 ($1,180)$696$484$209,928
92 ($1,180)$695$485$209,443
93 ($1,180)$693$487$208,956
94 ($1,180)$691$488$208,468
95 ($1,180)$690$490$207,978
96 ($1,180)$688$492$207,486
Year 9 - 97 ($1,180)$686$493$206,993
98 ($1,180)$685$495$206,498
99 ($1,180)$683$497$206,001
100 ($1,180)$682$498$205,503
101 ($1,180)$680$500$205,003
102 ($1,180)$678$501$204,502
103 ($1,180)$677$503$203,999
104 ($1,180)$675$505$203,494
105 ($1,180)$673$506$202,987
106 ($1,180)$672$508$202,479
107 ($1,180)$670$510$201,969
108 ($1,180)$668$512$201,458
Year 10 - 109 ($1,180)$666$513$200,945
110 ($1,180)$665$515$200,430
111 ($1,180)$663$517$199,913
112 ($1,180)$661$518$199,395
113 ($1,180)$660$520$198,875
114 ($1,180)$658$522$198,353
115 ($1,180)$656$523$197,829
116 ($1,180)$654$525$197,304
117 ($1,180)$653$527$196,777
118 ($1,180)$651$529$196,249
119 ($1,180)$649$530$195,718
120 ($1,180)$648$532$195,186
Year 11 - 121 ($1,180)$646$534$194,652
122 ($1,180)$644$536$194,116
123 ($1,180)$642$538$193,579
124 ($1,180)$640$539$193,039
125 ($1,180)$639$541$192,498
126 ($1,180)$637$543$191,955
127 ($1,180)$635$545$191,411
128 ($1,180)$633$546$190,864
129 ($1,180)$631$548$190,316
130 ($1,180)$630$550$189,766
131 ($1,180)$628$552$189,214
132 ($1,180)$626$554$188,660
Year 12 - 133 ($1,180)$624$556$188,105
134 ($1,180)$622$557$187,547
135 ($1,180)$620$559$186,988
136 ($1,180)$619$561$186,427
137 ($1,180)$617$563$185,864
138 ($1,180)$615$565$185,299
139 ($1,180)$613$567$184,733
140 ($1,180)$611$569$184,164
141 ($1,180)$609$570$183,594
142 ($1,180)$607$572$183,021
143 ($1,180)$605$574$182,447
144 ($1,180)$604$576$181,871
Year 13 - 145 ($1,180)$602$578$181,293
146 ($1,180)$600$580$180,713
147 ($1,180)$598$582$180,131
148 ($1,180)$596$584$179,548
149 ($1,180)$594$586$178,962
150 ($1,180)$592$588$178,374
151 ($1,180)$590$590$177,785
152 ($1,180)$588$592$177,193
153 ($1,180)$586$593$176,600
154 ($1,180)$584$595$176,004
155 ($1,180)$582$597$175,407
156 ($1,180)$580$599$174,807
Year 14 - 157 ($1,180)$578$601$174,206
158 ($1,180)$576$603$173,603
159 ($1,180)$574$605$172,997
160 ($1,180)$572$607$172,390
161 ($1,180)$570$609$171,780
162 ($1,180)$568$611$171,169
163 ($1,180)$566$613$170,556
164 ($1,180)$564$615$169,940
165 ($1,180)$562$617$169,323
166 ($1,180)$560$620$168,703
167 ($1,180)$558$622$168,082
168 ($1,180)$556$624$167,458
Year 15 - 169 ($1,180)$554$626$166,832
170 ($1,180)$552$628$166,204
171 ($1,180)$550$630$165,575
172 ($1,180)$548$632$164,943
173 ($1,180)$546$634$164,309
174 ($1,180)$544$636$163,673
175 ($1,180)$541$638$163,034
176 ($1,180)$539$640$162,394
177 ($1,180)$537$642$161,752
178 ($1,180)$535$645$161,107
179 ($1,180)$533$647$160,460
180 ($1,180)$531$649$159,811
Year 16 - 181 ($1,180)$529$651$159,160
182 ($1,180)$527$653$158,507
183 ($1,180)$524$655$157,852
184 ($1,180)$522$657$157,194
185 ($1,180)$520$660$156,535
186 ($1,180)$518$662$155,873
187 ($1,180)$516$664$155,209
188 ($1,180)$513$666$154,543
189 ($1,180)$511$668$153,874
190 ($1,180)$509$671$153,204
191 ($1,180)$507$673$152,531
192 ($1,180)$505$675$151,856
Year 17 - 193 ($1,180)$502$677$151,178
194 ($1,180)$500$680$150,499
195 ($1,180)$498$682$149,817
196 ($1,180)$496$684$149,133
197 ($1,180)$493$686$148,447
198 ($1,180)$491$689$147,758
199 ($1,180)$489$691$147,067
200 ($1,180)$487$693$146,374
201 ($1,180)$484$695$145,679
202 ($1,180)$482$698$144,981
203 ($1,180)$480$700$144,281
204 ($1,180)$477$702$143,578
Year 18 - 205 ($1,180)$475$705$142,874
206 ($1,180)$473$707$142,167
207 ($1,180)$470$709$141,457
208 ($1,180)$468$712$140,746
209 ($1,180)$466$714$140,032
210 ($1,180)$463$716$139,315
211 ($1,180)$461$719$138,596
212 ($1,180)$459$721$137,875
213 ($1,180)$456$724$137,152
214 ($1,180)$454$726$136,426
215 ($1,180)$451$728$135,697
216 ($1,180)$449$731$134,966
Year 19 - 217 ($1,180)$447$733$134,233
218 ($1,180)$444$736$133,498
219 ($1,180)$442$738$132,760
220 ($1,180)$439$740$132,019
221 ($1,180)$437$743$131,276
222 ($1,180)$434$745$130,531
223 ($1,180)$432$748$129,783
224 ($1,180)$429$750$129,033
225 ($1,180)$427$753$128,280
226 ($1,180)$424$755$127,524
227 ($1,180)$422$758$126,767
228 ($1,180)$419$760$126,006
Year 20 - 229 ($1,180)$417$763$125,243
230 ($1,180)$414$765$124,478
231 ($1,180)$412$768$123,710
232 ($1,180)$409$770$122,940
233 ($1,180)$407$773$122,167
234 ($1,180)$404$776$121,391
235 ($1,180)$402$778$120,613
236 ($1,180)$399$781$119,833
237 ($1,180)$396$783$119,049
238 ($1,180)$394$786$118,263
239 ($1,180)$391$788$117,475
240 ($1,180)$389$791$116,684
Year 21 - 241 ($1,180)$386$794$115,890
242 ($1,180)$383$796$115,094
243 ($1,180)$381$799$114,295
244 ($1,180)$378$802$113,493
245 ($1,180)$375$804$112,689
246 ($1,180)$373$807$111,882
247 ($1,180)$370$810$111,073
248 ($1,180)$367$812$110,260
249 ($1,180)$365$815$109,446
250 ($1,180)$362$818$108,628
251 ($1,180)$359$820$107,808
252 ($1,180)$357$823$106,985
Year 22 - 253 ($1,180)$354$826$106,159
254 ($1,180)$351$828$105,330
255 ($1,180)$348$831$104,499
256 ($1,180)$346$834$103,665
257 ($1,180)$343$837$102,828
258 ($1,180)$340$840$101,989
259 ($1,180)$337$842$101,147
260 ($1,180)$335$845$100,301
261 ($1,180)$332$848$99,454
262 ($1,180)$329$851$98,603
263 ($1,180)$326$853$97,749
264 ($1,180)$323$856$96,893
Year 23 - 265 ($1,180)$321$859$96,034
266 ($1,180)$318$862$95,172
267 ($1,180)$315$865$94,307
268 ($1,180)$312$868$93,439
269 ($1,180)$309$871$92,569
270 ($1,180)$306$873$91,695
271 ($1,180)$303$876$90,819
272 ($1,180)$300$879$89,940
273 ($1,180)$298$882$89,058
274 ($1,180)$295$885$88,173
275 ($1,180)$292$888$87,285
276 ($1,180)$289$891$86,394
Year 24 - 277 ($1,180)$286$894$85,500
278 ($1,180)$283$897$84,603
279 ($1,180)$280$900$83,703
280 ($1,180)$277$903$82,800
281 ($1,180)$274$906$81,894
282 ($1,180)$271$909$80,986
283 ($1,180)$268$912$80,074
284 ($1,180)$265$915$79,159
285 ($1,180)$262$918$78,241
286 ($1,180)$259$921$77,320
287 ($1,180)$256$924$76,397
288 ($1,180)$253$927$75,470
Year 25 - 289 ($1,180)$250$930$74,540
290 ($1,180)$247$933$73,606
291 ($1,180)$244$936$72,670
292 ($1,180)$240$939$71,731
293 ($1,180)$237$942$70,789
294 ($1,180)$234$946$69,843
295 ($1,180)$231$949$68,894
296 ($1,180)$228$952$67,943
297 ($1,180)$225$955$66,988
298 ($1,180)$222$958$66,030
299 ($1,180)$218$961$65,068
300 ($1,180)$215$964$64,104
Year 26 - 301 ($1,180)$212$968$63,136
302 ($1,180)$209$971$62,166
303 ($1,180)$206$974$61,191
304 ($1,180)$202$977$60,214
305 ($1,180)$199$980$59,234
306 ($1,180)$196$984$58,250
307 ($1,180)$193$987$57,263
308 ($1,180)$189$990$56,273
309 ($1,180)$186$994$55,279
310 ($1,180)$183$997$54,282
311 ($1,180)$180$1,000$53,282
312 ($1,180)$176$1,003$52,279
Year 27 - 313 ($1,180)$173$1,007$51,272
314 ($1,180)$170$1,010$50,262
315 ($1,180)$166$1,013$49,249
316 ($1,180)$163$1,017$48,232
317 ($1,180)$160$1,020$47,212
318 ($1,180)$156$1,024$46,188
319 ($1,180)$153$1,027$45,161
320 ($1,180)$149$1,030$44,131
321 ($1,180)$146$1,034$43,097
322 ($1,180)$143$1,037$42,060
323 ($1,180)$139$1,041$41,020
324 ($1,180)$136$1,044$39,976
Year 28 - 325 ($1,180)$132$1,047$38,928
326 ($1,180)$129$1,051$37,877
327 ($1,180)$125$1,054$36,823
328 ($1,180)$122$1,058$35,765
329 ($1,180)$118$1,061$34,704
330 ($1,180)$115$1,065$33,639
331 ($1,180)$111$1,068$32,570
332 ($1,180)$108$1,072$31,498
333 ($1,180)$104$1,075$30,423
334 ($1,180)$101$1,079$29,344
335 ($1,180)$97$1,083$28,261
336 ($1,180)$93$1,086$27,175
Year 29 - 337 ($1,180)$90$1,090$26,085
338 ($1,180)$86$1,093$24,992
339 ($1,180)$83$1,097$23,895
340 ($1,180)$79$1,101$22,794
341 ($1,180)$75$1,104$21,690
342 ($1,180)$72$1,108$20,582
343 ($1,180)$68$1,112$19,470
344 ($1,180)$64$1,115$18,355
345 ($1,180)$61$1,119$17,236
346 ($1,180)$57$1,123$16,113
347 ($1,180)$53$1,126$14,987
348 ($1,180)$50$1,130$13,857
Year 30 - 349 ($1,180)$46$1,134$12,723
350 ($1,180)$42$1,138$11,585
351 ($1,180)$38$1,141$10,444
352 ($1,180)$35$1,145$9,299
353 ($1,180)$31$1,149$8,150
354 ($1,180)$27$1,153$6,997
355 ($1,180)$23$1,157$5,840
356 ($1,180)$19$1,160$4,680
357 ($1,180)$15$1,164$3,516
358 ($1,180)$12$1,168$2,348
359 ($1,180)$8$1,172$1,176
360 ($1,180)$4$1,176$0
TOTALS$176,694$248,000$424,694

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.