« Back to all home prices

Mortgage Payment Schedule for a $310,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of November 23, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($62,000) may require pre-mortgage insurance


3.92% is current rate for 30-year fixed
3.32% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$1,173 360 $174,129 $422,129

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,182 or less (zip code: 20149)


NMLS #: 66247 | State Lic #: MC-1825
$1,140 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.689% | Rate: 3.625% | Fees: $1,962 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,176 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 412915
$1,212 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 4.182% | Rate: 4.125% | Fees: $1,710 | 60 day rate lock

NMLS #: 227765 | State Lic #: MC-5920
$1,194 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 790396
$1,176 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 181005
$1,194 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $870 | 45 day rate lock

NMLS #: 417490
$1,176 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.907% | Rate: 3.875% | Fees: $962 | 30 day rate lock

NMLS #: 7706
$1,176 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $310,000
Down Payment $62,000$248,000
Year 1 - 1 ($1,173)$810$362$247,638
2 ($1,173)$809$364$247,274
3 ($1,173)$808$365$246,909
4 ($1,173)$807$366$246,543
5 ($1,173)$805$367$246,176
6 ($1,173)$804$368$245,807
7 ($1,173)$803$370$245,438
8 ($1,173)$802$371$245,067
9 ($1,173)$801$372$244,695
10 ($1,173)$799$373$244,322
11 ($1,173)$798$374$243,947
12 ($1,173)$797$376$243,572
Year 2 - 13 ($1,173)$796$377$243,195
14 ($1,173)$794$378$242,817
15 ($1,173)$793$379$242,437
16 ($1,173)$792$381$242,057
17 ($1,173)$791$382$241,675
18 ($1,173)$789$383$241,292
19 ($1,173)$788$384$240,907
20 ($1,173)$787$386$240,522
21 ($1,173)$786$387$240,135
22 ($1,173)$784$388$239,747
23 ($1,173)$783$389$239,357
24 ($1,173)$782$391$238,967
Year 3 - 25 ($1,173)$781$392$238,575
26 ($1,173)$779$393$238,181
27 ($1,173)$778$395$237,787
28 ($1,173)$777$396$237,391
29 ($1,173)$775$397$236,994
30 ($1,173)$774$398$236,595
31 ($1,173)$773$400$236,196
32 ($1,173)$772$401$235,795
33 ($1,173)$770$402$235,392
34 ($1,173)$769$404$234,989
35 ($1,173)$768$405$234,584
36 ($1,173)$766$406$234,178
Year 4 - 37 ($1,173)$765$408$233,770
38 ($1,173)$764$409$233,361
39 ($1,173)$762$410$232,951
40 ($1,173)$761$412$232,539
41 ($1,173)$760$413$232,126
42 ($1,173)$758$414$231,712
43 ($1,173)$757$416$231,296
44 ($1,173)$756$417$230,879
45 ($1,173)$754$418$230,461
46 ($1,173)$753$420$230,041
47 ($1,173)$751$421$229,620
48 ($1,173)$750$422$229,198
Year 5 - 49 ($1,173)$749$424$228,774
50 ($1,173)$747$425$228,348
51 ($1,173)$746$427$227,922
52 ($1,173)$745$428$227,494
53 ($1,173)$743$429$227,064
54 ($1,173)$742$431$226,633
55 ($1,173)$740$432$226,201
56 ($1,173)$739$434$225,768
57 ($1,173)$738$435$225,333
58 ($1,173)$736$436$224,896
59 ($1,173)$735$438$224,458
60 ($1,173)$733$439$224,019
Year 6 - 61 ($1,173)$732$441$223,578
62 ($1,173)$730$442$223,136
63 ($1,173)$729$444$222,692
64 ($1,173)$727$445$222,247
65 ($1,173)$726$447$221,800
66 ($1,173)$725$448$221,352
67 ($1,173)$723$449$220,903
68 ($1,173)$722$451$220,452
69 ($1,173)$720$452$219,999
70 ($1,173)$719$454$219,546
71 ($1,173)$717$455$219,090
72 ($1,173)$716$457$218,633
Year 7 - 73 ($1,173)$714$458$218,175
74 ($1,173)$713$460$217,715
75 ($1,173)$711$461$217,254
76 ($1,173)$710$463$216,791
77 ($1,173)$708$464$216,326
78 ($1,173)$707$466$215,860
79 ($1,173)$705$467$215,393
80 ($1,173)$704$469$214,924
81 ($1,173)$702$470$214,454
82 ($1,173)$701$472$213,981
83 ($1,173)$699$474$213,508
84 ($1,173)$697$475$213,033
Year 8 - 85 ($1,173)$696$477$212,556
86 ($1,173)$694$478$212,078
87 ($1,173)$693$480$211,598
88 ($1,173)$691$481$211,117
89 ($1,173)$690$483$210,634
90 ($1,173)$688$485$210,149
91 ($1,173)$686$486$209,663
92 ($1,173)$685$488$209,176
93 ($1,173)$683$489$208,686
94 ($1,173)$682$491$208,195
95 ($1,173)$680$492$207,703
96 ($1,173)$678$494$207,209
Year 9 - 97 ($1,173)$677$496$206,713
98 ($1,173)$675$497$206,216
99 ($1,173)$674$499$205,717
100 ($1,173)$672$501$205,216
101 ($1,173)$670$502$204,714
102 ($1,173)$669$504$204,210
103 ($1,173)$667$505$203,705
104 ($1,173)$665$507$203,198
105 ($1,173)$664$509$202,689
106 ($1,173)$662$510$202,178
107 ($1,173)$660$512$201,666
108 ($1,173)$659$514$201,152
Year 10 - 109 ($1,173)$657$515$200,637
110 ($1,173)$655$517$200,120
111 ($1,173)$654$519$199,601
112 ($1,173)$652$521$199,080
113 ($1,173)$650$522$198,558
114 ($1,173)$649$524$198,034
115 ($1,173)$647$526$197,508
116 ($1,173)$645$527$196,981
117 ($1,173)$643$529$196,452
118 ($1,173)$642$531$195,921
119 ($1,173)$640$533$195,389
120 ($1,173)$638$534$194,854
Year 11 - 121 ($1,173)$637$536$194,318
122 ($1,173)$635$538$193,780
123 ($1,173)$633$540$193,241
124 ($1,173)$631$541$192,699
125 ($1,173)$629$543$192,156
126 ($1,173)$628$545$191,612
127 ($1,173)$626$547$191,065
128 ($1,173)$624$548$190,516
129 ($1,173)$622$550$189,966
130 ($1,173)$621$552$189,414
131 ($1,173)$619$554$188,860
132 ($1,173)$617$556$188,305
Year 12 - 133 ($1,173)$615$557$187,747
134 ($1,173)$613$559$187,188
135 ($1,173)$611$561$186,627
136 ($1,173)$610$563$186,064
137 ($1,173)$608$565$185,499
138 ($1,173)$606$567$184,933
139 ($1,173)$604$568$184,364
140 ($1,173)$602$570$183,794
141 ($1,173)$600$572$183,222
142 ($1,173)$599$574$182,648
143 ($1,173)$597$576$182,072
144 ($1,173)$595$578$181,494
Year 13 - 145 ($1,173)$593$580$180,914
146 ($1,173)$591$582$180,332
147 ($1,173)$589$583$179,749
148 ($1,173)$587$585$179,164
149 ($1,173)$585$587$178,576
150 ($1,173)$583$589$177,987
151 ($1,173)$581$591$177,396
152 ($1,173)$579$593$176,803
153 ($1,173)$578$595$176,208
154 ($1,173)$576$597$175,611
155 ($1,173)$574$599$175,012
156 ($1,173)$572$601$174,411
Year 14 - 157 ($1,173)$570$603$173,808
158 ($1,173)$568$605$173,203
159 ($1,173)$566$607$172,597
160 ($1,173)$564$609$171,988
161 ($1,173)$562$611$171,377
162 ($1,173)$560$613$170,764
163 ($1,173)$558$615$170,150
164 ($1,173)$556$617$169,533
165 ($1,173)$554$619$168,914
166 ($1,173)$552$621$168,293
167 ($1,173)$550$623$167,670
168 ($1,173)$548$625$167,046
Year 15 - 169 ($1,173)$546$627$166,419
170 ($1,173)$544$629$165,790
171 ($1,173)$542$631$165,159
172 ($1,173)$540$633$164,526
173 ($1,173)$537$635$163,891
174 ($1,173)$535$637$163,253
175 ($1,173)$533$639$162,614
176 ($1,173)$531$641$161,973
177 ($1,173)$529$643$161,329
178 ($1,173)$527$646$160,684
179 ($1,173)$525$648$160,036
180 ($1,173)$523$650$159,386
Year 16 - 181 ($1,173)$521$652$158,734
182 ($1,173)$519$654$158,080
183 ($1,173)$516$656$157,424
184 ($1,173)$514$658$156,766
185 ($1,173)$512$660$156,105
186 ($1,173)$510$663$155,443
187 ($1,173)$508$665$154,778
188 ($1,173)$506$667$154,111
189 ($1,173)$503$669$153,442
190 ($1,173)$501$671$152,770
191 ($1,173)$499$674$152,097
192 ($1,173)$497$676$151,421
Year 17 - 193 ($1,173)$495$678$150,743
194 ($1,173)$492$680$150,063
195 ($1,173)$490$682$149,381
196 ($1,173)$488$685$148,696
197 ($1,173)$486$687$148,009
198 ($1,173)$483$689$147,320
199 ($1,173)$481$691$146,629
200 ($1,173)$479$694$145,935
201 ($1,173)$477$696$145,239
202 ($1,173)$474$698$144,541
203 ($1,173)$472$700$143,841
204 ($1,173)$470$703$143,138
Year 18 - 205 ($1,173)$468$705$142,433
206 ($1,173)$465$707$141,726
207 ($1,173)$463$710$141,016
208 ($1,173)$461$712$140,304
209 ($1,173)$458$714$139,590
210 ($1,173)$456$717$138,873
211 ($1,173)$454$719$138,154
212 ($1,173)$451$721$137,433
213 ($1,173)$449$724$136,709
214 ($1,173)$447$726$135,983
215 ($1,173)$444$728$135,255
216 ($1,173)$442$731$134,524
Year 19 - 217 ($1,173)$439$733$133,791
218 ($1,173)$437$736$133,056
219 ($1,173)$435$738$132,318
220 ($1,173)$432$740$131,577
221 ($1,173)$430$743$130,835
222 ($1,173)$427$745$130,089
223 ($1,173)$425$748$129,342
224 ($1,173)$423$750$128,592
225 ($1,173)$420$753$127,839
226 ($1,173)$418$755$127,084
227 ($1,173)$415$757$126,327
228 ($1,173)$413$760$125,567
Year 20 - 229 ($1,173)$410$762$124,805
230 ($1,173)$408$765$124,040
231 ($1,173)$405$767$123,272
232 ($1,173)$403$770$122,502
233 ($1,173)$400$772$121,730
234 ($1,173)$398$775$120,955
235 ($1,173)$395$777$120,178
236 ($1,173)$393$780$119,398
237 ($1,173)$390$783$118,615
238 ($1,173)$387$785$117,830
239 ($1,173)$385$788$117,042
240 ($1,173)$382$790$116,252
Year 21 - 241 ($1,173)$380$793$115,459
242 ($1,173)$377$795$114,664
243 ($1,173)$375$798$113,866
244 ($1,173)$372$801$113,065
245 ($1,173)$369$803$112,262
246 ($1,173)$367$806$111,456
247 ($1,173)$364$808$110,648
248 ($1,173)$361$811$109,836
249 ($1,173)$359$814$109,023
250 ($1,173)$356$816$108,206
251 ($1,173)$353$819$107,387
252 ($1,173)$351$822$106,565
Year 22 - 253 ($1,173)$348$824$105,741
254 ($1,173)$345$827$104,914
255 ($1,173)$343$830$104,084
256 ($1,173)$340$833$103,251
257 ($1,173)$337$835$102,416
258 ($1,173)$335$838$101,578
259 ($1,173)$332$841$100,737
260 ($1,173)$329$844$99,894
261 ($1,173)$326$846$99,047
262 ($1,173)$324$849$98,198
263 ($1,173)$321$852$97,347
264 ($1,173)$318$855$96,492
Year 23 - 265 ($1,173)$315$857$95,635
266 ($1,173)$312$860$94,774
267 ($1,173)$310$863$93,912
268 ($1,173)$307$866$93,046
269 ($1,173)$304$869$92,177
270 ($1,173)$301$871$91,306
271 ($1,173)$298$874$90,431
272 ($1,173)$295$877$89,554
273 ($1,173)$293$880$88,674
274 ($1,173)$290$883$87,791
275 ($1,173)$287$886$86,905
276 ($1,173)$284$889$86,017
Year 24 - 277 ($1,173)$281$892$85,125
278 ($1,173)$278$895$84,231
279 ($1,173)$275$897$83,333
280 ($1,173)$272$900$82,433
281 ($1,173)$269$903$81,530
282 ($1,173)$266$906$80,623
283 ($1,173)$263$909$79,714
284 ($1,173)$260$912$78,802
285 ($1,173)$257$915$77,887
286 ($1,173)$254$918$76,969
287 ($1,173)$251$921$76,047
288 ($1,173)$248$924$75,123
Year 25 - 289 ($1,173)$245$927$74,196
290 ($1,173)$242$930$73,266
291 ($1,173)$239$933$72,333
292 ($1,173)$236$936$71,396
293 ($1,173)$233$939$70,457
294 ($1,173)$230$942$69,515
295 ($1,173)$227$945$68,569
296 ($1,173)$224$949$67,620
297 ($1,173)$221$952$66,669
298 ($1,173)$218$955$65,714
299 ($1,173)$215$958$64,756
300 ($1,173)$212$961$63,795
Year 26 - 301 ($1,173)$208$964$62,831
302 ($1,173)$205$967$61,863
303 ($1,173)$202$970$60,893
304 ($1,173)$199$974$59,919
305 ($1,173)$196$977$58,942
306 ($1,173)$193$980$57,962
307 ($1,173)$189$983$56,979
308 ($1,173)$186$986$55,993
309 ($1,173)$183$990$55,003
310 ($1,173)$180$993$54,010
311 ($1,173)$176$996$53,014
312 ($1,173)$173$999$52,015
Year 27 - 313 ($1,173)$170$1,003$51,012
314 ($1,173)$167$1,006$50,006
315 ($1,173)$163$1,009$48,997
316 ($1,173)$160$1,013$47,984
317 ($1,173)$157$1,016$46,968
318 ($1,173)$153$1,019$45,949
319 ($1,173)$150$1,022$44,927
320 ($1,173)$147$1,026$43,901
321 ($1,173)$143$1,029$42,872
322 ($1,173)$140$1,033$41,839
323 ($1,173)$137$1,036$40,803
324 ($1,173)$133$1,039$39,764
Year 28 - 325 ($1,173)$130$1,043$38,721
326 ($1,173)$126$1,046$37,675
327 ($1,173)$123$1,050$36,626
328 ($1,173)$120$1,053$35,573
329 ($1,173)$116$1,056$34,517
330 ($1,173)$113$1,060$33,457
331 ($1,173)$109$1,063$32,393
332 ($1,173)$106$1,067$31,327
333 ($1,173)$102$1,070$30,256
334 ($1,173)$99$1,074$29,183
335 ($1,173)$95$1,077$28,105
336 ($1,173)$92$1,081$27,025
Year 29 - 337 ($1,173)$88$1,084$25,940
338 ($1,173)$85$1,088$24,852
339 ($1,173)$81$1,091$23,761
340 ($1,173)$78$1,095$22,666
341 ($1,173)$74$1,099$21,568
342 ($1,173)$70$1,102$20,465
343 ($1,173)$67$1,106$19,360
344 ($1,173)$63$1,109$18,250
345 ($1,173)$60$1,113$17,137
346 ($1,173)$56$1,117$16,021
347 ($1,173)$52$1,120$14,901
348 ($1,173)$49$1,124$13,777
Year 30 - 349 ($1,173)$45$1,128$12,649
350 ($1,173)$41$1,131$11,518
351 ($1,173)$38$1,135$10,383
352 ($1,173)$34$1,139$9,244
353 ($1,173)$30$1,142$8,102
354 ($1,173)$26$1,146$6,956
355 ($1,173)$23$1,150$5,806
356 ($1,173)$19$1,154$4,652
357 ($1,173)$15$1,157$3,495
358 ($1,173)$11$1,161$2,334
359 ($1,173)$8$1,165$1,169
360 ($1,173)$4$1,169$0
TOTALS$174,129$248,000$422,129

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.