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Mortgage Payment Schedule for a $313,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of October 12, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($62,600) may require pre-mortgage insurance


3.91% is current rate for 30-year fixed
3.21% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$1,182 360 $175,297 $425,697

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,181 or less (zip code: 20149)


NMLS #: 1077157 | State Lic #: MC-5804
$1,140 /mo
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30 yr fixed mtg, 0 points | APR: 3.631% | Rate: 3.625% | Fees: $188 | 30 day rate lock

NMLS #: 134407 | State Lic #: MC-5378
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 45 day rate lock

NMLS #: 1023
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 45 day rate lock

NMLS #: 790396
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 244476 | State Lic #: MC-5877
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 3294 | State Lic #: MC-1971
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 3294 | State Lic #: MC-1971
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.756% | Rate: 3.750% | Fees: $187 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 7706
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 417490
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.896% | Rate: 3.875% | Fees: $625 | 30 day rate lock

NMLS #: 898791
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.928% | Rate: 3.875% | Fees: $1,595 | 60 day rate lock

NMLS #: 227765 | State Lic #: MC-5920
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 181005
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $870 | 45 day rate lock

$1,248 /mo
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30 yr fixed mtg, 0 points | APR: 4.375% | Rate: 4.375% | Fees: $0 | 30 day rate lock

NMLS #: 35959 | State Lic #: MC-2967
$1,519 /mo
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30 yr fixed mtg, 0 points | APR: 6.125% | Rate: 6.125% | Fees: $0 | 30 day rate lock

NMLS #: 180004 | State Lic #: MC -928
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 45 day rate lock

NMLS #: 2258 | State Lic #: MC-4673
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.792% | Rate: 3.750% | Fees: $1,295 | 30 day rate lock

NMLS #: 67717
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

$1,158 /mo
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Next
30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $313,000
Down Payment $62,600$250,400
Year 1 - 1 ($1,182)$816$367$250,033
2 ($1,182)$815$368$249,666
3 ($1,182)$813$369$249,297
4 ($1,182)$812$370$248,926
5 ($1,182)$811$371$248,555
6 ($1,182)$810$373$248,182
7 ($1,182)$809$374$247,809
8 ($1,182)$807$375$247,433
9 ($1,182)$806$376$247,057
10 ($1,182)$805$377$246,680
11 ($1,182)$804$379$246,301
12 ($1,182)$803$380$245,921
Year 2 - 13 ($1,182)$801$381$245,540
14 ($1,182)$800$382$245,157
15 ($1,182)$799$384$244,774
16 ($1,182)$798$385$244,389
17 ($1,182)$796$386$244,003
18 ($1,182)$795$387$243,615
19 ($1,182)$794$389$243,226
20 ($1,182)$793$390$242,836
21 ($1,182)$791$391$242,445
22 ($1,182)$790$393$242,053
23 ($1,182)$789$394$241,659
24 ($1,182)$787$395$241,264
Year 3 - 25 ($1,182)$786$396$240,867
26 ($1,182)$785$398$240,470
27 ($1,182)$784$399$240,071
28 ($1,182)$782$400$239,671
29 ($1,182)$781$402$239,269
30 ($1,182)$780$403$238,866
31 ($1,182)$778$404$238,462
32 ($1,182)$777$406$238,056
33 ($1,182)$776$407$237,650
34 ($1,182)$774$408$237,241
35 ($1,182)$773$409$236,832
36 ($1,182)$772$411$236,421
Year 4 - 37 ($1,182)$770$412$236,009
38 ($1,182)$769$413$235,595
39 ($1,182)$768$415$235,181
40 ($1,182)$766$416$234,764
41 ($1,182)$765$418$234,347
42 ($1,182)$764$419$233,928
43 ($1,182)$762$420$233,508
44 ($1,182)$761$422$233,086
45 ($1,182)$759$423$232,663
46 ($1,182)$758$424$232,239
47 ($1,182)$757$426$231,813
48 ($1,182)$755$427$231,386
Year 5 - 49 ($1,182)$754$429$230,957
50 ($1,182)$753$430$230,527
51 ($1,182)$751$431$230,096
52 ($1,182)$750$433$229,663
53 ($1,182)$748$434$229,229
54 ($1,182)$747$436$228,793
55 ($1,182)$745$437$228,356
56 ($1,182)$744$438$227,918
57 ($1,182)$743$440$227,478
58 ($1,182)$741$441$227,037
59 ($1,182)$740$443$226,594
60 ($1,182)$738$444$226,150
Year 6 - 61 ($1,182)$737$446$225,704
62 ($1,182)$735$447$225,257
63 ($1,182)$734$449$224,809
64 ($1,182)$733$450$224,359
65 ($1,182)$731$451$223,907
66 ($1,182)$730$453$223,454
67 ($1,182)$728$454$223,000
68 ($1,182)$727$456$222,544
69 ($1,182)$725$457$222,086
70 ($1,182)$724$459$221,628
71 ($1,182)$722$460$221,167
72 ($1,182)$721$462$220,705
Year 7 - 73 ($1,182)$719$463$220,242
74 ($1,182)$718$465$219,777
75 ($1,182)$716$466$219,311
76 ($1,182)$715$468$218,843
77 ($1,182)$713$469$218,373
78 ($1,182)$712$471$217,903
79 ($1,182)$710$472$217,430
80 ($1,182)$708$474$216,956
81 ($1,182)$707$476$216,480
82 ($1,182)$705$477$216,003
83 ($1,182)$704$479$215,525
84 ($1,182)$702$480$215,044
Year 8 - 85 ($1,182)$701$482$214,563
86 ($1,182)$699$483$214,079
87 ($1,182)$698$485$213,594
88 ($1,182)$696$487$213,108
89 ($1,182)$694$488$212,620
90 ($1,182)$693$490$212,130
91 ($1,182)$691$491$211,639
92 ($1,182)$690$493$211,146
93 ($1,182)$688$495$210,651
94 ($1,182)$686$496$210,155
95 ($1,182)$685$498$209,657
96 ($1,182)$683$499$209,158
Year 9 - 97 ($1,182)$682$501$208,657
98 ($1,182)$680$503$208,154
99 ($1,182)$678$504$207,650
100 ($1,182)$677$506$207,144
101 ($1,182)$675$508$206,637
102 ($1,182)$673$509$206,127
103 ($1,182)$672$511$205,617
104 ($1,182)$670$513$205,104
105 ($1,182)$668$514$204,590
106 ($1,182)$667$516$204,074
107 ($1,182)$665$518$203,556
108 ($1,182)$663$519$203,037
Year 10 - 109 ($1,182)$662$521$202,516
110 ($1,182)$660$523$201,994
111 ($1,182)$658$524$201,469
112 ($1,182)$656$526$200,943
113 ($1,182)$655$528$200,416
114 ($1,182)$653$529$199,886
115 ($1,182)$651$531$199,355
116 ($1,182)$650$533$198,822
117 ($1,182)$648$535$198,287
118 ($1,182)$646$536$197,751
119 ($1,182)$644$538$197,213
120 ($1,182)$643$540$196,673
Year 11 - 121 ($1,182)$641$542$196,131
122 ($1,182)$639$543$195,588
123 ($1,182)$637$545$195,043
124 ($1,182)$636$547$194,496
125 ($1,182)$634$549$193,947
126 ($1,182)$632$551$193,396
127 ($1,182)$630$552$192,844
128 ($1,182)$628$554$192,290
129 ($1,182)$627$556$191,734
130 ($1,182)$625$558$191,176
131 ($1,182)$623$560$190,616
132 ($1,182)$621$561$190,055
Year 12 - 133 ($1,182)$619$563$189,492
134 ($1,182)$617$565$188,927
135 ($1,182)$616$567$188,360
136 ($1,182)$614$569$187,791
137 ($1,182)$612$571$187,220
138 ($1,182)$610$572$186,648
139 ($1,182)$608$574$186,074
140 ($1,182)$606$576$185,497
141 ($1,182)$604$578$184,919
142 ($1,182)$603$580$184,339
143 ($1,182)$601$582$183,758
144 ($1,182)$599$584$183,174
Year 13 - 145 ($1,182)$597$586$182,588
146 ($1,182)$595$588$182,001
147 ($1,182)$593$589$181,411
148 ($1,182)$591$591$180,820
149 ($1,182)$589$593$180,226
150 ($1,182)$587$595$179,631
151 ($1,182)$585$597$179,034
152 ($1,182)$583$599$178,435
153 ($1,182)$581$601$177,834
154 ($1,182)$579$603$177,231
155 ($1,182)$577$605$176,626
156 ($1,182)$576$607$176,019
Year 14 - 157 ($1,182)$574$609$175,410
158 ($1,182)$572$611$174,799
159 ($1,182)$570$613$174,186
160 ($1,182)$568$615$173,571
161 ($1,182)$566$617$172,954
162 ($1,182)$564$619$172,335
163 ($1,182)$562$621$171,714
164 ($1,182)$560$623$171,091
165 ($1,182)$557$625$170,466
166 ($1,182)$555$627$169,839
167 ($1,182)$553$629$169,210
168 ($1,182)$551$631$168,579
Year 15 - 169 ($1,182)$549$633$167,946
170 ($1,182)$547$635$167,310
171 ($1,182)$545$637$166,673
172 ($1,182)$543$639$166,034
173 ($1,182)$541$641$165,392
174 ($1,182)$539$644$164,748
175 ($1,182)$537$646$164,103
176 ($1,182)$535$648$163,455
177 ($1,182)$533$650$162,805
178 ($1,182)$530$652$162,153
179 ($1,182)$528$654$161,499
180 ($1,182)$526$656$160,843
Year 16 - 181 ($1,182)$524$658$160,184
182 ($1,182)$522$661$159,524
183 ($1,182)$520$663$158,861
184 ($1,182)$518$665$158,196
185 ($1,182)$515$667$157,529
186 ($1,182)$513$669$156,860
187 ($1,182)$511$671$156,188
188 ($1,182)$509$674$155,515
189 ($1,182)$507$676$154,839
190 ($1,182)$505$678$154,161
191 ($1,182)$502$680$153,481
192 ($1,182)$500$682$152,799
Year 17 - 193 ($1,182)$498$685$152,114
194 ($1,182)$496$687$151,427
195 ($1,182)$493$689$150,738
196 ($1,182)$491$691$150,047
197 ($1,182)$489$694$149,353
198 ($1,182)$487$696$148,657
199 ($1,182)$484$698$147,959
200 ($1,182)$482$700$147,259
201 ($1,182)$480$703$146,556
202 ($1,182)$478$705$145,851
203 ($1,182)$475$707$145,144
204 ($1,182)$473$710$144,434
Year 18 - 205 ($1,182)$471$712$143,722
206 ($1,182)$468$714$143,008
207 ($1,182)$466$717$142,292
208 ($1,182)$464$719$141,573
209 ($1,182)$461$721$140,852
210 ($1,182)$459$724$140,128
211 ($1,182)$457$726$139,402
212 ($1,182)$454$728$138,674
213 ($1,182)$452$731$137,943
214 ($1,182)$449$733$137,210
215 ($1,182)$447$735$136,475
216 ($1,182)$445$738$135,737
Year 19 - 217 ($1,182)$442$740$134,997
218 ($1,182)$440$743$134,254
219 ($1,182)$437$745$133,509
220 ($1,182)$435$747$132,762
221 ($1,182)$433$750$132,012
222 ($1,182)$430$752$131,259
223 ($1,182)$428$755$130,504
224 ($1,182)$425$757$129,747
225 ($1,182)$423$760$128,987
226 ($1,182)$420$762$128,225
227 ($1,182)$418$765$127,461
228 ($1,182)$415$767$126,693
Year 20 - 229 ($1,182)$413$770$125,924
230 ($1,182)$410$772$125,151
231 ($1,182)$408$775$124,377
232 ($1,182)$405$777$123,600
233 ($1,182)$403$780$122,820
234 ($1,182)$400$782$122,037
235 ($1,182)$398$785$121,253
236 ($1,182)$395$787$120,465
237 ($1,182)$393$790$119,675
238 ($1,182)$390$793$118,883
239 ($1,182)$387$795$118,088
240 ($1,182)$385$798$117,290
Year 21 - 241 ($1,182)$382$800$116,490
242 ($1,182)$380$803$115,687
243 ($1,182)$377$806$114,881
244 ($1,182)$374$808$114,073
245 ($1,182)$372$811$113,262
246 ($1,182)$369$813$112,449
247 ($1,182)$366$816$111,633
248 ($1,182)$364$819$110,814
249 ($1,182)$361$821$109,992
250 ($1,182)$358$824$109,168
251 ($1,182)$356$827$108,341
252 ($1,182)$353$829$107,512
Year 22 - 253 ($1,182)$350$832$106,680
254 ($1,182)$348$835$105,845
255 ($1,182)$345$838$105,007
256 ($1,182)$342$840$104,167
257 ($1,182)$339$843$103,324
258 ($1,182)$337$846$102,478
259 ($1,182)$334$849$101,629
260 ($1,182)$331$851$100,778
261 ($1,182)$328$854$99,924
262 ($1,182)$326$857$99,067
263 ($1,182)$323$860$98,207
264 ($1,182)$320$862$97,345
Year 23 - 265 ($1,182)$317$865$96,480
266 ($1,182)$314$868$95,611
267 ($1,182)$312$871$94,740
268 ($1,182)$309$874$93,867
269 ($1,182)$306$877$92,990
270 ($1,182)$303$879$92,111
271 ($1,182)$300$882$91,228
272 ($1,182)$297$885$90,343
273 ($1,182)$294$888$89,455
274 ($1,182)$291$891$88,564
275 ($1,182)$289$894$87,670
276 ($1,182)$286$897$86,773
Year 24 - 277 ($1,182)$283$900$85,873
278 ($1,182)$280$903$84,971
279 ($1,182)$277$906$84,065
280 ($1,182)$274$909$83,156
281 ($1,182)$271$912$82,245
282 ($1,182)$268$915$81,330
283 ($1,182)$265$917$80,413
284 ($1,182)$262$920$79,492
285 ($1,182)$259$923$78,569
286 ($1,182)$256$926$77,642
287 ($1,182)$253$930$76,713
288 ($1,182)$250$933$75,780
Year 25 - 289 ($1,182)$247$936$74,845
290 ($1,182)$244$939$73,906
291 ($1,182)$241$942$72,964
292 ($1,182)$238$945$72,020
293 ($1,182)$235$948$71,072
294 ($1,182)$232$951$70,121
295 ($1,182)$228$954$69,167
296 ($1,182)$225$957$68,210
297 ($1,182)$222$960$67,250
298 ($1,182)$219$963$66,286
299 ($1,182)$216$967$65,320
300 ($1,182)$213$970$64,350
Year 26 - 301 ($1,182)$210$973$63,377
302 ($1,182)$207$976$62,401
303 ($1,182)$203$979$61,422
304 ($1,182)$200$982$60,440
305 ($1,182)$197$986$59,454
306 ($1,182)$194$989$58,465
307 ($1,182)$190$992$57,473
308 ($1,182)$187$995$56,478
309 ($1,182)$184$998$55,480
310 ($1,182)$181$1,002$54,478
311 ($1,182)$178$1,005$53,473
312 ($1,182)$174$1,008$52,465
Year 27 - 313 ($1,182)$171$1,012$51,453
314 ($1,182)$168$1,015$50,438
315 ($1,182)$164$1,018$49,420
316 ($1,182)$161$1,021$48,399
317 ($1,182)$158$1,025$47,374
318 ($1,182)$154$1,028$46,346
319 ($1,182)$151$1,031$45,314
320 ($1,182)$148$1,035$44,279
321 ($1,182)$144$1,038$43,241
322 ($1,182)$141$1,042$42,200
323 ($1,182)$138$1,045$41,155
324 ($1,182)$134$1,048$40,106
Year 28 - 325 ($1,182)$131$1,052$39,054
326 ($1,182)$127$1,055$37,999
327 ($1,182)$124$1,059$36,941
328 ($1,182)$120$1,062$35,878
329 ($1,182)$117$1,066$34,813
330 ($1,182)$113$1,069$33,744
331 ($1,182)$110$1,073$32,671
332 ($1,182)$106$1,076$31,595
333 ($1,182)$103$1,080$30,516
334 ($1,182)$99$1,083$29,433
335 ($1,182)$96$1,087$28,346
336 ($1,182)$92$1,090$27,256
Year 29 - 337 ($1,182)$89$1,094$26,162
338 ($1,182)$85$1,097$25,065
339 ($1,182)$82$1,101$23,964
340 ($1,182)$78$1,104$22,860
341 ($1,182)$74$1,108$21,752
342 ($1,182)$71$1,112$20,640
343 ($1,182)$67$1,115$19,525
344 ($1,182)$64$1,119$18,406
345 ($1,182)$60$1,123$17,283
346 ($1,182)$56$1,126$16,157
347 ($1,182)$53$1,130$15,027
348 ($1,182)$49$1,134$13,894
Year 30 - 349 ($1,182)$45$1,137$12,757
350 ($1,182)$42$1,141$11,616
351 ($1,182)$38$1,145$10,471
352 ($1,182)$34$1,148$9,323
353 ($1,182)$30$1,152$8,171
354 ($1,182)$27$1,156$7,015
355 ($1,182)$23$1,160$5,855
356 ($1,182)$19$1,163$4,692
357 ($1,182)$15$1,167$3,524
358 ($1,182)$11$1,171$2,353
359 ($1,182)$8$1,175$1,179
360 ($1,182)$4$1,179$0
TOTALS$175,297$250,400$425,697

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.