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Mortgage Payment Schedule for a $313,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of November 30, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($62,600) may require pre-mortgage insurance


3.9% is current rate for 30-year fixed
3.3% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$1,181 360 $174,781 $425,181

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,179 or less (zip code: 20149)


NMLS #: 1023 | State Lic #: MC-5814
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 45 day rate lock

NMLS #: 541760
$1,168 /mo
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30 yr fixed mtg, 0 points | APR: 3.860% | Rate: 3.825% | Fees: $1,074 | 30 day rate lock

NMLS #: 1256692 | State Lic #: MC-5920
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 412915
$1,230 /mo
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30 yr fixed mtg, 0 points | APR: 4.308% | Rate: 4.250% | Fees: $1,710 | 60 day rate lock

NMLS #: 790396
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 66247 | State Lic #: MC-1825
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.776% | Rate: 3.750% | Fees: $795 | 45 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 244476 | State Lic #: MC-5877
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 417490
$1,192 /mo
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30 yr fixed mtg, 0 points | APR: 3.993% | Rate: 3.990% | Fees: $85 | 30 day rate lock

NMLS #: 2925 | State Lic #: MC-1875
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.010% | Rate: 4.000% | Fees: $299 | 45 day rate lock

NMLS #: 181005
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $865 | 45 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $313,000
Down Payment $62,600$250,400
Year 1 - 1 ($1,181)$814$367$250,033
2 ($1,181)$813$368$249,664
3 ($1,181)$811$370$249,295
4 ($1,181)$810$371$248,924
5 ($1,181)$809$372$248,552
6 ($1,181)$808$373$248,178
7 ($1,181)$807$374$247,804
8 ($1,181)$805$376$247,428
9 ($1,181)$804$377$247,051
10 ($1,181)$803$378$246,673
11 ($1,181)$802$379$246,294
12 ($1,181)$800$381$245,913
Year 2 - 13 ($1,181)$799$382$245,531
14 ($1,181)$798$383$245,148
15 ($1,181)$797$384$244,764
16 ($1,181)$795$386$244,378
17 ($1,181)$794$387$243,992
18 ($1,181)$793$388$243,604
19 ($1,181)$792$389$243,214
20 ($1,181)$790$391$242,824
21 ($1,181)$789$392$242,432
22 ($1,181)$788$393$242,039
23 ($1,181)$787$394$241,644
24 ($1,181)$785$396$241,248
Year 3 - 25 ($1,181)$784$397$240,851
26 ($1,181)$783$398$240,453
27 ($1,181)$781$400$240,054
28 ($1,181)$780$401$239,653
29 ($1,181)$779$402$239,250
30 ($1,181)$778$403$238,847
31 ($1,181)$776$405$238,442
32 ($1,181)$775$406$238,036
33 ($1,181)$774$407$237,629
34 ($1,181)$772$409$237,220
35 ($1,181)$771$410$236,810
36 ($1,181)$770$411$236,398
Year 4 - 37 ($1,181)$768$413$235,986
38 ($1,181)$767$414$235,571
39 ($1,181)$766$415$235,156
40 ($1,181)$764$417$234,739
41 ($1,181)$763$418$234,321
42 ($1,181)$762$420$233,902
43 ($1,181)$760$421$233,481
44 ($1,181)$759$422$233,058
45 ($1,181)$757$424$232,635
46 ($1,181)$756$425$232,210
47 ($1,181)$755$426$231,783
48 ($1,181)$753$428$231,356
Year 5 - 49 ($1,181)$752$429$230,927
50 ($1,181)$751$431$230,496
51 ($1,181)$749$432$230,064
52 ($1,181)$748$433$229,631
53 ($1,181)$746$435$229,196
54 ($1,181)$745$436$228,760
55 ($1,181)$743$438$228,322
56 ($1,181)$742$439$227,883
57 ($1,181)$741$440$227,443
58 ($1,181)$739$442$227,001
59 ($1,181)$738$443$226,558
60 ($1,181)$736$445$226,113
Year 6 - 61 ($1,181)$735$446$225,667
62 ($1,181)$733$448$225,219
63 ($1,181)$732$449$224,770
64 ($1,181)$731$451$224,319
65 ($1,181)$729$452$223,867
66 ($1,181)$728$453$223,414
67 ($1,181)$726$455$222,959
68 ($1,181)$725$456$222,502
69 ($1,181)$723$458$222,044
70 ($1,181)$722$459$221,585
71 ($1,181)$720$461$221,124
72 ($1,181)$719$462$220,662
Year 7 - 73 ($1,181)$717$464$220,198
74 ($1,181)$716$465$219,732
75 ($1,181)$714$467$219,266
76 ($1,181)$713$468$218,797
77 ($1,181)$711$470$218,327
78 ($1,181)$710$471$217,856
79 ($1,181)$708$473$217,383
80 ($1,181)$706$475$216,908
81 ($1,181)$705$476$216,432
82 ($1,181)$703$478$215,954
83 ($1,181)$702$479$215,475
84 ($1,181)$700$481$214,994
Year 8 - 85 ($1,181)$699$482$214,512
86 ($1,181)$697$484$214,028
87 ($1,181)$696$485$213,543
88 ($1,181)$694$487$213,056
89 ($1,181)$692$489$212,567
90 ($1,181)$691$490$212,077
91 ($1,181)$689$492$211,585
92 ($1,181)$688$493$211,092
93 ($1,181)$686$495$210,596
94 ($1,181)$684$497$210,100
95 ($1,181)$683$498$209,602
96 ($1,181)$681$500$209,102
Year 9 - 97 ($1,181)$680$501$208,600
98 ($1,181)$678$503$208,097
99 ($1,181)$676$505$207,592
100 ($1,181)$675$506$207,086
101 ($1,181)$673$508$206,578
102 ($1,181)$671$510$206,068
103 ($1,181)$670$511$205,557
104 ($1,181)$668$513$205,044
105 ($1,181)$666$515$204,529
106 ($1,181)$665$516$204,013
107 ($1,181)$663$518$203,495
108 ($1,181)$661$520$202,975
Year 10 - 109 ($1,181)$660$521$202,454
110 ($1,181)$658$523$201,931
111 ($1,181)$656$525$201,406
112 ($1,181)$655$526$200,880
113 ($1,181)$653$528$200,351
114 ($1,181)$651$530$199,821
115 ($1,181)$649$532$199,290
116 ($1,181)$648$533$198,756
117 ($1,181)$646$535$198,221
118 ($1,181)$644$537$197,685
119 ($1,181)$642$539$197,146
120 ($1,181)$641$540$196,606
Year 11 - 121 ($1,181)$639$542$196,064
122 ($1,181)$637$544$195,520
123 ($1,181)$635$546$194,974
124 ($1,181)$634$547$194,427
125 ($1,181)$632$549$193,878
126 ($1,181)$630$551$193,327
127 ($1,181)$628$553$192,774
128 ($1,181)$627$555$192,219
129 ($1,181)$625$556$191,663
130 ($1,181)$623$558$191,105
131 ($1,181)$621$560$190,545
132 ($1,181)$619$562$189,983
Year 12 - 133 ($1,181)$617$564$189,419
134 ($1,181)$616$565$188,854
135 ($1,181)$614$567$188,287
136 ($1,181)$612$569$187,718
137 ($1,181)$610$571$187,147
138 ($1,181)$608$573$186,574
139 ($1,181)$606$575$185,999
140 ($1,181)$604$577$185,422
141 ($1,181)$603$578$184,844
142 ($1,181)$601$580$184,264
143 ($1,181)$599$582$183,682
144 ($1,181)$597$584$183,097
Year 13 - 145 ($1,181)$595$586$182,511
146 ($1,181)$593$588$181,924
147 ($1,181)$591$590$181,334
148 ($1,181)$589$592$180,742
149 ($1,181)$587$594$180,148
150 ($1,181)$585$596$179,553
151 ($1,181)$584$598$178,955
152 ($1,181)$582$599$178,356
153 ($1,181)$580$601$177,754
154 ($1,181)$578$603$177,151
155 ($1,181)$576$605$176,546
156 ($1,181)$574$607$175,938
Year 14 - 157 ($1,181)$572$609$175,329
158 ($1,181)$570$611$174,718
159 ($1,181)$568$613$174,105
160 ($1,181)$566$615$173,490
161 ($1,181)$564$617$172,872
162 ($1,181)$562$619$172,253
163 ($1,181)$560$621$171,632
164 ($1,181)$558$623$171,009
165 ($1,181)$556$625$170,383
166 ($1,181)$554$627$169,756
167 ($1,181)$552$629$169,127
168 ($1,181)$550$631$168,495
Year 15 - 169 ($1,181)$548$633$167,862
170 ($1,181)$546$636$167,226
171 ($1,181)$543$638$166,589
172 ($1,181)$541$640$165,949
173 ($1,181)$539$642$165,307
174 ($1,181)$537$644$164,664
175 ($1,181)$535$646$164,018
176 ($1,181)$533$648$163,370
177 ($1,181)$531$650$162,720
178 ($1,181)$529$652$162,067
179 ($1,181)$527$654$161,413
180 ($1,181)$525$656$160,757
Year 16 - 181 ($1,181)$522$659$160,098
182 ($1,181)$520$661$159,437
183 ($1,181)$518$663$158,774
184 ($1,181)$516$665$158,109
185 ($1,181)$514$667$157,442
186 ($1,181)$512$669$156,773
187 ($1,181)$510$672$156,101
188 ($1,181)$507$674$155,427
189 ($1,181)$505$676$154,752
190 ($1,181)$503$678$154,073
191 ($1,181)$501$680$153,393
192 ($1,181)$499$683$152,711
Year 17 - 193 ($1,181)$496$685$152,026
194 ($1,181)$494$687$151,339
195 ($1,181)$492$689$150,650
196 ($1,181)$490$691$149,958
197 ($1,181)$487$694$149,265
198 ($1,181)$485$696$148,569
199 ($1,181)$483$698$147,870
200 ($1,181)$481$700$147,170
201 ($1,181)$478$703$146,467
202 ($1,181)$476$705$145,762
203 ($1,181)$474$707$145,055
204 ($1,181)$471$710$144,345
Year 18 - 205 ($1,181)$469$712$143,633
206 ($1,181)$467$714$142,919
207 ($1,181)$464$717$142,202
208 ($1,181)$462$719$141,483
209 ($1,181)$460$721$140,762
210 ($1,181)$457$724$140,039
211 ($1,181)$455$726$139,313
212 ($1,181)$453$728$138,584
213 ($1,181)$450$731$137,854
214 ($1,181)$448$733$137,121
215 ($1,181)$446$735$136,385
216 ($1,181)$443$738$135,648
Year 19 - 217 ($1,181)$441$740$134,907
218 ($1,181)$438$743$134,165
219 ($1,181)$436$745$133,420
220 ($1,181)$434$747$132,672
221 ($1,181)$431$750$131,922
222 ($1,181)$429$752$131,170
223 ($1,181)$426$755$130,415
224 ($1,181)$424$757$129,658
225 ($1,181)$421$760$128,898
226 ($1,181)$419$762$128,136
227 ($1,181)$416$765$127,372
228 ($1,181)$414$767$126,605
Year 20 - 229 ($1,181)$411$770$125,835
230 ($1,181)$409$772$125,063
231 ($1,181)$406$775$124,288
232 ($1,181)$404$777$123,511
233 ($1,181)$401$780$122,732
234 ($1,181)$399$782$121,949
235 ($1,181)$396$785$121,165
236 ($1,181)$394$787$120,377
237 ($1,181)$391$790$119,588
238 ($1,181)$389$792$118,795
239 ($1,181)$386$795$118,000
240 ($1,181)$384$798$117,203
Year 21 - 241 ($1,181)$381$800$116,402
242 ($1,181)$378$803$115,600
243 ($1,181)$376$805$114,794
244 ($1,181)$373$808$113,986
245 ($1,181)$370$811$113,176
246 ($1,181)$368$813$112,363
247 ($1,181)$365$816$111,547
248 ($1,181)$363$819$110,728
249 ($1,181)$360$821$109,907
250 ($1,181)$357$824$109,083
251 ($1,181)$355$827$108,257
252 ($1,181)$352$829$107,427
Year 22 - 253 ($1,181)$349$832$106,595
254 ($1,181)$346$835$105,761
255 ($1,181)$344$837$104,923
256 ($1,181)$341$840$104,083
257 ($1,181)$338$843$103,241
258 ($1,181)$336$846$102,395
259 ($1,181)$333$848$101,547
260 ($1,181)$330$851$100,696
261 ($1,181)$327$854$99,842
262 ($1,181)$324$857$98,985
263 ($1,181)$322$859$98,126
264 ($1,181)$319$862$97,264
Year 23 - 265 ($1,181)$316$865$96,399
266 ($1,181)$313$868$95,531
267 ($1,181)$310$871$94,661
268 ($1,181)$308$873$93,787
269 ($1,181)$305$876$92,911
270 ($1,181)$302$879$92,032
271 ($1,181)$299$882$91,150
272 ($1,181)$296$885$90,265
273 ($1,181)$293$888$89,377
274 ($1,181)$290$891$88,487
275 ($1,181)$288$893$87,593
276 ($1,181)$285$896$86,697
Year 24 - 277 ($1,181)$282$899$85,798
278 ($1,181)$279$902$84,895
279 ($1,181)$276$905$83,990
280 ($1,181)$273$908$83,082
281 ($1,181)$270$911$82,171
282 ($1,181)$267$914$81,257
283 ($1,181)$264$917$80,340
284 ($1,181)$261$920$79,420
285 ($1,181)$258$923$78,497
286 ($1,181)$255$926$77,571
287 ($1,181)$252$929$76,642
288 ($1,181)$249$932$75,710
Year 25 - 289 ($1,181)$246$935$74,775
290 ($1,181)$243$938$73,837
291 ($1,181)$240$941$72,896
292 ($1,181)$237$944$71,952
293 ($1,181)$234$947$71,005
294 ($1,181)$231$950$70,055
295 ($1,181)$228$953$69,101
296 ($1,181)$225$956$68,145
297 ($1,181)$221$960$67,185
298 ($1,181)$218$963$66,223
299 ($1,181)$215$966$65,257
300 ($1,181)$212$969$64,288
Year 26 - 301 ($1,181)$209$972$63,316
302 ($1,181)$206$975$62,340
303 ($1,181)$203$978$61,362
304 ($1,181)$199$982$60,380
305 ($1,181)$196$985$59,395
306 ($1,181)$193$988$58,407
307 ($1,181)$190$991$57,416
308 ($1,181)$187$994$56,422
309 ($1,181)$183$998$55,424
310 ($1,181)$180$1,001$54,423
311 ($1,181)$177$1,004$53,419
312 ($1,181)$174$1,007$52,411
Year 27 - 313 ($1,181)$170$1,011$51,401
314 ($1,181)$167$1,014$50,387
315 ($1,181)$164$1,017$49,369
316 ($1,181)$160$1,021$48,349
317 ($1,181)$157$1,024$47,325
318 ($1,181)$154$1,027$46,298
319 ($1,181)$150$1,031$45,267
320 ($1,181)$147$1,034$44,233
321 ($1,181)$144$1,037$43,196
322 ($1,181)$140$1,041$42,155
323 ($1,181)$137$1,044$41,111
324 ($1,181)$134$1,047$40,064
Year 28 - 325 ($1,181)$130$1,051$39,013
326 ($1,181)$127$1,054$37,959
327 ($1,181)$123$1,058$36,901
328 ($1,181)$120$1,061$35,840
329 ($1,181)$116$1,065$34,775
330 ($1,181)$113$1,068$33,707
331 ($1,181)$110$1,072$32,636
332 ($1,181)$106$1,075$31,561
333 ($1,181)$103$1,078$30,482
334 ($1,181)$99$1,082$29,400
335 ($1,181)$96$1,086$28,315
336 ($1,181)$92$1,089$27,226
Year 29 - 337 ($1,181)$88$1,093$26,133
338 ($1,181)$85$1,096$25,037
339 ($1,181)$81$1,100$23,937
340 ($1,181)$78$1,103$22,834
341 ($1,181)$74$1,107$21,727
342 ($1,181)$71$1,110$20,617
343 ($1,181)$67$1,114$19,503
344 ($1,181)$63$1,118$18,385
345 ($1,181)$60$1,121$17,264
346 ($1,181)$56$1,125$16,139
347 ($1,181)$52$1,129$15,010
348 ($1,181)$49$1,132$13,878
Year 30 - 349 ($1,181)$45$1,136$12,742
350 ($1,181)$41$1,140$11,602
351 ($1,181)$38$1,143$10,459
352 ($1,181)$34$1,147$9,312
353 ($1,181)$30$1,151$8,161
354 ($1,181)$27$1,155$7,006
355 ($1,181)$23$1,158$5,848
356 ($1,181)$19$1,162$4,686
357 ($1,181)$15$1,166$3,520
358 ($1,181)$11$1,170$2,351
359 ($1,181)$8$1,173$1,177
360 ($1,181)$4$1,177$0
TOTALS$174,781$250,400$425,181

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.