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Mortgage Payment Schedule for a $318,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of November 16, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($63,600) may require pre-mortgage insurance


3.95% is current rate for 30-year fixed
3.31% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$1,207 360 $180,200 $434,600

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,186 or less (zip code: 20149)


NMLS #: 1023 | State Lic #: MC-5814
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 45 day rate lock

NMLS #: 2890 | State Lic #: MC-3098
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.751% | Rate: 3.750% | Fees: $23 | 30 day rate lock

NMLS #: 66247 | State Lic #: MC-1825
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.764% | Rate: 3.750% | Fees: $442 | 30 day rate lock

NMLS #: 790396
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 258821
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 417490
$1,192 /mo
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30 yr fixed mtg, 0 points | APR: 3.997% | Rate: 3.990% | Fees: $210 | 30 day rate lock

NMLS #: 35959 | State Lic #: MC-2967
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 227765 | State Lic #: MC-5920
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 181005
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $870 | 45 day rate lock

NMLS #: 412915
$1,230 /mo
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30 yr fixed mtg, 0 points | APR: 4.308% | Rate: 4.250% | Fees: $1,710 | 60 day rate lock

$1,248 /mo
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30 yr fixed mtg, 0 points | APR: 4.374% | Rate: 4.374% | Fees: $0 | 30 day rate lock

NMLS #: 7706
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.758% | Rate: 3.750% | Fees: $259 | 30 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $318,000
Down Payment $63,600$254,400
Year 1 - 1 ($1,207)$837$370$254,030
2 ($1,207)$836$371$253,659
3 ($1,207)$835$372$253,287
4 ($1,207)$834$373$252,913
5 ($1,207)$833$375$252,539
6 ($1,207)$831$376$252,163
7 ($1,207)$830$377$251,786
8 ($1,207)$829$378$251,407
9 ($1,207)$828$380$251,027
10 ($1,207)$826$381$250,647
11 ($1,207)$825$382$250,264
12 ($1,207)$824$383$249,881
Year 2 - 13 ($1,207)$823$385$249,496
14 ($1,207)$821$386$249,110
15 ($1,207)$820$387$248,723
16 ($1,207)$819$389$248,334
17 ($1,207)$817$390$247,945
18 ($1,207)$816$391$247,554
19 ($1,207)$815$392$247,161
20 ($1,207)$814$394$246,768
21 ($1,207)$812$395$246,373
22 ($1,207)$811$396$245,976
23 ($1,207)$810$398$245,579
24 ($1,207)$808$399$245,180
Year 3 - 25 ($1,207)$807$400$244,780
26 ($1,207)$806$401$244,378
27 ($1,207)$804$403$243,976
28 ($1,207)$803$404$243,571
29 ($1,207)$802$405$243,166
30 ($1,207)$800$407$242,759
31 ($1,207)$799$408$242,351
32 ($1,207)$798$409$241,942
33 ($1,207)$796$411$241,531
34 ($1,207)$795$412$241,119
35 ($1,207)$794$414$240,705
36 ($1,207)$792$415$240,290
Year 4 - 37 ($1,207)$791$416$239,874
38 ($1,207)$790$418$239,456
39 ($1,207)$788$419$239,037
40 ($1,207)$787$420$238,617
41 ($1,207)$785$422$238,195
42 ($1,207)$784$423$237,772
43 ($1,207)$783$425$237,347
44 ($1,207)$781$426$236,921
45 ($1,207)$780$427$236,494
46 ($1,207)$778$429$236,065
47 ($1,207)$777$430$235,635
48 ($1,207)$776$432$235,203
Year 5 - 49 ($1,207)$774$433$234,770
50 ($1,207)$773$434$234,336
51 ($1,207)$771$436$233,900
52 ($1,207)$770$437$233,463
53 ($1,207)$768$439$233,024
54 ($1,207)$767$440$232,584
55 ($1,207)$766$442$232,142
56 ($1,207)$764$443$231,699
57 ($1,207)$763$445$231,255
58 ($1,207)$761$446$230,809
59 ($1,207)$760$447$230,361
60 ($1,207)$758$449$229,912
Year 6 - 61 ($1,207)$757$450$229,462
62 ($1,207)$755$452$229,010
63 ($1,207)$754$453$228,556
64 ($1,207)$752$455$228,102
65 ($1,207)$751$456$227,645
66 ($1,207)$749$458$227,187
67 ($1,207)$748$459$226,728
68 ($1,207)$746$461$226,267
69 ($1,207)$745$462$225,805
70 ($1,207)$743$464$225,341
71 ($1,207)$742$465$224,875
72 ($1,207)$740$467$224,408
Year 7 - 73 ($1,207)$739$469$223,940
74 ($1,207)$737$470$223,469
75 ($1,207)$736$472$222,998
76 ($1,207)$734$473$222,525
77 ($1,207)$732$475$222,050
78 ($1,207)$731$476$221,574
79 ($1,207)$729$478$221,096
80 ($1,207)$728$479$220,616
81 ($1,207)$726$481$220,135
82 ($1,207)$725$483$219,653
83 ($1,207)$723$484$219,168
84 ($1,207)$721$486$218,683
Year 8 - 85 ($1,207)$720$487$218,195
86 ($1,207)$718$489$217,706
87 ($1,207)$717$491$217,216
88 ($1,207)$715$492$216,723
89 ($1,207)$713$494$216,230
90 ($1,207)$712$495$215,734
91 ($1,207)$710$497$215,237
92 ($1,207)$708$499$214,738
93 ($1,207)$707$500$214,238
94 ($1,207)$705$502$213,736
95 ($1,207)$704$504$213,232
96 ($1,207)$702$505$212,727
Year 9 - 97 ($1,207)$700$507$212,220
98 ($1,207)$699$509$211,711
99 ($1,207)$697$510$211,201
100 ($1,207)$695$512$210,689
101 ($1,207)$694$514$210,175
102 ($1,207)$692$515$209,660
103 ($1,207)$690$517$209,143
104 ($1,207)$688$519$208,624
105 ($1,207)$687$521$208,103
106 ($1,207)$685$522$207,581
107 ($1,207)$683$524$207,057
108 ($1,207)$682$526$206,532
Year 10 - 109 ($1,207)$680$527$206,004
110 ($1,207)$678$529$205,475
111 ($1,207)$676$531$204,944
112 ($1,207)$675$533$204,412
113 ($1,207)$673$534$203,877
114 ($1,207)$671$536$203,341
115 ($1,207)$669$538$202,803
116 ($1,207)$668$540$202,263
117 ($1,207)$666$541$201,722
118 ($1,207)$664$543$201,179
119 ($1,207)$662$545$200,634
120 ($1,207)$660$547$200,087
Year 11 - 121 ($1,207)$659$549$199,538
122 ($1,207)$657$550$198,988
123 ($1,207)$655$552$198,436
124 ($1,207)$653$554$197,882
125 ($1,207)$651$556$197,326
126 ($1,207)$650$558$196,768
127 ($1,207)$648$560$196,209
128 ($1,207)$646$561$195,647
129 ($1,207)$644$563$195,084
130 ($1,207)$642$565$194,519
131 ($1,207)$640$567$193,952
132 ($1,207)$638$569$193,383
Year 12 - 133 ($1,207)$637$571$192,813
134 ($1,207)$635$573$192,240
135 ($1,207)$633$574$191,666
136 ($1,207)$631$576$191,089
137 ($1,207)$629$578$190,511
138 ($1,207)$627$580$189,931
139 ($1,207)$625$582$189,349
140 ($1,207)$623$584$188,765
141 ($1,207)$621$586$188,179
142 ($1,207)$619$588$187,591
143 ($1,207)$617$590$187,002
144 ($1,207)$616$592$186,410
Year 13 - 145 ($1,207)$614$594$185,816
146 ($1,207)$612$596$185,221
147 ($1,207)$610$598$184,623
148 ($1,207)$608$600$184,024
149 ($1,207)$606$601$183,422
150 ($1,207)$604$603$182,819
151 ($1,207)$602$605$182,213
152 ($1,207)$600$607$181,606
153 ($1,207)$598$609$180,996
154 ($1,207)$596$611$180,385
155 ($1,207)$594$613$179,771
156 ($1,207)$592$615$179,156
Year 14 - 157 ($1,207)$590$618$178,539
158 ($1,207)$588$620$177,919
159 ($1,207)$586$622$177,297
160 ($1,207)$584$624$176,674
161 ($1,207)$582$626$176,048
162 ($1,207)$579$628$175,420
163 ($1,207)$577$630$174,791
164 ($1,207)$575$632$174,159
165 ($1,207)$573$634$173,525
166 ($1,207)$571$636$172,889
167 ($1,207)$569$638$172,251
168 ($1,207)$567$640$171,610
Year 15 - 169 ($1,207)$565$642$170,968
170 ($1,207)$563$644$170,324
171 ($1,207)$561$647$169,677
172 ($1,207)$559$649$169,028
173 ($1,207)$556$651$168,377
174 ($1,207)$554$653$167,724
175 ($1,207)$552$655$167,069
176 ($1,207)$550$657$166,412
177 ($1,207)$548$659$165,753
178 ($1,207)$546$662$165,091
179 ($1,207)$543$664$164,427
180 ($1,207)$541$666$163,761
Year 16 - 181 ($1,207)$539$668$163,093
182 ($1,207)$537$670$162,423
183 ($1,207)$535$673$161,750
184 ($1,207)$532$675$161,075
185 ($1,207)$530$677$160,398
186 ($1,207)$528$679$159,719
187 ($1,207)$526$681$159,038
188 ($1,207)$523$684$158,354
189 ($1,207)$521$686$157,668
190 ($1,207)$519$688$156,980
191 ($1,207)$517$690$156,289
192 ($1,207)$514$693$155,596
Year 17 - 193 ($1,207)$512$695$154,901
194 ($1,207)$510$697$154,204
195 ($1,207)$508$700$153,504
196 ($1,207)$505$702$152,802
197 ($1,207)$503$704$152,098
198 ($1,207)$501$707$151,392
199 ($1,207)$498$709$150,683
200 ($1,207)$496$711$149,971
201 ($1,207)$494$714$149,258
202 ($1,207)$491$716$148,542
203 ($1,207)$489$718$147,824
204 ($1,207)$487$721$147,103
Year 18 - 205 ($1,207)$484$723$146,380
206 ($1,207)$482$725$145,655
207 ($1,207)$479$728$144,927
208 ($1,207)$477$730$144,197
209 ($1,207)$475$733$143,464
210 ($1,207)$472$735$142,729
211 ($1,207)$470$737$141,992
212 ($1,207)$467$740$141,252
213 ($1,207)$465$742$140,510
214 ($1,207)$463$745$139,765
215 ($1,207)$460$747$139,018
216 ($1,207)$458$750$138,268
Year 19 - 217 ($1,207)$455$752$137,516
218 ($1,207)$453$755$136,761
219 ($1,207)$450$757$136,004
220 ($1,207)$448$760$135,245
221 ($1,207)$445$762$134,483
222 ($1,207)$443$765$133,718
223 ($1,207)$440$767$132,951
224 ($1,207)$438$770$132,182
225 ($1,207)$435$772$131,410
226 ($1,207)$433$775$130,635
227 ($1,207)$430$777$129,858
228 ($1,207)$427$780$129,078
Year 20 - 229 ($1,207)$425$782$128,296
230 ($1,207)$422$785$127,511
231 ($1,207)$420$788$126,723
232 ($1,207)$417$790$125,933
233 ($1,207)$415$793$125,140
234 ($1,207)$412$795$124,345
235 ($1,207)$409$798$123,547
236 ($1,207)$407$801$122,747
237 ($1,207)$404$803$121,943
238 ($1,207)$401$806$121,138
239 ($1,207)$399$808$120,329
240 ($1,207)$396$811$119,518
Year 21 - 241 ($1,207)$393$814$118,704
242 ($1,207)$391$816$117,888
243 ($1,207)$388$819$117,068
244 ($1,207)$385$822$116,247
245 ($1,207)$383$825$115,422
246 ($1,207)$380$827$114,595
247 ($1,207)$377$830$113,765
248 ($1,207)$374$833$112,932
249 ($1,207)$372$835$112,096
250 ($1,207)$369$838$111,258
251 ($1,207)$366$841$110,417
252 ($1,207)$363$844$109,573
Year 22 - 253 ($1,207)$361$847$108,727
254 ($1,207)$358$849$107,878
255 ($1,207)$355$852$107,025
256 ($1,207)$352$855$106,171
257 ($1,207)$349$858$105,313
258 ($1,207)$347$861$104,452
259 ($1,207)$344$863$103,589
260 ($1,207)$341$866$102,723
261 ($1,207)$338$869$101,853
262 ($1,207)$335$872$100,982
263 ($1,207)$332$875$100,107
264 ($1,207)$330$878$99,229
Year 23 - 265 ($1,207)$327$881$98,348
266 ($1,207)$324$883$97,465
267 ($1,207)$321$886$96,578
268 ($1,207)$318$889$95,689
269 ($1,207)$315$892$94,797
270 ($1,207)$312$895$93,902
271 ($1,207)$309$898$93,004
272 ($1,207)$306$901$92,103
273 ($1,207)$303$904$91,198
274 ($1,207)$300$907$90,291
275 ($1,207)$297$910$89,381
276 ($1,207)$294$913$88,468
Year 24 - 277 ($1,207)$291$916$87,552
278 ($1,207)$288$919$86,633
279 ($1,207)$285$922$85,711
280 ($1,207)$282$925$84,786
281 ($1,207)$279$928$83,858
282 ($1,207)$276$931$82,927
283 ($1,207)$273$934$81,993
284 ($1,207)$270$937$81,055
285 ($1,207)$267$940$80,115
286 ($1,207)$264$944$79,171
287 ($1,207)$261$947$78,225
288 ($1,207)$257$950$77,275
Year 25 - 289 ($1,207)$254$953$76,322
290 ($1,207)$251$956$75,366
291 ($1,207)$248$959$74,407
292 ($1,207)$245$962$73,445
293 ($1,207)$242$965$72,479
294 ($1,207)$239$969$71,511
295 ($1,207)$235$972$70,539
296 ($1,207)$232$975$69,564
297 ($1,207)$229$978$68,586
298 ($1,207)$226$981$67,604
299 ($1,207)$223$985$66,619
300 ($1,207)$219$988$65,631
Year 26 - 301 ($1,207)$216$991$64,640
302 ($1,207)$213$994$63,646
303 ($1,207)$210$998$62,648
304 ($1,207)$206$1,001$61,647
305 ($1,207)$203$1,004$60,643
306 ($1,207)$200$1,008$59,635
307 ($1,207)$196$1,011$58,624
308 ($1,207)$193$1,014$57,610
309 ($1,207)$190$1,018$56,592
310 ($1,207)$186$1,021$55,571
311 ($1,207)$183$1,024$54,547
312 ($1,207)$180$1,028$53,520
Year 27 - 313 ($1,207)$176$1,031$52,488
314 ($1,207)$173$1,034$51,454
315 ($1,207)$169$1,038$50,416
316 ($1,207)$166$1,041$49,375
317 ($1,207)$163$1,045$48,330
318 ($1,207)$159$1,048$47,282
319 ($1,207)$156$1,052$46,230
320 ($1,207)$152$1,055$45,175
321 ($1,207)$149$1,059$44,117
322 ($1,207)$145$1,062$43,055
323 ($1,207)$142$1,066$41,989
324 ($1,207)$138$1,069$40,920
Year 28 - 325 ($1,207)$135$1,073$39,848
326 ($1,207)$131$1,076$38,772
327 ($1,207)$128$1,080$37,692
328 ($1,207)$124$1,083$36,609
329 ($1,207)$121$1,087$35,522
330 ($1,207)$117$1,090$34,432
331 ($1,207)$113$1,094$33,338
332 ($1,207)$110$1,097$32,241
333 ($1,207)$106$1,101$31,140
334 ($1,207)$103$1,105$30,035
335 ($1,207)$99$1,108$28,926
336 ($1,207)$95$1,112$27,814
Year 29 - 337 ($1,207)$92$1,116$26,699
338 ($1,207)$88$1,119$25,579
339 ($1,207)$84$1,123$24,456
340 ($1,207)$81$1,127$23,330
341 ($1,207)$77$1,130$22,199
342 ($1,207)$73$1,134$21,065
343 ($1,207)$69$1,138$19,927
344 ($1,207)$66$1,142$18,786
345 ($1,207)$62$1,145$17,640
346 ($1,207)$58$1,149$16,491
347 ($1,207)$54$1,153$15,338
348 ($1,207)$50$1,157$14,181
Year 30 - 349 ($1,207)$47$1,161$13,021
350 ($1,207)$43$1,164$11,857
351 ($1,207)$39$1,168$10,688
352 ($1,207)$35$1,172$9,516
353 ($1,207)$31$1,176$8,340
354 ($1,207)$27$1,180$7,161
355 ($1,207)$24$1,184$5,977
356 ($1,207)$20$1,188$4,789
357 ($1,207)$16$1,191$3,598
358 ($1,207)$12$1,195$2,403
359 ($1,207)$8$1,199$1,203
360 ($1,207)$4$1,203$0
TOTALS$180,200$254,400$434,600

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.