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Mortgage Payment Schedule for a $318,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of September 21, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($63,600) may require pre-mortgage insurance


3.83% is current rate for 30-year fixed
3.13% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$1,190 360 $173,908 $428,308

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,169 or less (zip code: 20149)


NMLS #: 1838 | State Lic #: MC-4344
$1,140 /mo
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30 yr fixed mtg, 0 points | APR: 3.626% | Rate: 3.625% | Fees: $40 | 30 day rate lock

NMLS #: 134407 | State Lic #: MC-5378
$1,140 /mo
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30 yr fixed mtg, 0 points | APR: 3.641% | Rate: 3.625% | Fees: $495 | 45 day rate lock

NMLS #: 790396
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 244476 | State Lic #: MC-5877
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 7706
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 66247 Cardinal Financial | State Lic #: MC-1825
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 258821
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 2258 | State Lic #: MC-4673
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.780% | Rate: 3.750% | Fees: $928 | 30 day rate lock

NMLS #: 67717
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $870 | 45 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $318,000
Down Payment $63,600$254,400
Year 1 - 1 ($1,190)$812$378$254,022
2 ($1,190)$811$379$253,643
3 ($1,190)$810$380$253,263
4 ($1,190)$808$381$252,882
5 ($1,190)$807$383$252,499
6 ($1,190)$806$384$252,115
7 ($1,190)$805$385$251,730
8 ($1,190)$803$386$251,344
9 ($1,190)$802$388$250,956
10 ($1,190)$801$389$250,567
11 ($1,190)$800$390$250,177
12 ($1,190)$798$391$249,786
Year 2 - 13 ($1,190)$797$393$249,394
14 ($1,190)$796$394$249,000
15 ($1,190)$795$395$248,605
16 ($1,190)$793$396$248,209
17 ($1,190)$792$398$247,811
18 ($1,190)$791$399$247,412
19 ($1,190)$790$400$247,012
20 ($1,190)$788$401$246,611
21 ($1,190)$787$403$246,208
22 ($1,190)$786$404$245,804
23 ($1,190)$785$405$245,399
24 ($1,190)$783$407$244,992
Year 3 - 25 ($1,190)$782$408$244,585
26 ($1,190)$781$409$244,176
27 ($1,190)$779$410$243,765
28 ($1,190)$778$412$243,353
29 ($1,190)$777$413$242,940
30 ($1,190)$775$414$242,526
31 ($1,190)$774$416$242,110
32 ($1,190)$773$417$241,693
33 ($1,190)$771$418$241,275
34 ($1,190)$770$420$240,855
35 ($1,190)$769$421$240,434
36 ($1,190)$767$422$240,012
Year 4 - 37 ($1,190)$766$424$239,588
38 ($1,190)$765$425$239,163
39 ($1,190)$763$426$238,737
40 ($1,190)$762$428$238,309
41 ($1,190)$761$429$237,880
42 ($1,190)$759$431$237,449
43 ($1,190)$758$432$237,017
44 ($1,190)$756$433$236,584
45 ($1,190)$755$435$236,150
46 ($1,190)$754$436$235,713
47 ($1,190)$752$437$235,276
48 ($1,190)$751$439$234,837
Year 5 - 49 ($1,190)$750$440$234,397
50 ($1,190)$748$442$233,955
51 ($1,190)$747$443$233,512
52 ($1,190)$745$444$233,068
53 ($1,190)$744$446$232,622
54 ($1,190)$742$447$232,175
55 ($1,190)$741$449$231,726
56 ($1,190)$740$450$231,276
57 ($1,190)$738$452$230,824
58 ($1,190)$737$453$230,371
59 ($1,190)$735$454$229,917
60 ($1,190)$734$456$229,461
Year 6 - 61 ($1,190)$732$457$229,003
62 ($1,190)$731$459$228,545
63 ($1,190)$729$460$228,084
64 ($1,190)$728$462$227,623
65 ($1,190)$726$463$227,159
66 ($1,190)$725$465$226,695
67 ($1,190)$724$466$226,228
68 ($1,190)$722$468$225,761
69 ($1,190)$721$469$225,291
70 ($1,190)$719$471$224,821
71 ($1,190)$718$472$224,349
72 ($1,190)$716$474$223,875
Year 7 - 73 ($1,190)$715$475$223,400
74 ($1,190)$713$477$222,923
75 ($1,190)$711$478$222,445
76 ($1,190)$710$480$221,965
77 ($1,190)$708$481$221,484
78 ($1,190)$707$483$221,001
79 ($1,190)$705$484$220,516
80 ($1,190)$704$486$220,030
81 ($1,190)$702$487$219,543
82 ($1,190)$701$489$219,054
83 ($1,190)$699$491$218,563
84 ($1,190)$698$492$218,071
Year 8 - 85 ($1,190)$696$494$217,577
86 ($1,190)$694$495$217,082
87 ($1,190)$693$497$216,585
88 ($1,190)$691$498$216,087
89 ($1,190)$690$500$215,587
90 ($1,190)$688$502$215,085
91 ($1,190)$686$503$214,582
92 ($1,190)$685$505$214,077
93 ($1,190)$683$506$213,570
94 ($1,190)$682$508$213,062
95 ($1,190)$680$510$212,553
96 ($1,190)$678$511$212,041
Year 9 - 97 ($1,190)$677$513$211,528
98 ($1,190)$675$515$211,014
99 ($1,190)$673$516$210,497
100 ($1,190)$672$518$209,979
101 ($1,190)$670$520$209,460
102 ($1,190)$669$521$208,939
103 ($1,190)$667$523$208,416
104 ($1,190)$665$525$207,891
105 ($1,190)$664$526$207,365
106 ($1,190)$662$528$206,837
107 ($1,190)$660$530$206,308
108 ($1,190)$658$531$205,776
Year 10 - 109 ($1,190)$657$533$205,243
110 ($1,190)$655$535$204,709
111 ($1,190)$653$536$204,172
112 ($1,190)$652$538$203,634
113 ($1,190)$650$540$203,094
114 ($1,190)$648$542$202,553
115 ($1,190)$646$543$202,010
116 ($1,190)$645$545$201,465
117 ($1,190)$643$547$200,918
118 ($1,190)$641$548$200,369
119 ($1,190)$640$550$199,819
120 ($1,190)$638$552$199,267
Year 11 - 121 ($1,190)$636$554$198,713
122 ($1,190)$634$556$198,158
123 ($1,190)$632$557$197,601
124 ($1,190)$631$559$197,041
125 ($1,190)$629$561$196,481
126 ($1,190)$627$563$195,918
127 ($1,190)$625$564$195,354
128 ($1,190)$624$566$194,787
129 ($1,190)$622$568$194,219
130 ($1,190)$620$570$193,649
131 ($1,190)$618$572$193,078
132 ($1,190)$616$574$192,504
Year 12 - 133 ($1,190)$614$575$191,929
134 ($1,190)$613$577$191,352
135 ($1,190)$611$579$190,773
136 ($1,190)$609$581$190,192
137 ($1,190)$607$583$189,609
138 ($1,190)$605$585$189,025
139 ($1,190)$603$586$188,438
140 ($1,190)$601$588$187,850
141 ($1,190)$600$590$187,260
142 ($1,190)$598$592$186,668
143 ($1,190)$596$594$186,074
144 ($1,190)$594$596$185,478
Year 13 - 145 ($1,190)$592$598$184,880
146 ($1,190)$590$600$184,280
147 ($1,190)$588$602$183,679
148 ($1,190)$586$604$183,075
149 ($1,190)$584$605$182,470
150 ($1,190)$582$607$181,862
151 ($1,190)$580$609$181,253
152 ($1,190)$578$611$180,642
153 ($1,190)$577$613$180,029
154 ($1,190)$575$615$179,413
155 ($1,190)$573$617$178,796
156 ($1,190)$571$619$178,177
Year 14 - 157 ($1,190)$569$621$177,556
158 ($1,190)$567$623$176,933
159 ($1,190)$565$625$176,308
160 ($1,190)$563$627$175,681
161 ($1,190)$561$629$175,052
162 ($1,190)$559$631$174,421
163 ($1,190)$557$633$173,788
164 ($1,190)$555$635$173,153
165 ($1,190)$553$637$172,516
166 ($1,190)$551$639$171,877
167 ($1,190)$549$641$171,236
168 ($1,190)$547$643$170,592
Year 15 - 169 ($1,190)$544$645$169,947
170 ($1,190)$542$647$169,300
171 ($1,190)$540$649$168,650
172 ($1,190)$538$651$167,999
173 ($1,190)$536$654$167,345
174 ($1,190)$534$656$166,690
175 ($1,190)$532$658$166,032
176 ($1,190)$530$660$165,372
177 ($1,190)$528$662$164,710
178 ($1,190)$526$664$164,046
179 ($1,190)$524$666$163,380
180 ($1,190)$521$668$162,712
Year 16 - 181 ($1,190)$519$670$162,041
182 ($1,190)$517$673$161,369
183 ($1,190)$515$675$160,694
184 ($1,190)$513$677$160,017
185 ($1,190)$511$679$159,338
186 ($1,190)$509$681$158,657
187 ($1,190)$506$683$157,974
188 ($1,190)$504$686$157,288
189 ($1,190)$502$688$156,600
190 ($1,190)$500$690$155,910
191 ($1,190)$498$692$155,218
192 ($1,190)$495$694$154,524
Year 17 - 193 ($1,190)$493$697$153,827
194 ($1,190)$491$699$153,129
195 ($1,190)$489$701$152,428
196 ($1,190)$486$703$151,724
197 ($1,190)$484$705$151,019
198 ($1,190)$482$708$150,311
199 ($1,190)$480$710$149,601
200 ($1,190)$477$712$148,889
201 ($1,190)$475$715$148,174
202 ($1,190)$473$717$147,457
203 ($1,190)$471$719$146,738
204 ($1,190)$468$721$146,017
Year 18 - 205 ($1,190)$466$724$145,293
206 ($1,190)$464$726$144,567
207 ($1,190)$461$728$143,839
208 ($1,190)$459$731$143,108
209 ($1,190)$457$733$142,375
210 ($1,190)$454$735$141,640
211 ($1,190)$452$738$140,902
212 ($1,190)$450$740$140,162
213 ($1,190)$447$742$139,420
214 ($1,190)$445$745$138,675
215 ($1,190)$443$747$137,928
216 ($1,190)$440$750$137,178
Year 19 - 217 ($1,190)$438$752$136,426
218 ($1,190)$435$754$135,672
219 ($1,190)$433$757$134,915
220 ($1,190)$431$759$134,156
221 ($1,190)$428$762$133,395
222 ($1,190)$426$764$132,631
223 ($1,190)$423$766$131,864
224 ($1,190)$421$769$131,095
225 ($1,190)$418$771$130,324
226 ($1,190)$416$774$129,550
227 ($1,190)$413$776$128,774
228 ($1,190)$411$779$127,995
Year 20 - 229 ($1,190)$409$781$127,214
230 ($1,190)$406$784$126,430
231 ($1,190)$404$786$125,644
232 ($1,190)$401$789$124,855
233 ($1,190)$398$791$124,064
234 ($1,190)$396$794$123,270
235 ($1,190)$393$796$122,474
236 ($1,190)$391$799$121,675
237 ($1,190)$388$801$120,874
238 ($1,190)$386$804$120,070
239 ($1,190)$383$807$119,263
240 ($1,190)$381$809$118,454
Year 21 - 241 ($1,190)$378$812$117,643
242 ($1,190)$375$814$116,828
243 ($1,190)$373$817$116,011
244 ($1,190)$370$819$115,192
245 ($1,190)$368$822$114,370
246 ($1,190)$365$825$113,545
247 ($1,190)$362$827$112,718
248 ($1,190)$360$830$111,888
249 ($1,190)$357$833$111,055
250 ($1,190)$354$835$110,220
251 ($1,190)$352$838$109,382
252 ($1,190)$349$841$108,541
Year 22 - 253 ($1,190)$346$843$107,698
254 ($1,190)$344$846$106,852
255 ($1,190)$341$849$106,003
256 ($1,190)$338$851$105,152
257 ($1,190)$336$854$104,298
258 ($1,190)$333$857$103,441
259 ($1,190)$330$860$102,581
260 ($1,190)$327$862$101,719
261 ($1,190)$325$865$100,854
262 ($1,190)$322$868$99,986
263 ($1,190)$319$871$99,115
264 ($1,190)$316$873$98,242
Year 23 - 265 ($1,190)$314$876$97,366
266 ($1,190)$311$879$96,487
267 ($1,190)$308$882$95,605
268 ($1,190)$305$885$94,720
269 ($1,190)$302$887$93,833
270 ($1,190)$299$890$92,943
271 ($1,190)$297$893$92,050
272 ($1,190)$294$896$91,154
273 ($1,190)$291$899$90,255
274 ($1,190)$288$902$89,353
275 ($1,190)$285$905$88,449
276 ($1,190)$282$907$87,541
Year 24 - 277 ($1,190)$279$910$86,631
278 ($1,190)$276$913$85,718
279 ($1,190)$274$916$84,801
280 ($1,190)$271$919$83,882
281 ($1,190)$268$922$82,960
282 ($1,190)$265$925$82,035
283 ($1,190)$262$928$81,107
284 ($1,190)$259$931$80,177
285 ($1,190)$256$934$79,243
286 ($1,190)$253$937$78,306
287 ($1,190)$250$940$77,366
288 ($1,190)$247$943$76,423
Year 25 - 289 ($1,190)$244$946$75,477
290 ($1,190)$241$949$74,529
291 ($1,190)$238$952$73,577
292 ($1,190)$235$955$72,622
293 ($1,190)$232$958$71,664
294 ($1,190)$229$961$70,703
295 ($1,190)$226$964$69,739
296 ($1,190)$223$967$68,772
297 ($1,190)$219$970$67,801
298 ($1,190)$216$973$66,828
299 ($1,190)$213$976$65,851
300 ($1,190)$210$980$64,872
Year 26 - 301 ($1,190)$207$983$63,889
302 ($1,190)$204$986$62,903
303 ($1,190)$201$989$61,914
304 ($1,190)$198$992$60,922
305 ($1,190)$194$995$59,927
306 ($1,190)$191$998$58,928
307 ($1,190)$188$1,002$57,927
308 ($1,190)$185$1,005$56,922
309 ($1,190)$182$1,008$55,914
310 ($1,190)$178$1,011$54,903
311 ($1,190)$175$1,015$53,888
312 ($1,190)$172$1,018$52,870
Year 27 - 313 ($1,190)$169$1,021$51,849
314 ($1,190)$165$1,024$50,825
315 ($1,190)$162$1,028$49,798
316 ($1,190)$159$1,031$48,767
317 ($1,190)$156$1,034$47,733
318 ($1,190)$152$1,037$46,695
319 ($1,190)$149$1,041$45,655
320 ($1,190)$146$1,044$44,611
321 ($1,190)$142$1,047$43,563
322 ($1,190)$139$1,051$42,512
323 ($1,190)$136$1,054$41,458
324 ($1,190)$132$1,057$40,401
Year 28 - 325 ($1,190)$129$1,061$39,340
326 ($1,190)$126$1,064$38,276
327 ($1,190)$122$1,068$37,208
328 ($1,190)$119$1,071$36,137
329 ($1,190)$115$1,074$35,063
330 ($1,190)$112$1,078$33,985
331 ($1,190)$108$1,081$32,904
332 ($1,190)$105$1,085$31,819
333 ($1,190)$102$1,088$30,731
334 ($1,190)$98$1,092$29,639
335 ($1,190)$95$1,095$28,544
336 ($1,190)$91$1,099$27,446
Year 29 - 337 ($1,190)$88$1,102$26,343
338 ($1,190)$84$1,106$25,238
339 ($1,190)$81$1,109$24,129
340 ($1,190)$77$1,113$23,016
341 ($1,190)$73$1,116$21,900
342 ($1,190)$70$1,120$20,780
343 ($1,190)$66$1,123$19,656
344 ($1,190)$63$1,127$18,529
345 ($1,190)$59$1,131$17,399
346 ($1,190)$56$1,134$16,264
347 ($1,190)$52$1,138$15,127
348 ($1,190)$48$1,141$13,985
Year 30 - 349 ($1,190)$45$1,145$12,840
350 ($1,190)$41$1,149$11,691
351 ($1,190)$37$1,152$10,539
352 ($1,190)$34$1,156$9,383
353 ($1,190)$30$1,160$8,223
354 ($1,190)$26$1,163$7,059
355 ($1,190)$23$1,167$5,892
356 ($1,190)$19$1,171$4,721
357 ($1,190)$15$1,175$3,547
358 ($1,190)$11$1,178$2,368
359 ($1,190)$8$1,182$1,186
360 ($1,190)$4$1,186$0
TOTALS$173,908$254,400$428,308

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.