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Mortgage Payment Schedule for a $346,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of December 14, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($69,200) may require pre-mortgage insurance


3.93% is current rate for 30-year fixed
3.36% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$1,310 360 $194,922 $471,722

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,183 or less (zip code: 20149)


NMLS #: 3294 | State Lic #: MC-1971
$1,140 /mo
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30 yr fixed mtg, 0 points | APR: 3.656% | Rate: 3.625% | Fees: $950 | 30 day rate lock

NMLS #: 66247 | State Lic #: MC-1825
$1,140 /mo
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30 yr fixed mtg, 0 points | APR: 3.685% | Rate: 3.625% | Fees: $1,842 | 30 day rate lock

NMLS #: 134407 | State Lic #: MC-5378
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 45 day rate lock

NMLS #: 790396
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 1256692 | State Lic #: MC-5920
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 35959 | State Lic #: MC-2967
$1,212 /mo
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30 yr fixed mtg, 0 points | APR: 4.125% | Rate: 4.125% | Fees: $0 | 30 day rate lock

NMLS #: 2925 | State Lic #: MC-1875
$1,212 /mo
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30 yr fixed mtg, 0 points | APR: 4.135% | Rate: 4.125% | Fees: $299 | 45 day rate lock

NMLS #: 244476 | State Lic #: MC-5877
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 417490
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.907% | Rate: 3.875% | Fees: $967 | 30 day rate lock

NMLS #: 181005
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $865 | 45 day rate lock

$1,158 /mo
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Next
30 yr fixed mtg, 0 points | APR: 3.776% | Rate: 3.750% | Fees: $795 | 45 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $346,000
Down Payment $69,200$276,800
Year 1 - 1 ($1,310)$907$404$276,396
2 ($1,310)$905$405$275,991
3 ($1,310)$904$406$275,585
4 ($1,310)$903$408$275,177
5 ($1,310)$901$409$274,768
6 ($1,310)$900$410$274,357
7 ($1,310)$899$412$273,945
8 ($1,310)$897$413$273,532
9 ($1,310)$896$415$273,118
10 ($1,310)$894$416$272,702
11 ($1,310)$893$417$272,285
12 ($1,310)$892$419$271,866
Year 2 - 13 ($1,310)$890$420$271,446
14 ($1,310)$889$421$271,025
15 ($1,310)$888$423$270,602
16 ($1,310)$886$424$270,178
17 ($1,310)$885$426$269,752
18 ($1,310)$883$427$269,325
19 ($1,310)$882$428$268,897
20 ($1,310)$881$430$268,467
21 ($1,310)$879$431$268,036
22 ($1,310)$878$433$267,604
23 ($1,310)$876$434$267,170
24 ($1,310)$875$435$266,734
Year 3 - 25 ($1,310)$874$437$266,298
26 ($1,310)$872$438$265,859
27 ($1,310)$871$440$265,420
28 ($1,310)$869$441$264,979
29 ($1,310)$868$443$264,536
30 ($1,310)$866$444$264,092
31 ($1,310)$865$445$263,647
32 ($1,310)$863$447$263,200
33 ($1,310)$862$448$262,751
34 ($1,310)$861$450$262,302
35 ($1,310)$859$451$261,850
36 ($1,310)$858$453$261,398
Year 4 - 37 ($1,310)$856$454$260,943
38 ($1,310)$855$456$260,488
39 ($1,310)$853$457$260,030
40 ($1,310)$852$459$259,572
41 ($1,310)$850$460$259,111
42 ($1,310)$849$462$258,650
43 ($1,310)$847$463$258,186
44 ($1,310)$846$465$257,722
45 ($1,310)$844$466$257,255
46 ($1,310)$843$468$256,787
47 ($1,310)$841$469$256,318
48 ($1,310)$839$471$255,847
Year 5 - 49 ($1,310)$838$472$255,375
50 ($1,310)$836$474$254,901
51 ($1,310)$835$476$254,425
52 ($1,310)$833$477$253,948
53 ($1,310)$832$479$253,469
54 ($1,310)$830$480$252,989
55 ($1,310)$829$482$252,507
56 ($1,310)$827$483$252,024
57 ($1,310)$825$485$251,539
58 ($1,310)$824$487$251,052
59 ($1,310)$822$488$250,564
60 ($1,310)$821$490$250,075
Year 6 - 61 ($1,310)$819$491$249,583
62 ($1,310)$817$493$249,090
63 ($1,310)$816$495$248,596
64 ($1,310)$814$496$248,100
65 ($1,310)$813$498$247,602
66 ($1,310)$811$499$247,102
67 ($1,310)$809$501$246,601
68 ($1,310)$808$503$246,098
69 ($1,310)$806$504$245,594
70 ($1,310)$804$506$245,088
71 ($1,310)$803$508$244,580
72 ($1,310)$801$509$244,071
Year 7 - 73 ($1,310)$799$511$243,560
74 ($1,310)$798$513$243,047
75 ($1,310)$796$514$242,533
76 ($1,310)$794$516$242,017
77 ($1,310)$793$518$241,499
78 ($1,310)$791$519$240,980
79 ($1,310)$789$521$240,459
80 ($1,310)$788$523$239,936
81 ($1,310)$786$525$239,411
82 ($1,310)$784$526$238,885
83 ($1,310)$782$528$238,357
84 ($1,310)$781$530$237,827
Year 8 - 85 ($1,310)$779$531$237,296
86 ($1,310)$777$533$236,763
87 ($1,310)$775$535$236,228
88 ($1,310)$774$537$235,691
89 ($1,310)$772$538$235,153
90 ($1,310)$770$540$234,612
91 ($1,310)$768$542$234,070
92 ($1,310)$767$544$233,527
93 ($1,310)$765$546$232,981
94 ($1,310)$763$547$232,434
95 ($1,310)$761$549$231,885
96 ($1,310)$759$551$231,334
Year 9 - 97 ($1,310)$758$553$230,781
98 ($1,310)$756$555$230,226
99 ($1,310)$754$556$229,670
100 ($1,310)$752$558$229,112
101 ($1,310)$750$560$228,552
102 ($1,310)$749$562$227,990
103 ($1,310)$747$564$227,426
104 ($1,310)$745$566$226,861
105 ($1,310)$743$567$226,294
106 ($1,310)$741$569$225,724
107 ($1,310)$739$571$225,153
108 ($1,310)$737$573$224,580
Year 10 - 109 ($1,310)$736$575$224,005
110 ($1,310)$734$577$223,429
111 ($1,310)$732$579$222,850
112 ($1,310)$730$581$222,270
113 ($1,310)$728$582$221,687
114 ($1,310)$726$584$221,103
115 ($1,310)$724$586$220,517
116 ($1,310)$722$588$219,929
117 ($1,310)$720$590$219,338
118 ($1,310)$718$592$218,746
119 ($1,310)$716$594$218,153
120 ($1,310)$714$596$217,557
Year 11 - 121 ($1,310)$712$598$216,959
122 ($1,310)$711$600$216,359
123 ($1,310)$709$602$215,757
124 ($1,310)$707$604$215,153
125 ($1,310)$705$606$214,548
126 ($1,310)$703$608$213,940
127 ($1,310)$701$610$213,330
128 ($1,310)$699$612$212,719
129 ($1,310)$697$614$212,105
130 ($1,310)$695$616$211,489
131 ($1,310)$693$618$210,872
132 ($1,310)$691$620$210,252
Year 12 - 133 ($1,310)$689$622$209,630
134 ($1,310)$687$624$209,006
135 ($1,310)$684$626$208,380
136 ($1,310)$682$628$207,753
137 ($1,310)$680$630$207,123
138 ($1,310)$678$632$206,491
139 ($1,310)$676$634$205,857
140 ($1,310)$674$636$205,220
141 ($1,310)$672$638$204,582
142 ($1,310)$670$640$203,942
143 ($1,310)$668$642$203,299
144 ($1,310)$666$645$202,655
Year 13 - 145 ($1,310)$664$647$202,008
146 ($1,310)$662$649$201,359
147 ($1,310)$659$651$200,709
148 ($1,310)$657$653$200,056
149 ($1,310)$655$655$199,400
150 ($1,310)$653$657$198,743
151 ($1,310)$651$659$198,084
152 ($1,310)$649$662$197,422
153 ($1,310)$647$664$196,758
154 ($1,310)$644$666$196,092
155 ($1,310)$642$668$195,424
156 ($1,310)$640$670$194,754
Year 14 - 157 ($1,310)$638$673$194,081
158 ($1,310)$636$675$193,407
159 ($1,310)$633$677$192,730
160 ($1,310)$631$679$192,050
161 ($1,310)$629$681$191,369
162 ($1,310)$627$684$190,685
163 ($1,310)$624$686$190,000
164 ($1,310)$622$688$189,312
165 ($1,310)$620$690$188,621
166 ($1,310)$618$693$187,929
167 ($1,310)$615$695$187,234
168 ($1,310)$613$697$186,537
Year 15 - 169 ($1,310)$611$699$185,837
170 ($1,310)$609$702$185,135
171 ($1,310)$606$704$184,431
172 ($1,310)$604$706$183,725
173 ($1,310)$602$709$183,016
174 ($1,310)$599$711$182,305
175 ($1,310)$597$713$181,592
176 ($1,310)$595$716$180,877
177 ($1,310)$592$718$180,159
178 ($1,310)$590$720$179,438
179 ($1,310)$588$723$178,716
180 ($1,310)$585$725$177,991
Year 16 - 181 ($1,310)$583$727$177,263
182 ($1,310)$581$730$176,533
183 ($1,310)$578$732$175,801
184 ($1,310)$576$735$175,067
185 ($1,310)$573$737$174,330
186 ($1,310)$571$739$173,590
187 ($1,310)$569$742$172,848
188 ($1,310)$566$744$172,104
189 ($1,310)$564$747$171,357
190 ($1,310)$561$749$170,608
191 ($1,310)$559$752$169,857
192 ($1,310)$556$754$169,103
Year 17 - 193 ($1,310)$554$757$168,346
194 ($1,310)$551$759$167,587
195 ($1,310)$549$761$166,825
196 ($1,310)$546$764$166,062
197 ($1,310)$544$766$165,295
198 ($1,310)$541$769$164,526
199 ($1,310)$539$772$163,755
200 ($1,310)$536$774$162,980
201 ($1,310)$534$777$162,204
202 ($1,310)$531$779$161,425
203 ($1,310)$529$782$160,643
204 ($1,310)$526$784$159,859
Year 18 - 205 ($1,310)$524$787$159,072
206 ($1,310)$521$789$158,283
207 ($1,310)$518$792$157,491
208 ($1,310)$516$795$156,696
209 ($1,310)$513$797$155,899
210 ($1,310)$511$800$155,099
211 ($1,310)$508$802$154,297
212 ($1,310)$505$805$153,492
213 ($1,310)$503$808$152,684
214 ($1,310)$500$810$151,874
215 ($1,310)$497$813$151,061
216 ($1,310)$495$816$150,245
Year 19 - 217 ($1,310)$492$818$149,427
218 ($1,310)$489$821$148,606
219 ($1,310)$487$824$147,782
220 ($1,310)$484$826$146,956
221 ($1,310)$481$829$146,127
222 ($1,310)$479$832$145,295
223 ($1,310)$476$834$144,461
224 ($1,310)$473$837$143,623
225 ($1,310)$470$840$142,783
226 ($1,310)$468$843$141,941
227 ($1,310)$465$845$141,095
228 ($1,310)$462$848$140,247
Year 20 - 229 ($1,310)$459$851$139,396
230 ($1,310)$457$854$138,542
231 ($1,310)$454$857$137,686
232 ($1,310)$451$859$136,826
233 ($1,310)$448$862$135,964
234 ($1,310)$445$865$135,099
235 ($1,310)$442$868$134,231
236 ($1,310)$440$871$133,360
237 ($1,310)$437$874$132,487
238 ($1,310)$434$876$131,610
239 ($1,310)$431$879$130,731
240 ($1,310)$428$882$129,849
Year 21 - 241 ($1,310)$425$885$128,964
242 ($1,310)$422$888$128,076
243 ($1,310)$419$891$127,185
244 ($1,310)$417$894$126,291
245 ($1,310)$414$897$125,394
246 ($1,310)$411$900$124,495
247 ($1,310)$408$903$123,592
248 ($1,310)$405$906$122,686
249 ($1,310)$402$909$121,778
250 ($1,310)$399$912$120,866
251 ($1,310)$396$915$119,952
252 ($1,310)$393$917$119,034
Year 22 - 253 ($1,310)$390$921$118,114
254 ($1,310)$387$924$117,190
255 ($1,310)$384$927$116,264
256 ($1,310)$381$930$115,334
257 ($1,310)$378$933$114,402
258 ($1,310)$375$936$113,466
259 ($1,310)$372$939$112,527
260 ($1,310)$369$942$111,585
261 ($1,310)$365$945$110,640
262 ($1,310)$362$948$109,692
263 ($1,310)$359$951$108,741
264 ($1,310)$356$954$107,787
Year 23 - 265 ($1,310)$353$957$106,830
266 ($1,310)$350$960$105,869
267 ($1,310)$347$964$104,906
268 ($1,310)$344$967$103,939
269 ($1,310)$340$970$102,969
270 ($1,310)$337$973$101,996
271 ($1,310)$334$976$101,020
272 ($1,310)$331$980$100,040
273 ($1,310)$328$983$99,057
274 ($1,310)$324$986$98,071
275 ($1,310)$321$989$97,082
276 ($1,310)$318$992$96,090
Year 24 - 277 ($1,310)$315$996$95,094
278 ($1,310)$311$999$94,095
279 ($1,310)$308$1,002$93,093
280 ($1,310)$305$1,005$92,088
281 ($1,310)$302$1,009$91,079
282 ($1,310)$298$1,012$90,067
283 ($1,310)$295$1,015$89,051
284 ($1,310)$292$1,019$88,033
285 ($1,310)$288$1,022$87,011
286 ($1,310)$285$1,025$85,985
287 ($1,310)$282$1,029$84,957
288 ($1,310)$278$1,032$83,925
Year 25 - 289 ($1,310)$275$1,035$82,889
290 ($1,310)$271$1,039$81,850
291 ($1,310)$268$1,042$80,808
292 ($1,310)$265$1,046$79,762
293 ($1,310)$261$1,049$78,713
294 ($1,310)$258$1,053$77,661
295 ($1,310)$254$1,056$76,605
296 ($1,310)$251$1,059$75,545
297 ($1,310)$247$1,063$74,482
298 ($1,310)$244$1,066$73,416
299 ($1,310)$240$1,070$72,346
300 ($1,310)$237$1,073$71,272
Year 26 - 301 ($1,310)$233$1,077$70,195
302 ($1,310)$230$1,080$69,115
303 ($1,310)$226$1,084$68,031
304 ($1,310)$223$1,088$66,944
305 ($1,310)$219$1,091$65,852
306 ($1,310)$216$1,095$64,758
307 ($1,310)$212$1,098$63,659
308 ($1,310)$208$1,102$62,558
309 ($1,310)$205$1,105$61,452
310 ($1,310)$201$1,109$60,343
311 ($1,310)$198$1,113$59,230
312 ($1,310)$194$1,116$58,114
Year 27 - 313 ($1,310)$190$1,120$56,994
314 ($1,310)$187$1,124$55,870
315 ($1,310)$183$1,127$54,743
316 ($1,310)$179$1,131$53,612
317 ($1,310)$176$1,135$52,477
318 ($1,310)$172$1,138$51,339
319 ($1,310)$168$1,142$50,196
320 ($1,310)$164$1,146$49,050
321 ($1,310)$161$1,150$47,901
322 ($1,310)$157$1,153$46,747
323 ($1,310)$153$1,157$45,590
324 ($1,310)$149$1,161$44,429
Year 28 - 325 ($1,310)$146$1,165$43,264
326 ($1,310)$142$1,169$42,096
327 ($1,310)$138$1,172$40,923
328 ($1,310)$134$1,176$39,747
329 ($1,310)$130$1,180$38,567
330 ($1,310)$126$1,184$37,383
331 ($1,310)$122$1,188$36,195
332 ($1,310)$119$1,192$35,003
333 ($1,310)$115$1,196$33,807
334 ($1,310)$111$1,200$32,608
335 ($1,310)$107$1,204$31,404
336 ($1,310)$103$1,207$30,196
Year 29 - 337 ($1,310)$99$1,211$28,985
338 ($1,310)$95$1,215$27,770
339 ($1,310)$91$1,219$26,550
340 ($1,310)$87$1,223$25,327
341 ($1,310)$83$1,227$24,099
342 ($1,310)$79$1,231$22,868
343 ($1,310)$75$1,235$21,633
344 ($1,310)$71$1,239$20,393
345 ($1,310)$67$1,244$19,150
346 ($1,310)$63$1,248$17,902
347 ($1,310)$59$1,252$16,650
348 ($1,310)$55$1,256$15,394
Year 30 - 349 ($1,310)$50$1,260$14,134
350 ($1,310)$46$1,264$12,870
351 ($1,310)$42$1,268$11,602
352 ($1,310)$38$1,272$10,330
353 ($1,310)$34$1,277$9,053
354 ($1,310)$30$1,281$7,773
355 ($1,310)$25$1,285$6,488
356 ($1,310)$21$1,289$5,199
357 ($1,310)$17$1,293$3,905
358 ($1,310)$13$1,298$2,608
359 ($1,310)$9$1,302$1,306
360 ($1,310)$4$1,306$0
TOTALS$194,922$276,800$471,722

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.