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Mortgage Payment Schedule for a $346,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of October 12, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($69,200) may require pre-mortgage insurance


3.91% is current rate for 30-year fixed
3.21% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$1,307 360 $193,779 $470,579

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,181 or less (zip code: 20149)


NMLS #: 1077157 | State Lic #: MC-5804
$1,140 /mo
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30 yr fixed mtg, 0 points | APR: 3.631% | Rate: 3.625% | Fees: $188 | 30 day rate lock

NMLS #: 134407 | State Lic #: MC-5378
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 45 day rate lock

NMLS #: 1023
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 45 day rate lock

NMLS #: 790396
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 244476 | State Lic #: MC-5877
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.756% | Rate: 3.750% | Fees: $187 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 7706
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 417490
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.896% | Rate: 3.875% | Fees: $625 | 30 day rate lock

NMLS #: 898791
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.928% | Rate: 3.875% | Fees: $1,595 | 60 day rate lock

NMLS #: 227765 | State Lic #: MC-5920
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 181005
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $870 | 45 day rate lock

$1,248 /mo
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30 yr fixed mtg, 0 points | APR: 4.375% | Rate: 4.375% | Fees: $0 | 30 day rate lock

NMLS #: 35959 | State Lic #: MC-2967
$1,519 /mo
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30 yr fixed mtg, 0 points | APR: 6.125% | Rate: 6.125% | Fees: $0 | 30 day rate lock

NMLS #: 180004 | State Lic #: MC -928
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 45 day rate lock

NMLS #: 2258 | State Lic #: MC-4673
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.792% | Rate: 3.750% | Fees: $1,295 | 30 day rate lock

NMLS #: 67717
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

$1,158 /mo
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Next
30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $346,000
Down Payment $69,200$276,800
Year 1 - 1 ($1,307)$902$405$276,395
2 ($1,307)$901$407$275,988
3 ($1,307)$899$408$275,580
4 ($1,307)$898$409$275,171
5 ($1,307)$897$411$274,760
6 ($1,307)$895$412$274,349
7 ($1,307)$894$413$273,935
8 ($1,307)$893$415$273,521
9 ($1,307)$891$416$273,105
10 ($1,307)$890$417$272,687
11 ($1,307)$889$419$272,269
12 ($1,307)$887$420$271,849
Year 2 - 13 ($1,307)$886$421$271,427
14 ($1,307)$884$423$271,005
15 ($1,307)$883$424$270,581
16 ($1,307)$882$426$270,155
17 ($1,307)$880$427$269,728
18 ($1,307)$879$428$269,300
19 ($1,307)$877$430$268,870
20 ($1,307)$876$431$268,439
21 ($1,307)$875$433$268,006
22 ($1,307)$873$434$267,573
23 ($1,307)$872$435$267,137
24 ($1,307)$870$437$266,701
Year 3 - 25 ($1,307)$869$438$266,262
26 ($1,307)$868$440$265,823
27 ($1,307)$866$441$265,382
28 ($1,307)$865$442$264,939
29 ($1,307)$863$444$264,495
30 ($1,307)$862$445$264,050
31 ($1,307)$860$447$263,603
32 ($1,307)$859$448$263,155
33 ($1,307)$857$450$262,705
34 ($1,307)$856$451$262,254
35 ($1,307)$855$453$261,801
36 ($1,307)$853$454$261,347
Year 4 - 37 ($1,307)$852$456$260,892
38 ($1,307)$850$457$260,435
39 ($1,307)$849$459$259,976
40 ($1,307)$847$460$259,516
41 ($1,307)$846$462$259,054
42 ($1,307)$844$463$258,591
43 ($1,307)$843$465$258,127
44 ($1,307)$841$466$257,661
45 ($1,307)$840$468$257,193
46 ($1,307)$838$469$256,724
47 ($1,307)$836$471$256,253
48 ($1,307)$835$472$255,781
Year 5 - 49 ($1,307)$833$474$255,307
50 ($1,307)$832$475$254,832
51 ($1,307)$830$477$254,355
52 ($1,307)$829$478$253,877
53 ($1,307)$827$480$253,397
54 ($1,307)$826$482$252,915
55 ($1,307)$824$483$252,432
56 ($1,307)$823$485$251,947
57 ($1,307)$821$486$251,461
58 ($1,307)$819$488$250,973
59 ($1,307)$818$489$250,484
60 ($1,307)$816$491$249,993
Year 6 - 61 ($1,307)$815$493$249,500
62 ($1,307)$813$494$249,006
63 ($1,307)$811$496$248,510
64 ($1,307)$810$497$248,013
65 ($1,307)$808$499$247,514
66 ($1,307)$806$501$247,013
67 ($1,307)$805$502$246,511
68 ($1,307)$803$504$246,007
69 ($1,307)$802$506$245,501
70 ($1,307)$800$507$244,994
71 ($1,307)$798$509$244,485
72 ($1,307)$797$511$243,975
Year 7 - 73 ($1,307)$795$512$243,462
74 ($1,307)$793$514$242,949
75 ($1,307)$792$516$242,433
76 ($1,307)$790$517$241,916
77 ($1,307)$788$519$241,397
78 ($1,307)$787$521$240,876
79 ($1,307)$785$522$240,354
80 ($1,307)$783$524$239,830
81 ($1,307)$781$526$239,304
82 ($1,307)$780$527$238,777
83 ($1,307)$778$529$238,248
84 ($1,307)$776$531$237,717
Year 8 - 85 ($1,307)$775$533$237,184
86 ($1,307)$773$534$236,650
87 ($1,307)$771$536$236,114
88 ($1,307)$769$538$235,576
89 ($1,307)$768$540$235,036
90 ($1,307)$766$541$234,495
91 ($1,307)$764$543$233,952
92 ($1,307)$762$545$233,407
93 ($1,307)$761$547$232,860
94 ($1,307)$759$548$232,312
95 ($1,307)$757$550$231,762
96 ($1,307)$755$552$231,210
Year 9 - 97 ($1,307)$753$554$230,656
98 ($1,307)$752$556$230,100
99 ($1,307)$750$557$229,543
100 ($1,307)$748$559$228,984
101 ($1,307)$746$561$228,423
102 ($1,307)$744$563$227,860
103 ($1,307)$742$565$227,295
104 ($1,307)$741$567$226,728
105 ($1,307)$739$568$226,160
106 ($1,307)$737$570$225,590
107 ($1,307)$735$572$225,018
108 ($1,307)$733$574$224,444
Year 10 - 109 ($1,307)$731$576$223,868
110 ($1,307)$729$578$223,290
111 ($1,307)$728$580$222,710
112 ($1,307)$726$581$222,129
113 ($1,307)$724$583$221,546
114 ($1,307)$722$585$220,960
115 ($1,307)$720$587$220,373
116 ($1,307)$718$589$219,784
117 ($1,307)$716$591$219,193
118 ($1,307)$714$593$218,600
119 ($1,307)$712$595$218,005
120 ($1,307)$710$597$217,408
Year 11 - 121 ($1,307)$708$599$216,809
122 ($1,307)$706$601$216,209
123 ($1,307)$704$603$215,606
124 ($1,307)$703$605$215,001
125 ($1,307)$701$607$214,395
126 ($1,307)$699$609$213,786
127 ($1,307)$697$611$213,176
128 ($1,307)$695$613$212,563
129 ($1,307)$693$615$211,949
130 ($1,307)$691$617$211,332
131 ($1,307)$689$619$210,713
132 ($1,307)$687$621$210,093
Year 12 - 133 ($1,307)$685$623$209,470
134 ($1,307)$683$625$208,846
135 ($1,307)$680$627$208,219
136 ($1,307)$678$629$207,590
137 ($1,307)$676$631$206,959
138 ($1,307)$674$633$206,327
139 ($1,307)$672$635$205,692
140 ($1,307)$670$637$205,055
141 ($1,307)$668$639$204,416
142 ($1,307)$666$641$203,775
143 ($1,307)$664$643$203,131
144 ($1,307)$662$645$202,486
Year 13 - 145 ($1,307)$660$647$201,839
146 ($1,307)$658$650$201,189
147 ($1,307)$656$652$200,538
148 ($1,307)$653$654$199,884
149 ($1,307)$651$656$199,228
150 ($1,307)$649$658$198,570
151 ($1,307)$647$660$197,910
152 ($1,307)$645$662$197,247
153 ($1,307)$643$664$196,583
154 ($1,307)$641$667$195,916
155 ($1,307)$638$669$195,248
156 ($1,307)$636$671$194,577
Year 14 - 157 ($1,307)$634$673$193,903
158 ($1,307)$632$675$193,228
159 ($1,307)$630$678$192,550
160 ($1,307)$627$680$191,871
161 ($1,307)$625$682$191,189
162 ($1,307)$623$684$190,505
163 ($1,307)$621$686$189,818
164 ($1,307)$618$689$189,129
165 ($1,307)$616$691$188,439
166 ($1,307)$614$693$187,745
167 ($1,307)$612$695$187,050
168 ($1,307)$609$698$186,352
Year 15 - 169 ($1,307)$607$700$185,652
170 ($1,307)$605$702$184,950
171 ($1,307)$603$705$184,245
172 ($1,307)$600$707$183,539
173 ($1,307)$598$709$182,830
174 ($1,307)$596$711$182,118
175 ($1,307)$593$714$181,404
176 ($1,307)$591$716$180,688
177 ($1,307)$589$718$179,970
178 ($1,307)$586$721$179,249
179 ($1,307)$584$723$178,526
180 ($1,307)$582$725$177,800
Year 16 - 181 ($1,307)$579$728$177,073
182 ($1,307)$577$730$176,342
183 ($1,307)$575$733$175,610
184 ($1,307)$572$735$174,875
185 ($1,307)$570$737$174,138
186 ($1,307)$567$740$173,398
187 ($1,307)$565$742$172,656
188 ($1,307)$563$745$171,911
189 ($1,307)$560$747$171,164
190 ($1,307)$558$749$170,414
191 ($1,307)$555$752$169,663
192 ($1,307)$553$754$168,908
Year 17 - 193 ($1,307)$550$757$168,151
194 ($1,307)$548$759$167,392
195 ($1,307)$545$762$166,630
196 ($1,307)$543$764$165,866
197 ($1,307)$540$767$165,099
198 ($1,307)$538$769$164,330
199 ($1,307)$535$772$163,559
200 ($1,307)$533$774$162,784
201 ($1,307)$530$777$162,008
202 ($1,307)$528$779$161,228
203 ($1,307)$525$782$160,446
204 ($1,307)$523$784$159,662
Year 18 - 205 ($1,307)$520$787$158,875
206 ($1,307)$518$789$158,086
207 ($1,307)$515$792$157,294
208 ($1,307)$513$795$156,499
209 ($1,307)$510$797$155,702
210 ($1,307)$507$800$154,902
211 ($1,307)$505$802$154,099
212 ($1,307)$502$805$153,294
213 ($1,307)$499$808$152,487
214 ($1,307)$497$810$151,676
215 ($1,307)$494$813$150,863
216 ($1,307)$492$816$150,048
Year 19 - 217 ($1,307)$489$818$149,230
218 ($1,307)$486$821$148,409
219 ($1,307)$484$824$147,585
220 ($1,307)$481$826$146,759
221 ($1,307)$478$829$145,930
222 ($1,307)$475$832$145,098
223 ($1,307)$473$834$144,264
224 ($1,307)$470$837$143,427
225 ($1,307)$467$840$142,587
226 ($1,307)$465$843$141,744
227 ($1,307)$462$845$140,899
228 ($1,307)$459$848$140,051
Year 20 - 229 ($1,307)$456$851$139,200
230 ($1,307)$454$854$138,346
231 ($1,307)$451$856$137,490
232 ($1,307)$448$859$136,631
233 ($1,307)$445$862$135,769
234 ($1,307)$442$865$134,904
235 ($1,307)$440$868$134,036
236 ($1,307)$437$870$133,166
237 ($1,307)$434$873$132,293
238 ($1,307)$431$876$131,417
239 ($1,307)$428$879$130,538
240 ($1,307)$425$882$129,656
Year 21 - 241 ($1,307)$422$885$128,771
242 ($1,307)$420$888$127,884
243 ($1,307)$417$890$126,993
244 ($1,307)$414$893$126,100
245 ($1,307)$411$896$125,203
246 ($1,307)$408$899$124,304
247 ($1,307)$405$902$123,402
248 ($1,307)$402$905$122,497
249 ($1,307)$399$908$121,589
250 ($1,307)$396$911$120,678
251 ($1,307)$393$914$119,764
252 ($1,307)$390$917$118,847
Year 22 - 253 ($1,307)$387$920$117,927
254 ($1,307)$384$923$117,004
255 ($1,307)$381$926$116,078
256 ($1,307)$378$929$115,149
257 ($1,307)$375$932$114,217
258 ($1,307)$372$935$113,282
259 ($1,307)$369$938$112,344
260 ($1,307)$366$941$111,403
261 ($1,307)$363$944$110,459
262 ($1,307)$360$947$109,512
263 ($1,307)$357$950$108,561
264 ($1,307)$354$953$107,608
Year 23 - 265 ($1,307)$351$957$106,652
266 ($1,307)$348$960$105,692
267 ($1,307)$344$963$104,729
268 ($1,307)$341$966$103,763
269 ($1,307)$338$969$102,794
270 ($1,307)$335$972$101,822
271 ($1,307)$332$975$100,846
272 ($1,307)$329$979$99,868
273 ($1,307)$325$982$98,886
274 ($1,307)$322$985$97,901
275 ($1,307)$319$988$96,913
276 ($1,307)$316$991$95,922
Year 24 - 277 ($1,307)$313$995$94,927
278 ($1,307)$309$998$93,929
279 ($1,307)$306$1,001$92,928
280 ($1,307)$303$1,004$91,924
281 ($1,307)$300$1,008$90,916
282 ($1,307)$296$1,011$89,905
283 ($1,307)$293$1,014$88,891
284 ($1,307)$290$1,018$87,873
285 ($1,307)$286$1,021$86,852
286 ($1,307)$283$1,024$85,828
287 ($1,307)$280$1,028$84,801
288 ($1,307)$276$1,031$83,770
Year 25 - 289 ($1,307)$273$1,034$82,736
290 ($1,307)$270$1,038$81,698
291 ($1,307)$266$1,041$80,657
292 ($1,307)$263$1,044$79,613
293 ($1,307)$259$1,048$78,565
294 ($1,307)$256$1,051$77,514
295 ($1,307)$253$1,055$76,459
296 ($1,307)$249$1,058$75,401
297 ($1,307)$246$1,061$74,340
298 ($1,307)$242$1,065$73,275
299 ($1,307)$239$1,068$72,206
300 ($1,307)$235$1,072$71,135
Year 26 - 301 ($1,307)$232$1,075$70,059
302 ($1,307)$228$1,079$68,980
303 ($1,307)$225$1,082$67,898
304 ($1,307)$221$1,086$66,812
305 ($1,307)$218$1,089$65,722
306 ($1,307)$214$1,093$64,629
307 ($1,307)$211$1,097$63,533
308 ($1,307)$207$1,100$62,433
309 ($1,307)$203$1,104$61,329
310 ($1,307)$200$1,107$60,222
311 ($1,307)$196$1,111$59,111
312 ($1,307)$193$1,115$57,996
Year 27 - 313 ($1,307)$189$1,118$56,878
314 ($1,307)$185$1,122$55,756
315 ($1,307)$182$1,125$54,631
316 ($1,307)$178$1,129$53,501
317 ($1,307)$174$1,133$52,369
318 ($1,307)$171$1,137$51,232
319 ($1,307)$167$1,140$50,092
320 ($1,307)$163$1,144$48,948
321 ($1,307)$159$1,148$47,800
322 ($1,307)$156$1,151$46,649
323 ($1,307)$152$1,155$45,494
324 ($1,307)$148$1,159$44,335
Year 28 - 325 ($1,307)$144$1,163$43,172
326 ($1,307)$141$1,166$42,006
327 ($1,307)$137$1,170$40,835
328 ($1,307)$133$1,174$39,661
329 ($1,307)$129$1,178$38,483
330 ($1,307)$125$1,182$37,301
331 ($1,307)$122$1,186$36,116
332 ($1,307)$118$1,189$34,926
333 ($1,307)$114$1,193$33,733
334 ($1,307)$110$1,197$32,536
335 ($1,307)$106$1,201$31,335
336 ($1,307)$102$1,205$30,129
Year 29 - 337 ($1,307)$98$1,209$28,920
338 ($1,307)$94$1,213$27,708
339 ($1,307)$90$1,217$26,491
340 ($1,307)$86$1,221$25,270
341 ($1,307)$82$1,225$24,045
342 ($1,307)$78$1,229$22,816
343 ($1,307)$74$1,233$21,583
344 ($1,307)$70$1,237$20,347
345 ($1,307)$66$1,241$19,106
346 ($1,307)$62$1,245$17,861
347 ($1,307)$58$1,249$16,612
348 ($1,307)$54$1,253$15,359
Year 30 - 349 ($1,307)$50$1,257$14,102
350 ($1,307)$46$1,261$12,840
351 ($1,307)$42$1,265$11,575
352 ($1,307)$38$1,269$10,306
353 ($1,307)$34$1,274$9,032
354 ($1,307)$29$1,278$7,754
355 ($1,307)$25$1,282$6,472
356 ($1,307)$21$1,286$5,186
357 ($1,307)$17$1,290$3,896
358 ($1,307)$13$1,294$2,602
359 ($1,307)$8$1,299$1,303
360 ($1,307)$4$1,303$0
TOTALS$193,779$276,800$470,579

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.